CasaGuam Volume 08 Issue 11

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10

November 2015 • Vol. 8 • No. 11

D e p a r t m e n t s

4 Market ReportMarket on the Upswing!

8 FeatureBoost Your Home Value

from Top to Bottom

12 Real Estate SpotlightTitle Insurance Policies

Protect You

14 ProfileRosemarie S. Milan

“Big or small...they are

all equally important!”

16 From the ExpertsA Simple Way to Get a

Whole New Look -

Recover Your Awning!

18 How to D.I.Y.9 Homemade

Cleaning Products

22 Curb AppealIncreasing Your Curb

Appeal with Patio

Furniture

25 Who Ya Gonna Call?

26 Classifieds

28 Closing

L e t t e r f r o m t h e E d i t o r

CasaGuam is Published by:

P.O. Box 24881 Barrigada, GU 96921Tel: (671) 472-3495 | Fax: (671) 472-3498

email: [email protected]

[ Publisher ][ Business Sales Manager ]

Jay-R S. Dominguez

[ Editor ]Arlene Taitague Taitingfong

[ Display Advertising ]Evelyn Trinidad

[ Traffic/Circulation ]Carol Aperocho

[ Production Manager ]Mark S. Burke

[ Graphics & Layout ]Mark S. Burke

Edwin E. Valencia

[ Website Development ]Edwin E. Valencia

[ Editorial Contributors ]Deanna Palmer

Arlene Taitague TaitingfongKim Anderson Young

Cover Photo: Mark S. Burke

CONTENTSLetter

from the Editor

ArleneTaitague Taitingfong

Bueñas everyone!

This month, the magazine covers topicsrelating to the home “From Top to Bottom”. You’ll find articles from outdoorfurniture to home cleaning remedies, andthen some.

Our FEATURE explores ways one canincrease the value of a home with a fewideas and some simple changes, many ofwhich will not break your piggy bank.

Rosemarie S. Milan is our PROFILEsubject this month. Regardless of howmuch she avoids being in the spotlight, thisprivate person manages to be well knownon Guam because of the many she hashelped throughout the years. Read howshe remains successful in all her endeavors.

Kim Anderson Young shares a story aboutliens in REAL ESTATE SPOTLIGHT.Find out how you can protect yourself inyour next real estate purchase.

We also have our monthly reports andinput from GAR leadership. Find out whatthe latest information is in the real estatemarket.

If you have ideas or topics you are interested in seeing, please let us know [email protected]

Until next month,

Arlene Taitague Taitingfong

CasaGuam Advertising DisclaimerAll Advertisers agree to hold the publisher harmless and indemnify it against any and all claims, losses, liabilities, damages, costs and expenses (including attorney’s fees) made against or incurred by the publisher, officers or employees with respect to, or arising out of, the content,text, graphics or representations of any ad published herein, including but not limited to the sole negligence and/or fault of the publisher. The publisher is not liable for any claims, losses or damages of any kind, arising from the wording, text, graphics or representations of any ad pub-lished herein, or the condition of the ar ticles sold through the publication, or performance of services advertised in this publication. All advertising and/or performance of services advertising and/or submissions become wholly the property of CasaGuam Magazine.CasaGuam Magazine is a registered trademark of PTI Pacifica Inc. Copyright © 2008. All rights reserved. Reproduction in whole or in part in any form without the express writ ten consent of the publisher is prohibited. We reserve the right to edit or refuse any ad and to reprintany photo for promotional use.

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C a s a G u a m . c o m 3


The real estate market on Guam is in a shift to higher activity,fewer days on market, higher volume, and increase in prices.

In looking at the MLS data reports there is some good news! Homes and condos are selling and leasing faster with the days

on market (DOM) decreasing by 4.27% on average.The number of for sale listings which are active have been lower

starting in June and continuing to date. This means that the rate ofabsorption is better. Average number on months from listing toclosing is 23.84% of change for homes and 42.57% change forcondos. This translates to 10.83 months for homes and 8.27%months for condos for sale.

Average number of transactions for sale of homes year over yearhas increased and the average price of the sales is higher by 17.79%The number of transactions for sale of condos year to date is the

same as last year. The average sale price is lower by 2.19%. On the rental side, the average DOM is faster with a change of

7.04%. The average leased price is $2,265 which is a 7.45% increase over last year. For the Condo/Apt rentals, the averageDOM has lowered to 56 days representing a change of 14.71%.The average leased price has increased to$1568/mo and is a 2.28%increase over last year.

Condo sales volume is equal to last year. Home sales volume is increased this year.Be checking back with your agent for the final quarter of the

year. The banking TRID is in effect and though we expect somedelays with loans, now is still the perfect time to purchase. Let theexperts help you understand the process to help you be successful.

4 C a s a G u a m N o v e m b e r 2 0 1 5

M a r k e t R e p o r t

Global reach through a local company you can trust!

479-8829 • [email protected]

Associate BrokerDeanna Palmer - CRS

Market on the Upswing!



M a r k e t R e p o r t





Boost Your Home ValueFrom Top To Bottom

By Arlene Taitague Taitingfong

F e a t u r e

Home improvement projects help boost thevalue of your home. Whether you plan to sellyour home now or in the future, or just wantto make a few changes, these projects pay off.Here are a few ways you can make improvementsto your abode from top to bottom.

8 C a s a G u a m N o v e m b e r 2 0 1 5

1. Open up the spaceIf you watch the HGTV channel, you might have caught a few

episodes of “Flip Or Flop”. The stars of the show purchase lowpriced homes and make renovations to the property. The purposeis to “flip” the home by selling it at a higher price than what theyoriginally purchased the home for in a specified amount of time.The talented couple really have the ability to look at a propertyand see what renovations need to be made in order to sell theproperty at a higher price point.

Most buyers are looking for an open concept home. In theshow, they usually knock out a non-structural wall to create thatopen floor concept. If the kitchen is not salvageable, it is strippedand replaced with new, yet functional kitchen cabinets. The “Flipor Flop” team make the process looks so easy, but I know it ishard work. If I learned anything from the show, it’s that one cantransform the feel of a house just by opening up the space. Theopen space makes the living area look larger and gives a sense offlow in the floor plan.

2. A little trimming goes a long wayTrim overgrown tree branches and do some hedge work on

overly bushy shrubs. Your aim is to create a neat yard and notblock a good look at the house.

Overgrown foliage restricts views you can enjoy from a window.It can even darken your interior, interrupting the flow of naturallight to come in. It may also promote mold in some areas.

3. Maintenance is the key to less expense in the long run

Always address the basic in maintenance needs, even beforeyou think about upgrades and home improvements. Check theseptic system, repair leaks in windows, and upkeep the yard. Itcosts less when you maintain the property diligently, comparedto waiting until the leaks become rivers, the septic tank starts toseep, and your weeds overtake your plants. Maintenance may costa few hundred dollars compared to a few thousand if you waittoo long and the little fixes become larger problems. You don’thave to put a lot of money down to make a difference.


F e a t u r e


4. Energy efficiencyIf you find that you will need to replace old air conditioners,

water heaters, or windows, it is best to replace them with green ef-ficiency appliances. You will see the savings by way of a lowerpower bill and possibly get some rebates. According to the Ap-praisal Journal, it is estimated that energy savings add twentytimes the annual savings to the value of the property. Addition-ally, the value to your home increases because you installed energyefficient appliances, making your property more desirable.

5. The power of the front doorThe front door is the first thing people see before they enter

your home. Make it inviting by keeping the area clear of clutter.Make sure the door bell and the front door (or porch) light isworking. Add a few personal touches by adding a few plants. Ifyou don’t have an overhang to protect you from the rain or thesun, think about installing an awning. Be sure the walkways toyour home are also clean and neat. Keeping your front door areasimple and clean gives your home great curb appeal.

6. Flooring - It’s more than what you stand onFlooring is important. It can make a big difference in the look

and feel of your home. Some like the feel of a cold hard surface,especially if you live in tropical weather like ours. Others preferthe cushy softness of carpet. Then there are those who want both.Whichever material you prefer, make sure they are well main-tained.

If you see tiles starting to pop up, check it immediately. It maybe that you have water issues underneath, or perhaps there maynot have been enough adhesive applied during installation. Re-place broken tiles. Not only are they dangerous and can cause ac-cidents, they look awful! Can’t find matching tiles? No problem.Find different colored tiles and create a pattern or design. Youwon’t have to pull up all the tiles, and you will be giving your floora new look in an inexpensive way!

If you have wall-to-wall carpeting, clean routinely. Propermaintenance will extend the life of the carpet. At times, it maynot be enough just to vacuum. Carpet tends to hold dirt, grime,pet dander, not to mention biological stains like pet mishaps, andvomit. Some of these items, although you may have cleaned im-mediately, can create mold and mildew under the carpet. If yourcarpet is a minefield of stains, it is time to replace it.

7. Easy Bath UpgradesMy mother used to tell me that the two things people look at

when they visit a home is the kitchen and the bathroom. Ac-cording to my internet sources, she is right. Making small changesis the key if your budget is limited.

I recommend focusing on the bathroom. Remodeling this areacan be inexpensive, yet give high end results. Start by replacingfaucets and other bathroom fixtures with new materials. Some-thing as simple as changing out doorknobs and cabinet pulls willdo the trick. If you have a little more in your budget, replace thecabinets and vanity stand. Clean the grout and apply fresh caulkif needed. In some instances, buying a new toilet does the trick.

8. Neutral Wall ColorsIf your walls are chipped, peeling or faded, it is time to have

the walls painted. Stick with neutral colors , especially if you planto put the home up for sale. Plus, neutral colors make it easier foryou (or the potential buyer) to go with any color or style schemethat will be thrown into the mix via curtains, sofas, and rugs.

It is said that a little at a time does the trick. Small changes inyour home will give you a sense of accomplishment while addingvalue to your property. It is always nice to get opinions or advicefrom friends and family. Take someone shopping with you andget a second opinion. No need to do it all on your own. Make ita fun experience.


1 0 C a s a G u a m N o v e m b e r 2 0 1 5

Brand New 3BD/2BA house nestled in one of the most desirable locations inDededo. This home offers many fine features such as: solid wood kitchen cabinetswith granite countertop, full concrete & railing fence, nice master bedroom suitewith tub, and a walk-in closet. A MUST SEE!!

O n T h e C o v e r

Great Starter Home

Weiwei OuREALTOR®

[email protected]

BRAND NEW!$295K

3BR • 2.5BAMLS #15-3407


C a s a G u a m . c o m 1 1


One of the functions that a title and escrow company performs is to guaranty that all liens are paid in fullwhen a property is sold to a new owner. That means

that they not only pay off the loans, but the title company alsoobtains a commitment by the lender that they will release theliens once they have been paid.

I am dealing with a very interesting case right now and I amnot yet certain how it will be resolved, but I do know that theOwner’s Title Insurance policy the buyers purchased, will protect them from financial loss, 23 years AFTER they acquiredthe property.

Here’s the situation: In 1990 the property owners, (lets callthem the Smiths), borrowed $150,000 to start a small business.They mortgaged two of their properties to the US Small Business Administration (SBA).

In 1992, the Smith’s sold one of the properties to Mr. Jones. Aspart of the closing, the title company paid SBA $25,000 to releasethe property from the mortgage. Mr. Jones purchased a title insurance policy that guaranteed that there were no mortgages orliens against the property — that it was “free and clear”.

Fast forward to 2015 and Mr. Jones has decided to sell theproperty and quickly gets a full price offer. Unfortunately, asearch of the title discloses that the SBA mortgage has not beenreleased (a partial release should have been provided andrecorded in 1992 when Mr. Jones purchased the property). For-tunately, Mr. Jones still has his records from when he purchasedthe property, and the documents prove that SBA received fundsfrom the closing.

Part of the service that title companies provide is curing titledefects. We contacted the SBA office and asked for a partial re-lease to clear the title. After days of diligent research, SBA noti-fied us that the Smith’s loan went into default in 2000 and asubsequent bankruptcy left over $200,000 owing on the mort-gage. For this reason, SBA refused to provide a Release of Lien.

We are still in the thick of figuring out how to resolve this oldlien on the property, but one thing I know for sure, Mr. Jones’title insurance policy will guaranty he does not have to pay offthis old mortgage himself, nor have to hire an attorney to pro-tect the free and clear title to his property.


Title Insurance Policies Protect You

R e a l E s t a t e S p o t l i g h t

By Kim Anderson Young

About the AuthorKim Anderson Young, president of Security Title, has over 30 years of experience in the real estate industry. Contact her at kim®securitytitle.net or 647-8100.



OOur profile guest this month is someone who strives to be lowkey. Rosemarie S. Milan has a vibrant personality, yet does notlike being in the limelight. Her name, however, is well known because she has been helping people obtain homes, even beforeher real estate career began.

Years before stepping into the real estate arena, Milan workedas a branch manager for one of the financial institutions on theisland. She enjoyed assisting mortgage loan customers and delighted in assisting others in hopes that they can get ahead or realize their goals. She also worked with real estate agents andsaw how they helped bring the dream of home ownership intorealization for her clients. This inspired her to pursue a career inreal estate. The bank was a training ground for her and she is verygrateful for the experience.

In 1988, she received her real estate license and not long afterwards, she made a bold decision that changed her life. Aftergiving her two-week notice to the bank, she began her new careeralmost immediately and started as a real estate agent with Century21 Management Specialists. After a year, she transferred to Century 21 Commonwealth Realty and eventually earned herAssociate Broker license. In 2003, she formed her own companyand became the Principal Broker for Guam M Realty. She did allthis by the time she reached the young age of 29. With three children, Milan was able to make time for her family while beingable to work with her clients. As with all agents who have children, that is a lot to juggle, but she managed to do so.

“Being able to assist clients in fulfilling their dream of owninga piece of real estate is the most enjoyable work for me,” expressedMilan. Her advice to others is to treat people the way you wantto be treated. It doesn’t matter about the value of the sale either.She added, “Big or small transactions — it doesn’t matter — theyare ALL equally important.” Milan also advises to simplifythings, but remain committed to what you do, especially whendealing with first time homebuyers. “Sometimes they may notknow what they want in a home. You need to help them alongthis process.”

She also emphasized that in addition to buyers and sellers, youneed to be ready to help others like landlords, tenants and professionals such as bankers, title companies, surveyors, engineers,architects and government agencies. “If you want to get the mostout of this field, it will require continuing education, networking,good rapport, hard work, persevere, honesty and integrity.”

Milan added, “If there are any problems, concerns or complications, the Guam Association of REALTORS® has apanel that address issues.” Several years ago, Milan served as an

elected officer for GAR. She noted that one of the contributingfactors to her success as a businesswoman, is the code of ethicsthat she learned from banking and real estate industries. She carried this over to her position as GAR Treasurer at the time,and still practices this code today.

Presently, Milan is a wife, businesswoman and grandmother,and shares that she really doesn’t have that much time for herselfsometimes. “Real estate is ever changing! I’ve experienced the‘boom’ and the ‘bust’ in this industry. As a real estate agent, youneed to manage your priorities. It’s important for survival. Moneyisn’t everything, but save a little bit because it isn’t always ‘sunny’in this line of work.”

Milan recommends CasaGuam magazine. “Use the magazineto promote your real estate business and listing of properties.”

When she is not working, Milan spends quality time with herfamily. She also likes to read and watch action/adventure movies.She loves to travel and tries to do so at least two or three times ayear. “You work so hard. You need to enjoy life!”


P r o f i l e

Big Or Small…They Are All Equally Important! By Arlene Taitague Taitingfong

Rosemarie S. MilanPRESIDENT/PRINCIPAL BROKER

GUAM M REALTY




A Simple Way to Get a Whole NewLook – Recover Your Awning!

W


F r o m t h e E x p e r t s

Want an easy upgrade to freshen the look of your home or business, at a fraction of the cost? Did you know you can easilyrecover a residential or commercial awning to give it a whole newlook and feel? This is an easy upgrade that doesn’t require a largeinvestment, and can make a big difference to the exterior of yourhome or business.

A Bright New Look For Your HomeIf you have an awning on your home, we’re guessing that you

love it. Awnings are a great way to find a cool spot without running up your electricity bill, or to enjoy the warm monthswhile remaining protected from the harsh effects of the sun.

And while he benefits of an awning are many, perhaps youmight need or want a new look for your outdoor shade. Maybeyou are ready for a new fabric, or perhaps you purchased yourhome with an existing awning, and the current look just isn’t yourstyle.

The good news: there’s no need for a major overhaul! You canrecover your awning easily in a new fabric and style, withoutbreaking the bank. And a fresh, new fabric can really change thelook of the exterior of your home. We bet the hardest part will prob-ably be making a selection from the variety of choices available! Stripes are often popular when it comes to awnings, but perhaps

you would like a more modern, or monochromatic feel. There arean endless array of solid colors, and even textured varieties thatoffer a completely different feel to an outdoor awning.

An Eye-Catching Upgrade For Your BusinessAn awning for your business can add so much! Would you like

to provide shade for outdoor seating? Keep your customers outof the elements when they are entering your business? Or just enhance the entryway to your building while prominently displaying your name or logo?

Just like any other aspect of your business, your outdoor awningis doing heavy duty lifting, and could perhaps use an upgrade orrefresh!

This cost-effective improvement could also be spurred on by aspecial celebration, anniversary, or perhaps you’re re-brandingyour current look. Don’t forget your awning is a perfect place toshow off your logo and products or services.

Once again, an experienced designer can make sure you knowall of the options available to you, as well as what would be themost cost-effective solution for your new look. Achieve a professional, unique, and functional look.

By Elizabeth: Posted in Commercial Awnings, Residential Awnings, Tips From the Experts




SSimple ingredients from the pantry can be used to make clean-ing products that are kinder to the environment for a fraction ofthe cost.

Diluted White VinegarMildly acidic white vinegar dissolves dirt, soap scum and hard

water deposits from smooth surfaces, yet it's gentle enough to usein solution to clean hardwood flooring. White vinegar is a natu-ral deodorizer, absorbing odors instead of covering them up.(And no, your bathroom won't smell like a salad. Any acid aromadisappears when dry.) With no coloring agents, white vinegarwon't stain grout on tiled surfaces. Because it cuts detergentresidue, white vinegar also makes a great fabric softener substitutefor families with sensitive skin. In the kitchen, use vinegar-and-water spray to clean countertops, lightly soiled range surfaces andbacksplash areas. In the bathroom, spray countertops, floors andexterior surfaces of the toilet. For really tough bathroom surfacessuch as shower walls, pump up the cleaning power by heating thesolution in the microwave until barely hot. Spray shower wallsgenerously with the warmed solution, allow to stand for 10–15minutes, then scrub and rinse.

Undiluted White VinegarUsed straight from the jug, undiluted white vinegar makes

quick work of tougher cleaning problems involving hard waterdeposits or soap scum. Use it to clean the inside of the toilet bowl.Before you begin, dump a bucket of water into the toilet to forcewater out of the bowl and allow access to the sides. Pour undi-luted white vinegar around the bowl and scrub with a toilet brushto remove stains and odor. Use a pumice stone to remove any re-maining hard water rings.

Clean shower heads that have been clogged with mineral de-posits with undiluted white vinegar. Place 1/4 to 1/2 cup vinegarin a plastic food storage bag, and secure the bag over the showerhead with a rubber band. Let stand for 2 hours to overnight, thenrinse, and buff the fixture.

White vinegar softens clothes and cuts detergent residue. Forfamily members with sensitive skin, add 1 cup to the laundryrinse cycle instead of commercial fabric softener.

For general cleaning purposes, you can substitute lemon juicefor white vinegar. Use the outer rind to polish porcelain surfacesand release fragrant lemon oil. If you have a garbage disposal unit,grind the rind in it while running cool water down the drain. Theoils in the rind clean the disposal unit and sharpen the blades.

Baking SodaBaking soda's mild abrasive action and natural deodorizing

properties make it a powerful replacement for harsh commercialscouring powders. Sprinkle baking soda onto a damp sponge totackle grimy bathtub rings, scour vanity units or remove food de-posits from the kitchen sink.

For tougher grime, make a paste of baking soda and water,apply to the tub or sink, and allow to stand for 10–20 minutesuntil the deposits have softened and can be removed.

Keep bathroom drains running freely and smelling sweet bypouring 1/2 to 3/4 cup baking soda into the drain, and dribblingjust enough hot water to wash the solution down. Let stand for2 hours to overnight, and then flush thoroughly with hot water(do not use on blocked drains).

Rubbing AlcoholRubbing (isopropyl) alcohol provides the base for an evapo-

rating cleaner to rival commercial window and glass cleaning so-lutions. Use it on windows, mirrors, chrome fixtures and for ashiny finish on hard-surface ceramic tiles.

Nine Homemade Cleaning Products


H o w T o D . I . Y .

By (Unattributed)

Citing source: http://www.hgtv.com/design/decorating/clean-and-organize/9-homemade-cleaning-products


AmmoniaAn alkaline solution, clear ammonia creates stronger window

and all-purpose cleaning recipes than acidic vinegar. Choose anonsudsing type: Suds may look as if they're working, but they'retough to rinse and remove.

Green CleanersHomemade cleaning products offer many advantages to cost-

conscious households. Using on-hand ingredients can be far lessexpensive than buying commercial cleaners, won't generate dis-carded product packaging, and the household avoids exposureto harsh chemicals or toxic ingredients. Try these cleaning recipesas a starting point, increasing or decreasing their strength as yourhousehold's cleaning needs require.

Homemade Spray CleanerTry this recipe to harness the cleaning power of white vinegar.

Mix in a spray bottle:1 cup white vinegar1 cup water

Homemade Glass CleanerTry this recipe to harness the cleaning power of rubbing alco-

hol. Mix in a spray bottle:1 cup rubbing (isopropyl) alcohol1 cup water1 tablespoon white vinegar

Try the following formulations for spring cleaningor tough chores.

Strong Glass CleanerMix in a spray bottle:1 cup rubbing (isopropyl) alcohol1 cup water1 tablespoon clear, nonsudsing ammonia

Strong All-Purpose CleanerMix in a spray bottle:1 tablespoon clear, non-sudsing ammonia1 tablespoon clear dishwashing liquid2 cups water

C a s a G u a m . c o m 1 9C a s a G u a m . c o m 1 9

H o w T o D . I . Y .






OIncreasing Your Curb Appeal with Patio Furniture

C u r b A p p e a l

One way to give your home curb appeal is to expand the livingarea to the outdoors via your patio or balcony area. It sure beats theexpense of adding another room. Forget the walls. No matter whatsize you may have, you can create a relaxing space for yourself andfor your guests, by adding patio furniture and accessories.

If you have a balcony, create a small “retreat” area by adding afew pieces of key furniture such as a small table and chair. Youcan use the area to enjoy your meals “al fresco” or to sit back andread a good book. Accessorize with citronella candles and a smallplant or two. A small area like this won’t take up too much ofyour budget, and you can find some great deals at local thriftshops or yard sales. There is some truth to the old adage, “Oneman’s trash is another man’s treasure”. Buying second-hand furniture is inexpensive. One can either re-upholster or spraypaint tables and chairs. If your set is mismatched in style, unifythem with one color. Now would be a great time to try out a huethat is bright or bold. You can easily pull the look together withcomplimentary color accents in throw pillows and planters. Itwill give a good contrast.

For larger areas like patios or decks, you might want to keep inmind entertainment opportunities that will arise like family barbecues and holiday get togethers. Don’t undersize yourchoices, especially if you have ample patio space to work with.Remember, this is your outside refuge, your change of scenery,your space to commune with nature. You want to accommodateyour guests and have them enjoy your outdoor area with you!

Keep our tropical weather in mind when shopping for new furniture. It should be able to withstand the elements, plus beeasy to clean. Remember to have comfort in mind. Don’t beafraid to sit on chairs at the furniture stores. See if it can handlechildren, pets, and company. You get what you pay for, so try toinvest in long-lasting furniture. It sure beats sitting outside in alawn chair with your cooler as a tabletop.

Here are a few excerpts which I pulled from Sara Elliott’s article, “10 Tips to Select Outdoor Furniture”, found in home.howstuffworks.com

Insist on good quality. What you buy to use outside has to stand up to sun exposure,

wind, rain and probably some roughhousing, too. Inspect everypiece you're considering for flaws, especially if the deal soundstoo good to be true. This is one area where a higher price is oftena good indicator of better quality.

Don’t undersize your choices. You've probably seen those wirechair contraptions that look like slingshots. They function as

By Arlene Taitague Taitingfong



chairs, but that doesn't mean you'd willingly spend time in one ifyou had any other choice. One problem is size. Some patio chairsare just too narrow and skimpy. Others are built so low to theground that getting out of them can be downright embarrassing—especially for older folks. Sizing for love seats and couches canbe tricky, too. Some are pretty deep from front to back, which canmake them uncomfortable to sit in for any length of time. Whenshopping for outdoor furniture, sit down and relax —literally. Testthe pieces you have in mind. Think comfort and buy accordingly.

Don’t forget the shade. During the hottest part of the day, sitting outside can get pretty

unpleasant if your furniture isn't situated in the shade. What's thenext best thing to a big old shade tree? Some sort of shade cover.Whether you're using a crank-deployed umbrella, a motorizedawning or are blessed with a permanent wood or fiberglass roofover your patio or deck, make arrangements for some naturallyrefreshing and sheltering shade.

Make it flexible. You know that great footstool in the family room that

everyone wants to use? It's a comfortable item that's also flexibleand convenient. You want that kind of flexibility in your outdoorfurnishings, too. Here are some flexible patio pieces you might

consider adding to your wish list:• standalone umbrellas you can move from place to place

dividers or screens that can block the view from the streetor nearby homes (some even come equipped with plantersin the base for stability and a little seasonal color)

• wheeled carts that can transport food and other necessaryitems in and out of the house

• drop-leaf, collapsible or accordion tables that can be extended when you have guests

Once you have your furniture in place, maintain it routinelyso that mold won't start forming, especially with our humid environment. Depending on the material, it may be a matter ofwiping down the cushions or removing the outer covers andthrowing them in the laundry.

Be vigilant of unwanted guest i.e. ants, mosquitoes, and muddabbers. Many like to create nests in the most unusual places. Iget spellbound watching them, but not if their nests are too closeto MY entertainment area; I get “crazy” with sprays and/or water,with an occasional rock thrown in — literally. If you see wherethey reside, get a professional to handle their removal.

The only thing I will say about accessories for your outdoor areais the items need to be functional, and not merely attractive. Makesure the decor can withstand the elements, just like the furniture.


C u r b A p p e a l





W h o Y a G o n n a C a l l ?




Commercial Rentals

Hagåtña

Commercial space for rent. 1,792 square

feet. $3,500/month. Call Ellen’s Realty at

647-0888 for more details!

Tamuning

1,100+/- square feet of office space.

Marine Corps Dr frontage. 2nd floor unit.

Excellent condition. $1,925/mo.

Call Dennis @ 727-3815.

Tumon

Exceptional commercial bulding, great for

clinics, restaurants, office or bed &

breakfast facility. $6,000/mo.

Call Yumiko @ 688-7791.

Residential Rentals

Agat

MILITARY APPROVED! 3BR. Ocean View!

Renovated. Near Base, Stores, and

Schools. Call 649-8265 or 727-8265.

Dededo

5BD/5.5BA home. $4,800/mo.

Call Ellen’s Realty @ 647-0888

for more details!

3BD/2BA home for rent. $1,980/mo.

Fully renovated. Fenced & gated.

Call Loisa @ 727-6880.

Ordot-Chalan Pago

Peaceful and serene 4BD/2BA home.

1,922+/-sf of living space. Upgrade

master suite. 3-car covered car port.

Call Suzanne @ 482-6426.

Piti

2BR, Ocean view! Across the beach!Close to Port, Naval Station, Polaris, &Stores. Max two tenants. $650 (Price

does not include utilities)Call 649-8265 or 727-8265.

Sinajana

Holiday Tower Condo - 2BD/2BA. Cornerunit. Ocean & island views. Upscale &

upgraded kitchen w/ extra counter space& stainless appliances. $2,205/mo.

Call Sandy @ 687-6006.

Tamuning

4BD/2BA centrally located home forrent, along Carlos Heights. Tumon iscloseby. Call Lolita @ 688-6743 or

479-8891 for more details.

Tumon

San Vitores Terrace - 3BD condo w/ocean view of Tumon Bay & ocean.Partially furnished or unfurnished.

Negotiable monthly rent. $2,350/mo.Call Julie @ 687-6900.

Tecio Tumon Villa - Awesome 3BD/2BAunit in the heart of Pleasure Island.Walking distance to beaches, dining,shopping & more! $2,600/mo.

Call Janet @ 687-1841.

Tumon Horizon Condo - 2BD/1BA.Fully renovated & furnished. Waterincluded. Call Weiwei @ 777-0688.

Residential SalesAgat

HOT PROPERTY! 3BD/1BA on 1/4 acre,mature trees. $18K in New Renovations,$18.5K/yr prior RENTAL INCOME! NearNaval Station. $3K Seller’s credit available.

MLS # 15-296. ONLY $159K.(671) 687-6900. [email protected]

Call (425) 941-5232

Dededo

4BR/2Ba NCS Mabini St., Fenced

R2 Zoned Currently has Tenant Renting

@ 1800/Mo • Priced to Sell $250,000

Call Joy 456-1515 or Mike 488-4025

3BD/2BA home. Fully fenced.

Price reduced. 305K.

Call Ellen’s Realty @ 647-0888

for more details!

3BD/2BA home. Fully fenced. Price

reduced. $305K. Call Ellen’s Realty

at 647-0888 for more details!

Paradise Estate - 4BD/3BA.

Located in one of the few well

maintained residential areas. Great for

a family home and a smart investment.

Call Tara @ 482-2074.

3BD/2BA Home, gated, storm shutters,

split A/C, backup generator. $195,000.

Call 688-8276 or 653-5679.

Sinajana

Grand and private 2 story home w/endless features. 5BD/3BA. Over3,086 +/- sf of living space. Backupgenerator. Large master bedroom.Amazing landscaping. $589K.Call Duane @ 689-7777.

Tamuning

Tamuning Cliff-side Castle - 5 spaciousbedrooms and 4 baths. over 5,000+/- sfof living space. Panoramic ocean views.Near major establishments. $1,397,000.

Call Anthony @ 688-8198.

Toto

Modern, newly renovated executive4BD/3BA home with a living area of 1,950SqFt and a lot of 1,351+/- SqMtrs. Energyefficient. Built w/ quality materials. Gated.

$368K. Call Karen @ 988-1883.

Yigo

3BD/2BA Home, gated, storm shutters,

split A/C, backup generator. $195,000.

Call 688-8276 or 653-5679.

Home with swimming pool for sale!4BD/4.5BA + 2 carports. Includesconcrete gazeebo, concrete fence &sliding steel gate, typhoon shutters,

A/C’s, stove & dishwasher.1,822 SqFt living area + 1/2 acre lot.Call Rena at Buena Vista Realtyat 687-7362 for more details!

Land for Sale

Agat

14,221 SqMtrs. Fairly level. $711,050.

Call 649-2121 for more details.

Dededo

2,024 square meter lot. Subdivided into 3

or can be consolidated into one.

Call Loisa @ 727-6880.

Talofofo

Birds eye view of the CPP Golf Course

and the ocean. 2,118+/- square meters.

Nearby lot also available for a larger

estate. $125K. Call Sandy @ 687-6006.

929+/- square meter land for sale.

Quarter acre lot, rectangular in shape.

$57,400. Call Lolita @ 688-6743 or

479-8891 for more details.

Construction started on property but not

finished. Owner has building plans and

permits on file. Power and water

are on site. $60,000.

Call Clare @ 483-2120 for more details.

Yigo

Paved access. Utilities on site. 1,916

square meters. Call Geri @ 687-8865.


C l a s s i f i e d s


REALTORS® Political Action Committee (RPAC)

Since 1969, the REALTORS® Political Action Committee (RPAC) haspromoted the election of pro-REALTOR® candidates across the UnitedStates. The purpose of RPAC is clear: REALTORS® raise and spend moneyto elect candidates who understand and support their interests. The moneyto accomplish this comes from voluntary contributions made byREALTORS®. These are not members’ dues; this is money given freely byREALTORS® in recognition of how important campaign fundraising is tothe political process. RPAC doesn’t buy votes. RPAC enables REALTORS®to support candidates that support the issues that are important to theirprofession and livelihood. (National Association of Realtors).

RPAC WORKSFrom 2004 to 2012, RPAC raised over $45 million dollars to supportpro-REALTOR® Party candidates running for Congress. The amount ofmoney RPAC spends to support candidates makes it one of the top threetrade association PACs in the nation. REALTORS® are a key part of theAmerican Dream: home ownership. But now, more than ever,REALTORS® are facing forces from many directions that threaten theirprofession. Property tax burdens, lack of available financing and difficultiesin short sales transactions are only a few of the issues that somewhere, everyday, REALTORS® confront when selling a home. RPAC allowsREALTORS® to make sure their concerns about these issues are heard andunderstood by public officials.

RPAC SUPPORTS THE REALTOR® PARTYRPAC’s mission is to identify candidates for elected office on the local, stateand national levels who will work with REALTORS® to promote andprotect the American Dream of homeownership. Candidates that receivesupport from RPAC are not selected based on their political party oideology, but solely on their support of real estate issues. Our legislative

allies are members of the REALTOR® Party. The REALTOR® Partysupports the issues that are important to your business as a REALTOR®,regardless of political party affiliation. (All information above taken directlyfrom: http://www.realtoractioncenter.com National Association of Realtors).

From the top to the bottom Guam Association of REALTORS® are on yourside as defenders of real estate issues so please let us know how we canhelp improve our island community by taking on the responsibility ofprotecting property values and property rights.

Ryan J. De GuzmanGAR President "Love, care and serve!"Associate Broker/ MRP/ REALTOR®


C l o s i n g

Message fromthe PresidentRyan DeGuzman2015 PresidentGuam Association of REALTORS®

Message from theExecutive Officer and

Government Affairs Director

Peggy Araullo LlagasGuam Association of REALTORS®

The REALTORS® Commitment to Excellence has been adopted as follows:

As a real estate professional, laws and regulations set the minimum standards I oweto my clients, customers, and the public. In that regard, my duties are the same as otherpractitioners.

As a REALTOR®, I embrace and I am bound by the duties spelled out in theREALTORS® Code of Ethics. In addition to the duties owed to my clients andcustomers, to the public, and to other REALTORS®, I strive for the aspirational goalsof the Preamble, knowing that the term REALTOR® stands for competency, fairnessand integrity.

I believe in the value of the land. I understand the importance of adequate housing,functioning, livable cities, productive industries and farms and a healthful environ-ment, and their role in nurturing a free society in the United States and internationally.

As a real estate professional I may be required to meet ongoing education require-ments to maintain a license, certification or designation. As a REALTOR®, Icontinuously enhance my grasp of issues affecting real estate, and I willingly share myexperience and expertise with other professionals. My dedication to the satisfaction ofmy clients’ best interests is my primary goal. Understanding that the pursuit ofknowledge continues lifelong, as a REALTOR® I will strive to achieve excellence in thefollowing competencies:

• Being current and knowledgeable about the laws, regulations and legislationaffecting the real estate disciplines I engage in, and about real estate in mycommunity generally.

• Understanding the Code of Ethics is a living document, and keeping myselinformed about its duties and obligations on an ongoing basis.

• Providing equal professional services to all consistent with Article 10 of the Code of Ethics.

• Advocating for property ownership rights in my community, state and nation.• Acknowledging and valuing that honesty and integrity are fundamental and

essential to REALTORS® being known as consumers’ trusted advisors.• Becoming and remaining proficient in the use of technology tools to provide the

highest levels of service to clients, customers and the public, and facilitatingcooperation by sharing accurate, current information with consumers and with other real estate professionals.

• Keeping up-to-date on laws and regulations governing data privacy and datasecurity, and taking necessary and appropriate steps to safeguard the privacy andintegrity of information entrusted to me.

• Committing myself to enhancing my knowledge and skills in the real estate areas of practice I engage in on an ongoing basis.

• Providing superior customer service.• Appreciating that courtesy, timely communication and cooperation are fun-

damental to facilitating successful real estate transactions, and to building andmaintaining an impeccable professional reputation.

• As a broker-owner or principal of a real estate company, I am committed tocreating and maintaining an environment that promotes excellent customerservice consistent with these standards.

- National Association of REALTORS® -

Are you working with a real estate professional who is a REALTOR®?

The Guam Association of REALTORS® shall remain your leading advocate for promoting andprotecting homeownership on Guam. Visit our website at www.guamrealtors.com.

GUAM ASSOCIATION OF REALTORS®The Voice for Real Estate on GuamSuite 236A Julale Center 424 West O'Brien Drive, Hagatna, Guam 96910Office: (671) 477-4271 • Fax: (671) 477-4275




CasaGuam Volume 08 Issue 11

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