Banking Sector in India

Banking Sector in IndiaThe Promising Future..

Presented By:Adarsh Bagrecha

A bank is a financial intermediary that creates credit by lending money to a borrower.

Banking in India in the modern sense originated in the last decades of the 18th century.

Among the first banks were the Bank of Hindustan, which was established in 1770

The largest bank, and the oldest still in existence, is the State Bank of India. It originated as the Bank of Calcutta in June 1806.

The Reserve Bank Of India was established in 1935 Indian banking consists of 26 public sector banks, 20 private

sector banks, 43 foreign banks, 56 regional rural banks, 1,589 urban cooperative banks and 93,550 rural cooperative banks

AT A GLANCE..

EXECUTIVE SUMMARY

Robust Assets Growth

Growth lending and deposit

Higher ATM penetration

Rising rural penetration

In 2015, value of public sector bank USD 1.4 trillion.Total banking assets has reached USD1.8 trillion in FY2014

Total lending increased at CAGR 20.7% Deposit increased at CAGR 19.7%

Banking connectivity increased to 211,234 villages in 2013 from 67,694RBI grant licensed to IDFC and Bandhan Microfinance

Number of ATMS increased to 182,480Number of ATMS per million is about to 300 in 2017

BANKING STRUCTURE

Reserve Bank (Central Bank)

Scheduled Commercial Banks (157)

Public Sector Banks

SBIBank of India

PNB

Private Sector Banks

ICICI BankHDFC BankAxis bank

Foreign Banks

HSBCDBS BANKCiti Bank

Regional Rural Banks

Maharastra Gramin Bank

NABARD

Local Area Banks

Scheduled Co-operative Banks

(95157)

Urban Co-operative

Banks

Rural Co-operative

Banks

MAJOR PLAYERS

• Established in 1955, State Bank of India is the largest public sector bank in India.

• The Net Interest Income of State Bank of India in 2015, was USD9.13 billion

• Size – Number of branches: 16,333• Number of ATMs: 54,560• Total Assets: USD 0.62

billion• Best Bank– Public Sector by

Banking, Financial Services and Insurance (BFSI) in 2015

• Socially Responsible Bank– Magna Awards’15 by Business World Magazine

State Bank of India

FY10 FY11 FY12 FY13 FY14 FY15

1.9 1.8

2.5 2.6

1.8

2.2

Net Profit (USD billions)

CAGR: 3.8%

• Established in 1994, HDFC Bank is the second largest private sector bank in India. HDFC was amongst the first to receive an 'in principle‘ approval from the RBI to set up a bank in the private sector

• Size–Number of branches:4,014• Number of ATMs: 11,766• Number of employees:

69,065• Total assets :USD97.96

billion• Best Managed Company

(Finance Asia Pollon Asia’s Best Companies 2015)

• •Ranked third in Investor Relations and Corporate Governance (Finance Asia Pollon Asia’s Best Companies 2015)

HDFC Bank

FY10 FY11 FY12 FY13 FY14 FY15

621.8

860.7

1102.21238.5

1406.5

1775.1

Net Profit (USD millions)

CAGR: 24.0%

MAJOR PLAYERS

MAJOR PLAYERS

• Established in 1994, Axis Bank is the third largest private sector bank in India. The Net Interest Income in 2015, was USD2.36 billion• Size– Number of branches:

1,714• Number of ATMs: 12355• Number of employees:

42,230• Total assets: USD63.6

billion• No.1 Promising Banking

Brand of 2015 (ET Best Brands 2015)

• Awarded the title of Superbrand 2014–15, by Superbrands

Axis Bank

FY10 FY11 FY12 FY13 FY14 FY15

530.3

742.8

904.9 953.61031.5

1235.6

Net Profit (USD millions)

CAGR: 16.6%

Date of Establishment: 28-04 1931Headquarter: Aluva, kochi, keralaDirectors: Sudhir Moreshwar Joshi, Balagopal Chandrasekhar, Dilip Gena

Sadarangani, Harish Hansubhai Engineer, Grace Elizabeth Koshie

Mr. Shyam Srinivasan, Managing Director &

CEO,

Mr. Nilesh Shivji Vikamsey,Part Time Chairman

AT A GLANCE..

The Federal Bank Limited is a major Indian commercial bank in the private sector, headquartered at Aluva, Kochi, Kerala

Federal Bank, was incorporated in 1931 Fourth largest bank in India in terms of capital base. Federal Bank has

1247 branches spread across 24 states 1498 ATMs across the country.

Net profit stood at Rs 839 crore end of March 2014 In August 2013, Federal Bank introduced FedBook, the

first electronic passbook launched by any bank in India.

Be Dominant Bank in Kerala. Be a role model for corporate governance

VISION

MISSION Devote balance attention to- Stakeholders, Employees and Customers.

STPSegment Individual and Industry bankingTarget Group Semi-Urban SectorPositioning Complete Banking  solutions

Strength:1. 1247 branches spread across 24 states in India and 1498 ATMs around India2. Innovative but simple products and service offerings3. Expansion across country4. State of Art I.T support for customers and employees

Weakness:1. Less penetration in the urban market2. Federal Bank, the principal sponsor of Kochi Tuskers Kerala

Opportunity:1. Small enterprise banking2. Rural banking and improved urban services3. Acquisition of smaller units in small regions

Threats:1.  Economic slowdown2.  Highly competitive environment3. Stringent Banking Norms

SWOT ANALYSIS

SWOT ANALYSIS

RELATIONSHIP MANAGER

CRM

Marketing

Sales

Order

Support

improve a firm's relationships with both partner firms and customers.

Marketing

Run Campaigns

Generate Leads

Form a Database

CRMSales

Assign Leads

Quality Leads

Convert Leads

Track Opportunities

Order

Deliver Products

Product Invoices

Support

Manage Cases

Conduct Tranings

Provide Service

Develop Knowledge base

Excellent communication and listening skills The ability to explain complex information clearly and simply Good sales and negotiation skills Good mathematical and computer skills Plenty of drive, initiative and motivation The ability to analyse and research information Networking capabilities  Sound knowledge of product

JOB PROFILE

THANK YOU..!