Top Banner
}######?###n,üê2n#####þÿ3#O½:v# *`?j"-N¸+:oÁ#Kºm]Kn6*9¨n;###öK#éîX| rsõ½############################################################################ ################################################################################ ################################################################################ ################################################################################ ################################################################################ #####################################lÄ# Æxw{ýàã
91

China credit card market research and investment forecast report

Jul 04, 2015

Download

Documents

Welcome message from author
This document is posted to help you gain knowledge. Please leave a comment to let me know what you think about it! Share it to your friends and learn new things together.
Transcript
Page 1: China credit card market research and investment forecast report

�}######?###n,�üê2n#####þÿ3#O�½:v# *`?j"-N¸+�:oÁ#Kºm]K��n6*9¨�n;###�öK#éîX|rsõ½#################################################################################################################################################################################################################################################################################################################################################################################################################################################lÄ#Æxw{ýà�ã

Page 2: China credit card market research and investment forecast report

&Y¹þcÞ»ÕÂSi#¦ G1îðT�&K®/ÍÑ�K�éN¬s´#£NâSÝ ÒÍKºÆ*5À�¾#H��hT<ÊÔÂyô#£<#-#f'J�º:Nñ�¯ß�wºr[þú¶B�###�ãq#õås�#dÚ�éúóÑo ç2çn#�;(Æ·�,ÞtL}rß�ã#|A3)zùpÎS#ó²§Jÿ#A�}é7i¢��%#n3�ºÐá�Â�¹#´w�Ï�w÷À#¢@>U#ç2.#zîax%¤#�}¨üc{4TH�6#J##��I ¯*�kúâ!�"WâbÉ#.Ñ#ÀÏ8N2'ÚiSû;I�#§Ã8#Ä(JöIp#j÷#hÞÇÍu1ákíY°��ÖózØm�#t#LÛ !�=�\s�|.�#8Ý µÌêæ[#�xÈþ#*�=##�$ï£#ð4�è

Page 3: China credit card market research and investment forecast report

î#;#=#OTr>-# µ#uÞÒ¨D|Ä#ÑÛ§#UíbU�Ý 2íÙþ»#.p�#£lÒe½?Î,�ÔGì úÔö�;çj#=Õ.#@' e#Ù�¯JÙn�É#5u46Ë.°�

Page 4: China credit card market research and investment forecast report

L��kÓ�äl[�!áw�®f#¸ÇeºOf>oá�´!I·ú2�B´ì 2ÿ9ø¸97 4«ô,9#£##9¹îá©ðî#�#Ðâ>�n�£k<g!´×ÜÅlD#.#�·çN"ܨP#á§((Aå�-¤A�#´LË�X2¹×¾#W��ûó½#_:\×zæ#Á¸5�Ü'¡|�|,db�9Ý ÒBbª°¹®"ÂtÕü�6#ß@�!Ñõ�$G+Ð�#b��¾Õ#�íOÌhäîA?�l¬qõ]Ë<#*�#¢r|½¿�öYX½Ð\ ,¤Ã$�íÑJÕ�(çZÂË2º@Á#£þÖ!\ß´$)Á#Ü}zcIÍG#Ý ³9#èÜp#�§L"¨¶NÙ2У2Ãæ©ñpé#àÉ;HäÇÿõI�g`#GÜY�×ûTÿÆ6#Ì© áê�×�~F%ÈR!Í#]:

Page 5: China credit card market research and investment forecast report

�rø·�ßm°Ç#E#Äå± Ã#ÚvQ^�M@<òs#�Ȭ£×##ä9�#ËqЩ#�±m#

Page 6: China credit card market research and investment forecast report

<##\Bj~õ#ÞixMëÞ#µp#Rè®;#ó#-%{Î##íI¥K©K¡rTbfåØxÕÜÀ´¦x¤#¶C�é¨ñPîñ÷}

Page 7: China credit card market research and investment forecast report

Ó#"#ÐHGUt_!j��ENHùÒ#y¾��Á�# #�u�Y|"z6½º¡�##×SÑ#�/ßðjazõ�A0#Ì#S%T#��OeO³�¿ÉÙÌì k4{*ºè2&I%��T¾sÛ#g#"�8N#¦#ÒL¹/dàúp�¾Ìî§çð'ð¥q��*�s�U#Å"à�þIâ#ßÚ,5ôí#lÄ#�?õÃ%Ið��Ëg�ËAù6OsRdT×mú³úJþ�îý7@#$¼]�õü³qÃäï�#G�DÖOÛ»ÙÆuf.wdqa#q�|ñcR�£¬Kû¡�U¯+¥©�#¥#�çMù�{�Ý HÊÓÕB!

Page 8: China credit card market research and investment forecast report

z¶p¤Ô�=cU�#ó!lÈOs>4f§øÿ#t#û®�º93¢c�ÎÒ�##�,ºÛ�þ¹Yp|bJÏ�[ègºÂÖ.P°¦�#

Page 9: China credit card market research and investment forecast report

X#¥# i->�?

Page 10: China credit card market research and investment forecast report

ùüäØY�#�nɼ³##�ÞØ?ø\�Ø#ç!#®P¤�#§P�Ç�j°«)!#z¶Å͵mïëcÉ�#Ô��Fö#à@#·fÖ#e�;âhj�À�ßæ²öHg´#�g�¹À1;'5lk¢ì Y»«d@+é�L�K�¿j�þ³(�àÀW?Ò7#�ÐW¼[Çåî�½#Á#%ÈæMy«µn�ª®Ò#É+�#ôbÄ�«¯�Æ##WÇr´h��#<�¢Ð0ò��¡E#ó�³Tò#.ú##ö!«Û�<_-äp&l޴Ѽ# Ô�±#��æ�RKþ¾¨kÄ�*Ð?a�3Þ##�¨��¢Þª�Ǭ��ÔÃTGµÞO�KF�Êüj#h¨¡ÉÝ {Æ

Page 11: China credit card market research and investment forecast report

@ñWu÷áö�#å^�ªÓ~+éG#�[X6�� ��8²«#ld£�Ó'z�#+vº\Û¢T�¶H�l#*#|=�åþXÔ�öó#Ä{ä#§g#�ïàßÕ¤;�W�ß�þÌ �T§¿F{�Òbá##�ÿ«<O'#UÍ#l�1Z;(�#B#q�îívùNÃý�Æ)ú¡¿#Á/#��¸í§�Ð�wå�Lù{È#<s×D�*�ôµ£Wº#}g´#�ê#�?�Gø³7*Y<à*÷cð{wK±�Êcú�³Ò3D#É�£1õ��õ�¶§¿�¹{kfoÃûm'®>xi¸ÎtW�{mD�;ªNÛ#r�§#M#�«ûBÌ#Û#±9GVG)17,�Ä#C.j b�«¥#vêäíH#Úª#þñ#á

Page 12: China credit card market research and investment forecast report

´k#÷#\éõ³Ð�{#6#V##ÓÈdaü§�T©ýÛU²Þ:Nig#¨Ó#[N°±ÄYwQ#úÜ#oe®ÁN©ç�MºS�ËÃ^FÄ Ú^è¦&ïo èù5VÏÔ��¯eÉ�FôÂG�#� h;=ú#ÄʹÒá%yák�ÜÆ=W�D��hlöm!soáÖ

Page 13: China credit card market research and investment forecast report

|6³7@ó¯=ÿS{L;å6[b~¶\ã[»=ÍR1ì FÛZ##Ô�H#ä6\�m�#ì '��!®^�R¶#6lV¥�(Eóñ2Óñ2�Ó×#S#V��®è°�GÙ�ÿä×IMéį³VÌ�ï×)#�x�¶p$:�W¨·È`%YFÓå#í9»»#�¥û��e,6È¥CZ~lÄ$ï6k*×#÷#ù_öÂÐ#K=¯÷###Ñ䶹¸þöU#C)�À'®>z§mZ;�ñôiZ

âcó³$#�>1�ŪҢ" /�f³àáëîD�®ý¯#H#D�-Q_E�Cå>�4V¦øxªÒv¶#Â�Q#ÃÇ##) &Ï�Y#¯y´h{DÜîÅ#»�¼óÀ_¸ýDÎ1ØâBÇÿ:N#%ÓD#ð#ùKÆÍWëÝ #T@L#'wÞ�¤éÞÃF#�¥ c¢`ÞûÇ�#`�k°~k#�9ü�#x)#1Á@#_7ÑÿÓ(?¡¬M�2Ò¾&¹Y[#çG7ÀbÔ>�z|9¿w#aSÖ©#ÿ*-Úc#~_(<-$Ãd#Ú�µÝ �¾æ[û;éÌÖ�Y^÷â(L]clä##1¾¥WsÂi#zÒc"´

Page 14: China credit card market research and investment forecast report

#ĺ.p��S9$éå#'í^�·¨³�*÷G#J9¨�Ûu:a?Çíf#55�UA¼öár�°×È#²Ý À##£��B#?#Ð;ÔuòÄ#¹iÎÞª&#CM�ùô²>À}"V�58�í·ñV9³qkc¾«²¯97¾¶

Page 15: China credit card market research and investment forecast report

#f¼##`®±b{LbX�@¾#ÿ3�zè�TG�sß#âPi#Äú�~#nâ�##gy#sTÓQVÝ ±Ó

Page 16: China credit card market research and investment forecast report

Ê\÷Ö(Áê¿#�#Æð#j�L#�j�gZ}��¢x/#§ziç�ùIKz|#zl�#<F�Ó#°!ÅMT#pBoÓ�ðÐÏà±è�ëî##�»:9û~�»#¼gÒ��#mOáa¢}ðÎt¯3¯7|#N#h@TT×±©Qd&M¬îv [Wy)²èq¸H�HqlìB2Ãhÿ�ÇîSvÞÛ�®±ëg*Ç#�ñ¸e¦ö#ß#¦~³¤ß?ÓaÐ#@�oQÖDçþú�¿SÕo�S#É�Bæ°>#¾W#Ù�×r'�á�ÂG´¹Ú�âµ�#t

Page 17: China credit card market research and investment forecast report

µH#éÖ#Ì@�#'���T##Qb<L�Ñ#|#$�y«�k##�qI#S#i�#�uúçÀÊJ{�oæ�.â�v#RÓ®ê Cº�&û*<)¤¼$È{è&Z#÷Â��ï^MyÑ -ã1õ8Né³Jé�##ÉFÌ=[#î;o»�m=¤Pí"

Page 18: China credit card market research and investment forecast report

KÆ#Ëx*#<ÄòXfîõÕcTÍAçòê#Ù��Ó°xÂ##0ì æW#-à#���¹#oÖ]A\üÙ�{ÞSú##*ï�lö.ë¦#��«�Z�7ª)w+÷üðG$;�rBð£|h�ÚÆ|#ájàÿ#�#¡#.Ðq�Ã!.ú=C^ ±â4*ÔÇdNUä ¥Äøç,Ũ.¬dÛ#�z¾�9��Ö:áuÝ ñH�ÔY´·Ô#Åiãý´=:+�÷Ùu#®S-È�#Vá+/oÒÆ�R¥'mõhÈU�^N�2«Gl�#ów R�#úÚ#ó,Õ(#?Þ«{ÿ#äûK�;££§¹�4ryiy|¡iD¬ h¨�9¦=##7èÊá㯢gZ¿µ8µÈÖ¦Ý ÇJ>¨þ�µ�åÇS×�Ög+#SnõUª¼£åD¢�T�1ýÂKÒ¦ã&,ÿ��Ç~ëK��N»\vùÃ#£zÀ�-÷{���àøJ?#çõ|\2ª�Xû¥Rhê#~#ïô��x5ÿªøEѵ²f�>cÁ#v�³W§Ò;`2à|La##'lKì µ#Xi-ÿ�åµ�G#¼Ùk#Ãh#��¡ÞäÆw*ä�¤YþrïÐ�#�¿#J=#�=##Rc×AháIÃÐ�Â�·ËÕ9Ê#ù�I8G¤&¥�úE�À6X·�KrI t¯Üõ#�3ïmm#O#�£wóÑX>é:#¹�Åã@÷J��Hů÷©êµ#�##ÖÁý�ã:ÿ5�?à6Óð×¥üÃì �%#�¢Ë9#NÑ#Z#×~#Õíôû%L#�ý#úÄ�ò�55TazN«#b�YäD.7á-Ñ�#Ù_##Ö`IZ»ã{+Zµ��l°¶��#ØÇ#õ#ù¥f�)©ÿ T��o« ý«#XÏ#�2F#�È5�æ#âr¯´8�êä�\t¿¡¸JÍçç:�;V¦öÊÈyHRÔo¯´bfç#ǾK-È®x7�¯Ç1#�Ag#ª#�áRl�#ÖYU#<87`Ð?#Y#¶UvZS«#_H�i�£çnÒBQ�£ÊR¿Ú^`3�0Rd�_x@Q_=gºy#áñ#ï÷## á�wwCHÚßÏßofSÊvÖ0Í�êl¯©Ù¨pð¸Yo¾Nº¬#í~ aÈ#ÅÇæö#q�#ø(#¶##_NH#�Ì°*��k�2#,#ÇPd3R÷Ã�#$7/á.Y#Fn%×ÿNÇÄD�êH=��#�ñÇHá �ØS#´gþËÞñ L|u#j>°©"Ä# nü({B�5Õ�ÿ��#½ÖYf#[°óP¶î�ªû>#�(##ö�¼²A�NI�#¥±Y¤*$y\��##�wF&Û"Ú��ºõïû:KÕ0AJ���[��»D�

Page 19: China credit card market research and investment forecast report

�2í#!2a¶#þ$����ª#^ÿàWc6£#uà¹#_#_¸X9#I4g^´(�Ë�¿#�÷î�ÍMJ® H墰 ûÆ·ÄVÆ�3±j®#W±qú�×áZï6»B�B¢É�*#dri ÅÖ÷#Ãd.��¸RÅÉßÿÃ×÷gûlÑ´z¤3Ã,¾>n�#Ïy��Y+Çrö

Page 20: China credit card market research and investment forecast report

#F��¿.#Ó¶$#Z^ð

Page 21: China credit card market research and investment forecast report

ÞL>K4°c�¬ð��ñu°u�òiNôûñ¢ß�þ|ð�Óïã]Ã\¯#OM#m°�éýJ#Yh>k¢r'©¶?Ðí��ô|�÷Iµ?«Ý l�#Ã�êDÛ£.Kà##xè�8#ámH;Û�4¯#>5Sðkä}S�Ó|×}#¯#ë�Ô¹Tù�%×#.2ú.âgê<õâì ±-#.�#�¡m}ÔØò[|ñþã�Èå#½#Îoã.O4î~º»�ñ¾#B#r�TÞÿ2Õ�¶ä¾¢�%Úi��a#V~>ß¡ø.e¢�uîéh¾#ÐV³Çi� 2'°/8�e�$�#~Ý ��1å1ã�×##îX±·�X�#¬~#Óéµ#p#§¼úHâECLJ�VÜ�#�F&¯ç³¥<á^�i#M°�#¬###6^į½&ÕÓ#E/#�'�#Áz¶ú²ÑØ#C�zĤ£«ñO�ßÊÏ#8�}î��¡W#?#®Z#/#�Rú#73V ʽùªê>�Q#h#D×�:Üv½³ø�)ru##=##îT�)Uÿ`�[�ZF&î®F'8#~¿�f##üHRqæ1�xêÐÉ#äpÑ0IºH�ÎZ#�c�ì �HÝ Úô#qÝ G dgÅ.É¥#¤�b\Y#5�pÊm#õ#¢Èµ�àt�«3s#w^dÀÊ_#> G#GUsÎ�÷®£;û¨�N�»��È|ÎõÏ'Y�

Page 22: China credit card market research and investment forecast report

ÓP�#T#øc@¿w3#VÉg À³§7yJÇÚxAÄ�D}ºµ~.�ÒÞR&�µiEu¬'À®��¥i#p'Ôó�l##ºFñNõ�W�yj7#±$ÇÀZã�ø¤B5×�£ Ëwöø#-mQB(�Y®Ò(-W×££Ã¿´ÿiöëÇX�4Èû�bL£#>D¤¡Jb¤t¯q]####Q�#±oø|þ5#ÎÖÛ1TSÖ3â®Ô>iüXt�O�vVV.¿Æhå#Ø-#PÑJS==ºÒ$�t{º$}#fXeÙ¤��¿L#¶qM§P�ïEc¿çP#±iW#Èã�0oòÓ�èKÈÒ#�1#Éc#&¨##*±nkOc(>í*:áÏ#.�.ì ÞÚ�ßiwoMB¦Øì Äéd4�Þ8#;ßèˬÕÆ=Jº¤»øгã#^£�9ÇeS�¸ð[oàê{¾ #.Æð¢�M��>½{·Iþ�±#|çê#Q��n#c´� g¥ðÕ� �j�'æ�µí7ð#D #._Ý #ä�Y�£$�½h�eVê� ð#�)ÉV�¥|©Zà]zÌm#¶¨=ê�üùe ptC±#RÏûê×B��,5#`h#Nf�@#eî��ß$"¼%È#}xÄhã¤#U¸P��³5þívw³�#a̽ÙüÙI#ÈÉ8ë�t¤#�5&L®,Ô#ä,ª##}¸#ôý!�¬Û-'Qð¹#MÑ-Û�ºÍ4·#v##Y�ò�#�äùv_2s#lJ:*?"1©¦]l1ö#WKÙ#ÿ1J?l##ºFñNõ�W�yj7#±$ÇÀZã�ø¤B5×�£ Ëwöø#-mQB(�Y®Ò(-W×££Ã¿´ÿiöëÇX�4Èû�bL£#>D¤¡Jb¤t¯q]####Q�#±oø|þ5#ÎÖÛ1TSÖ3â-®Ô>iüXt�O�vVV.¿Æhå#Ø#PÑJS==ºÒ$�t{º$}#fXeÙ¤��¿L#¶qM§P�ïEc¿çP#±iW#Èã�0oòÓ�èKÈÒ#�1#Éc#&¨##*±nkOc(>í*8áÃ#.�.ì ÞÚ�ßiwoMB¦Øì Äéd4�Þ8#;ßèˬÕÆ=Jº¤»øгã#^£�9ÇeS�¸ð[oàê{¾ #.Æð¢#?#®Z#/#�Rú#73V ʽùªê>�Q#h#D×�:Üv½³ø�)ru##=##îT�)Uÿ`�[�ZF&î®F'8#~¿�f##üHRqæ1�xêÐÉ#äpÑ0IºH�ÎZ#�c�ì �HÝ Úô#qÝ G dgÅ.É¥#¤�b\Y#5�pÊm#õ#¢Èµ�àt�«3s#w^dÀÊ_#> G#GUsÎ�÷®£;û¨�N�»��È|ÎõÏ'Y�

Page 23: China credit card market research and investment forecast report

ÓP�#T#øc@¿w3#VÉg À³§7yJÇÚxAÄ�D}ºµ~.�ÒÞR&�µiEu¬'À®��¥i#p'Ôó�lD%Tºï6#°E¼Ó#ê#�àÇ�ÙàO�en4,�0�#½¿¨ê#1U�´��v�%. ÿ7ê#^¦�¥{#Cm6Ó#�ÓA,Ï©##pä�°cA��§ÓÈb\8#=�©�¬�A#(ºF�##NZ-VÎÿ4%®�Ù#Ù ���s �Õé�@Ë_>À#j÷#Â�#K#Þ(î0�ùÊ##L���#\KÊí"P!Ò�#S¼æã~�#ÏÂ.�#rý&ÆaLy8#éNÀË#1�þ2Ì�m±#}�#Bµµ1#ÄQ#Ãy«¾�#Ù###î#9'O¨îj68�#a�U»##Ê# #Êö#ÊóÏ�ün#ÞøØÿYÚ·��ódï#¥æf�Q#¸A��ÑÝ *¨5#�#W�K�n3 YsNÐÛè�#Q��#Ã1C³�?ßß�P69ÜuL¡#a�z#�új´2#¦åÒ#ÆmGUûj1#A#�¾èc.ÕÑ{\Lj#=

Page 24: China credit card market research and investment forecast report

üÚ«½�ýÚ�+Î#�~²c|#�|

Page 25: China credit card market research and investment forecast report

iÅ)f�õO#¾Òê²u 8wå³róÏà¬ø?wÝ�#]Å4É#iöó|f#�¶Ö`¹²ýfÞ �ÚµS#ó\E¼»{|c#Ü¥J¬yí¨IT ÎêN#².T*#:M#�P½Ñ©�9Æï±WC:#8�g[ÆÀ#tRA�bvÎð£§#Û¢###jíèÅb÷Z¨#

l#&�#ýn�ou#¶�Ä#�d3 ×[±#�Á²843Ç�õE¨¤##5©#½8ú4×DnÛ^#�#çß_�Wp0²®UÉpbr#êlV|©`#��¢I\ó{}f�<ýÒhÜêâ£È#c^FÖÒP[gþTÐö=~ѳ�#D3;Óò�e5ßìBD£�!.,ÙWP��¯6Ôª��mÿz¿�à �r?̤¢½Û¬NB#X�Ué·Ñ#kÝäsçÿ{¼I#u�ú*/Ëþ#u#f1åL#Ì#Ì,#�0r# Ѥ#ÊÕ##*�ßÞ�¿Ë¹�IÃä #aÿ#!Ãt_å��5RÖUY4#p8TÊÎk©óØ# û�a!¬,äë#üô�ü�w�8#£9ÐP#ßãAéÅ�rÿ�¦�á5ÉDið/##9üPIEà|�ØÈ.ü�È3'9½µÅ®`ø�G -#qÏc/ó#ªCJYÆô##qræÊßEú#�åýämB@T�Ó¢

Page 26: China credit card market research and investment forecast report

YìûÚÞÆÓ±í�nÇ+Ëq�söô# Ià

Page 27: China credit card market research and investment forecast report

##;tî�Éw#±Ûì((�e oG |&±ô�ÁÜ,�øUj*3�É�]##�.IG Ô#ÏÆß«§DÌ�j%�~`#Ö/H#�:¤Q«|¶ôã�°Ä2,#µÝñ��ã#G �qò=§µI��ÚݸÊ#�b�"² ¾#�ÌhöFª¨ÜI·��²G AälÄ!÷J#Ç?ÝÂþ?#¹~v)ë5ÂPp#Úú¬ C»Æyè«!3#èµ#�©U#�^AL¥vÞÛ�##oiüü#`]Ñ#©�Ê¥¨C#g"UO#ãüÌ�Ø4�¾#p:i�é·^u$õ»f¹è#{(HF#Ööuú49�*2æ�S³8³¡�6¤l�L2 íBo > ;éæ�Ù¨'I½u�å�ÅWZ#1_ÞPÎÒÏb�(#Id1;²µ*#u<N9Èåe#O��#¾-+±ßMc³"T�K"Hô�¨»H¡#<>îÉ0%½å�aDɳ��] .Ú#mPfÍG �®È��Õ#ºþC�ö[s9¢Ò�Ñ«Y��È�m+#�#²Ø#��ÆHjo��Sÿ��kÒläíUoõ#ÉßDÎXú�{"¿ÃV)þÖ7(P[�q×û®?-¼�Ì&9ª#,ÿHG ñ4¶mö\yî#!2eÔ#2c@êÀ##¿3ó¤º6Ñ+ ,q�#cÃEß#qè¬�[Sô�¹^pêÓ#¿Ô0ß³�0Ü#¢o9##~"�a#�Þ#�ç§:Ô#¦�às#>�Èòî}|öTqý��-¿�ÃçJTòÌ1>naÅ +µôʵ#¯��#h>Ï°

Page 28: China credit card market research and investment forecast report

@¤i$êÇ�

Page 29: China credit card market research and investment forecast report

#gÞw##�oF"ááEÍê+:Ü´¡4d#�©ÚèP��èÁ#uZÈ##�'øË[q#}5�,l�"+|�ýµ*0ª##OQÕÛ�#r�yù¡¹�:#Hê#Ôl*�º#Ë=Fÿ#m#o=� DÀ þÍÒ&®�·ú.åZmå_1Åu:�N�#¿©¢<ºsÙ`ªÞÌð#7xJ¼þ\nH£~N#C#8¬#yl�f�ß÷¤�#gúó�yòx¾³Tª»Ö_#wE#]<ÕÌw:�ÂÚMoÝs#��¤±'�Ö¦#���ýâ#t##ùjÐ��ï¼êçXâ�lE§ºK¥ Ö#Y�##Ä<ÊDÈab#}þyñ##òNeøTÐ##tó�Ãôå�»3 <ïj��ê¨T*Ùn«¶?<��Ì�Õ÷bª±=#ßj`�<õ

´�#L7�Wû�^#m#"Ï#�#�¡¿¢Ò¡#r#à&®��xÊYÄÙ¥�#Ϋ«F�ûMû9²ÁAà¢�'û¾#��k��Ï#ã ð#G ±ZnxM<Ëq��Ûéz�##

#kl�©#+ÛAXq�� b»G k§�N#�¢!EÒ:dãO£à1!��¹vX`ÿ�

Page 30: China credit card market research and investment forecast report

M�#.bÅ# À¯ªôH½ßTv3�8«#e+hÿ##�h*ñ

Page 31: China credit card market research and investment forecast report

7Ó¦JU²A²b�ÜÏ(#ê #�5Úè�$¡sò£bò¶þ4ªÚÆ#í®�WÂ#`³òe[

Page 32: China credit card market research and investment forecast report

¦&û#��x,T]Xù¾TR§þ�ªúK&S��#;uS##§ÄV#úª�lD L�¹c#b7�¢0VY#×g4<��Jà²Ó.`�Y#t.3mr¼î��TÝ�YY#¶3ðý òÄ{##\lE ìôE%�JØ^0jyÜÛçÃáÂuhÜ�B#�oÇRô8�¨vWpKÒÅ�iQ´¬fl[·M´èÑýSPúÁ#¬ Þw��»Û®ÉÂÝÖd±

Page 33: China credit card market research and investment forecast report

-#Ä#ù9�#ÍÌà%°ÕAæ/íâå#ÿQÕ�#"ô=#ƶ2�ÌßÆÊ�##@�]xÖ�Ú"kÉØõÐÖ×w�/ÇÔ#YWݼ-e�§�a.l,#ò(uëñ[ðf�þ�Ê ñÔÉ/Ró#ëÍ¿�ît�Ú#ãíM{�F+Ò@íü#2öñj#ü#®=�B#k'#o�É�Æó9]L¼�$��J¼�Î�N¦# ?�Í#÷£¦Á�*#÷¸�#g#Þ{6C#Z.p/¾çtejQVÅ` �hO¹%!�Æfº©´á·�¼?�³¸2�³Á´/µ²Y�#¨#�Ç#�#²###éXoÑ7¶¿¢q&#:À#Ý

Page 34: China credit card market research and investment forecast report

#ø#»(Vø,87�]H�÷)îäµU¦° -�I¤G #

Page 35: China credit card market research and investment forecast report

Rîsó梥É�<.}§c#rkK fħê�¨#�]¦A[ÈùzÊHÃ[L#?Ö��#QÅéÞ#¾O&��Ìvâ�^#ü(aÉ¢Þ/��j#�?ÃÕWsG i#�#÷þUÈG �#W1ÿ�lD$9Ä#7#DÆÐ×Ù$k#=k#y��0ÎQ�¬8⧠«�ð##·oÉ�{àòYª�b�âÇA`ùܶè@ÑÏk½Ð9Ùí<#�p#âÀd#�:/dýîÚ#¸èÎ��ÉÔ4ãÙÃîðxú^Ãóã¥Orô?å#åê

N\|6#.4�Ñ*TÜÓ·B�°Àè[êµ�#ã#ÄgKà ÊàåpðC²×û;ç@)Îð�;«¯ë¬g¤���þ=#fôÄþù=�àé�q#tR?W½Å+#�Ò#Dá�Â;f�&�À4##Vß8#�O�â#®NÃAÛÞÌ\Ï;#��ÆÛå�5 ®ÖÍRÙ�Ì#ð\Ø#Ï#J"úì#ã»##yÏÞë$ÈS«Þ�+qaÍ]�<#*]ö.1:êîÞ¡�®×ªC��$L ÝÆe#ËÄMi/ÀÇ#)néJpl{R+Ni½þµ#âd8ßõ#&�éÍÀL#]�|Ùß÷M°t¾ð�~bÍ#ìXãaÂ^Rr0Ñ�Ó/â�1#ºn\\°0ñSa-P�ø#l£ó^}�[�#åq#�Ë«#Ð#ó�Í/Æ[²d¤#µÿ{È{X©x~X~*#´C*²Øµldô=#"#Zs?�(ÇçÄ»�úÐj#�y,À»á?W�Â�¨rx/Ð�Ø#6�ëMÜÔüÄ"ºÀk÷#àâü�îCP#öó�6£ùm#"�ºÅYTl#$Ræ&ßU#m²sÑX#Ü#u¦#®##û�#Y�)Ó~#}zÍ¥##¥#ê#ª_¶ô¿ûÐv#R¾�ÿ&ɬ�� °ÀA�$Ô�Ýw¶k�Müÿ÷Ì�#�¸�#®¥äí#ìê#num

Page 36: China credit card market research and investment forecast report

ø(#1ÿÇØ%Ó(ßì#LH¦_5(_#{'3wëY:#�ÓmÛ¯A#ÁNhï��#í¢{Î §#¾Òy-¶û^Ô#~±�ª+àã¶Õ;Â�I0�Ä#'¾�êcö¼Ú�Þ#ÿ�Ng�p#�¼=ì�eÌDó# ¬�¹H?ªÃrT v7²O7#ä�#ÜKÔø¹#±òv#×1Ï�¾#[Yøï#üä�CSæ�Û3Þ�ËÃ!Äa0øõWQnî)¿ek0�âHÉI�Õ�ô¡#P-á¡õÖ¾�Ûåç#ìOø÷�´¢ �©Ì!;¹ØZÜImAªdãäÍ#©¶�#�aK\ÌUêJA3Æ�ö�°kfZ£Vß�ü�

Page 37: China credit card market research and investment forecast report

+#�Lz$¶¾4#�íÃÈRNó\2èE#]#£8#�ðy¨�@»kȲççþ#uWÞÔæ�@F�9&O½[#d#

Page 38: China credit card market research and investment forecast report

ÉU�O[´iá¥&�#<ôWK#f#Æ�#/ý�]#øê%R¤�p`iþ�n(ȳñ�ÂdÚð#{ôÏi�#�\xe#�óÊ]vë ü^�

Page 39: China credit card market research and investment forecast report

ä±´¦�#"D¯#H#ó)|�cãò-Õë#b_Ü¿0ÏÎþ^lÄ"@Dåyq�B-õ#�fqè#j�h�°Úöã#Ý»�¾Àí�$öPOõÔÅ#üh,qñ�#5%wJe��×-¿vÉ©qE",m##¯¶·7æÎE±ýÛ#½Ñ#¦3úr�¨�¥#�_'ì##×�ræf#~Ó#бCtÛø«¯e? O|w`#¡@b�§Hj\

sz#7��,@¼,�Kâ]±§¬ôë���r3ãõa[ß²��G �#Ô# Ú�#O´¼¿Q#Ë�ñC5TmÙ�¶QóË"¼MÊVyÎ#ÞÛ}#D�¬d�AO¾###.h�� ªÊ²]CÂ[Ù#�ª©7�,²i�>Æ.`Qá��X»a��K��!²1%å2±ÌR#%òË�##Ü�#Âý«ÙòÏfhK]¦z³�`È�%�#8Wüh#6ú"g�##å#/�XI ü�dDö#Ñ{NM#####[X@k�#�A´R6xâ�½W=C!4�$?~Ü>.o�þàÆý#ØW½2©�ÚÛ=¼#=or0>e"ñ£cbý`ñË0zÚuÆfR#W?�¯}�#35¢Â@ë$@�/�<¬ÿs-¬;}¶��Óýh/ùÄ2�ÜÅà\î�máòj$Ë�QCx»ß¨¯¡æXÖ�ò$ zã= '#ñù#®U�##½)R#Þã#Ô#suõ�£|ÌSLewcö~¤8°P°OR(lÄ"@Dåyq#],õ#�6XÊ\r(ØJvèÖèÚåºFÍ°¿#�n#=�d¢817ö@�4úµd#c°ÈNZA¶#÷�Õ9�nÇÀ+�##�ê0D#D�ñ#²}ëþ#¡2Iì#���»�÷®Ï�nY£�þ�°:õ^��¤#%�#Þm»!�Ý;ÇEG XdtâKÓ¸6

Page 40: China credit card market research and investment forecast report

�-@¼,�oâ_±§¬¼ë���r#3çõa[ɲ��#�#Ô# ��#O£¼»QUË�ñR5#m��âQøË/¼

Page 41: China credit card market research and investment forecast report

ÊJpÎ#ÞÐ}#D�¬¿dÎAO¾##J.<�� ©Ê²]IÂG Ù#�»©-�,²;�0Æg`Xá��#»m��KÉ�,²7% 2£ÌR#%òË�##��ZÂï«�ò�f?K@¦f³�`È�8�#8Aü<#'ú<g�##å#/�XT ³�hD£#Í{AM\###

Page 42: China credit card market research and investment forecast report

[J@'�#�#´\6qÃì�¼W>C>4�$ ~�>?o×þæƲ#ÏWº2ç�ÀÛ&¼V=#oc0"eKÑæc1ýqñÀ0pÚ1ÆfR9&O½[#d#

Page 43: China credit card market research and investment forecast report

ÉU�O[´iá¥&�#<ôWK#f#Æ�#/ý�]#øê%R¤�p`iþ�n(ȳñ�ÂdÚð#{ôÏi�#�\xe#�óÊ]vë ü^�

Page 44: China credit card market research and investment forecast report

ä±´¦�#"D¯#H#ó)|�cãò-Õë#b_Ü¿0ÏÎþ^l�$�¢ç&_SOà~�²kã8ø��´"##aε|>8�WOú½#T?ì#v÷FWº�ÈÖ°ÿ# ÝåYÌ�<OßÂÛû½Z�²À`Þ=®KæªÝe+##M�l\ñóõxõÏ1�kN#Ss�°¶�Pü#O"¿vd�Sù

Page 45: China credit card market research and investment forecast report

¶�Dº���mÕ�^Þ-¿E°£ê»#++¡#ö�¡`Õ~1Jz6"Ò[ÄD��Ô#=�#b�+V���"or#Z®?WËv¿^ÿEãR##Û8AÈõ#¿äòæ

Page 46: China credit card market research and investment forecast report

M#G çU¤X#ñ(>Z¯Òß#O�N3##²Bþ5×#m�Êö#ùrA�O'

Page 47: China credit card market research and investment forecast report

c#Dúú�=�#[u/�#ÚÙWbû�-»�]GÑÔ¥Ñã�ª-²Z��*##öf^RT¯%)ÆÕÚxü÷x#ñz�KcÕÓ/##FØ/�R#n�r#¢©¾èû¼ã®Ñ\gQ e¼å:Ö#[î�=¡^,$´¿ûܬúÊ"nK/»p>èö###ei]:(ÌL��]#}â×_#ÏýÕTSÒE�²M1�o3øÆ9Àõ¼`P,ö¨ð��«|Rþa®#Ö´&ï?ú3ôwázÜ�#zB]�ÜÑH[f�(��jmvañùÎ5Lgú¢{c%ì»M�çïv#�àyß?¼L�]§B¦O´,d¬ä¥ô�u/b#]##6ò#¯@!=Éü�ô^�Ú~lÄ!÷J#ß>Áÿ?¹8¨2CX;|29�]�ï´æA×4ì´X�ýðª#Ëj#MN��wa62]áD�&#ÐE¬(q4¼ªG=j{#��DÇ´Ì#�

Page 48: China credit card market research and investment forecast report

â�F,ôkâCÎýu¤.´#Q]#pÑôÕ×#Wc#&#ã� ##¡�ò4E4Y8¶(-#H>#qÿ×ð> ;éæ~Ù®'Q½t�ª�ÊW]#6_ÞPÊÒÙb�(XI{1=²´*#u:N>Èís##��#²-%±ÃM-³(T�K+H§�²»C¡s<-îÌ0%½é�,D�³Ã�[ ;ÚmZf�G�®��ÙÕ#ºâC�öMsp¢Ò�æ«Y��ÈÞm%#Æ#÷Ø#��Æ@j#�ÒSú��kÁl¡íXoº#ÕßLÎ\ú�{{¿�V5þÍ7+PO�qDz® - ��&1ª,ºHwñ/¶$öVyú#s2oÔ#2a@®À

Page 49: China credit card market research and investment forecast report

#£3¶¤ù6Þ+· )qÒ#fÃRß]qí¬�[Tô�¹#pÿÓ#¿�0�³�0Ø#ªo%#U~,�ûÄcÊónº7�Û#öXùw#~ú�-èI¸Ë±D#ïðÔ�þ�Ow\�)p¬ÈNùØ×#öý�L�#ƺv�F;!#�"}«jqÚs�È>-¸î�#Üû�Îxº�+Í3`�ÂÝ#¼#©#º�[C"#ç RîÊf®#K#op�ñ#¶lD#�Ò=#ù9ï�ÜnõÍy¬§:S¸V�8ojlØMg39KI¡�#M#?QEf`�áë�Y#×6�Ê@Ò#VΣ%³RÝÓ½]�S~#Ð�¼ò�§ �Ö�Èqxß#¸ÑÏN##¨[ûÒäYÀ K�áü#°��×ÏçÌ|##^[ã�Çy##�W|#�÷mEà�@àF¶l×±ê«0�dùÀ[#k´IÌÚ_ö(ÒîmË##¬##¡ð�ÙC;#Éy��#ª��J¾#â�òK î#E#f¢ç#+25ª.E×4M,N#��#P�þU i�¹#%éð

~X;Eð���Ôjc�û±)T<7]N#=M�8>�#�#ê�å�Y*S©ÍÛ��&Æýÿ�'6®#e#D'Äð>pM#sζ|Yø*�ÏÖ�-Ýûî��°_Meî¼{I·ÆC#.lÿ;÷#_zý~S¯�÷UY�¾6½*®°$÷ ùB���ý�¥A�çÅÙY�æJ#�ò`##Å!mï�@*wAçÜ�#ã#úïA_¡�Õe�Å�;Ñw##þÆ#E¤Q�Sü§U8ï¿*�§��ùÖ#PH##�Ŧ#¤�#¶þ�Õ��###¾c��ë¹#§M{å�õvl#5%Ñ#�±n#-Æ�[äÖ��###è#!û#¡ë~°4Èî#ßeÞ/1¢�¨�C�øt�_¶£I�l�#FíÈa?#6�Óøb' ì¾h!¶kPÚ�Ý0§SÄd¦Á=�5VN

ã#Iï¾#X#ñ#Íç¤órn#f`m2##ø�ÞO�]E\D�s#M9ÕåQ¿��

Page 50: China credit card market research and investment forecast report

¹ô\#©Õ{ycrY#U#Ñ#�=ç1:c°Ï rXhè$X��#ø«�#»Ö|#[�D�0#�æ9gêÿ�#4c&ÜÆ�d#�Õ#'Ui#J*®UßUÐàb#ÙʽËÚk��«WUCûÞ�e#sH*ü#"OLêa¶8WÛ�Æ@/XÛ

Å ÂÄòô"µ�@ê° �

Page 51: China credit card market research and investment forecast report

Êÿ¬�R@��?ÌU±üùÝkLA0Ì�ýÜ#�#nPjÚ,'·T#2î®mÁ(U29e�é#¯#ÿã{�#�#Óy�¥Ö|ÔSiK«Xâb2nùo#«#�ÝS»ÀQ÷¢r×Æ=�#9�#$ÓJXÔ$P.²ÞÏw)h#�'2ÖÑ#}9åå<:�ì³9´«Í��GÉ#sCßc#�3èïj##µL(�ù#Ç¡�#�d�_äÛGzýmdñ¾+#'#©È#�Íj½ß×Îö#*�ì�°lc«#@ØOYú�õ{�Ñ#IÂáV�ü��d_}m¯�AǦ·FAåL+Vé��fVZí�õ¶ïí#�ø¨úÛ³�##)Ö6�:ì6�}=&ï�## #7²æcï"g#ó³Ñ«#QïhnIl�$�¢ç^_ÏLà~�25qIBþ¹�Y¿UC8i�;

Page 52: China credit card market research and investment forecast report

e#½¿u�Ì!l¼Ùx5�#Á#Gzl#¸##ï�M

Page 53: China credit card market research and investment forecast report

\#�Ë1#L#@

Page 54: China credit card market research and investment forecast report

#Òã#K&D�#Ï�#½>#ËV â#öcÜX�pµÙ>c`�y�Èr;�#UÂ=�j¼5¶9ÜÜø[*�ë»î(g«ÆD�##Z´�#�N�|¹#Õ~1Jzr"�[ÕD��Í#x�_bS�eV���"}rIZý?-Ë>¿eÿ^ã>6#ÛpA�õ#¿ïòã

Page 55: China credit card market research and investment forecast report

#M#GéU¨X#¶(jZ¡ÒÕ##�X3##£Bï5�#t�Éö##ù~A�O`

Page 56: China credit card market research and investment forecast report

*#Túá�)�#[p/Ð#ÍÙSbû� »Ý]RÑÐ¥Ýãת,²H��*##Ƕ3^�T£%!ÆÕÚmü÷x#ña�\cÂÓ2#NF�/�R#n�rT¢·¾©û¹ã¬ÑUgI e¼ä:Ï#Lî�=è^h$㿦ܼú�"+K'»i>èö##Xe#i]:lÌ#��]R}º×#�ý�T#Ò>��M5�s3øÆ/Àù¼cPþ

Page 57: China credit card market research and investment forecast report

i��"qxW|o�(#Ç�B##.f`p 1�Ý·±&ã�Ü�ª¹q# ©³#=L####¤/lôZznp�ºå¿#ë£òÈ##USE¯5«t®È�÷Ë�)gQ�?²#�p#:"\~X��=#{+ù#�ilÄ!÷J#ï?#Á¿/#~jo�N~e >\¨¼�êÙü¢(4�#fî#&éB¶'�#¨Z�yÈ#qx�ÒE#ësK�+\-oý異2#�è²ü¤ma�#9##ÜIïiýu«À &a¤¼Q¶¡u#{8¿°Ký£ÊsB«§t¡ËÝëä#õ.DvØðÀ⿸{-&#< ;éæ~Ùå'#½A�ÿ�ÙWG#:_�PÝÒÌb�(OIl1x²ñ*#u/N$Èé{##��#¹-d±×M6³5T�K>Hâ�ý»A¡6<<îÅ0&½ä�=D�³��V =ÚOmJf�G�®Ä�ÑÕ#º°C�öPs/¢Ò�ë«T��È�m9#©(²Ø#��ÆMj,��S÷��kÒläíQo#ÕßDÎKú�{j¿ËV%þÁ7�PU�q�¸®=-«�Ç&7ª#,ºHWñ&¶?ö\y»#:2bÔ#2q@¹À##¥3虜6�+²

(qÒ#lÃSßWqü¬�[Cô�¹^pîÓ#¿Ï0�³�0×#·ok##~b�ûØcÊóxº;�Ø#$¢8##Ý �(jG�ôr7¿BÄ<�l�Þ-±�à½_³*¸Õ#ë)#´uºÊ¨ñ[k�÷ùÄ´+�s:FM�®f×%Nò8¥"ó!q�â'û;ç¿#r5qÁ

Page 58: China credit card market research and investment forecast report

#ð·�]ì~ç¬�¤#~#ª¿Ï�¯6QW¡lD#ûX#mN�¼T¡¸�#ÛC˾m

Page 59: China credit card market research and investment forecast report

##à#4*³#/�>dùóazë#@<#��÷Â.þ¬Ê$%�f¥êK�@��ß®u_�>h¬`=#ð�#P�l&H�Ó�²òT#®Z¤�®êr¥kq¤X±ÑÃÔÍÅaCqÚÔ©>p#PU?ÞÃÕéøÞ�:ÁOÃÐ1r#�Dw%p¾j#=Ó²ñ/±2º¯���ð2fV#��#7Ñã.¬Ðâ@Ë9ÿ#ß½³6Ø�#Å

Page 60: China credit card market research and investment forecast report

ü¬zy`#�h�#P;<#0>9�÷*gÒ¾ü#ÑùDÌH%pks�32i 7,m�#Q�&#Á0Ògþ²¶b¯z`ê;ìÓ�˨çÀ&xH�y#�}"w5cÒÏ$2©ab[iÃß©ê###%##ÝÉ-#"#<ÊÜ#�¦%

[Ü't�Só~ÑäRB#Ó»æk)�ÒRòþÆáæ�orT�n#�°¥XáØC7#$#É��J#M�kØ�

Page 61: China credit card market research and investment forecast report

#Ͷ¯-#îü-òÑ�%¿ËÊÕYø ¥~¼uë#ßôî#èĶ+P T~ì¤Y"óH###D`6|þ� ÞÛ8íòÄ]6#hÔ{¥'ö7A6ãÈ#×#æ#AO#Äpiºè##çXàu#�v¶¹üÒ4â¢(!Z¸��¿oC��Á�Ã#ñrXô??{¸ä¦BmÚ�â¬uÞ!R:½ÉECw##®Wä �0Z_Ù#B#-ëlÄ$ï6kdø²�ì¡Íį#¥�ª^�"l:BZÞQ�µGí?#ï÷"8fé×�S.uÞ!ëE#w^#WcÁ#�#��2+àó�ra!#<Ç�9Æp*�²º×#§1ýëë~^ö:¬Ó#·r��á#®�å4+#i4Ï ¦Y¤ñ�;�÷fÃ�%0ÀÓ·7&#f�##Ïä#´�î¨\P##!N#%Óà#�#�K£Í§ë©#8@l#�w¦�Ðé¬ÃÇ#í¥}câ¢ãÞ�Çú#@�ì°#k}�Zü##)y1á@m^EÑ�Ó\?Ä9�WÒÚ&ÈX{#�GXÀòÐ}�#|P¿###Sé©MÿH-´c!,�_RCÃ[#��ÑÝâ¾�[�;�Ì¢�7^�âQL}c,än#U¾ÈW#Â##'Ò#"Ò

Page 62: China credit card market research and investment forecast report

(Ä{92�ýSK$�å|'�^½ÂÛ¨Õ�÷##=9É�¯uSaOÇ�fs5V�%A�ö�rè°ôÈA²µÀa#Æ�òB,?#ÐsÔ#ò#×i;Þ�&UC8��ôÆ>�}OVõ5#��·¸VWÇñjcÌ«��X»ðd8%5ª1#z¾rÛ¹*8#Ü#¿kÜuå�©fO¼© Éj�ö¹�áPm#Kôè� päVi#<õ_;�ß÷�#(jYõõM¼"Àõ ]½0 �ñ½�aþ v/'Õ#Û�Ëæ�lJ§�¦��#jïl�$�¢ç>^CKà~�ò½XDÊOK]©ÜY�çr¿Àx#ªX�Z�ø#C:#�#�ÓÂ4_� Ê�î!bÜq`À##<[N3Ôu)_Ñ]EÆ�#!fv�çzÃø��{¬2�í+{â-mÈ#�#�º#�vjçf�2�WN�Ø}ù[$«�]Ó«·þùA`<Pëo#ð©ld©�%�>�Ô~1Jzt"Î[ÀD��Ù#1�#b~�nV���"br#Z?#Ë3¿yÿEãk6%Û}AËõ#¿àòð

Page 63: China credit card market research and investment forecast report

#M#G³U�X#¿(>Z¢ÒÈ#O�@3##ñBÿ5Ò#}��ö:ùvA�Ob

Page 64: China credit card market research and investment forecast report

*#túæ�=�#[r/Ú#ÕÙ#bè�'»Ê]#Ñû¥Ûã�ª)²G�Ç*##�¶#^bT´%%ÆÕÚzü²xCñN�AcÃÓ1##F�/�R^nr#¢©¾-ûªãµÑSgU e¼Ã:Ë#Vî�=¡^:$¸¿ãÜúú�"<Kb»m>ìö###e#i#:oÌW��]Q}¤×O#�ý�TÒ8��M+�~3øÆ<Àø¼uP�p÷ý¨>�ð#*n¹r·6 cÍÍmîmhÖ�¾þÂÍ

Page 65: China credit card market research and investment forecast report

#¶?Egß�Ö�¶�¤,ÄBC #²#zFVþá¹Æ30Hä�#;ÙÛ¼¢!Å!ú»â£½ºÖ<7\ßìÃ$ç#Ck#�ð�#K#1ª�W

Page 66: China credit card market research and investment forecast report

QNÏl�$�¢ç&_ÃLà~�ò5qIBNõ©§bÚýî[ÈðRV#�7��8U4#µã�[j#�ù�ÖëY¿Á²v9ç]õý»Qo£ÎÊ���RzÿRA�ë×%í#TT·H�#��Ì#JS«UDÑ#ôDBÙ�J#7ñi�%�N9þ$HÅë#tØþ$#:vöÚ�!���3d�r_#@C»É�×~1Jzp"Ù[ÓD��Î#~�Vb#�+V³��"kr#Z®?#Ëv¿sÿ^ãk6#ÛwAÌõ\¿õòã

Page 67: China credit card market research and investment forecast report

#M#G³UµX#´(jZ£ÒÛ##�N3D#·Bä5È#8�Ãö#ùrA�Ow

Page 68: China credit card market research and investment forecast report

x#^úú�-�M[a/Æ#ÛÙZbà�*»Ç]RÑÀ¥�ãת#²F�È*##ζf^hT¨%5Æ�Ú9ü�x#ñ(�hcÞÓ4##F�/�R#nßr#¢²¾©û§ã«Ñ#gS *¼ô:�#Lî�=¯^-$´¿¢Üòú�"nK0»|>÷ö ##e

Page 69: China credit card market research and investment forecast report

i@:aÌG��]\}¹×##�ýÅT#Ò'��My�k3¶Æ2À°¼sP«��X»ðd8%5ª1#z¾rÛ¹*8#Ü#¿kÜuå�©fO¼© Éj�ö¹�áPm#Kôè� päVi#<õ_;�ß÷�#(jYõõM¼"Àõ ]½0 �ñ½�aþ

v/'Õ#Û�Ëæ�lJ§�¦��#jïl#"ý#zæüR�ÑmEX:�¸ãOÓ#�zÂì)�JÐÀ h]ykï¬##wÔÞu��ØL¾m˲ø#̤&Yìá�hX�â½(êÁÅ�Ý{#�¹H�Y`Rä=rF�M�;�# áCm²Iy©at/���Oª,ÝÂåÝPÕ#,-½Ûfa·5#Êë#@t-ÈQÍm#1óû0ýù�Ýc±º#¯èÈ�çÇ/c�À@czB¯çÏ þ/FHù#ªhz|K*

Page 70: China credit card market research and investment forecast report

C�-ÛA#\�ñ8¹ù#½e#zåÌqÍ#¢${#Túï# ß#rýA>�ê��Dæ»&�¤#k�kè-á�¡RmG!|

Page 71: China credit card market research and investment forecast report

##9Co¾ß®;äñ�g#ÐÔá�k¤Q/#

Page 72: China credit card market research and investment forecast report

F1%9g��ý26vF²�#(Î×�쨴�zïN¦#J¼¸N#¥ü�î´¼¢öN�ÄJ7 jÀÎÐ;í|2vàxѹ)k#ã=¬#DÚöcf##%W£äqõ��b:#�õs�PÝL¡®{Ë1#$,¸üîÔvF¾#íÄÉáFg#�$«##×~ #7ã(8gÜlô%NâúPze#]ÄKþ¡02Ó�DÅe�à¦ÜX´¡_¹²� #íaX<ÿ#³[�Àêê5#ÌYä#iù##�0<tÁß)aͺö�¯ª�Õ%ÃÀÄ5õØÌHôó`Ù#Z4Æ®ð<#¬Û¡¤�|A4Æ�#ø å�#ÇhZLIÞâl#-ÕK=x.hPi°;jÓ-�^h#2Øùl�÷)sÅä1ëä!òõ�Üî#l zã@?s�õËã .£ÌJöï¢�³Ùø d#÷#z1##böÁF#¨#-U-¹#Êî<���¦Wö©»#Å�Á<\4lÿö¬R#�AöSrÖ�¤ýÉ��Ý�##ÀªWÓ{M×�úè$§�׫-æ¯üD·Ê¼#¶��<ç,m#��F�¨ÆBY##Ëðߤ¸4#ìÿ-õô76ø#ÚFù>¨�¡oT]f�´5;�l�#ÀÕb�ÊM

Page 73: China credit card market research and investment forecast report

±��aÄ�2³ C¨æ#÷jò÷p��ã#cdQï�íO°KæëT]ð)}Sà:�¤�µqT���km#ߪë®b¥:ä5ÆH/2Kf�=w¦#ô�EëlÞkº×s#Nb1%è=/³$y#°rçZMÛ÷R¡ÄË�+#uyaÎe3쯬�¤#�!ñR'

Page 74: China credit card market research and investment forecast report

y��Î#!ôÁN[2 %ý#�ï#9#Jÿ#{�°Ì²ÇTqZïÔ³#Ç@'#nÏéÇT#%7ìÜ#�Æ:9Áÿ�#ÂÎ:ã#V#ç÷¸�é¡}I@#5b##ú!/#��·©N![ªÅ²`T-6�AWK1RpCÂ##`pJ×bîÝÅàà"ì�@ØÂ�Y>Z³új#t"s�·

Page 75: China credit card market research and investment forecast report

`�ª,=��ÇÅ:

Page 76: China credit card market research and investment forecast report

��õ(�PÙ¿�êÈÌ#SxƳvôlD,Ó~jn[a#H#�#2æ�¸P¾ÐN#ÒN&2:T8â r2�;Û#�T°µ�##��# ÜÐzPÏnü|)ðàõÁ�ûÉcíæÝ#n.I##üÿá-MN&ÐÚX�³ LXcB�#t_r�Nì+)1R?#Çxö##Ë#J¬Gæê�¼�szjÏ#®®#�:Xl®�)�* cÅû\t�#�ö##zâÿâú.�Od.ªÅÚÏÊú�-ºá¨R�º ¤^*xò^,©Ù¥õü°ìö#`ëëÜ$tü®Å@½³ºÅ6£H#p-w�'§H!�ûh5ÿñ³Ú

Page 77: China credit card market research and investment forecast report

$ûýÐ��<S##e¶Tñ�9Î###J#ùU\baW�.~� v�l#b#átè~Ø-£�ÍÄèÇÆÄ��ãW�IÄþôÓÃ#x+»HI«+�Áá�Ì%#Kù*ê#Cdè�§öS6?¾Rú�8�{L�#óÛa)F�ÂËi;#h¤¹w-K©ÿÅ#âsöÄê�´PÌ�d¬ÎÑ�±¹þÙÝh#'2H�Ó��ÿW#bþ¡ò6JÛBSÅ#�è@e##«#,üy#¸àÉÂZ#¬V#¢Á#ØæÞõ#u

Page 78: China credit card market research and investment forecast report

&§��\h#FÓ@t#ÉS¡£<�I#½/ñdeËæ=9â*|#þÎMÀ~}#è�h#û�B

Page 79: China credit card market research and investment forecast report

#ÏíÌ3`LMÌe í##%»��#/³îvRû"è�}-��ïlÄ#øU###Yæ½��ßô8°&�K=\U�Õ##�P57Ü�Ã` '�©^L#Hc�h�ÓmÏUhf¼#Av�~ ää«úm#â#$w¼ ½OÝDoës¾ÛòDÏ3Î*Ñ�Ìr·A�Þ³qfýuC�r#äÂ#%èè#».c�#úÖÖÍ�«dã��3�wFª±#ôê/»%}�vßÏäY����D�QêÆÔáåõ�ø¾Á�É##pâ2£oIKËr9¦·Í`A¼#Y#åbÝ�êcD¤ú#h°6#9é�##�IýþB,Ý�,¸##'ã:H�Î##óÂ!°ùWõ�

Page 80: China credit card market research and investment forecast report

?E�#<��h�2¸:õ«T�E�w¾<tH#´tªÉ#æ ##h-TòâÅ©N#Y-îTAÅ�Á×&êT �®�ì#Ó#¸�÷öS\CV��¢"ÒóÜ>#�#ayO8ôê6�¾�æÍèè Õ×ý$Ò¾¢��Ñü<D}¿í³#_ðÌC1 #+¢DüÑì¬h*:.ï¢�#HÕ#c#A�#$2©�øÝAQw

Page 81: China credit card market research and investment forecast report

�LxÿÑ0#G>�O¨¤ÿ0¶#T²�mOì�ÿ¥�$V��Eä�#[ë%ó�ÜÛ�¥%#_Ù°?l�E##�©�b·ÓlÝú�>È��#X�6#â���r}Ù#4¥4¶##�øO�#ny(¢C7Ã;ø#x«¦{�§#�×7ª�l# �¼�ÍT##G�¼t°&Rì#ëU84y'8ùé#øW àmî#�`ò×lÎ^'nJOK10º�~#:þ.ÿ�âÓ##O#~#"Ù^õ¾¼#�÷]×##öm(@ò�Âö6Ðe�oz#ص�#XP�#w�û#WP#ánvü�YA;Î6oM[UàËúF¥À�s¼h+�å�#Ó;a@�+b#ªÕݽâ#ºìƳ³R#¯¨Ï

Page 82: China credit card market research and investment forecast report

¥z�¤#Ö�Ù«þ¹ÝF|tñ&{è#ó³@Á*ÞñÉ»�Ù#£#�nÑr��ó��R½R#½®!Dé��¢~ðeôX V^ zMèð©s`å[?ý{WL#eD#©;´ä###özÝÓw#À·Ó�§�°«#tºº###��¨FÒÁèëL�ºÁs�}ªQ##�z�#ÒËG#}&cCE�Ü2Ù#h/�í ¹sÇ�ú1Ûvtk¥�ϸ#n ��Õ�

Ê\·Ñn#QÑM�ôÕr@_¢n#�Ê�Á<´Óæ<צEËÀ=G�×é[#Q(¦G©÷¢�´¥¿#ú�ÚÈÄ«?úÖ�ÀfT£#�#ÔBõÌÔ`C²�('�¸(÷¯m¡P:�§{t##xRrÆM$�f�L�×dRÀ#Áòc±Q�Ð#áé�YÃ#juµ#yÚ�69â#±a#>9Ñ`æ#�|÷¤ñW6N�».ç9º�yó###�¿l�#»H#(¾^=4½Ü#L�5)²##i¹£y'ï^@|äʦág�ËË�jÑ<-Øw���T7¬�º�

Page 83: China credit card market research and investment forecast report

ÈOÊT (emÇ�f�8©�®\y*ZDÆ�-��Øø�kbÐ1�£»a#WÈßO�¢�´§À#ìu?@ô|#�6:#�ÜYx<#õ«y�AÈ%ôÒ×#¥v--Ò,$¾£�¶f�-pºg µD[q'êÎ�jQxÑoyï�*ˬ#êÊó^o�Oì##3�%¦))Ü# ð×Â#��×|aÈ�,ÍhÑ�1ñVîÌïã ù¿#o#QÔIú#ÿ1#0�#§6Ä#Op�»#_#ù#ú##ÜÛ�#¹�9±òa�bÛà\zÈý"#�A$vé�:©#ò_�Pq&#ø�k½^¯HÝ�åª##7L¶Ç#¾é¶#5�v��Þüþ+&Å@Ò4#úIFܸ[¬ê��÷ß#ò=:&¯Å/ß �/àVÆ=Ô¡$¢²e;/Ñ#àkøT«�Ò)��×,ý�Í�TÝs¹Ó²A#v<9¹»Ö?E�ç�û¦RGO+É£�å*7Ø##Êj�×°{¬ÐsD6Ýp$´Ú+&>&î|#�ÖJ#³O�²Bë¢F"ú�[#�8Ðéf~µk##Êò#�fÕ×�lùw¹}�7K.hüeÉ�B\*¡#ç7ä�æ�#X[-#¼�[�(êlD#ÉE^4Äq�$©Ë�ï0p

Page 84: China credit card market research and investment forecast report

eÛ###Å¢0»#ɧ)oN0"û©fr�@$# Ã#¤¥²ÞñÏã�´2Jï>MzF~fZñ#�ötF5O�A¾¹ À#Ñè>ô÷#_ß ��àêÚ#õn#º~ÚmñI#�¼ýAKS|w!ëÇWV�Ö�#0R85�Í#P¸r;hôݤà�Üa#0ÀñÝ#ש}~r�4#ªÖü#i²"y9�1i�"âP�Ð4¥r#©IÞ'¼zfp¡#A�Ñ2È�~&×ð?¾È�c4ºtç÷Öù�6�Uc¤��¡CZ¾ ¸o²>ò^ÔÃì8Dz�ËóèPïÂ-X�ÉRLv¥æ�06½X�È��+ìZ�¥Û]E�ë##�T¼ó¹³1^í\¤þò=Gè¨##j#AÚ]o¥�ºýK¼e$WG

Page 85: China credit card market research and investment forecast report

yg#ÍZÊÿ�Y#úØf#]«#Nóºb·��#ÀW�ÛQ�4i#hÉõÔ#¿ Ñç8õ:²##ª�è4#%I�ðÝt<f##Væ4$Ê|#1µ¹õVWL!+#©�o§5�ã#Òt$�µ"�X§ÊBj5?aÀ_T��#ð£PÙ¥�\w#²¬b<¤Îv\a��öU!�.Ö oJ¥#,ïÉÌ�wN##GLåh#Ö H.�Ñ2/Î#p²h�XoøÎƯ#ÜßZ#Ïn#�#§åÞ#]o&¾I�RÙ_ïlÄ-hÙÑü#zç##é#!º<Ð1KÕêTñݳ��K)-Ïðvù#���#:�2ÈxD�#ÊöÕ˲�4ðÊçÿ§EÄ�ó¶#Åïæ�hl!ª4®#ÆêvÕxE�sU�#RÌÊ?#þ��§Ã#Ó�8(ÇáÓBn£¨Z"¾Ò###±d×#ö¢ß#�Å#jªXë%g=Å# Ê�Ê�#�g�#1}�¸I�à}ðÑ<�#2nC�ÂÞX�5¡û#bi#ÑWj÷·ý#�w%ýó¥°Ê#h��+¹Ë×®.p�r¡ËX8.,�Ü2Ò£½;âVS·�ªòÄzº#°##�ÝS¥£�µ#y`o<#��#Ìa@#Bv#|kÀ7ÅÖrÊ�Y®ó�NRN�$¼#?p�©�m##uNªó#�;Cq¹�ñ�©W##U¦çQAz.|ÍF°#Eì�#'#K2u>#sÕ�½�#cF#¤Á¦×~� i(÷C÷#pe×?{#ÖÂ##µ!�ý\#"êD :TÃ)¨·Ï#ÂX¾ô·�Ú#¦##(e�4Q¸ÜÚÒãy�ÑH-#�j�w�#É�§,��ûÅ�Áð�ýl#�#{Y�gòaa¨¯Ä£ý#|6P8#þzæ<µå��AøÃí)#B##�yx",�P¬�®Q'##sU##t�*¦$K!B»�|�#^M�è#j#gI�#`©ãÞö·]lÄ)#�êL¢Páë�B

Page 86: China credit card market research and investment forecast report

#JÇ�!Ò#y�ÚKQ¾n#¹ ��O}#Ä^##tä�#÷�Rfùè##®îäÞR!��ÖJDM:|#yíµtºuÕY#A�#. HQ#g�Q,A2{�ªh~«ÈpÍ}h��:o¶Ç[#|�)ï#jq<Ã_°PÒ�#J¡�£Ûú·#ÞþÅ�ë##ò�ÛZ�uUæ°�¾Uö��ìo¥#Ê�"�l²±ß?î×ëð|Û���1íÂùL�Å+ºÇ(kq#þlÉ#Ô¨êñpi#á�È^h¹�~�§Ý�p9#ÁÇ��)ûÓ:#0�,#ÒÏ#g\?#þr¯�f{_¯

Page 87: China credit card market research and investment forecast report

~�YL�a] #ì¢g�Z#}~¬�ë##�þä`¾�¾(m#P.p#�Z1ó�Î\µãä ##Ó,#â*#�vY>uM^n³©ý÷¹$�VÕIçW|##U@ílÝE�À�¿#*fÉz\gâ�çím¨äO#zZ#Mß��áÏ�?z`&ÂHïB÷º^níî#�#A#µøÞMªÎ©£� »f{Ef�@¹ùuUæ+¼e.�ñ9k�j�¶ï���l�EEÞëI?#=¾´ò8£ÆòÐ#ÆÔ#¨G'+ýmßbz�´��Ñ¡¤�«I�ÀB-�;#ªèKú##:#ÍÓ�#�>ÿ¡¹®º<+þpu`F×##��#Ùm �Zn|#Pµr#lD#NyJ#¾¯#íúÈrG��½U#&³¿å#â�v#lÍ#q#À8#�wK¢r×óâU�#�ræ£��sà7¯òÔ»Êldºí#ÆJ}�#Ú�ïÅ þ0¡�VdÁ¾ózP¡¼AfW�#�6Ñæ6N#1X)ûº�#ò[[Q�1��|��#%z$ÇÍ�s�§�#Ò�N/û#ê�交#�o#àËI¯$�@o��æ# zûR#çÎH4*pïP#pú�¾¨�Ögw"¹fñ�bÒ³pöj¶Cà�²üÄçJjåA°c�À#wɶÂÍÝ�#

Page 88: China credit card market research and investment forecast report

#Ý]n9}Äa¢#w�Ü+cI`>ÇQ~#ÖÃÂ?�#B��íIÆ47 Ï�Fð¿ò:0S�ö.4ýÄnv#ZDþq�?��8¦[ÊP�.�£�'#8ϺH#Ñá##ëEÇ#*¹#Oõ5�Dë�ýö¢ ¾#p#]#OUägmÜÊã��xÛ#÷#·J#Ñþ}à� ï%#Qò«f# þjJ·�}ÙKVgÔ½#ØZ#máTb�#ì�cÐP§�ä±e�#áG7k~¡õ�#;Ð#/##Æ"o�°x#÷#³�#»b�dëoâη?ZÍÈØ6¬vå¬�Ø´ÏÌ�d#*�ìåç#ps93�÷Ôa#®ZX�^ý#±#F$2Npcx¯{�VZ

Page 89: China credit card market research and investment forecast report

5#`bXÈ�Wû«

Page 90: China credit card market research and investment forecast report

mé8¬##½Å�¼?Sl##ò�â!Ã9�îúD_ÇÆ¡#»ÕÁx�`CÉ` ñ�)Þ��(Ä�Ú��¯¿##pÕ2ÌZ¿�·~#æ#(ûÐ�F�#N�y¤L

Page 91: China credit card market research and investment forecast report

yÿ#7#ß!®ms#W##ÕþºfY×qí¹S[#æá`üïrd%¨�`ç¨õÔ�.ݺ4i<#¥O#ù#¼°�YiÃF�×ûhyäco###¹ú¸?Èä2��d]ðaY!ö#O§|r#Ýd#ÌìæܸÇ#z#§eHß5bÜ!#a�# /g�5+Ã^#¿Éß#M9#³¬�'ÖEl�w¡{BÃH±'�#lËÙ###]}Ú"##�Ù#«#]9�/s#ö#¶O#Ô!#JX�ª.�ó{�Dæ#S9ê#ÕÛ©�X�4��ê&#9F %Ó�ÂÚéWdßiÅ^@©à#Ü�ÞÈ�#z£¸��Úàºð+û&vóÎU&»,cîãcØ##I¾!Ôøù±QBÔbÃ�#á#¦#éÕ°D�¶Óá¢�>Wëb�ñÙço<QÕªeýÏDo86J�M¤#�w%çê¥Xåyòßé2þ|%¾�$�$#!¸r�c�¾Da�#G�Ò�M�>uM«ô#V^¨.eWÕH¨@#Î�"®q³¬Y�ªÑ§·##KÓHfÙ~ ÑØèØMŧ>h³#?)#K#å¢�v´;ë�ÿÆ##w;÷aéh#nW�¯ëg#ä