Bank of Melbourne credit cards

We have a credit card to suit you! YOUR PRESENTER IS JASON BEALE

MARCH 2016

Introduction

Who has a credit card? How did you choose your card? Do you know the rate? What benefits do you get? Would you like a better rate? Would you like more benefits? Bank of Melbourne has a credit card to

suit you!

Content

Who we are Compare our rates No Annual Fee, Low Rate & Rewards cards Card features Scenarios Question time

We are Melbourne’s local bank

We are an independent subsidiary of Westpac• St George was relaunched as Bank of Melbourne in

2011• 106 Branches across Victoria• HQ and call centre based in Melbourne CBD• Staffed by locals• Investing in the local economy

We have great interest rates!

Our credit card rates go from 12.74 to 19.99%

No fees, great card!

No Annual Fee 19.99% $0 pa• 55 days interest free• ATM, EFTPOS and BPAY access• 3 additional cards at no extra cost• Visa payWave for speedy transactions under $100

Love the low rate!

Vertigo 13.24% $55 pa• low interest rate, 55 days interest free• min credit limit $500• 18 months interest free on balance transfer

Vertigo Platinum 12.74% $99 pa• low interest, 55 days interest free• complimentary travel and shopping insurance• min credit limit $6,000• 20 months interest free on balance transfer

Cards that reward you!

Amplify 17.99% $79 pa• 55 days interest free• earn Amplify/Qantas points• min credit limit $1,000

Amplify Platinum 19.99% $99 pa• 55 days interest free• earn Amplify/Qantas points• complimentary travel and shopping insurance• Visa Platinum Concierge service• min credit limit $6,000

Enjoy the good life!

Amplify Signature 19.99% $274 pa• 55 days interest free• Amplify/Qantas points + bonus points• complimentary travel and shopping insurance• complimentary air lounge passes• Visa Signature Concierge service• Visa Luxury Hotel Collection membership• min credit limit $15,000• priority service line

Features with every card!

All Bank of Melbourne cards provide:• 55 day interest free period• 24 hour lost and stolen credit card support• Worldwide access & emergency replacement service• ATM, EFTPOS and BPAY access• Visa payWave for transactions under $100• Link to your other Bank of Melbourne accounts• Additional cards at no cost

Choose your reward program

Complimentary Insurance

Vertigo Platinum• 6 months Overseas Travel Insurance • Transit Accident Insurance • 4 months Purchase Cover on most new items • 12 months Extended Warranty Insurance• Price Guarantee Cover

Complimentary Insurance

Amplify Platinum• 3 months Overseas Travel Insurance• 12 months Extended Warranty Insurance• 3 months Purchase Protection Insurance

Amplify Signature• 6 months Overseas Travel Insurance• 12 months Extended Warranty Insurance • Price Guarantee Cover

Comparison Table

Interest rate Annual fee Min. limit

No Annual Fee 19.99% $0 $500 Vertigo 13.24% $55 $500 Vertigo Platinum 12.74% $99 $6,000 Amplify 17.99% $79 $1,000 Amplify Platinum 19.99% $99 $6,000 Amplify Signature 19.99% $279 $15,000

Scenarios – Cards to suit everyone

Budget-minded studentNo Annual Fee card

Got your first job, watching your moneyVertigo & Vertigo Platinum

Moving up the ladder, looking for moreAmplify & Amplify Platinum

Now you’ve made it, enjoy the bestAmplify Signature

We’d love your questions!