cdfa annual conference 7-8 September 2011 CDFA member survey 2011 Preliminary findings Harry Glavan Policy & Research Manager, CDFA Conference Sponsor:
Dec 17, 2015
cdfa annual conference 7-8 September 2011
CDFA member survey 2011 Preliminary findings
Harry GlavanPolicy & Research Manager, CDFA
Conference Sponsor:
Presentation agenda
CDFA annual survey of members
Where CDFIs operate
Markets CDFIs serve
CDFI lending activity
Capital and revenue
Implications
Participating members
CDFI loan portfolio outstanding
CDFI markets served
Micro SMECivil
Society
Consumer Home Imp’t
Business Personal
Loan number & value by market
CDFI geographic scope
Consumer loan portfolio
NO
DA
TA
Consumer loan supply and demand
Consumer avg loan size by CDFI
£1500
Avg: £540
Home Improvement loan stats
Value Number
Portfolio
£ 42,000,000 3,200
Applications £ 29,000,000 1,600
Agreements £ 12,000,000 1,100
Disbursals £ 4,800,000 500
Home Imp’t avg loan size by CDFI
£45k
Personal customer demographics
Civil Society loan portfolio
NO
DA
TA
Civil Society loan supply and demand
Civil Society avg loan size by CDFI
£1.2m
Avg: £150,000
Micro loan portfolio
NO
DA
TA
Micro loan supply and demand
Micro avg loan size by CDFI
Avg: £11,200
SME loan portfolio
NO
DA
TA
SME loan conversion rate
SME average loan size by CDFI
Avg: £37,000
Enterprise customer company structure
Unincorporated 37%
For Profit34%
Enterprise customer demographics
Capital for lending
Capital for lending 2011
Other loans 6%
Trusts 10%
Other 6%DWP 4%
Revenue for operations
Grants for operations 2011
Un- ID
’d 7%
ERDF 6%
Donations 5%
Trusts 5%Other 4%
Community Investment Tax Relief