Chương III- BH

8/2/2019 Chng III- BH

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Chng III: Bo him hng khng


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I. Khi nim1. S cn thit phi bo him hng khng - Gi tr ca thn my bay ngy cng tng => nguy c ri ro tn

tht ngy cng ln - S lng hnh khch v hng ho trn mt chuyn bay ngy

cng tng, s chuyn bay trong cng mt n v thi gian cngngy cng tng => trch nhim dn s ca hng hng khngngy cng ln

- Lut php quy nh trch nhim ca hng hng khng ngycng tng

- Bo him hng khng c ngha i vi ton x hi, ton thgii - Bo him hng khng gip cc hng hng khng n nh v

khng phi tng gi v, gi cc v khng phi tch lu chitiu bi thng cho cc nhu cu bt thng

2. nh ngha - Bo him hng khng l loi hnh bo him nhng ri ro trn

khng, trn b lin quan n mt hnh trnh chuyn chbng ng hng khng.


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II. Cc loi hnh bo him hng khngch yu 1. Bo him thn my bay 1.1. Khi nim - Ngi bo him: cc cng ty bo him (cc phong bo himhng khng ca cc cng ty bo him) - Ngi c bo him: cc hng hng khng - i tng bo him: thn my bay gm v v my - Ngi mua bo him: cc hng hng khng, ngi s hu

my bay- Ngi c bi thng: cc hng hng khng - Tr gi bo him: gm tr gi thn my bay, ph bo him v

cc chi ph hp l khc


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1. Bo him thn my bay 1.2. Trch nhim ca ngi bo him - c quy nh trong cc iu kin bo him - Nm 1991, Vit nam ban hnh QTC v bo him

hng khng, trong i vi bo him thn my baygm 2 iu kin:

+) iu kin B- iu kin bo him tn tht tonb

+) iu kin A- iu kin bo him mi ri ro


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1. Bo him thn my bay Cc trng hp c bo him:

1. Tn tht ton b thc t 2. Tn tht ton b c tnh 3. Tn tht b phn 4. Cc chi ph hp l khn cp m ngi c bo him phi

chu nhm m bo an ton cho my bay ngay sau khi b hhng buc phi h cnh ( 10% tr gi thn my bay)

5. Chi ph gim nh, xc nh tn tht thuc trch nhim bohim - iu kin B: 1 n 2 - iu kin A: 1 n 5


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Cc ri ro loi tr:

1. Hao mn t nhin, gim dn cht lng, gy, v, hng hoc hu qu ca cc trnghp ni trn

2. Ph hu dn dn lu di gy ra (nu gy tai nn bt ng th vn c bi thng) 3. My bay c s dng vi mc ch khc ghi trn giy chng nhn bo him 4. My bay vt ra khi phm vi ghi trn giy chng nhn bo him tr trng hp bt

kh khng 5. My bay h cnh nhng ni khng ph hp vi tnh nng k thut tr trng hp

bt kh khng 6. My bay c iu khin bi mt ngi khng c tn ghi trn hp ng bo him 7. S lng hnh khch i trn my bay ln hn s lng ghi trn giy chng nhn bo

him 8. Nhng trch nhim v quyn li m hng hng khng chp nhn hoc t b theo bt

k mt tho thun no khc vi v, phiu hnh l hoc vn n hng khng 9. Nhng khon tin m ngi c bo him i c nhng ngi khc 10. Do phng x hoc nhim phng x 11. C chin tranh, nh cng, v kh nguyn t, khng b v chnh tr, hnh vi c hay

ph hoi, tich thu hay trng dng, bt cc hoc khng ch 12. My bay c vn chuyn bng bt c phng tin no tr trng hp bt kh

khng2 trng hp u loi tr ring cho bo him thn my bay, 10 trng hp cn li loi

tr chung cho tt c cc loi hnh bo him hng khng khc


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2. Bo him trch nhim dn s ca ngi cbo him i vi hnh khch, hng ho, hnh l vt trang ca hnh khch

2.1. Khi nim - Ngi bo him: cc cng ty bo him - Ngi c bo him: cc hng hng khng - i tng bo him: trch nhim dn s ca ngi

c bo him i vi hnh khch, hng ho, hnhl, t trang ca hnh khch

- Ngi mua bo him: cc hng hng khng - Ngi c bi thng: hnh khch, ch hng - Gii hn trch nhim: l s tin ln nht m cng ty

bo him phi bi thng cho hnh khch, ch hng


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2.2. Trch nhim ca ngi bo him 2.2.1. V mt ri ro tn tht

- Theo QTC 1991, ngi bo him bi thng cho ngi cbo him nhng khon tin m ngi c bo him phi bithng cho ngi khc theo ch trch nhim hin hnh do +) Gy thng vong cho hnh khch khi h ang trong mybay hoc ln xung my bay

+) Tn tht v hng ho v hnh l trong qu trnh vn chuyntheo phiu hnh l, hng ho hoc vn n hng khng +) Tn tht v hnh l t trang do hnh khch t bo qun


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iu c Hnh khch Hnh l Hng ho

1. Vacsava1929

125 000 Frvng/h.kh

5000 Frvng/h.kh

250 Frvng/kg

2. Hague 1955 250 000 Frvng/h.kh

5000 Frvng/h.kh

250 Fr vng/kg

3. Guadalajara1961 ch quy nh trch nhim ca ngi chuyn chthc s v ngi chuyn ch theo hp ng


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4. Hip nh Montreal 1966 - Hnh khch:

+) 75 000$/h.kh hoc 58 000$/h.kh (c bao gm ph to nhoc khng) vi iu kin l trong hnh trnh c mt im i,im dng, im n tho thun thuc M +) 20 000$/h.kh hoc 10 000$/h.kh trong trng hp ngc li

- Hng ho: 9.07 SDR/pound ~ 20$/kg

- Hnh l: 500$/h.kh nu trong hnh trnh c mt im i, imdng, im n tho thun thuc M, hoc 400$/h.kh trongtrng hp ngc li


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iu c Hnh khch Hng ho Hnh l

5. Guatemala 1971 1 500 00 Frv/h.kh(cht, thng tt) 62 500 Frv/h.kh(chm tr

250 Frv/kg 15 000 Frv/h.kh

6. Montreal 1975Bn 1 Bn 2

Bn 3

Bn 4

125 000Frv ~ 8300SDR/hkh 16 600

SDR/h.kh1 500 000Frv/h,kh(cht,thng tt) 62 500 Frv/h.kh(chm tr)

Khng quy nh

17 SDR/kg (~20$)17 SDR/kg

17 SDR/kg

Khng quy nh

332 SDR/h.kh332 SDR/h.kh

1000 SDR ~ 15 000Frv/ h.kh

Khng quy nh


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Loi tr:

Tn tht v ngi v ti sn ca ngi c bohim (hng hng khng) v ngi lin doanh vingi c bo him

Tn tht v ngi v ti sn ca phi hnh onkhi ang lm nhim v trn my bay

Loi tr t trng hp 3 n 12 nh bo himthn my bay.


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3. Bo him trch nhim dn s ca ngic bo him i vi ngi th 3

3.2. Trch nhim ca bo him Cc trng hp c bo him:

- Ngi bo him c ngha v bi thng cho ngi c bohim nhng khon tin m ngi c bo him phi bithng theo ch trch nhim dn s hin hnh khi ngith ba b cht, thng tt. Theo lut hng khng dn dng Vitnam th gii hn trch nhim ca ngi bo him i vi ngith 3 l 150 000$/ ngi - i vi thit hi v ti sn: trch nhim ca hng hng khngkhng vt qu 1000$ i vi 1kg trng lng ct cnh ti aca my bay (l trng lng ln nht m ti my bay vn cth ct cnh an ton). Theo lut hng khng dn dng Vitnam, khi bi thng tu theo tn tht thc t nhng khng baogi vt qu 65 triu $. - n ph dn s v chi ph hp l - Chi ph gim nh tn tht thuc trch nhim bo him


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3. Bo him trch nhim dn s ca ngic bo him i vi ngi th 3

Cc trng hp loi tr:

Thit hi v ngi v ti sn ca ngi c bohim Tn tht v ngi v ti sn ca hnh khch v

ngi trn my bay

Loi tr t trng hp 3 n 12 ging bo himthn my bay


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4. Bo him hng ho vn chuyn

bng ng hng khng 4.1. Khi nim - Ngi bo him: cc cng ty bo him

- C hai cch mua bo him cho hng ho vn chuyn bngng hng khng: - Mua trc tip t hng hng khng: khi thanh ton cc vn

chuyn th thanh ton lun ph bo him, trn vn n c ghir s tin bo him

- Mua t mt cng ty bo him c lp: trn vn n khng thhin s tin bo him

- Ngi c bo him: ch hng - Ngi mua bo him: ch hng - Ngi c bi thng: ch hng - i tng bo him: hng ho vn chuyn bng ng hng

khng

- Tr gi bo him: bng gi CIP ca hng ho


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bng ng hng khng

4.2. Trch nhim ca bo him

- Trch nhim ca ngi bo him i vihng ho xut nhp khu chuyn ch bngng hng khng khng c quy nhtrong QTC 1991 m p dng theo quy nhca ICC 1982, mc Air Cargo

- Trng hp c bo him: ngi bo himchu trch nhim i vi mi ri ro tn thttr nhng mc c ghi trong ri ro loi tr


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bng ng hng khng Loi tr: Li ca ngi c bo him Chy, hao mn thng thng v trng lng, khi lnghoc rch Bao b khng y Ni t hoc bn cht ca hng ho My bay khng c kh nng bay Chm tr d do mt ri ro c bo him gy nn Hng hng khng khng kh nng ti chnh Chin tranh, nh cng, ni chin, cch mng, s dng v

kh ht nhn nguyn t hay khng b v chnh tr


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bng ng hng khng

Hiu lc ca bo him: bo him ht hiu

lc tu thuc vo mt trong hai iu kinsau: V mt khng gian: ngi bo him chu trch

nhim v hng ho t kho n kho

V mt thi gian: bo him ht hiu lc trongvng 30 ngy sau khi d hng xong khi my bayti ni d hng

Chương III- BH

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