‘ New Solutions for Housing and Regeneration’ Centre for Housing Research University of St Andrews 4 July 2013 SEMINAR NOTES Bringing ‘community’ building into the mainstream : mixing old tenures for a new paradigm Dr Martin Field Institute for Urban Affairs, University of Northampton [email protected]
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Bringing ‘community’ building into the mainstream : mixing old tenures for a new paradigm
‘New Solutions for Housing and Regeneration’ Centre for Housing Research University of St Andrews 4 July 2013 SEMINAR NOTES. Bringing ‘community’ building into the mainstream : mixing old tenures for a new paradigm Dr Martin Field Institute for Urban Affairs, University of Northampton - PowerPoint PPT Presentation
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‘New Solutions for Housing and Regeneration’Centre for Housing Research
University of St Andrews4 July 2013
SEMINAR NOTES
Bringing ‘community’ building into the mainstream : mixing old
tenures for a new paradigm
Dr Martin FieldInstitute for Urban Affairs, University of [email protected]
• Currently @ 69% of UK residential property is owner-occupied• PRS fastest growing sector investment vehicle, but note annual 7 - 10% of ‘self build’ properties as accumulative % of new properties• 85% of respondents still see ‘home ownership’ as prime priority• Less than 10,000 properties ‘co-operatively owned / managed’ from @ 24 million in UK (www.cds.coop)• Approximately 250 properties in Land Trusts – 500+ projects; 200+ Cohousing dwellings.
‘Housing’ happens wherever we build it…..We can build it if you invest in us…..
You can invest in us if you believe in us …..To believe in us just see what we have done …..
What we’ve done is down to our skills …..Our skills are down to our planning …..
Our planning is down to our business …..Our business is building…..
Our building happens to be ‘housing’……___________________________Source: Community Project, Sussex
___________________________Source: Community Project, Sussex
Paradigmatic refrain:
Paradigmatic features :
Contemplating the ‘mutual’ characteristic2
• Keen interest in mutual values : equity, equality and inclusion
• Headlining reports and National Action Plans (x2)
• Mutual Sector liaisons / self build success
• New DCLG ‘Loan fund’ / local authority sector loans / guarantees
___________________________Source: East Winns, Findhorn
___________________________Source: East Winns, Findhorn
Issues for a new paradigm to address
• Appetite for UK owner-occupation not diminished / limited interest in traditional ‘shared ownership’, or long-term rent
• ‘Mutuals’ as means to overcome UK market excess : costs / alienation / poor design
• Many ‘mutual’ groups supportive of mixing ownership and rental occupancies • Prepared to secure ‘affordability’ and provide ‘affordable housing’ • Current lead-in demands accentuate ‘risk’ : long times, uncertain sites, difficult funding; little familiarity with collaborative processes in UK
Mixing old tenures for something new5
• Community ‘freehold’ / long leaseholds & long rental tenancies / resale & re-let covenants
• Positive support for sustained ‘affordability’
• Mortgages finance via ‘High Street’ lenders / options for ‘community (crowd) funding’
• Affordable Housing provision, & access to Registered Provider status and grant
• Options for rent-to-equity
• Direct local accountability
• Single utilities and common costs
• Rights to acquire land
• Political support for insertion within market frameworks (finances, viabilities, etc.)
Good neighbourhoods happen when people demand them .....
To show ‘demand’, people have to come forward ....
To come forward, people must believe they could succeed ....
To believe, people need inspiration ....Inspiration needs practical examples .....Examples need imagination and
creativity .....Creativity must fashion frameworks ....Frameworks need to be embedded in local
communities .....Communities grow from neighbourhoods.
___________________________Source: Forge Bank, Lancaster
___________________________Source: Forge Bank, Lancaster
Key Reports8
Bringing Democracy Home’ (2009) Commission on Co-operative and Mutual Housing, UK Action Plan to Promote Growth of Self Build Housing’ (DCLG / NaSBA, 2011)Centre for Housing Policy (2013) : “Build-it-yourself? : understanding the changing landscape of the UK self-build market”, University of York ‘Policy Exchange (2013) : “A Right to Build”, London, UKNational Self Build Association (2013) : “How the public sector can help people build their own homes”, (www.nasba.org.uk)‘Mutual Housing Group’ (http://mutualhousinggroup.coop/) :Report of the ‘Land and Society Commission’ (2011), Royal Institute of Chartered Surveyors, London, UK
___________________________Source: Threshold Centre, Dorset
___________________________Source: Threshold Centre, Dorset