PCI, EMV, ADA – what sounds like alphabet soup to many, translates into rising costs and operational challenges for financial institutions across the country. The costs and risks associated with maintaining your own ATM network continue to rise. ATM-as-a-Service from Cardtronics enables you to outsource the operations and management of your ATM network to a single vendor, yet retain control and visibility into the cost, status and reliability of the network – without the headaches. We partner with you to relieve the burden of ATM network operations so you can focus on what matters most – engaging your customers and members. Why Outsource Your ATMs? Financial institutions are moving away from managing branches and ATMs and adopting strategic distribution models across all of the institution’s channels – including physical, digital and interactive. Focus on ATM strategy and less on ATM management Utilize technology and ATM staff more efficiently Decrease expenses while increasing operational efficiencies Remove the burden of managing multiple vendors Focus more on the customer and their experience and less on operations Sell more product and provide greater value for customers and shareholders Simplify Operations with Cardtronics ATM-as-a-Service Our ATM-as-a-Service solutions are customized to meet the specific and differing needs of each financial institution. Cardtronics will operate and manage your existing ATM fleet to reduce costs while maintaining or enhancing your ATM availability. Tap into Cardtronics’ expertise for individual, customized ATM services – from cash management to maintenance, from equipment purchasing to processing. Brand our existing retail-based ATMs for easy, cost-effective expansion into your most important markets. Options Available • • • • • • Financial: move from CAPEX to OPEX; budget more effectively; pay only for services used Operational: transfer technology, compliance, and regulatory burdens to Cardtronics; utilize streamlined processes Secure: use a dedicated InfoSec security team; ensure timely compliance with regulations/mandates Strategic: focus resources on strategy, not implementation; go head-to-head with competitors; generate new revenue Benefits • • • ATM-as-a-Service