Basel II Risk Compliance Solution(Tasso ): Lera technologies

Lera Technologies

Basel II Risk Compliance Solution

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Basel II Risk Compliance Solution

“The purpose of Basel II is to create an international standard that banking regulators can use when

creating regulations about how much capital banks need to put aside to guard against the financial

and operational losses. The Basel II recommendations help banks to follow international standards

by creating regulations in risk and capital management.”

Lera Technologies has expertise in understanding the geography-specific Basel II implementation

requirements and the associated challenges. We can help your bank gain from the implementation through

our Tasso - Basel II Implementation Framework. With an experience in implementing Basel II and other risk-

based solutions across global banks, we developed a robust framework for enterprise risk management.

Through it, we accelerate your compliance efforts and aid in meeting your stringent timelines and industry

requirements.

Lera Technologies has worked with leading banks world wide in meeting their specific needs around various

regulations such as Operation Risk and Credit Risk to implement Basel II guidelines in their banks.

Banks face huge challenges while implementing Basel II Standards. The major challenges include:

Inadequate data spread across the organization and disparate systems & processes.

Multinational Banks face huge challenges to implement Basel II, as their branches and subsidiaries are

subjected to varied home/ host regulatory requirements.

Adopting an advanced approach to get benefits from Basel II is a challenge to banks because of

infrastructure scalability and data credibility.

Lera Technologies helps banks to

overcome these challenges and

provides complete guidance for Basel

II implementation process. Our

framework is based on industry best

pract ices and addresses key

c h a l l e n g e s i n e n d - t o - e n d

implementation.

Lera's Basel II Risk Compliance

Solution enhances banks enterprise

risk management processes, models

& systems, and integrates them with

the rest of the organization, providing a

complete view of bank's risk exposure.

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Challenges in implementing Basel II - 3 Pillars

Overview

Pillar-IMinimum Capital Requirement

Pillar-IISupervisory Review Process

Pillar-IIIMarket Discipline

Capital Requirement for...... Credit Risk

?Standardised Approach.?Foundation IRB

Approach.?Advanced IRB

Approach.

Operational Risk

?Basic Indicator Approach.

?Standardised Approach.?Advanced

Measurement Approach.

Regulatory Framework for Banks

?Internal Capital Adequacy Assessment process.

?Risk Management.

Supervisory Framework

?Evaluation of internal systems of Banks.

?Assessment of risk profile.

?Review of compliance with all regulations.

?Supervisory Measures.

Disclosure requirements of Banks

?Transparency for market participants concerning the bank’s risk position.

?Enhanced comparability of banks.

Solvency - II

Basel-II three pillars

Fig: Three Pillars of Basel-II

Basel II Risk Compliance Solution

With a vast domain experience in developing solutions to Banking and Financial Services firms especially in Risk

Management, Lera Technologies has developed a dedicated team comprising of Basel II specialists.

Lera Technologies framework helps banks attain greater benefits from our:

Modeling expertise & Risk Assessment process which comprises various risk measuring techniques like KRI,

Scorecards, Risk matrix etc followed by Risk Monitoring, Communication and reporting.

Strong data management capabilities are supported by robust framework. Lera can handle complex and large

data management programs, and also have a Center of Excellence (CoE) dedicated for data

management and business intelligence technologies.

Independent Testing Services that focuses on providing dedicated Quality Assurance services which help you

build test strategies that align well with business strategies.

M

S

I

odeling Expertise & Risk Assessment

trong Data Management Capabilities

ndependent Testing Services

Why Lera Technologies?

Our comprehensive framework comprises the following:

includes minimum capital requirements for operational, credit and

market risk.

includes Risk Identification, Risk Assessment,

Risk Mitigation, Risk Monitoring and Risk Reporting. The key functionalities that includes in ORM

Framework are Key Risk Indicators, Audit Trails, Issue Tracker, Loss Event Management, Action

Plans, Quality Control Check, Heat Maps and Scorecards.

includes Collecting Borrower & Loan data from

external system through integration, computing credit risk, Monitoring and managing risk rating,

Portfolio Management and Risk reporting. The key functionalities that includes in CRM Framework

are data quality, rating models, stress testing and back testing.

includes supervisory review & approval process, key performance

indicators, internal capital adequacy assessment, risk capital performance assessments, alerts

management etc..

includes reporting capabilities, ad hoc reporting etc. which is used

to enhance the degree of transparency in banks' public reporting to shareholders and customers.

Pillar I Implementation Framework

Operational Risk Management(ORM) Framework

Credit Risk Management(CRM) Framework

Pillar II Implementation Framework

Pillar III Implementation Framework

Risk Compliance Solution Framework

Basel II Risk Compliance Solution

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Improved capability for setting and monitoring risk limits.

Effective Utilization of capital with reduced risk.

Lower operational losses resulting from better controls and monitoring.

Experience increased market reputation and investor confidence.

Facilitates seamless integration with your systems

Solution can be customized to suit the efforts of your bank across the globe.

Framework allows banks to follow industry best practices, standards and processes to meet

industry benchmarks.

Benefits of Basel II Risk Compliance Solution

Lera Technologies is a global IT Solutions and Services Company that offers a

wide array of solutions especially for Banking and Financial Services. Starting

from providing solutions for Risk and Compliance, Business Intelligence,

Spend Data Management, Business Process Management, elearning to

implement IT solutions for clients, Lera straddles this entire space. Our

innovative solutions deliver measurable value through increased process

efficiency thus helping businesses to take faster and better decisions.

About Us

Clientele

Contact Us

Lera Technologies Inc 146, Briar Lane,Norwich,Connecticut - 06360. Tel: +1 (646) 915 - 0640

Email: [email protected]

Lera Technologies229 Arc, Makarios,3rd Avenue, Meliza Court, 4th Floor, Limassol 3105.Cyprus.

Email: [email protected]

Lera TechnologiesPlot #1, New SBH Colony, West Marredpally, Secunderabad-26, India.

Tel: +91 40 27700000 Email: [email protected]

INDIAEUROPEUSA

www.leratechnologies.com

Basel II Risk Compliance Solution