Calgary New Home Guide - March 1, 2013

inside this issue

THE FINANCIAL SIDEOF NEW-HOME BUYING

TIPS TO HELP YOUFIND YOUR NEW HOME

SHOWHOME REVIEW: VERVE II IN SKYVIEW RANCH

March 1 - 29, 2013 Volume 16 Issue 03

newhomeguide.ca

001-NHCAL CVR_03-01-2013.indd 1 2/22/13 2:20:17 PM

mattamyhomes.com

Come And See What The Best Dressed Showhomes Are Wearing This Year.

There’s no Showhome like a new Showhome and we now offer two in our superb community of Lakepointe at Chestermere Lake.

You can tour a very well appointed, open concept Semi-Detached Showhome with a layout that includes a Mudroom/Family Organization Centre, 3 Bedrooms and a Loft.

We also have a Double Car Garage home that features lots of natural light through oversized windows, a second floor balcony off the Family Room, a Great Room, a Den or Office space, 3 spacious Bedrooms

and lots of elbow room throughout.

Both of these homes have been decorated by professionals so you’ll see the very latest in design trends and furnishings on display.

Come and see why so many families already enjoy life in Lakepointe.

Two New Showhomes Now Open In Lakepointe.

Showh

ome

Showh

ome

Semi Detached Home, The Manchester ‘B’, 2,065 Sq.Ft Double Car Garage Home, The Devon ‘B’, 2,392 Sq.Ft.

Trans-Canada or 16th Ave.

17th Ave.

ChestermereLake

Par

adis

e R

oad

10 mins.To Calgary

Sales Centre

West Park Drive

AirportLakepointe

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Sales Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm.visit us on facebook facebook.com/mattamyhomesyyc

The Devon, Lakepointe Showhome

Calgary_New Home Guide_(LP)Feb 2013.indd 1 2013-02-13 10:05 AM

002-Mattamy 03-01-13.indd 2 2/21/13 10:27:51 AM

Plus Receive!

One of Calgary’s Fastest Growing Communities!

*Conditions apply. This conditional offer applies to qualifying home purchasers only. It may be amended, withdrawn or extended without notice. Cannot be combined with any other offer. Based on 5% down, 3 year fixed rate at 2.95%. Available with Shane Homes preferred lender only. See Area Manager for complete details. Starting from price includes house, lot and GST. Subject to change without notice.

Single Family Laned Homes from the low $300’s

Single Family Homes with an Attached Garage from the low $400’s

Showhome Hours: Mon - Thurs: 2-8 pm Sat, Sun & Hol: 12-5 pm

Showhome Address: 140 Skyview Shores Manor NE, CalgaryCall Deb at 403-536-2317

Single Family Duplex Homes from the low $300’s Showhome Address: 54 Skyview Point Link NE, CalgaryCall Satwinder at 403-536-2312

N 128 Ave NE

Stoney Trail Stoney Trail

Country Hills Blvd.

Barlo

w Tr

ail

Deerfo

ot Tra

il

Deer

foot T

rail

Airport Trail

Metis

Tra

il Skyview Ranch Rd

Skyview Ranch St

SkyviewPoint Rd NE

SkyviewRanchWay

Showhome Address: 14 Skyview Point Road NE, CalgaryCall Belal at 403-536-2313

Available in SkyView Ranch!

The North!

shanehomes.com

We never thought we’d own a home but our Homebuyers Plan will save us $ 500 on our monthly mortgage payments. Our payment would have been $ 1,448/month, but now we are only paying $ 948/month.

Plus we are receivinga special interestrate of 2.95%.

SPEND Smarter SAVE LargerHOMEBUYERS PLAN

• stainless steel appliances: fridge, stove, microwave and dishwasher plus a white washer and dryer• free blind package • granite countertops • tile flooring• ensuites with walk-in closets • full width verandas • energy efficient specifications throughout• we will pay legal fees and closing costs

PER MONTH ON YOUR MORTGAGEPAYMENTS FOR 24 MONTHS!Special Interest Rate of 2.95%......................................

SAVE $500.00

Shane Homes and Creations by Shane HomesSingle Family and Duplex Homes! Visit today to �nd out more!

march 1 - 29, 2013 | New home Guide 03

In communities all across Calgary

Midtown model home

in Walden

CONDOS + TOWNS

SINGLE FAMILY

INNER CITY

Stylish urban architecture lives

at Walden.

Visit us online for interactive floorplans or stop by a model home.

• Single-family homes featuring urban-modern architecture

• Extensive community shops and services

• Unique streetscapes

• Close to LRT, Fish Creek Park and Fish Creek Rec Centre

• Larger semi-estate lots

• Great selection of homesites

• Eclectic architectural styles

• Unique urban-modern elevations

• Front landscaping included

$500s$400s

And so can you.Modern architecture and visionary planning

have created an environmentally sustainable

community, with stylish results. In Walden,

parks and pathways link master-planned

collections of urban-fusion homes for

move-up and semi-estate buyers. ArrIvA 2 Model hoMe coMIng Apr 2013

SINGLE-FAMILY hoMES StArtING FroM thE

SEMI-EStAtE hoMES StArtING FroM thE

Built for real life.cArdELhoMES.coM

Sales centre: 56 Walden Terrace SE 403.984.9107hours: Mon-Thur: 2 pm-8 pm Sat, Sun & Holidays: Noon-5 pm

04

SINGLE FAMILY

Stylish urban architecture lives

at Walden.

Visit us online for interactive floorplans or stop by a model home.

• Single-family homes featuring urban-modern architecture

• Extensive community shops and services

• Unique streetscapes

• Close to LRT, Fish Creek Park and Fish Creek Rec Centre

• Larger semi-estate lots

• Great selection of homesites

• Eclectic architectural styles

• Unique urban-modern elevations

• Front landscaping included

$500s$400s

And so can you.Modern architecture and visionary planning

have created an environmentally sustainable

community, with stylish results. In Walden,

parks and pathways link master-planned

collections of urban-fusion homes for

move-up and semi-estate buyers. ArrIvA 2 Model hoMe coMIng Apr 2013

SINGLE-FAMILY hoMES StArtING FroM thE

SEMI-EStAtE hoMES StArtING FroM thE

Built for real life.cArdELhoMES.coM

Sales centre: 56 Walden Terrace SE 403.984.9107hours: Mon-Thur: 2 pm-8 pm Sat, Sun & Holidays: Noon-5 pm

05

The Pinnacle of

A Brand New Magazine Dedicated to High-End Properties in Calgary and Area

LUXURYThe only magazine of its kind in Calgary, Luxury Living showcases high-end homes and properties. This is your exclusive opportunity to establish your property as the pinnacle of af� uent living.

Pick up your FREE copy.

Brought to you by the publishers of

Calgary Edition FEBRUARY 2013

Your guide to LuXuriouS LiFeStYLeS

Creating

LuXurY déCor

taLking to Prominent HomeS’

PreSident deeP SHergiLL

LuXurY in

tHe kitCHen

LUXURYliving

At home with

Calgarian

Tom Jackson

01 FrontCover_V6.indd 1

2/7/13 1:38:57 PM

TO BOOK YOUR ADVERTISING SPACE CONTACT:

Melanie Gowans 403.200.8462 [email protected]

07

IN EVERY ISSUE

10 EDITOR’S NOTE

COLUMNISTS16 THE HOMEBUYING PROCESS

The financial side of your home-buying process by Donna Moore

36 QUICK TIPSOrganizing myths that can keep you stuckby Hellen Buttigieg

38 FUNDAMENTALLY SPEAKINGHow to find a home? Pay attention to location, information and timing by Wayne Karl

40 INSIGHTCreative landscape optionsby Brad Jackman

66 MORTGAGE MOGULInterest rates are on themove... againby Jason Eldridge

IN THE NEWS

26 BMOCanadians plan to save nearly $10,000 in 2013: report

30 WELLSPRING CALGARYlaunches 2nd Annual Toupe for a Day to help fight cancer

48 BROOKFIELD RESIDENTIALonce again honoured as one of Canada’s top employers

HOMEBUYERS’ HELP12 COVER STORY

Excel Homes has new showhomes blooming this spring by Heather Ryan

20 HOW TO FIND A HOMEWhich type of home might be right for you?

22 HOW TO FIND A HOMEFactors and features to consider when looking for the ideal community

24 SHOWHOME REVIEWCreations’ Verve II: a top seller in Skyview Ranch by Heather Ryan

28 WHAT’S NEWThe latest and greatest products on the market and where tofind themby Silvana Longo

50 DESIGNER TOUCHReveal the untapped potential of the home officeby Jo Alcorn

56 COMMUNITY PROFILEWatermark at Bearspaw gaining national recognitionby Heather Ryan

59 HOMEBUYERS’ RESOURCE SECTIONMortgage calculator andrate table

contentsMARCH 1 - 29, 2013 || VOLUME 16 ISSUE 03

Excel Homes

cover story

HAS NEW SHOWHOMES BLOOMING THIS SPRING: PAGE 12

features & editorials

VICE-PRESIDENT, WALL2WALL MEDIAJacqueline HillDIRECTOR OF SALES, WESTERN CANADAJosh Heppner EDITOR-IN-CHIEF, REAL ESTATESusan LeggeART DIRECTORJulie Yoo

EDITORWayne Karl CONTRIBUTING EDITORSJanine DruerySara DuckElisa KrovblitLydia McNutt (on leave)

CONSULTANTMelanie Gowans

403.200.8462Follow us on twitter atTwitter.com/NewHomeGuideMelLike us on facebook;facebook/CalgaryNHG

PRODUCTION CO-ORDINATORGreg Van SluytmanGRAPHIC DESIGNERAlexander YakubovichMANAGER OF PRODUCTIONBala GnanapandithanNATIONAL ACCOUNT MANAGER, MEDIATIVE Paul Slizys

FOR ADVERTISING INQUIRIES PLEASE CONTACT:403.200.8462FOR NATIONAL ADVERTISING INQUIRIES CALL: 416.263.6783

Calgary’s New Home Guide is published 13 times per year. We are located at 2891 Sunridge Way NE Calgary, AB T1Y 7K7. Phone: 587.226.1313. The magazine is free to the public.

COPYRIGHT 2013 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at [email protected].

PUBLISHED BY

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

district maps15 OKOTOKS

19 SOUTHWEST

23 NORTHEAST

27 CALGARY SOUTH

33 AIRDRIE

43 SOUTHEAST

53 NORTHWEST

58 CALGARY EAST

63 COCHRANE

28

56

24

e d i t o r ’ s n o t e

Imagine buying a new car, TV or other big-ticket item without � rst inquiring about the manufacturer’s warranty. You wouldn’t dream of it, would you? But when it comes to buying a new home, many consumers are not always as diligent.Perhaps it’s a matter of some people being so excited about buying a new home

that they’re more interested in choosing � nishes and � oorplans than reading the � ne print of a sales agreement or warranty. Or maybe they assume all builders are created equal, and that certain things are covered, when in fact they may not be. Or it might be a lack of awareness of just how new-home warranties work.

Indeed, taking the time to learn about your new-home builder, what kind of warranty it provides and what is covered, is time well spent. Too often, buyers don’t examine this part of the homebuying process until they need to – when an issue arises.

Just like with cars or electronic devices, not all manufacturers and products are created equal. Learning about your new-home builder and warranty is a crucial part of the homebuying process.

Wayne Karl EDITORWall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/WayneKarl

Know your builder – and warrantyBuyers should take the ti me to look into who’s building your home and what’s covered

Taking advantage while you canUse low interest rates to your benefi t

The Bank of Canada’s latest announcement to hold its interest rate target at one per cent does not come as a surprise. The rate has been holding at that level since September 2010, which is good news if you’re in the

market for a mortgage.There are many excellent mortgage products available from banks and brokers

that will suit your individual needs, and are likely lower than posted bank rates which are currently hovering around three per cent for a variable rate. With a pre-approval in hand, you’re protected if rates rise; if they go down, you’ll likely get an even lower rate. A pre-approval can be a win-win situation for shoppers, since it means you don’t have to wait to get � nancing approval on a home when you put in an offer. This is an especially good tool to have in markets that are hot. Removing the “conditional on � nancing” clause could mean your offer is accepted � rst since you already have your � nancing in place.

So, when will rates rise? It’s anyone’s guess, but most experts agree it’s unlikely there will be much movement until early 2014. The Bank will make its next scheduled rate announcement on March 6. Don’t wait until then to get pre-approved for a mortgage. It can take a few days. Many lenders now offer online pre-approvals to make the process faster and easier.

Susan Legge EDITOR-IN-CHIEFWall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

10 NEW HOME GUIDE | MARCH 1 - 29, 2013

certainty comes standard

Auburn bAy | ChApArrAl VAlley | eVAnston MAhogAny | sunset ridge | riVersong

is it possible for the exceptional to come standard?

absolutely.Jayman Masterbuilt is committed to the exceptional,

from our homes to our proven process and convenient services.

experience it for yourself by visiting us in

one of our show homes or online. jayman.com

show home hoursMonday to thursday 2-8 pmWeekends / holidays 12-5 pm

For show home locations visit jayman.com/showhomes

11

There is plenty for Excel Homes to be excited about, as good things are blooming this spring for the award-winning home builder.

“We’re thrilled to announce a number of new showhome openings over the next few months. We will be entering into some new communities as well as opening new showhomes in some of our existing communities,” says Wanda Palmer, manager, advertising and online strat-egies. “There has been a lot of new activity at Excel Homes so far this year, and it’s pretty exciting.”

Starting off, Excel opened two new showhomes in Sage Hill in February: the Weston, a 1,751-sq.-ft. front

garage model that is one of our most popular plans, and the 1,437-sq.-ft. Sherwood, a laned home with a front veranda. Excel’s homes in Sage Hill start from the $330,000s.

“There’s a diverse product lineup to see in Heartland in Cochrane, with a number of new showhomes, includ-ing three new Heartland townhome showhomes – Paxton, Stapleton and Birchfield – and a sales centre, which will open in April. The townhomes have three bedrooms, 2.5 bathrooms and offer options with rear attached garages, upstairs laundry and bonus rooms. Another key benefit is that there are no condo fees.

blooming this springby HeatHer ryan

c o v e r s t o r y

ExCEl HomES HAS nEW SHoWHomES

Ainsworth Showhome in Heartland Weston Showhome in Heartland

Heartland Showhomes

12 New home Guide | march 1 - 29, 2013

These townhomes are currently selling in four-plex and tri-plex buildings and offer special introductory pricing starting at $249,900.

In March, Excel is also adding a new laned model to the existing single family showhome parade in Heartland. The Kendal is a 1,888-sq.-ft. two-storey home with a third-floor loft. “It’s a really well-designed plan that adds great value for people who are looking for more space. The Kendal has been one of our top selling laned models in other communities,” Palmer says. Excel’s laned homes in Heartland start in the $270,000s.

The two front garage showhomes in the current Heart-land parade are the Weston, at 1,735 sq. ft., and the 2,108-sq.-ft. Ainsworth, which start from $370,000s.

“We’re currently working on two new front garage homes that will open this summer – the Weston II and Ambleside,” she says. “And, for those looking to move in sooner, we also have a great selection of laned and front garage homes available for 30- to 60-day possessions and townhomes that are 60 to 90 days.”

Excel Homes will open in three new communities this spring.

In Cochrane’s Sunset Ridge, Excel will open two front garage showhomes in March – the 2,010-sq.-ft. Monarch Hill, an Alberta Award of Excellence winner and the ever-popular Weston – starting from the $370,000s.

Excel will be building a wide range of home styles in

EvansRidge in northwest Calgary, including rear laned homes on conventional and zero lot lines and single- and double-front garage homes.

There will be three showhomes opening in EvansRidge later this spring. Excel’s laned models will be priced from the mid $300,000s and the front garage homes will start in the low $400,000s.

In south Calgary, Excel will be building laned homes in Legacy and will open two showhomes and a sales centre in April.

“We’re also excited to welcome our sister brand, Centrex Homes, to Heartland in Cochrane and Walden in south Calgary,” Palmer says. “In Walden, Centrex will be build-ing front garage homes with two new showhomes opening in April.”

Centrex will also be building a tri-plex townhome de-velopment in Heartland, as well as front garage homes. The townhomes will begin pre-selling from a temporary sales centre this spring and the Centrex front garage model showhomes will open in the summer.

“We are looking forward to introducing our new showhomes. They will showcase many exciting new features and designs we think people will love,” Palmer says.

To learn more about Excel Homes, visit excelhomes.ca. Excel’s showhomes are open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m.

Weston Showhome in Heartland Heartland Townhome Showhomes


LIFESTYLE HOMES | PROMINENT HOMES | SHANE HOMES | STERLING HOMES

HOMES FROM THE $300s AND THE $500s

WWW.UNITEDCOMMUNITIES.COM

DRAKE LANDING | FOREST CROWNE | NOLAN HILL

THE RANCH | SAGE HILL | SILVERADO

You’re not in Kansas anymore…You’re in Drake Landing – a magical realm where it’s possible to buy a brand new home AND

enjoy the schools, parks, shops and recreational amenities of an established neighbourhood.

The final two phases are now selling, so you still have time (if you hurry!) to build a new home

and become part of Okotoks’ newest “old” community as well known for its conservation

commitments as its family-friendly amenities.

visitdrakelanding.com for directions and tour a showhome today.

THERE’S NO PLACE LIKE HOME!

14

2A

2A 2A7

2A

OKOTOKS

MILLIGAN DR.

WE

ST

LAN

D S

T.W

ES

TLA

ND

ST.

32 ST. E

.32 S

T. E.

BANNISTER GATECRYSTAL SHORES

370 AVE. E.

549

549

WESTRIDGE DR.

SO

UT

HR

IDG

E D

R.

CIMARRON BLVD.

CIMARR

ON

TR

AIL

338 AVE. E.

NORT

HRID

GE

DR

.

CRYSTALRIDGEGOLFCLUB

OKOTOKSAIR

RANCH

CIM

ARR

ON

BLV

D.

1

7

3

2

6

8

4

5

›› OKOTOKSCOMMUNITIESNOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.

01 OKOTOKS AIR RANCH & RANCHERS’ RISESHOWHOMES: Ranchers CrescentDEVELOPER: Bordeaux DevelopmentsBUILDERS: Baywest Homes, Sterling Homes, Wolverine Custom Homes

02 CIMARRONDEVELOPER: Tristar CommunitiesBUILDERS: Excel Homes, Trico Homes, Cedarglen Homes, Coco Homes, Today’s Homes, California Homes, Assured Homes, Lask Homes

03 DRAKE LANDINGSHOWHOMES: Drake Landing Way, Drake Landing CrescentDEVELOPER: United CommunitiesBUILDERS: Landmark Homes, Lifestyle Homes, Morrison Homes, Shane Homes, Sterling Homes, Creations by Shane Homes, Prominent Homes

04 WESTMOUNTSHOWHOMES: Westland StreetDEVELOPER: Prominence Development Corp.BUILDERS: Jager Homes, Reid Built Homes, Sterling Homes, WestView Builders

05 EAGLE CRESTSHOWHOMES: Directly behind WestmountDEVELOPER: Prominence Development Corp.BUILDERS: Carpenter Homes

06 THE HILL IN WESTRIDGESHOWHOMES: Westridge RoadDEVELOPER: QualicoBUILDERS: Sterling Homes

07 CRYSTAL RIDGESHOWHOMES: Crystal Green Dr.DEVELOPER: United CommunitiesBUILDERS: Sterling Homes, Baywest, Crossley Homes

08 MOUNTAINVIEW (NOW OPEN) AT SANDSTONE DR. & MOUNT BURNS GREEN Apex Limited PartnershipBUILDERS: Excel Homes,Sterling Homes

MARCH 1 - 29, 2013 | NEW HOME GUIDE 15

your home-buying

process

With the Winter blahs behind them and spring just around the corner, more people will be out looking to buy their first home or a move-up property within the next few months.

For those who are thinking about buying a new home this spring, whether you’re a first-time homebuyer or have been down the path before and seeking your next home, it will ultimately come down to finances.

Some of the key questions people may want to ask themselves before taking the plunge to homeownership are: what’s the best approach to financing the purchase; how long will it take to get your financing in place; and how much can and should you borrow and still feel comfortable?

Being comfortable with all aspects of your mortgage is a big part of enjoying your new home – you don’t want find yourself in a situ-ation where you’ve bought at the high end of your budget and you’ve left yourself short for incidentals that often pop up.

There are number of mortgage lenders to choose from, offering a vast array of ap-proaches to make the homebuying process easier for you, along with offering ways to meet various budgets so you’ll feel comfortable with your decision at the end of the day.

There are also several home builders in the Calgary region which offer assistance by provid-ing customers with information about lenders, and some can also help with the process.

With today’s technology, homebuyers have easier access to financing information and advice from various sources than ever before. Of course, one of the quickest ways to obtain mortgage in-formation is through the Internet. Mortgage lenders and insurers offer a wealth of valuable online in-formation and you can find out about the buying and borrowing process, what you’ll need for a down payment, as well as various financing options.

Many websites have mortgage calculators so you can easily figure out just how much of a home you qualify for buying and what your payments would be. You can also explore how different purchase prices, down payments, amortization and payback options affect your payments.

If you’d rather have more hands-on material, most lenders have a full range of brochures and worksheets available at their local branch offices, so you can stop in and grab copies of these or check to see if they can be e-mailed to you. Some lenders also have a toll-free number for 24-hour access to information.

And when you start getting serious about a purchase, it’s a good idea to make an appointment with a mortgage specialist to discuss what you’d like to buy, your budget and to get a mortgage pre-approval.

Obtaining a pre-approved mortgage is a really good idea because this way you know the range of the purchase price of a home you can afford before you start looking.

And access to lenders has never been easier, with some offering flexible business hours and having mobile mortgage specialists who will come to you.

New-home builders are also an excellent source of financing in-formation and assistance. When you are out house hunting and visit-ing showhomes, you’ll discover some of the larger builders, in col-laboration with their financial partners, offer mortgages to their customers at preferential rates. But at a minimum, your builder can provide information and refer you to lenders that are well versed in financing new home purchases.

Mortgage specialists are highly trained and well equipped to provide advice and information to help make the homebuying process easier, and they can often process your application quickly.

Having easy access to information and efficient service from mortgage lenders lessens the hassle when it comes to the financial side of the homebuying process, and is another step towards making your homebuying dreams come true.

t h e h o m e b u y i n g p r o c e s s

Donna Moore Executive Officer, Calgary Region Home Builders’

Association 403.235.1911 | crhba.com

by Donna Moore

THe FINANCIAl SIde OF


ELIZABETH ST.

OKOTOKS

SANDSTONEDRIVE

MOUNTAINVIEWGATE

N

NO

RTHR

IDGE

DR.

QE2

2A

17

ASK AN EXPERT: by HEATHER RYAN

Q & A

Q: What are some of the current trends in new home interior design?A: Kal Macdonald, interior designer for Shane Homes and Creations by Shane Homes, who has just returned from Interior Design Show 2013 in Toronto, says there are a number of new trends that will be making their way into homes this season.

“Some of the trends we saw at the show our customers have actually asked for recently and we expect some will be incorporated in our showhomes and our Expressions Design Studio,” Macdonald says.

“For about a year people have been moving toward the polished look in the kitchen and bathroom and high gloss is in,” he says. “We’re seeing high gloss white, black, red and sand cabinets for the kitchen and bath and white glossy furniture such as lacquered coffee tables and dining tables.

“In the kitchen we’re also starting to see mirrors on the front of the island, which enhances the space and adds a modern look and I think we’ll try this in one of our showhomes,” he says. “We’re also going to add the high gloss white cabinets in our new showhome in Nolan Hill opening in

April, so customers can get a feel for the new look.”For countertops, more people are choosing quartz over

granite and there is a trend towards lower profile looks going from the current three centimeters down to two and even one centimeter thick for “a more streamlined and clean look,” Macdonald says.

Bright paint colours are in for 2013 with Emerald Green and Monaco Blue (similar to a Cobalt Blue) as stand outs and golds and yellows are popular too. “People are starting to punch up the colour in their homes using these bright colours as an accent and mixed typically with bright white.”

Another trend in decor is an influence from Africa with warm colours and replica skin prints used for upholstery, as well as carved wood accessories. “This decor looks good in a modern space,” Macdonald says.

“We’re also seeing more interest in including a ‘man cave’ in the home, so there is a growing trend toward adding features such as billiard rooms, cigar rooms and even virtual golf if they have the space.”

NeW treNds iN iNterior home desigN

a s k a n e x p e r t

• Walkout view lots • Spectacular Views • Estate Architectural Controls • 15 minutes to downtown

403.606.4745 www.couleewayestates.com

ESTATE VIEW LOTS FOR SALE - ONLY 8 REMAININGBUILD YOUR DREAM HOME ON A RIDGE LOT WITH SPECTACULAR

VIEWS BACKING ONTO OVER 100 ACRES OF NATURAL PARK


04 WESTPARKSHOWHOMES: 80 Westpark Court SW DEVELOPER: Dundee DevelopmentsBUILDER: Homes by Avi, Lifestyle Homes, Greenboro Homes, Prominent Homes

05 SPRING VALLEY ESTATESSHOWHOMES: 16 Spring Valley Land SWBUILDERS: Tudor, Legend Developments, Elegant

06 CRESTMONTSHOWHOMES: 53 Crestridge View SW DEVELOPER: Qualico BUILDERS: Augusta Fine Homes, Jaymack Custom Homes

07 PASKAPOO IN COUGAR RIDGE DEVELOPER: Apex Limited PartnershipBUILDERS: Excel Homes and Shane Homes

08 COULEE WAY ESTATESDEVELOPER: Coulee Way DevelopmentsBUILDER: Christal Homeswww.couleewayestates.com

09 CASTLE KEEPDEVELOPER: Dundee DevelopmentsBUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Calbridge Homes, Greenboro Homes

10 ELMONT BAYBUILDERS: Westview Builders, Winwood Homes Showhomes Coming Soonwww.elmontbay.com

11 SEQUOIA IN SILVERADODEVELOPER: Qualico CommunitiesSHOWHOMES: Silverado Plains CircleBUILDERS: Broadview Homes, NuVista Homes, Sterling Homes

12 DRESSAGE IN SILVERADODEVELOPER: Qualico CommunitiesSHOWHOMES: Showhomes Coming soonBUILDERS: Baywest Homes, Augusta Homes

13 WESTLAND ESTATESBUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

14 WENTWORTH ESTATESBUILDERS: Prominent Homes

15 WEST GROVE ESTATESBUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes

16 ASPENSHIREBUILDERS: Prominent Homes

01 EVERGREENSHOWHOMES: Everbrook Dr. SWDEVELOPER: GenstarBUILDERS: California Homes

02 CURRIE BARRACKSSHOWHOMES: J5 2953 Battleford Ave.BUILDERS: Birchwood Properties, Crystal Creek Homes, Home by Avi, Empire Custom Homes, Mission Homes, Greenboro Estate Homes, Greenboro Luxury Homes, Evolution by Greenboro, and Avi Urban

03 SILVERADOSHOWHOMES: Silverado Drv. SW, Silverado Skies SW, Silverado Blvd. SWDEVELOPER: United CommunitiesBUILDERS: Baywest Homes, Homes by Avi, Landmark Homes, Lifestyle Homes, Sterling Homes, Pacesetter Homes, Trico Homes, Creations by Shane Homes, Avi Concept, Shane Homes

›› SOUTHWESTCOMMUNITIES

BOW TRAIL

16 AVENUE

14 S

TR

EE

T

17 AVENUE17 AVENUE

14 AVENUE SW

85 S

TR

EE

T

69 S

TR

EE

T

37 S

TR

EE

T

ANDERSON ROAD

37 ST

RE

ET

SH

ER

IFF

KIN

G S

TR

EE

T

S PR

UC

E M

EA

DO

WS

HW

AY

24 S

TR

EE

T

FISH CREEK BLVD

162 AVENUE

SA

RC

EE

TR

AIL

COACH

SOUTHLAND DRIVE

OLD BANFF ROAD

16 AVENUE

GLENMORERESERVOIR

FISH CREEK PARK

JAM

ES

MCKEVITT

SHAWNESSYBLVD.

MA

CLEO

AD

TRA

IL

BO

TT

OM

TR

MA

CLE

OA

D T

RA

IL

ELB

OW

DR

IVE

BLA

CK

FO

OT

TR

AIL

MEMORI

CE

NT

RE

ST

R

STO

NEY

TR

AIL

NW

8

2

6

1

12

10

3

4

5

7

9

11

13

1415

NOTE: Map is just a graphic representati on of areas of developments. See ad of a parti cular project for more details.

16


IF YOU’RE ABOUT TO GO THROUGH THE HOME-BUYING EXPERIENCE, particularly as a � rst-time buyer, no doubt you have a lot of questions in terms of what type of home to buy.

What type of homes will you be visiting with the idea of buying? Do you see yourself living in a detached single-family home, or perhaps a townhouse? You may have a number of options to consider, depending on your area and your budget.

HERE ARE SOME BASIC SCENARIOS TO EXPLORE:

SINGLE-FAMILY DETACHED: A single-family detached home is a one-dwelling unit. It stands alone, and sits on its own lot. This often gives the family a greater degree of privacy.

SINGLE-FAMILY SEMI-DETACHED: A semi-detached home is a single-family home that is joined on one side to another home. It can offer many of the advantages of a single-family detached home. It is often less expensive to buy and maintain.

DUPLEX: A duplex is a building containing two single-family homes, lo-cated one above the other. Sometimes, the owner lives in one unit and rents the other.

Homeopti ons

WHICH HOME TYPE MIGHT BE BEST FOR YOU?

h o w t o f i n d a h o m e

Buying your first home isn’t as easy as it used to be—we get that. That’s why we’re offering the guaranteed BEST mortgage rate,

so you can focus on finding the best home for you.

Visit your local ATB branch or call 1-888-404-4646 today.

atb.com/greatrate

The BEST mortgage rate guarantee.

The Best Mortgage Rate Guarantee applies to ATB Rate First and Extreme 5-year closed fixed-rate mortgages only; versus publically published rates for 5-year closed fixed-rate mortgages by Canada’s big five national banks. Some conditions apply. On approved credit. Offer applies to new residential mortgages and ATB residential mortgages eligible for renewal during offer period. Offer subject to change at any time. One offer per household. ™ Trademarks of Alberta Treasury Branches.

Your first home is just around the corner.

SpringCreditHorzAd-14.25x4.625.indd 1 13-02-20 1:17 PM20 NEW HOME GUIDE | MARCH 1 - 29, 2013

TOWNHOUSE: Also sometimes called row houses, these homes are several similar single-family homes, side-by-side, joined by common walls. They can be freehold or con-dominiums. They offer less privacy than a single-family detached home, although each has a separate outdoor space. These homes can cost less to buy and maintain, even though some are large, luxury units.

STACKED TOWNHOUSE: Stacked townhouses are usually two-storey homes. Two two-story homes are stacked one on top of the other. The buildings are usually attached in groups of four or more. Each unit has direct access from the outside.

LINK OR CARRIAGE HOME: A link, or carriage home, is joined by a garage or carport. The garage or

carport gives access to the front and back yards. Builders sometimes join basement walls so that link houses appear to be single-family homes on small lots. These houses can be less expensive than single-family de-tached homes.

FORMS OF OWNERSHIP:

FREEHOLD: This means that one person (or two, such as joint owner-ship by spouses) owns the land and house outright. There is no space co-owned or co-managed with owners of other units.

Freehold owners can do what they want with their property – up to a point. They must obey municipal bylaws, subdivision agreements, building codes andfederal and provincial laws, such as those protecting the environment.

Detached and semi-detached homes, duplexes and townhouses are usually owned freehold.

CONDOMINIUM: Condominium ownership means you own the unit you live in and share ownership rights for the common space of the build-ing. Common space includes areas such as corridors, the grounds around the building and facilities such as a swimming pool and recreation rooms. Condo owners together control the common areas through an owners’ association. The association makes decisions about using and maintain-ing the common space.

Condominium ownership is own-ership of a unit, usually in a highrise but can also be a townhouse or in a lowrise.

SOURCE: Canada Mortgage and Hous-ing Corp.

Buying your first home isn’t as easy as it used to be—we get that. That’s why we’re offering the guaranteed BEST mortgage rate,

so you can focus on finding the best home for you.

Visit your local ATB branch or call 1-888-404-4646 today.

atb.com/greatrate

The BEST mortgage rate guarantee.

The Best Mortgage Rate Guarantee applies to ATB Rate First and Extreme 5-year closed fixed-rate mortgages only; versus publically published rates for 5-year closed fixed-rate mortgages by Canada’s big five national banks. Some conditions apply. On approved credit. Offer applies to new residential mortgages and ATB residential mortgages eligible for renewal during offer period. Offer subject to change at any time. One offer per household. ™ Trademarks of Alberta Treasury Branches.

Your first home is just around the corner.

SpringCreditHorzAd-14.25x4.625.indd 1 13-02-20 1:17 PMMARCH 1 - 29, 2013 | NEW HOME GUIDE 21

When choosing a neW home, your choice involves more than the home itself. Often, homebuy-ers are so wrapped up in the home that they forget the importance of the surrounding community. Do you dream of a smaller community that is unique and charming? Or, are you willing to sacrifice peace and quiet to be closer to big-city amenities and other conveniences?

Start by making a list of the desired lifestyle factors that are most important to you and your family. Con-sider location, proximity to work and schools, activities and local attractions in the community.

“There are many factors involved in selecting the right community in which to buy your home,” suggests Sandra Webb, a senior executive at Royal LePage Canada. “Deciding what’s important to you and your family is the first step in finding your ideal match.”

Knowing your requirements will help narrow your home search and save time. What are the most impor-tant amenities for you? Do you want to be close to parks and forests, or restaurants and shops? What types of activities are you and your family likely to be involved with? The answers to these questions will help you determine what type of neighbourhood or community is best for you and help you locate the perfect home.

For further insight on buying a home, visit the website at royallepage.ca nc

h o w t o f i n d a h o m e

The idealcommunity:FaCTORS & FeaTuReS TO COnSiDeR

“There are many factors involved in selecting the right community in which to buy your home. Deciding what’s important to you and your family is the first step in finding your ideal match.”

10 imporTanT quesTions To ask yourself before you buy:10 Where will the kids go to school, and how will

they get there? 09 Are there parks, recreation centres, places of

worship close by? 08 Where will you do your grocery shopping?07 Does the area offer easy access to banks, offices

and services? 06 Is the highway easily accessible? 05 How far away is the nearest public transporta-

tion stop? 04 How far are you from work?03 What are the commuting costs to work, family

and friends?02 Is there any major development planned for the

area in the future? 01 Can you see yourself living and growing in this

community for the next five, 10, 15 years?


01 SADDLESTONESHOWHOMES: Saddlelake Place NEDEVELOPER: Genesis Land Development Corp. BUILDERS: Genesis Builders Groupwww.genesisbuildersgroup.com

02 SADDLEBROOKDEVELOPER: MLC Land CompanyBUILDERS: Elite Homes, Pacesetter Homes, Trico Homes

03 SKYVIEW RANCH SHOWHOMES: Skyview ranch Way NE & Skyview Springs Gdn NE DEVELOPER: Walton Development and ManagementBUILDERS: Creations by Shane Homes, Innovations by Jayman, Beattie Homes, Morrison Homes, Excel Homes, Shane Homes, Pacesetter Homes, Lionsworthe Homes

04 REDSTONEDEVELOPER: Qualico CommunitiesBUILDERS: Broadview Homes, NuVista Homes, Pacesetter Homes, Innovations by Jayman, Trico Homes

16 AVENUE 16 AVENUE

32 AVENUE

64 AVE.

CE

NT

RE

ST

RE

ET

14 S

TR

EE

T

COUNTRY HILLS BLVD.

52 S

TR

EE

T

ME

TIS

TR

AIL

36

ST

RE

ET

68

ST

RE

ET

DEERF

OO

T TR

AIL

CALGARYINTERNATIONALAIRPORT

BEDDINGTON TRAIL

NOSE HILL PARK

HA

RV

ES

T H

ILLS

STONEY TRAIL

MO

NS

VA

LLEY

RO

AD

PA

NO

RA

MA

RO

AD

OHN LA URIE BLVD.

SH

AG

AN

NA

PI T

RA

IL

COUNTRY HILLS BLVD.

80 AVENUE

64 AVENUE

MCKNIGHT BLVD.

68 S

TR

EE

T

FALC

ON

RID

GE

1

2

3

›› NORTHEASTCOMMUNITIES


4


s h o w h o m e r e v i e w

With an inviting open � oorplan and generous space for the family and entertaining, it’s easy to see why

the Verve II continues to be the most popular model in Creations by Shane Homes’ lineup.

“For the � fth year, it’s our number one selling home,” says Belal Fouani, Creations by Shane Homes’ area manager in SkyView Ranch, located in Calgary’s New North. “It’s certainly a favourite with buyers in SkyView Ranch.

by HEATHER RYAN

Creations’ Verve II

A TOP SELLER IN SKYVIEW RANCH

“People love the open concept design,” he says. “It’s really well-designed, feels much larger than its 1,536 square feet, plus it has that functionality; there’s no wasted space.

“They also like the idea of the open � oorplan when entertaining because they are able to socialize with their guests from anywhere on the main � oor,” Fouani says. “And it has a welcoming feel – they can see themselves living in it and most people want to duplicate the showhome.”

Buyers appreciate Creations’ high standard features that are often considered luxuries, such as granite coun-tertops throughout, tile � oors and six appliances, says Fouani. “New this spring, we’re also making stainless steel appliances, maple cabinets and under mount sinks in the kitchen as standard.

“They also love that our plans are versatile; they’re not set in stone, so we can customize them to suit their lifestyle and needs,” he adds.

The Verve II presents an esthetically-pleasing exterior with a full-width front veranda that welcomes you home. A good-sized entry is open to the family room, which is warmed by a plush carpet and a corner � replace that is surrounded in tile and topped with a wood mantle.


Adjacent to the family room is a large central dining area, and there is a convenient niche by the stairs that can be used for an IT centre, home management centre, hall table or bench.

The wow factor is de� nitely the kitchen’s delectable granite-topped � ush island with breakfast bar seating and decorative glass cabinet at one end, and the full-height tile backsplash with decorative mosaic tile inlay.

Upstairs, the owners’ suite offers an inviting retreat, and “people really like the ensuite,” Fouani says, which features a corner soaker tub, granite-topped vanity with built-in make-up counter, separate glass walk-in shower and beautiful tile design with wave pattern inlay anda walk-in closet.

There are also two secondary bedrooms each with a walk-in closet on the standard layout, a main full bathroom with a granite-topped vanity and a second � oor laundry with two closets nearby providing convenient storage.

Creations also has two additional showhomes on parade in SkyView Ranch.

The 1,569-sq.-ft. Galiano is highlighted by two living areas on the main � oor, which allows buyers to have a more formal space up front for the adults and a more casual space in the back for kids.

“This home also offers a very large owners’ suite – the same size as you’d � nd in a larger home – with a four-piece ensuite showcasing a spacious shower, soaker tub, vanity and a nice-sized walk-in closet.”

The 1,417-sq.-ft. Aries is highlighted by a well situ-ated built-in entertainment centre with rounded jut-out shelf in the living room that “people really like. It ups the wow factor in the home – you’re getting a luxurious feature in a starter home and its standard,” Fouani says.

A half wall acts as a subtle separation between the living room and the rear of the home and Creations has crafted a convenient desk area that can serve as a home management centre against this wall making great use of space.

Fouani says Creations has a selection of nice lots available in SkyView Ranch, which “is seeing tremendous activity and is selling fast,” including some lots fronting and siding onto the park.

For more information about Creations by Shane Homes’ showhomes and SkyView Ranch, visit the showhomes, Monday to Thursday 2 to 8 p.m., and weekends and holidays noon to 5 p.m., call 403.536.2313 or visit creati onsbyshane.com


CANADIANS WHO ARE PLANNING TO SAVE in 2013 are aiming to put away an average of $9,859 in order to meet their goals – an increase of nearly $600 over last year, or approximately seven per cent.

This is one of the fi ndings of a new BMO Household Savings Report, which also revealed the diff erentinvestment vehicles people plan to use to reachtheir savings goals:›› The majority of Canadians use a Registered Retirement

Savings Plan (RRSP) or a chequing account (63 per cent and 57 per cent, respectively)

›› 49 per cent use a Tax Free Savings Account ›› 29 per cent use a high-interest savings account›› Another 25 per cent put their savings in Guaranteed

Investment Certi� cates

save nearly$10,000 in 2013

REPORT FINDSCANADIANS PLAN TO

“It’s encouraging to see Canadians are planning to maintain or increase their personal savings this year, particularly as we look to balance increasing debt loads and turn around decreasing rates of savings,” says Ernie Johannson, senior vice-president, personal banking, BMO.

Yet, despite the positive nature of the � ndings, the poll shows the optimism is tempered by the fact that only half (48 per cent) say they are saving enough to meet their goals, with high expenses (71 per cent), low income (65 per cent), and debt repayment (52 per cent) cited as the top barriers to increased savings.

The personal savings rate in Canada, calculated by Statistics Canada, currently lies near historic lows at 3.9 per cent. By comparison, the rate climbed above six per cent during the height of the latest recession, and reached almost 20 per cent in the early 1980s.

Other highlights of the report:›› Retirement savings and emergency savings tied for

second (42 per cent) on the priority list›› Nearly one-third are putting aside money for home

renovations, while 20 per cent will save for a new car›› 19 per cent include education savings on the priority

list, followed by buying a new home (15 per cent)›› Vacations and the purchase of luxury items, entertain-

ment and hobbies topped the list, with 66 per cent of Canadians saving for these expenditures

i n t h e n e w s

V I S I T O U R F I V E S H O W H O M E S T O D A Y . I M A G I N E T H E P O S S I B I L I T I E S .

BEAUTY OF YOUR VERY OWN & THE SPACE TO ENJOY IT

L I V E O P E N W I T H A R T E S I A

MONDAY TO THURSDAY: 2PM—8PM WEEKENDS & HOLIDAYS: 12PM—5PM FRIDAY: CLOSED

SINGLE FAMILY HOMES STARTING FROM THE MID $800’S

VILLA HOMES STARTING FROM THE LOW $800’S Albi single family showhome at Artesia featured above

OUR DETAILSOUR BUILDERS

albihomes.com astoriahomes.ca calbridgehomes.com LIVEATARTESIA.COM


high riverhighwood lake ShowhoMeS: 1901-1903 Riverside Dr. NW develoPer: WestView Builders BUilder: WestView Builders

haMPton hillS BUilderS: WestView Builders

MontroSe ShowhoMeS: Montgomery Way SE develoPer: Dundee Developments BUilder: Lifestyle Homes, Red Door Homes

PriddiShawkS landing develoPer: Hopewell Residential Communities BUilderS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca

Black diaMondriverwood ShowhoMeS: 725 and 821 3rd Street SW develoPer: Riverwood Estates Inc. BUilderS: Lifestyle Homes, Sheep River Homes, Woodmaster Homes

riverwood eStateS BUilderS: Compass Rose Homes, Sheep River Homes

heritage Pointethe ranch at heritage Pointe develoPer: Upper Lakes Group Inc. BUilderS: Astoria Custom Homes

CALGARY

1

22

1A

22X

2

22X

797

1

543 2A

2TURNER VALLEY

PRIDDIS

STRATHMORE

BLACK DIAMOND

HERITAGE POINTE

OKOTOKS

HIGH RIVER

LANGDON

CHESTERMERE

COCHRANE

›› calgaryregionSoUth


w h a t ' s n e w

what’snew

by SILVANA LONGO

32

1

1 Lemon Sorbet, Blue Ice $35.99/3.79L MSRP for the Concepts line. Visit benjaminmoore.ca

2 Barrymore accent table, 26-in. H by 22-in. D. $349. Visit bombay.ca

3 Gretta chair in stone velvet, $2,580. Visit barrymorefurniture.com

We follow the trends and put together this handy guide of the latest and greatest products on the market and where tofi nd them.

Get this look!

Lemon Sorbet is a perfect colour to begin invigorating change for 2013,” says Sharon Grech, Benjamin Moore Colour Expert. “Colour has the power to evoke a mood and yellow, in its many

variations, represents optimism and light for 2013. Crisp and clear Blue Ice is a perfect partner to Lemon Sorbet. These softer

hues bring a high-fashion feel to the home.

CONTINUED ON PAGE 126…


Get cooking with luxury brand known for high quality, Lagostina. These forged stainless steel blades have a full metal tang extending to the end of the handle. The ergonomic design provides comfort and safety. The set includes: paring knife, utility knife, six steak knives, Santoku knife, carving knife, chef knife, bread knife, sharpening steel and shears. The set comes nested in a chic black wood block and these knives are sure to give you an epicurean edge, $249.99. VISIT LAGOSTINA.COM

Introducing an Urban Classic, the marquee green plaid Egg Chair from the CasaZisi indoor furniture collection. Created speci� cally for furniture a� cionados, this iconic mid-century replica is sure to be the focal point in any room. $885 including ottoman, available exclusively at DOT Furniture. VISIT DOT-FURNITURE.COM FOR A LOCATION NEAR YOU.

Clutter buildup in the kitchen spells trouble, yet the task of decluttering can cost you time and money. Custom gliding shelf solution for your cabinets is a way to add much needed storage space without breaking the bank. The glides are made from nine-ply Baltic Birch with melamine bottom for easy cleaning and the steel ball-baring rails can support up to 100 lbs. Prices range from $130 to $190. VISIT GLIDINGSHELF.CA FOR MORE INFORMATION.

As gold as it gets. Elegant � atware isn’t just for special occasions. Thanks to a stainless steel core, this Rose Gold � ve-piece set is sturdy enough to be used the rest of the year, too. Pair it with hand-painted plates for an eclectic twist on dining. Plated stainless steel in Rose Gold, set includes Salad Fork, Dinner Fork, Dinner Knife, Tablespoon, Teaspoon, $39. VISIT WESTELM.COM


i n t h e n e w s

WELLSPRINGCALGARY LAUNCHES

2nd Annual Toupee for a Day fundraiser

All programs and services are offered free of charge and without referral. On Jan. 30, the group launched the 2nd Annual Toupee for a Day, presented by Sabal Homes – an event designed to raise funds and awareness for those suffering from cancer, as well as their families.

Wellspring Calgary is a charitable organization that provides a compre-hensive range of support, resources and programs for anyone living with cancer and the people who care about them.


About Wellspring CalgaryWellspring Calgary was founded in March 2007 by John Stephure, Rita Egizii and Barbara Cun-nings-Versaevel. The organization collaborates with, and is endorsed by, healthcare professionals in the supportive cancer care community. Wellspring Calgary also participates in research to measure and validate the bene� ts and value of the programs it provides.

The Wellspring Calgary “toupee” has been created using 10 different colours of “hair.” This hair represents a variety of different coloured cancer ribbons from some of the most common cancers. The emotional journey faced by people diagnosed with cancer, is very similar regardless of the type of cancer. Wellspring Calgary supports all people affected by cancer. For more information, please visit wellspringcalgary.ca

About Toupee for a DayToupee for a Day was conceptualized as a means of providing visible support to those living with cancer and those who love them. Participants don’t have to train, attend an event, grow or shave anything. Instead, they simply need to sign up, collect pledges

and proudly wear their toupee on March 6. Anyone of any age, in any location, can participate.

This is a grassroots movement. It’s about friends telling friends and asking friends to support them taking a risk to look silly for a day to help people living with cancer. Because of the ease and fun of involvement, we see this event as gaining momen-tum and support across Canada within a few short years. In 2012, more than 1,200 people donned toupees and raised more than $100,000.

One area of great success in 2012 was the en-gagement of children in the event. Kids seemed to really respond to having a fun and almost silly but tangible opportunity to help those they knew who were affected by cancer, plus having the support and involvement of all their school mates and school staff. The schools demonstrated that this is a truly inclusive event, re� ecting the inclusive nature of Wellspring Calgary itself, which works with people living with all and any type of cancer. In our work with the schools, we discovered that cancer had touched almost all of the students in some way.

For more informati on and pictures, please visit toupeeforaday.com

The Wellspring Calgary “toupee” has been

created using 10 diff er-ent colours of “hair.”


VestaWilliamstown.comFollow Us / VestaProperties

Mon – Thurs 2 – 8pm Weekends & Holidays 12 – 5pm

12 Show Homes Open From HWY 2, exit west onto HWY 567 (Airdrie), west on Veterans to 8th St.

Downtown Airdrie

Williamstown Close

Williamstown Blvd

Veterans Blvd (HWY 567)

Reunion Terrace

8 St.

NW

8 St.

NW

*Prices and availability subject to change without notice. E&OE.

12 Show Homes Open

Townhomes offered in two unique styles; front garage Classics or affordable Urbans.

3 bedroom homes range from 1,100 to 1,560 sq. ft., some with master on main floor, fenced yards, and walk-out basements. Also enjoy exclusive access to Trails’ amenity centre.

AFFORDABLE URBANS OR FRONT GARAGE CLASSIC TOWNHOMES

CALL 403.980.9209

OVER 80% SOLD

includes GST

$200’s*

Urbans from the mid

includes GST

$200’s*

Classics from the high

12 Show Homes Open12 Show Homes Open

AFFORDABLE URBANS

CLASSIC TOWNHOMES

CALL 403.980.3345

A boutique collection of laned homes walking distance to a new school and green space.

3 bedroom homes range from 1,300 to over 1,600 sq. ft. plus full unfinished basements for storage or future development.

LANED SINGLE FAMILY HOMES

NEW SHOW HOMES NOW OPEN!

includes Lot & GST

$300’s*

Starting from the low

From HWY 2, exit west

A signature collection of 3, 4 and 5 bedroom front garage homes nestled around a pond and landscaped nature trails.

Many homes feature bonus rooms, dens and laundry on bedroom level plus unfinished basements for storage or future development.

FRONT GARAGE SINGLE FAMILY HOMES

CALL 403.980.3345

HIGHEST FINISHINGS IN THE AREA!

includes Lot & GST

$300’s*

Starting from the mid

60 Acre BackyardEnjoy one of Airdrie’s largest green space with ponds, parks and pathways out your back door.

WHY WILLIAMSTOWN IS ONE OF AIRDRIE’S BEST SELLING NEW COMMUNITIES...

›› AIRDRIECOMMUNITIES01 BAYSIDE ESTATES

SHOWHOMES: Bayside Circle SW, Baywater CrescentDEVELOPER: Genesis Land Development Corp.BUILDER: Genesis Builders Group, McKee Homes, Coco Homes, Sovereign Homes www.genesisland.com

02 WINDSONGSHOWHOMES: Windsong Dr.DEVELOPER: Mattamy HomesBUILDERS: Mattamy Homes

03 REUNIONSHOWHOMES: Reunion Street NW. & Reunion Grove NWDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Excel Homes, Sabal Homes, McKee Homes

04 KING’S HEIGHTSSHOWHOMES: Kings Height Blvd. DEVELOPER: MelcorBUILDER: Jayman MasterBUILT, Loreck Homes, McKee Homes, Reid Built, Shane Homes

05 RAVENSWOODSHOWHOMES: Ravenswood DriveDEVELOPER: QualicoBUILDERS: NuVista, McKee Homes, Pacesetter, Broadview

06 COOPERS CROSSINGSHOWHOMES: Cooper’s Drive,Cooperstown CourtDEVELOPER: Westmark HoldingsBUILDERS: McKee Homes, Trico Homes, Artigiano Developments, Canterra Custom Homes

07 WILLIAMSTOWNSHOWHOMES: Williamstown GreenDEVELOPER: VestaBUILDERS: Douglas Homes, Talisman Homes, Vesta

08 HILLCRESTDeveloper: Apex Limited PartnershipBuilders: Excel Homes, Shane Homes, Trico Homes

09 PRAIRIE SPRINGSBuilders: Prominent Homes, McKee Homes

VETERANS BLVD

1ST AVE

YANKEE VALLEY BLVD

NOSE CREEK

EASTLAKE

VETERANS BLVD

YANKEE VALLEY BLVD

2

1

3

4

5


VETERANS BLVD

1ST AVE

YANKEE VALLEY BLVD

NOSE CREEK

EASTLAKE

VETERANS BLVD

YANKEE VALLEY BLVD

6

9

7

8


Yankee Valley Blvd West

Dee

rfoo

t Tra

il#2

Hig

hway

8 St

reet

SW

SW Airdrie

The excitement of the city...and the tranquility of the suburbs.Beyond Expectations. Enjoy the parks, pathways and canals - the shore lapping at the

bank of your backyard. Find your family’s perfect escape right now. Quality side by side,

single family and estate style homes are ready for possession.

Home ownership with the luxury of waterside living.

Home, Lot and GST from

$280’s Coco HomesGreig Forsyth403.980.3720cocohomes.com

Genesis BuildersAnni Jansson403.980.3105genesisbuildersgroup.com

McKee HomesKellee Davis403.975.0816mckeehomes.com

SINGLE FAMILY HOMESPHASE 9

Sovereign HomesKevin D’Costa403.980.1140sovereignhomes.ca

Genesis Builders Anni Jansson403.980.3105genesisbuildersgroup.com

SIDE BY SIDE SINGLE FAMILY HOMESPHASE 7

in Airdrie

GENESIS LAND IS A PROUD SPONSOR OF GENESIS PLACE

www.genesisland.com

glBayside_NHG_March.indd 1 13-02-19 3:04 PM

34

Yankee Valley Blvd West

Dee

rfoo

t Tra

il#2

Hig

hway

8 St

reet

SW

SW Airdrie

The excitement of the city...and the tranquility of the suburbs.Beyond Expectations. Enjoy the parks, pathways and canals - the shore lapping at the

bank of your backyard. Find your family’s perfect escape right now. Quality side by side,

single family and estate style homes are ready for possession.

Home ownership with the luxury of waterside living.

Home, Lot and GST from

$280’s Coco HomesGreig Forsyth403.980.3720cocohomes.com

Genesis BuildersAnni Jansson403.980.3105genesisbuildersgroup.com

McKee HomesKellee Davis403.975.0816mckeehomes.com

SINGLE FAMILY HOMESPHASE 9

Sovereign HomesKevin D’Costa403.980.1140sovereignhomes.ca

Genesis Builders Anni Jansson403.980.3105genesisbuildersgroup.com

SIDE BY SIDE SINGLE FAMILY HOMESPHASE 7

in Airdrie

GENESIS LAND IS A PROUD SPONSOR OF GENESIS PLACE

www.genesisland.com

glBayside_NHG_March.indd 1 13-02-19 3:04 PM

35

by HELLEN BUTTIGIEG

q u i c k t i p s

Hellen Butti gieg, CPO, is a Certi fi ed Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to fi nd more ti me, energy and inner peace.

Contact Hellen at 905.829.2219 or [email protected]

IT’S TIME TO DISPEL SOME ORGANIZING MYTHS that may be keeping you stuck and getting in your way of a more organized life. I’ve focused on the � ve most common beliefs about organizing, so you can get clear on what works and what doesn’t. Once we bust the myths, you’ll be on your way to organizing yourself like a pro.

1 | CONTAINERS WILL ALWAYS GET YOU ORGANIZED. FALSE.Contrary to what the ads want you to believe, containers alone are not the answer to your organizing dilemmas. They can even become part of the problem. Take Nancy, for example. She purchased several large plastic contain-ers to organize her craft supplies and memorabilia. But she still couldn’t � nd what she was looking for when needed. She mistakenly thought all she needed to get herself organized was a few containers; what she really needed was to learn a bit about organizing.

Before you go out and spend money on containers or other organizing products, do some preliminary work and planning. The � rst thing I recommend is purging. Only when you know exactly what it is you need to store, how much of it, and where the most suitable location is to store it, should you go out and purchase containers. And don’t forget to measure � rst. Bringing home the wrong containers for the job simply creates more clutter.

2 | MULTI-TASKING IS ALWAYS PRODUCTIVE. FALSE. Although useful in some situations, multi-tasking can cause you to lose your focus and make costly and time-consuming

Organizing myths

mistakes. When working on important tasks, multi-task-ing is probably not a good idea. Some things require your undivided attention.

Multi-tasking distracts us from being in the present moment, which can drain our energy and leave us feeling exhausted and unful� lled. Next time you are participat-ing in an activity, be with that activity (rather than thinking about all the things you should be doing instead, or have to do later). Resist the habit of trying to do two things at once.

3 | BEING MESSY AUTOMATICALLY MEANS YOU ARE DISOR-GANIZED. FALSE. Organizing is not about how it looks; it’s about how it works. Visual, creative types need to have things out where they can see them, because for them out-of-sight is out-of-mind. This may cause their spaces to appear disorganized to others, but they probably know exactly where everything is. The � ipside of this is that visual types lose focus when there is too much to look at, so they need to � nd products that will allow them to contain their stuff to keep down the visual clutter. For example, a literature sorter allows them to contain their papers while still keeping them within view.

4 | YOU HAVE TO TOSS EVERYTHING TO GET ORGANIZED. FALSE. I often hear people say, “There’s no way I could get organized because I am too sentimental – I don’t want to get rid of everything.” Although you shouldn’t keep things you don’t like or will never use, there’s always a way to either display or store the things that matter. For example, shadow boxes or display cases allow you to protect as well as showcase the possessions that truly mean something special to you.

5 | IF YOU WRITE IT ON A TO-DO LIST, IT WILL GET DONE. FALSE. I had a client who was so proud of her to-do list: it was prioritized, colour-coded and categorized – yet she was frustrated and overwhelmed at how many things on the list were not getting done. To get anything accom-plished you have to actually schedule time to do the things on your list. Simply putting a task on a list is not a com-mitment – blocking time on your calendar to do it is.

THAT CAN KEEP YOU STUCK


DESPITE WHAT YOU OFTEN HEAR, BUYING A HOME ISN’T ONLY about location, location, location. True, this is the time-tested � rst rule of real estate, but there are other determining factors you must consider as part of your selection process. Indeed, there’s a new rule of thumb for buying real estate.

LocationFirst, what does that old adage really mean? Of course, we’d all love a high-end home in the best neighbourhood. But that’s not always possible. For your own enjoyment while you live in your home as well as for future resale po-tential, proximity to transportation, shopping, schools and other amenities is among the key determinants that affect your property’s appeal and ultimate-ly its value. After all, those are the qualities potential buyers look for when searching for a home; the more of them your home has when you go to sell, the more desirable it will be to a greater number of people. This equates to demand – multiple offers and a higher price.

InformationWhether you’re a � rst-time homeowner, “buying up” to accommodate a growing family or “right-sizing” as an empty nester, education is critical. And these days, with digital media and mobile technology, all the information you need is at your � ngertips. From the content here in this magazine, to the resourc-es available to you at Canada Mortgage and Housing Corp. (CMHC), to the local market expertise of new-home sales staff and realtors, the more knowl-edge you have, the better equipped you are to make informed decisions about buying, maintaining and eventually selling your home.

f u n d a m e n t a l l y s p e a k i n g

Wayne Karl is an award-winning writer and editor with experience in real estate and

business. In Fundamentally Speaking, Wayne explores the basics – such as economic

fundamentals – you need to examine when buying property. He can be reached at

[email protected] or follow him on Twitt er at Twitt er.com/WayneKarl

Pay attention to location,information and timing

How to finda home?

by WAYNE KARL

Timing Though your home is your primary residence, it is also an investment. Where you buy is usually determined largely by where you want to live, work and play. But when you buy and sell is also important. Like any � nancial instrument, real estate can � uctuate in value and your timing can deter-mine how good of an investment it is. Given today’s challenging economic climate, there’s no shortage of media reports on the ups, downs, crashes and surges of the housing market. But if you’ve done your research, you won’t be spooked – or excited – by big-pic-ture reports on short-term market performance. You know that real estate is not national or even regional

– it’s very speci� c. You don’t buy the Canadian market and you don’t buy a provincial or even regional market. You buy a speci� c home, on a speci� c street in a speci� c neighbourhood.

So, it’s not just about “location, location, location.” The new adage is

“location, information and timing.” Do well with all three, and over the long haul your home is going to be one of the best lifestyle and investment deci-sions you ever made.


COUNTRY HILLS BLVD. NE

YANKEE VALLEY BLVD.

8TH ST. SW

N QE2

39

i n s i g h t

Landscape 360. Professional Landscape Construction.

LANDSCAPE 360 WOULD LIKE TO HIGHLIGHT TWO OF THE MOST EXCITINGparts of your landscape plan – retaining walls and patios. There are many options, and it is bene� cial to do your research when � nalizing your landscape choices. Retaining walls create boundaries, provide function and most importantly support earth. Quality of construction and durability are extremely important. Walls can be the most important part of your landscape. Walls could be described as the main structure or hardscape of your property. They can be creatively incorporated in many ways. Garden beds, steps, boulders, trees, shrubs and lighting can all become part of your retaining walls. Drain-age, grade, structure and function must be considered at every level. Stack stones are more cost effective than natural stone, and come in a wide variety of colors, textures, and sizes. They can follow curves and circles or be very linear and straight. This product allows for a very de� ned and balanced look. With a manmade concrete product you are able to build these walls perfectly level. Retaining walls are great for many applications

by BRAD JACKMAN

CREATIVE

landscape options


and are an excellent option to your landscaping problems.With a variety of high quality products and many dif-

ferent design concepts, a patio can be customized to com-plement any space. Natural Stone is the highest quality material to use for a patio and can provide the look of a � ush outdoor � oor. Paving stones are also an option, and can be creatively incorporated into your yard. Paving stones are more cost effective than natural stone and there are many options of colors, textures and sizes. Concrete is a product which is extremely functional, low maintenance and is very cost effective. Concrete can be done with a brushed, exposed or stamped � nish. All types of patios can follow curves and patterns or be very linear and simple. That awkward unusable space can be transformed into a patio providing your living space with function, intimacy and comfort. When built properly, a patio is a great creative landscape solution.

Landscape 360 is focused on providing clients with professional landscape construction from design to comple-tion. With experience, creativity, hard work and dedication, we will exceed your expectations. The service and product we provide will withstand the toughest elements, while giving your home a personality. With a commitment to quality, Landscape 360 is driven to establish strong rela-tionships with each client. Please contact our of� ce if you are interested in a professional landscape consultation.

403.452.0360 | landscape360.ca | like us on facebook



02 COPPERFIELDSHOWHOMES: Copperpond Heath SE and Copperpond Blvd. SE www.copperfield.caDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Excel Homes, Sabal Homes, Stepper Custom Homes

03 CRANSTONSHOWHOMES: Cranarch Landing DEVELOPER: Brookfield ResidentialBUILDERS: Albi Homes, Shane Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Discovery Homes, Landmark Homes, Baywest Homes, Brookfield Homeswww.livecranston.ca

04 WALDENSHOWHOMES: Walden Terrace SE DEVELOPER: GenstarBUILDERS: Cardel Homes, Innovations by Jayman, Excel Homes, Homes by Avi, California Homes, Avi Urban

05 MAHOGANY SHOWHOMES: Mahogany Boulevard SE & Mahogany Heights SEDEVELOPER: Hopewell Residential CommunitiesBUILDERS: Jayman MasterBUILT, Sabal Homes, Stepper Custom Homes, Trico Homes, Homes by AviESTATESHOWHOMES: Mahogany Manor SEBUILDERS: Baywest Homes, Calbridge Homes, Morrison Homeswww.mahoganyliving.com

06 McKENZIE TOWNE DEVELOPER: Brookfield Residential ELGIN VILLAGESHOWHOMES: McKenzie Towne Dr. SE, Elgin Meadows Green SE., Elgin Estates View SEBUILDER: Cardel Homes, Albi Homes, Cove Properties, Cardel Lifestyles, Brookfield Homes, Avalon Master Builderwww.livemckenzietowne.ca

07 NEW BRIGHTONSHOWHOMES: New Brighton Dr. SEDEVELOPER: Brookfield ResidentialBUILDERS: Shane Homes, Cardel Homes, Trico Homes, Cedarglen Homes, Morrison Homes, Homes by Avi, Innnovations by Jayman, Brookfield Homeswww.livenewbrighton.ca

08 CHAPARRAL VALLEYSHOWHOMES: Chaparral Valley Drive SE & Chaparral Valley SQDEVELOPER: GenstarBUILDERS: Cardel Homes, Jayman MasterBUILT, Innovations by Jayman, Cardel Lifestyles, Homes by Avi, California Homes

09 QUARRY PARK SHOWHOMES: Quarry Landing SE, Quarry Parkway SE.DEVELOPER: Remington CorporationBUILDERS: Cardel Homes

10 LEGACYDEVELOPER: Westcreek DevelopmentsBUILDERS: Stepper Custom Homes, Albi Homes, Trico Homes, Excel Homes (coming soon), Sterling Homes, Creations by Shane Homes

MCLVO

R BL

VD.

16 AVENUE 16 AVENUE

32 AVENUECEN

TRE

STR

14 S

TREE

T

MCKNIGHT BLVD.

86S

ERT

ET

17 AVENUE17 AVENUE

GLENMORE TRAIL

52 S

TREE

T52

STR

EET

BAR

LOW

TR

AIL

Mac

LEO

AD

TR

AIL

MacLEOAD TRAIL

36 S

TREE

T

DERSON ROAD

SHER

IFF

KIN

G S

TREE

T

SPRU

CE

MEA

DO

WS

HW

AY

24 S

TREE

T

2 AVENUE

MARQUIS OF LORNE TRAIL

MEMORIAL DRIVE

BLA

CKFO

OT T

R A IL

BOW BOT

TOM

TR

JAM

ES M

cKEV

ITT

DEERFOOT TRAIL

HLAND DRIVE

ELBO

W D

RIV

E

SHAWNESSYBLVD.

130 AVENUE

McKEN

ZIE

LAKE

MORE VOIR

EEK PARK

FISH CREEK PARK

CRANSTONAVE. SE SETON BLVD SE

CopperfieldDeveloper: Hopewell Residential Communities

Mahogany

Developer: HopewellBuilders: Jayman MasterBUILT | Sabal Homes | Stepper Custom Homes | Trico Homes

Auburn Bay

Developer: Carma

Showhomes: Auburn Bay Blvd. SE Auburn Sound Manor SE Auburn Bay Gardens

Showhomes: Corner of Cranston Ave.& Cranarch Rd.

Showhomes: Walden Rise SE

Showhomes: Mahogany Heath SE.

Showhomes: New Brighton Dr. SE.

Builders: Heartland Homes | Cardel Homes | Cedarglen Homes | Baywest Homes | Jayman MasterBUILT | Albi Homes | Morrison Homes

1

McKenzie TowneDeveloper: Carma

ELGIN VILLAGEShowhomes: Elgin Meadows Green SE. Elgin Estates Park SE.Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes

VILLAGE OF PRESTWICKShowhomes: Prestwick Blvd SE.Builders: Cedarglen Homes | Jayman MasterBUILT

Builders: Broadview Homes | Coco Homes Sabal Homes | Stepper Custom Homes

New Brighton

Developer: Carma

7

Builders: Beattie Homes | Cardel Homes | Cedarglen Homes | Morrison Homes | Heartland Homes | Homes by Avi

9

CranstonDeveloper: CarmaBuilders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes

Cranston Estates

Developer: Carma

Builders: Albi Homes | Landmark Homes | Baywest Homes

WALDEN

Developer: GenstarBuilders: Shane Homes | Cardel Homes | Innovations by Jayman | Excel Homes

south

2

5

6

3

4

4

10

8

5

2

76

13

9

›› SOUTHEASTCOMMUNITIES

01 AUBURN BAYSHOWHOMES: Auburn Shores Way SE & Auburn Springs Blvd SE, Auburn Bay Blvd. SE, Auburn Sound Manor SE, Auburn Bay GardensDEVELOPER: Brookfield ResidentialBUILDERS: Brookfield Homes, Cardel Homes, Cedarglen Homes, Baywest Homes, Jayman MasterBUILT, Albi Homes, Morrison Homes, Discovery Homes, Inspire by Jaymanwww.liveauburnbay.ca


Welcome, to the SUmmItpremier residence - within reach



cedarglenhomes.comThis is a marketing document and subject to change without notification. In case of conflict between this document and a contract, the contract will prevail. 02/2013. E&OE.

showhomesNew Brighton 403.257.2162The District in New Brighton 403.452.4035Auburn Bay 403.252.9040Cranston 403.257.5801Riverstone of Cranston 587.352.3598

find your styleModern Eclectic Traditional

Modern

Starting in the $350’s

[ [

[ ]

Whether your taste is modern, traditional, or eclectic, we have a home that fits your style

46

Brookfield residential is proud to be recognized once again as one of Canada’s Best 50 Small and Medium Employers for 2013. Excep-tionally strong employee engagement is one of the key reasons it was named on this prestigious list, which is produced by AonHewitt and the Queen’s School of Business for Busi-ness Venturing.

“We are very honoured and humbled by this recognition,” says Alan Norris, president and chief ex-ecutive officer of Brookfield Residen-tial. “Our culture, which encourages transparency and openness in all aspects of the operation, is a key com-ponent to our success. All of our em-ployees are empowered, responsible and accountable for their actions, which make Brookfield one of the best places to work.”

In addition to focusing on em-ployees’ health and wellness by deliv-

ering nutritious snacks and having fitness instructors on site, profes-sional development is also a key prior-ity for Brookfield Residential. The company offers an internship leader-ship development program to employ-ees at all levels and runs a one-on-one mentoring program that pairs senior management with employees across the organization.

Brookfield Residential was named one of Canada’s Best 50 Small and Medium Employers in 2011 and is ranked sixth among the Alberta com-panies recognized on the list this time. The Best Small and Medium Employ-ers in Canada ranks participating companies by their employee-engage-ment scores and other factors, as measured by surveys of each firm’s employees, HR team and executives.

More information on the study is available at bsmestudycanada.com

i n t h e n e w s

Brookfield Residential

CElEBRATES 2013 TOp

EMplOyER AWARd

Land developer and home builder

recognized once again

“Our culture, which encourages transparency and openness in all aspects of the operation, is a key component to our success. All of our employees are empow-ered, responsible and accountable for their actions, which make Brookfield one of the best places to work.”


LiveAuburnBay.ca

Auburn Bay’s cottage country atmosphere is the perfect place to create a lifetime of memories with your family. Its 43-acre freshwater lake and 13-acre private beach and park provide endless opportunities for you and your family to connect.

N

52 S

tree

t S

E

Seton Blvd SE

Hwy 22x

Deerfoot Trail

Auburn Bay LiveAuburnBay.ca

Auburn Bay’s cottage country atmosphere is the perfect place to create a lifetime of memories with your family. Its 43-acre freshwater lake and 13-acre private beach and park provide endless opportunities for you and your family to connect.

N

52 S

tree

t S

E

Seton Blvd SE

Hwy 22x

Deerfoot Trail

Auburn Bay

This is what memoriesare made of.

411, 11th Ave SECalgary, Alberta T2G 0Y5Telephone: (403) 237-2388 Toll Free Phone: 1-800-665-4927Fax: (403) 265-4659

CLIENT Brookfield BRES-11242 AB_NHG_7.5x10.5.inddAPPROVALS

CREATED 12/02/2013 CREATIVE TEAM

CREATIVE Alex PRODUCTION ARTIST Claudia/DLO ACCOUNT JordanAD SIZE 7.5" x 10.5" INSERTION DATE(S) 03/2013 PRODUCER Denise(ext. 239) PROOFREADER

COLOURS CYANI MAGENTAI YELLOWI BLACKI AD NUMBER BRES-12390-NHG-March PRODUCER

PUBLICATION(S) New Home Guide STUDIO

INFO Final fi le is PDFX1A CLIENT / ACCOUNT MANAGER

All colours are printed as process match unless indicated otherwise. Please check before use. In spite of our careful checking, errors infrequently occur and we request that you check this proof for accuracy. Venture Communications’s liability is limited to replacing or correcting the disc from which this proof was generated. We cannot be responsible for your time, film, proofs, stock, or printing loss due to error.

Apartments and Townhomes from the low $200,000sMosaic Lakeside | Stonecroft | ZenSemi Detached Homes from the $290,000sBrookfi eld Side-By-SidesSingle Family Homes with Detached Garage from the low $300,000s Brookfi eldSingle Family Homes from the $350,000s Innovations by JaymanSingle Family Homes from the low $400,000sBaywest | Cardel | Cedarglen | JaymanEstate Homes from the low $600,000sAlbi | Morrison

Showhomes open Monday to Thursday 2pm – 8pm, weekends & holidays 12pm – 5pm.

LiveBrookfi eld @live_brookfi eld

New estate showhomes now open!


As much As we All wAnt A stunning office of tranquility and efficiency, the budget is never as big as we desire. Yet, even with champagne taste on a beer budget, there are clever design directions that anyone can follow to accomplish that high-end look for less.

The flexibility to work from home has increased tenfold in the past few years but that often means more and more people can be found with their office space either mixed into their living room, bedroom, basement or a spare room.

Reveal The unTapped poTenTial of The

home officebefore

by jo alcorn photography by robert carter

d e s i g n e r t o u c h

c o n T i n u e d o n pa g e 5 4 . . .


FIND YOUR PLACE IN SOUTH CALGARY’S NEW ESTABLISHED COMMUNITY

Drake Landing • Forest Crowne • Nolan Hill • The Ranch • Sage Hill • Silveradounitedcommunities.com

LANED HOMESfrom the $320s

FRONT ATTACHED GARAGE HOMES

from the $400s

to the $800s

Discover old-world charm in Calgary’s northwest.

Visit Nolan Hill’s 12 showhomes via Sarcee Trail at Beacon Hills Shopping Centre.

nolanhillunited.com

Homes by Avi Market Street Homes Morrison Homes Shane Homes Sterling Homes Trico Homes

SARCEE TRAIL

SYMO

NS VA

LLEY ROAD BEDDINGTON TR

STONEY TRAIL

SHAGANAPPI TR

COUNTRY HILLS BLVD.

144 AVENUE NW

NOLANHILL

SAGEHILL

BEACON HILLSHOPPING

52

07 TUSCANY HILLSIDE ESTATES SHOWHOMES: Tuscany Estate Rise NWDEVELOPER: Brookfield ResidentialBUILDERS: Landmark Homes, Albi Homeswww.tuscany-community.com

08 KINCORA SHOWHOMES: 150 Kincora Glen Rd.DEVELOPER: MelcorBUILDER: Excel Homess

09 EVANSVIEWSHOWHOMES: 8 Evansview ManorDEVELOPER: GenstarBUILDERS: Cardel Homes, Acuri Homes

10 SAGE MEADOWS SHOWHOMES: Sage Meadows Circle NWDEVELOPER: Genesis Land Development Corp.BUILDERS: Genesis Builders Group, Passion Homes, Reid Built Homes, Today’s Homes WWW.GENESISBUILDERSGROUP.COM

11 VALLEY POINTE ESTATESDEVELOPER: MelcorBUILDERS: Shane Homes, Reid Built Homes, Landmark Homes, Homes by Avi

12 BEARSPAW WILLOW CREEKBUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

13 WATERMARK AT BEARSPAWDEVELOPER: Macdonald Development CorporationBUILDERS: Astoria Homes; Albi Homes, Trickle Creek Homes, Wolf Custom HomesWWW.WATERMARKATBEARSPAW.COM

14 EVANSRIDGEDEVELOPER: Dundee DevelopmentsBUILDERS: Homes by Avi, Genesis Builders Group, Landmark Homes, Morrison Homes, Innovations by Jayman, Westview Builders, Stepper Custom Homes, Calbridge Homes, Excel Homes coming soon

15 ROCK LAKE ESTATESDEVELOPER: Decker ManagementBUILDERS: Ashton Custom Homes, Crystal Creek Homes, Lupi Luxury Homes

16 ROCKFORD ESTATES - TRAIL’S ENDBUILDER: Jager Homes

17 SHERWOODDEVELOPER: MelcorBUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group

01 PANORAMA HILLSSHOWHOMES: Panatella Blvd. NW, Panatella Square NW,Panora Way NWDEVELOPER: GenstarBUILDERS: Homes by Avi, Cardel Homes, Cedarglen, Landmark,Excel Homess, Arcuri Homes

02 ROYAL OAKDEVELOPER: Birchwood PropertiesBUILDERS: Birchwood Properties

03 EVANSTONSHOWHOMES: Evanspark Circle NWDEVELOPER: QualicoBUILDERS: Broadview, NuVista, Trico Homes, Pacesetter Homes, Sterling Homes, Jayman MasterBUILT

04 SAGE HILL SHOWHOMES: Sage Hill Point NW, Sage Valley Park NW, Sage HillGreen NWBUILDERS: Shane Homes, Landmark Homes, Excel Homess, Trico Homes, Morrison Homes, Discovery Homes, Baywest Homes, Homes by Avi

05 NOLAN HILL:Showhomes now openDEVELOPER: United CommunitiesBUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Sterling Homes, Today’s Homes, Trico Homes,Creations by Shane Homes, www.nolanhillunited.com

06 BEACON HEIGHTS SHOWHOMES: Sherwood Crescent NW DEVELOPER: Intergulf Cidex BUILDER: Trico Homes, Intergulf Cidex

NOTE: Map is just a graphic representation of areas of developments.See ad of a particular project for more details.

BOW TRAIL

PAN

OR

AM

A R

OA

D

COUNTRY HILLS BLVD.

CROWCHILD TRAIL

16 AVENUE

16 AVENUE

64 AV

CEN

TRE

STR

EET

14 S

TREE

T

JOHN LAURIE BLVD.

17 AVENUE

ROC

KY

RID

GE

ROA

D

12 C

OU

LEE

MIL

E RO

AD

17 AVENUE

85 S

TREE

T

69 S

TREE

T

37 S

TREE

T

SAR

CEE

TR

AIL

OLD BANFF COACH ROAD

S T

ONE

Y TR

AIL

NO

SE H

ILL

DR

IVE

SHAG

ANN

API

TRA

IL

ROC

KY RIDGE

BLVD

COUNTRY HILLS BLVD.

AIL

SARCEE TR

AIL

BEDDINGTON

HARV

EST

HIL

LSSYM

ONS VALLEY ROAD

SHAGANAPPI TRAIL

128 AVE.

144 AVE. NW

SARC

EE T

RAIL

O

NOSE HILL PARK

STONEY TRAILST

ONE

Y TR

AIL

BEAR

SPAW

RO

AD

WO

ODL

AND

ROAD

HWY 1A

north

Showhomes: 1228 Sherwood Blvd.

Tuscany Hillside Estates

Developer: Carma

7

Builders: Landmark Homes | Albi Homes

CityLife

Developer: Birchwood Properties

Milano9 11

Builders: Birchwood PropertiesBuilders: Trico Homes

Sherwood

Developer: Genesis Development Corp.

5

Builders: Majestic Homes

Showhomes: Sherwood Crescent NW

Showhomes: Tuscany Estates Rise NW Showhomes: 2003 20th Ave. Showhomes: 99 Panatella Hill NW

Beacon Heights

Developer: Intergulf Cidex

6

Builders: Trico Homes/Intergulf Cidex

Kincora

Developer: Genesis Land Development Corp. | Apex Developments

Hanson Ranch

Developer: Cedarglen Homes | Cardel Homes

8 10

Builders: Evolution Homes | Majestic Homes | Excel Homes | Centrex Homes

Builders: Genstar

Showhomes: 115 Kinkora Glen Rd. NW Showhomes: Hidden Creek Blvd. NW

1

4

7

2

6

5

3

8

›› NORTHWESTCOMMUNITIES


910

11

12

13

14

1516

17


it is important to remember that the space you work in should be one of motivation and inspiration. We spend a lot of time in these areas, so it should be a space we love and want to come into.

When i first saw my client’s office, i immediately felt tired, bored and uninspired to even want to enter the room. My client’s office space was a great size, however, you would never know it with the layout she had, the mis-proportioned furniture in it and the dark walls closing in on the space.

a great office was hidden from its true potential, as many are when the desk is pushed up against the wall or a window.

in this redesign, we had the freedom to truly open up the floor layout by moving the desk to the middle of the room, which created great wall space behind for storage, a sitting area in the corner and an inspirational wall to brighten up the room.

By reconfiguring the space, it instantly became more inviting, exciting and overall more efficient.

paint goes a long way and just by updating the dark room with light, trendy and cheerful colours, the room immediately transformed into a space of inspiration. i used para paints trend colours on the walls, and i also work with para and created my own paint colour called JoJo. it is the brightest of whites and goes on thick and luxurious. Bringing a light colour into a dark room always creates the illusion of more space.

due to a tight budget, painting a fun pattern on the wall was less expensive than wallpaper and we achieved the same look. i had Jim connelly, the painter from the debbie Travis show, come in to create an amazing zig-zag accent wall that sets off the entire office making the space motivating to enter.

accent lighting and accessories were added from Bouclair home (bouclair.com) to create a great ambiance to work in and much needed

It is important to remember that the space

you work in should be one of motivation and

inspiration. We spend a lot of time in these areas so it should be a space we love

and want to come into.

storage pieces. The perfect desk and chair were sourced from a canadian gem called harkel (all pieces are made and manufac-tured in canada!) – harkeloffice.com.

on the one wall we added inspirational quotes to budget-friendly frames hung on picture racks and the wall, the nice part of this diY project is the quotes can be changed to keep up with the growing mind of your child or you can use them to show-case your children’s art masterpieces.

My client spends many hours in her office and i wanted to create a room that was fresh in colour, had sophisticated stor-age and an efficient workspace that illus-trated her true professional personality.

d e s i g n e r t o u c h | c o n T i n u e d

c o n T i n u e d o n pa g e 6 4 . . .


GOOD THINGS COME TO THOSE WHO DON’T WAIT

Make your move today, visit MoveInNowAtWatermark.com to learn more.

You’ve waited long enough for an estate community like Watermark at Bearspaw, whose virtues are unmistakable. Spacious, oversized lots. Luxurious, beautifully designed homes. Build your new luxury home starting from $1 million, or select from the quick possession homes available now. Why wait to make your move?

55

c o m m u n i t y p r o f i l e

A fabulous estate home community, which has made its mark in Calgary by drawing hundreds of people to its Street of Distinction each week, now has a

national distinction it can be proud of.Crafted by Macdonald Development Corp., Watermark

at Bearspaw has been nominated as a finalist for the Ca-nadian Home Builders’ Association’s 2012 National SAM Award for Community Development.

The Community Development Award recognizes a single community in Canada that has best achieved the creation of an attractive, exciting, innovative and environ-mentally responsible community. The winner will be an-nounced on March 8.

“It’s an incredible honour to be a finalist for the Com-munity Development Award because it’s essentially an

award for the best community in Canada, so it’s very excit-ing to be nominated,” says Matthew Jones, associate vice-president of sales and marketing. “With so many fantastic communities being built across this great country, having Watermark recognized as one of the best is truly a remark-able achievement.

“We’re also thrilled that Albi Homes, one of five builders in Watermark, is a finalist for the Grand SAM award,” Jones says, adding that the award recognizes the new-home builder which demonstrates the highest level of excellence in build-ing and marketing. “So we potentially could have the best builder in Canada building homes in the best community in Canada. How does it get any better than that?”

Located just west of Calgary, Watermark at Bearspaw presents a group of four spectacular showhomes on its

by HeatHer ryan

Watermark at Bearspaw gaining national recognition


that is designed to impress with four bedrooms, eight bathrooms and a five-car garage; a more than 5,000-sq.-ft. home by Trickle Creek Custom Homes featuring three fully developed levels including the walkout basement and two separate garages; and an 8,600-sq.-ft. two-storey with a walkout basement crafted by Wolf Custom Homes. Albi Homes will be opening a new showhome later this year.

Jones notes that even though the showhomes are priced at $1.9 million and over, people can buy into Watermark starting at $1 million and can now enjoy selecting from quick possession homes.

“Our builders are currently crafting homes that are available for immediate occupancy and the sales to date have been quite successful,” he says. “So, people now have the opportunity to move into Watermark right away rather than having to wait six to eight months for their home to be built.”

Watermark at Bearspaw is being developed on 287 acres and it’s become so popular with buyers that Macdonald has recently released lots in Phase 2.

Jones says lots in Phase 2 offer a great selection, includ-ing mountain views and walkouts backing on Watermark’s gorgeous water feature – a network of cascading ponds and streams that is wowing buyers and visitors alike. Lots in the community range from one-quarter of an acre to more than three-quarters of an acre, with frontages from 80 to 150 ft.

The community also features a central plaza, featuring a large pavilion, NBA-sized sports court, grass sports field and three playgrounds, more than five kilometres of paved trails and 46 acres of parkland. It’s also minutes from Glenbow Ranch Provincial Park, within walking distance to the Lynx Ridge Golf Course, and the Bearspaw Golf & Country Club is a short drive away.

Watermark at Bearspaw is conveniently located at 12 Mile Coulee Rd., just minutes from a wide range of shops, services and restaurants at Crowfoot centre, the Crowfoot LRT and Crowfoot and Stoney Trails for ease of getting downtown and to the airport.

For more information, visit the showhomes, open 2 to 8 p.m. Monday to Thursday, noon to 5 p.m. weekends, visit watermarkatbearspaw.com or call 403.239.9735.

Street of Distinction by Astoria Custom Homes, Homes By Us, Trickle Creek Custom Homes and Wolf Custom Homes, which are garnering an overwhelming response from visitors.

“People are just blown away by the showhomes, which showcase what each builder can do,” Jones says, who adds the Homes By Us showhome was so well received it sold for $3.5 million just days after opening its doors.

Among the exceptional showhomes are: a 3,788-sq.-ft. two-storey by Astoria Custom Homes featuring a two-storey foyer that leads to a sunken great room with soaring ceilings; a 7,143-sq.-ft. walkout bungalow by Homes By Us


797

560

RG

E R

D 2

7C

EN

TR

E S

T.C

EN

TR

E S

T.

McC

AN

N S

T.

ULM

ST.

MOE AV.

BESSE AV.

BRANDER AV.

COPELAND AV.

RAILWAY AV.

RAILWAY AV.

RA

ILW

AY A

V.

RAILWAY CR.

2 AV. N

2 AV. S

2 AV. N

DOUGLAS AV.

WENSTROM CR.

WELSHIMER CR.WILSON RD.

ANDERSON AV.

WIL

SO

N R

D.

HE

ND

ER

SO

N C

L.

HA

NS

ON

HO

LLO

WH

AN

SO

N W

AY

HA

NS

ON

DR

.

HENDERSON BY.

HENDERSON RD.

NESBITT AV.

NESBITT CL.

3 S

T. E

LLO

YD

CR

.

CR

ILLY

CL.

1 AV. N

1 AV. S

1AV.

COPELAND AV.

McK

INN

ON

ST.

AR

BO

GA

ST

ST.

BA

RB

ER

ST.

CO

WA

N S

T.

NE

WTO

N S

T.

BO

TS

FOR

D S

T.

WH

ITN

EY

ST.

CO

LWE

LL S

T.

VA

ND

ER

VE

LDE

PL.

MA

INS

TR

EE

TLA

GD

ON

LAGDONODDFELLOWHALL

TH

OM

AS

ST.

MC

DO

UG

ALL

ST.

TRAIL TRAILGLENMORE

LANGDONPARK

LANGDONSCHOOL

CALGARY

1

22

1A

22X

2

22X

797

1

543 2A

2TURNER VALLEY

PRIDDIS

STRATHMORE

BLACK DIAMOND

HERITAGE POINTE

OKOTOKS

HIGH RIVER

LANGDON

CHESTERMERE

COCHRANE

CHESTERMERECHESTERMERE SHOWHOMES: 80 Westpark Crt., Rainbow Falls Manor DEVELOPER: Truman Developments BUILDER: Shane Homes, Jager Homes, Lifestyle Homes, Beattie Homes, Lionsworthe Homes, Douglas Homes

WESTMERE DEVELOPER: Melcor BUILDERS: Landmark Homes, Lifestyle Homes, Reid Built Homes

SHORES On WESTMERE DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

kInnIBURgH DEVELOPER: Pollyco Developments BUILDERS: Stepper Custom Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Homes, Broadview Homes

04 BUffaLO HILLS (coming soon) BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LakEPOInTE DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LangDOn01 BOULDER CREEk

DEVELOPER: Harmony Park BUILDERS: Shane Homes, Stepper Custom Homes, Carpenter Homes

02 HanSOn PaRk DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Stepper Custom Homes Ltd, Douglas Homes

STRaTHMORE THE RanCH In STRaTHMORE SHOWHOMES: 116-120 Ranch Gate DEVELOPER: United BUILDERS: Lifestyle Homes

WILDfLOWER RanCH In STRaTHMORE DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

LyaLTa03 THE LakES Of MUIRfIELD

SHOWHOMES: Muirfield Blvd. BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes

34

2

1

›› CaLgaRyREgIOnEaST

nOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.


HomeBuyers’ ResouRce section

you love tHe Home, see wHat you can afford!

h o m e b u y e r s ’ h e l p

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

01Calculate the combined monthly before-tax income

of you and your spouse.

02Divide by three. This figure is the monthly payment you can afford

to make on your home.

03Take the total price of the home and subtract the amount of money

you expect to make as a down payment. This is the money you will have to borrow.

04Refer to the chart on the opposite page. Look down the

left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05Multiply this figure by the amount you need to borrow. Divide by

1,000.

06Add to this your estimated monthly heating costs and

monthly property taxes.

07If this figure is equal to or less than one-third of your gross

monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

follow tHese stePs to see If you’ll QualIfyfor a mortGaGe on YouR DReAM HoMe

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies varyin their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

5.00% 18.84 10.58 7.88 6.57 5.81

5.25% 18.96 10.70 8.00 6.70 5.95

5.50% 19.07 10.82 8.13 6.84 6.10

5.75% 19.18 10.94 8.26 6.98 6.25

6.00% 19.29 11.06 8.39 7.12 6.39

6.25% 19.41 11.18 8.53 7.26 6.54

6.50% 19.52 11.31 8.66 7.40 6.69

6.75% 19.63 11.43 8.79 7.54 6.85

7.00% 19.75 11.55 8.93 7.69 7.00

7.25% 19.86 11.68 9.06 7.83 7.15

7.50% 19.98 11.81 9.20 7.98 7.31

7.75% 20.09 11.93 9.34 8.13 7.47

8.00% 20.21 12.06 9.48 8.28 7.63

8.25% 20.32 12.19 9.62 8.43 7.79

MoRtGAGe PAYMent cALcuLAtion cHARt

AMoRtiZAtion PeRioDsInterestrates

% 5 yrs 10 yrs 15 yrs 20 yrs 25 yrs

cALcuLAte YouR mortGaGe PaymentscALcuLAte YouR MoRtGAGe PAYMents

TOTAL PRE-TAX Income

MONTHLY PRE-TAX Income

SPOUSE’S PRE-TAXIncome

amount of mortGaGe(PRICE – DOWN PAY-

MENT)dIvIde By 3

affordaBlemontHlyPayments

amortIZatIon amountcHart fIGure

amountof mortGaGe

dIvIded By 1,000

montHly Payments

amortIZatIon amount

estImatedmontHly

TAXES & HEAT

h o m e b u y e r s ’ h e l p


aGf trust - 4.650 3.040 3.200 3.240 3.340 3.490

atB financial 3.000 4.000 3.100 3.140 3.700 4.390 3.190

Bank of montreal 3.100 4.000 3.000 3.040 3.650 4.640 5.240

Bank of nova scotia 3.100 4.550 3.650 3.890 3.990 4.390 4.990

Bmo 3.100 4.000 3.000 3.040 3.650 4.640 5.240

Bridgewater Bank - - 3.240 3.390 3.150 3.570 3.200

cIBc mortgages 3.200 4.450 3.000 3.140 3.700 4.390 5.240

canadian western Bank 3.200 4.000 3.100 3.140 3.700 4.640 5.240

canadian western trust 3.200 4.000 3.100 3.140 3.700 4.640 5.240

equitable trust - - 3.000 3.040 3.650 4.640 5.240

first calgary financial - 4.000 2.390 3.140 2.990 3.290 3.290

HsBc Bank canada 3.100 4.450 3.600 3.950 4.450 4.990 5.240

Home trust company - - 2.740 - 2.890 - 2.990

IcIcI Bank canada 3.050 - 3.150 3.650 3.640 3.690 3.440

InG direct 3.000 - 3.000 3.000 2.790 3.250 3.080

Investors Group trust 3.000 4.000 3.000 3.140 3.650 4.640 5.240

london life 3.000 4.000 3.000 3.140 3.700 4.640 5.240

manulife Bank 3.000 4.450 3.000 3.050 3.100 3.100 3.090

manulife trust - 4.450 3.000 3.050 3.100 3.100 3.090

national Bank 3.200 4.000 3.100 3.140 3.700 4.640 5.240

PACE Savings & Credit Un - 4.000 3.100 3.140 3.790 4.640 5.240

Peace Hills trust - 4.500 3.100 3.350 3.700 3.850 3.950

President’s choice fin’l 3.200 6.040 3.140 3.200 3.240 3.350 3.440

royal Bank of canada 3.200 4.000 3.000 3.040 3.650 4.640 5.240

servus credit union - 4.000 3.000 3.040 3.650 4.390 5.240

t-d mortgage 3.200 4.000 3.000 3.040 3.650 4.640 5.240

your neighbourhood c.u. - - 3.150 3.250 3.350 3.390 3.440

MoRtGAGe Interest rates VARiABLe 6 MontH 1 YeAR 2 YeARs 3 YeARs 4 YeARs 5 YeARs

PRePAReD BY cAnneX on FeBRuARY 4, 2013.. this information is current as of the date and time posted and is subject to change without notice. © copyright 2013 CANNEX Financial Exchanges Limited. All rights reserved.

MORTGAGE TYPESALL MoRtGAGes ARe oF tWo BAsic tYPes:

conVentionALThe buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.The buyer has to pay 20% down. A conventional mortgage cannot exceed 80% of the value of the property.

INSURED OR HIGH-RATIO:A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONSYou can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.

oPen MoRtGAGe:Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.

cLoseD MoRtGAGe:Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PoRtABLe MoRtGAGe:Flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.


62

COCHRANE

RA

NG

E R

D 40

RANGE RD 43

RA

NG

E R

D 4

2

RA

NG

E R

D 4

2

RANG

E RD 42

SUNSET BLVD.

CHINIKI DR.

BENCHLANDS DR.

RAILWAY ST. W.

Glenpatrick D

r.

RIVERVIEW DR.

TOW

ERS

TRA

IL

GEORGE FOX TRAIL

GEORGE FOX TRAIL

BOW

MEADO

WS DR.

BOW RIDGE CRESCENT

W. TERRACE DR.

W. TERRACE RD.QUIGLEY DR.

QUIGLEY DR.

W. EDGE.RD

W. MCMANUS RD.W. MCDOUGAL RD.

BOW

RIDG

E RD.

BO

W R

IDG

E D

R.

RIV

ER

VIE

W C

IRC

LE

RIV

ER

HE

IGH

TS

RIS

E

GLE

NPA

TR

ICK

RD

.

GLE

NH

ILL

DR

.

1 St. E.

1 ST. W.

1 ST.

BA

IRD

AV

E.

PO

PE

AV

E.

RO

SS

AV

E.

CE

NT

RE

AV

E.

RETREAT RD.

4 AV

E N

RETREAT RD.

RETREAT RD.

BIG HILL RD.

EAG

LEVIEW

HEG

HTS

EAGLEVIEW

WAY

GLEN

EAGLES D

R.

GLENEAGLES DR.

TWP RD 261

22

22

221A

1A

1A

1A

1A

1A

RIVER HEIGHTS DR.

HO

RS

E C

RE

EK

RD

.

01 HERITAGE HILLSSHOWHOMES: Heritage Green DEVELOPER: Harmony ParkBUILDERS: Stepper Custom Homes, Trico Homes,

02 JUMPING POUND RIDGESHOWHOMES: Jumping Pound Terrace www.jumpingpoundridge.comBUILDERS: WestView Builders, Baywest Homes,

Kingsmith Homes

03 SUNSET RIDGESHOWHOMES: Ridge View Green Sunset Way DEVELOPER: Melcor BUILDERS: Jayman MasterBUILT, Innovations by Jayman,

Janssen, Calbridge, Excel Homes coming soon, Homes by Avi coming soon

04 RIVERSONGSHOWHOMES: River Heights Blvd., River Heights Cres. DEVELOPER: Tamani

BUILDERS: Phase 3: Innovations by Jayman, Sabal HomesPhase 4: Jager Homes, Jayman MasterBUILT, NuVista Homes

05 MONTERRA ON COCHRANE LAKE SHOWHOMES: Monterra Link DEVELOPER: Medallion Development Corp. BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes

06 WESTPOINTE ESTATES SHOWHOMES: West Pointe Manor DEVELOPER: MGM Developments. BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE LOCATION: Cochrane DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith, Landmark, Reidbuilt www.firesidecochrane.com

08 HEARTLAND SHOWHOMES: Horse Creek Road DEVELOPER: Apex Developments BUILDERS: Excel Homes

1

2

7

3

4

6

›› COCHRANECOMMUNITIES


8


Jo Alcorn, graduated with a bA from a Liberal Arts School in New York City. She went on to study colour and architecture while attending London’s City University. She is in the process of filming her own show on HGTV, she has been the design expert on the Steven & Chris show, breakfast Television, Discovery Channel, City TV and more.washco.ca

i then tied it all together with fun, budget-friendly textures and accessories, which are needed to achieve a clever and interesting home office to work in.

We saved money in certain design areas and made sure to splurge on the high-traffic pieces (such as the office desk and chair), which is important to keep in mind.

Think of your home office as an extension of your home, and use those same design principles you used throughout the décor. for example, the importance of accent lighting, the warmth of textures, the completeness of accessories, the joy of colour and the most important part, the functional-ity of your furniture pieces. Keep in mind your home office should be an important part of your home since it is the room you make a living in.

d e s i g n e r t o u c h | c o n T i n u e d


HO

RSE

CR

EEK

RD

.

HWY. �

�HWY. �A

CALGARY

MITFORDPARK

MITFORDPARK

65

m o r t g a g e m o g u l

by JASON ELDRIDGE

RATES AREON THE MOVE...

... again

JASON ELDRIDGE P.F.P, B.Admin Mortgage Specialist,Axiom Mortgage Solutions (formerly Unisource Mortgage)

CELL 403.630.1718 FAX 866.708.5807EMAIL [email protected] WEB/APPLY ONLINE jason.axiommortgage.ca

WITH HOME PRICES REMAINING stable (at least for the moment) and � nancial institutions continuing to lower interest rates, this may be a great opportunity to enter into the real estate market. Whether you are looking to purchase your � rst home, upgrade to your next property or diversifying your investment portfolio with a revenue prop-erty, the stars might just be aligned. One project that may be appealing to all inter-ested parties are the condominiums located at the Landing At Rocky Ridge, which are developed by The Swan Goup.

On the other hand, if your existing mortgage rate is at least one per cent higher than what is currently available on the market, this is the time to sit down and examine the potential savings through restructuring your home loan. Re� nancing your mortgage to take advantage of the

lower rates will save you a signi� cant amount in interest over the course of your new term. With interest rates again hitting historical lows, it might also be a good time to consolidate any higher interest rate debt into a single, more manageable monthly payment.

At time of writing, the � ve-year � xed rate mortgage with most institutions was 2.99 per cent, and variable rate mortgages, which are based on the � nancial institution’s Prime lending rate (currently at three per cent) and then discounted, are as low as 2.60 per cent. If you have either 20 per cent of the purchase price for a down payment or 20 per cent equity in your home, you can still get amortiza-tions up to 35 years, which of course helps to keep your payment as low as possible, should this be a requirement.

Under the new legislation regarding mortgages, most � nancial institutions are still required to approve mortgage � nancing based on clients having access either to their own savings or a gift from an immediate family member to form a down payment of � ve per cent of the purchase price. However, I still have access to lenders that will provide a “free down payment” of � ve per cent of the purchase price.

As always, I welcome any questions or comments you may have regarding the information contained in my ar-ticles. Until next month…

With interest rates again hitti ng historical lows, it might also be a good ti me to consolidate any higher interest rate debt into a single, more manageable monthly payment.


067-Jayman-Innovations 03-01-13.indd 67 2/21/13 10:27:55 AM

Showhome Located at

203 West Grove Rise S.W.call: Angelo Gentilli | 403.457.5281email: [email protected]

West Grove Estates is nestled in Calgary’s most sought after west end locations. This gorgeous new estate community offers residents countless amenities in which to live life to

the fullest. West Grove features two expansive natural greenspaces, a playground, and access to a pathway

system perfect for enjoying an energetic run or a leisurely walk through this stunning community.

Visit us inWest Grove

today!

068-Prominent 03-01-13.indd 68 2/21/13 10:28:00 AM

Calgary New Home Guide - March 1, 2013

Documents