BMR Advisors - Anti-Money Laundering Compliance

Anti-Money Laundering Compliance

Risk & Advisory Services

Private & ConfidentialPage 2

BMR Advisors


Anti-Money Laundering

BMR - AML Approach

AML Projects & Experience

The BMR Team

Value Proposition

BMR Advisors

One

Microsoft

Tax & Advisory

Risk & Advisory

Mergers & Acquisition

Legal Support

Delivered in 40+ countries 7 Locations

USA Largest client base

3 Centers of Excellence Alliance Partners 40+ Partners

Global Delivery Advantage

600+

Employees

Experts &

experienced

consultants

750+ clients

engaged

Tier 1

Ranked Tier 1 in ITR’s

World Tax 2014 guide

to the world’s leading

tax firms

250+

Fortune 1000 clients

served

Right-Shoring

Choice of on-ground &

offshore

BMR was founded in 2004 by a group of former Arthur Andersen and EY partners. We are now recognized as one of the top 5 firms in India

Chartered Accountants,

MBAs, CPAs, ACAMS, ACL

Specialists, SAP

Specialists, CISA, CCISPL

and CFE

Ranked as a leading tax law

firm by The Legal 500, Asia-

Pacific Guide 2013

2+ million hoursdelivered to date

Rated as a Great Place to Work in India

Extensive engagements in AML, KYC and Analytics for Global Clients

Industry Focus

Energy, Financial Services, Retail Technology, Media, Communications, Infrastructure, Real Estate & Japanese Business Group Rated third most active transaction advisor in India by

VCCedge League Table for FY2013

40% professionals above manager level

BMR Advisors

http://www.taxand.com/



BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Our Services

Risk & Advisory

•Process & Performance Improvement

•Risk & Control

•Due Diligence

•Analytics

•AML & Financial Compliance

Direct Tax

• Transfer Pricing

• Tax Litigation

• Transaction Tax/

Restructuring

• Corporate &

International Tax

• Expatriate Tax

• Tax Policy &

Advocacy

• Tax Outsourcing &

Compliance Services

Indirect Tax

•Advisory

•Compliance

•Litigation

M&A

•Corporate Finance

•Transaction Support

•Transaction Tax/ Restructuring

•M&A Legal

Legal Support

•M&A Support

•Direct Tax Litigation

• Indirect Tax Litigation

•Advocacy

•Documentation

Japanese

Business GroupRetail Energy

Financial

MarketsTechnology Media Real EstateManufacturing

Process Financial Legal Structuring Tax

Co

mp

ete

nce

Serv

ice L

ine

sIn

du

str

y

BMR Advisors


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Strategic Partnerships & Recognitions

Ranked second Most

Active Transaction

Advisor (Private Equity)

by Venture Intelligence

League Table for Q1

2011

Rated as a Great Place

to Work in India, 2010

Great Place to Work ®

Institute

Rated Tier 1 Tax

Transactional Firm for fifth

consecutive year by

International Tax Review’s

online poll, 2012

BMR ranked sixth (by

deal count) in Thomson

Reuters Mid-Market

Insight, Jan-Sep 2012

Rated third most active

transaction advisor by

Venture Intelligence

League Table for the first

half of 2012

BMR Legal Ranked

among the top Indian

legal tax firms by the

Chambers and Partners

in the Asia-Pacific Guide

2012

Rated Tier 1 Tax

Transactional Firm for

sixth consecutive year by

International Tax Review’s

online poll, 2013

BMR Advisors ranked third

leading financial advisor in

India for the year 2012 by

Thomson Reuters Mid-

Market survey

BMR Advisors rated as

Number One transaction

advisor by VC Edge for the

year ending 2012

BMR Legal ranked as a

leading tax law firm by

The Legal 500, Asia-

Pacific Guide 2013

Ranked as a Tier 1

Firm in India,

International Tax

Review, World Tax

Survey 2009

2009 2010 2011 2012 2013




tax firms

2014

BMR Alliance Partners

2015


World Transfer Pricing

2014 guide

Most Active transaction

advisor for Private

Equity and M&A by

Venture Intelligence




tax firms, 8th year in a

row


World Transfer Pricing

2015 guide

BMR And Community

The firm has a strong commitment to community service. As much as client service, we endeavor to fulfil our social responsibility under the

aegis of BMR Foundation. Through our ‘Go Green Initiative’, we adopt environment-friendly practices at our workplace. We actively support

initiatives such as SOS Children’s Villages of India, Indian Red Cross Society and MillionTreesGurgaon.

BMR Advisors



http://www.www.translink-int.com/

http://www.www.translink-int.com/


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Our Clients | Financial Services

Asset Management

AIG

Fidelity

ING

JP Morgan Chase

Templeton

Banking

ABN AMRO Bank

AIG

American Express

Bank

Barclays

Bank of America

BNP Paribas

Citigroup

Corporation Bank

Deutsche Bank

HDFC Bank

HSBC

IDBI Bank

ING Bank

JP Morgan Chase

Ratnakar Bank

Royal Bank of

Scotland

State Street

Standard Chartered

Sumitomo Mitsui

Banking Corporation

Templeton

Toronto-Dominion

Toyota Financial

Services

Insurance

Birla Sun Life

Insurance

ICICI Prudential

ING Vysya

PNB MetLife

Baer Capital

Blackstone

Carlyle

CVC

Englefield Capital

GIC

Helion Ventures

Henderson

Halcyon

ICICI Ventures

IDFC Private Equity

India Value Fund

Lazard

Mandala Capital

Motilal Oswal

New Vernon

NVP

Och-Ziff

Old Lane

Q Investments

Sage

Shriram Transport

Finance

Temasek

Warburg Pincus

Real Estate Funds

Actis

Aditya Birla Real

Estate Fund

Ascendas

The Chatterjee Group

IREO

Deutsche Realty

Kotak Realty

New Vernon Realty

Red Fort Capital

Solitaire Capital

Investment Banks

ADM Capital

Citigroup

Credit Suisse

Deutsche Bank

Merrill Lynch

NM Rothschild

Goldman Sachs

JPMorgan

Lehman Brothers

Morgan Stanley

UBS

Private Equity

Alchemy Partners

Apollo Investment

Corporation

BMR Advisors


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Our Clients | Non-Financial Services

24/7 Customer

ABB Group

Accenture

Actaris

ADM Capital

Airtel

Airwide solutions

Alstom

Apple Computers

Assa Abloy

AstraZeneca

Avaya

BAF

Baker Huges

BD

BEA Systems

BHP Billiton

Biocon

BlueDart

Blue Foods

BP Amoco

Brightpoint

British Gas

Broadcom

Cadbury Plc.

Calleo

Canon

Cargill

CGG

Chevron

Cisco Systems

Claris Lifesciences Limited

CNBC

Continental Airlines

Dabur

Daikin

EagleBurgmann

Enfield

Enpro Jubiliant

Equant

ExxonMobil

Fujifilm India

General Motors

Genpact

Goodyear

Gujarat Gas

GIC

GMR Group

GSK

HDFC Chubb

Helmerich & Payne

Heidelberg Cements

HP

Hutch

IBM

ICA Domus Trust

Indigo Airlines

Ingersollrand

Intel

Interglobe Enterprises

Itochu Corporation

Ivy Comptech

K Raheja Corp.

Kennametal Widia

Kobelco Cranes

Kodak

Lear Corporation

Levi Strauss

McKinsey & Co.

Metal One

Mindtree Consulting

Mitsubishi Corp

Mitsubishi Material

Mosbacher

NCR Corporation

NDS

Nokia

Novartis

Novo Nordisk Premier Oil

Oxigen

Panasonic

Pepsi

Perot Systems

Petronas

Quest

Radhakrishna

Reuters

Regulatory Data Corp

Reliance Industries Ltd

Rolex

Samsung

Sanyo

Schlumberger

Shell

SIA Engineering

Socomec

Sojitz

Sony

Star TV

Sumitomo Chemicals

Sumitomo Corporation

Suzuki

Synova

Tally

Teletech

Ten Sports

Texas Instruments

Thomson

Uni Products

USV

Valtech

VSNL

Xerox

Yum!

BMR Advisors


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Risk & Advisory | Key Services


Anti-Bribery Compliance

Intellectual Property Monitoring

Risk &

Advisory

Data Analytics

Process Development & Optimisation

Internal Audit

Process Integration

Securitization Support

Data Assets

Impact Analysis

Fraud Investigations

Fraud Assessment & Prevention

Fraud Analytics

Financial & Tax

Business Analysis

Third Party Ecosystem

Risk Management Framework

Online, Mobile & New Age Crimes



BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Internal Controls

Management Oversight Standards

Risk Based Framework

Remediation &

Refinement

Transaction Monitoring

KYC Due Diligence

Training Screening

Policy & Procedures

AML Technology Support

Agent Network

Assessment

Independent testing

AML Diagnostic

Check

Our Anti-Money Laundering Compliance

offerings have been structured to ensure

complete coverage of all aspects of the

present & emerging compliance

challenges.

These offerings have been divided into

AML Support

AML Core

AML Investigation


Anti-Money Laundering Compliance Services


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Program Management

►Diagnostics

►Risk based framework

Operations

►KYC Remediation

►AML Hub

►Process Design & Training

►Threshold Review

►Alert Disambiguation

►Data Analytics

Our AML solutions take a modular

approach, interfacing with relevant

components of the organization’s AML

compliance framework

BMR - AML Approach

The BMR AML Solution Components


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Set-up & Operation | Global KYC CoE

Business Issue

► To address the identified

anti-money laundering

compliance deficiencies that

affected banks’ business

► To complement the

Compliance department’s

roll out of its new KYC due

diligence process/ Customer

Acceptance Forms

Region(s)/Countries

► 229 jurisdictions globally

What BMR did

Determined:

► Unique set of customers for

each different business unit

► Existing customer

information gaps

► Project schedule and effort

estimates

► We developed a ‘One Team

Structure’ with multiple

personnel

► Successfully managed the

entire back-end for 229

jurisdictions and performing

customer due diligence for

225,000 corporate customers

► Our operations team

performed – background

verification, name and news

screening, sanction list

checking, external research

and fulfillment of local

country requirements

Key Benefits

► Addressed the timelines set

by the Regulators for KYC

remediation of customers

► A global KYC Repository –

for future use

► Quality function introduced

in the COE to ensure

consistence delivery

standards

► Allowed the bank to focus

on key AML issues; limit

disruption to business; meet

the milestones provided by

the Regulators

► Educated the team in

Mumbai, on KYC

documentation and data

management

Key Deliverables

► Implemented a global KYC

Hub – successfully

managing the entire back-

end KYC processes for 229

jurisdictions

► Developed Standard

Operating Procedures,

thereby defining clear

roles and responsibilities

► Designed IT Solutions for

Data Management

► Comprehensive Training

Manual for the

Operations, developed

and training imparted to

the all team members

► Developed a Risk and

Control Self Assessment

(RCSA) for documenting

the Risk and Control

framework for the COE



BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Business Issue

► BSA and USA PATRIOT Act:

International FATF

Recommendations and US

legislative regulations

mandate a financial

institution to conduct

appropriate risk-based due

diligence on a potential

client prior to engaging in a

business relationship

► Bank had engaged BMR &

Partner Firm to conduct the

KYC Remediation of the

India domiciled accounts.

Region(s)/Countries

► APAC

What BMR did

► Identified the customer on

the basis of documents,

data or information

obtained from a reliable and

independent source

► Identified, where applicable,

the beneficial owner and

took risk-based and

adequate measures to

understand the ownership

and control structure of the

customer

► Obtained information on

the purpose and intended

nature of the business

relationship

► Identified gaps and

recorded requirements in

pre-defined templates

► Conducted sales connects

► Management Reporting

Key Benefits

► Facilitated the bank to know

who they are doing business

with in a bid to prevent the

bank from inadvertently

facilitating money

laundering

► Facilitated the compliance

to the RBI requirement

► Developed Daily and weekly

MIS dashboards, with

various information cuts, to

report status to

management as per their

requirement

Key Deliverables

► KYC due diligence and gap

analysis of over 800

accounts over a period of

6 months

► Sales connects with

relationship managers

along with status of the

connects

► Filtering documents stored

on the shared drive to

ensure only most updated

documents are retained


KYC Remediation | APAC operations of a Wall Street Bank


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Business Issue

► High volume of monitoring

alerts causing difficulties in

identification of suspicious

transactions

► To expedite the alert

disambiguation process,

identify false positives and

increase review

effectiveness

Region(s)/Countries

► Americas – NY

What BMR did

► We assisted the client in

optimizing their automatic

transaction monitoring

thresholds by:

• Identifying anomalies in

transaction behavior

• Detecting hidden

relationships and linked

accounts

• Identifying beneficial

ownership of transactions,

and

• Analyzing segmental

characteristics, based on risk

profiling

► In addition, we assisted our

client in establishing

effective AML alert

disambiguation processes

using KYC information and

customer transaction history

Key Benefits

► Reduced false positives

► Timely and accurate alerts

► Identification of suspicious

relationships

► Identification of beneficial

owners

► Consolidation of the

detection process across

multiple channels

Key Deliverables

► Established effective AML

alert disambiguation

processes

► Training on alert

disambiguation

procedures

► Dry runs and

implementation of


► Optimisation of the

automatic transaction

monitoring thresholds

► Risk profiling of customers


Transaction Monitoring Optimization | Wall Street Bank


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Business Issue

► BMR was tasked by one of

the top 5 global banks to

objectively evaluate,

independently test and

perform an assessment of

the bank’s existing AML

policies, procedures,

systems and internal

controls for compliance with

relevant AML regulations

and regulatory expectations

Region(s)/Countries

► Bangladesh, India, Malaysia

What BMR did

► A review was conducted

both within the context of

the compliance regime of

the country and international

standards.

► As the Bank conducted a

high volume of US Dollar

denominated transactions

and had a subsidiary network

outside the country, reviews

were conducted in

accordance with global

guidelines

► Our work included interviews

and discussions with key

departments and staff

members to determine key

action areas and solutions

with the goal of addressing

any AML compliance gaps at

the banks.

Key Benefits

► BMR independently tested

the effectiveness of the

bank’s implemented AML

program from the strategic

policy and operational

perspective

► Reported and remediated

gaps identified

► Provided more comfort to

management on the AML

function within the bank

Key Deliverables

► Gap report with

recommendations for

plugging the gapsAML Projects & Experience

AML Reviews | CB Partners of global bank post regulator intervention


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Business Issue

► To develop a comprehensive

PEP database in compliance

with Anti-Money Laundering

(AML) regulations such as

Anti-Bribery Act (ABC), US

Foreign Corrupt Practices

Act, US Patriot Act etc.

► To enhance the customer

due diligence process with

the development of the

aforesaid comprehensive

PEP database

Region(s)/Countries

► More than 240 counties

What BMR did

► Designed political Structures

to holistically capture the

PEP definition (global and

country specific)

► Risk based Scoring Model to

categorize PEPs, their close

associates and family

members

► Sourced Information

pertaining to PEPs from

multiple sources such as

government bodies, news

article, databases etc.

► We performed periodic

reviews and assessment of

all in-scope countries to keep

the developed database

updated

► Developed MIS and reporting

matrices

► Training manuals and SOP

Key Benefits

► Exhaustive database with

global coverage of Political

Public Figures

► Standardisation of PEP

definition, processes across

42 countries, taking into

account differing local

regulations

► Micro- categorization to

distinguish between

international, national and

local PEPs

► Risk rating to easily view

high risk PEPs

► Periodic reviews to maintain

countries with current

political updates

Key Deliverables

► Extensive due diligence

report with respect to

client’s requirement for

250K+ profiles

► Unified research platform

containing complete

associations of Political

public figures

► Standard Operating

Procedures (SOP) and

Reporting framework

► Weekly and monthly

updates on changes

observed in countries

political events


PEP Review & Build-out | Global PEP repository for 240 countries


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Business Issue

► To conduct due diligence

based on the global FATF

anti-money laundering

(AML) requirements and the

Wolfsberg Principles for

Correspondent Banking for

15K banks

► To create a database for all

these set of banks with the

required set of documents

► To create an online platform

to integrate all the research

findings for these banks

Region(s)/Countries

► Across multiple geographies

globally

What BMR did

► We identified and developed

a database for sources such

as stock exchanges, company

registries, news websites etc.

(primarily public sources)

► Designed a Correspondent

banking due diligence form

► Conducted extensive

research and created a

database on Correspondent

banks that included -

ownership structure,

management details,

regulatory status,

correspondent banking

certifications

► Developed Standard

Operating Procedures and

Training manuals

Key Benefits

► Robust case management

capability with full audit trail

and all supporting

documentation

► Exhaustive database

incorporating data

aggregated from multiple

sources

► Comprehensive listing of key

websites to be screened on

a periodic basis for updating

information

► KYC due-diligence

documentation in respective

CADD forms

► Development of an online

platform

Key Deliverables

► Comprehensive decision-

ready reports on banks to

provide assurance and

protection against

anticipated regulatory

requirements such as US

Patriot Act, FCPA, Anti-

Bribery Act, KYC etc


Procedures (SOP)

► Comprehensive database

with set of supporting

documents for each bank

► Risk assessment report

► Weekly Project updates


Due Diligence | Developing a data set for Correspondent Banks


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Business Issue

► To execute integration of

processes after a significant

Hedge Fund acquisition

► Comply with the US Know-

Your-Customer (KYC)

regulations regarding on-

boarding of customers, in an

accelerated manner

Region(s)/Countries

► Americas

► Western Europe

► Asia-Pacific

What BMR did

► We developed the project

plan; communicated and

obtained the buy-ins from all

locations

► We conducted background

checks to identify Senior

Public Figures and Politically

Exposed Persons and

delivered a Customer Risk

Matrix summarizing the

percentages of customers at

different levels of risk

► Our due-diligence specialists

conducted the on-boarding

due-diligence for 3,500

customers across 7 locations;

complied with the US

regulatory guidelines and

met the project timelines in

spite of all the involuntary

obstacles

Key Benefits

► Access to multi-disciplinary

team that provided

assistance in process

alignment, testing of the

Technology platform, due-

diligence of customers,

project management and

reporting on this significant

integration effort

► Allowed the bank to focus

on key operational and

integration issues; limit

disruption to business; meet

the merger milestones

provided to investors

► Educated the teams across 7

locations globally, on due-

diligence documentation

during a customer on-

boarding process

Key Deliverables

► Seamless integration of

KYC processes

► KYC due-diligence

documentation in

respective CADD forms for

3,500 customers


Procedures (SOP) and

Reporting framework

► Integrated approach to

risk assessment straight

through the transaction

from pre- to post-

acquisition phase

► Weekly Project updates


Post-merger KYC Remediation | Top Wall-Street Bank


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Business Issue

► To develop a customized

KYC platform that would

streamline and standardize

the KYC process at the bank.

► The process included client

on-boarding, customer due

diligence (CDD), risk scoring

and KYC refresh

► To incorporate the requisite

aspects of workflow

management, to enable the

bank’s KYC platform to

address specific needs of its

users across geographies,

roles and teams

Region(s)/Countries

► Global

What BMR did

► Acquired an as-is understanding of paper-based processes for relevant to multiple roles and for teams from different geographies

► Prepared a Business Requirement Document (BRD) for the bank’s Technology team to design the platform

► Interacted regularly with the bank’s Technology team to develop the KYC platform

► Performed User Acceptance Testing (UAT) on several versions of the platform, and ensure adherence to the KYC requirements

Key Benefits

► Quicker and more accurate

Client Onboarding

► Effective KYC remediation

mechanism consistent with

local, regional and global

AML/KYC policies of the

bank

► Integrated Risk Assessment

capability in order to: Identify the AML risk of

clients

Arrive at suitable remediation schedules based on the Risk Assessment

► Streamlined Reporting,

especially to Audit and

Compliance

► Supports multi-jurisdictional

rules

► Incorporated customized

form designing consistent

with the bank’s global

standards

Key Deliverables

► Unified KYC platform that

optimized the client on-

boarding process

► Automation of the

complete KYC life-cycle,

from on-boarding to

remediation, including

ongoing diligence, refresh

and an empirical

mechanism to risk rank

the clients


User requirements & UAT of KYC Platform


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Business Issue

► Our client was a global top 5

bank who had an extensive

TM setup in London for their

multi-geographic operations

► The bank decided to

transfer this TM setup to

Poland

► This had to be done

seamlessly by aligning the

required processes and case

management from London

Region(s)/Countries

► Regional Hub for EMEA in

UK and Poland

What BMR did

► We assisted the client in

developing SOPS for the

operations specific to Case

Management by:

Continuously monitoring

suspicious customers

Developing workflows

Assessing existing gaps

and potential areas of

non-alignment

Conducting stakeholder

discussions and feedback

sessions

Conducting on-ground

assessment of ops

► In addition, we assisted our

client in establishing

effective AML alert


using KYC information and

transaction history

Key Benefits

► Seamless transfer of TM ops

to another geography

► Effective Case Management

techniques implemented

► Developed reporting and

escalation structures

► Communication and

reporting lines re-defined

► Timely and accurate alerts

► Consolidation of the

detection process across

multiple channels

Key Deliverables

► Established effective AML

alert disambiguation

processes

► Defined SOPS and

Workflows based on global

best practices and

business requirements


TM CoE set-up of operations | Top Wall-Street Bank


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

BMR Value Proposition

Global

Effective

Project Management

Flexible Delivery Mechanism

Thought Leadership

Extensive experience working with global institutions and an understanding and

knowledge of relevant regulations, systems, databases involved in these large-scale,

multi-location projects.

Our team comprises professionals with experience in the Big-Four as well as leading

banks and are based out of India. This One-Global Team has led to significant cost

benefits for our Clients.

We have developed a flexible operational model, that caters to Client needs with

complete data confidentiality/integrity along with effective coordination and project

management. These include on-ground and in-premises models.

High level of engagement of the senior team, with complete focus on problem

definition, solution development and its implementation.

An extensive emphasis on building knowledge of trends, regulations, processes and

technology ensures that the team develops & executes pioneering & best-in-class

engagements for Clients globally.

Value Proposition


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Sanjay MehtaPartner & Head of Risk &

Advisory Services

[email protected]

SANJAY MEHTA is a Partner with the firm, leading the Risk and Business Advisory practice. With over 30 years of experience of

advising large Indian and multinational corporations – of which he spent nearly 15 years with Arthur Andersen, and a further 3

years with Ernst & Young. He became a partner in Andersen in 1995, and subsequently became Audit Head and national leader for

the Business Risk Consulting Practice. Sanjay contributed to Andersen’s success by leading several pioneering initiatives in the US,

Europe, Africa and the Middle East. Most Significantly, he led the Telecom practice for Arthur Andersen & EY for the APAC region.

Sanjay is currently the Firm’s leader for Due Diligence assignments, spanning a number of industry sector. His experience in

financial statements, business process reviews, due diligences, performance measurement work, revenue enhancement

techniques, cost reduction and work practices review, reengineering and strategic consulting helps him provide clients with

practical business advice.

Sarabjeet SinghPartner


[email protected]

SARABJEET SINGH is a Partner in the Risk and Advisory Services practice at BMR and is an expert in the Banking and Financial

Compliances and Utilities Finance Systems, having spent over 9 years working on State Electricity Board clients. Prior to joining

BMR in 2006, he worked for nine years at Arthur Andersen and a further 3 years at Ernst & Young. He has over 21 years’

professional experience, delivering a wide range of services in accounting, due diligence reviews, internal audit, financial reporting

processes, solution development and analytics.

Sarabjeet has also been primarily involved in assurance reviews and audits of large multi-location clients, formulating and

implementing financial accounting packages, policies and practices, operational and financial controls review and financial

systems related fraud investigations. He has extensive experience in AML/KYC matters across geographies and has implemented

global AML/KYC solutions for large financial institutions and multinational banks.

Partner with consulting experience in Anti-Bribery, Anti-Money Laundering & Financial Crimes

Partner and head of Risk Advisory practice with noted leadership Due Diligence & Forensic Services

Risk & Advisory Partners

The BMR Team

https://www.linkedin.com/in/sanjaymehtabmr

https://www.linkedin.com/in/sanjaymehtabmr

http://in.linkedin.com/in/surdie

http://in.linkedin.com/in/surdie


BMR Advisors



BMR - AML Approach


The BMR Team

Value Proposition

Contacts

Sarabjeet Singh

Partner

+91 991 034 5454

[email protected]

Abhishek Bali

Vice President

+91 783 838 3549

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This presentation has been prepared for clients and firm personnel only. The information contained in this document is for general information purposes only. While the firm endeavors to keep the

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