CAIB Annual Conference, Georgetown, Guyana Nov 12 -15, 2007 Benjamin Spiro, Vice President Securities Trading Capital & Credit International Inc.

CAIB Annual Conference, Georgetown, Guyana

Nov 12 -15, 2007

Benjamin Spiro, Vice President Securities Trading

Capital & Credit International Inc.

The Caribbean Basin Region

Overview

The Regulatory & Economic Environment

Global Investment

Capital & Credit International

The power of relationships

Correspondent BankingWealth ManagementMutual Funds

Correspondent Banking

ProCash Plus

Providing retail banking services for Caribbean & foreign institutions via. Our Broker Dealer platform.

Better cash management. An asset management tool which allows you to deposit money, write checks, invest in securities, purchase products and services, and pay bills from a single account.

Credit/Debit Card Services

24/7 online Account Access

Consolidated monthly reporting

Dedicated support

Standard Checks/Cards

Custom Checks/Cards

Optional ProCash Plus® Features

BillSuite™ – a value added financial tool that allows individual investors to pay bills online

EasyPay™ – a money transfer system that enables your clients to conveniently transfer funds from their bank checking accounts to their brokerage account

ProCash Plus™Cash Management Services

ProCash Plus Accounts vs. Standard Retail Accounts

$125

$15 $2

$398

$64

$5$0

$50

$100

$150

$200

$250

$300

$350

$400

$450

Average Account Size Money Fund Balances Margin Balances

($ T

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us

an

ds

)

Standard Retail Account ProCash Plus

Mutual Funds

Mutual Funds—Benefits

Diversification Professional

Management Liquidity Flexibility Convenience

Risk and Return

Potential Return

Low Risk High Risk

Money Market Funds

Bond Funds

Balanced Funds

Conservative Stock Funds

Aggressive Stock Funds

Mutual funds that offer great potential for higher returns involve more risk

Best Mutual Funds of 2007

1) Direxion Latin America Bull 2X Inv DXZLX Up 114.0% 2) AIM China A AACFX Up 113.4% 3) ProFunds Ultra Emerging Markets UUPIX Up 111.8% 4) Nationwide China Opportunities A GOPAX Up 104.78% 5) Guinness Atkinson China & Hong Kong ICHKX Up 97.1% 6) Matthews China MCHFX Up 95.61% 7) Columbia Greater China NGCAX Up 95.2% 8) Dreyfus Premier Greater China A DPCAX Up 91.8% 9) Eaton Vance Greater China Growth EVCGX Up 91.8% 10) Direxion Emerging Markets Bull 2.0X Inv DXELX Up 88.0%

Thank You