April 16, 2014 Intuit FY15 AE Changes
April 16, 2014 Intuit FY15 AE Changes. Intuit Proprietary & Confidential Agenda The new Cigna Choice Fund with HSA Annual enrollment changes Employee.
Apr 02, 2015
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April 16, 2014
Intuit FY15 AE Changes
Intuit Proprietary & Confidential
Agenda
• The new Cigna Choice Fund with HSA• Annual enrollment changes• Employee communication preview• Questions?
Intuit Proprietary & Confidential
Cigna Choice Fund AddedPlan Features
Deductible $1,250 individual / $2,500 one or more family members
Intuit HSA Contribution $750 individual / $1,500 one or more family members
Out of Pocket Max $2,500 individual / $5,000 one or more family members
Paycheck Deductions EE only: $13
EE + spouse / DP: $74
EE + child(ren): $54
EE + family: $95
New Services ABA therapy for autism
Intuit Proprietary & Confidential
Introducing the HSA
Intuit Proprietary & Confidential
Intuit Contribution
$750 individual
$1,500 one or more family members
Intuit Proprietary & Confidential
Triple Tax Advantages
Intuit Proprietary & Confidential
No “Use it or Lose It” – Balance Grows!
Intuit Proprietary & Confidential
Open the HSA
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Enroll!
Open account with HSA administrator
Intuit Proprietary & Confidential
Plan Offering Changes in FY15 & FY16
• FY15: Add Cigna Choice Fund• FY15: Remove Cigna Preferred Access• FY16: Remove HMO Blue and Cigna CDHP
Intuit Proprietary & Confidential
Cigna Preferred Access Removed
FY14 Cigna Preferred Access Cigna Choice Fund HSA (In-Network)
Deductible $500 individual
$1,500 family
$1,250 individual
$2,500 familyIntuit HSA Contribution
N/A $750 individual
$1,500 familyCost Sharing You pay 10% You pay 10%
Out-of-Pocket Max $1,000 individual
$2,000 family
$2,500 individual
$5,000 familyPayroll Deductions with Max Credits
$48 EE only
$190 EE + spouse / DP
$143 EE + child(ren)
$237 EE + family
$13 EE only
$74 EE + spouse / DP
$54 EE + child(ren)
$95 EE + family
Intuit Proprietary & Confidential
Cigna CDHP Changes
Cigna CDHP Cigna Choice Fund HSA
Deductible $2,000 individual
$3,000 EE + spouse/DP
$3,000 EE + child(ren)
$4,000 EE + family
$1,250 individual
$2,500 family
Intuit Contribution $0 $750 individual
$1,500 familyOut-of-Pocket Max $1,000 individual
$2,000 family
$2,500 individual
$5,000 familyPayroll Deductions with Max Credits
$15 EE only
$85 EE + spouse/DP
$61 EE + child(ren)
$121 EE + family
$13 EE only
$74 EE + spouse/DP
$54 EE + child(ren)
$95 EE + family
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FY15 Intuit HRA contribution removed
FY16 Cigna CDHP Plan removed
Intuit Proprietary & Confidential
HMO Blue Changes
Cost Change for Services
FY14 FY15
Hospital $100 No copay; covered at 100%
Generic $5 $10
Preferred Brand $15 $25
Non-Preferred Brand $30 $40
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FY15 cost changes to services and paycheck deductions will nearly double
FY16 HMO Blue Plan removed
Intuit Proprietary & Confidential
UHC Cost Changes
Services FY14 FY15
PCP $10 $15
Specialist $25 $30
Urgent Care $25 $40
Hospital $100 $150
Preferred Brand $20 $30
Non-Preferred Brand $40 $60
Intuit Proprietary & Confidential
Exciting New Enhancements/Programs
Addition: ABA therapy
Enhancement:Telemedicine
Intuit Proprietary & Confidential
Life Insurance & Limited Purpose FSA
7X, up to $2 million
New! Limited Purpose FSA
Intuit Proprietary & Confidential
Communication Preview
Date Piece Goal Audience
Week of4/14
HSA: Cigna Choice CDHP HRA Email
Announce specific plan changes and necessary action; straight-forward tone; action-oriented
Current enrollees in Cigna Choice CDHP
4/14 HSA: HMO Blue Email Announce specific plan changes and necessary action; straight-forward tone; action-oriented
Current enrollees in HMO Blue
4/28 HSA: B@I Phase 1 Live HSA general education available as a resource until more annual enrollment information is online
Employees and families
4/28 HSA: SNAP Teaser to pique interest in HSA Employees
Week of 5/5
HSA: Cigna Preferred Access Emails
Announce specific plan changes and necessary action; straight-forward tone; action-oriented
Current enrollees in Cigna Preferred Access
Week of 5/5
HSA 101 & HSA Savings Videos Online
Evergreen snapshot of what the HSA is, how to use it and its many benefits
Employees and families
Intuit Proprietary & Confidential
Communication PreviewDate Piece Goal Audience
Week of 5/12
HSA Targeted In-Home Mailer (4 versions)
Create excitement around the HSA; promote benefits; target with specific plan information employees may need to act on; begin education on how to choose the right medical plan
Employees and families
Week of 5/19
AE Live on B@I Update site with information and decision-making tools employees need for a successful enrollment
Employees and families
Week of 5/19
AE Packet In Homes
Educate employees on plan changes and what actions they need to take while also serving as a vehicle for important messages
Employees and families
5/26 – 6/2
HSA 101 & HSA Savings Webinars
Educate employees on the basics of the HSA and offer a more in-depth look for those who are interested in how to use the plan for future savings
Employees
Week of 6/2
AE Poster Visual reminder of AE dates Employees
Week of 6/2
AE Webinar Announce specific plan changes and necessary action; straight-forward tone; action-oriented
Employees
Intuit Proprietary & Confidential
Annual Enrollment
• Annual enrollment is June 9–June 20• Enroll by phone or online
866-486-8236
http://hewitt.intuit.com
Intuit Proprietary & Confidential
Questions?
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