http://money.cnn.com/2013/09/12/pf/financial- scams/index.html Ryan Maloney Professor Klinkowstein
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http://money.cnn.com/2013/09/12/pf/financial-scams/index.html
Ryan Maloney Professor Klinkowstein
Ryan Maloney Professor Klinkowstein
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Ryan Maloney Professor Klinkowstein
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Ryan Maloney Professor Klinkowstein
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Ryan Maloney Professor Klinkowstein
Ryan Maloney Professor Klinkowstein
Digital Money and You
• Bank Accounts
• Credit Cards
• E-Commerce
Ryan Maloney Professor Klinkowstein
• Digital spending is Universal
• Applicable to any type of purchase for any type of product
• Replaces carrying around excess cash
• More portable and readily accessible
Ryan Maloney Professor Klinkowstein
Hands in your pocket
• Fraud and thievery are prevalent problems related to digital finances
• One can lose their entire identity if they’re careless with their information
Ryan Maloney Professor Klinkowstein
The Risks of: Credit Cards • Credit Card #: Access to
your money
• If someone steals your card they can make purchases with your money.
• People lose track of how they spend, leading to bad credit
Ryan Maloney Professor Klinkowstein
The Risks of: Bank Accounts
• Sharing Account Information ( correct vs. incorrect people)
• Keeping track of your debt account cards.
• Also banks loan using your money.
Ryan Maloney Professor Klinkowstein
The Risks of: Email
• Email asking for account information to collect prize money or buy product.
• You won something you didn’t participate in
• Advertising Penny Stocks
• Offering free services but need personal info
Ryan Maloney Professor Klinkowstein
The Voice of : Logan • How do you feel about
trusting your money to intermediaries like Pay Pal?”
• “How do you protect yourself against possible fraud?”
• “ What would you say characterizes a fraudulent sales pitch?”
• “ I’m not as comfortable because I don’t like having to involve a middle man”
• “ Creating multiple levels of information.”
• “Asking easy security questions like date of birth as well as asking for personal information.”
Ryan Maloney Professor Klinkowstein
The Voice of : Kevin • “Are you comfortable
making online purchases without physical money?”
• “What concerns do you have using cards instead of cash?”
• “ What would you say characterizes a fraudulent sales pitch?”
• “No I prefer to handle cash. There are many risks involved online.”
• “ Credit cards can lead people in to debt. Also they are sometimes not accepted in certain stores. They are linked to personal information.”
• “ It’s too good to be true.”
Ryan Maloney Professor Klinkowstein
DIAGONALS
Ryan Maloney Professor Klinkowstein
GRIDS
Ryan Maloney Professor Klinkowstein
Ryan Maloney Professor Klinkowstein
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