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conveyances DEED OF ABSOLUTE SALE OF A REGISTERED LAND KNOW ALL MEN BY THESE PRESENTS: This DEED OF SALE OF A REGISTERED LAND made and executed by and between: JINKY S. PACQUIAO, single, of legal age, Filipino Citizen, with residence and postal address at No. 105 Upper Asin Road, Baguio City, Philippines hereinafter referred to as the VENDOR; -and- VICKY T. BELO, single, of legal age, Filipino Citizen, with residence and postal address at No. 20 Morning Glory St., Navy Base, Baguio City, Philippines, hereinafter referred to as the VENDEE; WITNESSETH THAT: 1. The VENDOR is the exclusive/absolute owner and possessor of that certain registered parcel of land situated in Alapang, La Trinidad, Benguet, Philippines covered by TRANSFER CERTIFICATE OF TITLE No. T-12345 issued by the Register of Deeds of Benguet and more specifically described as follows, to wit: TCT No. T-12345 A parcel of land (Lot 98-B, Psd-1-008521, being a portion of Lot 98 (LRC) Psd-44205, LRC REC. No. 35) situated at Bo. Alapang, mun. of La Trinidad, Province of Benguet, Island of Luzon. Bounded on the SE., & SW., along lines 1-2-3-4 by Lot 107 (LRC) Psd-44205 (Road) xxx xxx containing an area of TWO HUNDRED SIXTY EIGHT (268) SQUARE METERS, more or less. xxx 2. The VENDOR agreed to sell and the VENDEE is willing to buy the above-described parcel of registered land including all its improvements; 16
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conveyances

DEED OF ABSOLUTE SALE OF A REGISTERED LAND

KNOW ALL MEN BY THESE PRESENTS:

This DEED OF SALE OF A REGISTERED LAND made and executed by and between:

JINKY S. PACQUIAO, single, of legal age, Filipino Citizen, with residence and postal address at No. 105 Upper Asin Road, Baguio City, Philippines hereinafter referred to as the VENDOR;

-and-

VICKY T. BELO, single, of legal age, Filipino Citizen, with residence and postal address at No. 20 Morning Glory St., Navy Base, Baguio City, Philippines, hereinafter referred to as the VENDEE;

WITNESSETH THAT:

1. The VENDOR is the exclusive/absolute owner and possessor of that certain registered parcel of land situated in Alapang, La Trinidad, Benguet, Philippines covered by TRANSFER CERTIFICATE OF TITLE No. T-12345 issued by the Register of Deeds of Benguet and more specifically described as follows, to wit:

TCT No. T-12345A parcel of land (Lot 98-B, Psd-1-008521, being a portion of Lot 98 (LRC) Psd-44205, LRC REC. No. 35) situated at Bo. Alapang, mun. of La Trinidad, Province of Benguet, Island of Luzon. Bounded on the SE., & SW., along lines 1-2-3-4 by Lot 107 (LRC) Psd-44205 (Road) xxx

xxx containing an area of TWO HUNDRED SIXTY EIGHT (268) SQUARE METERS, more or less. xxx

2. The VENDOR agreed to sell and the VENDEE is willing to buy the above-described parcel of registered land including all its improvements;

3. For and in consideration of the total sum of EIGHTY THOUSAND FOUR HUNDRED PESOS (Php80,400.00), PHILIPPINE CURRENCY, receipt of said total purchase price is hereto acknowledged by the VENDOR, paid by the VENDEE to the VENDOR, the VENDOR by these presents hereby SELLS, TRANSFERS and CONVEYS, unto the said VENDEE, her heirs and assigns the above-described parcel of REGISTERED LAND including all improvements;

4. It is hereby declared that the boundaries of the foregoing land are visible by means of natural and man-made boundaries as shown in the survey plan of the above-described parcel of land;

5. The VENDOR hereby warrants that the above-described parcel of land is free from liens and encumbrances and further warrants the peaceful possession by the VENDEE of the hereto sold property;

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6. FURTHER, that the requirements under the provisions of ARTICLE 1623 OF THE NEW CIVIL CODE have been complied with.

IN WITNESS WHEREOF, the parties have hereunto set their hands this 15th day of November 2011 in the City of Baguio, Philippines.

JINKY T. PACQUIAO VICKY T. BELO Vendor Vendee

SSS ID No. 0123 SSS ID No. 1122Issued on 01/13/2011 Issued on 01/13/2011Issued in Baguio City Issued in Baguio City

SIGNED IN THE PRESENCE OF:

ANGELA GUZMAN ANNE SORIANO

REPUBLIC OF THE PHILIPPINES } DONE: IN THE CITY OF BAGUIO } S.S.X ==========================X

A C K N O W L E D G M E N T 10

BEFORE ME, a Notary Public in and for the City of Baguio, this 15th day of November 2011, personally appeared JINKY T. PACQUIAO and VICKY T. BELO, who have satisfactorily proven to me their identity through their Social Security System ID Numbers indicated below their name that they are the same persons who executed and voluntarily signed the foregoing Deed of Absolute Sale of Registered Land which they acknowledged before me as their free and voluntary act and deed.

This instrument consisting of TWO (2) pages, including the page on which this acknowledgment is written has been signed on the left margin of each and every page thereof by the parties and their witnesses.

WITNESS MY HAND AND SEAL.

JOSE S. CALDERONNotary Public

Until December 31, 20124F La Azotea Bldg., Session Road, Baguio City

Tel No.: (074)-442-3396PTR No. 99999; 1/07/2011; Baguio City

IBP OR No: 6298647; 1/07/2011; Baguio CityRoll No.: 88888; 4/08/2003

Commission Serial No.: 74-NC-11 (R)MCLE Compliance No.: IV-34458; 04/28/2011

________________________________10 Acknowledgment. - "Acknowledgment" refers to an act in which an individual on a single occasion:(a) appears in person before the notary public and presents an integrally complete instrument or document; (b) is attested to be personally known to the notary public or identified by the notary public through competent evidence of identity as defined by these Rules; and (c) represents to the notary public that the signature on the instrument or document was voluntarily affixed by him for the purposes stated in the instrument or document, declares that he has executed the instrument or document as his free and voluntary act and deed, and, if he acts in a particular representative capacity, that he has the authority to sign in that capacity.

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DEED OF ABSOLUTE SALE OF AN UNREGISTERED LAND

KNOW ALL MEN BY THESE PRESENTS:

This DEED OF SALE OF AN UNREGISTERED LAND, made and executed by and between:

SPS. MARTIN ALEJANDRO and ANGELA ALEJANDRO, of legal ages, Filipino citizens, and with residence address at No. 89 Everlasting St., Q.M. Subdivision, Baguio City, Philippines hereinafter called as the VENDORS;

-and-

CRIS TADEO, single, of legal age, Filipino Citizen, with residence address at No. 462 Maria Pucay, Pinsao Proper, Philippines, hereinafter called the VENDEE;

W I T N E S S E T H T H A T :

The VENDORS are the owners of a certain unregistered parcel of land situated at Sabkil, Loacan, Itogon, Benguet, Philippines and more specifically described as follows, to wit:

ASSESSMENT OF REAL PROPERTY NO.99-005-01234

BOUNDARIES:NORTH: Lot 2 SOUTH: Lot 2052EAST : Lot 1 WEST : Lot 4

KIND: Camotal landAREA: 4.6351 ha.MARKET VALUE: Php 42,300.00ASSESSED VALUE: Php 13,060.00

The VENDORS decide to sell the entire area of the above-described unregistered land including all the improvements therein to herein VENDEE;

For and in consideration of the total sum of ONE HUNDRED THIRTY NINE

THOUSAND AND FIFTY THREE PESOS (Php139,053.00) ONLY, PHILIPPINE CURRENCY, paid by the VENDEE to the VENDORS, the VENDORS by these presents do hereby SELL, TRANSFER and CONVEY, unto the said VENDEE, his heirs and assigns the above described portion of property;

It is hereby declared that the boundaries of the foregoing land are visible by means of natural and man-made boundaries;

The Vendors hereby warrant that the above-described portion of unregistered land is free from all liens and encumbrances;

The above-described real estate property, not having been registered under Act No. 496 nor under the Spanish Mortgage Law, the parties hereto have agreed to register this instrument under the provisions of Sec. 194 of the Revised Administrative Code, as amended by Act No. 3344.

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IN WITNESS WHEREOF, the parties have hereunto set their hands this16th day of November 2011 in the City of Baguio, Philippines.

MARTIN ALEJANDRO ANGELAALEJANDRO CRIS TADEO Vendor Vendor VendeeSSS ID No. 1000 SSS ID No. 2000 SSS ID No. 3000Issued on 01/15/2011 Issued on 01/15/2011 Issued on 01/16/2011 Issued in Baguio City Issued in Baguio City Issued in Baguio City

SIGNED IN THE PRESENCE OF:

LYN QUERIDA VICTORIA BUCCAT

REPUBLIC OF THE PHILIPPINES } DONE: IN THE CITY OF BAGUIO } S.S.X ==========================X

A C K N O W L E D G M E N T

BEFORE ME, a Notary Public in and for the City of Baguio, this 16 th day of November 2011, personally appeared MARTIN ALEJANDRO, ANGELA ALEJANDRO, and CRIS TADEO, who have satisfactorily proven to me their identity through their Social Security System ID Numbers indicated below their name and they are the same persons who executed and voluntarily signed the foregoing Deed of Absolute Sale of Unregistered Land which they acknowledged before me as their free and voluntary act and deed.

This instrument consisting of TWO (2) pages, including the page on which this acknowledgment is written has been signed on the left margin of each and every page thereof by the parties and their instrumental witnesses.

WITNESS MY HAND AND SEAL.

JOSE S. CALDERONNotary Public

Until December 31, 20124F La Azotea Bldg., Session Road, Baguio City

Tel No.: (074)-442-3396PTR No. 99999; 1/07/2011; Baguio City

IBP OR No: 6298647; 1/07/2011; Baguio CityRoll No.: 88888; 4/08/2003

Commission Serial No.: 74-NC-11 (R)MCLE Compliance No.: IV-34458; 04/28/2011

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DEED OF ABSOLUTE SALE OF A MOTOR VEHICLE

KNOW ALL MEN BY THESE PRESENTS:

This DEED OF SALE OF A MOTOR VEHICLE made and executed by and between:

MIJO JHANE S. FIGURACION, single, of legal age, Filipino Citizen, with residence and postal address at No. 20 Sunflower Street, St. Joseph Village, Baguio City, Philippines hereinafter referred to as the VENDOR;

-and-

NICOLE LEI L. BANDAO, single, of legal age, Filipino Citizen, with residence and postal address at No. 176 Victoria Village, Quezon Hill, Baguio City, Philippines, hereinafter referred to as the VENDEE;

WITNESSETH THAT:

The VENDOR is the owner a motor vehicle, hereinafter referred to as “Personalty” which is particularly described hereunder, to wit:

ONE (1) UNIT MOTOR VEHICLE

Make: IsuzuPlate Number: UV AYK 989MV File Number: 1405-10999Motor Number: 889988Serial/ Chassis Number: VCM 0765 432Official Receipt Number: 12356789Certificate of Registration Number: 90807060

The VENDOR agreed to sell and the VENDEE is willing to buy the above-described personalty;

For and in consideration of the total sum of ONE HUNDRED THOUSAND FOUR HUNDRED PESOS (Php100, 000.00), PHILIPPINE CURRENCY, receipt of said total purchase price is hereto acknowledged by the VENDOR, paid by the VENDEE to the VENDOR, the VENDOR by these present hereby does SELL, TRANSFER and CONVEY, unto the said VENDEE, her heirs and assigns the above-described motor vehicle;

The VENDOR hereby warrants that the above-described personalty is free from liens and encumbrances.

IN WITNESS WHEREOF, the parties have hereunto set their hands this 16th

day of November 2011, in the City of Baguio, Philippines.

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MIJO JHANE S. FIGURACION NICOLE LEI L. BANDAO Vendor Vendee

Passport No. ZZ123456 Professional Driver’s Licensevalid until December 25, 2014 No. AO090384

valid until Sept. 3. 2016

SIGNED IN THE PRESENCE OF:

JANUARIO L. SABADO MINDA N. LACHAONA

REPUBLIC OF THE PHILIPPINES } DONE: IN THE CITY OF BAGUIO } S.S.

A C K N O W L E D G M E N T

BEFORE ME, a Notary Public in and for the City of Baguio, this16 th day of November 2011, personally appeared MIJO JHANE S. FIGURACION and NICOLE LEI L. BANDAO who exhibited to me their respective identification documents as indicted below their respective names and signatures, known to me as the same persons who executed and voluntarily signed the foregoing Deed of Absolute Sale of a Motor Vehicle which they acknowledged before me as their free and voluntary acts and deeds.

This instrument consisting of TWO (2) pages, including the page on which this acknowledgment is written has been signed on the left margin of each and every page thereof by the parties and their witnesses.

WITNESS MY HAND AND SEAL on the date and at the place first above-written.

JOSE S. CALDERONNotary Public

Until December 31, 20124F La Azotea Bldg., Session Road, Baguio City

Tel No.: (074)-442-3396PTR No. 99999; 1/07/2011; Baguio City

IBP OR No: 6298647; 1/07/2011; Baguio CityRoll No.: 88888; 4/08/2003

Commission Serial No.: 74-NC-11 (R)MCLE Compliance No.: IV-34458; 04/28/2011

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DEED OF CHATTEL MORTGAGE

KNOW ALL MEN BY THESE PRESENTS:

This DEED OF CHATTEL MORTAGE, made and executed by and between:

AMORELLE VALLE, single, of legal age, Filipino Citizen, with residence and postal address at No. 13 East Bayan Park, Aurora Hill, Baguio City, Philippines, hereinafter referred to as the MORTGAGOR;

-and –

JOHN LLYOD CRUZ, of legal age, Filipino citizen, with residence and postal address at URDHI Compound, Baguio City, Philippines, hereinafter referred to as the MORTGAGEE;

W I T N E S S E T H:

That the MORTGAGOR is the owner a motor vehicle, which is particularly described hereunder, to wit:

Make & Series: KIA BESTAEngine No.: VN - 130629 Chassis No.: JNHTP7362V6215459 Plate No.: UJW 868MV File No.: 1308 – 0000048772A Type of Body: VAN

That for and inconsideration of a LOAN obtained by the MORTGAGOR from the MORTGAGEE in the sum of FIVE HUNDRED THOUSAND PESOS (Php500,000.00), Philippine Currency, with an interest of TEN PERCENT (10%) MONTHLY, and to secure the payment of the same, the MORTGAGOR hereby freely and voluntarily CEDE, TRANSFER, AND CONVEY by way of mortgage unto the MORTGAGEE, his successors and assigns, that motor vehicle above – described;

The MORTGAGOR hereby warrants that the above-described motor vehicle is free from any claim whatsoever, except that which appears in the Certificate of Registration, if any.

The MORTGAGEE with notice to the MORTGAGOR, reserves the right to sell, cede, transfer, assign or convey to any person or entity its right and interest in and to this chattel mortgage so long as the same is subsisting.

For the purpose of extra-judicial foreclosure, the MORTGAGOR hereby constitute and appoint the MORTGAGEE or his successors to sell the property mortgaged, to sign all documents, receive, receipt for and accept all monies or checks, and to perform any act requisite and necessary to accomplish said purpose.

This Chattel Mortgage shall be for a period of SIX (6) MONTHS to be reckoned from the date of its execution and shall be renewable upon the mutual consent of both parties.

IN WITNESS WHEREOF, the parties have hereunto affixed their signatures this 19th day of November 2011 in the City of Baguio, Philippines.

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AMORELLE VALLE JOHN LLOYD CRUZ Mortgagor Mortgagee

SIGNED IN THE PRESENCE OF:

LEIA CASTRO ROCEL CAMAT

AFFIDAVIT OF GOOD FAITH 11

We, AMORELLE VALLE, Mortgagor, and JOHN LLOYD CRUZ, Mortgagee, under oath, do hereby swear that the foregoing mortgage is made for purposes of security of the obligation specified in the promissory note thereof and for no other and that the same is just and valid obligation and not one entered into for purposes of fraud.

AMORELLE VALLE JOHN LLOYD CRUZ Mortgagor Mortgagee

REPUBLIC OF THE PHILIPPINES } DONE: IN THE CITY OF BAGUIO } S.S.

A C K N O W L E D G M E N T

12BEFORE ME, a Notary Public in and for the City of Baguio, this 19th day of November 2011, personally appeared AMORELLE VALLE and JOHN LLOYD CRUZ, personally known to me to be the same persons who voluntary executed the foregoing Deed of Chattel Mortgage which they acknowledged before me as their free and voluntary act and deed.

This instrument consisting of TWO (2) pages, including the page on which this acknowledgment is written has been signed on the left margin of each and every page thereof by the parties and their witnesses.

WITNESS MY HAND AND SEAL.

JOSE S. CALDERONNotary Public

Until December 31, 20124F La Azotea Bldg., Session Road, Baguio City

Tel No.: (074)-442-3396PTR No. 99999; 1/07/2011; Baguio City

IBP OR No: 6298647; 1/07/2011; Baguio CityRoll No.: 88888; 4/08/2003

Commission Serial No.: 74-NC-11 (R)MCLE Compliance No.: IV-34458; 04/28/2011

___________________________11 The absence of the Affidavit of Good Faith vitiates a chattel Mortgage as against creditors or third persons (Philippine Refining Company v. Jargue, et al. 61 Phil. 229)

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12First Form of Acknowledgment: Principally known to the Notary Public. An Oath or Affirmation is required

REAL ESTATE MORTGAGE

KNOW ALL MEN BY THESE PRESENTS:

This REAL ESTATE MORTGAGE, made and entered into by and between:

SHARMAINE L. PANGILINAN, single, of legal age, Filipino citizen, with residence and postal address in #03 Brookspoint, Aurora Hill, Baguio City, hereinafter referred to as the MORTGAGOR;

-and-

APOLLO S. BANDAO, married to Evangeline L. Bandao, of legal age, Filipino citizen and with residence and postal address at #63 Upper Quezon Hill, Baguio City, hereinafter referred to as the MORTGAGEE;

W I T N E S S E T H:

That the MORTGAGOR is indebted to the MORTGAGEE in the amount of EIGHT HUNDRED THOUSAND PESOS (Php800,000.00), Philippine currency, with three percent (3%) monthly interest payable within a period of EIGHT (8) MONTHS from and after the execution of this document or up to July 16, 2012;

That for and in consideration of the aforementioned debt of the herein MORTGAGOR in the sum of EIGHT HUNDRED THOUSAND PESOS (Php800,000.00), Philippine currency, obtained from the MORTGAGEE, and to secure the payment of the same and those others that the MORTGAGEE may extend to the MORTGAGOR, including interest and expenses, and other obligations owing by the MORTGAGOR to the MORTGAGEE, whether direct or indirect, principal or secondary, the MORTGAGOR do hereby transfer and convey by way of REAL ESTATE MORTGAGE unto the MORTGAGEE, her successors and assigns, that PARCEL OF REGISTERED LAND located along No. 48 Ambiong Road, Aurora Hill, Baguio City embraced covered by Transfer Certificate of Title No. T-62869 and more particularly described as follows, to wit:

TRANSFER CERTIFICATE OF TITLE: TECHNICAL DESCRIPTION

A parcel of Land (Lot 5, Blk. 11, Psd-1-014521, being a portion of Lot 19, II-11894, L.R.C. Rec. No. 88), situated in Aurora Hill, City of Baguio, Island of Luzon. Bounded on the SE., along line 6-1-2 by Lot 4, Blk. 11, on the SW., along line 2-3 by Alley Lot 5, on the NW., along line 3-4 by Lot 5, Blk. 11, on the NE., along line 4-5-6 by Drainage I Lot 6, all of the Psd-1-014521. Beginning at a point marked “1” of Lot 5 Blk. 11, on plan being S. 4 deg. 13’W., 797.98 m. from B.L. No. 7, Baguio Townsite, thence:

S. 86 deg. 16’W., 5.40 m. to point 2;N. 51 deg. 24’W., 2.98 m. to point 3;N. 3 deg. 44’W., 9.70 m. to point 4;

S. 83 deg. 29’E., 4.48 m. to point 5;S. 51 deg. 08’E., 11.06 m. to point 6;S. 51 deg. 41’W., 6.02 m. to point of beginning,

containing an area of ONE HUNDRED FIFTY (150) SQUARE METERS, more or less. All points referred to are indicated on the plan and are marked on the grounds as PS cyl. Conc. Mons. 15 x 60 cms., except, bearings true, date of original survey on July 1916-August 1916

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date of subdivision survey on September 23, 1986 –October 15, 1988, executed by Engr. Gary Lising and approved on Nov. 29, 1987.

Of which parcel of land, the MORTGAGOR is the absolute owner and present possessor as evidenced by TCT NO. T-62869 of the records of Register of Deeds of Baguio City, under Assessment of Real Property ARP No. 2010-59-041-57771 of the records of the City Assessor’s Office and Register of Deeds of Baguio City, free from all liens and encumbrances.

In case the MORTGAGOR executes subsequent promissory note or notes either as a renewal of the former note, as an extension thereof, or as a new loan, this mortgage shall also stand as security for the payment of the said promissory note or notes and/or accommodations as if they were existing on the date thereof.

This mortgage shall also stand as security for said obligations and all other obligations of the MORTGAGOR to the MORTGAGEE of whatever kind and nature whether such obligations have been contracted before, during or after the constitution of this mortgage.

However, if the MORTGAGOR shall pay the MORTGAGEE, his successors or assigns, the obligations secured by this mortgage, together with the interest, cost and other expenses, on or before the date they are due, and shall keep and perform, then this mortgage shall be null and void, otherwise, it shall remain in full force and effect;

This Mortgage is constituted subjected to the following conditions:

a. Should the MORTGAGEE becomes involved in any litigation which may have relation with any or all of the properties mortgaged by virtue of this instrument, all expenses of the MORTGAGEE in such litigation, including a reasonable amount of attorney’s fee to be determined by the MORTGAGEE, shall be paid by the MORTGAGOR and this mortgage shall stand as security thereof, and in the event of such litigation, any and all obligations of the MORTGAGOR shall likewise become immediately due, payable and defaulted;

b. The MORTGAGOR shall not make any alteration upon or demolish any building or buildings herein mortgaged or encumber the same, without the prior written consent of the MORTGAGEE;

c. The MORTGAGEE may be a bidder at the sale of the mortgaged properties under foreclosure proceedings;

d. The MORTGAGOR shall execute such other documents as may be required by the MORTGAGEE in connection with the loans secured by this mortgage contract subject to the mutual agreement of both parties;

e. That should the MORTGAGOR duly pay or cause to be paid unto the MORTGAGEE and the latter’s heirs and assigns, his total indebtedness of EIGHT HUNDRED THOUSAND PESOS (Php800,000.00), Philippine currency including its THREE PERCENT (3%) monthly interest on or before , then this mortgage shall thereby be discharged and rendered of no force and effect. Otherwise, the MORTGAGOR does hereby agree that said APOLLO S. BANDAO, may enforce his rights herein without judicial proceedings by causing the above-described real property to be sold at public auction in Baguio City where the property is situated in accordance with Act No. 3135, as amended by Act No. 4118;

f. That effective upon the breach of any condition or stipulation of this mortgage, the MORTGAGEE is hereby appointed by the MORTGAGOR as his attorney-in-fact to sell or dispose of said property according to Act No. 3135, as amended by Act No. 4118;

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g. That should the MORTGAGOR fail to pay his debt of EIGHT HUNDRED THOUSAND PESOS (Php800,000.00), Philippine currency including its 3% monthly interest, on the 16th day of July 2012, said MORTGAGOR does hereby agree to pay a penalty of 1% thereof per month of delay effective on July 16, 2012;

h. That should the MORTGAGOR pay his debt before the 14th day of August 2012, he will only pay the principal amount of EIGHT HUNDRED THOUSAND PESOS (Php800,000.00), Philippine Currency plus accrued interests as of the date of payment; and

i. That the parties hereto agreed to record this instrument under Act No. 496, as amended and likewise under Act No. 3344.

IN WITNESS WHEREOF, the parties have hereunto set their hands in Baguio City, Philippines, on this 20th day of November 2011.

SHARMAINE L. PANGILINAN APOLLO S. BANDAO Mortgagor Mortgagee TIN 009-122-122 TIN 392-271-123

SIGNED IN THE PRESENCE OF:

MARCIA P. MARCIAL JULIO P. MARSO

REPUBLIC OF THE PHILIPPINES } DONE: IN THE CITY OF BAGUIO } S.S.

A C K N O W L E D G M E N T

13BEFORE ME, a Notary Public in and for the City of Baguio, this 20th day of November 2011, personally appeared SHARMAINE L. PANGILINAN and APOLLO S. BANDAO, who exhibited to me their respective Tax Identification Number cards, both known to me to be the same persons who executed and voluntarily signed the foregoing Deed of Real Estate Mortgage and which they acknowledged before me as their free and voluntary act and deed.

This instrument consisting of THREE (3) pages, including the page on which this acknowledgment is written has been signed on the left margin of each and every page thereof by the parties and their witnesses.

WITNESS MY HAND AND SEAL.

JOSE S. CALDERONNotary Public

Until December 31, 20124F La Azotea Bldg., Session Road, Baguio City

Tel No.: (074)-442-3396PTR No. 99999; 1/07/2011; Baguio City

IBP OR No: 6298647; 1/07/2011; Baguio CityRoll No.: 88888; 4/08/2003

Commission Serial No.: 74-NC-11 (R)MCLE Compliance No.: IV-34458; 04/28/2011

_________________________________

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13 Second Form of Acknowledgment: Principal identified by the Notary Public through one current identification document issued by an official agency bearing the photograph and signature of the individual. Oath or affirmation of the principal is not required.

REAL ESTATE MORTGAGE OF UNREGISTERED LAND

KNOW ALL MEN BY THESE PRESENTS:

This REAL ESTATE MORTGAGE OF UNREGISTERED LAND made and executed by and between:

JANIS GUITELEN, of legal age, single, Filipino, and with residence and postal address at Leonard Wood Road, Baguio City hereinafter known as the MORTGAGOR.

-and-

EDGAR MONOTEN, also of legal age, married to Annie M. Abad, Filipino, with residence and postal address at Engineers Hill, Baguio City hereinafter known as the MORTGAGEE.

WITNESSETH:

That the MORTGAGOR is the lawful, absolute and exclusive owner and actual possessor of a property free from all liens and encumbrances particularly described as follows:

“An orchard located at Caba, San Fernando La Union declared under Tax Declaration No. 52540 with an area of 300 square meters, more or less, bounded by monuments and no permanent structure. Bounded on the North by Lot No. 1448-B; on the East by Lot No. 4556; on the South by Gomez St; and on the West by Lot No. 1337-A and B”.

That the MORTGAGOR, for and in consideration of the sum of FIVE HUNDRED THOUSAND PHILIPPINE PESOS (Php. 500,000.00), received from the MORTGAGEE, does hereby mortgage unto the said MORTGAGEE, his heirs and assigns, the above-described real property including its improvements;

The herein parties have agreed that the above-mentioned loan shall earn interest of TEN (10%) percent monthly for a period of TEN (10) months from execution of this contract.

Advance payment of TEN (10%) percent for one (1) month shall be paid upon execution of this contract with the subsequent interest to be paid on every 27th day of every month thereafter up to the duration of this contract;

That this Real Estate Mortgage of House and Lot may be renewed upon option of the parties under such terms and conditions acceptable to them;

During the enforcement / term of this contract, the MORTGAGOR shall not enter into any contract that may encumber the above-described property unless with the express and written consent of the MORTGAGEE;

That in case of non-payment by the MORTGAGOR of the herein amount and the MORTGAGEE is compelled to pursue foreclosure proceedings, the MORTGAGOR does hereby agree that the said MORTGAGEE may enforce his rights herein without judicial proceedings by causing the above-described property is located,

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after giving notice of sale for 20 days posted in at least three public places of the said city; said sale to take place at the Baguio City Hall, by the judge of the Regional Trial Court or the Sheriff; as the case may be, in accordance with Act No. 3135 as amended by Act No. 4118;

That the cost of publication, sale, collection, attorney’s fees, taxes and charges in relation to the foreclosure sale shall be borne by the MORTGAGOR.; and

That the parties do hereby agree to register the Real Estate Mortgage pursuant to the provisions of Act 3135 as amended by Act No. 4118.

IN WITNESS WHEREOF, we have hereunto signed this deed of sale, this 20th

day of November 2011, in Baguio City, Philippines.

JANIS GUITELEN EDGAR MONOTEN Mortgagor MortgageePassport No JK123456 Passport No RT123456 Issued on September 20, 2009 Issued on January 18, 2008Issued at San Fernando La Union Issued at Baguio City

SIGNED IN THE PRESENCE OF:

LYN QUERIDA ROZY BUCCAT

REPUBLIC OF THE PHILIPPINES } DONE: IN THE CITY OF BAGUIO } S.S.

A C K N O W L E D G M E N T

14BEFORE ME, this 20th day of November 2011 in the City of Baguio personally appeared JANIS GUITELEN and EDGAR MONOTEN, who have satisfactorily proven to me their identities through CRIS ALVIN TADEO, who is personally known to me and who personally knows the parties, that they are the same persons who executed and voluntarily signed the foregoing instrument and acknowledged to me that the same is their free act and deed.

WITNESS MY HAND AND SEAL.

JOSE S. CALDERONNotary Public

Until December 31, 20124F La Azotea Bldg., Session Road, Baguio City

Tel No.: (074)-442-3396PTR No. 99999; 1/07/2011; Baguio City

IBP OR No: 6298647; 1/07/2011; Baguio CityRoll No.: 88888; 4/08/2003

Commission Serial No.: 74-NC-11 (R)MCLE Compliance No.: IV-34458; 04/28/2011

Note: Add Oath or Affirmation of the Witnesses

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_________________________________14 Third Form of Acknowledgment: Principal identified by one credible witness. Requirements: (a)the witness is known personally by the Notary Public; (b)the witness knows personally the principal; (c)the witness is not privy to the instrument, document, or transaction; and (d) oath or affirmation of the witness.

DEED OF DONATION OF A REAL PROPERTY

KNOW ALL MEN BY THESE PRESENTS:

This DEED OF DONATION is made and executed by and between:

BRANDY MOO, married to MOCHA MOO, of legal age, Filipino citizen and with residence and postal address at No. 89 Everlasting St., Q.M. Subdivision, Baguio City, hereinafter referred to as the DONOR;

-in favor of-

NOVELINO ME, single, of legal age, Filipino citizen and with residence and postal address at No. 89 Everlasting St., Q.M. Subdivision, Baguio City, hereinafter referred to as the DONEE;15

W I T N E S S E T H :

1. That the DONOR is the owner in fee simple of that certain real property situated at Manila City, and more particularly described in Transfer Certificate of Title No. 56873 of the Land Registry of Manila, as follows, to wit:

“A parcel of land (Lot 3, Block 1 of the subdivision plan (LRC) Psd-3665375, being a portion of Lot 1-B, described on plan Psd-8765827, LRC (GLRO) Rec. No. (NA), situated in the Barrio of Bomber, District of Sampaloc, City of Manila. Bounded on the N., points 1 to 2 by lot 1 Block 1; on the E., points 2 to 3 by Road Lot; on the S., points 3 to 4 by Lot 5;and on the W., points 4 to 5 by Lot 6;points 5 to 6 by Lot 4, and points 6to 1 by Lot 2, all of Block 1, all of the subdivision plan. Beginning at a point marked marked “1” on the plan, being N. 14 deg. 20’ E., 53.29 m. from Mon. #1, District of Sampaloc, City of Manila,

thence N. 87 deg. 09’ E., 13.88 m. to point 2;thence S. 3 deg. 14’ E., 17.64 m. to point 3;thence S. 88 deg. 01’ W., 13.88 m. to point 4;thence N. 2 deg. 48’ W., 2.45 m. to point 5;thence N. 4 deg. 05’ W. 8.43 m. to point 6;thence N. 2 deg. 17’ W., 6.55 m. to the point of beginning;

containing an area of TWO HUNDRED AND FORTY-FOUR (244) square meters, more or less. All points referred to are indicated on the plan and are marked on the ground by P.S. cyl. conc. mons. 15x60 cm.s; bearings true, date of the original survey, December 19, 1912 & March 24-27, 1968.

xxxx xxxx xxxx”

2. That the DONEE is the child of the DONOR, who has lovingly dedicated his life as the latter's personal caregiver and companion;

3. That FOR and IN CONSIDERATION of the DONEE'S trust, devotion and affection shown to the DONOR, and as an act of gratitude and liberality on his part, the DONOR hereby voluntarily GIVES, TRANSFERS, and CONVEYS by way of inter vivos donation, unto the said DONEE, his heirs and assigns, the above described

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property, together with all the improvements found thereon, free from all liens and encumbrances;___________________________________15 When the donations is made by the stranger in favor of the wife of a person, the consent of the donee’s husband is necessary.(Art.114,NCC)

4. That the DONOR affirms that this donation is not made with intent to deceive her creditors, and that he has reserved for himself sufficient funds and property;

5. That the DONEE hereby accepts and receives this donation made in his favor by the DONOR, and hereby manifests his gratefulness for the latter's generosity.

IN WITNESS WHEREOF, both the DONOR & DONEE have hereunder subscribed their names this 20th day of November 2011, in the City of Baguio, Philippines.

BRANDY MOO NOVELINO MEDonor Donee

With my Marital Consent:

MOCHA MOO

SIGNED IN THE PRESENCE OF:

LOIS NG ANN MALINDOG

REPUBLIC OF THE PHILIPPINES } DONE: IN THE CITY OF BAGUIO } S.S.

A C K N O W L E D G M E N T

BEFORE ME, a Notary Public in and for the City of Baguio, this 17 th day of November 2011, personally appeared BRANDY MOO and NOVELINO ME, who have satisfactorily proven to me their identity through their Passport No. ZZ123456 valid until December 25, 2014 and Professional Driver’s License No. AO090384 , respectively, and that they are the same persons who executed and voluntarily signed the foregoing Deed of Donation of a Real Property which they acknowledged before me as their free and voluntary acts and deeds.

This instrument consisting of TWO (2) pages, including the page on which this acknowledgment is written has been signed on the left margin of each and every page thereof by the parties and their witnesses.

WITNESS MY HAND AND SEAL.

JOSE S. CALDERONNotary Public

Until December 31, 20124F La Azotea Bldg., Session Road, Baguio City

Tel No.: (074)-442-3396PTR No. 99999; 1/07/2011; Baguio City

IBP OR No: 6298647; 1/07/2011; Baguio CityRoll No.: 88888; 4/08/2003

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Commission Serial No.: 74-NC-11 (R)MCLE Compliance No.: IV-34458; 04/28/2011

DEED OF EXTRAJUDICIAL SETTLEMENT OF ESTATE AMONG HEIRS

KNOW ALL MEN BY THIS PRESENTS:

This EXTRAJUDICIAL SETTLEMENT OF ESTATE AMONG HEIRS, executed and entered into by and among:

JANUARY S. SABADO, widow, of legal age, Filipino citizen, with residence and postal address at No. 20 Km. 6, Asin Road, Baguio City;

JOHNNY S. SABADO, single, of legal age, Filipino citizen, with residence and postal address at No. 37 Brgy. Pico, La Trinidad, Benguet;

LIGAYA S. SAQUING, married to CHARLIE P. SAQUING, of legal age, with residence and postal address at of No. 67 Holyghost Extension, Baguio City; and

JAMES ANDREW S. SABADO16, single, of legal age, Filipino citizen, and a resident of No. 18 Km. 6, Asin Road, Baguio City, hereinafter referred to as HEIRS.

- W I T N E S S E T H -

That the above-named parties, are the legitimate heirs of PIOLO M. SABADO who died intestate in the City of Baguio, Philippines, on August 31, 2011;

That the said deceased, PIOLO M. SABADO, at the time of his death, left his undivided share (CONJUGAL) in a certain registered parcel of land situated in Brgy. Pico, La Trinidad, Benguet, Philippines covered by TRANSFER CERTIFICATE OF TITLE No. T-62686 issued by the Register of Deeds of Benguet and more specifically described as follows, to wit:

TCT No. T-62686

A parcel of land (Lot 4-B-6-D, of the subdivision plan being a portion of Lot 4-B-6 (LRC) Psd-44205, LRC REC. No. 35) situated in the Barrio of Pico, Municipality of La Trinidad, Province of Benguet, Island of Luzon. Bounded on the NE, points 1-4 (Road); on the SE, (Michael Amos) now Dreamland Subdivision; and on the NW.by Lt 4-B-6-E of the subdividion plan. Baginning at point “I” on the plan, being N. 80 deg. 03” E, 614.93 m from Triangulation Station “Center” Baguio Townsite.

xxx containing an area of EIGHTY THOUSAND (80,000) SQUARE METERS, more or less.

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That the above-described property is presently in the possession of the herein party JOHNNY S. SABADO;_____________________________________16Minors must be represented by their judicial guardians.(Rule 74,Src 1, Revised Rules of Court)

That the above heirs agree to settle the above estate by dividing among themselves the above-described real property. The Subdivision plan was duly approved by the Regional Technical Director-CAR where the said Lot was subdivided into four (4) Lots, denominated as Lots 1, 2, 3 and 4;

That aside from the said real property, the deceased, at the time of his death, left his undivided one-half (1/2) CONJUGAL share in the following personal properties, more particularly described as follows, to wit:17

1. 1997 ISUZU HI-LANDER STA. WAGON

Make: Isuzu; Series : Hi Lander; Type of Body : Sta. Wagon;Motor No. X05675; Serial / Chassis No.PABTBR542V2000184;

Model: 1997; MV File No. 0332-51842; Cert of Reg. No. 44807951; Plate No. CNS 930.

2. ISUZU CARGO TRUCK

Make: Isuzu; Series : Cargo; Type of Body : Truck;Motor No. 8PC1-971930; Serial / Chassis No.CVR14K-2026173;

Model : 1999; MV File No. 1304-129836; Cert of Reg.No. 58219492; Plate No. WKN-324.

3. ISUZU ELF DROPSIDE w/ STAKE BODY

Make: Isuzu; Series : Elf; Type of Body : Dropside w/ Stake Body;Motor No. 4JB1-580709; Serial / Chassis No.AMI-990784-C;

MV File No. 1332-89235; Cert of Reg. No. 56463388; Plate No. WJG-734.

That to the best knowledge and information of herein parties, there are NO KNOWN DEBTS AND OBLIGATIONS due against the estate of said decedent;

That it is to the best interest of the parties hereto to divide, partition and adjudicate amount themselves, the one-half (1/2) conjugal share of the decedent in the above-described real and personal properties, extra judicially in the manner and form hereinafter set forth:

1. That, for in and consideration of the premises, and invoking the provisions of Rule 74, Section 1, of the Rules of Court, the parties hereto, being all of legal age and with full civil capacity to enter into a contract, do, by these presents, agree to divide among themselves the above-described real property, adjudicating, as they do hereby adjudicate to themselves the property above-mentioned including whatever improvements thereon, in accordance with the following sharing:

a) To JANUARY S. SABADO, Lot 1 with an area of FIFTY THOUSAND SQUARE METERS (50,000sq.m);

b) To JOHNNY S. SABADO, Lot 2 with an area of SEVEN HUNDRED TWENTY SQUARE METERS (720 sq. m.);

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c) To LIGAYA S. SAQUING, Lot 3 with an area of TWENTY THOUSAND SEVEN HUNDRED NINETEEN SQUARE METERS (20,719 sq. m.); and,

_________________________________17If personal properties are involved, a bond in an amount equivalent to the value of the personal property be filed simultaneously with the deed.(IRule 74,Sec. 1, Revised Rules of Court)

d) To JAMES ANDREW S. SABADO, Lot 4 with an area of THIRTY THOUSAND SEVEN HUNDRED NINETEEN SQUARE METERS (30,719 sq. m.);

Attached hereto is a copy of the duly approved Subdivision Plan and made an integral part hereof.

Subject, however, to the liabilities imposed by Rule 74, Section 4, of the Rules of the Court, in favor of any other possible heirs, creditors, and other persons who might be deprived of their lawful participation in the state of the decedent, for a period of two (2) years.

2. That, the parties hereto have agreed as they hereby agree to divide, partition and adjudicate the one-half (1/2) conjugal share of the decedent in the above described personal properties in the manner following:

a. To, JAMES ANDREW S. SABADO, the 1997 ISUZU HI-LANDER STA. WAGON;

b. To JOHNNY S. SABADO, the ISUZU CARGO TRUCK, and c. To LIGAYA S. SAQUING, the ISUZU ELF DROPSIDE w/

STAKE BODY.

A true copy of this Extrajudicial Settlement of Estate will be published once a week for three (3) consecutive weeks in the Baguio Midland Courier, a newspaper of general circulation in Baguio City and Benguet Province;

IN WITNESS WHEREOF, the parties have hereunto set their hands this 22nd

day of November 2011, in the City of Baguio, Philippines.

JANUARY S. SABADO JOHNNY S. SABADOPassport No. ZZ123456 T.I.N. 136-179-876valid until December 25, 2014 Sydney, Australia

LIGAYA S. SAQUING JAMES ANDREW S. SABADOPassport No.VM000998 Professional Driver’s License No. AO090384valid until December 25, 2016 valid until September 3, 2012Edmonton, Canada

SIGNED IN THE PRESENCE OF:

MIJO JHANE P. BARQUO MINDA N. LACHAONA

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REPUBLIC OF THE PHILIPPINES } DONE: IN THE CITY OF BAGUIO } S.S.X ==========================X

A C K N O W L E D G M E N T

18BEFORE ME, a Notary Public in and for the City of Baguio, this 22nd

day of November 2011, personally appeared JANUARY S. SABADO, JOHNNY S. SABADO, LIGAYA S. SAQUING, and JAMES ANDREW S. SABADO and who have satisfactorily proven to me their identities through:

LEILA UY, with Passport No.XX832653, valid until February13, 2016DIVINA CY, with Passport No.XX164314, valid unti February 6, 2014

Both of whom personally knows the parties, that they are the same persons who executed and voluntarily signed the foregoing Deed of Extrajudicial Settlement of Estate which they acknowledged before me as their free and voluntary acts and deeds.

This instrument consisting of FOUR (4) pages, including the page on which this acknowledgment is written has been signed on the left margin of each and every page thereof by the parties and their witnesses.

WITNESS MY HAND AND SEAL on the date and at the place first above-written.

JOSE S. CALDERONNotary Public

Until December 31, 20124F La Azotea Bldg., Session Road, Baguio City

Tel No.: (074)-442-3396PTR No. 99999; 1/07/2011; Baguio City

IBP OR No: 6298647; 1/07/2011; Baguio CityRoll No.: 88888; 4/08/2003

Commission Serial No.: 74-NC-11 (R)MCLE Compliance No.: IV-34458; 04/28/2011

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Note: Add Oath or Affirmation of the Witnesses__________________________________18 Fourth Form of Acknowledgment: Affiant is identified by two credible witnesses. Requirements: (a)the witnesses each personally knows the principal; (b) both witnesses show to the Notary Public their documentary identifications; (c) both witnesses are not privy to the instrument, document or transaction; and (d) Oath or Affirmation of both witnesses.

--A---LAST WILL AND TESTAMENTOF CARIDAD MALTA JONES

I, CARIDAD MALTA JONES, of legal age, dual Filipino and Canadian citizen, widow, native of Pugo, La Union, having been born on the 27 th of February 1946, a current resident of No. 09-B St. Joseph Village, Navy Base Road, Baguio City, Philippines, being of sound and disposing mind and memory, and not acting under any vice of consent, do by these presents declare this to be my LAST WILL AND TESTAMENT, which I have caused to be written in English, the language which is known to me.

And I hereby declare that:

I. My compulsory heirs are my legitimate children as herein stated:

1. My son, JUAN MIGUEL M. JONES, married to DANIELLE ANNE SMITH, residing in Los Angeles, California;

2. My daughter ALEXA MAUREEN M. JONES, residing in No.32 Nevada Road, Baguio City; and

3. My daughter MARGARETTE JONES- TATLONGHARI, residing in No. 178 Sampaguita Street, Calle Verde 2, Pasig City.

II. I desire my remains to be buried at La Vista memorial Parks, San Juan, la Union, Philippines, according to the rites of the Roman Catholic Church and with dignity suitable to my circumstances;

III. I designate my brother ARMANDO L. MALTA to be the principal and sole executor of my estate who shall serve without bond or be exempt from said bond requirement provided for the Rules of Court;

IV. All the expenses in connection with my last hospitalization, my death and burial and other related expenses, shall be taken from my savings accounts from the different banks in Baguio City. In case any person shall spend an amount in connection with my hospitalization, death and burial, the same shall be reimbursed from my said savings accounts. Whatever BALANCE of my savings accounts after deducting all the said expenses, shall be divided as follows:

1. one-third (1/3) to my son JUAN MIGUEL;2. one-third (1/3) to my daughter ALEXA MAUREEN; and 3. one-third (1/3) to my daughter MARGARETTE.

V. My remaining estate after the aforementioned fourth paragraph is made up of the following and shall be divided as follows:

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1. The lot located in Calatagan, Batangas and covered by TCT No. T-8325667 issued by the Register of Deeds of the Province of Batangas shall pertain to my son JUAN MIGUEL;

---B---

2. The lot located in Lacub, Abra and covered by TCT No. T-735282 issued by the Register of Deeds of the Province of Abra shall pertain to my daughter MARGARETTE;

3. Real estate property located in Pugo, la Union covered by OCT No.8325347 issued by the Register of Deeds of La Union shall pertain to my daughter ALEXA MAUREEN.

VI. The rest of my estate is made up of the following and shall be divided equally between my three (3) children, JUAN MIGUEL, ALEXA MAUREEN and MARGARETTE:

1. My one-third (1/3) share of a Condominium Unit that I co-own with my sister VIOLET JHANE MALTA-ANGELES and my brother ARTURO MANDO MALTA, at Sunrise Condominium in Legaspi Village with Condominium Certificate No. 09326348 issued by the Register of Deeds of Makati City.

2. My share and income from my family’s MALTA AGRO INDUSTRIAL CO. INC in Quezon City;

3. My share and income from TANROYLES INC. that constitutes my estate which consists of the following contribution to the corporation:

a. Condominium Certificate Title No.49433 issued by the Register of Deeds of Quezon City;

b. Condominium Certificate Title No.54328409 issued by the Register of Deeds of Quezon City;

c. Ten (10) Baguio Country Club shares covered by Stock Certificate No. 84562,and

d. One (1) Mercedes Benz vehicle E-240 year 2007.

VII. The foregoing estate in Paragraph VI hereof shall be divided equally between my three (3) children, except for that in paragraph V which I distributed to them respectively.

VIII. It is my earnest desire and will that the foregoing disposition of my estate shall be respected and strictly complied with by my heirs. This will revokes any other previous will or disposition of my property that I may have made.

IN WITNESS WHEREOF, I have hereunto set my signature on this LAST WILL AND TESTAMENT consisting of four (4) pages, including the page wherein the

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Attestation clause and the Acknowledgement have been written, this 18 th day of November 2011 in the City of Baguio, Philippines.

CARIDAD MALTA JONESTestatrix

---C---

ATTESTATION CLAUSE

WE, the undersigned attesting witnesses, whose residence addresses are stated opposite our respective names, do hereby affirm and certify: that the testator, CARIDAD MALTA JONES, has published unto us the foregoing will consisting of FIVE (5) pages numbered correlatively in letters on the upper part of each page as her LAST WILL AND TESTAMENT, and we further certify that:

She executed the same while of sound and disposing mind and memory; she affixed her signature in our presence, on page “B” and at the left hand margin of pages “A”, “C”, and “D”, in the presence of all and each of us.

We thereupon, at her request, have witnessed and signed the same will on the left hand margins of pages “A”, “B”, and “D”, and above our typewritten names on page “C”, in the presence of the testatrix and of each other.

MAXIMO S. SALVADOR No. 29 Salvation Village, San Fernando, La Union

VIOLETA G. GREGG No. 08 St. Joseph Village, Navy Base, Baguio City

ALONA T. WADINGAN No. 88 Happy Homes, Campo Sioco, Baguio City

REPUBLIC OF THE PHILIPPINES } DONE: IN THE CITY OF BAGUIO } S.S.

A C K N O W L E D G M E N T

BEFORE ME, a Notary Public in and for the City of Baguio, this 18th day of

November 2011, personally appeared CARIDAD MALTA JONES who exhibited to me

her Passport No. VM 093884 issued on September 26, 2009 and expiring on September

26, 2015, issued by the Canadian Government, and the following attesting witnesses, to

wit:

MAXIMO S. SALVADOR Tax Identification No. (TIN) 098-446-836

VIOLETA G. GREGG Professional Driver’s License No. AO-060778

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ALONA T. WADINGAN Passport No. ZZ89532744, expires Nov. 6, 2014

----D---

With their respective identification documents exhibited to me, all known to me

and to me known to be the same persons who executed and attested, respectively, the

foregoing Last Will and Testament, consisting of FOUR (4) pages, including the page on

which this acknowledgment is written, and they all acknowledged to me that the testatrix

affixed her signature on the will and every page thereof on the left-hand margin in the

presence of the instrumental witnesses, that the latter witnessed and signed the will on

every page thereof on the left margin in the presence of the testatrix and of one another,

that all the pages of the said will are numbered correlatively in letters of the alphabet (A,

B, C, and D) on the upper part of each page, and that the Attestation Clause is in a

language known to the instrumental witnesses; they further acknowledged to me that the

said Will and the Attestation are their free and voluntary act and deed.

WITNESS MY HAND AND SEAL on the date and at the place first above-written.

JOSE S. CALDERONNotary Public

Until December 31, 20124F La Azotea Bldg., Session Road,

Baguio CityTel No.: (074)-442-3396

PTR No. 99999; 1/07/2011; Baguio CityIBP OR No: 6298647; 1/07/2011; Baguio City

Roll No.: 88888; 4/08/2003Commission Serial No.: 74-NC-11 (R)

MCLE Compliance No.: IV-34458; 04/28/2011

Doc. No. 24 ;Page No. 5 ;Book No. I ;Series of 2011.

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WAIVER OF RIGHTS OVER A REGISTERED LAND

KNOW ALL MEN BY THESE PRESENTS:

This WAIVER OF RIGHTS, made and executed into by and between:

REYN GAANO, married to REYNA GAANO, Filipino citizen, of legal age, with residence and postal address at No. 105 Upper Asin Road, Baguio City, Philippines, hereinafter referred to as the WAIVOR;

- in favor of –

EDGAR MONOTEN, married to EDGARA MONOTEN, Filipino citizen, of legal age, with residence and postal address at No. 89 Everlasting St., Q.M. Subdivision, Baguio City, Philippines, hereinafter referred to as the WAIVEE;

W I T N E S S E T H :

WHEREAS, in a certain public document executed on December 1, 2009, the WAIVOR sold under Pacto de Retro unto the WAIVEE certain real estates situated in No. 24A, Sanitary Camp and No.20, Trancoville, Baguio City and more particularly describes as follows, to wit:

I. A PARCEL OF LAND situated in Sanitary Camp, Baguio City containing an area of FIVE HUNDRED (500) square meters more or less.

Bounded on the E-along lines1-2-3, Lot 32; on the N-along lines 3-4 Lot 33: on the W- along lines 4-5-6-7, Lot 43; and on the S- along lines 7-8-1, Lot 54, all Cad 405-D, Baguio cadastre.

II. A PARCEL OF LAND (Lot 20 Blk 54 of consolidation subdivision plan (LRC) Pcs-13265, being a portion of the consolidation of Lots 4751-A and 4751-B (LRC) Psd-50533,  Lot 3, Psd-100703, Lot 1, Psd-150980, LRC Rec. Nos. Nos. N-27024, 51768, 89632, N-11782, N-13466, and 21071 situated in Trancoville, City of Baguio,  Prov. of Benguet, Is. of Luzon. Bounded on NE., point 4 to 1 by Road Lot 22, on...to the point of beginning; containing an area of (280) square meters more or less..."

Xxx xxx

said properties being covered by Original Certificate of Title Nos. 1234712 and 6454654, respectively, issued by the Register of Deeds of Baguio City;

WHEREAS, in accordance with the stipulation contained in said public instrument, the WAIVOR has reserved the right to redeem the subject properties within a period of one (1) year from and after the date of execution thereof;

WHEREAS, the WAIVOR is willing to renounce and waive his right to redeem said properties for valuable consideration, which the WAIVEE has agreed to pay more specifically mentioned herein below;

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NOW THEREFORE, for and in consideration of the sum of TWO MILLION PESOS (PHP2,000,000.00), Philippine Currency, in addition to the original purchase price, which additional sum the WAIVOR hereby acknowledges to have received from the WAIVEE to his entire satisfaction, the said WAIVOR does by these presents renounce and waive all his rights and interests in and to the real properties above-described, more specifically the right to redeem which he has reserved unto himself by virtue of the above described public instrument executed on December 1, 2009 duly inscribed in the corresponding Certificate of Title as per entry Nos. 2352 and 4243, and as a consequence of this waiver, the WAIVEE has become the henceforth the sole and absolute owner of the subject properties without any reservation in favor of the WAIVOR.

IN WITNESS WHEREOF, the parties hereunto set their hands this 18th day of November 200 in the City of Baguio, Philippines.

REYN GAANO WITH MY MARITAL CONSENT: Waivor TIN 090-099-099Issued on 01/17/2011; Baguio City REYNA GAANO

EDGAR MONOTEN WaiveeTIN 090-099-099Issued on 01/29/2011; Baguio City

SIGNED IN THE PRESENCE OF:

MARIA CORAZON MELISSA BACANI

REPUBLIC OF THE PHILIPPINES } DONE: IN THE CITY OF BAGUIO } S.S.

A C K N O W L E D G M E N T

BEFORE ME, a Notary Public in and for the City of Baguio, this 23rd day of November 2011, personally appeared, REYN GAANO and EDGAR MONOTEN who have satisfactorily proven to me their identity through their Tax Identification Numbers indicated below their name that they are the same persons who executed and voluntarily signed the foregoing Waiver of Rights of a Registered Land, which they acknowledged before me as their free and voluntary act and deed.

This instrument consisting of TWO (2) pages, including the page on which this acknowledgment is written has been signed on the left margin of each and every page thereof by the parties and their witnesses.

WITNESS MY HAND AND SEAL.

JOSE S. CALDERONNotary Public

Until December 31, 20124F La Azotea Bldg., Session Road, Baguio City

Tel No.: (074)-442-3396

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PTR No. 99999; 1/07/2011; Baguio CityIBP OR No: 6298647; 1/07/2011; Baguio City

Roll No.: 88888; 4/08/2003Commission Serial No.: 74-NC-11 (R)

MCLE Compliance No.: IV-34458; 04/28/2011

41