Brazil overview

The BRIC Group

About The BRIC Group

• Owned and run by industry experts from the

fields of worldwide investment and real estate

• Source exceptional investment opportunities

normally unavailable to the retail market

• Our experience and expertise enables us to

negotiate best possible prices

“We make sure investors don’t miss out on strategic investments with strong growth potential and sustainable returns”

BRIC Group Foundations

• Incorporated in Holland as a privately-owned Company in 1996

• Origins founded in the real estate market

• Renovating individual properties and apartment complexes

• Key cities in Eastern Europe – Budapest, Timisoara

• Basic business model extended to other lucrative emerging and distressed

property markets around the world

BRIC Group Road to Success

• In 2002, the company expanded

• Driven by the success of its ever-increasing investment portfolio

delivering solid returns to investor clients around the world

• Offer an immense portfolio of property investment opportunities

• Today, the Group operates via 5 offices worldwide

BRIC Group Road to Success

SPAIN

HUNGARY

DUBAI

USA

BRAZIL

BRIC Group as a Developer

• In 2007 the BRIC Group became the developer of The Coral resort

• Purchased land in Ceará, Northeast Brazil

• Master-planned development

• Managing the concept of the resort from start to finish: design,

build, architecture etc

• Land owners and developer of the resort

BRIC Group Track Record

• Number of properties sold and managed to date: 600 properties worldwide

• Total amount invested by our clients to date: US$75 million and growing

• Current asset volume available for sale: 600+ units

• Average investment made by our clients: US$125,000

• Projected value of Brazilian development project: US$150 million

What we offer investors

ASSET-BACKED INVESTMENTS

• Secure, tangible assets – real estate

• Provide profitable and sustainable returns

• Diverse mix of real estate investment options

• Off-plan purchases in luxury resort developments

• Arm-chair investments packaged free from debts, rent ready

and able to start earning you an income from day one

What we offer investors

What we offer investors

CONFIDENCE & TRUST

• We own every asset that is offered to clients

• Invest our own money first and add value

• Investments scrutinised for their ability to produce returns long-term

• Sourced through our own comprehensive due diligence

• The Coral resort is owned and being developed by the BRIC Group

What we offer investors

COMPLETE INVESTMENT PACKAGES

• Strategic investments with clear exit strategies

• Properties that are market ready

• Assets that start earning you an income from day one

• Debt free properties – we use our own funds to clear any encumbrances where necessary

• Gives investors complete peace of mind

• Hands-off investment

• Third party companies vetted by BRIC Group

What we offer investors

FULL OWNERSHIP & TITLE DEEDS

• All property investments are

freehold with full title deed

• Investors are guaranteed 100%

ownership of their asset investment

• Full legal paperwork and ownership

documents on all assets

TANGIBLE & TRANSPARENT INVESTMENTS

• Transparent and open policy

• Investors can visit their investment

property at any time

• We organise inspection trips for

potential investors

Our clients

Our Clients

• Our clients come from diverse backgrounds and over 20 countries

worldwide

• We cater to a wide range of budgets, investment lengths and

involvements to meet the wealth creation needs of our clients

• A large percentage of our business is based on repeat business

and referrals

What our clients say

The level of support has made having a property abroad trouble free - Stuart & Brenda Smith

The customer service is one of the reasons why I would recommend BRIC as a good investment choice - Margarita Griffin

My thanks and gratitude on providing a professional service on my purchase of a unit in Florida. I have already recommended BRIC Investments as an investment consideration to several friends. - Adrian Ruscoe Pond

BRIC is really on my side, my interests are being considered, my questions are heard, taken seriously and answered promptly. It is great to have professionals to guide and help me. – Carolina Soto Acebal

I have been very happy with the services that BRIC has provided. Everything has been efficient and I've been kept involved and informed at every step. - Ian Gill

The BRIC Group have proved to be trustworthy, helpful and friendly always. - Susan Laird

The Coral, Northeast Brazil An award-winning, luxury 5* resort

The Coral Resort

• Vision to become the most exclusive

residential and tourist resort, and

the ultimate well-being destination

in Northeast Brazil

• Will offer residents dream homes in

paradisiacal surroundings

• Luxury, 5-star resort that provides an

incomparable list of onsite facilities and

amenities

• Community village with a variety of retail,

leisure, social conveniences and boutique

hotel – a central hub for the resort

• One of the most beautiful, untouched

environments in the world

• Pure paradise of 1 million sq. m. beautiful sand

dunes, exquisite beaches, cool freshwater

streams and tropical coco and palm plantations

• An idyllic oasis between a natural lagoon

and the Atlantic Ocean

• Perfectly positioned to offer the ultimate

well-being experience in complete

harmony with breathtaking surroundings

The Coral Resort

• Diverse natural landscape offering variety

of living environments

• Elevated positions enjoying spectacular

panoramic views

• Apartments overlooking the Atlantic Ocean

• Beachfront private villas

• Secluded villas nestled within palm

and coconut plantations

• Apartments overlooking the untouched

beauty of the natural lagoon

Divided into 5 unique communities each with its own natural panorama

The Coral Site

• Situated in the state of Ceará, Northeast Brazil

• 1hr 20 mins to World Cup host city and state capital, Fortaleza

• Located in Guajirú in the Trairi district

• Guajirú is an already established holiday destination for Brazilians in Ceará

• Area is rapidly becoming known by wealthy tourists and second home buyers from further afield

The Coral Location

Proximity to Fortaleza

• Brazil’s 5th largest city - home to 2.5 million people

• One of Northeast Brazil’s top tourist destinations.

• Pinto Martins International Airport - primary transportation hub for Brazil’s north east

• Fortaleza’s beaches are renowned for their variety

• Choice of high-end restaurants, five-star hotels, Forró clubs where you can learn the local dance, bars, theatres, nightclubs and excellent shopping

• Host city for the 2014 FIFA World Cup

The Coral Site

The Coral Onsite Amenities

• Eco-friendly boutique hotel with 40 private suites

• Well-being centre offering relaxation treatments and therapies

• Beach club

• Fitness complex – state-of-the-art gymnasium, swimming pool, wet area, steam rooms, spas saunas, river showers & relaxation areas

• Natural lagoons

• Sports facilities – tennis, badminton, table tennis, beach volley-ball, basketball and kitesurf school

• Restaurants, bars and retail conveniences

• Lagoon side clubhouse

Complete list of onsite services:

The Coral Real Estate

• Over 700 exquisite building plots

• 3 apartment complexes

• Plots sizes between 397.5m2 and 1,060m2

• Tailor-made villa designs for The Coral plots

• 3 Brazilian villa designs of 100m2, 150m2 and 225m2

• 2 Modern villa designs of 125m2 and 165m2

• 2 Rustic villa designs of 125m2 and 165m2

Brazilian Villa Design

Modern Villa Design

Rustic Villa Design

Award-winning Resort

• Already received recognition for its excellence

• Winner of Best Development in Brazil byAmericas Property Awards

• Two consecutive years in 2009 and 2010

Planning Approval

• Originally granted planning approval in 2007

• Changes in Brazil’s environmental laws approval revoked in 2011

• Reapplication, planning approval was granted in Sept 2013

• Ground works commenced very quickly and are now well underway

• All necessary licences and permissions are in place

• Development schedule is progressing as planned

Infrastructure Works Underway

Sustainable Development

• Designed and built in an entirely sustainable way

• Respecting and in complete harmony with the natural environment

• Natural habitats preserved across majority of the resort

• Low density development with stringent height restrictions

• Ensures skyline is as nature intended

• 50% of the site is designated Green zones

• Only approx. 25% of the site will actually be built on

Energy Efficiency

Numerous eco-friendly measures will be employed:

• Landscaping with Xeriscaping Strategies

• Biological treatment of sewage

• Rainwater harvesting

• Wind powered electricity

• Electricity powered onsite transport (buggies)

• Solar water heating

• High performance Windows

• Local and sustainable materials

• Natural mineral pain

• 24 hour reception area with full concierge service

• Onsite security personnel patrolling grounds 24 hours a day

• Remote controlled cameras with face recognition up to 3km away

• All vehicles recorded entering and leaving the resort

• All guests, visitors, employees and delivery personnel will be checked in and out of resort

• Ample and emergency lighting throughout communal areas

• Communal swimming pools follow European safety regulations

Safety & Security

• State-of-the-art alarm systems connected to

main security office, head office in Fortaleza

and local police department

• Triple locking mechanisms in doors

• Reinforced glass will be used in all windows

and doors

• Smoke alarms and fire equipment in all

building across the resort

• Fire alarms connected to local fire

department

• Slow burning materials used in construction

Safety & Security

Investment Options

Investment Option 1: Land Bank

• Purchase a plot and hold for capital growth

• Plot prices start from US$30,122

• Capital growth estimates are between 10% and 15% p.a.

Three year forecast for a 450 sq.m plot:

Purchase Price US$34,100Annual Capital Growth 15%Plot Value in 3 years US$56,668*Profit US$18,722

*The “plot value in 3 years” is calculated on the January 2015 plot price of US$37,260 when infrastructure works are completed.

Investment Option 2: Build a Villa

• Build your dream villa to keep, sell or rent to the local market

• Villa prices start from US$155,000 (including plot)

• Instant equity on completion estimated between 33% and 52%

Scenario for 450 sq.m plot building a 100 sq.m villa:

Investment Cost US$152,635 Sale Value US$202,392Profit US$49,757Return on Investment 33%

Investment Option 3: Be a Developer

• Invest to be an off-plan developer

• Buy plots and sell off-plan packages to the local market in 3 years

• Estimated return on investment between 104% and 314%

Scenario for buying 450 sq.m plot and reselling as a 100 sq.m off-plan villa:Investment Cost US$37,946 Resale value US$202,392Off-plan cost & agent fee US$162,755Profit US$39,637Return on Investment 104%

• Northeast Brazil has always been a favourite domestic holiday and second home destination

• Growing wealthy Brazilian population – 104 million middle class

• Increasing prosperity means Brazilians now demanding higher quality holiday accommodation and second homes in the north east

• Area north west of Fortaleza is under represented in scope, scale and quality of residential and tourist accommodation

• Tourist accommodation primarily comprises of lower end pousadas and boutique hotels with minimal or no additional facilities

• The Coral will cater exactly to this gap in the market and rising demand

• Bringing a completely unique residential and vacation experience to the area

• Focus on sustainability and well-being offering relaxing and therapeutic therapies in exquisite natural surroundings

• The beauty of the natural environment will be maintained at the resort- a key driver attracting buyers and visitors to The Coral

• Properties offered in a number of diverse natural environments will serve to satisfy most desires

Exit Market

Inspection Trip

• Custom trips to visit The Coral site

• Guided tour of the site and local area with a representative from our office on the ground

• Airport, hotel and site transportation

• Meetings with third parties – lawyers, architects etc