B2 c an insight to biz2credit - commercial loans

Helping Small Businesses Grow…

© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential

2012 - Entrepreneur.com Top Small Business Finance Resource2011 - Crain’s Top Entrepreneur

Biz2Credit: Who we are

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• Funded over $750 million to date

• Over 1,100 lenders on our platform, including 50+ micro-lenders

• Have direct reach to our network of over 1.6 million SMB’s

© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential

There is a fundamental problem in the market today

SMALL BUSINESSOWNERS

BANKS & OTHERLENDERS

LACK OF TRANSPARENCY

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What product is best for me?Where do I go?Am I getting the best rate?Process too cumbersome

How do I find good borrowers?How risky are they?How do I retain customers?How do I manage declines?Process too cumbersome

© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential

Biz2Credit is the solution for Small Businesses

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Current Market:

------------------------------------------With Biz2Credit:

Lender A

Lender A

Lender C

Lender B

Lender D

Lender B

Lender C

?

© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential

Commercial loans-Definition

Commercial loans- A debt based fund agreement that is provided to the business rather

than to a customer. Commercial loans are short term loans that can be renewable and

be used to finance a company’s working capital needs. Commercial loans are for short

term, secured or unsecured and are advanced for financing equipment, machinery or

inventory. Due to expensive costs and prices of equipments, small businesses do not

possess the capacity to fund their capital expenditure. Small business owners are in

need of commercial loans when they are in the business of real estate.

© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential

Types of commercial loans• Commercial Mortgage-This type of loan is available when the property that is being

financed is used as collateral

• Bridge loan- This loan provides the borrower with an instant cash flow in order to finance the immediate requirements of a project.

• Participating Mortgage- In a participating mortgage, the lender shares the profits that are generated from the property or the real estate along with the interest and mortgage payment.

• Joint venture loan- This loan is offered when all the parties are equally responsible for profits and losses of the property.

• Commercial construction loans- This type of loans are provided to improve constructions on commercial properties such as buildings, warehouses, shopping centers etc.

• Other types of commercial loans- There are other various types of commercial loans available with various lenders, customized to meet the needs of various commercial establishments.

© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential

What Biz2Credit has to offer

• Commercial Loans

• Commercial Loan Packaging

• Commercial Loan paper work

• Property Appraisal

• Title Verification

© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential

Process to get loan approvals faster with Biz2Credit

Tell us about your business- In order for the loans to be processed, the lenders would

like to know what your business is, They will want to know your business and understand

how you are planning to run it. Hence we would require you to tell us about your business

in detail.

Get the perfect match- Based on the information provided, Biz2Credit gives you the

best, real time options among its lenders numbering more than 1200. Through its online

platform which is both safe and transparent, you just need to upload the documents and

Get matched by lenders looking to fund businesses such as yours.

Choosing the best loan- In less than 5 minutes you would be able to know the list of

lenders interested to provide you loans based on your requirements. In consultation with

our experts we will help you choose and recommend loan options and lenders that best

suit your needs according to your size and type of business.

© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential

Benefits you have with Biz2CreditBiz2Credit with more than 1200 plus lenders

and $800 million in funding, we help you

connect with the right lender to build your

business. Through our online and transparent

platform you get to choose your lender in less

than 4 minutes. With various programs

customized to help your business needs,

Biz2Credit is your perfect online partner.

• -10% off on Business plan report• -50% off on Equifax credit report• -Free consultancy and free registration• -95% repeat customers with 74% loan approval rate• Start up loan funding from $5,000 to $1 Million

Biz2Credit has preapproved lenders which consist of banks, credit unions, micro lenders, CDFIs,

VC’s and alternative lenders. We also provide services to those borrowers who need assistance

throughout the lending process, helping you take the right decision for your business.

© 2013, Biz2Credit, Inc. All Rights Reserved - Proprietary and Confidential

• Contact- info@ biz2credit.com

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