WE’RE ONLINE www.MaineHomeseller.net TO ADVERTISE in this booklet call 1-800-482-0759 EXTRAORDINARY CAPE! This exceptional 4500-sq. ft. home has been beautifully remodeled with stainless and granite kitchen, hardwood floors, 5 bedrooms, 2 full and 2 half baths, fireplace and deck. High-efficiency heating system, too! On a professionally landscaped double lot. Adjacent buildable lot available at extra cost. Call to view! $349,000 KELLER WILLIAMS REALTY MID MAINE Jan Jacques & Co. • 689-9835 JERRY DOUGLASS REALTY www.JerryDouglassRealty.com • 782-2209 ENJOY BRILLIANT SUNSETS Connecting you with your community April 2011 A complete guide to homes, rentals and real estate in Central Maine and the surrounding area FREE advertising supplement Nestled among the trees, the Owl Cottage’s side porch gives a western view to enjoy. This cottage has a roomy dining area, comfortable bedroom & sleeping loft. Enjoy access to miles of trails as well as access to Androscoggin Lake. $250,000
This document is posted to help you gain knowledge. Please leave a comment to let me know what you think about it! Share it to your friends and learn new things together.
Transcript
WE’RE ONLINE www.MaineHomeseller.netTO ADVERTISE in this booklet call 1-800-482-0759
FEATURED HOME
FEATURED HOME
presented byDOT FERNALD TEAM
576-3361
EXTRAORDINARY CAPE!
This exceptional 4500-sq. ft.home has been beautifullyremodeled with stainless andgranite kitchen, hardwoodfloors, 5 bedrooms, 2 fulland 2 half baths, fireplaceand deck. High-efficiencyheating system, too! On aprofessionally landscapeddouble lot. Adjacent buildablelot available at extra cost.Call to view! $349,000
KELLER WILLIAMS REALTY MID MAINEJan Jacques & Co. • 689-9835
presented byDOT FERNALD TEAM
576-3361
JERRY DOUGLASS REALTYwww.JerryDouglassRealty.com • 782-2209782-2209•www.JerryDouglassRealty.com
ENJOY BRILLIANT SUNSETS
Connecting you with your community
April 2011
A complete guide to homes, rentals and real estate in Central Maine and the surrounding area
FREE
advertisingsupplem
ent
Nestled among the trees,the Owl Cottage’s sideporch gives a westernview to enjoy. This cottagehas a roomy dining area,comfortable bedroom &sleeping loft. Enjoy accessto miles of trails as well asaccess to AndroscogginLake. $250,000
FREE! Home Buyer SeminarDate: Wednesday, April 27, 2011
Time: 6:30 pmLocation: Keller Williams Realty Mid Maine, 34 Center Street, Auburn
After the seminar, staff willbe able to pull FREE credit
reports and pre-qualifypeople who are ready tostart looking for a home,or you can schedule an
appointment at a later date.For answers to all your
real estate and mortgagequestions, please attend!
At this FREE seminar you will learn:• The advantages of owning vs. renting• How to get pre-approved for a home mortgage• How much house you can afford• How to find the perfect home, whether condo,
townhouse, single or multi-family• Tips from a home inspector• The basics of presenting offers and counter-offers, and the home closing process
Find out how to receive a$100 LOWE'S GIFT CARD
when you close!
Call Marnie toreserve your seat:(207) 689-9835
34 Center Street, Auburn, ME 04210
You may be able to qualify for any of these homes currently on the market.Call us today for more information and to schedule a showing!
Pros of Buying1. The mortgage interest payments and
property taxes are deductible.2. When your property increases in value you will make a
profit on an asset that you couldn’t afford to fully payfor in the first place.
Cons of Buying1. You have the responsibility of maintaining the property.
This could drain your resources, energy and time.2. On average you have higher monthly costs when you take
into consideration the property taxes and insurance.3. You can’t move as freely as you can when you rent.
Pros of Renting1. For the same cost every month you can generally afford
a larger space when you rent than when you buy.2. You have the flexibility to upgrade or downgrade the
quality of your rental property as your own financialhealth improves or declines.
3. You have more discretionary money to spend sinceyour money isn’t tied up in the rental property.
Cons of Renting1. There is a risk that you will have to move when the
landlord sells the property.2. You won’t have as much freedom to decorate or
renovate the rental property.3. Rental payments are not tax-deductible and you cannot
financially tap into the value of the rental property.
Five Reasons to Buy AHome This Year
Affordabilityreturns to housing,
and buyershave loads of
negotiating power
1. Affordability is betterthan ever
2. You have a largeinventory to choosefrom
3. Builders are offeringbig discounts
4. Mortgage rates arehistorically low
5. You can get a federaltax credit
Become the homeowneryou’ve always dreamed
of becoming!
Tips for a First-Time Home BuyerBenefits for a First-Time Home BuyerYou should buy a home. That’s what you’ve been hearing from friends and family, right? So, bynow you have likely weighed the benefits and decided that home ownership is the best decisionfor you.
How Long Should It Take to Buy Your First Home?A motivated buyer will find a home within 2 weeks. Most buyers find a home within 2 days.Good real estate agents will listen to your wants and needs and arrange to show only thosehomes that fit your particular parameters. Your agent should preview homes before showingthem to you.
How Many Homes Should a Home Buyer See?The average number of homes a realtor shows to a buyer in one day is seven. Any more thanthat and the brain is on overload. Therefore, don’t expect to see 20 to 30 homes, although it’sphysically possible to do so, you probably will not remember specific details about any of them.
How a First-Time Buyer Can Rate InventoryBring a digital camera and begin each series of photos with a close-up of the house number toidentify where each group of home photos start and end. Pay attention to the home’s surround-ings. What is next door? Do 2-story homes tower over your single story? Do you like the loca-tion? Is it near a park or a power plant? Immediately after leaving, rate each home on a scale of1 to 10, with 10 being the highest.
View Top Choices a Second Time Before Buying That First HomeAfter touring homes for a few days, you will probably instinctively know which one or twohomes you would like to buy. Ask to see them again. You will see them with different eyes andnotice elements that were overlooked the first time around. At this point, your agent should callthe listing agents to find out more about the sellers’ motivation and to double-check that an of-fer hasn’t come in, making sure these homes are still available to purchase.
3500+- SQ. FT. CAPE4 bedrooms, 2 baths, diningroom, fireplace, family room.4-season room, HDWD & Corian.In-ground pool, new septic.5+ car garage. $235,000
3 BEDROOMS2 baths. Priced to sell!!
$55,000
RANCHNew kitchen, newer roof, newflooring. Energy efficient home.Move right in!! $105,000
GORGEOUS LOCATION NEW LISTING NEW LISTING NEW LISTING – 2-UNIT
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Main Rainbow FCU Office
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Fax: 207-743-9331
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One Lewiston Street, MCFalls
Phone:207-346-3001
Fax:207-346-3012
Escrows
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7Real Estate ReviewApril 2011
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Nice open and sunny parcels that range from2 acres to 16 acres. Some allow horses.
Great spot for avid golf lovers!Going Geothermal/Green - Build to YOUR specifications!
AuburnProspect Hill SubdivisionCome check outthe “Spec Home”
on Lot 9!
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Area of nice homes!Some covenants and some higher land,
offering seasonal views!
Nice level 1 acre parcels in Poland closeto turnpike and just outside of Auburn.
Hackett Mills Estate SubdivisionPoland
BUILD TO SUIT
PO Box 21, West Poland, Maine 04291 • Cell: 754-JEWL (5395)
VERY PRIVATE on 6 wooded acres,4 bedrooms, 2 baths, walkout daylightand all fresh paint. Very nice locationand PRICE REDUCED to sell at$189,900. (Garage optional) Call Julieto view at 754-JEWL
MINOT
TAYLOR POND EXCLUSIVE!First time on the market! 4,000sq. ft. WATERFRONT HOME at water’s edge. Manybuilt-ins, the best of everything. On dead end road.Gorgeous, serene, wooded and private on nearly2 acres. 3-story barn with in-law apartment. 3-baygarage. $995,000. Call Julie 754-5395
OXFORD
SPACIOUS RANCH in newer subdivisionoffers open concept, nice countrydecor, wood floors, stone hearth withgas stove, master bedroom with bathand first floor laundry. Lakes, golf andskiing close by! Reduced to $215,000.Julie for viewings at 754-JEWL(5395)
www.JuliesRE.com ✦ www.JuliesRE.coml l, Poland, ME •Poland, ME •
BELANGERR E A L T Y
Poland, ME •Poland, ME • 998-998-45164516 x204x204x204x204
BRAND NEW quality 3 bedroom,2 bath home and full walk-out daylight,extra insulated and efficiencygeothermal heat and coolant system,36” wide doors and southern exposedfor all the sunlight! Close to turnpikeand golf course. Handicapped friendly.REDUCED TO $209,500 Call Julie fordetails at 754-5395
GEOTHERMAL
HEAT &COOLIN
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TAYLOR POND
THOMPSONLAKE
EAST SHORE. No parcels left on thatside! Very nice private 2 acre parcelready to build your new dream home!Septic design ready and great year-round dead end road for peaceful daysand nights! REDUCED TO $225,000.Call Julie for details at 754-5395.
LewistonAffordable 2 bedroom homewith full basement & vinyl siding.Carport. Quiet neighborhood.Priced to sell! $89,000 CallJerry
LeedsQuality 3 bed, 2 bath homein Leeds. Wood floors, cherrycabinets & 49 x 76 garage.Relax on the stone patio whileenjoying the peace afforded by2+ acres. $229,000 Call Jerry
LewistonMain Street location nearCMMC. Former dental officeplus apartment. Off street,paved parking area.MotivatedSeller! $210,000 Call Jerry
CommercialLewiston building for officeor retail use. Loading dock &paved parking. Near turnpike.Currently used as food service.$230,000 Call Jerry
PREVENTING FORECLOSUREOnce you're in your new home, you'll need to make your monthly mortgage
payments each month and on time.
If you don't make your mortgage payments over a period of time, your mortgagelender can foreclose on your house. Foreclosure means that the lender takes thetitle to your property for nonpayment and sells the property to recover the amount
you owe the lender. As a result of foreclosure, youwould no longer be able to live in your house and youwould lose all of the equity you held in your home
including your down payment.
If this happens, the foreclosure becomes part of yourcredit record. This may adversely affect your ability to
secure credit in the future.
Be sure that you understand the serious commitmentyou are undertaking when you decide to buy a home.
En Route ...Develop a savings plan to protect your investment inyour home. Financial planners usually recommendthat you save 3 to 6 months worth of expenses in
case you lose your job or become seriously ill.If you do foresee that you will have a problem making your monthly mortgagepayments, contact your mortgage lender immediately. Mortgage lenders will
work with you to avoid a foreclosure.
11Real Estate ReviewApril 2011
BROKER/REALTOR
Such great character in such a convenientlocation. Walk to schools, stores, hospitals fromthis beautiful cape/colonial with new kitchen, hard-wood throughout, deep back yard with privatedeck and pool. Garage. #1003144 Call Ann Parker754-7809. Priced to go at $148,800
Charm and character of yesteryear withnatural wood throughout. Quiet area nearschools, shopping, churches, and turnpike.Four bedrooms, 1.5 baths, fireplace, openthird floor, and first floor office area. #968642Call Ann Parker 754-7809. A lot for $168,900
Broker owned for 22 years, works great asan investment or owner occupy. Three bedroomhouse and income from apartment to help pay themortgage. Quiet dead-end. Fenced back yard, greatviews, economical to heat. #922805 Call Ann Parker754-7809. Only $78,000
Desirable end unit with direct entryfrom garage. Recently painted and fullyapplianced. Very well cared for, readyfor immediate occupancy. Large Masterbedroom with double closets, plenty ofstorage. #983570 Call Ann Parker 754-7809. Offered at $129,500
Privacy with quality. Most gor-geous Lake views! Over an acre oflandscaped beauty. Easy and eco-nomical to maintain. Wood, tile, loft,storage buildings and a huge backdeck. So much to behold! #961150Call Ann Parker 754-7809. Offeredat $189,000.
Impeccable Cape on outskirts oftown with two fireplaces, finished base-ment, same owner for 46 years. Was afeatured home on the garden tour andhas gorgeous landscaping. Central vac,security alarm, private back yard, patioand so much more. #983625 Call AnnParker 754-7809 Only $239,000.
Like brand new and immaculatelykept. Three bedrooms, two baths,cathedral ceilings and lots of storagespace, large deck to private backyard. Gorgeous master suite. Outsideshed, quiet area. Convenient location.#1003562 $58,000 Call Ann Parker754-7809
Everything is done and ready for you ata price you can afford. New roof, furnace,windows, paint and more. Four bedrooms anda deck to nice back yard. Great neighborhoodand great buy! #995167 Call Ann Parker fordetails 754-7809. A steal at only $104,000
ADVANTAGE
ORNATE
CHARACTER
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$78,000
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Preparing YourHome for Your Move
1. Take the necessary steps to transfermemberships in clubs and organizations.
2. Inform creditors and credit companies ofyour change of residence.
3. Change your address at thePost Office
4. Notify insurance companies.Be sure to have propercoverage if you aremoving to a new state.
5. Notify the utilitycompanies of your newaddress for final billingand advise them of whichdate to discontinueservice: gas, electric,telephone and water.
12 Real Estate Review April 2011
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“Make The Right Move... Call Us Today!”
Century 21 AdvantaRoy 754-6789ge • 506 Main Street, Lewiston
GORGEOUS MULTI!
Beautiful Multi in Lisbon. Features3 car garage, large yard, greatlocation, gas fireplace, formaldining, tin ceilings, pantry & muchmore! Awesome owner occupy!#955479 Reduced to $119,000!Call Laura at 212-8633
CLOSE TO COLLEGE!
Gorgeous 4-Unit in Lewiston.Features porches, vinyl windows,convenient location, hardwood & tilefloors, tin ceilings & more! Very wellkept. #1000109 ONLY $169,900!Call Mike at 212-3684
Mobile in Turner on 10 acres. 4wheeler & snowmobile trails near-by. Ideal location & zoning for abusiness as well. #971163 PRICEREDUCED $134,900! Call Roy at754-6789
10 ACRES!
CENTRAL AIR!
Gorgeous 2000 Doublewide inAuburn. Features 2,160 sq ft,master suite, 4 bedrooms, centralair, deck & water views! #971306ONLY $89,900! Call Roy at 754-6789
FULLY RENTED!
Gorgeous fully rented 3-Unitin Auburn. Hardwood floors, tinceilings, crown molding, newinterior paint, porches & more. Lotsof character & charm! #988165ONLY $114,900! Roy 754-6789
Century 21 Advantage • 506 Main Street, Lewiston
Beautiful Ranch in Hartford.Features 2.73 acres, deeded rowto Canton Lake with private beach& awesome mountain views,2-car garage, fenced-in yard, deck,3 bedrooms & 2 baths. #932087ONLY $159,900! Mike 212-3684
WATER ACCESS!
FULLY RENTED!
Gorgeous Multi in Lewiston.Features new ext paint, ampleparking, nice yard, porches, vinylwindows, laundry hook-ups & more!PRICE REDUCED TO $135,000!#988639 Roy 754-6789
LARGE SAND PIT!
18 acres in Minot on Route124. Features a large sand pit.MLS#995940 $200,000! Call Roy754-6789
2 ACRES!
Antique Colonial in Greene.Features 2 acres, rear deck, hugemud room, new carpets, new paint,3 bedroomss, 2 baths, hardwoodfloors & more! #998569 ONLY$125,000! Laura 212-8633
WALES BEAUTY!
Stunning 2005 Ranch in Wales.2.37 acres, fenced in-ground pool,patio, hot tub, 2 car garage,3,340sq ft, 4 bedrooms, 3 baths, finishedbasement & more! Surrounded bygorgeous homes! #1000128 ONLY$269,000! Roy 754-6789
Gorgeous home in Lewiston.Features 27.5 acres, private pond,2 car garage, 4,726 sq ft, in-law apt,indoor in-ground heated swimmingpool, skylights, 2 fireplaces, hard-wood floors & more!! #974709$325,000 Call Laura 212-8633
Gorgeous Ranch in Lewiston.New 16 x 20 deck, vinyl windows,shed, garage, hardwood floors,3 bedrooms, 1.5 baths, finishedbasement & more! Move in ready!#998337 ONLY $139,000! Roy754-6789
MANY UPDATES!
Gambrel in Lewiston. Features 4bedrooms, new furnace, updatedkitchen, vinyl windows, convenientlocation & more! #1000291 ONLY$119,900! Call Laura at 212-8633
GORGEOUS COLONIAL IN MINOT
2005 Colonial in Minot.1.16 acres, 3 car garage,3 bedrooms, 3 baths, mastersuite, first floor laundry, finishedbasement & more! Move in ready!ONLY $199,900! #983018 CallMike 212-3684
LOG HOME WITH VIEWS!
Gorgeous Log Home on 5.3 acres!!Features beautiful mountain views,wrap-around deck, open concept,3 baths, woodstove, huge kitchen &more! ONLY $165,000! #1000737Call Laura at 212-8633
“Make The Right Move... Call Us Today!”“Make The Right Move... Call Us Today!”
Beautiful Cape in Lewiston. Newfurnace, new deck, new pelletstove, 2006 shingles, fenced inyard, attached garage, formaldining, mud room. #956757 PRICEREDUCED TO $110,000! CallLaura 212-8633.
FANTASTIC CAPE!
Lovely Home In Lewiston.Features 3 bedrooms, hardwoodfloors, 2008 pellet stove, vinylwindows, back porch & nice yard!#990575 ONLY $82,900! Mike212-3684
HUGE YARD!
BELGRADE LAKES!
Gorgeous Chalet in Belgrade.Deeded ROW, private beach onLong Pond, dock, mountain views!Landscaping, deck, new carpets,finished basement, 2 baths &more! ONLY $139,900! #988762Roy 754-6789
Gorgeous, 100% Remodeled& Very Energy Efficient
Cape in Lewiston!On .68 acre, new vinyl windows,new shingles, new furnace, newelectrical, new plumbing, newhardwood & tile, new kitchen
appliances & more! 100% totalmakeover! ONLY $139,900!
Roy 754-6789
13Real Estate ReviewApril 2011
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Century 21 AdvantaRoy 754-6789ge • 506 Main Street, Lewiston
ANTIQUE COLONIAL!
Antique 1820 Colonial in Mon-mouth. 2.6 acres, 2 car attachedheated garage, farmer’s porch,deck, 4 bedrooms, 2 bath, hard-wood floors, character & charm &more! #984048 $159,900! Roy754-6789
★ LAND LISTINGS ★ Call Mike at 212-3684 ★
.87 Acre lot In Auburn subdivision. #991432 ONLY $24,000!
1 Acre lot in Auburn! Build your dream home here! #1001000 $34,900
3 lots in Lewiston on 1.22 to 1.36 acres. #937351 STARTING AT $22,900!!!
1.8 acres in Lewiston. Zoned Office Residential. #910522 ONLY $39,900
Taylor Pond Buildable Lot in Aub, ROW to Taylor Pond #987069 $69,900
1.36 acre Lot, Auburn. Zoned for up to 23 units.#988169 $99,900
Lot on Sabattus Lake 100’ owned WF. #951188 REDUCED $12,500!
6 Building Lots in nice Auburn subdivision. #991432 STARTINGAT $25,000!
2 acre lot in Auburn. #965978 PRICE REDUCED TO $35,000
Two 1+ acre lots in Lewiston. #969609 ONLY $19,900 ea!
5 acres lot in Lewiston. #975277 ONLY $50,000!
2.5 acre lot in Jay. #974227 ONLY $27,000!
15+ acres on Togus Pond. Features aprox 600’ owned wf.#978721 PRICE REDUCED TO $75,000!
COMMERCIAL!
Commercial 4-story brick build-ing in Lewiston’s downtowndevelopment district.Features 2008windows & boiler, 3 tenants, 10,875sq ft & more. Many Possibilities!#979962 ONLY $169,500! Roy754-6789
GORGEOUS MULTI!
Multi in Lewiston. Features2 bedrooms in each unit, updatedplumbing & electrical, 2005 roofshingles, some vinyl windows,hardwood floors, laundry hook-ups& more! #969446 REDUCED TO$89,900! Call Roy at 754-6789
Century 21 Advantage • 506 Main Street, Lewiston
GORGEOUS MULTI!
Multi in Lewiston. Features huge& beautiful yard with fence, garage,new boiler, updated electrical,porches & more. Currently fullyrented! #934958 JUST REDUCEDTO ONLY $114,900.
Mike 212-3684
SABATTUS LAKE!
.51 acres in Sabattus. Features2003 Doublewide, 3 bedrooms,2 baths, 700’ of beautiful sandybeach & incredible views! #951329$299,900. Roy 754.6789
TASTEFULLY UPDATED!
Remodeled Multi in Auburn.Features updated kitchen & bath,new paint, new carpet & tile, hugemaster bedrooms, huge attachedbarn & other key updates. #982501REDUCED TO $85,000! Mike 212-3684.
GORGEOUS RANCH!
Beautiful Raised Ranch in Lewiston.2 car heated garage, hardwood,huge master bedroom, bath w/marble, updated kitchen w/ maple &zodiac countertops & SS appliances.#965596 PRICE REDUCED TO$225,000! Call Roy at 754-6789
Wow! Gorgeous Colonial on 10acres, in-ground pool, 2 car attachedgarage, barn, deck, log playhouse,hardwood, 3 fireplaces, 4 bedrooms,3 baths, new furnace, paint &shingles, & more! ONLY $219,000!#989796 Laura 212-8633
LIVERMORE BEAUTY!GORGEOUS RAISED RANCH!
In Raymond! Features 1.4 acres,2 car garage, deck, 3 bedrooms,finished daylight basement & more.Very close to Sebago Lake. ONLY$189,000! #996074 Laura 212-8633
Gorgeous multi in lewiston!Features. Key updates includenewer furnace, roof shingles,electrical & plumbing. Also offersa nice backyard. Very well kept!!#1004368 Only $124,900! Mike212-3684
NEW LISTING!
Commercial Building in LisbonFalls. Features 4 apartments & astorefront. #982572 REDUCEDTO $139,900!
Call Laura at 212-8633
COMMERCIAL!
NEW LISTING!
Gorgeous Cape in Norway!On 2.1 acres, mountain views,2 car attached garage & heatedworkshop, decks, 3 bedrooms,3 baths, hardwood & tile, granite,master suite & more! #1005346ONLY $215,000! Mike 212-3684
NEW LISTING!
Gorgeous Gambrel in Auburn!Farmer’s porch, rear deck, garage,newly paved driveway, new vinylwindows, hardwood & tile floors,formal dining, 3 bedrooms,1.5 bath & more! #1004155 ONLY$125,000! Laura 212-8633
14 Real Estate Review April 2011
NegotiatingTips For
Home Buyers
Negotiating Tactics to Use on the SellerIt’s like a debate. On one side are the seller and Real Estate Agent.
On your side, is your Real Estate Agent or property attorneynegotiating with the seller’s Real Estate Agent.
The rules of this game are:• The sellers must convince you that this house IS worth the asking price,
and you must convince them that the house is NOT worth the asking priceIf they have a savvy real estate agent working for them, the agent may showrecent selling prices of homes in the area, which is the most widely acepted guide topricing a house, along with reports of a property appraiser. But it’s not gospel, they mayhave more rooms or more amenities than the house you are buying.
• If the house is such a good deal, why hasn’t it sold yet?If the house you’re looking at is such a good deal, it would have sold long before you gotthere. If the house you are looking at is available for you to buy, you should question thevalue with the seller.
• Use high maintenance fees to your advantage.If maintenance fees are high, this could be a bargaining point for you to drive the price ofthe house down. Just remember, if you are about to walk away, chances are a dozen otherbuyers already have and the sellers are probably starting to panic. High fees can make theseller’s home difficult to sell.
• Start nit-picking.If the house has central A/C, check the air filter and if it’s dirty, it’s a good sign of otherpotentially undesirable issues you might find in the house. Think about it, if they areselling and did not spend the $2.00 to change the filter to make a good appearance, whatelse did the seller neglect?
• Other houses nearby sold for $300,000This is like taking credit for someone else’s work. While neighborhood pricing data isa good basis to start with, you need to convince the sellers that eaach house has itsown intrinsic value, and just because a house 10 blocks away sold for $300,000, this doesnot mean the seller’s house is worth $300,000. Also, just because other buyers paida high price for surrounding homes, does not mean it’s worth that much to you.
15Real Estate ReviewApril 2011
Jann Poland Perkins-Farringtonworks at Coldwell Banker Millett Realty
located at 155 Center Street, Auburn, Maine.Jann can be reached at 207-795-9688email: [email protected]
Jann PolandPerkins-Farringtonnamed to Coldwell
Banker®International
Diamond Society
At the Maine State Coldwell Banker Annual Awards,Jann Poland Perkins-Farrington of Monmouth, anAssociate Broker/Realtor with Millett Realty has earnedmembership in the company’s International DiamondSociety, a level achieved by only the TOP of all salesassociates/ representatives worldwide in the ColdwellBanker® system.
Jann has long been helping clients buy and sell realestate for 24 years. She specializes in residential,waterfront and new construction homes. Jann continuesto attend a variety of real estate classes to ensure herclients the best possible service. Jann is hardworkingand dedicated, a consistent Multi-Million Dollar TOPProducer. Jann’s success can be attributed to her posi-tive attitude and past clients. Thank you for your loyalty.
I LOVE REFERRALS!
970 Baxter BoulevardPortland, Maine
Go to www.mainehomesearch.comfor more info and pictures.
Dawn Belisle-Marston• office - 553-7318• cell - 939-2827
Located on the Little Androscoggin River. Wonderful cape on 5.1acres w/ new siding, roof, windows, heating system and refinishedfloors. Sunroom addition. 3 bdrm, 1 bath. Nothing to do but movein. Includes large barn. Zoned for day care or service businesses.$190,000.
Auburn – Abutting property to above. 1998 double wide on over 3acres. 3 bdrm, 2 bath. $120,000.
Auburn
DOWN PAYMENTAND CLOSING COSTS
DOWN PAYMENTSYour down payment is a percentage of the value of the house you want
to buy. The exact percentage depends on the requirements of the lender for thetype of mortgage you choose. In order to qualify for most mortgages you will need adown payment between 3-20% of the price of the house.
Closing costs usually range from 2-7% of the property value.
You may be required to have private mortgage insurance (PMI) if your down paymentis less than 20%. Private mortgage insurance protects the lender if the mortgagegoes into default.
CLOSING COSTSYou will need additional money for closingcosts. These costs vary by region butgenerally range between 2-7% of theproperty value.
Closing costs include points, originationfees, taxes, title insurance, financing costsand items that must be prepaid or escrowed and othercosts. You will receive a written estimate of these costsfrom your lender after you apply for the mortgage.
16 Real Estate Review April 2011
Four Simple Rules for Perfect Exterior PaintingIf you want professional-looking results when painting exterior wood, approach the projectas if you were a professional painting contractor. That means following four simple rulesthat come second nature to experienced painters.
1. Take time to prepare the surface properly.This is where a lot of inexperienced painters go wrong.It’s important to fight the urge to start painting as soon aspossible. Even the best paints can fail if they’re applied toa poorly prepared surface. Before beginning to paint, cleanthe surface thoroughly. This can be done with rented power-washing equipment or by scrubbing with a long-handledbrush using plain soap and water.Afterward, remove any remaining loose, flaking, or peelingpaint by scraping or wire-brushing. Next, sand down roughedges on the old paint, as well as areas where the paint isglossy. Finally, brush off the dust and particles left from thesanding and scraping. Then sand and prime any areas wherethe wood is bare.
2. Buy top quality paint.To get the best-looking and longest-lasting paint job, it’s important to use the highest gradeof paint. On wood and many other exterior surfaces, top quality 100% acrylic latex paint isthe best choice. Because these paints contain more solids than run-of-the-mill paints, theyform a thicker, more durable paint film. What’s more, they hide better, so they’ll often con-ceal the old paint color in fewer coats, saving a lot of extra work ... and saving money, too.Top quality100% acrylic latex paint also has better adhesion, so they get a better grip on a properlyprepared surface, and they remain flexible, so they can expand and contract with changingtemperatures. These attributes help top quality paints resist peeling and flaking, which addsto the life expectancy of the paint job. Top quality 100% acrylic latex paints typically last10 years or more, compared to three or four years for lower quality coatings. So, they area much better value in terms of cost per year of service — no small consideration in thesetrying economic times.
3. Use quality brushes and equipment.For the best results when applying top quality paint, use quality brushes and accessories.Better quality equipment makes the work easier and helps apply the paint in a thicker, moreuniform coat for a better-looking paint job. Homeowners should choose brushes that arewell-balanced and springy, with multiple lengths of split bristles packed tightly in a 1/2 to1’’ thickness on a standard 4’’ brush. When working with latex paints, it’s important to usebrushes with synthetic bristles — ideally, polyester. Polyester bristles will hold their shapeand maintain the proper stiffness regardless of the amount of water they encounter.
4. Paint in the right weather conditions.After you have your quality paint and tools in hand, choose the right type of day to applythe paint. Doing so will enable the paint to form a tough, durable, protective film.
It’s best to do exterior painting in mild weather, ideally when temperatures are above 500 F,and when the wind isn’t strong. On very hot days, try to avoid painting in direct sunshine,since surfaces sitting in direct sun can be 10 to 200 hotter than the air temperature. One wayto cope with this and still keep the job moving is to paint on the shady side of the house.
The four rules for perfect painting involve a lot of common sense and take a little self-dis-cipline. But, if you follow them, you’ll be rewarded with a beautiful, professional-lookingpaint job that will last for years.
17Real Estate ReviewApril 2011
WordenWordenRealtyWordenERA
473 Center Street • Auburn, Maine 04210www.eraworden.com • [email protected]
roof, shingles. Some updates.Motivated seller $115,000
Call Colette 754-2735
MOVE IN CONDITION#993809 Great owner-occupied. Yard
+ 5 garage spaces. Close to park/shopping. $104,000
Call Colette 754-2735
GREAT 10.85 ACRE LOT#996814 Over 2000 ft. water
frontage, build your dream home!Foundation, well, septic done.
$74,900COLETTE COUTER 754-2735
OASIS!#983472 Nearly new 3 bedroom,
2 bath home. Located on cul-de-sac, water frontage, deck and
many extras! $185,000Call Colette 754-2735
Colette Couterwww.ccmainehomes.com
SOUTH RUMFORD#995967 10 room Raised Ranch, 4 levels, 2.2 acres, frontage on Andros.
River, gym room with hot tub, sauna & shower, 3-season room withkitchen, pool room with bar & sink, hard wired for generator, hardwood& tile flooring, gas fireplace & more. $265,000 Call Sheila D. 212-7405
HIGH TRAFFIC#994117 Commercial location with
extra parking area, 3 entrances,corner of Rte 219 & Rte 26, 3600’
building with 1 bedroom apartmenton 2nd level, endless possibilities.$250,000 Call Sheila 212-7405
Sheila Delamater212-7405
DelamaterSheila
VERY LARGE FARM#978130 Absolutely lovely tin ceilings, 4 large bedrooms, 2 baths,
extremely large barn with lots of storage, small apartment withseparate entrance for income potential. $99,900 Call Sheila 212-7405
BRIDGTON CHALET#1003166 3 bedroom, 3 levels on 9 acres, full basement. Close to
ski resorts, views. $249,000 Sheila 212-7405
RUMFORD – CAPE ON .42 ACRE.#1005331 Open concept kitchen/dining room. Extra largebackyard. Tons of storage space. $66,900 Sheila 212-7405
WEST PARIS – ADORABLE GAMBREL#1003491 1 acre with great back yard. Open beams,
Whenwe decided to buy our first home, we chose towork with Colette Couter as our Buyers Agent. We hadan excellent experience! Wewere extremely nervousabout the decisions wewould bemaking and all ofthe paperwork that comes with buying a new home.
Colette helped us every step of the way.Whether you’re looking for your first or second home,
we would highly recommend using Colette.We couldn’t have done it without her!
~Scott & Heather H.
GREAT 3 BEDROOM RANCH#995830 Many upgrades,
hardwood, composite and ceramictile flooring, new bathroom, fresh
paint, new roof. $90,000Call Colette 754-2735
18 Real Estate Review April 2011
Easter Blessings to ALL!
Commercial Properties!
DickMurphy
Kim Ray Matt Ray BerniceRay
LorraineClavette TIM WORDEN
Owner/Broker754-6090 • 754-6091 30+ Years of Service!
TURNER, LOVELY SPLIT RANCH#991315 On nearly 4 acres. Beautiful!Country setting! Fireplace, near water.
$189,900Call Lorraine 754-6090
LEWISTON, SPACIOUS#990681 Four bedroom home, located at dead-
end street in desirable neighborhood. Pool!$149,900
Call Lorraine 754-6090
LISBON FALLS#995740 Tri-Level Ranch, located in Lisbon
Falls. Three-four bedroom. 100x150 lot size.$124,900
Call Lorraine 754-6090
AUBURN#995616 Successful Auburn Dry cleaning-
Laundromat business property in primelocation! $1,399,000.00Call Lorraine 754-6090
135 SITE WATERFRONT CAMPGROUND#990741 With 44 acres, near new voted-
in casino will be. 620’ water frontage, andbeautiful beach! Live-in home! $1,300,000
Call Lorraine 754-6090
LEWIS
TON
STUNNING, OVERSIZED COLONIAL!#1004462 So much space with 10 rooms.
In-law potential, quiet street. $199,900Call Dave 693-5454
ATTRACTIVE THREE BEDROOM RANCH#1004175 In Lewiston outskirts. Reasonable
distance to shopping. $124,900Call Lorraine 754-6090
QUIET
COUNTRY!
ENDOF
STREETGREAT
COMM
UTING!
PRIME
LOCATION
BRETTUNS POND#995701 BeaUtiful waterfront home with
private beach, one acre, on Brettuns Pond.$329,000
Call Lorraine 754-6090
BEAUTIFULLY REMODELED RANCH#996499 In wooded, private location. Newshingles, tile and hardwood floors. $89,900
LOVELY MAINE CAMPGROUNDWith 83+- acres, beautifully laid out owner’squarters. 90 RV sites, 5 cabins, tenting field,store, rec room, arcade, pool, much more!
$799,900 Call Lorraine 754-6090
19Real Estate ReviewApril 2011
784-0159
View ALL MAINE LISTINGS at: www.eraworden.com
Quent Hall212-0829
HallQuent
Josh Morris754-7829
MorrisJosh
Joe Daniels577-0103
DanielsJoe
Maurice Rioux576-3251
AFFORDABLE CAPE#997439 In Auburn with
2 bedrooms, 1 bath. Garage inbasement. A must see. $80,000
Call Josh 754-7829
TO BE BUILT COLONIAL#997446 In Turner subdivision,
near golf course and town beach.$255,000
Call Josh 754-7829
3 BEDROOM#1003622 Fantastic woodwork,sunporch, french doors, pocketdoors, hardwood floors, great
Lewiston Street. $210,000Call Joe 577-0103
MOUNTAIN & WATER VIEWS!#926038 6.5 acre lot to build,near lake with deeded access.Building packages available.
$58,900MAURICE 576-3251
RANCH STYLE HOUSE#970516 3 bedrooms, 2 bath,
wrap-around porch, largegarage. $115,000
JOE DANIELS 577-010
AUBURN RANCH#1000430 Completely updated
Ranch on 1.82 acres. Newerkitchen, bath, roof, heat, floors.
$139,000Call Maurice 576-3251
AFFORDABLE RANCH#997470 To be built in Auburnon conveniently located lot in.
$141,900Call Josh 754-7829
SPACIOUS 2-FAMILY#944062 With great potential,in need of updates. Has new
windows plus hardwood floors.$75,000
JOE 577-0103
3 BEDROOM FARMHOUSE#1003524 On 10.2 acres. Hasbarn, garage, fireplace, wood-
stove or BBHW oil heat. $95,000Call Maurice 576-3251
Straight Talk About Hardwood FloorsThe American Hardwood Information Center asked four top design professionals — akitchen designer, an interior designer and two architects about their choices for hardwoodflooring. And from the twenty or so most recognized hardwood species, here are somefavorites, plus insights on how each hardwood is used.
ASH — I like its natural tone, but I sometimes bleach it to make it look very creamy. Evenif ash is sanded smooth, its surface appears to have texture. I like putting ash on floors. Itaccepts finishes well and, with its consistent grain, is incredibly handsome in its naturalstate.
CHERRY — We choose cherry for flooring because of the color — a dark tone with areddish tint. For cabinetry, we’ve used it with insets — a mix of cherry and maple. I use itmore in cabinetry, though it can also be used for floors. You don’t stain it; it has a beautifulnatural hue. Cherry gets lighter with age, and can be damaged by sunlight. I’m careful notto put it directly in front of large sunlit windows.
HICKORY — Sometimes I use hickory on floors, instead of maple or oak. Its graining is special, giving a completely dif-ferent look.
MAPLE — It creates a hardy surface as flooring and is also very good for cabinetry. It can be used in its natural state and,because of its smoothness and tight grain, can be painted. We’ve made great-looking cabinets out of birds-eye maple ina natural finish. It’s really durable, and its surface is so hard it won’t absorb dampness. I’ve often specified maple for theinterior of kitchen cabinets.
OAK — Oak is the greatest. It has a pronounced grain and can be stained any color you want. And using oak is traditional,not trendy — like owning a pair of gray flannels.
WALNUT — When we have clients who want really dark floors, we always choose black walnut for its subtle grain andrich tone. Walnut works equally well for cabinets. “We often apply an opaque ebonized finish to cover the wood yet main-tain the grain.
Concerning bamboo as a design option, Pavarini says that “it grows fast but is not as versatile as hardwood.
21Real Estate ReviewApril 2011
SALTBOX, 2 BEDROOM, 1 BATH#999598 2.13 acres, 2x6 construction,super insulated with R23 walls & R50in ceiling, knotty pine ceilings on 1st
floor with exposed beams, custom madecabinets, propane fireplace & on demand
propane hot water tank, spring construction.$143,900 DOT FERNALD TEAM 240-0420