Burlington County Municipal Joint Insurance Fund

19th Annual 2010 Safety Kickoff

and 2009 Awards Ceremony

February 4, 2010

Burlington County Municipal Joint Insurance Fund

Door PrizeAnd the winner is....

Purpose of Today’s Meeting

• Introduce 2010 Executive Safety Committee

• Thank Safety and Claims Coordinators

• Tell You How We’re Doing

• Highlight 2010 JIF Safety Initiatives

• Introduce 2010 Safety Incentive Program

• Present 2009 Safety Incentive Awards

Thank YouFund Professionals

• Conner Strong Risk Control– Safety Director

• Scibal Associates– Claims Administrator

• CSG/CHN– Managed Care Provider

• AJG Risk Management Services Inc.– Administrator

WelcomeMeghan Jack, Chair

Executive Safety CommitteeAdministrator - Riverside Township

Introducing2010 Executive Safety Committee

• Meghan Jack, Riverside Township, Chairman • Len Klepner, Bordentown Township • Kathy Burger, Medford Township• Jennifer Blumenthal, Mount Laurel Township• Doug Cramer, Tabernacle Township• Dawn Human, Beverly City

Introducing2010 Executive Safety Committee

• Richard Bethea, Bass River Township• Paul Keller, Springfield Township• Freda Gorman, Wrightstown Borough

Risk Management Consultants• Craig Greenwood, Barclay Group• Steve Walsh, EJA & Associates• Bonnie Rick, Hardenbergh Insurance• Brian Monaghan, Insurance Agency Management

• Tim Irons, Insurance Agency Management

2010 Safety Coordinators• Richard Ireton, Bass River Township• Dawn Human, Beverly City• Peter Sedor, Bordentown City• Dean Buhrer, Bordentown Township• Glenn McMahon, Chesterfield Township• George Sacalis, Delanco Township• Larry Jack, Delran Township• Robert Hess, Edgewater Park Township• David Lebak, Florence Township• Ed Ruggiano, Hainesport Township• Maryann Regn, Lumberton Township

Safety First In All We Do!

JIF

2010 Safety Coordinators• Sean Gable, Mansfield Township• Kathy Burger, Medford Township• Stephanie Gee, Mount Laurel• Wayne Wharton, North Hanover• Eric March, Riverside Township• Norm Welsh, Shamong Township• Chuck Oatman, Southampton Township• Paul Keller, Springfield Township• William Lowe, Tabernacle Township• Wiley Johnson, Westampton Township• James H. Ingling, Wrightstown Borough

Safety First In All We Do!

JIF

2010 Claims Coordinators• Amanda Somes, Bass River Township• Trudi Desjardins, Beverly City• Grace Archer, Bordentown City• Nancy Cummings, Bordentown Township• Bonnie Haines, Chesterfield Township• Karen Zimmerman, Delanco Township• Helene Hark, Delran Township• Deborah Cunningham, Edgewater Park Township• Janice Carey, Florence Township• Ed Ruggiano, Hainesport Township• Maryann Regn, Lumberton Township• Dawn Merriman, Lumberton Township

Report all claims promptly!

JIF

2010 Claims Coordinators• Bonnie Jeffrey-Mesa, Mansfield Township• Linda Semus, Mansfield Township• Robin Fichmann, Medford Township• Linda Lewis, Mount Laurel Township• Monica Zur, North Hanover Township• Barbara Casperite, Riverside Township• Susan Onorato, Shamong Township• Michael McFadden, Southampton Township• Patricia Clayton, Springfield Township • Lisa Love, Tabernacle Township• Marion Karp, Westampton Township• Freda Gorman, Wrightstown Borough

Report all claims promptly!

JIF

Safety Calendars• Increase safety

awareness• Encourage safe

behavior• Post prominently in

all work areas

2010 JIFJIF

Keeps the JIF safety message visible all year long!Keeps the JIF safety message visible all year long!

Memory Sticks INCLUDES:• Safety Coordinator’s

Handbook• 2010 Safety Incentive Program• Supervisor’s Incident

Investigation Form• Use of Facilities Agreement• Certificate of Insurance

Guidelines• TULIP MEL Bulletin

Please Pick One Up Before You Leave Today!

Optional Safety Budget

• Members will be reimbursed for safety related expenditures.

• Updated in monthly Agenda Packet.• You cannot claim your allowance in

advance.• You must claim all of your funds by

November 30, 2009.$31,100

What’s New…Helping Towns Help Themselves

• “Survival Driving”

• “In the Scope of Your Authority – Preventing Public Officials Liability”

• “Rights & Duties of a Municipal Employee”

• “Traumatic Brain Injury – The Silent Epidemic”

Custom DVDs

That All Sounds Good …

Can we go home now?

Because we have a lot to tell you!

Tell you what’s ahead!

And feed You!

Celebrate Our Successes!

Safety Programs

Safety First, Last, and Always

Door Prize• And the winner is....

Let’s Eat!

19th Annual 2010 Safety Kickoff

and 2009 Awards Ceremony

February 4, 2010

Burlington County Municipal Joint Insurance Fund

Door PrizeAnd the winner is....

Joanne Hall Safety Director

Conner Strong Risk Control

Your Risk Control Service Team

• Joanne Hall, Safety Director

• John Saville, Lead Consultant

• Karen La Sala, Administration

• Susan Kopec, Training Mgr & RTK Coordinator

• Natalie Dougherty, MEL Safety Institute

BURLCO JIF Safety Breakfast

• Shared Successes

• Recap of Losses

• Challenges Ahead

• 2009 Awards Presentation

2009 Shared Successes

• 95% qualified for SIP awards!

• Average member score - 95%

• More “Gold” Winners

2009 Shared Successes

• “Put Safety on Your Agenda”• New Supervisor’s Incident

Investigation reports• Health & Wellness Initiatives

$hared $uccesses

• $afety Incentive Awards• Optional $afety Budgets

100% of the safety monies were claimed or encumbered by members

and put to good use!

Safety Incentive Program

SIP RESULTS95% of Members Qualified for SIP awards

15 Gold15 Gold1 SilverSilver3 Bronze3 Bronze

1 Qualifier1 Qualifier20 out of 21 members!

Shared SuccessesSAFETY TRAINING

• 637 BURLCO JIF employees attended MSI classes

• More training resources available– DVDs– Posters– On- line videos

2009 Regional Training• New Safety Coordinator Orientation• Safety Coordinators’ Roundtable• CDL / DOT Workshop• Police Chiefs’ Roundtable• Electrical Safety / Arc Flash Training

Attendance at Regional Training was very good (82%)

Safety CampaignEach member received:

• “Crush Zone” DVD• Tool Box Talk Outlines• Bumper / Dash board stickers

MEL Safety Institute

• Over 1,600 classes• 45 different topics• 30,312 statewide!!• Many new & revised

topics

Confined Space with Practical Exercise

MSI Learning Management System

• On-line catalog & registration• Order videos on line• Plan & track safety training

Coming 2011 – new system with online learning capabilities.

Advanced Safety Leadership Program

• Two-day program for managers & supervisors• Participants receive 10 Mgmt. CEUs• OSHA “10 Hour Card”

Community Safety Leadership

8 Public Safety Concerns• Pedestrian Safety• School Crossing Guards• Traffic Calming • Traffic Hazards• Playground Safety• Bicycle Safety• Organized Sports• Senior Citizen Safety

Booklet and CD provided to JIF municipalities

Why Do We Train ?

Door Prize• And the winner is....

CLAIMS REVIEWNoteworthy Trends

Claims by Line of Coverage for Fund Years 2005 – 2009

General Liability

22%

Auto 11%

Property19%

Workers Comp48%

Auto 4%

General Liability

17%

Property8%

Workers Comp71%

Number of Occurrences Total Dollars Incurred

WC Claims by Department

Fire8%

EMS9%

All other 8%

Police39%

DPW36%

Police Ad Hoc Committee

• Provide direction and leadership • Encourage Accreditation Process• Members:

– Florence – Chief Stephen Fazekas– Lumberton – Chief Jeff Smith– Mansfield – Dir. Richard Bendel– Medford – Chief Anthony Canale

Police Ad Hoc Initiatives• Transitional Duty / WC Issues• Accident Investigation / Driver Review Panels• Training• Crossing Guard Safety• Accreditation Process

Law EnforcementAccreditation Program

• Administered by NJSACOP• Participation is encouraged by JIF / MEL• $500 Application Fee waived for JIF members• JIF will reimburse 50% of Accreditation & Re-accreditation

fee upon completion• Up to $1,000 Reimbursement of Fee Available from

the MEL• 5% discount on liability will be offered to

accredited agencies • Tracking Software provided by the MEL• Stipend for interns available from the JIF

Four Members Pursuing Accreditation

• Lumberton • Medford• Mansfield • Riverside

In Process

First Accredited Agency in BURLCO JIF

Mount Laurel

P.D.

Has completed the NJ Police Accreditation Program !

Lost Time Accident Frequency Rate2009 LOST TIME ACCIDENT FREQUENCY ALL JIFs

December 31, 2009

    2009 2008 2007 TOTAL   LOST TIME LOST TIME LOST TIME RATE

  FUND FREQUENCY FREQUENCY FREQUENCY2009 - 2007

  SUBURBAN MUNICIPAL 1.35 1.91 3.02 2.08  MORRIS 1.51 1.81 1.96 1.76  BERGEN 1.69 2.01 2.12 1.94  MONMOUTH 1.79 2.30 2.77 2.28  CENTRAL 1.79 2.10 2.48 2.12  NJ PUBLIC HOUSING 1.90 2.23 2.75 2.31  TRI-COUNTY 1.97 2.25 3.71 2.65  PROF MUN MGMT 2.02 2.63 3.87 2.83  CAMDEN 2.31 2.46 3.17 2.64  N.J.U.A. 2.42 2.53 2.57 2.50  OCEAN 2.67 3.61 3.63 3.29  SUBURBAN ESSEX 2.92 3.49 4.25 3.55  BURLINGTON 2.95 1.54 2.54 2.36  ATLANTIC 3.31 3.16 3.64 3.37  SOUTH BERGEN 3.41 3.06 3.27 3.25             AVERAGE 2.27 2.47 3.05 2.60

Room for Improvement in 2010

How Can We Improve the LTAF Rate?

1) Not having accidents (6 members had No Lost Time Cases in 2009)

2) Prompt reporting ( 84% of all WC claims were reported in 3 days or less)

3) Early Return to Work (JIF members used 67% of their Transitional Duty “Opportunity Days” in 2009)

So What Can We Do to Have Fewer Accidents?

• Leadership & Direction• Provide a Safe Working Environment • Constant Reinforcement of Message• Accident Investigations• Find ways to Work Safer & More

Efficiently

Falls18%

Other9%

Crush / Struck

25%

Strains34%

Cuts14%

Most Frequent Types of Injuries

2010 Safety Campaign

Video

Special Thanks

• VCS Video: – Frank Siegel, Marla Russell & David Fox

• AtlantiCare – – Kathe Bagnato & Chris Simpkins

• John Saville• Southampton Township crew• Westampton Township: Donna Ryan and the

entire cast and especially, Wiley “Harry” Johnson

Door PrizeAnd the winner is....

What’s Ahead for 2010?

• Prevention of strains / sprains / soft tissue injuries

• Focus on Police & Crossing Guards

• Health & Wellness Initiatives

2010 Regional Training

• Safety Coordinator R/T – Immediately following today’s breakfast

• PPE Hazard Assessment Workshop - April 2009

• DPW Superintendents’ - June 15, 2010

• Police Chief Round Table – September 2010

2010 Challenges

Find ways to stretch resources• Use on-line training resources• Use your safety monies wisely• Plan training well in advance • Network with other Safety Coordinators• Ask for help….

Cutting Safety Doesn’t Pay!

• Increased Overtime Costs• Lower Employee Morale• Lost Productivity• Administrative Paperwork

2009 Game Plan

Review of Last Year’s SAFETY INCENTIVE

PROGRAM

What You Did to Qualify in 2009• Signed Safety Contract

• Put safety on Your Agenda

• Safety Improvement Objectives

• Safety Committee

• Hazard Inspections, Roadway, Sign & Walkway programs

• Regional & MSI Training, Videos & Tool Box Mtgs

• Job Site Observations

• Prompt Claims Reporting & Transitional Duty

• Accident Reporting & Investigation

EXTRA CREDIT POINTSAwarded for:

• Attendance at JIF Planning Retreat (2 points)

• Health & Wellness Initiatives (3 points)

Special Recognition Awards

We received 9 nominations for

Special Recognition Awards.

Door Prize• And the winner is....

2009 Safety Incentive Program

The Results are in!

The Rewards

JIF

LEVEL SCORE % of Base Earned

Small Medium Large X-Large

GOLD >95% 130% $1,300 $1,625 $1,950 $2,275

SILVER >90% 120% 1,200 1,500 1,800 2,100

BRONZE >85% 110% 1,100 1,375 1,650 1,925

QUALIFIER >75% 100% 1,000 1,250 1,500 1,750

Exceptional Performance Awards

• And the winner is....

Beat the Three Year JIF Average Loss Ratio (87.3%)

• Lumberton (67.5%)• Riverside (64.1%)• Medford (62.7%)• Mansfield (50.5%)• Southampton (45.9%)• Florence (43.7%)

Fund Years 2006 – 2008 - As of 12/31/09

Beat the Three Year JIF Average Loss Ratio (87.3%)

• Delran (39.0%)• Delanco (37.6%)• Shamong (25.3%)• Westampton (17.4%)• Springfield (14.3%)• Hainesport (10.4%)

Fund Years 2006 – 2008 - As of 12/31/09

Zero Lost Time Accidentsin 2009

• Bass River• Chesterfield• Hainesport• Shamong• Tabernacle• Springfield

Zero Lost Time

Significant Reduction in Lost Time Accident Rate

• Bordentown City– 4.21 in 2008– 1.26 in 2009

GoodJob!

Significant Reduction in Lost Time Accident Rate

• Bass River– 4.21 in 2008– “0” in 2009

GoodJob!

Best WC Claims Reporting Record

• Bass River• Chesterfield• Delanco• Mansfield

BEST

All Claims Reported in Less than 3 Days!

84% of WC Claims

Reported within 3

Days in 2009

Best WC Claims Reporting Record

• Riverside• Shamong• Southampton• Tabernacle

BEST

All Claims Reported in Less than 3 Days!

84% of WC Claims

Reported within 3

Days in 2009

Modified DutyWork Days Used

• Beverly City• Lumberton

Township• North Hanover

Township

BEST

100% of Available Days Used!

JIF Used 66.72% of Available

Days in 2009

Modified DutyWork Days Used

• Riverside Township

• Southampton Township

• Tabernacle Township

BEST

100% of Available Days Used!

JIF Used 66.72% of Available

Days in 2009

Door PrizeAnd the winner is....

2009 Special Recognition Award Winners

Recognition Plaque plus Lunch!

David Lebak, Safety Coordinator, Florence Twp. nominated:

The Florence Township Police Department

For their efforts in making their Sally Port safer by installing

video cameras and remote operated gate.

FlorencePD

2009 Special Recognition Award Winners

Recognition Plaque plus Lunch!

Larry Jack & Lt. John Williams, Delran Twp. nominated

The Delran Township Police Department

For their efforts in making their Sally Port Safer by installing automatic light sensors

Delran PD

2009 Special Recognition Award Winners

Recognition Plaque plus Lunch!

William Dillenbeck, Delanco Twp.. nominated

Paul Dragos Delanco Township EMS

For his efforts in reconfiguring the light array on the ambulance to eliminate the blinding effect on following vehicles.

Paul Dragos

2009 Special Recognition Award Honorable Mentions

Keep Up the Good Work!

•Hainesport Twp: For their work in developing an employee training center

•Medford Township Recreation Department: For taking steps to eliminate Flu germs at the Senior Center

•Medford Township Police: For efforts to increase pedestrian safety

2009 Special Recognition Award Honorable Mentions

Keep Up the Good Work!

•Medford Township Career Fire Staff & Public Safety Director: For their efforts to improve safety through the installation of gear racks & decontamination shower•Shamong – Cheryl Beaumont: For her efforts to improve safety & security in the municipal court

•Tabernacle Township Public Works: For their ongoing efforts to perform their jobs safely

Special Acknowledgement

Sgt. Benjamin Palombi

Florence Township Police Department

Sgt. Brian Boldizar

For creating & implementing a Work Zone Safety Program

in cooperation with the Department of Public Works

Advanced Safety Leadership

Maryann RegnLumberton Township

Wayne WhartonNorth Hanover Township

2009 Graduates!

2009 SIP Qualifier

• Edgewater Park

Members will receive notification of their awards by mail

2009 SIP Bronze Award Winners

• Bordentown Twp.• Mt. Laurel• North Hanover

Members will receive notification of their awards by mail

2009 SIP Silver Award Winner

• Bordentown City

Members will receive notification of their awards by mail

2009 SIP Gold Award Winners

Members will receive notification of their awards by mail

• Bass River• Chesterfield• Delanco• Delran• Florence

2009 SIP Gold Award Winners

Members will receive notification of their awards by mail

• Hainesport• Lumberton• Mansfield• Medford• Riverside

2009 SIP Gold Award Winners

Members will receive notification of their awards by mail

• Shamong• Southampton• Springfield• Tabernacle• Westampton

New Kid on the Block

Wrightstown

2010 Safety Incentive Program

Good Luck!!!