Post Conflict Microfinance Carissa Page, USAID Microenteprise Development Office Microcredit Summit Campaign June 15, 2011
May 25, 2015
Post Conflict Microfinance
Carissa Page, USAID Microenteprise Development Office Microcredit Summit Campaign
June 15, 2011
1. Only a few “essential” conditions
(security, economic activity, population stability)
Post Conflict Microfinance: Lessons Learned
commercial banks macroeconomic stability social capital
Preferred Conditions
2. Adapt practices, but stick to the key principles
(microfinance is not philanthropy, repayment matters)
Post Conflict Microfinance: Lessons Learned
3. Establish institutions as permanent entities
Post Conflict Microfinance: Lessons Learned
4. Keep it simple, Stupid (KISS) – at least in the beginning
Post Conflict Microfinance: Lessons Learned
5. Microcredit alone is not enough
Post Conflict Microfinance: Lessons Learned
6. Community-based approaches can achieve multiple objectives
Post Conflict Microfinance: Lessons Learned
MICROFINANCE
jobs women’s
empowerment
social capital counter
insurgency
7. Coordinate with, but differentiate from, relief activities
Post Conflict Microfinance: Lessons Learned
Groans
Grants +
Loans
=
8. Early mf interventions can prevent relief from filling a void
Post Conflict Microfinance: Lessons Learned
9. Coordination with other donors is critical
Post Conflict Microfinance: Lessons Learned
10. Focus on capacity & outreach, not just on output numbers
Post Conflict Microfinance: Lessons Learned
11. Redundancy, redundancy, redundancy!
Post Conflict Microfinance: Lessons Learned