By Email:. Retirement Part of the American dream is to retire as soon as you hit approximately 65 and then spend the rest of your life traveling, relaxing,

Find Yourself on the Corner of Easy Street and Retirement Lane by

Starting to Save EarlyBy

Email:

RetirementPart of the American dream is to retire as soon as you hit

approximately 65 and then spend the rest of your life

traveling, relaxing, and doing all the things you love;

however, where are the resources to fund all of these

wonderful experiences beyond your working years coming

from?

Will you have enough

money to fund your retirement

adventures?

Click here to evaluate

your current savings plan…

Saving for Retirement

“Most of us will outlive our

finances making retirement

fear filled rather than days of

golf”

explains business expert and author Grant

CardoneTHE *SECRET* TO AN

ENJOYABLE RETIREMENT

IS…

Start Saving Early!

Click above ^ to view The Ultimate Guide to Retirement

Why Start Saving Early?

In order to illustrate the importance of beginning to save

at an early age to support oneself comfortably in

retirement I will provide figures from my own retirement

savings projections:In order to put my analysis into perspective the following data must be

catered to your lifestyle; however, for the purpose of this example we must

assume:I begin working at the age of 22

years old

My career is in Marketing and my first job as

a Product Marketing Analyst pays a starting

salary of $51,724.00

I plan to retire at the age of 68 years old

I expect to live to the age of at least 81 years,

which is 13 years after I retire

Click here to find out how much

you can make

throughout your dream

career

These percentages have been calculated by analyzing market trends over the past 20 years, to view historical and

prospective

inflation and savings rate data click the links below

Other Factors to Keep in MindWe must factor in the inflation rate to be

expected over my working career… 2.31%*

We must also take into consideration the average savings rate to be expect on the

money I have saved…

5.07%*

Based on these rates, my salary by the time I retire would be approximately … $147,884.96

* *

$110,913.72

…is how much I will need a year while in retirement in order to live

comfortably off of 75% of my final salary annually

$1,037,499.17 …is how much I will need to save over my working life in order to enjoy my 13 years of retirement (if I live any longer I will be broke)

If I Wait to Start Saving…If I wait 10 years I will need to save…

$10,664.31 per year

If I wait 15 years I will need to save…

$14,479.64

per year

If I wait 20 years I will need to save…

$20,093.51 per year

If I wait 25 years I will need to save…

$28,818.99

per year

These figures represent how much I must save

per year to reach my prospective total annuity…

However, if I am willing to take serious RISKS

with my investments I may be able to watch my

money multiply…

click on the link above ^ to learn more about high risk, high return investments and

to find answers to any of your investment questions

(Just remember that these investments are called high risk for a reason and can cause

you to lose all of your hard earned retirement money!)

If I Begin Saving Early…

I would only have to save…

$6,026.75 per

year(Which is about 1/5 of what I would have to

save a year if I waited 25 years before saving!!!!)

Click here to find out how much

you should

be saving

Beginning of Career

By year 10 By year 15 By year 20 By year 250%

2%

4%

6%

8%

10%

12%

14%

You Will Reap the Bene-fits

Percentage of Salary to Save

Saving early and consistently over your working life is smart saving

as you can see the percentage of your salary that you must save over the years drastically

decreases

Click on the trend line to learn about saving the smart way in a 401K!

Now Let’s Compare

Starting Right Away

Starting at 10 years

Starting at 15 years

Starting at 20 years

Starting at 25 years

0%

5%

10%

15%

20%

25%

30%

35%

12%16% 20%

25%31%

Percent of Salary You Must Save

Illustrated by the graphs…the longer you wait to begin

saving for retirement, the

larger percent of your salary will have

to be used to experience a comfortable retirement

Use the link in the corner to find out what percent of your income you

should be saving to reach your savings goal!

The Key to Your Dream Retirement Is…

Start saving for it

as soon as possible

Click here for exciting ideas to help you enjoy retirement even more!

1. Cardone, Grant. “Retirement Will Kill You!”. Huffington Post. February 9,2010. Online. Available: http://www.huffingtonpost.com/grant-cardone/retirement-will-kill-you_b_455409.html

2. “High Risk, High Return”. Stock Market Investors. Online. Available: http://www.stock-market-investors.com/stock-investment-risk/high-risk-high-return.html

3. “Inflation Calculator”. Inflation Data .com. Online. Available: http://inflationdata.com/Inflation/

4. Lankford, Kim. “How Much Should You Save?”. Online. Available: http://resources.monster.com/money/money-saving-tips.asp

5. “Retirement Planner”. CNN Money: Personal Finance. Online. Available: http://cgi.money.cnn.com/tools/retirementplanner/retirementplanner.jsp

6. “Salary Wizard”. Salary.com. Online. Available: http://www.salary.com/salary/index.asp

7. “Savings Plan Designer (Percent of Income). FinAid. Online Available: http://www.finaid.org/calculators/savingsplanpercent.phtml

8. “S&P 500: Total and Inflation-Adjusted Historical Returns”. Simple Stock Investing. Online. Available: http://www.simplestockinvesting.com/

9. “The Big Chill: A look at Boomers' Top 10 desired retirement activities”. Market Watch. Online. Available: http://www.marketwatch.com/story/top-10-most-desired-retirement-activities

10. “The World Factbook”. Central Intelligence Agency. Online. Available: https://www.cia.gov/library/publications/the-world-factbook/geos/us.html

11. “When should I start saving for retirement”. Ultimate Guide to Retirement. Online. Available: http://money.cnn.com/retirement/guide/Basics/

12. “401(k) Investing in Volatile Times”. 401K.org. Online. Available: http://www.401k.org/

Sources