Healthcare Transparency Index 1. 2014 National Business Group on Health Survey. Towers Watson. 2. 2013 Aflac WorkForces Report. 3. Mercer. National Survey of Employer-Sponsored Health Plans. April 2014 4. NBGH - Plan Design Survey 2013. 5. “Significant choice and lower than expected premiums available in the new Health Insurance Marketplace.” Department of Health and Human Services. September 2013. 6. “Deductibles, Out-Of-Pocket Costs, and the Affordable Care Act.” HealthPocket. May 2014. 7. “Consumers’ Misunderstanding of Health Insurance,” Journal of Health Economics, George Loewenstein et al., September 2013. 8. Change Healthcare database. ® 2014 Change Healthcare Corporation Q4 2013 Published May 2014 Reviewing the Year of Transparency GOLD plan pays 80% you pay 20% PLATINUM plan pays 90% you pay 10% 42 % 1 CONSUMERS PAYERS SILVER CONTRIBUTION INCREASE (IN LAST 5 YEARS) CDHPS 72 % have not heard the phrase “consumer-driven healthcare” 2 EXCHANGES 86 % CONSUMERS ARE NOW SHOPPING FOR COVERAGE VS. ...AND SHOPPING FOR CARE LEARN MORE AND VIEW THE FULL HCTI http://www.changehealthcare.com/resources/publications/hcti Most Important HR Objective for Companies in 2013: CONTROLLING HEALTH/MEDICAL COSTS 2 healthcare costs are expected to rise 7.5% in 2013 2 average annual salary increased 1.6% past 3 years 1 COST OF COVERAGE $ 2,975 $ 11,938 1 32 % 1 39 % employers offered CDHPs in 2013 3 76 % are NOT knowledgeable of exchanges 2 31 % of employers are considering moving to exchanges by 2015 4 COST $307 - $2,747 $1,246 - $3,599 $121 - $485 $135 - $397 $6,680 - $17,619 VARIABILITY C-Section Mammogram CT Scan Office Visit (with diabetes screening) 796% 189% 300% 195% 164% $511 - $2,815 MRIs 451% SERVICE Colonoscopy (screening) Average costs for individual medical coverage premium.................................................................. $ 328 5 $ 2,907 $ 5,730 6 deductible............................................................... out-of-pocket max................................................... BRONZE plan pays 60% you pay 40% plan pays 70% you pay 30% of consumers don’t understand common health terms 7 CONSUMERS ARE 4X MORE LIKELY TO SHOP FOR HEALTHCARE After Being Proactively Engaged with Change Healthcare Tools 8 Source: Change Healthcare HCTI. Q4 2013. May 2014