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1. Which of the following is one of the major functions of the RBI ? (A) Maintain India Investment Fund created by the Govt. of India (B) Act as custodian of the foreign exchange reserves of the country (C) Appoint (CEOs) of the foreign banks in India (D) Appoint Finance Secretary to the Govt. of India (E) Decide exchange rates of currencies like Yen, Yuan and Dollars Ans : (B) 2. Who among the following is a regulator of financial/banking institutes / organizations in India ? (A) Indian Bureau of Standards (B) Life Insurance Corporation of India (LIC) (C) Central Bureau of Investigation (D) Institute of Chartered Accountants of India (E) Reserve Bank of India (RBI) Ans : (E) 3. Who among the following is the Union Minister of Commerce, Industry and Textiles at present in India ? (A) Sri Anand Sharma (B) Dr. Farooq Abdullah (C) Sri Ghulam Nabi Azad (D) Sri Kapil Sibbal (E) None of these Ans : (A)
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Page 1: Banking Questions

1. Which of the following is one of the major functions of the RBI ?

(A) Maintain India Investment Fund created by the Govt. of India

(B) Act as custodian of the foreign exchange reserves of the country

(C) Appoint (CEOs) of the foreign banks in India

(D) Appoint Finance Secretary to the Govt. of India

(E) Decide exchange rates of currencies like Yen, Yuan and Dollars

Ans : (B)

2. Who among the following is a regulator of financial/banking institutes / organizations in India ?

(A) Indian Bureau of Standards

(B) Life Insurance Corporation of India (LIC)

(C) Central Bureau of Investigation

(D) Institute of Chartered Accountants of India

(E) Reserve Bank of India (RBI)

Ans : (E)

3. Who among the following is the Union Minister of Commerce, Industry and Textiles at present in India ?

(A) Sri Anand Sharma

(B) Dr. Farooq Abdullah

(C) Sri Ghulam Nabi Azad

(D) Sri Kapil Sibbal

(E) None of these

Ans : (A)

4. Which of the following terms is used in the field of Banking / Finance ?

(A) Reflex Action

(B) RH Factor

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(C) Active Asset

(D) Amendment

(E) Statement of Fact

Ans : (C)

5. Which of the following is the period of the 12th Five Year Plan of India ?

(A) 2011–16

(B) 2010–15

(C) 2012–17

(D) 2013–18

(E) 2009–14

Ans : (C)

6. Which of the following books is written by Arundhati Roy ?

(A) India Wins Freedom

(B) The God of Small Things

(C) A Himalayan Love Story

(D) A Bend in the River

(E) Adversary in the House

Ans : (B)

7. What does the letter ‘R’ denote in the term ‘RTGS’ as used in the field of banking ?

(A) Real

(B) Reasonable

(C) Rotation

(D) Rate

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(E) Repo

Ans : (A)

8. Bertrand Tavernier who was honoured by Life Time Achievement Award in 42nd International Film Festival of India in November 2011 is a citizen of—

(A) India

(B) U.S.A.

(C) Germany

(D) France

(E) Britain

Ans : (D)

9. Which of the following terms is used in the game of Cricket ?

(A) Love

(B) Knock-out

(C) Deuce

(D) Silly Point

(E) Dribble

Ans : (D)

10. Which of the following is the sensitive index of National Stock Exchange ?

(A) Nifty

(B) Sensex

(C) MCX

(D) CNX

(E) ETF

Ans : (B)

Page 4: Banking Questions

11. Who among the following is the Chief Minister of Rajasthan at present ?

(A) Sri Mukul Vasnik

(B) Sri Kamal Nath

(C) Sri Ashok Gehlot

(D) Sri Ashok Chandra Meena

(E) None of these

Ans : (C)

12. Novelist Julian Barnes who won Man Booker Prize for his book recently is a citizen of—

(A) France

(B) Australia

(C) U. S. A.

(D) Britain

(E) Germany

Ans : (D)

13. Muammar Gaddafi who died recently was a political leader of—

(A) Egypt

(B) Syria

(C) Kenya

(D) Turkey

(E) Libya

Ans : (E)

14. Steve Jobs was associated with which of the following fields ?

(A) Computers

(B) Sports

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(C) Films

(D) Politics

(E) Literature

Ans : (A)

15. Nobel Prizes, which were announced recently, are not given in the field of—

(A) Physics

(B) Chemistry

(C) Medicine

(D) Economics

(E) Civil Administration

Ans : (E)

16. The 51st National Open Athletics Championship was held in September 2011 in—

(A) Hyderabad

(B) Mumbai

(C) Delhi

(D) Kolkata

(E) Ranchi

Ans : (D)

17. Which of the following is grown in Maharashtra in abundance ?

(A) Black Pepper

(B) Tea

(C) Jute

(D) Cotton

(E) Rubber

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Ans : (D)

18. Govt. of India has made a special agreement with U.S.A. to develop which of the following modes of power generation in India ?

(A) Hydro power

(B) Thermal power

(C) Wind power

(D) Nuclear power

(E) All of these

Ans : (D)

19. Which of the following is a programme to develop Health Services in Rural India ?

(A) NHDP

(B) JNNORM

(C) ASHA

(D) MGNREGA

(E) RAY

Ans : (C)

20. Head Office of which of the following banks is in Delhi ?

(A) Punjab National Bank

(B) Bank of India

(C) UCO Bank

(D) Corporation Bank

(E) None of these

Ans : (A)

21. The Cattle Mela takes place in which of the following cities in Rajasthan ?

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(A) Jodhpur

(B) Bharatpur

(C) Bikaner

(D) Jaipur

(E) Pushkar

Ans : (B)

22. Which of the following is the biggest stock exchange of India where maximum number of transactions take place every day ?

(A) Delhi

(B) Ahmedabad

(C) Mumbai

(D) Bengaluru

(E) Kolkata

Ans : (C)

23. The Atomic Power Station is located in which of the following places in Karnataka ?

(A) Kaiga

(B) Trombay

(C) Mangalore

(D) Hassan

(E) None of these

Ans : (A)

24. Which of the following is the abbreviated name of the organization working for the welfare of the children ?

(A) CII

(B) BAFTA

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(C) CRY

(D) NATO

(E) None of these

Ans : (C)

25. The World Environment Day is observed on which of the following days ?

(A) July 25

(B) June 5

(C) April 5

(D) December 15

(E) None of these

Ans : (B)

26. Saina Nehwal who was in news recently is associated with the game of—

(A) Football

(B) Badminton

(C) Basket Ball

(D) Hockey

(E) Chess

Ans : (B)

27. Who amongst the following is a member of SAARC ?

(A) Indonesia

(B) Pakistan

(C) Kuwait

(D) Iraq

(E) Fiji

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Ans : (B)

28. Who amongst the following is the author of the book Diamond Dust and Other Stories ?

(A) Amrita Pritam

(B) Mulkraj Anand

(C) Anita Desai

(D) Chetan Bhagat

(E) Khushwant Singh

Ans : (C)

29. ‘Subrato Cup’ is associated with the game of—

(A) Cricket

(B) Badminton

(C) Hockey

(D) Football

(E) None of these

Ans : (D)

30. Which of the following instruments is normally used by the medical professionals ?

(A) Stroboscope

(B) Stethoscope

(C) Photometer

(D) Thermoscope

(E) None of these

Ans : (B)

31. Polio is caused by a—

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(A) Fungus

(B) Bacteria

(C) Virus

(D) Either (A) or (B)

(E) None of these

Ans : (C)

32. Pulitzer Prize is given for contribution in the field of—

(A) Literature

(B) Sports

(C) Politics

(D) Cinema

(E) None of these

Ans : (A)

33. ‘Taka’ is the monetary unit of—

(A) Saudi Arabia

(B) Iraq

(C) Kuwait

(D) Afghanistan

(E) Bangladesh

Ans : (E)

34. Who among the following is the Vice President of India at present ?

(A) Ms. Meira Kumar

(B) Smt. Sonia Gandhi

(C) Mr. M. Hamid Ansari

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(D) Sri Rajiv Shukla

(E) None of these

Ans : (C)

35. Which is the name of a country ?

(A) Lira

(B) Euro

(C) Peso

(D) Botswana

(E) Londo

Ans : (D)

36. Which of the following terms is used in the field of Physics ?

(A) Quarrying

(B) Herbal

(C) Halite

(D) Radiation

(E) Fern

Ans : (D)

37. Which of the following is the Capital of Vietnam ?

(A) Jakarta

(B) Manila

(C) Hanoi

(D) Prague

(E) Suva

Ans : (C)

Page 12: Banking Questions

38. Economy of which of the following countries is passing through a crisis and the Govt. is seeking help of European Union countries to stabilize the same ?

(A) Greece

(B) Russia

(C) China

(D) Japan

(E) Canada

Ans : (A)

39. Which of the following is not a metal ?

(A) Gold

(B) Silver

(C) Zinc

(D) Copper

(E) Sulphur

Ans : (E)

40. Who among the following is the President of Italy at present ?

(A) Michael D. Higgins

(B) Giorgio Napolitano

(C) Mario Monti

(D) Joe Biden

(E) None of these

Ans : (B)

41. ‘Manhattan’ is a town/city in—

(A) United Kingdom

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(B) Canada

(C) Australia

(D) Japan

(E) U.S.A.

Ans : (E)

42. Term ‘Insider Trading’ is associated with—

(A) Stock markets

(B) Defence services

(C) Parliamentary procedures

(D) Book publishing business

(E) Sports

Ans : (A)

43. Which of the following agencies/bodies controls Football matches at international levels ?

(A) FIFA

(B) BCCI

(C) ATP

(D) MCC

(E) FEDAI

Ans : (A)

44. Which of the following Awards is given to a Sportsperson for his/her excellent performance ?

(A) Kalidas Sanman

(B) Arjuna Award

(C) Dadasaheb Phalke Award

(D) Saraswati Puraskar

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(E) Dronacharya Award

Ans : (B)

45. Who amongst the following was the captain of the Indian team which won ICC Cricket World Cup ?

(A) Virender Sehwag

(B) Yuvraj Singh

(C) Sachin Tendulkar

(D) Yusuf Pathan

(E) None of these

Ans : (E)

46. Which of the following films is directed by Karan Johar for which he got Filmfare Award for Best Director 2011 ?

(A) Rockstar

(B) Ra-One

(C) Dhobi Ghat

(D) Chalo Dilli

(E) My Name is Khan

Ans : (E)

47. Who amongst the following is a famous Lawn Tennis player and has represented India in many Sports events ?

(A) Anjali Bhagwat

(B) Sunita Rani

(C) Mayookha Johny

(D) Anju Bobby George

(E) Sania Mirza

Ans : (E)

Page 15: Banking Questions

48. Which of the following is not an anti poverty scheme launched by the Govt. of India ?

(A) Bharat Nirman

(B) MG National Rural Employment Guarantee Act

(C) Annapurna Yojana

(D) Antyodaya Yojana

(E) Swarnajayanti Gram Swarojgar Yojana

Ans : (C)

49. Who amongst the following is a famous Author ?

(A) Roger Federer

(B) Kiran Desai

(C) Ms. Meira Kumar

(D) Mrs. Sonia Gandhi

(E) Neha Dhupia

Ans : (B)

50. What is the full form of ‘IMF’ ?

(A) Indian Money Fund

(B) International Monetary Fund

(C) International Money Forum

(D) Institute of Money and Finance

(E) Indian Monetary Fund

Ans : (B)

General English

(Exam Held on 20-11-2011)

Page 16: Banking Questions

Directions-(Q. 1-10) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Once upon a time, there was a stork that lived by catching fish from a particular tank. As the years went by, the stork grew older and weaker and its ability to catch fish diminished. At times it would even starve. The stork knew that it had to do something to survive.

One day it stood by the side of the tank with a very forlorn look on its face. The frogs, fish and crabs wondered why it was not trying to catch any food. A big crab asked the stork what the matter was. The stork answered that it was sad because all the fish in the tank were going to die and so it would have to starve. The stork said that it had heard that

people were going to fill the tank with mud and grow crops over it. The fish were very worried and asked the stork to help them.

The stork offered to take all of them to a bigger tank some distance away. But it said that it needed to rest between trips because of old age. It would only be able to carry a few fish at a time.

On its first trip, the stork took a beakful of fish. It flew to a big rock and had a good meal. Thereafter, it rested for a while, and when it was hungry again, the stork took a second trip. In this manner, the stork took a trip each time it was hungry.

The big crab in the tank also wanted to save itself and it requested the stork to take it too. The stork thought it was a good idea to try a new dish. It agreed to take the crab on its next trip.

After the stork flew up with the crab, the crab looked down to see what the new surroundings would be like. All it could see was dry land. When the crab questioned the stork about this, the stork laughed wickedly and pointed to the rock below where the crab sawa heap of fish bones. The crab realized that it was to be the stork's next meal. So the crab dug its claws into the stork's neck and would not let go till the stork fell to the ground and died. The crab then cut off the stork's head and returned home to show it to all the other fish and share the story of its adventure with the stork.

Page 17: Banking Questions

Directions-(Q. 1-3) Choose the word which is most similar in meaning to the word printed in bold as used in the passage.

1. REALIZE

(A) Confess

(B) Conclude

(C) Solve

(D) Dream

(E) Confuse

Ans : (B)

2. ADVENTURE

(A) Incident

(B) Decision

(C) Saviour

(D) Scheme

(E) Friendship

Ans : (A)

3. CATCHING

(A) Teasing

(B) Holding

(C) Detecting

(D) Sipping

(E) Eating

Ans : (E)

Page 18: Banking Questions

Directions-(Q. 4-5) Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.

4. DIMINISHED

(A) Praised

(B) Developed

(C) Agitated

(D) Excited

(E) Lessened

Ans : (B)

5. FORLORN

(A) Serious

(B) Satisfied

(C) Wicked

(D) Helpful

(E) Cheerful

Ans : (E)

6. How did the crab kill the stork ?

(A) The crab dug its claws into the stork's neck until it fell on the ground.

(B) The crab poisoned the stork's meal at the rock.

(C) The crab starved the stork to death.

(D) The crab cut the stork's head.

(E) None of these

Ans : (A)

7. Why did the stork agree to take the crab along ?

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(A) It wanted to try a new dish

(B) It wanted to prove that it was still young

(C) It wanted to save the crab

(D) It was blackmailed by the crab

(E) None of these

Ans : (A)

8. Which of the following can be the most appropriate title for the story ?

(A) The foolish fish

(B) The brave stork

(C) The crab's adventure with the stork

(D) The innocent stork and the fish

(E) The lazy crab

Ans : (B)

9. Why did the stork have to remain hungry ?

(A) There were not fish in the tank.

(B) The stork's capacity to catch fish had diminished.

(C) The stork had lost its teeth due to old age.

(D) The fish had learnt to trick the stork.

(E) None of these

Ans : (B)

10. As per the stork what had the people being saying about the tank ?

(A) The tank would dry due to immense heat.

(B) The tank would be poisoned by the people.

(C) They would trap the fish and take them to aquariums.

Page 20: Banking Questions

(D) They would fill the tank with mud and cultivate crops.

(E) None of these

Ans : (D)

Directions-(Q. 11-20) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B) (C) and (D). One of these four words printed in bold may either be misspelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e., ‘All Correct’ as your answer.

11. Will you be able (A) to obtain (B) the necessary (C) information immeediately. (D) All correct (E)

Ans : (D)

12. Although (A) I was angry, (B) I controlled (C) myself. (D) All correct (E)

Ans : (E)

13. He came (A) at a time (B) when I was (C) too buzy (D) to see him. All correct (E)

Ans : (D)

14. Have (A) you posted (B) the latter (C) to the lawyer ? (D) All correct (E)

Ans : (C)

15. Every habbit (A) of the parent (B) was found (C) in the child. (D) All correct (E)

Ans : (A)

16. He is not (A) as intelligent (B) a man as I accpected (C) him to be. (D) All correct (E)

Ans : (C)

Page 21: Banking Questions

17. I did (A) not see (B) the and (C) of the play. (D) All correct (E)

Ans : (C)

18. It is indeed (A) very clever (B) of him to have reefused (C) to do the task. (D) All correct (E)

Ans : (C)

19. Due to unfourseen (A) circumstances, we shall have (B) to leave earlier (C) than planned. (D) All correct (E)

Ans : (A)

20. There (A) were several (B) questions before (C) the committee. (D) All correct (E)

Ans : (B)

Directions-(Q. 21-25) Rearrange the following five sentences (1), (2),(3),(4),(5) in the proper sequence so as to form a meaningful paragraph, and then answer the questions given below:

(1) These books are collectively called Euclid's elements.

(2) Euclid has included his findings in one of the volumes of Euclid's elements.

(3) Euclid is known as the father of modem geometry .

(4) This information was systematically presented by him in a set of 13 books.

(5) He complied information on geometry that was already available.

21. Which of the following should be the FOURTH sentence ?

(A) 5

(B) 2

(C) 1

(D) 3

(E) 4

Ans : (C)

Page 22: Banking Questions

22. Which of the following should be the LAST sentence '?

(A) 3

(B) 1

(C) 5

(D) 4

(E) 2

Ans : (E)

23. Which of the following should be the THIRD sentence ?

(A) 1

(B) 3

(C) 4

(D) 2

(E) 5

Ans : (C)

24. Which of the following should be the FIRST sentence ?

(A) 2

(B) 4

(C) 3

(D) 5

(E) 1

Ans : (C)

25. Which of the following should be the SECOND sentence ?

(A) 2

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(B) 1

(C) 4

(D) 5

(E) 3

Ans : (D)

Directions-(Q. 26-35) Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is 'No error', the answer is (E) .(Ignore the errors of punctuation, if any .)

26. If you does (A) / not work (B) / hard, you (C) / will not succeed. (D) No error (E)

Ans : (A)

27. The candidate (A) / tried to convince (B) / the panel of the (C) / genuinely of his case. (D) No error (E)

Ans : (D)

28. He ran so hardly (A) / that he (B) / was out (C) / of breath. (D) No error (E)

Ans : (A)

29. Mohan was very (A) / concerned about (B) / is health which (C) / was deteriorating day by day. (D) No error (E)

Ans : (C)

30. He dealing (A) / sternly (B) / with the (C) / offender. (D) No error (E)

Ans : (A)

31. The man who (A) / was run on (B) / has been taken (C) / to the hospital. (D) No error (E)

Ans : (E)

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32. We started (A) / at a (B) / rapidity of pace (C) / towards the shore. (D) No error (E)

Ans : (E)

33. She is (A) / the tallest (B) / of the (C) / two girls. (D) No error (E)

Ans : (B)

34. He went (A) / to finding (B) / the buried (C) / treasure. (D) No error (E)

Ans : (B)

35. No matter what (A) / they get some (B) / man always (C) / seem dissatisfied. (D) No error (E)

Ans : (C)

Directions-(Q. 36-45) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Dilip Kumar's train was late and it ...(36)... Mumbai a little after midnight. It was his f1fSt ...(37)... to the city and the did not ...(38)... where to go. He thought he would go to a dormitory where he would not have to pay any ...(39)... but he did not know how to find one at that hour. He asked a porter to get him a cheap room. The porter asked him for fifty rupees, but Dilip waved him away and walked out of the station. He ...(40)... through the streets and asked a number of people, but could not find a room cheap enough. He sat

down on a bench in a park to ...(41)... of what he should do next. He was very tired and fell ...(42)... on the bench. He woke up the next morning, stiff on every limb, but he ...(43)... when he ...(44)... that it was the ...(45)... night lodging that he had ever had.

36. (A) leave.

(B) arrived

(C) halted

(D) reached

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(E) went

Ans : (D)

37. (A) ambition

(B) visit

(C) parking

(D) rest

(E) check

Ans : (B)

38. (A) want

(B) know

(C) guess

(D) ask

(E) imagine

Ans : (B)

39. (A) rent

(B) interest

(C) lease

(D) allowance

(E) hire

Ans : (A)

40. (A) crept

(B) wandered

(C) across

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(D) search

(E) go

Ans : (B)

41. (A) eat

(B) free

(C) think

(D) escape

(E) rest

Ans : (C)

42. (A) sound

(B) asleep

(C) above

(D) upon

(E) right

Ans : (D)

43. (A) amazed

(B) thought

(C) smiled

(D) cried

(E) shocked

Ans : (C)

44. (A) confusion

(B) reassured

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(C) regretted

(D) realised

(E) resolved

Ans : (E)

45. (A) cheapest

(B) easy

(C) comfortable

(D) reliable

(E) free

Ans : (A)

Directions-(Q. 46-50) Pick out the most effective word from the given words to fill in the blanks to make the sentence meaningfully complete.

46. They………….very pleased to see us.

(A) foresee

(B) ignore

(C) find

(D) looks

(E) seem

Ans : (E)

47. The seating arrangement makes it difficult for the pupils to talk to………….other.

(A) every

(B) among

(C) all

(D) for

Page 28: Banking Questions

(E) each

Ans : (E)

48. The university has………….the government a lot of money.

(A) sanction

(B) cost

(C) asked

(D) labelled

(E) wasted

Ans : (C)

49. We………….the whole day shopping.

(A) enjoy

(B) left

(C) had

(D) happened

(E) spent

Ans : (C)

50. I was sitting in a cafe, ………….for my friend.

(A) hoping

(B) knowing

(C) seeing

(D) waiting

(E) asking

Ans : (D)

Page 29: Banking Questions

General Awareness

(Exam Held On : 18-12-11)

1.Some time we see a reference of "Least Developed country" in the economic journals / papers etc. Which among the following is one of the parameters on the basis of which a country in economic parlance, is labelled "Least Developed"?

1) Frequent changes in monetary / fiscal policies

2) No change in the Government in last ten years as general elections did not take place

3) Low Per Capita income of a specified level and instability in agricultural / industrial production

4) Huge losses due to natural disasters resulting in displacement of people in majority

5) Scarcity of trained / skilled manpower in the country

2) Which of the following statements about the Indian Economy in the last decade is Not Correct ?

1) The economy of India is the fourth largest in the world with GDP of about 4 trillion US $ at Purchasing Power Parity (PPP)

2) Agriculture which was a major concern for the growth of the economy is now growing at an average of 7% per annum

3) A strong Balance Of Payment (BOP) position in recent years has resulted in a comfortable stock of the foreign exchange reserves

4) India has emerged as a global leader in software and business process outsourcing

5) Indian economy has shown a remarkable average GDP growth of 6.8% during last ten years

3. Who among the following is very closely associated with the day today functioning of the Reserve Bank of India ?

1) Dr. Subir Gokarn

2) Mr. U.K. Sinha

3) Mr. Kaushik Basu

4) Mr. Narendra Jadhav

5) None of these

Page 30: Banking Questions

4. Census in India was conducted recently (2011). In the eyes of the economists and policy makers, India's demographics' are very much favourable to growth. Which of the following statements is NOT in conformity with the traditional demographic characteristics of India and its relation with growth ?

1) India is a young country with low dependency ratio

2) More and more Indian youth under the age of 30 are getting better health care and access to quality technical education

3) The so called Middle class of India is happy as they have better housing and earning facilities

4) More employment opportunities and resultant financial freedom have made young women folk to pursue single life and delay marriage

5) Indian youth are now biggest consumers of luxurious goods, they spend discretionary income and enjoy the associated status

5. Some policy makers and thinkers are of the opinion that the notorious Satyam Scandal of 2009 has proved a blessing in disguise for India, as it intensified the call in the country for:

1) Stronger police force

2) Faster legal proceeding and effective judiciary

3) Greater Accounting transparency and Corporate Governance

4) Better employer employee relationship and active participation of employees in managerial functions

5) All of these

6. Frequent changes in the cost of which of the following commodities at international levels, push inflation upwards ?

1) Vegetables

2) Foodgrains

3) Petroleum Products

4) Milk

5) All of these

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7. Indian Parliament in the year 2005 passed Special Economic Zones Bill which gave birth to hundreds of SEZs in the country. How do these SEZs help in the growth of the Indian Economy ?

1) SEZs attract significant foreign direct investment from overseas and MNCs

2) SEZs give a far better price for land to the farmers and others who sell their land for the same

3) Production in SEZs is done for local consumption only and is supposed to tame inflation in the country

4) Banks in India are allowed to give loans to SEZs liberally as the interest rate on such loans is decided to be 5% higher than the normal interest rates

5) All of these

8. In economic terms, the total market value of all final goods and services produced in a country in a given year is known as

1) GNI

2) GDP

3) Inflation

4) PPP

5) Wealth of a nation

9. Which of the following is one of the indicators of Human Development Index (HDI) ?

1) Life expectancy at birth

2) Total cost of the agricultural land with a family

3) Total area of the agricultural land with a family

4) Availability of percennial source of water for irrigation

5) Nature of employment, casual / permanent or semi-permanent

10. Which of the following is one of the measures of economic growth of a country ?

1) Volume of Direct Investment made by Foreign countries

2) Number of companies listed on the Stock Exchanges

3) Groww Domestic product of the nation

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4) Number of Foreign nationals working in a country

5) All of these

11. What is the contribution of Agricultural sector in total GDP of India ? About -

1) 10%

2) 24%

3) 38%

4) 40%

5) 60%

12. What is the contributio of Service Sector in total GDP of India ?

1) 10%

2) 14%

3) 18%

4) 26%

5) None of these

13. In India, the National Income is measured on the basis of :

1) Flow of goods only

2) Number of employed youth only

3) Volume of tax collected per annum

4) Earning of people working in PSUs and Govt, jobs

5) All of these

14. Which one of the following a measure of Fiscal Reforms, has Govt. of India adopted ?

1) Brining down fiscal deficit to a particular level by an Act of Law

2) Fixing higher rate of growth

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3) Allocaion of more funds to job oriented schemes

4) Allocation of more funds to provide education to children who are 6-14 years of age

5) None of these

15. 'Green House Gases' are responsible mainly for :

1) Growth of Livestock population

2) Volume of foreign trade

3) Quality of agro products in a country

4) Industrial Development of a nation

5) Global warming

16. Which of the following in India is implemented in all the districts of the contry for providing 100 days employment to those willing to do manual jobs in rural areas ?

1) Pradhan Mantri Gram Sadak Yojana

2) Bharat Nirman

3) Mahatma Gandhi National Rural Employment Gurantee Act

4) Swarn Jayanti Gram Swarojgar Yojana

5) All of these

17. Which of the following is a Social Development programme launched by the Govt. of India for school children ?

1) Bharat Nirman 2) ASHA

3) Kutir Jyoti

4) Mid Day Meal Scheme

5) Aadhar Yojana

18. Which of the following economic concept is categorized on the basis of Current Account or Capital Account or both ?

1) Balance of Payment

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2) Value of the foodgrain stock of a country

3) Gross National Product (GNP)

4) Gross National Income (GNI)

5) Total collection of Direct Taxes in a year

19. Which of the following acts is / was introduced for the purpose of sustainable growth ?

1) Water (PRevention and Control of Pollution) Act

2) Narcotics and Psychotropic Substance Act

3) Foreign Exchange Management Act

4) Banking Regulation Act

5) Prevention of Money Laundering Act

20. 'IAEA' is an organization which functions in the area of .......

1) Prevention of Money Laundering

2) Control of Foreign Direct Investment

3) Nuclear Energy

4) World Trade

5) Promoting International understanding among the nations

21. As reported in newspapers, China has raised objection on India's presence in South China sea along with Vietnam. Both the nations are engaged in which of the following activities in the sea ?

1) Fishing

2) Exploring Minerals

3) Exploring Oilfields

4) Disposal of electronic waster

5) Disposal of nuclear waste

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22. Which of the following is the purpose of introducing 'Know Your Customer' norms by the banks ?

1) To bring more and ore people under the banking net

2) Identifying people who do not pay Income Tax

3) To ensure that the money deposited in banks has come from genuine sources

4) To ensure whether the money deposited in the bank is of an Indian or a foreign national

5) None of these

23. Which of the following organisations is established mainly to promote Micro, Small & Medium industrial sector in India ?

1) NABARD

2) SIDBI

3) IDBI Bank

4) EXIM Bank

5) None of these

24. As reported in newspapers, the Market Borrowings of the Union Govt. have gone up in 2011-12 (upto September 2011). What is the main reason for the same ?

1) Fixing very high target of growth

2) Lower than budgeted collection of the revenue

3) Lower than expected flow of foreign investment

4) RBI's reluctance in giving fresh loans to the Govt. of India for developmental projects

5) Consistent revision in the limit of the Ways and Means Advances given to the Govt. of India by the RBI

25. "Core Industries Witness lower growth in last few months" - was the news in some major news papers recently. This means the performance of which of the following is NOT taken into accounts for the same ?

1) Steel

2) Cement

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3) Coal

4) Gem & Jewellery

5) Crude oil

26. 'Centre brings the curtain down on DEPB scheme' - was the news recently. What is the full form of the term DEPB ?

1) Developmental Enterprises Promotion Board

2) Duty Entitlement Pass Book

3) Duty Enforcement & Promotion Bureau

4) Development, Export & Prevention Bureau

5) Deportation and Enforced Prevention Bureau

27. India recently entered into an agreement to purchase LNG from some East Asian Nations. This is the part of India's initiative in the direction of :

1) Look East Policy

2) Switch over to LNG

3) Business with Most Favoured Nations only

4) Convention on Supplemental Compensation (CSC)

5) New Business : New Partners Scheme

28. As per recent reports the Coal Ministry of India has allocated certain coal blocks to four NTPC

Thermal Power Plants in four states. Which of the following states is NOT among these four states ?

1) Uttar Pradesh

2) Karnataka

3) Orissa

4) Madhya Pradesh

5) Gujarat

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29. The Meet of the Finance Chiefs of G-7 countries was held in September 2011 in :

1) London

2) Tokyo

3) Paris

4) Marseille

5) Vienna

30. Which of the following organizations has given a warning to the nations of the world that there may be increased risk to global financial stability in the world ?

1) World Bank

2) World Trade Organisation

3) Asian Development Bank

4) International Monetary Fund

5) United Nations Organisations

31. Which of the folowing is considered Non Tax Revenue of the Govt. of India as projected in the Union Budget ?

1) Income Tax

2) Custom Duty

3) Service Tax

4) Corporate Tax

5) Dividends & Profits

32. What does the letter 'M' denote in the abbreviated term 'MRTP', an act which was applicable in India till recently ?

1) Money

2) Moral

3) Minimum

4) Monopolies

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5) Market

33. Which of the following is a popular women's Empowerment Programme in India ?

1) ASHA

2) Swabhiman

3) Mid Day Meal Scheme

4) Bharat Nirman

5) Self Help Group

34. We know that the Industrial sector plays an important role int he development of India. Which sector does not come under Industrial sector ?

1) Mining

2) Manufacturing

3) Banking

4) Utilities

5) Construction

35. Who among the following is one of the Deputy Governors of the RBI ?

1) Shri U.K. Sinha

2) Shri Ranjan Mathai

3) Dr. Subir Gokarn

4) Dr. M.S. Ahluwalia

5) None of these

36. What does the term 'AAY' denote which is the short form of a Social Scheme launched by the Govt. of India ?

1) Antodaya A was Yojana

2) Asian Awas Yojana

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3) Antodaya Anna Yojana

4) Area Antodaya Yojana

5) None of these

37. Which of the following organizations of women in India will be arisen out of the confuence of three movements - labour movement, cooperative movement and women's movement based on Gandhian Philosophy ?

1) TISCO

2) SHG

3) AMUL

4) SEWA

5) Gramin Bank

38. The Second Green Revolution being planned in India will be launched basically in Eastern / North Eastern states and will be based on production of :

1) Sugarcane

2) Jute

3) Bamboo

4) Vegetables

5) Paddy

39. Which of the following factors has now put a check on Migration of Agricultural Labourers from one place to another in India ?

1) Lack of irrigation facilities

2) Low productivity of land

3) Single crop cultivation

4) Higher wages and availability of employment

5) Launch of MGNREGA and availability of employment opportunities locally

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40. Which of the following Acts helps a bank in its day to day acitivites ?

1) Competition Act

2) Negotiable Instruments Act

3) Hindu Marriage Act

4) Hindu Succession Act

5) NRI Act

41. Lack of access to financial serices is technically known as :

1) financial instability

2) financial inclusion

3) financial stability

4) financial exclusion

5) Poverty

42. Which of the following is NOT one of the major functions of the National Bank for Agricultural and Rural Development (NABARD) ?

1) Acting as a regulator for cooperative banks and RRBs

2) Extending assistance to the government and others in matters relating to rural development

3) Providing refinance to lending institution in rural areas

4) Acting as a coordinator in the operations of rural credit institutions

5) Review o monetary & credit policy

43. As we all know Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called :

1) Statutory Liquidity Ratio

2) Cash Reserve Ratio

3) Bank Deposit

4) Reverse Repo

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5) Government Securities

44. Banks in their daily business face various kinds of risks. Which of the following is one such major risk ?

1) Customer risk

2) Reputation

3) Goodwill risk

4) Protection risk

5) Operation risk

45. Which of the following schemes was launched by the RBI in 2004 under which Govt. of India dated Securities / Treasury Bills could be issued to absorb surplus / durable liquidity ?

1) RTGS

2) External Commercial Borrowing

3) Market Stabilisation Scheme

4) High value clearing scheme

5) Pre-paid payment Instrument facility

46. How much amount (in Rs. crores) was allocated for raising credits to the farmers in the Union Budget 2011-12?

1) Rs. 475000 crores

2) Rs. 575000 crores

3) Rs. 675000 crores

4) Rs. 775000 crores

5) None of these

47. What does the letter 'M' denote in the name 'MFI' as used in financial sector ?

1) Mini

2) Monetary

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3) Micro

4) Mega

5) Multiple

48. The Govt. of India has created a women's Self Help Group Development Fund so that it can reduce their interest burden. What is the size of the fund ?

1) Rs. 100 crores

2) Rs. 200 crores

3) Rs. 250 crores

3) Rs. 1400 crores

5) Rs. 500 crores

49. Which of the following is NOT a programme launched by the Govt. of India ?

1) Sarva Shiksha Abhiyan

2) Rastriya Krishi Vikas Yojana

3) Accelerated Irrigation Benefit Programme

4) National Rural Livelihood Mission

5) Jeevan Anand Yojana

50. Which of the following schemes is launched to provide prenatal and postnatal care to mother and child ?

1) National Mission for Protein Supplements

2) initiative on Vegetable Clusters

3) Promotion of Nutri Cereals

4) Jan Mitra yojana

5) Janani Suraksha Yojana

51. Which of the following statements is TRUE about International Monetary Fund (IMF) ?

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1) IMF provide Ways and Means Funds to member countries

2) IMF is an agency of the Wrld Bank and is situated in Prague

3) IMF makes all the rules and regulations in relation to the World Trade between the nations

4) On becoming member of the IMF, countries get finance as temporary Balance of payment needs

5) IMF is an organization floated by the members of NATO and caters to the need of those countries only

52. The Bank rate is ........

1) free to fluctuate according to the forces of demand and supply

2) set by the RBI

3) set by the RBI as directed by the Union Ministry of Finance

4) set by RBI as advised by the Indian Banks Association

5) set by Government of India on the recommendation of the Planning Commission

53. Which of the folowing terms is used in the field of Banking & Finance

1) Special Drawing Rights

2) Affirmative Defence

3) Civil Procedure

4) Informed consent

5) Question of Fact

54. Which of the following is one of the Millennium Development Goals fexed by teh United Nations Organisations (UNO) ?

1) Develop a global partnership for development

2) Development new varieties of food grains which can ensure bumper crops

3) To ensure that population does nto cincrease in Least Developed countries at an alarming rate

4) Development measures to avet deadly Hurricanes / Tsunamies etc.

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5) Ensure that a Global Economy is developed where all nations can participate according to their strengths

55. Which of the following countries recently got a new bailout package with the help of the Private Sector ?

1) Germany

2) France

3) USA

4) Greece

5) Russia

56. By which of the following months GOods and Services Tax (GST) is to be implemented in India ?

1) April 2015

2) April 2014

3) April 2013

4) April 2012

5) June 2012

57. India recently completed negotiations with 16 countries for entering into a 'TIEA'. TIEA denotes which of the following ?

1) Tax India Exchange Account

2) Tax Information Exchange Agreement

3) Total Information Exchange Accord

4) Terminal Issue & Exchange Agreement

5) Tax Issues & Export Agreements

58. Famous Sardar Sarovar Dam is built across which of the following rives ?

1) Ganga

2) Tapti

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3) Krishna

4) Narmada

5) Satluj

59. Which of the following is NOT a Credit Rating Agency ?

1) Credit Analysis & Research Ltd. (CARE)

2) Lintas India Pvt. Ltd.

3) Moody's Investors Service

4) Standard & Poors

5) Fitch Ratings

60. Who among the following is the President (Chief) of the World Bank at present ?

1) Peter Thomson

2) Goran Hadzic

3) Robbert B Zoellick

4) Alan Greenspan

5) Z. Zang

61. Which of the following issues was / is an issue in World Trade Organisation on which India and few other countries were having all together different views than developed countries ?

1) Subsidies and Govenment procurement policy

2) G.M varities of certain crops

3) Making Yuan as major trade currency

4) Special treatment to NATO countries

5) All of these

62. Who among the following is the Head of the National Manufacturing Competitiveness Council, reconstituted recently ?

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1) Shri Isher Ahluwalia

2) Dr. Kaushik Basu

3) Shri V. Krishnamurthy

4) Shri G.M. Rao

5) None of these

63. Which of the following nations is a member of G-8 ?

1) New Zealand

2) Libya

3) China

4) South Sudan

5) Canada

64. Dr. Manmohan Singh recently addressed UN General Assembly. Which of the following was the major issue which he emphasized in his speech ?

1) Usefulness of multilateral lending agencies like IMF and World Bank in the present context

2) WTO's efforts to introduce more and more G.M. Crops in the market

3) Democratic Rights in Gulf Countries

4) Mechanism to control oil prices in the world

5) Need of strong Indo-China relations

65. Which of the following is called "Robinhood Tax" and was in news during recent Summit of G-20 nations ?

1) Excise Duty

2) VAT

3) Goods & Services Tax

4) Tobin Tax

5) None of these

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66. The Approach paper of 12th Five Year Plan got approval of the Union Cabinet recently. Which of the following is added for the first time in approach papers ?

1) Growth Rate and mechanism to achieve it

2) Corruption, Transparency and Governance

3) Strenghtening of Agriculture sector

4) Periodical Review of Monetary policy by the Govt. and not by RBI

5) All of these

67. A huge reserve of gas was explored recently in Northern Rashidpur Gas fields of ......

1) Bhutan

2) Bangladesh

3) Sri Lanka

4) Pakistan

5) Afghanistan

68. Which of the following agencies recently conducted a Pollution Survey of various cities across the world and found out that cities in Indian, Iran, Pakistan and Mongolia are the most polluted cities int he world ?

1) World Bank

2) International Monetary Fund

3) Asian Development Bank

4) World Trade Organisation

5) UNESCO

69. The Central Banks of five developed countries recently came together and decided to provide unlimited dollar loans to banks in their areas. What was the purpose of the same ?

1) To prevent China from becoming a bigger lender than the World Bank

2) Ease growing tensions in the Euro zone's financial sector

Page 48: Banking Questions

3) To reinstate USA's Credit rating at AAA level from the downgraded AA+ level

4) To create an emergency pool of dollars to provide instant help to any country in case of need

5) None of these

70. Which of the following is a payment and settlement system used by the banks in India ?

1) Liquidity Adjustment Facility

2) Real Time Gross Settlement

3) Forward Rate Agreements

4) Central Depository Service

5) Negotiated Dealing System

71. 'Federal Reserve' is the Central Bank of which of the following countries ?

1) Russia

2) Britian

3) Canada

4) Australia

5) USA

72. The Y.H. Malegam Committee which submitted its report a few months back was set up to report on further improvement of functioning of :

1) Micro Finance Institutions

2) Stock Exchanges in India

3) Cooperative Banks

4) Regional Rural Banks

5) Foreign Banks having offices in India

73. The Comptroller and Auditor General (CAG) of India recently got appointed as External Auditor of wich of the following organizations / agencies ?

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1) World Bank

2) Bank of America

3) UNESCO

4) IAEA & WIPO

5) International Monetary Fund (IMF)

74. 'Special Drawing Rights' are the rights of countries provided by :

1) World Bank

2) IMF

3) ADB

4) Federal Reserves

5) None of these

75. Indian citizens are allowed to invest overseats freedly except in :

1) Sri Lanka

2) UK

3) Bangladesh

4) Nepal

5) Pakistan

76. Who among the following represented India in first South Asia Forum Meeting held in September 2011 ?

1) Dr. Manmohan Singh

2) Shri Pranab Mukerjee

3) Shri Kamal Nath

4) Shri Anand Sharma

5) Smt. Sonia Gandhi

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77. Which of the following schemes is launched by the Govt. of India to make Indian cities free from hutments and slums ?

1) Indira Awas Yojana

2) Rajiv Awas Joyana

3) Rashtriya Gram Swaraj Yojana

4) Central Rural Sanitation Programme

78. WHich of the followign is the largest producer of Chemical ferilizers in the world ?

1) India

2) USA

3) Mexico

4) Russia

5) China

79. Which of the following is the abbreviated name of the programme launched by the Govt. of India for developing desert areas ?

1) DRDA

2) CAPART

3) DDP

4) IRDP

5) DWCRA

80. Who among the following are the two economists who got Nobel Prize in 2011 for their contribution in Economics ?

1) Thomas J. Sargent & Christopher A. Sims

2) Peter A. Diamond & Thomas J. Sargent

3) Christopher A. Sims & Dale T. Mortensen

4) Olliver O. Wilamson & Amratya Sen

5) None of these

Page 51: Banking Questions

Answers

1) 3 2) 2 3) 1 4) 4 5) 1 6) 3 7) 1 8) 2 9) 1 10) 3 11) * 12) 5

13) 4 14) 1 15) 5 16) 3 17) 4 18) 1 19) 3 20) 3 21) 3 22) 3 23) 2 24) 2 25) 4 26) 2 27) 1 28) 5 29) 4 30) 4 31) 5 32) 4 33) 5 34) 4 35) 3 36) 3 37) 4 38) 5 39) 5 40) 2 41) 4 42) 5 43) 2 44) 5 45) 3 46) 1 47) 3 48) 1 49) 5 50) 5 51) 4 52) 2 53) 1 54) 1 55) 4 56) 4 57) 2 58) 4 59) 2 60) 3 61) 1

62) 3 63) 5 64) 3 65) 5 66) 2 67) 2 68) * 69) 2 70) 2 71) 5 72) 1 73) 4 74) 2 75) 5 76) 4 77) 2 78) 5 79) 3 80) 1

SBI Clerks Marketing Aptitude & Computer Knowledge Practice Questions

Posted: 2012-03-10 17:02:16 UTC+05:30

1. FDI stands for _

(a) Foreign Direct Investment

(b) Foreign Diverse Investment

(c) Frequent Direct Interest

(d) Follow-up Discreet Intent

2. The following is not a function of the DGFT

(a) DGFT entrusted with the responsibility of implementing various policies regarding trade for example, Foreign Trade Policy.

(b) DGFT is the licensing authority for exporters, importers, and export and import business.

(c) DGFT can prohibit, restrict and regulate exports and imports

(d) DGFT acts as market regulator controlling foreign company stocks

3. What is Rupee depreciation?

Page 52: Banking Questions

(a) Rupee depreciation means that rupee has become less valuable with respect to dolllar

(b) Rupee depreciation means dollar has become less valuable than rupee

(c) Rupee depreciation means a situation when value of rupee is same as euro

(d) Rupee depreciation happens when the combined value of dollar and euro is more than rupee

4. Directorate General of Foreign Trade (DGFT) notified that the Commerce Ministry on on 11 January 2012 lowered the minimum export price of onions by $100 a tonne to $150 a tonne.What was the purpose

(a) To enhance import

(b) To boost export

(c) To lower prices in the domestic market

(d) To facilitate crop clearance

5. Indirect tax does not include _

(a) Customs

(b) Central Excise

(c) Sales Tax

(d) Service Tax

6. Telecom Commission, the decision-making body of the Department of Telecommunications recommended a uniform licence fee of what per cent of adjusted gross revenues (AGR) as against the prevalent rate of 6-8 per cent?

(a) 10%

(b) 8%

(c) 5.2%

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(d) 9.3%

7. What is the current repo rate (as on January 2012) fixed by the RBI?

(a) 8%

(b) 8.5%

(c) 7.5%

(d) 7%

8. CRISIL is a _

(a) Credit rating agency

(b) Employment exchange watchdog

(c) Infrastructure sector guide

(d) Market regulator

9. A committee on mutual funds, constituted by SEBI in december 2011 recommended to the regulator’s board to break down the bifurcation within the fee structure known as expense ratio. Which of the following facts are not true with regard to the above statement?

A. Currently mutual funds are allowed to charge up to 2.25% as expense ratio. fund houses are allowed to accept only 1.25% as asset management charges

B. Funds with large corpuses currently charge 1.55% as expenses charges

C. SEBI was suggested to keep overall scheme expenses unchanged at 2.25% for schemes with assets under management not exceeding Rs 400 crore

D. Expense ratio is more than important in debt schemes where the rate of return is not hig.

(a) 1 & 2

(b) 3 & 4

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(c) 1 & 3

(d) Only 2

(e) None of the above

10. The Centre for Development of Telematics (C-DoT) on 5 December 2011 transferred indigenously-developed Gigabit Passive Optical Network (GPON) technology to seven telecom equipment manufacturers. Which of the following facts about the technology is not true?

A. The GPON technology is a pivotal component required for broadband connectivity over optical fibre.

B. C-DOT indigenously designed and developed GPON technology, which can be used to provide triple play (voice, video and data) through fibre-based networks

C. The GPON technology was tested, validated, field-evaluated and made operational in MTNL's/VSNL’s network in Ajmer (Rajasthan)

D. The technology will help fulfil requirements of major national programmes like the National Optical Fibre Network and the State Wide Area Network

(a) Only 2

(b) Only 3

(c) Only 4

(d) 1 & 2

11. By Public Sector we mean

(a) Government ownership on commerce and trade

(b) Capitalist ownership on commerce and trade

(c) Private ownership on trade

(d) None of these

12. IN which list does Economic Planning belong to

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(a) Union list

(b) State list

(c) Concurrent list

(d) Not any specified list

13. _ forms a part of the Interest Rate Policy

(a) Fiscal Policy

(b) Industrial Policy

(c) Monetary Policy

(d) None of these

14. The share of road transport in total transport of the country is–

(a) 20%

(b) 40%

(c) 60%

(d) 80%

15. Which percentage of Central Taxes have been recommended by the 12th Finance Commission to be transferred to States ?

(a) 28.5%

(b) 29.5%

(c) 30.5%

(d) 31.5%

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16. 'Customisation' means __

(a) Tailor-made products for each customer

(b) Customers selling goods

(c) Tailor-made products for each staff

(d) A selling process

(e) None of these

17. A Marketing Survey is required for __

(a) deciding marketing strategies

(b) deciding Product strategies

(c) deciding pricing strategies

(d) All of these

(e) None of these

18. Cross-selling means __

(a) Selling with a cross face

(b) Cross country marketing

(c) Selling other products to existing customers

(d) Selling to friends

19. Credit cards are used for -

(a) Cash withdrawals

(b) Purchase of air tickets

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(c) Purchase of consumable items from retail outlets

(d) All of these

(e) None of these

20. 13th Finance Commission has been constituted under the Chairmanship of—

(a) Y. S. P. Thorat

(b) Vijai L. Kelkar

(c) T. S. Vijayan

(d) Laxmi Narayan

21. SEBI is a—

(a) Statutory body

(b) Advisory body

(c) Constitutional body

(d) Non-statutory body

22. Pradhanmantri Bharat Jodo Pariyojna is related to—

(a) Communication

(b) Social Integration

(c) Linking of Rivers

(d) Development of Highways

23. Targeted power capacity addition for 11th plan period is—

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(a) 41110 MW

(b) 66463 MW

(c) 68963 MW

(d) 86283 MW

24. NABARD was established on the recommendation of—

(a) Public Account Committee

(b) Shivaraman Committee

(c) Narsimham Committee

(d) None of these

25. Which company is providing mobile service with name ‘Cell one’ to the consumers ?

(a) MTNL

(b) BSNL

(c) Reliance Infocom

(d) Bharti Tele

26. VAT is imposed—

(a) Directly on consumer

(b) On final stage of production

(c) On first stage of production

(d) On all stages between production and final sale

27. Which of these do not grant any tax rebate ?

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(a) National Saving Certificate

(b) Indira Vikas Patra

(c) National Saving Scheme

(d) Public Providend Fund

28. Which of the following is public sector organisation ?

A. FCI Food Corporation of India

B. FCI Fertilizer Corporation of India

C. Cotton Corporation of India

D. Jute Corporation of India

(a) Only 1 and 2

(b) Only 2, 3

(c) Only 3, 4

(d) All of these

29. Which bank in India performs duties of Central Bank ?

(a) Central Bank of India

(b) State Bank of India

(c) Reserve Bank of India

(d) Above (A) and (B)

30. Mixed Economy means—

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(a) Co-existence of small and large industries

(b) Promoting both Agriculture and Industries in the economy

(c) Co-existence of public and private sectors

(d) Co-existence of rich and poor

31. ‘Smart Money’ is a term used for—

(a) Internet Banking

(b) Credit Card

(c) Cash with Bank

(d) Cash with Public

32. A CD ROM disk

(a) cannot be erased and rewritten

(b) has more storage capacity than a CD-R

(c) holds less data than a floppy disk

(d) can be written to oniy once

(e) None of the above

33. Storage device found inside the computer.

(a) CD-ROM

(b) Zip Disk

(c) Super Disk

(d) Hard Disk

(e) None of the above

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34. Which of these keys is not on the number keypad?

(a) Ctrl

(b) Del

(c) Enter

(d) NumLock

(e) None of the above

35. The computer monitor is which type of device?

(a) Input

(b) Output

(c) Processing

(d) Software

(e) None of the above

36. RAM is and !...., _

(a) volatile, temporary

(b) nonvolatile, permanent

(c) nonvolatile, temporary

(d) volatile, permanent

(e) None of the above

37. What menu is selected to cut, copy, and paste?

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(a) File

(b) Edit

(c) Too Is

(d) Table

(e) None of the above

38. A device that provides emergency power to your computer, conditions the voltage, and protects against power surges is called a _

(a) PSU = Power Supply Unit

(b) USP = Universal Surge Protector

(c) UPPS = Universal Power Protection and Supply

(d) UPS = Uninterruptible Power Supply

(e) None of the above

39. Secondary storage

(a) does not require constant power

(b) does not use magnetic media

(c) consists of four main types of devices

(d) does not store information for later retrieval

(e) None of the above

40. Deleted data remains on a disk until

(a) the data is overwritten

(b) the recycle bin is emptied

(c) a file compression utility is used

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(d) the disk is scanned

(e) None of the above

41. What is the term for how words will appear on a page?

(a) text formatting

(b) Character formatting

(c) Point size

(d) Typeface

(e) None of these

42. The process of a computer receiving information from a server on the Internet is known as

(a) pulling

(b) pushing

(c) downloading

(d) transferring

(e) None of these

43. When sending an e-rnail. the ........ line describes the contents of the message.

(a) subject

(b) to

(c) contents

(d) cc

(e) None of these

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44. The software that allows users to surf the Internet is called alan

(a) Search engine

(b) Internet Service Provider (ISP)

(c) Multimedia application

(d) Browser

(e) None of these

45. A CD-RW disk

(a) has a faster access than an internal disk

(b) is a form of optical disk, so it can only be written once

(c) holds less data than a floppy disk

(d) can be erased and rewritten

(e) None of these

46. The" first page of a Web site is called the

(a) Home page

(b) Index

(c) Java Script

(d) Bookmark

(e) None of these

47. A contains buttons and menus that provide quick access to commonly used commands.

(a) menu bar

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(b) toolbar

(c) window

(d) action bar

(e) None of these

48. Ctrl, shift and alt are called __ keys.

(a) adjustment

(b) function

(c) modifier

(d) alphanumeric

(e) None of these

49. Memory unit is one part of __ .

(a) Control unit

(b) Central Processing Unit

(c) Input device

(d) Output device

(e) None of these

50. An example of a telecommunications device is a

(a) keyboard

(b) mouse

(c) printer

(d) modem

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(e) None of these

51. Which device is used as the standard pointing device in a Graphical User Environment?

(a) Keyboard

(b) Mouse

(c) Joystick

(d) Trackball

(e) None of these

52. Which of the following is not an.output device?

(a) Plotter

(b) Printer

(c) Monitor

(d) Touch Screen

(e) None of these

53. Every component of your computer is either

(a) software or CPUIRAM

(b) input devices or output devices

(c) application software or, system software

(d) hardware or software

(e) None of these

54. What is an E-mail attachment?

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(a) A receipt sent by the recipient

(b) A separate document from another program sent along with an E-mail message

(c) A malicious parasite that feeds off your messages and destroys the contents

(d) A list of CC or BCC recipients

(e) None of these

55. What is correcting errors in a program called?'

(a) Interpreting

(b) Translating

(c) Debugging

(d) Compiling

(e) None of these

56. What is the main folder on a storage device called?

(a) Platform

(b) Interface

(c) Root directory

(D) Device driver

(E) None of these

57. 'DOS' floppy disk does not have—

(a) A Boot Record

(b) A File Allocation Table

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(c) A Root Directory

(d) Virtual Memory

(e) BIOS

58. The word FIP stands for—

(a) File Translate Protocol

(b) File Transit Protocol

(c) File Typing Protocol

(d) File Transfer Protocol

(e) None of these

59. How is power supplied to a low-power USB device?

(a) Through a power cable

(b) From an external power supply

(c) Directly from the computer's power supply

(d) Through the USB cable

(e) None of these

60. …………….are used to identify a user who returns to a Website.

(a) Cookies

(b) Plug-ins

(c) Scripts

(d) ASPs

(e) None of these

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61. A proxy server is used for the which of the following?

(a) To provide security against unauthorized users

(b) To process client requests for web pages

(c) To process client requests for database access

(d) To provide TCP/IP

(e) None of these

62. In the the portion lebelled http is the—

(a) host

(b) domain name

(c) protocol

(d) top-level domain

(e) None of these

63.The number of pixels displayed on a screen is known as the screen—

(a) resolution

(b) colour depth

(c) refresh rate

(d) viewing size

(e) None of these

64. Word processing, spreadsheet, and photo-editing are example of—

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(a) application software

(b) system software

(c) operating system software

(d) platform software

(e) None of these

65. A————is approximately a million bytes.

(a) gigabyte

(b) kilobyte

(c) megabyte

(d) terabyte

(e) None of these

66. A computer cannot 'boot' if it does not have the

(a) Compiler

(b) Loader

(c) Operating System

(d) Assembler

(e) None of these

67. To view information on the web you must have a

(a) cable modem

(b) web browser

(c) Domain Name Server

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(d) hypertext viewer

(e) None of these

68. What type of computer could be found in a digital watch?

(a) Mainframe computer

(b) Super computer

(c) Embedded computer

(d) Notebook computer

(e) None of these

69. The arrow keys can be used to

(a) delete text

(b) move the cursor in the text that has already been entered

(c) save the document

(d) move the cursor while deleting text

(e) None of these

70. Office LANS, which are scattered geographically on large scale, can be connected by the use of corporate

(a) CAN

(b) LAN

(c) DAN

(d) WAN

(e) TAN

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71. Directory in directory is called

(a) Mini directory

(b) Junior directory

(c) Part directory

(d) Sub directory

(e) None of these

72. A __ is a microprocessor-based computing device.

(a) personal computer

(b) mainframe

(c) workstation

(d) server

(e) None of these

73. RAM can be thought of as the __ for the computer's processor.

(a) factory

(b) operating room

(c) waiting room

(d) planning room

(e) None of these

74. One thousand bytes is a __

(a) kilobyte

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(b) megabyte

(c) gigabyte

(d) terabyte

(e) None of these

75. What is the term for how words will appear on a page?

(a) text formatting

(b) Character formatting

(c) Point size

(d) Typeface

(e) None of these

76. The process of a computer receiving information from a server on the Internet is known as

(a) pulling

(b) pushing

(c) downloading

(d) transferring

(e) None of these

77. When sending an e-rnail. the ........ line describes the contents of the message.

(a) subject

(b) to

(c) contents

(d) cc

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(e) None of these

78. The software that allows users to surf the Internet is called alan

(a) Search engine

(b) Internet Service Provider (ISP)

(c) Multimedia application

(d) Browser

(e) None of these

79. A CD-RW disk

(a) has a faster access than an internal disk

(b) is a form of optical disk, so it can only be written once

(c) holds less data than a floppy disk

(d) can be erased and rewritten

(e) None of these

80. The" first page of a Web site is called the

(a) Home page

(b) Index

(c) Java Script

(d) Bookmark

(e) None of these

81. A contains buttons and menus that provide quick access to commonly used commands.

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(a) menu bar

(b) toolbar

(c) window

(d) action bar

(e) None of these

82. Ctrl, shift and alt are called __ keys.

(a) adjustment

(b) function

(c) modifier

(d) alphanumeric

(e) None of these

83. Which ofthe following menu types is also called a drop-down menu?

(a) fly-but

(b) cascading

(c) pop-up

(d) pull-down

(e) None of these

84. Data (information) is stored in computer as

(a) files

(b) directories

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(c) floppies

(d) matter

(e) None of these

85. Memory unit is one part of __ .

(a) Control unit

(b) Central Processing Unit

(c) Input device

(d) Output device

(e) None of these

86. An example of a telecommunications device is a

(a) keyboard

(b) mouse

(c) printer

(d) modem

(e) None of these

87. Which device is used as the standard pointing device in a Graphical User Environment?

(a) Keyboard

(b) Mouse

(c) Joystick

(d) Trackball

(e) None of these

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88. Which of the following is not an.output device?

(a) Plotter

(b) Printer

(c) Monitor

(d) Touch Screen

(e) None of these

89. Every component of your computer is either

(a) software or CPUIRAM

(b) input devices or output devices

(c) application software or, system software

(d) hardware or software

(e) None of these

90. What is an E-mail attachment?

(a) A receipt sent by the recipient

(b) A separate document from another program sent along with an E-mail message

(c) A malicious parasite that feeds off your messages and destroys the contents

(d) A list of CC or BCC recipients

(e) None of these

91. What is correcting errors in a program called?'

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(a) Interpreting

(b) Translating

(c) Debugging

(d) Compiling

(e) None of these

92. What is the main folder on a storage device called?

(a) Platform

(b) Interface

(c) Root directory

(d) Device driver

(e) None of these

93. 'DOS' floppy disk does not have—

(a) A Boot Record

(b) A File Allocation Table

(c) A Root Directory

(d) Virtual Memory

(e) BIOS

94. The word FIP stands for—

(a) File Translate Protocol

(b) File Transit Protocol

(c) File Typing Protocol

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(d) File Transfer Protocol

(e) None of these

95. How is power supplied to a low-power USB device?

(a) Through a power cable

(b) From an external power supply

(c) Directly from the computer's power supply

(d) Through the USB cable

(e) None of these

96. …………….are used to identify a user who returns to a Website.

(a) Cookies

(b) Plug-ins

(c) Scripts

(d) ASPs

(e) None of these

97. A proxy server is used for the which of the following?

(a) To provide security against unauthorized users

(b) To process client requests for web pages

(c) To process client requests for database access

(d) To provide TCP/IP

(e) None of these

Page 80: Banking Questions

98. In the the portion lebelled http is the—

(a) host

(b) domain name

(c) protocol

(d) top-level domain

(e) None of these

99.The number of pixels displayed on a screen is known as the screen—

(a) resolution

(b) colour depth

(c) refresh rate

(d) viewing size

(e) None of these

100. Word processing, spreadsheet, and photo-editing are example of—

(a) application software

(b) system software

(c) operating system software

(d) platform software

(e) None of these

Answer

1. (a) 26. (d) 51. (b) 76. (c)

2. (d) 27. (b) 52. (e) 77. (a)

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3. (a) 28. (d) 53. (d) 78. (d)

4. (b) 29. (c) 54. (b) 79. (d)

5. (c) 30. (c) 55. (c) 80. (a)

6. (b) 31. (b) 56. (c) 81. (b)

7. (b) 32. (a) 57. (d) 82. (b)

8. (a) 33. (d) 58. (a) 83. (c)

9. (d) 34. (a) 59. (d) 84. (a)

10. (b) 35. (b) 60. (a) 85. (b)

11. (a) 36. (a) 61. (a) 86. (d)

12. (c) 37. (b) 62. (c) 87. (b)

13. (c) 38. (d) 63. (a) 88. (d)

14. (d) 39. (a) 64. (a) 89. (d)

15. (c) 40. (b) 65. (c) 90. (b)

16. (a) 41. (a) 66. (c) 91. (c)

17. (d) 42. (c) 67. (b) 92. (c)

18. (c) 43. (a) 68. (c) 93. (d)

19. (d) 44. (d) 69. (b) 94. (a)

20. (b) 45. (d) 70. (d) 95. (d)

21. (a) 46. (a) 71. (d) 96. (a)

22. (d) 47. (b) 72. (a) 97. (a)

23. (b) 48. (b) 73. (c) 98. (c)

24. (b) 49. (b) 74. (a) 99. (a)

25. (b) 50. (d) 75. (a) 100. (a)

SBI CLERKS MARKETING KNOWLEDGE PRACTICE QUESTIONS

Posted: 2012-03-10 00:20:41 UTC+05:30

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1. Markup pricing is an example of ?

(A) Cost based Approach

(B) Buyer Based Approach

(C) Competition Based Approach

(D) All of the Above

(E) None of these

2. Technical complexity, Relatively fewer buyers and Involvement of cross functional teams in both buyer and supplier firms is a characteristic of which of the following Markets?

(A) B2B Market (Business to Business)

(B) B2C Market (Business to Consumer)

(C) Both of them

(D) All of the Above

(E) None of these

3. Customization means?

(A) Designing products to suit company

(B) Designing products to suit individual customers

(C) Designing strategies to suit both company and customers

(D) All the above

(E)None of these

4. A...discount is offered by the seller to intermediary who performs functionslike selling, storing and record keeping

(A) Quantity

(B) Trade

(C) Cash

(D) Seasonal

(E) None of these

5. Price strategies become more mixed during the _________ stage of the product life cycle.

(A) Growth

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(B) Maturity

(C) Decline

(D) Introduction

(E) None of these

6. Among which of the following is related to Bank Risks?

(A) Deposits

(B) Bank Funds

(C) NPA Non performing Assets

(D) All of the Above

(E) None of these

7. A salesman must be honest towards:

(A) Product (B) Consumer only

(C) Employer only (D) Sales Promotion

(E) Selling Area

8. Indirect Marketing means

(A) Marketing by non-sales persons

(B) Market Survey

(C) Market Research

(D) Advertisements

(E) None of these

9. In the process of buying routinely purchased itmes, buyers are sometimes also the

(A) Deciders (B) Gatekeepers

(C) Users (D) Influencers

(E) Informers

10.Sarika has left her parents home and move into a new flat. She is spending considerable time and effort comparing the ranges of furniture in different retail stores. Which type of decision making process is the using?

(A) Selective

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(B) Intensive

(C) Extensive

(D) Shopping

(E) Routine

11.Which among the following is an example of Competition based pricing ?

(A) Firms Bidding for a particular project

(B) 9 % mark up on cost ex factory

(C) Higher price of a highly popular brand of shoe

(D) All of the Above

(E) None of these

12.Decrease in distribution cost directly effects the __

(A) Price of Product (B) Quality of product

(C) Quantity of Product (D) All of above

(E) None of these

13. Routinisation of Decision by the channels of distribution helps in which of the following ?

(A) Delivery of Goods (B) Cost reduction

(C) Pricing Decision (D) Cost increase

(E) Marketing

14.Which of the following helps best the better allocation of a firm's finite resources?

(A) Marketing Information System

(B) Market segmentation

(C) Marketing research

(D)Marketing Mix

(E)Promotion Mix

15.Marketing efforts are specifically aimed at

(A) Distributing “Something of Value” to buyers and sellers

(B) Facilitating satisfying exchange

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(C) Developing new products for target markets

(D) Understanding buyer’s behavior to meet buyer needs

(E) Distributing products at the right price to store

16.Direct Marketing means

(A) Face-to-face marketing

(B) Melas

(C) Seminars

(D) Indoor marketing

(E) None of these

17.Which among the following promotion technique is an example of "Pull" in digital marketing?

(A) E-mail

(B) SMS

(C) RSS

(D) Textual marketing on a blog, website or search engine

(E) All of these

18."Relationship" in marketing means

(A) Relation between salesperson

(B) Relation between buyer and seller

(C) Relation between company and consumer

(D) All of these

(E) None of these

19.Capri is a brand of cigarette that is low tar and slim in design to appeal to women. In this instance, women comprise

(A) Marketing Mix (B) Target Market

(C) Target audience (D) Marketing strategy

(E) Marketing opportunity

20.The need or want for a particular product becomes a demand, when __________?

(A) The product / service is available

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(B) It is backed by buying power

(C) When a product represents that particular need

(D) All of the Above

(E) None of these

ANSWERS

1. A 2. A 3. B 4. B 5. A 6. C 7. D 8. D 9. A 10. C 11. A 12. A 13. B 14. B 15. B 16. A 17. D 18. C 19. B 20. B

BANK EXAMS COMPUTER KNOWLEDGE PRACTICE QUESTIONS

Posted: 2012-03-10 00:05:10 UTC+05:30

1. Programs from the same developer , sold bundled together , that provide better integration and share common features , toolbars and menus are known as ….

(A) software suites

(B) integrated software packages

(C) software processing packages

(D) personal information managers

(E) none of these

Ans :(A)

2. A data warehouse is which of the following ?

(A) Can be updated by the end users

(B) Contains numerous naming conventions and formats

(C) Organized around important subject areas

(D) Contains only current data

(E) None of these

Ans :(C)

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3. ______________ servers store and manages files for network users.

(A) Authentication

(B) Main

(C) Web

(D) File

(E) None of these

Ans :(D)

04. ____________ is the ability of an operating system to control the activities of multiple programs at the same time.

(A) Multitasking

(B) Streamlining

(C) Multiuser

(D) Simulcasting

Ans :(A)

05. Which of the following does NOT occur during the power-on self-test (POST)?

(A) The ScanDisk utility begins to run.

(B) The video card and video memory are tested.

(C) The BIOS identification process occurs.

(D) Memory chips are checked to ensure they are working properly.

Ans :(A)

06. All of the following are TRUE regarding virtual memory EXCEPT—

(A) any amount of RAM can be allocated to virtual memory.

(B) the setting for the amount of hard drive space to allocate to virtual memory can be manually changed.

(C) this temporary storage is called the swap file (or page file).

(D) virtual memory is physical space on the hard drive.

Ans :(A)

07. The operating system allows users to organize the computer’s contents in a hierarchical structure of directories that include all of the following EXCEPT:

Page 88: Banking Questions

(A) files.

(B) folders.

(C) drives.

(D) systems.

Ans :(D)

08. If a word is typed that is not in Word’s dictionary, a____________wavy underline appears below the word.

(A) red

(B) green

(C) blue

(D) black

(E) None of these

Ans :(A)

09. The____________button on the quick access Toolbar allows you to cancel your recent commands or actions.

(A) Search

(B) Cut

(C) Document

(D) Undo

(E) None of these

Ans :(D)

10. In Excel, any set of characters containing a letter , hyphen, or space is considered—

(A) a formula

(B) text

(C) a name

(D) a title

(E) None of these

Ans :(B)

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11. ____________Software allows users to perform calculations on rows and columns of data.

(A) Word processing

(B) Presentation graphics

(C) Database Management Systems

(D) Electronic Spreadsheet

(E) None of these

Ans :(C)

12. When you quickly press and releaes the left mouse button twice , you are—

(A) Primary-clicking

(B) pointing

(C) Double-clicking

(D) Secondary-clicking

(E) None of these

Ans :(C)

13. The horizontal and vertical lines on a worksheet are called—

(A) cells

(B) sheets

(C) block lines

(D) grid lines

(E) None of these

Ans :(D)

14. To delete an incorrect character in a document, ____________ to erase to the right of the insertion point.

(A) press the left mouse key

(B) double-click the right mouse key

(C) press the BACKSPACE key

(D) press the delete key

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(E) None of these

Ans :(D)

15. The ____________, stored on a ROM chip, is responsible for loading the operating system from its permanent location on the hard drive into RAM.

(A) BIOS

(B) API

(C) device driver

(D) supervisor program

Ans :(A)

16. The basic input/output system (BIOS) is stored in:

(A) RAM.

(B) ROM.

(C) the CPU.

(D) the hard drive.

Ans :(B)

17. Ensuring that the essential peripheral devices are attached and operational is the ____________ process.

(A) configuration

(B) CMOS

(C) POST

(D) ROM

Ans :(C)

18. The memory resident portion of the operating system is called the—

(A) registry.

(B) API.

(C) CMOS.

(D) kernel.

Ans :(D)

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19. All of the following statements concerning windows are true EXCEPT—

(A) windows are an example of a command-driven environment.

(B) windows can be resized and repositioned on the desktop.

(C) more than one window can be open at a time.

(D) toolbars and scrollbars are features of windows.

Ans :(A)

20. All of the following statements concerning files are true EXCEPT—

(A) A file is a collection of related pieces of information stored together for easy reference.

(B) Files can be generated from an application.

(C) Files are stored in RAM.

(D) Files should be organized in folders.

Ans :(C)

21. Using Windows Explorer, a plus (+) sign in front of a folder indicates—

(A) an open folder.

(B) the folder contains subfolders.

(C) a text file.

(D) a graphics file.

Ans :(B)

22. In Windows XP, if you want to see the file size and modified dates of all files in a folder, the best viewing option is the __________ view.

(A) List

(B) Thumbnails

(C) Details

(D) Icon

Ans :(C)

23. An interrupt handler is a(n):

(A) location in memory that keeps track of recently generated interrupts.

(B) peripheral device.

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(C) utility program.

(D) special numeric code that indicates the priority of a request.

Ans :(D)

24. A spooler is a(n):

(A) location in memory that maintains the contents of a document until it prints out.

(B) print job.

(C) program that coordinates the print jobs that are waiting to print.

(D) message sent from the printer to the operating system when a print

job is completed.

Ans :(C)

25. Virtual memory is typically located:

(A) on a floppy disk.

(B) in the CPU.

(C) in a flash card.

(D) on the hard drive.

Ans :(D)

26. The purpose of a swap (or page) file is to:

(A) maintain pages of documents that are being spooled to the printer.

(B) hold a program’s data or instructions in virtual memory when it can’t fit in RAM.

(C) prevent thrashing in a multitasking environment.

(D) allow multiple print jobs to print their pages out simultaneously.

Ans :(B)

27. The definition of thrashing is:

(A) swapping data between virtual memory and RAM too frequently.

(B) insufficient hard disk space.

(C) too many processors being managed by the operating system.

(D) inaccurate information stored in the registry.

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Ans :(A)

28. All of the following are TRUE of Safe Mode EXCEPT:

(A) Safe Mode is a special diagnostic mode.

(B) Safe Mode loads all nonessential icons.

(C) Safe Mode allows users to troubleshoot errors.

(D) Safe Mode loads only the most essential devices.

Ans :(B)

29. Verification of a login name and password is known as:

(A) configuration.

(B) accessibility.

(C) authentication.

(D) logging in.

Ans :(C)

30. The combination of the operating system and the processor is referred to as the computer’s:

(A) CPU.

(B) platform.

(C) BIOS.

(D) CMOS.

Ans :(B)

31. The following message generally means:

(A) a nonsystem floppy has been left in the floppy disk drive.

(B) the CD drive is not functioning.

(C) the BIOS is corrupted.

(D) there is a problem loading a device.

Ans :(A)

32. Which of the following is the correct sequence of actions that takes place during the boot-up process?

(A) Load operating system ? Activate BIOS ? Perform POST ? Check onfiguration settings

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(B) Activate BIOS ? Perform POST ? Load operating system ? Check configuration settings

(C) Perform POST ? Load operating system ? Activate BIOS ? Check configuration settings

(D) Activate BIOS ? Check configuration settings ? Perform POST ? Load operating system

Ans :(B)

33. All of the following are steps involved in the boot process EXCEPT:

(A) load the operating system into RAM.

(B) the power-on self-test.

(C) activate the basic input/output system (BIOS).

(D) load application programs.

Ans :(D)

34. The operating system does all of the following EXCEPT:

(A) provide a way for the user to interact with the computer.

(B) manage the central processing unit (CPU).

(C) manage memory and storage.

(D) enable users to perform a specific task such as document editing.

Ans :(D)

35. During the boot process, the____________looks for the system files.

(A) CD

B. BIOS

C. CPU

D. DVD

Ans :(B)

36. ____________ are lists of commands that appear on the screen.

(A) GUIs

(B) Icons

(C) Menus

(D) Windows

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Ans :(C)

37. The unique signal, generated by a device, that tells the operating system that it is in need of immediate attention is called an:

(A) action.

(B) event.

(C) interrupt.

(D) activity.

Ans :(C)

38. The operating system controls access to the processor by assigning a(n) ____________ to each task requiring the processor’s attention.

(A) CPU

(B) slice of time

(C) stack

(D) event

Ans :(B)

39. The blocks of code, included in the operating system, that software applications interact with are known as:

(A) application programming interfaces (APIs).

(B) complimentary metal-oxide conductors (CMOS).

(C) device drivers.

(D) bootstrap loaders.

Ans :(A)

40. MS-DOS is a ____________ operating system.

(A) point-and-click

(B) user-friendly

(C) command-driven

(D) Mac

Ans :(C)

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IBPS GENERAL STUDIES PRACTICE QUESTIONS

Posted: 2012-03-08 22:42:46 UTC+05:30

1. The Govt of India has decided to declare which of the following rivers a National River?

a) Brahmaputra

b) Yamuna

c) Ganga

d) Kaveri

e) None of these

2. Who amongst the folIowing economists gave the concept of "economies of scale", which says "many goods and services can be produced more cheaply in long series"?

a) Edward C Prescott

b) Amartya Sen

c) Gary S Becker

d) Edmund S Phelps

e) Paul Krugman

3. Very often we read in newspapers/magazines about "Sovereign Wealth Funds". Which of the following is/ are the correct description of the same?

(A) These are the funds or the reserves of a government or central bank of a country which are invested further to earn profitable returns.

(B) These are the funds which were accumulated by some people over the years but were not put in active circulation as they retain them as Black Money for several years.

(C) The funds which are created to be used as relief funds or bailout packages are known as sovereign funds.

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a) Both B & Conly

b) Only B

c) Only C

d) Only A

e) None of these

4. Very often we read about Special economic Zones (SEZs) in newspapers. What is the purpose of promoting SEZs in India?

(A) They are established to promote exports.

(B) They are established to attract investments from foreign countries.

(C) They are established to help the poorest of the poor in India as the activities of these zones are reserved only forthe poors and those living below poverty line.

a) Only A

b) Only B

c) Only C

d) Both A & B only

e) None of these

5. The ratio of the Cash Reserves that the banks are required to keep with the RBI is known as

a) Liquidity Ratio

b) SLR

c) CRR

d) Net Demand & Time Liability

e) None of these

6. The-Govt ofIndia in order to provide some relief to the exporters announced a relief-package of Rs

a) 1000 cr

b) 2500 cr

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c) 4000 cr

d) 5000 cr

e) 7000 cr

7. The availability of cash and other cash-like marketable instruments that are useful in purchases and investments are commonly known as

a) Cash crunch

b) Liquidity

c) Credit

d) Marketability

e) None of these

8. The White Tiger is a book written by

a) Amitav Ghosh

b) Arundhati Roy

c) VS Naipaul

d) Kiran Desai

e) Aravind Adiga

9. Besides USA and France, India has a Civil Nuclear Deal with

a) Britain

b) Russia

c) Germany

d) Canada

e) Australia

10. Jnanpith Award is given for excellence in the field of

a) Music

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b) Literature

c) Sports

d) Films

e) Social Services

11. As per newspaper reports, India's trade gap has been showing a negative growth for the last few months. "Trade Gap" means what?

a) Gap between total GDP and total consumption

b) Gap between total imports and total exports

c) Gap between available liquidity and expected demand in next five months

d) Gap between budgeted revenue collection and actual collection of the same

e) None of these

12. 'Equity schemes managed strong NAV gains, which, boost their assets' was a news in some financial newspapers. What is the full form of the term NAVas used in above head lines?

a) Nil Accounting Variation

b) Net Accounting Venture

c) Net Asset Value

d) New Asset Venture

e) None of these

13. As per reports published in various newspapers, mutual fund companies showed 94 per cent growth in their total profits during 2009-10. This means the profits earned by these companies were 94 per cent

a) in their total investments they made collectively during the year

b) more than their profits during previous year

c) of the total capital of the company

d) less than the total expenditure of the companies

e) None of these

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14. As per the reports published in some major news papers "ADAG companies" made good profits during the year. ADAG companies are popularly known as

a) Companies owned by Tata Group

b) Aditya Birla Companies

c) Reliance Companies

d) Companies owned by Aptech

e) None of these

15. "Mutual Funds reported exceptional performance in 2009-10" was the news in major financial news papers recently. What is a mutual fund?

A. A type of collective investment scheme that pools money from many investors and invests it in stocks, bonds or other money market instruments.

B. It is a subsidiary of a bank or financial company created specially to raise money to be invested in a particular industry, ie housing or insurance etc. The money raised thus cannot be invested anywhere else.

C. When several banks and financial companies come together and create a common pool of money to fund mega infrastructural project like bridges, roads, power plants etc, the common pool is known as Mutual Fund.

a) Only A

b) Only B

c) Only C

d) All A, B & C

e) None of these

16. We very frequently read about Europe's sovereign debt crisis these days. Which of the following statements/is/are true about the same?

A. In early 2010 the Euro crisis developed in some countries like Greece, Spain and Portugal.

B. This created a credit default swap between the countries of the European Union ..

C. SAARC countries have offered some assistance to some of the severely affected countries like Portugal, Spain and Greece.

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a) Only A

b) Only B

c) OnlyA & B

d) All A, B & C

e) None of these

17. As per the announcement made by the RBI, some Stock Exchanges in India are allowed to introduce Plain Vanilla Currency Options. The term Plain Vanilla Currency Options is associated with which of the following activities/operations?

a) Dollar-Rupee Exchange Rate

b) Floating of Commercial Papers

c) Launch of new mutual funds

d) Deciding the opening price of a share on a particular" business day

e) None of these

18. The process of "Artificial Application of Water to the soil usually for assisting in growing crops" is technically known as

a) water harvesting

b) irrigation

c) water recharging

d) percolation

e) none of these

19. Waste Water generates which of the following gases. which is more powerful and dangerous than C02?

a) Nitrogen

b) Sulphur dioxide

c) Hydrogen

d) Methane

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e) None ofthese

20. Which of the following days was observed as World Water Day 2010?

a) 20th June

b) 22nd July

c) 22nd March

d) 20th May

e) None of these

21. "Indira Gandhi Canal", which is around 450 km long, provides irrigation facility mainly to which of the following states?

a) Punjab

b) Haryana

c) Madhya Pradesh

d) Gujarat

e) Rajasthan

22. Who amongst the following is the director of the popular Hindi film "OyeLucky ! Lucky Oye"?

a) Mani Ratnam

b) David Dhavan

c) Dibakar Banerjee

d) R Balakrishnan

e) None of these

23. Which of the following is NOT a missile developed by the Defence Research and Development. Organisation (DRDO) ?

a) Shaurya

b) Pinaka

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c) Brahmos

d) Agni

e) Nag

24. Which ofthe following metals is used for generation of Nuclear Energy by most of the Nuclear Power Plants?

a) Zinc

b) Platinum

c) Uranium

d) Nickel

e) None of these

25. Indus Water Treaty is a pact on' sharing of river water between India and

a) Bangladesh

b) Pakistan

c) Nepal

d) Afghanistan

e) Myanmar

26. Which of the following is/are considered a Renewable Source of Energy?

A. Wind Energy

B. Solar Energy

C. Nuclear Energy

a) OnlyA

b) OnlyB

c) OnlyC

d) Only A & B

e) All A, B' & C

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27. Mrs. Pratibha Patil is the _______the President of India

a) 10th President of India

b) 11th President of India

c) 12th President of India

d) 1st President of India

e) 15th President of India

28. How many intertwined rings are shown in the Olympic Flag used these days in the games?

a) Five

b) Six

c) Seven

d) Three

e) None of these

29. India's 'Look East' trade policy is designed to help particularly members of which of the following group of nations?

a) SAARC

b) ASEAN

c) WTO

d) NAT

e) EU

30. Which of the following countries has signed a 22-Point Agreement with Madhesi People's Right Forum (MPRF)?

a) China

b) Nepal

c) India

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d) Bangladesh

e) Myanmar

31. 'Brahmos' is designed to be used by which of the following?

a) Indian Navy

b) Indian Army

c) Indian Air Force

d) Border Security Force

e) All of these

32. Which of the following agencies/organisations is setting up India's first Natural Resource Data Centre in Kolkata?

a) RBI

b) SEBI

c) NABARD

d) S~C

e) BARC

33. The Finance Minister ofIndia recently made a mention that Infrastructure Development in India should be done on PPP model only. What is the full form of'PPP'?

a) Purchasing Power Parity

b) Public Private Partnership

c) Purchase Produce Provide

d) People's Programme & Priority

e) None of these

34. The Global Non-Violence Day was observed on which of the following days?

a) 15th August

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b) 14th November

c) 19th September

d) 2nd October

e) 30th January

35. The period for 11 th Five Year Plan is

a) 2005-10

b) 2006-11

c) 2007-12

d) 2008-13

e) None of these

36. Who amongst the following has played the main/lead role in the film Chak De India?

a) Abhishek Bachchan

b) Salman Khan

c) Aamir Khan

d) Shah Rukh Khan

e) None of these

37. 'Ranji Trophy' is associated with the game of

a) Hockey

b) Football

c) Badminton

d) Cricket

e) Tennis

38. Which ofthe following awards is given for excellence in literary work?

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a) Bharat Ratna

b) Shanti Swamp Bhatnagar Award

c) DronacharyaAward

d) Arjuna Award

e) Pulitzer Prize

39. Roger Federer, who won the US Open 2007 Tennis Championship, is a citizen of

a) Belgium

b) France

c) Russia

d) USA

e) Switzerland

40. Which of the following awards is NOT a 'Gallantry I Award'?

a) Mahavir Chakra

b) Vir Chakra

c) Vishista Sewa Medal

d) Ashok Chakra

e) Saraswati Saminan

41. As per the to Commerce Ministry data released on 2 January 2012, India’s exports recorded their slowest pace of growth in two years in November 2011. What was the per centage of growth recorded?

a) 4.2%

b) 3.8%

c) 2.2%

d) 0.94%

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42. The capital market regulator SEBI on 3 January 2012 allowed auctioning of securities through stock exchanges and introduced a new method for institutional placement of stocks. Which of the following facts related to the above statement is/are not true?

1. Under the institutional placement programme (IPP), shares can be sold only to qualified institutional buyers.

2. There shall be at least 25 allottees in every IPP issuance. No single investor shall receive allotment for more than 25% of the offer size

3. The IPP method can be used to increase public holding by 10% and could be offered to only qualified institutional buyers with 25% being reserved for mutual funds and insurance companies

4. Under the IPP, companies will have to announce the ratio of buy-back, as is done in the case of rights issues and fix a record date for determination of entitlements as per shareholding on record date

a) Only 1

b) Only 3

c) Only 2

d) Only 4

43. What is the Finace Ministry’s decision on the rates applicable on small savings instruments schemes that would be announced on April 1 each year?

a) rate would remain valid till the maturity of the scheme

b) rate would change in the first qurter of that respective year

c) rates would change depending on different maturity period

d) rates would remainvalid for six months post the maturity

44. Scientists discovered unknown species off the coast of Antarctica. Consider the following statements: i) The temperature in this region rises to 380 degree Celsius. Ii) There is plenty of light in this region.

Which of the above statements is/ are correct?

a) Only i

b) Only ii

c) Both i and ii

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d) Neither i nor ii

45. Scientists produced artificial human semen to help infertile men. Consider the following statements:

i) The scientists grew the sperm by enveloping the germ cells in a special compound called agar jelly.

ii) The artificial human semen could help infertile men father their own children.

Choose the right option:

a) Both i and ii are correct.

b) Only i is correct.

c) Only ii is correct.

d) Neither i nor ii is correct.

46. Health Authorities in Australia recently detected Deadly Disease, Murray Valley Encephalitis. The disease is caused by the__.

a) Flies

b) Mosquitoes

c) Birds

d) Dogs

47. Which PSU announced on 2 January 2012 that its board approved in a meeting held on 30 December 2011 the switching over to internationally-accepted Gross Caloric Value-based pricing mechanism?

a) BHEL

b) ISPAT

c) CIL

d) IOC

48. Mukesh Ambani’s Reliance Industries Ltd (RIL) entered the media and entertainment sector by making a major investment in one of India’s largest broadcast companies. Name the broadcast company.

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a) Network18 Group

b) Adlabs Films

c) Balaji Telefilms

d) Bag Films

49. India approved the acquisition of French advanced missile systems to arm the Mirage-2000 fighter jets. Consider the following statements:

i) The cabinet committee on Security cleared the contract for the fire and forget MICA with French company MBDA.

ii) MICA are interception and aerial combat missiles.

Choose the right option:

a) Both i and ii are correct.

b) Only i is correct.

c) Only ii is correct.

d) Neither i nor ii is correct.

50. The Union government approved Katra-Quazigund Railway line project. The project is located in__.

a) Jammu and Kashmir

b) Bihar

c) Punjab

d) Haryana

51. (1) Theatre director, screenplay writer and actor Satyadev Dubey, credited with introducing existential and absurd theatre, passed away on 25 December 2011. Which facts about the concerned person is/are not true?

(2) he got attracted to the post-1947 theatre and joined Theatre Unit, the theatre group-cum-school founded by Ebrahim Alkazi

(3) Dubey came into prominence with Dharamvir Bharati’s radio-play Andha Yug that brought to the fore the pervasive criminal and homicidal tendencies during the times of war.

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(4) He penned screenplays/dialogue of some acclaimed films in the 1970s, including Shyam Benegal's Nishant, Ankur, Kalyug and Bhumika

(5) He won the Filmfare Award for Best Dialogue in 1980 for the film Ankur

a) Only 1

b) Only 4

c) 2 & 3

d) Only 2

52. Lok Sabha on 27 December 2011 passed the Lokpal and Lokayukta bill, 2011. Consider the following statements:

i) The setting up of Lokayuktas by the states would not be mandatory.

ii) The constitutional amendment bill fell through.

Choose the right option:

a) Both i and ii are correct.

b) Only i is correct.

c) Only ii is correct.

d) Neither i nor ii is correct.

53.

(1) Reserve Bank of India deregulated non-resident external (NRE) deposits on 16 December 2011 allowing banks to offer higher interest rates to dollar-denominated accounts. Which of the following facts related to the above statement is/are not true?

(2) Reserve Bank freed the rates on non-resident external accounts, offering interest as high as 9.6% per annum

(3) Following RBI’s deregulation five Indian banks, including HDFC Bank and Yes Bank on 23 December 2011 raised their interest rates on such deposits in order to lure foreign money

(4) Private lender Yes Bank increased the interest rates on fixed deposits held by non-resident Indians (NRIs) to 8.4 per cent from 3.82 per cent

(5) The new rates are effective from 24 December for fresh deposits as well as those being renewed on maturity.

a) 1 & 2

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b) Only4

c) Only 3

d) 1 & 4

54. According to the RBI data, India's foreign exchange reserves fell by what amount to $302.1 billion during the week ended 16 December 2011 on account of a fall in foreign currency assets?

a) $4.67 billion

b) $3.33 billion

c) $5 billion

d) $5.75 billion

55. Telecom Commission, the decision-making body of the Department of Telecommunications recommended a uniform licence fee of what per cent of adjusted gross revenues (AGR) as against the prevalent rate of 6-8 per cent?

a) 10%

b) 8%

c) 5.2%

d) 9.3%

56. NASA's Kepler mission discovered the first Earth-size planets orbiting a sun-like star outside our solar system. These planets are called ___ and____.

a) Kepler-20e; Kepler-20f

b) Kepler-20a; Kepler-20b

c) Kepler-20c; Kepler-20d

d) Kepler-20m; Kepler-20n

57. Scientists at the Salk Institute for Biological Studies report discovered a missing link between the body’s biological clock and sugar metabolism system. Consider the following statements

i) Sugar Metabolism is a process by which the body uses sugar for energy.

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ii) If the human body produces too little insulin, the amount of sugar in the blood increases abnormally, a condition known as hyperglycemia. Choose the right option:

a) Both i and ii are correct.

b) Neither i nor ii is correct.

c) Only i is correct.

d) Only ii is correct.

58. Name the gene found by the neuroscientists, which could help in creating and altering memory.

a) Mpas 4

b) Npas 4

c) Npas 3

d) Mpas 2

59. Name the Rashtriya Lok Dal (RLD) leader who was inducted into the Union Cabinet as civil aviation minister on 18 December 2011.

a) Ajit Singh

b) Jayant Chaudhary

c) Devendra Nagpal

d) Sanjay Singh Chauhan

60. Popularly known as Adam Gondvi, this Hindi poet who wrote revolutionary poetry focusing on the pathetic state of dalits and the poor breathed his last in Lucknow on 18 December 2011. Name the poet.

a) Bharat Bhusan

b) Ram Nath Singh

c) Uday Prakash

d) Shail Chaturvedi

e) Naresh Mehta

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61. The Union cabinet of India on 22 December 2011 approved __ percent share for minorities within the 27% OBC quota in jobs and university seats.

a) 4.5

b) 5.6

c) 3.4

d) 5

62. The Manipur Legislative Assembly passed the Manipur Lokayukta Bill, 2011. Manipur will be the __state in North-Eastern India to have alegislation of Lokayukta.

a) Second

b) Third

c) First

d) Fourth

63.

(1) Former Czech president Vaclav Havel who had been suffering from chronic respiratory problems died on 18 December 2011. Which of the following facts mentioned about him is/are not true?

(2) He was the tenth and last president of Czechoslovakia (1989–92) and the second President of the Czech Republic (1993–2003)

(3) He played a seminal role in the Velvet Revolution that ended four decades of repression by a regime which Havel ridiculed as Absurdistan.

(4) He co-authored the human rights manifesto Charter 77, which drew wide attention in the West.

(5) As president, he oversaw the country's transition to democracy and a free-market economy and also the peaceful 1993 breakup into the Czech Republic and Slovakia.

a) Only 3

b) Only 1

c) 1 & 4

d) Only 4

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64. The enigmatic leader of North Korea Kim who led his nation for 17 years through a devastating famine while frustrating the United States and other global powers with approach to talks on giving up nuclear arms in return for food and other assistanceon died on 17 December 2011 after he suffered a massive heart attack. Name the leader

a) Kim Jong-il

b) Kim Il-sung

c) Kim Jong-un

d) Kim Jong-chul

65. Which Controversial film based on the 116-year-old Mullaperiyar dam and directed by Sohan Roy made it to a shortlist for the Oscars under the Best Picture category?

a) Rio and The Muppets

b) Undefeated

c) Project Nim

d) Dam 999

66. India and Australia on 16 December 2011 signed an agreement to amend DTAA (Double Taxation Avoidance Agreement). DTAA was signed between India and Australia in__.

a) 1990

b) 1991

c) 1992

d) 1995

67. The Indian women's hockey team defeated Ireland 4-1 win to clinch the bronze medal in the four-nation tournament held in Parana, Argentina in December 2011. Which team won the gold medal?

a) South Africa

b) USA

c) Argentina

d) Pakistan

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68. Who defeated ace badminton player and World No. 4 Saina Nehwal of India in the women’s singles final of the $500000 BWF World Super Series badminton championship in China on 18 December 2011?

a) Zhang Ning

b) Xie Xingfang

c) Xu Huaiwen

d) Wang Yihan

69. Which India striker was on 20 December 2011 voted Player of the Year by the All India Football Federation?

a) Sunil Chhetri

b) Savio Medeira

c) Kyrshan Lyngshing

d) Babu Mani

70. Diesel consumption in Delhi declined by a startling 26% in 2010-11 compared to 2009-10. Delhi was however found to have used 2.24% more petrol in the same period. As per the latest Delhi government figures, the consumption of diesel in the city stood at what amount in 2010-2011?

a) 10.98 lakh metric tonnes

b) 7.5 lakh metric tonnes

c) 8.11 lakh metric tonnes

d) 6 lakh metric tonnes

71. Fears of continuing economic slowdown, lack of decision making at the centre, rising fiscal deficit combined with not-so-impressive revenue collections upset Dalal Street investors on 20 December 2011. Which of the foolowing facts related to the above statement is/are not true?

1. Fears of continuing economic slowdown, lack of decision making at the centre, rising fiscal deficit combined with not-so-impressive revenue collections led to a 204 points loss in sensex that ended at 15175

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2. The slide on 20 December 2011 was triggered by FII selling which recorded a net outflow of Rs 600 crore, taking the month’s total net outflow to about Rs 1700 crore.

3. The combined effect of the market’s slide and the depreciation of the rupee forced India to exit from the select group of countries with a $1 trillion market capitalization

4. There was not even a single ADR issue in 2011. However, companies raised about $220 million through GDRs (Global Depository Receipts) during 2011

a) Only 1

b) 3 & 4

c) Only 3

d) Only 2

72. Credit rating agency Moody's on 21 December 2011 upgraded the credit rating of the Indian government's bonds from the speculative to investment grade. Which of the following facts related to the above statement is/are true?

1. According to a release issued by the Finance Ministry, Moody's unified India's local and foreign currency bond ratings at Baa3

2. Moody's Investor Service upgraded its local currency rating for Indian government bonds to Baa3 which is speculative grade as compared to the earlier Ba1 which is junk or investment grade.

3. India's foreign currency bond ceiling is unchanged at Baa2, and the foreign currency bank deposit ceiling is Baa3. The local currency bond and bank deposit ceilings are unified at A1.

4. The government's local currency short-term rating has been changed to P-3 from NP, indicating the government's ability to repay short-term debts.

a) Only 2

b) Only 1

c) 1 & 3

d) Only 4

73. According to official data released here on 22 December 2011, food inflation dropped sharply to an almost four-year low of what per cent during the week ended 10 December indicating an overall easing of prices?

a) 1.5%

b) 1.32%

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c) 1.81 %

d) 2.32%

74. Which of India's leading commodity bourses on 20 December 2011 became the world's fifth-largest commodity futures exchange?

a) National Multi Commodity Exchange of India

b) Bharat Diamond Bourse

c) Multi Commodity Exchange

d) Bombay Stock Exchange

75. Ravi Ruia decided on 21 December 2011 to step down as chairman of which of the following London-listed after a trial court admitted a criminal chargesheet filed by the investigating agency, CBI?

a) Essar Energy

b) Essar Shipping

c) Essar Oil

d) Eaasr Technologies

76. Which company won the award for Alternative Thinking and Driving Positive Change in the Fleet Owner category at the Mahindra Navistar Transport Excellence Awards 2011 at Hotel Ashok here on 20 December 2011?

a) Tata Motors

b) Hero Group

c) Edu Comp

d) Agarwal Packers & Movers

77. Which PSU lender decided to aggressively market its gold loan scheme for farmers to prevent defaults after the agriculture sector witnessed a sharp spike in bad debt in the past one year?

a) Union Bank

b) United Bank of India

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c) Industrial Development Bank of India

d) State Bank of India

78. Who did the Central Government appoint as Chairman and Managing Director (CMD) of Andhra Bank?

a) B. A. Prabhakar

b) O. P. Bhatt

c) Pratip Chaudhuri

d) S. Vishvanathan

79. The directorate general of hydrocarbons (DGH), the technical arm of the oil ministry approved which company’s proposal to commence production from Bhagyam, the second-largest oil field in the Rajasthan block?

a) Essar Oil

b) ONGC

c) Cairn India

d) Indian Oil

80. Scientists discovered that the protein__ is responsible for regulating fatty acid oxidation in the liver and is critical for metabolism.

a) CPT1

b) CTP1

c) CTT1

d) CPT2

81. British Scientists recently developed a technology to produce pocket TV. Consider the following statements:

i) Scientists developed a new form of light-emitting crystals, known as quantum dots.

ii) These tiny crystals are 100000 times smaller than the width of human hair.

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Choose the right option:

a) Both i and ii are correct.

b) Only i is correct.

c) Only ii is correct.

d) Neither i nor ii is correct.

82. Scientists developed a hydrogel that regenerate healthy and scar-free tissue on skin damaged by severe burns. Consider the following statements:

i) The hydrogel helps in formatting of new blood vessels and skin including hair follicles.

ii) The injured soldiers, fire victims and people with third degree burns can avail of the gel.

Choose the right option:

a) Both i and ii are correct.

b) Only i is correct.

c) Only ii is correct.

d) Neither i nor ii is correct.

83. The Sangita Kalanidhi M.S. Subbulakshmi Award was presented to whom at the inauguration of the 85th annual conference of the Music Academy in Chennai on 15 December 2011?

a) S.R. Nathan

b) Trichy Sankaran

c) Subramania Pillai

d) Subramaniyam Iyer

84. The 40th anniversary of vijay diwas was celebrated on which day marking the finest hour of the Indian armed forces when they defeated Pakistan, leading to the creation of Bangladesh in 1971?

a) 12 December

b) 15 December

c) 16 December

d) 18 December

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85. The Himachal Pradesh Cabinet on 15 December 2011 approved amendment to the state industrial policy. Consider the following statements:

i) The amended industrial policy seeks to promote environmentally sustainable development in the state and encourage cleaner production and adoption.

ii) Under this policy, disincentive industries will be put on negative list.

Choose the right option:

a) Both i and ii are correct.

b) Only i is correct.

c) Only ii is correct.

d) Neither i nor ii is correct.

86. The Supreme Court of India directed Tamil Nadu to ensure that the water level in the Mullaperiyar dam does not exceed __but declined to entertain Kerala’s plea for reducing the level to__.

a) 136 feet; 120 feet

b) 120 feet; 136 feet

c) 140 feet; 112 feet

d) 150 feet; 140 feet

87. A parliamentary committee on 13 December 2011 rejected the proposal to allow what percentage foreign direct investment in the insurance sector?

a) 51%

b) 49%

c) 43%

d) 29%

88. According to data from research body All India Organisation of Chemists and Druggists (AIOCD), Indian drugmakers posted a certain per cent month-on-month growth in sales of November 2011 which was the highest in the past 14 months. What was the per cent of sales growth projected for the month?

Page 122: Banking Questions

a) 23%

b) 31%

c) 21%

d) 43%

89. The government waived loan of handloom weavers in India to help revive the sector under the scheme of Revival, Reform and Restructuring Package for Handloom Sector. What amount of loan was waived?

a) Rs 548.35 crore

b) Rs 420.66 crore

c) Rs 506.64 crore

d) Rs 3521 crore

90. A committee on mutual funds, constituted by SEBI in december 2011 recommended to the regulator’s board to break down the bifurcation within the fee structure known as expense ratio. Which of the following facts are not true with regard to the above statement?

1. Currently mutual funds are allowed to charge up to 2.25% as expense ratio. fund houses are allowed to accept only 1.25% as asset management charges

2. Funds with large corpuses currently charge 1.55% as expenses charges

3. SEBI was suggested to keep overall scheme expenses unchanged at 2.25% for schemes with assets under management not exceeding Rs 400 crore

4. Expense ratio is more than important in debt schemes where the rate of return is not hig.

a) 1 & 2

b) 3 & 4

c) 1 & 3

d) Only 2

e) None of the above

91. Which player became the first player to win the Orders of Merit on both sides of the Atlantic on 11 December 2011 when he shot a closing 66 to finish third in the Dubai World Championship?

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a) Luke Donald

b) Alvaro Quiros

c) Rory McIlroy

d) Paul Lawrie

92. Which country defeated Spain 1-0 to win for the 4th time hockey’s Champions Trophy title on 11 December 2011?

a) Pakistan

b) New Zealand

c) Australia

d) Greece

93. Name the woman squash player who on 10 December 2011 annexed the elusive women’s title while in the Senior National Squash Championship in Chennai.

a) Sarah Fitz-Gerald

b) Dipika Pallikal

c) Anaka Alankamony

d) Sushma Pillai

94. (1) The Centre for Development of Telematics (C-DoT) on 5 December 2011 transferred indigenously-developed Gigabit Passive Optical Network (GPON) technology to seven telecom equipment manufacturers. Which of the following facts about the technology is not true?

(2) The GPON technology is a pivotal component required for broadband connectivity over optical fibre.

(3) C-DOT indigenously designed and developed GPON technology, which can be used to provide triple play (voice, video and data) through fibre-based networks

(4) The GPON technology was tested, validated, field-evaluated and made operational in MTNL's/VSNL’s network in Ajmer (Rajasthan)

(5) The technology will help fulfil requirements of major national programmes like the National Optical Fibre Network and the State Wide Area Network.

a) Only 1

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b) Only 3

c) 1 & 4

d) Only 4

95. Bank lending to the priority sector grew at what percentagein October 2011 on an annual basis due to lower offtake by agriculture and MSME segments as well as decline in micro credit?

a) 10%

b) 12%

c) 13.7%

d) 8.3%

96. With the inauguration of the first state-of-the-art ATDC-SMART (Skill for Manufacturing Apparels through Research and Training) in Egmore, Chennai, the Ministry of Textiles launched which of the following schemes?

a) National Technology Mission for Technical Textiles

b) Integrated Skill Development Scheme

c) Technology Upgradation Fund Scheme (TUFS) For Textile

d) Rural Textiles Technology Development Skill

97. Which bank signed a memorandum of understanding with Life Insurance Corporation of India (LIC) to use the National Electronic Funds Transfer (NEFT) facility to facilitate electronic funds transfer of policy payments to policyholders?

a) IDBI

b) Corp Bank

c) Indian Overseas Bank

d) Dhanlaxmi Bank

98. World Aids Day is observed anually on 1 December 2011. What was the theme of World AIDS Day 2011?

Page 125: Banking Questions

a) Getting to Zero

b) Stigma and Discrimination

c) Women & AIDS

d) Force For Change: World AIDS Campaign With Young People

99.

(1) An icon of Indian cinema and evergreen star Dev Anand died at the age of 88 in London on 3 December 2011 (4 December according to IST) after suffering a massive cardiac arrest. Which of the following facts about him is/are not true?

(2) Dev Anand started his career with Prabhat Films' Hum Ek Hain (1946) soon after he joined IPTA

(3) Anand started producing films after the success of Ziddi. He launched his own company Navketan in 1949 which, by 2011, had produced 31 films

(4) His first colour film, Johny Mera Naam with Waheeda Rehman was based on the novel of the same name by R. K. Narayan

(5) The Government of India honoured him with the Padma Bhushan in 2001 and the Dadasaheb Phalke Award in 2002

a) 1 & 4

b) Only 3

c) 2 & 4

d) 1 & 4

100. The Golden Peacock Award for the Best Film was given to which of the following films at the 42nd International Film Festival of India which came to an end at the Kala Academy in Panaji, Goa on 3 December 2011?

a) Russian film Elena

b) an Israeli film Restoration

c) Columbian Film Porfirio

d) Malayalam film Adaminte Makan Abu

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GENERAL AWARENESS PRACTICE QUESTIONS

Posted: 2012-02-29 17:45:09 UTC+05:30

1) This agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet. Identify the agency.

a. SEBI

b. IRDA

c. TRAI

d. DoT

2) In India’s first sale of rupee perpetual bonds by a non-finance company Rs 1500 crore ($332 million) was raised. Name the non-finance company.

a. Tata Steel

b. Pantallons Retail

c. RIL

d. Maruti Suzuki

3) Which of the following Indian cricket players took the highest number of wickets in the recently concluded ICC World Cup 2011 along with Pakistan’s Shahid Afridi?

a. Yuvraj Singh

b. Zaheer Khan

c. Munaf Patel

d. Harbhajan Singh

4) Union Sports Ministry on 6 April 2011 formed a committee to fine-tune the draft National Sports Development Bill. Who is heading the committee?

a. Justice Mukul Mudgal

b. Justice Tej Pratap Singh Mann

c. Justice Gurdev Singh

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d. Justice Jaswant Singh Phogat

5) Name the cricketer who beat Michael Clarke by a comfortable 15-vote margin to bag the Allan Border Medal besides being named Australia’s ODI Player of the Year in Feb 2010?

a. Shane Watson

b. Simon Katich

c. Mitchell Johnson

d. Sachin Tendulkar

6) Record food grain production helped to reduce food inflation to a four month low for the week ending 26 March 2011. What was the inflation percentage for the week?

a. 9.18%

b. 9.25%

c. 9.21%

d. 9.36%

7) Praveen Kumar Tripathi took over as the Chief Secretary of which of the following governments on 4 April 2011?

a. Delhi Government

b. Haryana Government

c. Uttar Pradesh Government

d. Uttarakhand Government

8) The Union Government gifted a Kendriya Vidyalaya to a nondescript village Indrapura to which of the following Indian states?

a. Bihar

b. Odisha

c. Rajasthan

d. Madhya Pradesh

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9) The Supreme Court on 5 April 2011 passed an order to lift iron export ban imposed by which of the following Indian states on 26 July 2010 and also ordered it to implement the new rules for regulating iron ore mining and transportation?

a. Tamil Nadu

b. Andhra Pradesh

c. Karnataka

d. Odisha

10) To enhance credit worthiness of economically weaker sections and LIG households, a Mortgage Risk Guarantee Fund was announced to be created under which of the following scheme or Yojana?

a. Rajiv Awas Yojana

b. Rajiv Gandhi Grameen Vidyutikaran Yojana

c. Indira Awas Yojana

d. Mahatama Gandhi NREGA

11) Which agency issued guidelines on distance marketing of products on 6 April 2011 to protect the interest of people who buy policies over phone or Internet?

a. SEBI

b. IRDA

c. TRAI

d. DoT

12) Buyer's Credit was launched by the Commerce and Industry Minister, Anand Sharma, on 6 April 2011 to boost project exports from India. Under which of the following was Buyer’s Credit launched?

a. National Export Insurance Account

b. Export-Import Bank of India

c. Export Credit Guarantee Corporation of India

d. Reserve Bank of India

Page 129: Banking Questions

13) Read the two statements mentioned with regard to the budgetary allocations for addressing environmental concerns.

1. The budget proposed that the solar lantern used in far-flung villages will attract no duty from 10 per cent charged earlier.

2. To provide green and clean transportation for the masses, National Mission for Hybrid and Electric Vehicles will be launched in the year 2011 in collaboration with all stakeholders. Which of them is true?

a. Only 1

b. Only 2

c. Both 1 & 2

d. None of the above

14) 21 year old Marjan Kalhor is the first Iranian woman to have entered an Olympic event. She is a participant in the 2010 Winter Olympics that began in Vancouver on 12 Feb 2010. Which sport is she associated with?

a. Ski

b. Shot put

c. Cycling

d. Bobsleigh

15) With his victory in the men’s large hill ski jump on 20 Feb 2010 at the Vancouver Olympics, he became the first person to win four individual gold ski jumping medals. Name this sportsperson.

a. Simon Ammann (Switzerland)

b. Ahonen Janne (Finland)

c. Alexander Nicholas (USA)

d. Bardal Anders (Norway)

16) The Indian Government in April 2011 issued a notice to which of the following companies to terminate licences for Kerala, West Bengal and Assam for delay in roll- out of services in these three circles?

Page 130: Banking Questions

a. Sistema Shyam Teleservices

b. Tata Teleservices

c. Reliance

d. BSNL

17) Which Italian luxury sports car makers on 6 April 2011 announced its entry into the Indian market where it will sell its high-performance cars priced between Rs1.20 crore and Rs1.43 crore?

a. Maserati

b. Bentley

c. Aston Martin

d. Maybach

18) Who did HDFC Bank, the country's second-largest private sector lender appoint in March 2011 to head its investment banking division?

a. Rakesh Singh

b. Charul Madan

c. Gaurav Khungar

d. Atul Singh

19) Gangaur, a festival which marks the union of Lord Shiva and his consort, Goddess Parvati is celebrated for 18 days from the day after Holi in which of the following Indian states?

a. Rajasthan

b. Karnataka

c. Tamil Nadu

d. Uttaranchal

20) Read the following statements with regard to the allocation in the Educational sector as proposed by Union Budget 2011-12.

1. For Sarva Siksha Abhiyan the allocation was increased by 40 percent to 21000 crore rupees.

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2. All institutions of higher learning will be connected through optical fibers by March 2012.

3. 500 crore rupees was proposed to be provided for national skill development fund.

4. For the needy scheduled castes ad scheduled tribe candidates studying in class-IX and Xth pre-matric scholarship scheme was proposed to be introduced. Which of the above mentioned statements is not true?

a. 1

b. 2

c. 3 & 4

d. 4

21) Scientists recently developed a computer that could be controlled by the power of thought. It would help people unable to speak or move. What is the name of the technology which they used to develop this kind of computer?

a. electrocortiography

b. symbian C++

c. java

d. flash lite

22) Which of the following companies bought the Pringles brand from Procter & Gamble Co for $1.5 billion?

a. Diamond Foods Inc

b. PepsiCo's Frito-Lay

c. Emerald Nuts

d. Kettle Potato Chips

23) Online marketplace eBay India, in association with leading apparel brand Reebok auctioned a bat autographed by Indian cricketer Mahendra Singh Dhoni. The proceeds of the auction will go to which of the following NGOs?

a. Oxfem

b. CRY

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c. All Bengal Women’s Union

d. UNEM

24) Which Indian hockey player was in April 2011 named captain of the Indian Hockey team the upcoming Sultan Azlan Shah Cup scheduled to be played in Malaysia from 5-15 May 2011?

a. Arjun Halappa

b. Rajpal Singh

c. Bharat Kumar Chetri

d. Mohd. Amir Khan

25) Under the Godfrey Phillips Zonal Bravery Awards given away by the former ruler of Jodhpur, Gaj Singh in Jaipur on 5 April 2011, which of the following NGOs was honoured with the Amodhini Award of Rs.1 lakh?

a. Udyogini

b. Charities Aid Foundation

c. CRY

d. Akhil Bharatiya Vanavasi Kalyan Ashram

26) The Basic Customs Duty exemption was proposed to be extended to which of the following sectors?

a. art and antiquities for exhibition or display in private art galleries

b. Cinematographic film, factory-built ambulances

c. syringes and needles

d. agricultural machinery

27) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of Japan. Where is the Pacific Tsunami Warning System headquartered?

a. Hawai

b. Tokyo

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c. Manila

d. Jakarta

28) Which of the following companies announced on 6 April 2011 that it won contract to provide broadband internet connectivity to Indian Railways through state-run RailTel Corp of India Ltd?

a. DEL

b. IBM

c. Infosys

d. HCL Infosystems

29) Which super luxury carmaker on 7 April 2011 unveiled Continental GT sedan in India?

a. Ferrati

b. Bentley

c. Maybach

d. Maserati

30) What amount of money was allocated for Bharat Nirman?

a. 1000 crore

b. 58000 crore

c. 55438 crore

d. 14362 crore

31) Who defeated Tamarine Tanasugarn on 15 Feb 2010 to retain the Pattaya Open title?

a. Vera Zvonareva of Russia

b. Sabine Lisicki of Germany,

c. Ayumi Morita of Japan

d. Kimiko Date Krumm of Japan

Page 134: Banking Questions

32) A massive Tsunami caused by a devastating earthquake of the 8.9 magnitude hit about 400 km north-east of Tokyo, capital of japan. What are the possible factors which can cause Tsunami?

i)An Earthquake

ii) A landslide

iii) A volcanic eruption or explosion

iv) Impact by a meteorite

Please choose the right option

a. i, ii, iii and iv

b. i and ii only

c. ii and iii only

d. i and iv only

33) Which of the following Indian cricket is the most heavily insured player for the forthcoming Indian Premier League (IPL) 4 T-20 tournament which begins on 8 April 2011?

a. Sachin Tendulkar

b. Yuvraj Singh

c. M S Dhoni

d. Virender Sehwag

34) The Union Budget for 2011-12 proposed lowering of qualifying age for tax relief for senior citizens from 65 years to _?

a. 55

b. 58

c. 60

d. 62

35) Finance Minister Pranab Mukherjee proposed to increase the Income Tax Exemption Limit for individual tax payers from 1 lakh 60 to _?

a. 1 lakh 80 thousand

Page 135: Banking Questions

b. 1 lakh 90 thousand

c. 2 lakh

d. 2 lakh 20 thousand

36) Noted Social worker Anna Hazare on 5 April 2011 started his hunger strike at Jantar Mantar in New Delhi to protest against the reported delay in bringing in which of the following bills to effectively deal with corruption?

a. Lokpal Bill

b. The Competition (Amendment) Bill

c. The Airports Economic Regulatory Authority of India Bill

d. The Appropriation (No.3 ) Bill

37) Who became the world number one badminton player?

a. Saina Nehwal

b. Wang Xin

c. Sania Mirza

d. Wang Shixian

38) When is the National Youth Day observed?

a. January 14

b. February 14

c. August 31

d. January 12

39) What is Tejas?

a. Spacecraft

b. Missile

c. Submarine

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d. Light combat aircraft

40) Who is the Chairperson of the Central Board Film Certification?

a. Sharmila Tagore

b. Karan Johar

c. Nafisa Ali

d. Om Puri

e. None of these

41) Ali Akbar Salehi is the foreign minister of

a. Israel

b. Iran

c. Afghanistan

d. Indonesia

42) Who is the new chief of Research and Analysis Wing (RAW)?

a. AP Singh

b. Arun Shourie

c. Sanjeev Tripathi

d. BK Gupta

43) According to an extensive genetic study on modern humans, two conclusions were drawn out.

i) There is an enormous amount of diversity in the African hunter-gatherer populations.

ii) The genetic diversity among 27 present-day African populations originated in southern Africa and progressed to northern Africa.

Which of the above statements is/are correct?

a. Both i and ii

b. Neither I and ii

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c. Only i

d. Only ii

44) Which one of the following Indian states recently released a Braille version of the RTI (Right to Information) Act and its rules for the benefit of visually challenged?

a. Gujarat

b. Bihar

c. Haryana

d. Madhya Pradesh

45) Roger Federer won his fourth Australian Open Tennis Championship and 16th Grand Slam on 31 Jan 2010. Who did he defeat in the final of the Australian Open 2010?

a. Rafael Nadal

b. Andy Murray

c. Fred Perry

d. Rod Laver

46) Which of the following Bollywood Actress won the Best Actress trophy at the 13th London Asian Film Festival for her performance in Onir’s I AM?

a. Nandita Das

b. Juhi Chawla

c. Tabu

d. Konkona Sen Sharma

47) In tiger census 2010,

i) Pugmarks were used as the only indicator of tiger numbers.

ii) An advanced Scientific process was adopted which included video trapping and use of satellite data. Which of the above statements is/are incorrect?

Choose the right option:

Page 138: Banking Questions

a. Only i is incorrect

b. Only ii is incorrect

c. Both i and ii are incorrect

d. Both i and ii are not incorrect

48) India defeated Pakistan by 29 runs in the semi finals of the ICC World Cup 2011 played at Mohali. Who was declared man of the match of the high powered game?

a. Saeed Ajmal

b. Sachin Tendulkar

c. Munaf Patel

d. Wahab Riaz

49) Which of the following bodies put off indefinitely the new rules governing unwanted telemarketing calls which were supposed to be implemented from 21 March 2011?

a. Department of Telecommunication (DoT)

b. Telecom Regulatory Authority of India (TRAI)

c. Indian Ministry of communication & Technology

d. HRD Ministry

50) The Indian government in March 2011 conferred the Miniratna status on which of the following PSUs?

a. National Small Industries Corporation (NSIC)

b. Air India Charters Ltd

c. Cement Corporation of India

d. HMT Machine Tools Ltd

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Answers:

1) B 2) A 3) B 4) A 5) A 6) A 7) A 8) C 9) C 10) A 11) B 12) A 13) B 14) A 15) A 16) A 17) C 18) A 19) A 20) B 21) A 22) A 23) B 24) A 25) A 26) A 27) A 28) D 29) B 30) B 31) A 32) A 33) C 34) C 35) A 36) A 37) B 38) D 39) D 40) A 41) B 42) C 43) A 44) A 45) B 46) B 47) A 48) B 49) B 50) A

GENERAL AWARENESS PREVIOUS PAPER

Posted: 2012-02-29 17:37:03 UTC+05:30

1. The Business Correspondence Model being adopted by the banks provides Banking

facilities to which of the following ?

(A) Only Corporate borrowers

(B) Only Weaker sections the society and people of small villages

(C) Only those who are taking housing loans

(D) All (A), (B) and (C) above

(E) None of these

Ans : (B)

2. The concept of 'Carbon Credit' is associated with which of the following areas ?

(A) Protection of environment

(B) Women empowerment

(C) Development of rural infrastructure

(D) Development of coal mines

(E) None of these

Ans : (A)

3. As we all know Government is paying much attention to improve Public

Distribution System (PDS) in our country. Which of the following have been the achievements of the PDS uptill now, owing to which Government wants to further improve it ?

Page 140: Banking Questions

Pick up correct statement(s).

1. After implementing PDS in India, no famine was reported. PDS was always there

to give people at least the bare minimum to survive.

2. A drought of 1987 was worst in this century but PDS played a vital role in

overcoming the drought.

3. Now PDS is feeding the poorest of the poor in this country.

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1, 2 and 3 are correct

(E) None of these

Ans : (B)

4. Global Micro Credit Summit-2011 will be organized in which of the following

countries ?

(A) Britain

(B) South Africa

(C) Spain

(D) Italy

(E) None of these

Ans : (C)

5. Many times we read about SHGs in financial newspapers. What is the full form of

the term ?

(A) Small Help Groups

(B) Self Help Groups

(C) Small Hope in Growths

Page 141: Banking Questions

(D) Self Hope Groups

(E) None of these

Ans : (B)

6. Whenever newspapers talk about the performance of core industries, which of the following is not considered among them ?

(A) Petroleum

(B) Automobile

(C) Mining

(D) Steel

(E) Cement

Ans : (B)

7. Which of the following agencies/organizations in India maintains the Micro Finance Development and Equity Fund which was in news recently ?

(A) Confederation of Industries in India (CII)

(B) Indian Bank's Association (IBA)

(C) Small Industries Development Bank of India (SIDBI)

(D) Reserve Bank of India (RBI)

(E) National Bank for Agriculture and Rural Development (NABARD)

Ans : (D)

8. As per recent newspaper reports UK based Cairn Energy is in the process of selling its stake to which one of the following companies of Indian base ?

(A) ONGC Videsh

(B) Hindustan Petroleum Corporation Ltd.

(C) Vedanta Resources

(D) Posco India

(E) None of these

Page 142: Banking Questions

Ans : (C)

9. Which of the following bills presented in the Parliament will bring some changes in existing tax regime ?

(A) Direct Taxes Code (DTC) Bill

(B) Foreign Exchange Management Regulatory Bill

(C) Companies Act Bill

(D) Salaries and Perks for MPs Bill

(E) Finance Bill 2010-11

Ans : (A)

10. Under Indira Gandhi National Old Age Pension Scheme (IGNOAPS), the benefits are available to the people having minimum age of …….

(A) 50 years

(B) 55 years

(C) 65 years

(D) 60 years

(E) 70 years

Ans : (C)

11. Mr. Katsuya Okada who was on a visit to India few months back is the Foreign Minister of—

(A) South Korea

(B) Myanmar

(C) Japan

(D) Thailand

(E) None of these

Ans : (C)

Page 143: Banking Questions

12. Govt. of India has decided to review its Foreign Direct Investment Rules twice in a year. This will be done from—

(A) 2015

(B) 2012

(C) 2014

(D) 2011

(E) None of these

Ans : (E)

13. Many times we read about 'Hawala' transactions in newspapers. Hawala in India is prohibited under the provision of which of the following Acts ?

(A) Fiscal Responsibility and Budget Management Act

(B) Banking Regulation Act

(C) Financial action Task Force Act

(D) Foreign Exchange Management Act

(E) None of these

Ans : (D)

14. India recently reviewed its trade relation policy with Russia. What are the main exports from India to Russia ?

1. Pharmaceuticals

2. Apparel and Clothing

3. Tea and Coffee

(A) Only 1

(B) Only 2

(C) All 1, 2 and 3

(D) Only 2 and 3

(E) Only 1 and 2

Ans : (A)

Page 144: Banking Questions

15. As we all know DIPP is the nodal agency in the field of foreign investments in India. What is the full form of DIPP ?

(A) Department of Industrial Policy and Promotion

(B) Department of Industrial Procedures and Promotions

(C) Directorate of Industrial Procedures and Promotions

(D) Directorate of Industrial Policy and Publicity

(E) None of these

Ans : (A)

16. 'Israel and Palestinians open talks' was the headline in some major newspapers. As we all know both the nations were not coming for the talks since 2008. Which of the following is the main dispute between these two nations ?

(A) Membership of World Trade Organisation

(B) Membership of G-20

(C) Selecting Syria, one of the major trade partners by Israel. Palestine is dead against it

(D) Redefining the boundaries as a major glacier between them has erased the same

(E) None of these

Ans : (E)

17. Many times we read about the performance of Asian Markets in various financial newspapers. Which of the following is not included in Asian Market ?

(A) Japan

(B) China

(C) Hong Kong

(D) South Korea

(E) Brazil

Ans : (E)

Page 145: Banking Questions

18. As per the figures released by the World Bank, which of the following countries was the largest recipient of loans from the World Bank during 2009-10 ?

(A) Bangladesh

(B) Pakistan

(C) Brazil

(D) China

(E) India

Ans : (E)

19. Which of the following has been fixed as the target for fiscal deficit 2010-11 ? (In terms of percentage of GDP)

(A) 3%

(B) 3.5%

(C) 4%

(D) 5%

(E) 5.5%

Ans : (D)

20. As per news in various newspapers 'kfw' Group released another instalment of its financial aid to India. kfw is an organization/bank based in—

(A) France

(B) Japan

(C) Italy

(D) China

(E) Germany

Ans : (E)

21. Which of the following countries has become the main supplier of Defence goods to India and has replaced Russia ?

Page 146: Banking Questions

(A) Canada

(B) USA

(C) Israel

(D) France

(E) None of these

Ans : (C)

22. As per existing policy, new foreign investments in manufacturing of which of the following is not allowed ?

(A) White cement

(B) Plastic goods

(C) Cigarette and Cigars

(D) Polythene bags

(E) Pesticides

Ans : (C)

23. The Mixed Double of which of the following Lawn Tennis tournaments was won by Leander Paes along with Cara Black in 2010 ?

(A) Wimbledon

(B) US Open

(C) Australia Open

(D) Dubai Open

(E) None of these

Ans : (C)

24. Which of the following is not amongst the Prime Minister's new 15 point

programme ?

(A) Enhanced Credit Support for economic activities

Page 147: Banking Questions

(B) Modernizing Madarsa Education

(C) Improvement in condition of slums inhabited by minorities

(D) Free train journey for unemployed youths

(E) Rehabilitation of victims of communal riots

Ans : (D)

25. The Summit of Shanghai Cooperation Organisation was held in June in which of the following places ?

(A) Shanghai

(B) Moscow

(C) Tashkent

(D) Astana

(E) None of these

Ans : (C)

26. India's political relations with its neighbouring countries are a critical part of its …….

(A) Industrial policy

(B) Trade policy

(C) Foreign policy

(D) Development policy

(E) None of these

Ans : (C)

27. Which of the following organizations of Indian Origin is helping Sri Lanka in rehabilitation of its war widows ?

(A) Khadi and Village Commission

(B) SEWA

(C) Action for Food Production

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(D) Adhar

(E) Aasha

Ans : (B)

28. Who amongst the following became the first Cricketer to take 800 wickets in Test Cricket ?

(A) Kumar Sangakkara

(B) Saqlain Mustaq

(C) Anil Kumble

(D) Muttiah Murlitharan

(E) None of these

Ans : (D)

29. Which of the following agencies/organizations has decided to make major

changes for ULIPs ?

(A) IRDA

(B) RBI

(C) AMFI

(D) FRBI

(E) None of these

Ans : (A)

30. The 16th SAARC Summit was organized in Thimpu. The declaration of the

Summit was named as—

(A) Towards Green and Happy South Asia

(B) Silver Jubilee of SAARC

(C) Let us meet again in Delhi

(D) SAARC : The Future of South Asia

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(E) None of these

Ans : (B)

31. Which of the following is the name of the programme launched by the Govt. of India to help lonely women by providing vocational training to make them self dependent ?

(A) Apnalaya

(B) Prayas

(C) Abhiyogyata

(D) Swadhar

(E) Swawlamban

Ans : (D)

32. Which of the following terms is not used in the game of Cricket ?

(A) Doosra

(B) Century

(C) Bouncer

(D) Love

(E) Ashes

Ans : (D)

33. Which of the following countries won the Asia Cup Cricket Tournament 2010 held in Sri Lanka ?

(A) Sri Lanka

(B) India

(C) Pakistan

(D) Bangladesh

(E) None of these

Ans : (B)

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34. Mr. James Alix Michael who was on a visit to India recently is the President of ……

(A) Australia

(B) New Zealand

(C) Colombia

(D) Seychelles

(E) None of these

Ans : (D)

35. Trupti Murgunde whose name was in news recently is a—

(A) Badminton player

(B) Golf player

(C) Lawn Tennis player

(D) Table Tennis player

(E) Cricket player

Ans : (A)

36. Which of the following is not a financial term ?

(A) Acid Test

(B) Double Fault

(C) Gross Profit

(D) Depreciation

(E) Cash flow

Ans : (A)

37. In the terms of economics, the recession occurring two times with a small gap in

between is known as—

(A) Double Deflation

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(B) Deflation

(C) Deep Recession

(D) Double Dip Recession

(E) None of these

Ans : (A)

38. Saina Nehwal was in Paris recently to play in World Championship. She lost her match against whom amongst the following players ?

(A) Le Chong Wei

(B) Shixian Wang

(C) Taufik Hidayut

(D) Jung Eun

(E) None of these

Ans : (E)

39. Union Cabinet recently cleared 15000 crore Sukhoi deal. Sukhoi is—

(A) Battle tank

(B) Fighter plane

(C) Submarine

(D) Radar system

(E) None of these

Ans : (B)

40. Who amongst the following is the recipient of the Rajiv Gandhi Khel Ratna

Award-2010 announced recently ?

(A) Pankaj Adwani

(B) Leander Paes

(C) Saina Nehwal

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(D) M. S. Dhoni

(E) None of these

Ans : (C)

41. Which of the following terms is not used in Economics ?

(A) Balance of Payment

(B) Call Money

(C) National Debt

(D) Elasticity of Demand

(E) Boyle's law

Ans : (E)

42. Which of the following ministries /departments operates the 'Village Grain Bank's Schemes' ?

(A) Ministry of Tribal Welfare

(B) Department of Food and Public Distribution

(C) Department of Social Welfare

(D) Ministry of Forest

(E) None of these

Ans : (B)

43. Which of the following countries recently conducted general election and became the first Parliamentary Democracy of Central Asia ?

(A) Turkmenistan

(B) Uzbekistan

(C) Kyrgyzstan

(D) Kazakhstan

(E) None of these

Ans : (C)

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44. Which of the following books is written by Chetan Bhagat ?

(A) The Golden Gate

(B) Journey to Ithaca

(C) Fore on the Mountain

(D) The inheritance of Loss

(E) 2 States : The Story of My Marriage

Ans : (E)

45. Which of the following nations is the recent one to join Non-Aligned Movement (NAM) ?

(A) Fiji

(B) Cuba

(C) Sri Lanka

(D) Colombia

(E) Egypt

Ans : (A)

46. Hiroshima Day is observed on which of the following dates ?

(A) 6th August

(B) 16th August

(C) 6th September

(D) 16th September

(E) 26th July

Ans : (A)

47. Who amongst the following is the Chairperson of the Human Right's Commission of India at present ?

(A) Prof. M. S. Swaminathan

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(B) Justice K. G. Balakrishnan

(C) Justice A. R. Lakshmanan

(D) Justice P. V. Reddi

(E) None of these

Ans : (B)

48. 'Booker Prize' is given in the field of ……

(A) Literature

(B) Social service

(C) Films

(D) Science

(E) Sports

Ans : (A)

49. Which of the following games/sports is not included in the list of Commonwealth Games 2010 ?

(A) Table Tennis

(B) Hockey

(C) Weight lifting

(D) Golf

(E) Boxing

Ans : (D)

50. Dronacharya Awards are given to a person associated with—

(A) Education

(B) Social service

(C) Journalism

(D) Sports

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(E) Films

Ans : (D)

General English

(Exam Held on 18-12-2011)

Directions– (Q. 1-10) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

In the modem times, few Indians stay put for a lifetime. They move from town to city and from city to suburb. They complete high school from a different state and ...(1)...college in a different one. They hop from a job in a particular region to a better job elsewhere. With each move, they make new friends, who become part of their ...(2)... lives at that time. For many of them, the summer is a special ...(3)... for new friendships. Today millions of Indians holiday abroad, and they go not only with an intent to see new ...(4)... but ...(5)... with the ...(6)... of meeting new people. No one really expects a casual ...(7)... to produce a close friend. But ...( 8) ...the beginning of a ...(9)... association is ...(10)…..

1. (A) like

(B) go

(C) move

(D) study

(E) attend

Ans : (E)

2. (A) usual

(B) daily

(C) common

(D) main

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(E) society

Ans : (B)

3. (A) month

(B) seasonal

(C) era

(D) time

(E) week

Ans : (D)

4. (A) sights

(B) area

(C) place

(D) flowers

(E) palaces

Ans : (A)

5. (A) again

(B) aim

(C) also

(D) addition

(E) besides

Ans : (C)

6. (A) nope

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(B) ideal

(C) expect

(D) visions

(E) ideas

Ans : (A)

7. (A) leave

(B) trip

(C) experience

(D) space

(E) holiday

Ans : (B)

8. (A) acceptably

(B) evidence

(C) surely

(D) immediately

(E) fastly

Ans : (C)

9. (A) lifelong

(B) imaginative

(C) closely

(D) friendship

(E) tourist

Ans : (A)

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10. (A) accept

(B) thought

(C) planned

(D) plausibly

(E) possible

Ans : (E)

Directions– (Q. 11-20) Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E). (Ignore the errors of punctuation, if any .)

11. A great (A) / speaker can (B) / keep the audiencing (C) / spell bound. (D) No error (E)

Ans : (C)

12. You must (A) / concentration on (B) / the work allotted (C) / to you. (D) No error (E)

Ans : (B)

13. You can (A) / borrow this books (B) / if you promise (C) / to return them. (D) No error (E)

Ans : (B)

14. We spent (A) / the entire (B) / evening listen (C) / to songs. (D) No error (E)

Ans : (C)

15. The committee (A) / discussed many (B) / things in its (C) / annual meeting. (D) No error (E)

Ans : (C)

16. I writing him (A) / a letter to (B) / congratulate him (C) / on his success. (D) No Error (E)

Ans : (A)

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17. Everybody knows (A) / regard the (B) / ill effects smoking has (C) / on health. (D) No Error (E)

Ans : (B)

18. Someone hit (A) / myself as (B) / I came (C) / into the room. (D) No error (E)

Ans : (B)

19. Somebody has (A) / broken the window (B) / by throwing (C) / many stone at it. (D) No error (E)

Ans : (D)

20. The picture (A) / is too heavy (B) / to be hang (C) / on the wall. (D) No error (E)

Ans : (C)

Directions– (Q. 21-25) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the proper

sequence so as to form a meaningful paragraph, and then answer the questions given below:

(1) The poor Iamb was very scared to die and decided to trick the wolf.

(2) When the wolf began to play, the shepherd and the dogs heard the sound of the flute, and they came to rescue the lamb.

(3) It continued by saying that it had heard the wolf play the flute and had liked it very much.

(4) The lamb requested the wolf to grant it a last wish.

(5) Once, a wolf carried off a baby lamb from its flock in order to eat it.

(6) The wolf was pleased and decided to grant the lamb its last wish.

21. Which of the following should be the FIRST sentence ?

(A) 5

(B) 1

(C) 6

(D) 4

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(E) 2

Ans : (A)

22. Which of the following should be the THIRD sentence ?

(A) 2

(B) 1

(C) 4

(D) 6

(E) 3

Ans : (C)

23. Which of the following should be the LAST (SIXTH) sentence ?

(A) 1

(B) 4

(C) 3

(D) 5

(E) 2

Ans : (E)

24. Which of the following should be the SECOND sentence ?

(A) 5

(B) 2

(C) 4

(D) 3

(E) 1

Ans : (E)

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25. Which of the following should be the FOURTH sentence ?

(A) 1

(B) 3

(C) 4

(D) 2

(E) 6

Ans : (E)

Directions– (Q. 26-35) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may either be misspelt or inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e., All Correct' as your answer.

26. He used (A) all his skills to calm the agitated (B) union leddar (C) and bring him to the negotiation (D) table. All correct (E)

Ans : (C)

27. I had a toothache, (A) so I took an appointment (B) with a famous (C) dentistry. (D) All correct (E)

Ans : (D)

28. The city senter (A) is always (B) crowded (C) with tourists. (D) All correct (E)

Ans : (A)

29. You can borrow (A) this book (B) if you promise (C) to return (D) it. All correct (E)

Ans : (E)

30. It isn't safe (A) to swim (B) in a weather (C) like these. (D) All correct (E)

Ans : (D)

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31. Patiense (A) and humility (B) have unlimited (C) power. (D) All correct. (E)

Ans : (A)

32. The delicious (A) lunch at the hotel satiated (B) my hungry (C) and desire. (D) All correct. (E)

Ans : (C)

33. I don't have enough (A) money to be able to afford (B) an expansive (C) holiday. (D) All correct (E)

Ans : (C)

34. I expected (A) your house (B) to be very big, but it's not biggest (C) than mine. (D) All correct (E)

Ans : (C)

35. You can ask your unkle (A) for anything (B) you want (C) as your birthday present. (D) All correct (E)

Ans : (A)

Directions– (Q. 36-50) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Once, there was a boy who was afraid of the dark. He thought that when it was dark his bedroom filled up with monsters. But there came a time when he was too old to be allowed to keep. sleeping with the light on. That first night he was paralysed with fear , and his mind was full of monsters. So much so, that he went over to his wardrobe to get a torch. But when he opened the wardrobe door he came face to face

with a monster, and he let out the loudest scream in the world.

The monster was equally shocked. It grabbed its multicoloured hair and started crying. The monster cried for so long that the boy's shock and fear subsided. He calmed the monster as much as he could, and started talking to him, asking him why he was crying, and what he was doing there. The

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monster told him it lived in the wardrobe, but never went out, because it was afraid of the boy. When the boy asked for the reason, the monster told that the boy's face seemed to be the most horrible thing it had ever seen with eyes, ears and a nose. The boy felt exactly the same way about the monster, who had an enormous head full of hair.

Eventually, they realized that both of them had been afraid of the same thing: the unknown. To lose their fear of each other all they had to do was get to know each other. They applied the same strategy to the other things. Together they travelled the world, seeing lions, tigers, crocodiles and even dragons. It was the first time either of them had seen such creatures, but they made the effort to get to know them, and ended up dispelling their fear, and becoming friends. All kinds of creatures visited the boy's bedroom each night and, instead of fearing them he learnt to get to know them and befriend them.

Directions– (Q. 36-39) Choose the word which is MOST SIMILAR in MEANING to the word printed in bold as used in the passage.

36. HORRIBLE

(A) strange

(B) offensive

(C) humorous

(D) unholy

(E) appealing

Ans : (B)

37. DISPELLING

(A) eliminating

(B) ignoring

(C) assembling

(D) recalling

(E) accumulating

Ans : (A)

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38. LOSE

(A) suffer

(B) overcome

(C) gain

(D) failure

(E) yield

Ans : (B)

39. CALMED

(A) relieved

(B) freed

(C) imposed

(D) consoled

(E) attended

Ans : (D)

Directions– (Q. 40-42) Choose the word which is MOST OPPOSITE in MEANING to the word printed in bold as used in the passage.

40. ALLOWED

(A) granted

(B) oppressed

(C) caged

(D) punised

(E) denied

Ans : (E)

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41. SUBSIDED

(A) decreased

(B) fulfilled

(C) ended

(D) enhanced

(E) created

Ans : (D)

42. ENORMOUS

(A) repulsive

(B) strange

(C) sparse

(D) tiny

(E) foul

Ans : (D)

43. What happened to the boy when he slept with the lights off ?

(A) He dreamt of monsters with multicoloured hair.

(B) The boy cried all night and couldn't sleep.

(C) The monsters filled up the boy's room.

(D) The monster screamed so loudly that it woke the boy.

(E) The monster in the boy's wardrobe went to his parents' room.

Ans : (C)

44. What were the boy and the monster afraid of ?

(A) They were both afraid of playing in the dark.

(B) The monster was afraid of the dark, while the boy was afraid of light.

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(C) They were both afraid of the same thing-the unknown.

(D) They were both afraid of the boy's parents.

(E) They were both afraid of the dragons that ate children and monsters.

Ans : (C)

45. Which of the following can be the most appropriate title for the story ?

(A) The monster who was afraid of the creatures.

(B) Monsters are not friendly creatures.

(C) Why should we sleep in the dark.

(D) The boy and the creatures.

(E) The boy who was afraid of the dark.

Ans : (D)

46. Which of the following is NOT TRUE about the boy as per the passage ?

(A) The boy slept with the lights switched off.

(B) The boy finally conquered his fear of the unknown.

(C) The boy had befriended the monster.

(D) The boy travelled the world and became friends with creatures .

(E) All are true.

Ans : (A)

47. Which of the following is TRUE about the monster as per the passage ?

(A) The monster mocked the boy.

(B) The monster was afraid of the boy's parents.

(C) The monster was envious of the boy.

(D) The monster had multicoloured hair.

(E) None is true.

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Ans : (D)

48. Why did the monster start crying ?

(A) The boy had hurt the monster while opening the wadrobe.

(B) The monster was afraid of the boy as he looked strange to him.

(C) The monster had been locked inside the wadrobe.

(D) The monster thought that the boy would capture him.

(E) None of these.

Ans : (B)

49. Why was the boy afraid of sleeping in the dark ?

(A) He had terrible nightmares whenever he slept in the dark.

(B) He thought that the monster will eat him up in the dark.

(C) He thought that his hair would turn muticoloured in the dark.

(D) He thought that monsters filled up his bedroom in the dark.

(E) None of these.

Ans : (D)

50. Why did the creatures visit the boy every night ?

(A) The monster had called them to scare the boy.

(B) The creatures were afraid of staying in the jungle.

(C) The creatures had plotted to kill the monster in the boy's bedroom.

(D) The boy had befriended them.

(E) None of these

Ans : (D)