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Benefits 2014 Updates and Changes
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Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Dec 26, 2015

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Page 1: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Benefits 2014Updates and Changes

Page 2: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

TIAA CREF Live Webinars

O The Starting Line! O Woman2Woman booth located in the

Exhibit HallO Access articles and on-demand

presentations on personal finance and long-term investing

O Join in interactive learning facilitated by TIAA-CREF Financial Consultants

Page 4: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

One-on-One O Alicia Scaly O On campus in Miller BldgO Must make an appointmentO Twice a month

Page 5: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Dental and VisionO No increase since 2010O $.62/$3.25 per month visionO $2.50/$13.75 per month dental

Page 6: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Dental and VisionO Life time Benefit Solution

Page 7: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

HIPPA O Law requires that you have a release

on file for all family members for each insurance company.

O Complete a form today in case you need to call or advocate for a family member.

O Complete one for your family member to inquire or advocate for you

Page 8: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Changes in Health Insurance

O Beginning Oct 1O You will receive new cards

Page 9: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

PPO O Reduced Premiums by about 4%

Coverage Currently OCT 1

Specialist $15 $25

In patient Hospital

$0 $150

ER $50 $75

Rx $5/$15/$30 $5/$25/$50

Page 10: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

High Deductible

Coverage Currently Oct 1

Deductible $1300/$2600 $1800/$3600

ASC Contribution to HSA

$1300/$2600 $1500/$3000

After Deductible 20%/80% 10%/90%

RX 10%/40%/50% $5/$35/$70

Wellness ---- Healthy Dollars

Reduce premiums just over 3%

Page 11: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Deductible 2014 - HDHP

O Deductible and out-of-pocket maximums met so far this calendar year will rollover

O They will reset 1/1/15

Page 12: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Healthy Dollars- only High Deductible

O Health Club MembershipO Open to the public

O Children’s Fitness ActivitiesO Community Based soccer, dance,

bowlingO Weight Management Programs

O Jenny Craig or Weight WatchersO Adult Physical Classes/Lesson

O Tai Chi, Yoga, Zumba, Jazzercise, Dance, Personal trainer

Page 13: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Blue 4 UO All who have ASC Health InsuranceO Onsite screening – BMI, blood

pressure, blood sugar, cholesterolO Every 6 monthsO Send individualize information based

on resultO Send info to your DoctorO Can see trends over time

Page 14: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Savings on Prescriptions

O Drug Discount cards (including Pets)O Not greater than your plan card

O Discount Pharmacy ServicesO Hundreds of drugs for $4 for 30 day

supplyO Patient Assistance Programs

Page 15: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Savings on Prescriptions

O Prime Mail O Wegman’s *New

O Three month supply for only 2 copays

O 33% savings

Page 16: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

There’s an app for that

Find a Blue Cross provider – Urgent care while traveling- Child at College- Find in-network

specialist

- Iphone only

Page 17: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Brain Health O Mental HealthO Protecting brain from traumaO Directing the body functionsO ThinkingO Memory

Page 18: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Don’t pay taxes !Health Savings Accounts

Flexible Savings Accounts

Limit $1850/$3650 $2500

Rolls over year to year Roll over $500 year to year

Triple Tax free Double Tax Free

Use in after you leave employment

Cannot use after you leave employment

Page 19: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

FSA/HSAO Use this for unreimbursed ( not paid

by insurance)O Dental O VisionO MedicalO PrescriptionO Hearing

O Why are you still paying taxes on these dollars?

Page 20: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Ask the PharmacistO Email and response within 3 days

O Over the counter sleep aidsO Grapefruit and Birth ControlO Calcium supplementsO Medicine storageO Time of day

Page 21: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Blue 365O Discount Program

O Blue Cross members receive discounts O Reebok sneakerO Hearing AidsO Nutri systems/Jenney Craig

Page 22: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

January 2016O IRS forms 1094c

Page 23: Benefits 2014 Updates and Changes. TIAA CREF Live Webinars O The Starting Line! O Woman2Woman booth located in the Exhibit Hall O Access articles and.

Questions?O Michelle BrackinO Sue Michales

Forms, Links & Phone numbers CORTLANDASC.COM click employees