Bradenton, Sarasota, Florida, Home Buying, Guide, Book, Information, Report

8/2/2019 Bradenton, Sarasota, Florida, Home Buying, Guide, Book, Information, Report

1/27

Dntb? Orcu >4# 6::5

Ta?

Ivag? TMB [BVBHN LVARZ

Vb? Uarv Lredb ta Fruehl n Magb

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uar |nc` tmvarlm tmb ivaht daav# nhd tmb |nu uar knh eh{tnhtcu bhye{eah uarv ceib rhiacdehl tmbvb(

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|nht ta da tmb {ngb iav uar(

\b cayb gntkmehl arv kce bht{ |etm tmb magb tmnt tmbu mnyb nc|nu{ dvbngbd ai nhd egnlehbd( Et,{ ehkvbdefcu

ircieccehl ta `ha| tmnt |b nvb mbczehl tmbg azbh n fvnhd hb| kmnztbv ai tmbev ceyb{( Tmnt,{ |mu |b |av` {a mnvd

ta hat ahcu iehd tmnt zbvibkt magb# frt nc{a ta mnhdcb bybvu c n{t dbtnec ai tmb zrvkmn{b zvakb{{# ivag hblatentehltmb tbvg{ ai {ncb ta vbkaggbhdehl gayehl kagznheb{(

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zvakb{{# nh{|bv{ ta ivb~rbhtcu n{`bd ~rb{teah{# nhd inkt {mbbt{ ta mbcz r{ de{kaybv tmb magb nhd

hbelmfavmaad kmnvnktbve{tek{ tmnt nvb ga{t egzavtnht ta uar(

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tmnt {ret uarv ceib{tucb(

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[rhhu vblnvd{#

Tmb [bvbhn Lvarz x @bccbv \ecceng{ Vbnctu ai Gnhntbb

UARV LREDB TA FRUEHL N MAGB


2/27

Veybv{ Tbng Frubv Caunctu Nlvbbgbht

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uarv |nht{ nhd hbbd{( E |ec c zvayedb uar |et m n Gnv`bt Nhncu{e{ ai ncc tmb magb{ tmnt ehtbvb{t uar(

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hbbd{(

QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ QQQQQQQQQQQQQQQQVeybv{ Tbng Nlbht Dntb

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[BVBHN LVARZ CAUNCTU NLVBBGBHT

Tmb [bvbhn Lvarz,{ [bccehl Nlbht,{ Kaggetgbht ta Uar?

Eh Vbtrvh# \b N{` Tmnt Uar Gn`b tmb Iacca|ehl Kaggetgbht ta Arv Tbng?

[bvbhn Tbng Nlbht


3/27

frubv,{

lredb

ehiaJTmb[bvbhnLvarz(kag

mttz?!!|||(Tmb[bvbhnLvarz(ka g

Zvbznvbd iav?

Kagzcegbht{ ai?

ZVB[BHTBD FU &Tmb Ingecu Tmnt \bckagb{ Uar Magb.&
http://www.theserenagroup.com/http://www.theserenagroup.com/


4/27

frubv,{lredb

zvb{bhtbd fu? &TMB INGECU TMNT \BCKAGB[ UAR MAGB.&

Bgnec? ehiaJTmb[bvbhnLvarz(kag

\bf{etb? |||(Tmb[bvbhnLvarz(kag

f r u e h l n m a g b

Et,{ ncc nfart uar

Tmb magb fruehl zvakb{{

Uarv ceib{tucb ehtbvyeb|

Uarv magb |e{m ce{t

Tmb hbelmfavmaad ai uarv dvbng{

Tmb gavtlnlb nhd canh zvakb{{

Uarv magb {bnvkm

Gn`ehl nh aiibv

Kca{ehl >:>

Gayehl kmbk ce{t

Nfayb nhd fbuahd

\mu @bccbv \ecceng{ Vbnctu

Ivb~rbhtcu n{ bd ~rb{teah{

{ b n v k m e h l i av n m a g b

\mnt,{ nmbnd

Zveht art{ ai {bcbktbd magb{

krvvbhtcu iav {ncb

[bcbktbd magb{ tmnt mnyb vbkbhtcu {acd

Hatb{ nfart {bcbktbd magb{
mailto:[email protected]:[email protected]


5/27

frubv,{lredb




et,{ ncc nfart uar.

Arv Vbnc B{tntb fr{ehb{{ mn{ fbbh frect nvarhd ahb lredehl zvehkezcb? Et,{ ncc nfart uar.

Uarv hbbd{

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Uarv ~rb{teah{

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tmb oaf dahb {a |bcc# uar |ecc |nht ta tbcc uarv ivebhd{ nhd

n{{akentb{ nfart et( Gnufb tmnt,{ |mu n lvbnt zbvkbhtnlb ai arv

fr{ehb{{ kagb{ ivag vbzbnt kr{tagbv{ nhd vbibvvnc{(

Lvbnt {bvyekb {zbn`{ iav et{bci.


6/27

frubv,{lredb




tmb magb fruehl zvakb{{Tmbvb nvb n cat ai dbtnec{ ta fb mnhdcbd |mbh zrvkmn{ehl n magb(

Tme{ aybvyeb| e{ db{elhbd ta {rggnveb tmb ynvear{ {tbz{ ncahl tmb zntm ai ~rnceiuehl# iehdehl nhd fruehl

n magb( Et e{ arv oaf ta {tvbngcehb tmb {tbz{ iav uar# bh{rvehl bybvutmehl e{ kagzcbtbd nkkavdehl ta

zcnh(

Eh nddeteah ta tme{ {rggnvu# \b mnyb ehkcrdbd nddeteahnc ehiavgnteah nhd |av`{mbbt{ ta gn`b {rvb |b

iehd tmb velmt magb# hblatentb tmb fb{t zvekb nhd tbvg{# nhd tn`b knvb ai ncc tmb dbtnec{?

>( Kah{rctnteah ta nhncub uarv {zbkeiek hbbd{ nhd |e{mb{

uarv ceib{tucb ehtbvyeb|# uarv magb |e{m ce{t# tmb hbelmfavmaad ai uarv dvbng{

6( Iehnhkenc zvb '~rnceieknteah av zvb'nzzvaync

tmb gavtlnlb nhd canh zvakb{{

;( [bcbkt nhd yeb| zvazbvteb{

tmb magb tarv# ivb~rbhtcu n{`bd ~rb{teah{

4( \vetb nh aiibv ta zrvkmn{b

gn ehl nh aiibv

2( Hblatentb tmb zrvkmn{b aiibv

gn ehl nh aiibv

9( Iehnc gavtlnlb nzzceknteah


:>

>:( Kca{ehl

kca{ehl >:>

>>( Gayehl

gayehl kmbk`ce{t# nfayb nhd fbuahd


7/27

frubv,{lredb




uarv ceib{tucb ehtbvyeb|

N magb e{ nfart gavb tmnh tmb hrgfbv ai fbdvaag{ av fntmvaag{( Et,{ nfart ma| uar ibbc |mbh uar,vb eh et(

Ta vbnccu zehzaeht tmb tuzb ai magb uar,vb caa`ehl iav# kah{edbv tmb iacca|ehl ~rb{teah{?

>( \mnt g n`b{ uar kagiavtnfcb eh uarv krvvbht magb1 E{ tmbvb nhutmehl eh znvtekrcnv

uar,d ce`b ta drzcekntb1

QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

6( \mnt e{ uarv zvegnvu vbn{ah iav {bnvkmehl iav n hb| magb1

QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ


;( Da uar mnyb kmecdvbh1 \mnt nvb tmbev nlb{# e htbvb{t{ nhd nkteyeteb{1


4( Da uar bhtbvtneh n cat1 \mnt nvbn{ ai uarv magb |ecc uar zvegnvecu r{b ta bhtbvtneh1


2( Ma| cahl da uar b}zbkt ta ceyb eh tmb magb1



9( Da uar mnyb nhu zbt{ tmnt {tnu eh tmb mar{b av art{edb1



8/27

frubv,{lredb




5( @etkmbhQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

>:( Artdaav nvbnQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

>>( Lnvnlb QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

>6( Cat {ebQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

>;( ZaacQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

>4( Nlb ai zvazbvtuQQQQQQQQQQQQQQQQQQQQQQQQQQ

>2( Yeb|QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

>9( IbhkehlQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

uarv magb |e{m ce{t

>( Mar{b {tucbQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

6( Hrgfbv ai fbdvaag{QQQQQQQQQQQQQQQQQQQQQQQQ

;( Hrgfbv ai fntmvaag{QQQQQQQQQQQQQQQQQQQQQQQQ

4( Ceyehl vaagQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

2( Dehehl vaagQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

9( Ingecu vaagQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ


9/27

frubv,{lredb




tmb hbelmfavmaad ai uarv dvbng{

Gav b tmnh or{t tmb magb # et,{ egzavtnht ta tmeh` nfart tmb tuzb ai hbelmfavmaad tmnt e{ velmt iav uar(

Zcbn{b kah{edbv tmb iacca|ehl nhd vbka vd nh u hatb{ av zvbibvbhkb{?

>( Nvbn{ uar |arcd bhoauQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

6( [zbkeiek hbelmfavmaad{ uar ce`bQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

;( [kmaac de{tvekt-{% uar zvbibvQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

4( Uarv |av` caknteah-{%QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

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9( Vbkvbnteahnc ngbheteb{ uar bhoauQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

Nhu nddeteahnc etbg{ ta kah{edbv |mbh {bcbktehl arv tnvlbt hbelmfavmaad{?QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ









10/27

frubv,{lredb





Irhdehl uarv magb zrvkmn{b

>( Iehnhkenc zvb '~rnceieknteah av zvb'nzzvaync

Nzzceknteah ) ehtbvyeb|

Frubv zvayedb{ zbvtehbht dakrgbhtnteah# ehkcrdehl ybveieknteah ai bgzcaugbht

Kvbdet vbzavt e{ vb~rb{tbd

Nzzvne{nc {kmbdrcbd iav krvvbht magb a|hbd# ei nhu

6( Rhdbv|vetehl

Canh znk`nlb e{ {rfgettbd ta rhdbv|vetbv iav nzzvaync

;( Canh Nzzvaync

Znvteb{ nvb hateiebd ai nzzvaync

Canh dakrgbht{ nvb kagzcbtbd nhd {bht ta tetcb

4( Tetcb Kagznhu

Tetcb b}ng# eh{rvnhkb nhd tetcb {rvybu kahdrktbd

Favva|bv{ kagb eh iav iehnc {elhntrvb{

2( Irhdehl

Cbhdbv vbyeb|{ tmb canh znk`nlb

Irhd{ nvb tvnh{ibvvbd fu |evb

\mu zvb'~rnceiu1

\b vbkaggbhd tmnt arv frubv{ lbt zvb'~rnceiebd fbiavb fblehhehl tmbev magb {bnvkm( @ha|ehl b}nktcu

ma| grkm uar knh kagiavtnfcu {zbhd ah n magb vbdrkb{ tmb zatbhtenc ivr{tvnteah ai caa`ehl nt magb{

fbuahd uarv gbnh{(

Et,{ ncc mbvb(((

Tmb [bvbhn Lvarz {tveyb{ ta aiibv tmb KAVB {bvyekb{ t mnt |ecc gbbt uarv hbbd{ tmvarlmart tmb magb

fruehl zvakb{{( [agb ai arv kcebht{ mnyb fbbh ybvu {nte{iebd |etm tmb {bvyekb{ ai arv zvbibvvbd znvthbv{#

|mekm gbbt arv velavar{ {tnhdnvd{ eh tmb iacca|ehl nvbn{?

Ehtblvetu

B}zbvebhkb

Azbvnteah{

Kr{tagbv {bvyekb

Kaggrheknteah


11/27

frubv,{lredb




\b cayb mbczehl frubv{ iehd tmbev dvbng magb( Tmnt,{ |mu |b |av` |etm bnkm kcebhtehdeyedrnccu# tn`ehl tmb tegb ta rhdbv{tnhd tmbev rhe~rb ceib{tucb{#hbbd{ nhd |e{mb{( Tme{e{ nfart gavb tmnh n kbvtneh hrgfbv ai fbdvaag{ av n znvtekrcnv ez kadb( Tme{ e{ nfartuarv ceib(((( Nhd et,{ egzavtnht ta r{.

\mbh uar |av` |etm Tmb [bv bhn Lvarz# uar lbt?

N `ha|cbdlbnfcb nhd zvaib{{eahnc Tbng ai VBNCTAV[ Kaggettbd ncceb{ ta hblatentb ah uarv fbmnci

Tmb fnk`ehl ai n tvr{tbd kagznhu# @bccbv \ecceng{ Vbnctu

\b mnyb tmb {u{tbg{ eh zcnkb ta {tvbngcehb tmb magb fruehl zvakb{{ iav uar( N{ znvt ai

arv {bvyekb# |b |ecc kagget ta mbczehl uar |etm uarv magb {bnvkm fu?

Zbv{ahnccu tarvehl magb{ nhd hbelmfavmaad{ |etm uar

@bbzehl uar ehiavgbd ai hb| magb{ kagehl ah tmb gnv`bt dnecu Mbczehl uar zvbyeb| magb{ ah tmb Ehtbvhbt

Ndye{ehl uar ai atmbv magb{ tmnt mnyb {acd nhd iav ma| grkm

\av ehl |etm uar rhtec |b iehd tmb magb ai uarv dvbng{

uarv magb {bnvkm


12/27

frubv,{lredb




gnèhl nh aiibv

Ahkb uar mnyb iarhd tmb zvazbvtu uar |nht# |b |ecc |vetb n zrvkmn{b nlvbbgbht( \mecb grkm ai tmb

nlvbbgbht e{ {tnhdnvd# tmbvb nvb n ib| nvbn{ tmnt |b knh hblatentb?

Tmb Zvekb

\mnt uar aiibv ah n zvazbvtu dbzbhd{ ah n hrgfbv ai inktav{# ehkcrdehl e t{ kahdeteah# cbhltm ai tegb

ah tmb gnv`bt# frubv nkteyetu# nhd tmb rvlbhku ai tmb {bccbv( \mecb {agb frubv{ |nht ta gn`b n ybvu

ca| aiibv# or{t ta {bb ei tmb {bccbv |ecc nkkbzt# tme{ aitbh e{h,t n {gnvt kmaekb# fbknr{b tmb {bccbv gnu

fb eh{rctbd nhd dbkedb hat ta hblatentb nt ncc(

Tmb Gayb 'eh Dntb

Ei uar knh fb icb}efcb ah tmb za{{b{{eah dntb# tmb {bccbv |ecc fb gavb nzt ta kmaa{b uarv aiibv aybv

atmbv{(

Nddeteahnc Zvazbvtu

Aitbh tmb {bccbv zcnh{ ah cbnyehl gnoav nzzcenhkb{ eh tmb magb# ma|bybv# |mekm etbg{ {tnu av la e{

aitbh n gnttbv ai hblatenteah(

Tuzeknccu uar |ecc hat fb zvb{bht nt tmb aiibv zvb{bhtnteah0 |b |ecc zvb{bht et ta tmb ce{tehl nlbht nhd!av {bccbv(

Tmb {bccbv |ecc tmbh da ahb ai tmb iacca|ehl?

Nkkbzt tmb aiibv

Vbobkt tmb aiibv Karhtbv tmb aiibv |etm kmnhlb{

Fu inv tmb ga{ t kaggah e{ tmb karhtbv aiibv( Eh tmb{b kn{b{# arv b}zbvebhkb nhd hblatentehl {ècc { fbkagb

za|bvirc eh vbzvb{bhtehl uarv fb{t ehtbvb{t{(

\mbh n karhtbv aiibv e{ zvb{bhtbd# |b |ecc |av` talbtmbv ta vbyeb| bnkm {zbkeiek nvbn ai tmb karhtbv aiibv#

gnèhl {rvb tmnt |b gayb iav|nvd |etm uarv lanc{ eh gehd nhd bh{rvehl tmnt |b hblatentb tmb fb{t za{{efcb

zvekb nhd tbvg{ ah uarv fbmnci(


13/27

frubv,{lredb




kca{ehl >:>

Zvbznvb iav et

Kca{ehl dnu gnv`{ tmb bhd ai uarv magb fruehl zvakb{{ nhd tmb fblehhehl ai uarv hb| ceib. Ta gn`b {rvb

uarv kca{ehl lab{ {gaatmcu# uar {marcd fvehl tmb iacca|ehl?

N kbvteiebd kmbk` iav kca{ehl ka{t { nhd da|h znugbht( Gn`b tmb kmbk` znunfcb ta uarv{bci0 uar

|ecc tmbh bhdav{b et ta tmb tetcb kagznhu nt kca{ehl

Nh eh{rvnhkb fehdbv nhd zned vbkbezt Zmata ED{ [akenc {bkrvetu hrgfbv{ @bu{# lnvnlb daav azbhbv{# nhd nhu ehiavgnteah nfart tmb magb tmnt gnu fb mbczirc ta tmb frubv{

A|h et

Tvnh{ibv ai tetcb gayb{ a|hbv{mez ai tmb zvazbvtu ivag tmb {bccbv ta uar ( Tmb t|a bybht{ tmnt gn`b tme{ mnzzbh

nvb?

Dbceybvu ai tmb frubv{ irhd{

Tme{ e{ tmb kmbk` av |evb irhd{ zvayedbd fu uarv cbhdbv eh tmb ngarht ai tmb canh

Dbceybvu ai tmb dbbd

N dbbd e{ tmb dakrgbht tmnt tvnh{ibv{ a|hbv{mez ai vbnc b{tntb( Tmb dbbd hngb{ tmb {bccbv nhd frubv

leyb{ n cblnc db{kvezteah ai tmb zvazbvtu# nhd kahtneh{ tmb hatnvebd {elhntrvb{ ai tmb {bccbv nhd

|ethb{{b{(

Nt tmb bhd ai kca{ehl# tmb dbbd |ecc fb tn`bh nhd vbkavdbd nt tmb karhtu kcbv`,{ aiiekb( Et |ecc fb

{bht ta uar nitbv zvakb{{ehl(


14/27

frubv,{lredb




gayehl kmbk`ce{t

Hb| Tbcbzmahb Hrgfbv? QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

Hb| Nddvb{{? QQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQQ

Fbiavb uar gayb# uar {marcd kahtnkt tmb iacca|ehl kagznheb{ nhd {bvyekb zvayedbv{?

Rteceteb{?

QQQQQQBcbktvek

QQQQQQTbcbzmahb

QQQQQQ\ntbv

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QQQQQQLn{

Zvaib{{eahnc [bvyekb{?

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QQQQQQNkkarhtnht

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Laybvhgbht?QQQQQQEhtbvhnc Vbybhrb [bvyekb

QQQQQQZa{t Aiiekb

QQQQQQ[kmaac{

QQQQQQ[tntb Cekbh{ehl

QQQQQQCefvnvu

QQQQQQYbtbvnh{ Ndgehe{tvnteah

Kcrf{?

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QQQQQQKarhtvu Kcrf

Eh{rvnhkb Kagznheb{?

QQQQQQNkkedbhtnc

QQQQQQNrta

QQQQQQMbnctm

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Fr{ehb{{ Nkkarht{?

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Ge{kbccnhbar{?

QQQQQQFr{ehb{{ N{{akentb{

QQQQQQMar{b ai \av{mez

QQQQQQDvrl [tavb

QQQQQQDvu Kcbnhbv

QQQQQQMnev [tuce{t


15/27

frubv,{lredb




nfayb nhd fbuahd

Zvayedehl b}kbzteahnc {bvyekb ehyacyb{ gavb tmnh or{t gn`ehl uarv Vbnc B{tntb dvbng{ ka gb tvrb. Et vb~revb{

tn`ehl tmb hb}t caleknc {tbz mbczehl uar tmvarlm tmb dbtnec{ nitbv uar aiiekenccu a|h uarv magb(

Zcbn{b ye{et arv |bf{etb nt? |||(Tmb[bvbhnLvarz(kag nhd yeb| arv

Gnhu ai arv kcebht{ mnyb fbbh ybvu mnzzu ) {nte{iebd |etm tmb{b {bvyekb zvaib{{eahnc{.

Nhd iav da'et'uarv{bcibv{((( Ye{et tmb hbnvfu Magb Dbzat av Ca|b,{ iav bybvutmehl uar hbbd?

Magb Dbzat

6;2: Kavtb Vand \b{t

Fvndbhtah# IC ;46:% 6 >4tm [t \

Fvndbhtah# IC ;46:2

-54>% 269'>:

Ca|b,{

%


16/27

frubv,{lredb




|mu @bccbv \ecceng{ Vbnctu

Tmbvb e{ n vbn{ah gavb nhd gavb nlbht{ nvb gn`ehl tmb kmnhlb ta @bccbv \ecceng{ Vbnctu(

Mbvb,{ |mu et gnttbv{ ta uar?

@ha|cbdlb

Za|bvirc krvvekrcrg tmvarlm @bccbv \ecceng{ Rheybv{etu `bbz{ r{ nmbnd ai tvbhd{# taac{

nhd ndynhkbgbht{ eh tmb vbnc b{tntb ehdr{tvu(

[zbbd

Cbndehl'bdlb tbkmhacalu {acrteah{ nkkbcbvntb arv biiekebhku nhd zvadrkteyetu(

Tbng|av`

Rhce`b atmbv vbnc b{tntb kagznheb{# @bccbv \ecceng { Vbnctu |n{ db{elhbd ta vb|nvd nlbht{ iav

|av`ehl talbtmbv# ta {bvyb kcebht{ fbttbv(

Vbcenfecetu

@bccbv \ecceng{ Vbnctu |n{ iarhdbd ah tmb zvehkezcb{ ai tvr{t nhd mahb{tu# bgzmn{eehl tmb

egzavtnhkb ai mnyehl tmb ehtblvetu ta da tmb velmt tmehl nhd nc|nu{ zrttehl tmb kr{tagbv,{ hbbd{ iev{t(

[rkkb{{

@bccbv \ecceng{ Vbnctu e{ tmb in{tb{t lva|ehl vbnc b{tntb kagznhu eh Havtm Ngbvekn(

\mbh uar aiibv n {rzbveav cbybc ai {bvyekb# tmb |avd {zvbnd{ in{t(

N{ znvt ai tmb @bccbv \ecceng{ Vbnctu tbng# |b caa` iav|nvd ta zvayedehl uar |etm n

zmbhagbhnc vbnc b{tntb b}zbvebhkb.

@bccbv \ecceng{ Vbnctu e{ tmb 6hd Cnvlb{t Vbnc B{tntb Kagznhu eh tmb R([


17/27

frubv,{lredb




ivb~rbhtcu n{`bd ~rb{teah{

Ma| |ecc uar tbcc gb nfart tmb hb|b{t magb{ nynecnfcb1

Tmb Grctezcb Ce{tehl [bvyekb |bf{etb zvayedb{ rz'ta'dntb ehiavgnteah iav bybvu magb ah tmb gnv`bt( \b

kah{tnhtcu kmbk` tmb Hb| ah Gnv`bt ce{t {a |b knh fb ah tmb caa`art iav arv kcebht{( \b |ecc lbt uar tme{

ehiavgnteah velmt n|nu eh tmb |nu tmnt e{ ga{t kahybhebht iav uar# fu zmahb nhd!av b'gnec(

\ecc uar ehiavg gb ai magb{ ivag ncc Vbnc B{tntb kagznheb{ av ahcu @bccbv \ecceng{ Vbnctu1

\b |ecc `bbz uar ehiavgbd ai ncc magb{( \b |nht ta mbcz uar iehd uarv dvbng magb# |mekm gbnh{ tmnt |bhbbd ta {tnu ah taz ai bybvu magb tmnt,{ nynecnfcb eh tmb gnv`bt(

Knh uar mbcz gb iehd hb| kah{tvrkteah magb{1

Ub{# |b knh |av` |etm frecdbv{ nhd lbt uar tmb ehiavgnteah uar hbbd ta gn`b n dbke{eah( Ah uarv iev{t ye{et

|etm tmb frecdbv# |b |ecc nkkagznhu uar( Fu r{ehl arv {bvyekb{ |etm n hb| kah{tvrkteah magb zrvkmn{b#

uar |ecc vbkbeyb tmb {bvyekb{ |b aiibv# n{ |bcc n{ tma{b zvayedbd fu tmb frecdbv# nt ha nddeteahnc ka{t(

Ma| dab{ iav {ncb fu a|hbv -I[FA % |av 1

Magba|hbv{ tvuehl ta {bcc tmbev magb |etmart nlbht vbzvb{bhtnteah nvb r{rnccu daehl {a eh tmb mazb{ ai

{nyehl tmb kagge{{eah( Ei uar {bb n I[FA nhd |nht tmb ndynhtnlb{ ai arv {bvyekb{# cbt r{ kahtnkt tmb

a|hbv iav uar nhd gn`b nh nzzaehtgbht( Ga{t tegb{ tmb magba|hbv |ecc |av` |etm nh nlbht# bybh tmarlmtmbev magb e{ hat ce{tbd# {ehkb tmb nlbht e{ ehtvadrkehl n zatbhtenc frubv ta tmbev zvazbvtu(

Knh |b la fnk` tmvarlm arv zvazbvtu nlneh ahkb nh aiibv e{ gndb# frt fbiavb za{{b{{eah1

R{rnccu |b knh hateiu tmb {bccbv nhd {kmbdrcb n kahybhebht te gb ta ye{et tmb zvazbvtu nlneh( Eggbdentbcu

fbiavb tmb kca{ehl# |b |ecc {kmbdrcb n iehnc |nc`'tmvarlm nhd eh{zbkteah ai uarv hb| magb(

Ahkb gu aiibv e{ nkkbztbd# |mnt {marcd E da1

Kbcbfvntb nhd iakr{ ah gayehl ehta uarv hb| magb. Uar |ecc |nht ta {kmbdrcb uarv gayb# znk` etbg{# nhd

hateiu fr{ehb{{b{ ai uarv nddvb{{ kmnhlb( Tmb [bvbhn Lvarz |ecc mbcz uar vbgbgfbv ncc tmb dbtnec{( \b

|ecc nc{a vb~rb{t n laad inetm b{tegntb ivag uarv gavtlnlb cbhdbv nhd M RD {tntbgbht ivag tmb kca{ehl nlbht

|mekm |ecc ehdekntb tmb ngarht uar |ecc hbbd ta fvehl ta kca{ehl(


18/27

frubv,{lredb




|mnt,{ nmbnd

Cbt,{ caa` iav n hb| magb.

\b mnyb ehkcrdbd zveht art{ ivag tmb Grctezcb Ce{tehl [bvyekb iav magb{ tmnt |b mnyb {bcbktbd iav uarv vbyeb|(

Tmb ehiavgnteah |b de{kr{{bd nfart uarv |nht{# hbbd{ nhd db{evb{ |bvb ncc tn`bh ehta nkkarht |mbh |b kma{

tmb{b magb{(

Eh {agb kn{b{# arv kcebht{ iehd tmbev dvbng magb ah tmb iev{t dnu( Eh atmbv kn{b{# et t n`b{ gavb tegb ta iehd tm

velmt magb( Vb{t n{{rvbd# tmbvb e{ n magb art tmbvb or{t velmt iav uar( \b o r{t mnyb ta iehd et(

Ta n{{e{t uar eh tmb magb {bnvkm oarvhbu# |b mnyb avlnhebd n ce{t ai magb{ {ma|ehl r{ tmb iacca|ehl

ehiavgnteah iav bnkm?

Zmata{ ai tmb magb Tmb magb nddvb{{ Tmb krvvbht n{`ehl zvekb Tmb {~rnvb iaatnlb nhd zvazbvtu tn}b{ Tmb hrgfbv ai fbdvaag{ nhd fntm{ Tmb nlb nhd cat {ezb Rhe~rb ibntrvb{ nhd kaggbht{

Ahkb |b hnvva| da|h tmb ce{t ai zvazbvteb{ tmnt nvb ai ehtbvb{t# |b |ecc?

Zvayedb uar |etm gavb dbtnecbd ehiavgnteah nfart tmb magb Vbyeb| tmb karhtu tn} vbkavd{ iav tn} cebh{# btk( [kmbdrcb n zbv{ahnc ye{et ta tmb magb Tarv tmb magb |etm uar Dbtbvgehb ma| tmb n{ ehl zvekb kagznvb{ |etm atmbv magb{ eh tmb nvbn Nh{|bv nhu nhd ncc ~rb{teah{ uar gnu mnyb


19/27

frubv,{lredb




magb {bnvkm hatb{


20/27

$bccbv Brubvil{ht Zv{vbvB LavhzevBti$It{t EecvBt chncutev# ZeckvmBkiic+cvd, Ccvvchl elvrvhvht hctm v4lvh

, EhetecKavMkt' KavvvttgBht a tlhht, Ichvhdec Artccckvtcahv

# Mvceczm CBdhl# Az0h Marivtplhvvic Mttipkievtitvcw( [ma,hihlvfi Nzz{ehmhbht( Ndirvrteaehl

i$liececgatTvgv[dcii Q((v(INiiht e' ' (((('((#(#&&&&v,v&I&&I cNlvht Frec{v

Nkkvztad[bc{t Lahtvv{c

>2vEcnE{o

Zva#rcdv gzvvcuDsv{c{vrv{$ , Azvh B&vkvk|' AvzavMBbvhvdMahvutcevkcaBRv{

ZvvccgchvvuTctm trzavt EhvzavMahvL{ecditeahvVbicIThmms,BvBM$D{zaltmvzb{teahv i#LahdeieavvvVbvhlvic tddcccahvc Wsvladvdahv'Q('Q ci Dv{|$vu[bcc{v ((( ((4:=ecs ''(('((((''&&I&&v&&,&Nlbht ' FvvRIv

VbBFcvb vrmZvak{dt#V{htFiie/avec|lCavh IrhdehlTetcaV{bavdv t KetuMMccRtecetelv aitah

TMB VBNC B[TNTB TVNH[NKTEAH ZVAKB[[

7TEGB [BH[ETEYB ETB

x Nlbht Zvayedb{ Kagznvnfcb{ 'Gnv`bt Nhncu{e{

x Nlbht# [bccbv Nlvbb ah Zvekbx Ce{tehl Znzbv|av` e{ kagzcbtbd

x Magb e{ zrt ehta Grctezcb Ce{tehl[bvyekb

x Magb lbt{ [ma|ehl{x Nlbht Dab{ Nlvbbd Rzah Azbh

Mar{b{x Nlbht dab{ Nlvbbd Rzah Gnv`btehl )

Ndybvte{ehl

[BCCBV

x Frubv kahtnkt{ Nlbhtx Frubv gn`b n kaggetgbht ta

|av` |etm Nlbhtx Frubv lbt{ Zvb'^rnceiebd fu n

Gavtlnlb Cbhdbv -rhcb{{ et|ecc fb n kn{m tvnh{nkteah%

x Nlbht dab{ kah{rctnteah tazvayedb gnv`bt bdrknteah

x Zvazbvtu Yeb|ehl{x Nlbht zvbznvb{ aiibv# nk~revb{

de{kca{rvb{# nhd {bkrvb{kaggrhetu n{{akenteah dakrgbht{iav {bcbktbd zvazbvtu

Aiibv e{ zvb{bhtbd ta [bccbv

KAHTVNKT TBVG[ NVB HBLATENTBD

[bccbv Nlbht

Nlbht Frubv

Bvhb{t Gahbu e{ Dbza{etbd ehtaB{kva| Nkkarht ta fb mbcd

rhtec Kca{ehl

Zrvkmn{b Kahtvnkt e{ Nkkbztbd.

FRUBV

CANHZVAKB[[FBLEH[

Zvayedb{ Nkkb{{ iav Nzzvne{nc

N{{e{t{ ! Zvayedb{ Nkkb{{ iavZvazbvtu Eh{zbkteah{

KAHTEHLBHKEB[TA KAHTVNKTNVB VBGAYBD

KAHTEHLBHKEB[TA KAHTVNKTNVB VBGAYBD

) nddeteahncdbza{et{ gndb

x TETCB [BNVKMxZVBCEGEHNVU TETCB VBZAVT

x DE[KCA[RVB[x EH[ZBKTEAH[

Avdbv ! [kmbdrcbhbkb{{nvu zvazbvtu

eh{zbkteah{

Gavtlnlb Canhkahdeteah{ nvb

{nte{iebd! vbgaybdNDDETEAHNC HBLATENTEAH[ EI HBKB[[NVU

[bccbv Nlbht

Nlbht Frubv

KCA[EHL ZVAKBBDRVB[ NVB EHETENTBD

[bccbv vbkbeyb{zvakbbd{ ivag tmb {ncb )ynkntb{ zvazbvtu ! zvayedb{

`bu{# btk( ta hb| a|hbv

Vbkbeyb{ `bu{# btk(Tn`b{ za{b{{eah ai zvazbvtu

Gayb{ eh.

x Gavtlnlb Canh Irhd{x Tetcb ! Dbbd Vbkavdbdx Rteceteb{ nkkarht{ nvb tvnh{ibvvbd

ivag {bccbv ta frubv

7 FRUBV ' TEGB [BH[ETEYB BYBH


21/27

N([bttcbgbht [tntbgbht -MRD'>%

F( Tuzb ai Canh

O( [rggnvu ai Favva|bv{ Tvnh{nkteah

>::( Lva{{ Ngarht Drb ivag Favva|bv

K( Hatb?

4::( Lva{{ Ngarht Drb ta [bccbv

Tme{ iavg e{ irvhe{mbd ta leyb uar n {tntbgbht ai nktrnc {bttcbgbht ka{t{( Ngarht{ zned ta nhd fu tmb {bttcbgbht nlbht nvb {ma|h( Etbg{ gnv`bd

-z(a(k(% |bvb zned art{edb tmb kca{ehl0 tmbu nvb {ma|h mbvb iav ehiavgnteahnc zrvza{b{ nhd nvb hat ehkcrdbd eh tmb tatnc{(

4:>( Kahtvnkt {ncb{ zvekb

>:9( Ketu!ta|h tn}b{ ta

ta

ta

ta

ta

ta

ta

ta

ta

ta

ta

ta

4:9( Ketu!ta|h tn}b{

6:;( B}e{tehl canh-{% tn`bh {rfobkt ta 2:;( B}e{tehl canh-{% tn`bh {rfobkt ta

6>6( N{{b{{gbht{ 2>6( N{{b{{gbht{

6>;( 2>;(

6>4( 2>4(6>2( 2>2(

6>9( 2>9(

>:6( Zbv{ahnc zvazbvtu

>:>( Kahtvnkt {ncb{ zvekb

4:6( Zbv{ahnc zvazbvtu

>:4::% 4:;(

>:=( N{{b{{gbht{ 4:=( N{{b{{gbht{

6:2( 2:2( Znuaii ai {bkahd gavtlnlb canh

>:4( 4:4(

>:5( 4:5(

6:9( 2:9(

6:>( Dbza{et av bnvhb{t gahbu 2:>( B}kb{{ dbza{et -{bb eh{tvrkteah{%

6>:( Ketu!ta|h tn}b{ 2>:( Ketu!ta|h tn}b{

>:2(

>(

D( Hngb ) Nddvb{{ ai Favva|bv?

L( Zvazbvtu Caknteah?

B( Hngb ) Nddvb{{ ai [bccbv? I( Hngb ) Nddvb{{ ai Cbhdbv?

E( [bttcbgbht Dntb?M( [bttcbgbht Nlbht?

Zcnkb ai [bttcbgbht?

6( ;(IMN VM[ Kahy( Rheh{( 9( Iecb Hrgfbv? >:( 4>:(

6:>( Karhtu tn}b{ 2>>( Karhtu tn}b{

>>>( 4>>(

6:=( 2:=(

>>6( 4>6(

6:5( 2:5(

>6:( Lva{{ Ngarht Drb ivag Favva|bv 46:( Lva{{ Ngarht Drb ta [bccbv

6::( Ngarht Zned fu av eh Fbmnci ai Favva|bv 2::( Vbdrkteah{ Eh Ngarht Drb ta {bccbv

Ndor{tgbht{ iav etbg{ rhzned fu {bccbv Ndor{tgbht{ iav etbg{ rhzned fu {bccbv

Ndor{tgbht iav etbg{ zned fu {bccbv eh ndynhkb Ndor{tgbht iav etbg{ zned fu {bccbv eh ndynhkb

@( [rggnvu ai [bccbv{ Tvnh{nkteah

AGF Nzzvaync Ha( 62:6':69


22/27

C( [bttcbgbht Kmnvlb{

:::( Vb{bvyb{ Dbza{etbd |etm Cbhdbv

>>::( Tetcb Kmnvlb{

>6::( Laybvhgbht Vbkavdehl nhd Tvnh{ibv Kmnvlb{

>;::( Nddeteahnc [bttcbgbht Kmnvlb{

::6( Magba|hbv{ eh{rvnhkb gahtm{ J $ zbv gahtm $

>>:6( [bttcbgbht av kca{ehl ibb

>6:6( Dbbd $ Gavtlnlb $ Vbcbn{b $

( $

=:>( Arv avelehnteah kmnvlb

5:>( Dnecu ehtbvb{t kmnvlb{ ivag ta J $ !dnu

>::>( Ehetenc dbza{et iav uarv b{kva| nkkarht

>>:>( Tetcb {bvyekb{ nhd cbhdbv{ tetcb eh{rvnhkb

>6:>( Laybvhgbht vbkavdehl kmnvlb{

>;:>( Vb~revbd {bvyekb{ tmnt uar knh {maz iav

>:;( A|hbv{ tetcb eh{rvnhkb

>6:;( Tvnh{ibv tn}b{

::4( Zvazbvtu Tn}b{ gahtm{ J $ zbv gahtm $

>>:4( Cbhdbv{ tetcb eh{rvnhkb

>6:4( Ketu!Karhtu tn}!{tngz{ Dbbd $ Gavtlnlb $

>::2( gahtm{ J $ zbv gahtm $

>>:2( Cbhdbv{ tetcb zaceku ceget $

>6:2( [tntb tn}!{tngz{ Dbbd $ Gavtlnlb $

>::9( gahtm{ J $ zbv gahtm $

>>:9( A|hbv{ tetcb zaceku ceget $

>6:9(

>::


23/27

Kagznve{ah ai Laad Inetm B{tegntb -LIB% nhd MRD'> Kmnvvlb{

"$ av

Kmnvlb{ Tmnt Eh Tatnc Knhhat Ehkvbn{b Gavb Tmnh >:"

Laad Inetm B{tegntb

Laad Inetm B{tegntb

Laad Inetm B{tegntb

Tatnc

Ehkvbn{b fbt|bbh LIB nhd MRD'> Kmnvlb{

MRD'>

MRD'>

MRD'>

Kmnvlb{ Tmnt Knhhat Ehkvbn{b MRD'> Cehb Hrgfbv

Laybvhgbht vbkavdehl kmnvlb{

Kmnvlb{ Tmnt Knh Kmnhlb

Uarv ehetenc canh ngarht e{

Canh Tbvg{

Dnecu ehtbvb{t kmnvlb{

Uarv ehetenc ehtbvb{t vntb e{

Ehetenc dbza{et iav uarv b{kva| nkkarht

Uarv canh tbvg e{ ubnv{

Ha

Ha

Ha

Ha

Zvazbvtu tn}b{ Magba|hbv{ eh{rvnhkb

Icaad eh{rvnhkb

Ha

Ub{# et knh ve{b ta n gn}egrg ai "( Tmb v{t kmnhlb |ecc fb ah

Ub{# tmb v{t ehkvbn{b knh fb ah nhd tmb gahtmcu ngarht

Ub{# et knh ve{b ta n gn}egrg ai $

Ub{# uarv gn}egrg zvbznugbht zbhnctu e{ $

Ub{# uar mnyb n fnccaah znugbht ai $ drb eh ubnv{

ah (

Uar da hat mnyb n gahtmcu b{kva| znugbht iav etbg{# {rkm n{ zvazbvtu tn}b{ nhd

Uar mnyb nh nddeteahnc gahtmcu b{kva| znugbht ai $

tmnt vb{rct{ eh n tatnc ehetenc gahtmcu ngarht a|bd ai $ ( Tme{ ehkcrdb{

zvehkeznc# ehtbvb{t# nhu gavtnlnlb eh{rvnhkb nhd nhu etbg{ kmbk`bd fbca|?

magba|hbv{ eh{rvnhkb( Uar gr{t znu tmb{b etbg{ devbktcu uarv{bci(

Zvehkeznc

Ehtbvb{t

Gavtlnlb Eh{rvnhkb

ehkcrdb{

"

Arv avelehnteah kmnvlb

Uarv kvbdet av kmnvlb -zaeht{% iav tmb {zbkek ehtbvb{t vntb kma{bh

Uarv ndor{tbd avelehnteah kmnvlb{

Tvnh{ibv tn}b{

Magba|hbv{ eh{rvnhkb

Uarv ehetenc gahtmcu ngarht a|bd iav zvehkeznc# ehtbvb{t# nhd nhu

gavtlnlb eh{rvnhkb e{

Knh uarv ehtbvb{t vntb ve{b1

Bybh ei uar gn`b znugbht{ ah tegb# knh uarv canh fncnhkb ve{b1

Dab{ uarv canh mnyb n zvbznugbht zbhnctu1

Dab{ uarv canh mnyb n fnccaah znugbht1

Tatnc gahtmcu ngarht a|bd ehkcrdehl b{kva| nkkarht znugbht{

Bybh ei uar gn`b znugbht{ ah tegb# knh uarv gahtmcu

ngarht a|bd iav zvehkeznc# ehtbvb{t# nhd gavtlnlb eh{rvnhkb ve{b1

$

+ >::>

+

+ >6:>

+ 5:>

+

+ 5:;

+

+ =:>

+

+

+ =:6

+

+

+ =:;

+

+

+

+ >6:;

$ !dnu

$

nhd knh kmnhlb nlneh bybvu nitbv ( Bybvu kmnhlb dntb# uarv

ehtbvb{t vntb knh ehkvbn{b av dbkvbn{b fu "( Aybv tmb ceib ai tmb canh# uarv ehtbvb{t vntb e{

lrnvnhtbbd ta hbybv fb ca|bvtmnh " avmelmbvtmnh "(

a|bd knh ve{b ta $ ( Tmb gn}egrg et knh bybv ve{b ta e{ $ (


24/27

\MNT E[ TETCB EH[RVNHKB1

DA E HBBD TETCB EH[RVNHKB1

Ga{t dbiehetbcu. Tetcb eh{rvnhkb e{ n gbnh{ ai zvatbktehl uarv{bci ivag iehnhkenc ca{{ eh tmb bybht tmnt

zvafcbg{ dbybcaz vblnvdehl tmb velmt{ ta a|hbv{mez ai uarv zvazbvtu( Tmbvb gnu fb meddbh tetcb

dbibkt{ tmnt bybh tmb ga{t knvbirc tetcb {bnvkm |ecc hat vbybnc( Eh nddeteah ta zvatbkteah ivag iehnhkenc

ca{{# tetcb eh{rvnhkb znu{ tmb ka{t ai dbibhdehl nlneh{t nhu kaybvbd kcneg(

FRT TMB CBHDBV NCVBNDU VB^REVB[ TETCB EH[RVNHKB( \AHT TMNT

ZVATBKT GB1

Hat hbkb{{nvecu( Tmbvb nvb t|a tuzb{ ai tetcb eh{rvnhkb( N CBHDBV[ ZACEKU eh{rvb{ tmnt uarv

cbhdbv mn{ n ynced cebh ah tmb zvazbvtu( Ga{t cbhdbv{ vb~revb tme{ tuzb ai eh{rvnhkb# nhd tuzeknccu

vb~revb tmb favva|bv ta znu iav et( Nh A\HBV[ ZACEKU# ah tmb atmbv mnhd# zvatbkt{ UARV

ehtbvb{t eh tmb zvazbvtu( Tetcb tvarfcb{# {rkm n{ egzvazbv b{tntb zvakbbdehl{ av zbhdehl cblnc nkteah#karcd zrt uarv b~retu nt n {bvear{ ve{`( Ei n ynced kcneg e{ iecbd# eh nddeteah ta iehnhkenc ca{{ rz ta tmb

inkb ngarht ai tmb zaceku# uarv a|hbv{ tetcb zaceku kaybv{ tmb ka{t ai cblnc dbibh{b(

[MARCD E [MAZ NVARHD IAV TMB FB[T TETCB EH[RVNHKB DBNC1

Icavedn e{ ahb ai tmb {tntb{ tmnt kca{bcu vblrcntb tetcb eh{rvnhkb vntb{( [elheieknht deiibvbhkb{ b}e{t eh

tmb nddeteahnc kmnvlb{ uar |ecc fb vb~revbd ta znu {rkm n{ {bttcbgbht ibb{# tetcb {bnvkm ibb{# karvebvibb{# |evb ibb{# btk( Et znu{ ta ehyb{telntb uarv azteah{(

Uar nc{a |nht ta |av` |etm n tetcb eh{rvbv tmnt vb{zahd{ vbndecu ta uarv hbbd{ nhd zbviavg{ et{

kagzcb} tn{`{ |etm lvbnt nkkrvnku( Et e{ yetnc tmnt uar kmaa{b n tetcb kagznhu tmnt gnehtneh{ nh

b}zbvebhkbd nhd zvaib{{eahnc {tnii nhd gnhnlbgbht(


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MA\ TA ZVBZNVB IAV UARV VBNC B[TNTB KCA[EHL

[kmbdrcb uarv kca{ehl |etm uarv vbnc b{tntb nlbht nkkavdehlcu( Eh ga{t kn{b{# ei tmb frubv e{aftnehehl gavtlnlb iehnhkehl# et e{ zvbibvvbd tmnt tmb frubv kagb eh nt cbn{t ahb mnci marv

zveav ta tmb {bccbv {a tmnt tmbu knh {elh tmbev gavtlnlb znzbv{ eh zveyntb( Fb {rvb ta ncca|

ndb~rntb tegb eh uarv {kmbdrcb( N iev{t tegb frubv |ecc hbbd tegb iav ~rb{teah{( Ga{t

kca{ehl{ tn`b nt cbn{t ahb marv(

[bttcbgbht Nlbht{ gn`b bybvu biiavt ta lbt iehnc kca{ehl ielrvb{ ta frubv{ nhd {bccbv{ n{ inv ehndynhkb n{ za{{efcb( [bccbv{ ehiavgnteah knh fb kagzcbtbd grkm ~rek`bv tmnh frubv{

b{zbkenccu ei tmb frubv e{ r{ehl n cbhdbv( [bccbv{ {marcd zvayedb ehiavgnteah ah krvvbht

gavtlnlb{ ta tmb {bttcbgbht nlbht {a tmnt znuaii{ knh fb avdbvbd( Dbzbhdehl rzah tmb cbhdbv#

{agb znuaii{ knh tn`b rz ta >: dnu{ ta vbkbeyb( Frubv{ {marcd fb zntebht( Ga{t {bttcbgbht

nlbht{ da hat vbkbeyb eh{tvrkteah{ nhd ibb{ ivag tmb gavtlnlb cbhdbv rhtec tmb dnu fbiavb

kca{ehl( Eh {agb kn{b{# tmb gavhehl ai tmb nktrnc kca{ehl(

Icavedn cn| vb~revb{ tmnt ncc irhd{ fvarlmt ta kca{ehl gr{t fb kbvteiebd( Tme{ gbnh{ uar gr{tfvehl n kn{mebv{ av kbvteiebd kmbk`( Uar gnu nc{a gn`b nvvnhlbgbht{ iav uarv irhd{ ta fb

|evbd devbktcu ta tmb {bttcbgbht nlbht( Nddeteahnc ibb{ gnu fb kmnvlbd iav |evehl( Ncc kmbk`{

{marcd fb gndb znunfcb ta Aztegrg Tetcb# CCK(

Zmata edbhteieknteah e{ vb~revbd iav ncc frubv{ nhd {bccbv{( Eh {agb kn{b{# n gavtlnlb cbhdbvgnu vb~revb n {bkahdnvu iavg ai ed# r{rnccu hat n zmata ed# iav b}ngzcb n kvbdet knvd# {akenc

{bkrvetu knvd# btk( [agb b}ngzcb{ ai nkkbztnfcb zmata edbhteieknteah |arcd ehkcrdb n dveybv{

cekbh{b# zn{{zavt# vb{edbht ncebh knvd# av gecetnvu edbhteieknteah(

Zcbn{b fvehl n {gecb( Nhu de{kvbznhkeb{ av de{zrtb{ {marcd fb tn`bh knvb ai zveav ta kca{ehl(Arv gneh afobkteyb e{ ta gn`b {rvb ncc znvteb{ ehyacybd eh tmb kca{ehl nvb mnzzu nhd {nte{iebd

|mbh tmbu cbnyb( Ha ahb bybv |eh{ nh nvlrgbht nt tmb kca{ehl tnfcb(


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