Annapolis Home January 2013

1 Annapolis Home

Annapolis H O M E

Serving Anne Arundel, The Eastern Shore & Beyond • Vol. 4 No. 1 2013

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Kitchen & Bath Issue

2 Annapolis Home

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6 Annapolis Home

FEATURES

8 Publishers’ Letter

9 Robert’s Picks 36 Fine Design

42 On the Corner: The Anne Catharine and Jonas Green House: The “Greenest” House in America 55 Dreaming With Your Eyes Open

Martin and Georgianna Fisher create a country homestead in bustling Severna Park.

48 Experts predict more luxury waterfront properties will sell at close-to-asking prices.

Visit an Annapolis collection of valuable “muscle cars.”50

10 A French Château on the Severn

Road Runners

Waterfront Sales on the Rise

DEPARTMENTS

AnnapolisH O M Egarden • dock • garage

CO

NTE

NTS

16Four Courses of Five-Star KitchensKitchen designers share secrets to some of their finest work.

8 Annapolis Home

Editor Kymberly B. Taylor

Creative DirectorRyan Gladhill

Senior DesignerSamantha Gladhill

Contributing PhotographersGeoffrey Hodgdon

Christine Fillat

Architectural ColumnistChip Bohl

Contributing WritersJerri Anne Hopkins

Christine FillatMollie Ridout

Gay Jervey

CopyeditorKatie Pierce

PublishersKymberly B. Taylor

Robert E. Haywood

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Through its advertisements, Annapolis Home

strives to showcase businesses that possess a strong commitment to high standards of professional

integrity and customer service. We seek advertisers who share our business philosophy. For advertising

inquiries, please contact Robert Haywood at [email protected] or please

call 443.942.3927

Annapolis Home Magazine P.O. Box 6560, Annapolis, MD 21401

Annapolis Home is published bimonthly by Taylor Haywood Media LLC. No part of this magazine may be reproduced in any form without express written consent of the publishers. Publishers disclaim any and all responsibil-ity for omissions and errors. Publishers disclaim any and all responsibility for an advertiser’s products, services, or claims. The views expressed in this magazine are solely those of the writer. All rights reserved.

© 2012 by Taylor Haywood Media LLC

We wish you a Happy New Year and welcome you to our inaugural issue of 2013.

The first Annapolis Home Magazine Builder and Fine Design Awards was such a tremendous success that we are excited to host the Awards again in 2013. These awards are unique in our area because an independent jury of top professionals in the field determines the winners and the entries are judged anonymously. Architects, builders, designers, and landscapers are all eligible to enter. The purpose of the awards is threefold: 1) To promote and recognize high quality design; 2) To give our readers an independent perspective on the home industry profession; 3) Through the awards ceremony and dinner held in October of this year, to build a strong sense of community among home industry professionals.

Though the deadline is not until July 15, we announce the awards now to give professionals ample time to have their projects professionally photographed, a critical part of a successful entry. You can obtain the guidelines for the awards at www.annapolishomemag.com

On the topic of design, we are pleased to present our first kitchen and bath issue. We reviewed numerous kitchens, many incredibly beautiful, and have selected four to present in these pages. Fine kitchen design is a complex enterprise. A team of top professionals created each of these kitchens. They range from the traditional to the modern.

We are pleased to reveal a stunning architectural feat in Severna Park—the Fisher estate—also created by a team of master designers and craftsmen. The Fisher estate, now on the market, complements our report on waterfront real estate.

We have great plans for the year ahead and want you to be right there with us!

Until next time,

Kymberly Taylor & Robert HaywoodPublishers

[email protected] [email protected]

Publishers’ Letter

Advertising in Annapolis Home

Employment: Realize your hightest potential! Join the Annapolis Home marketing and sales team.Contact [email protected]

Vol. 4, No. 1 2013 9

1 A local treasure, the Annapolis Opera is celebrating its 40th Anniversary Season and the 30th Anniversary of its

conductor and musical director, Ron Gretz. Indeed, this is an achievement worth applauding and you can do so when attending an upcoming performance. On February 2, the Opera will present Little Red Riding Hood, an opera conceived for children. On March 15 and 17 the Opera will present Rigoletto, one of Verdi’s most acclaimed sensations. The Annapolis Symphony Orchestra will accompany the singers. For details, visit www.annapolisopera.org

2 Get ready for a fun evening of New Orleans-style music, dining and dancing. The Arts Council of Anne Arundel

County will host its 15th annual Mardi Gras Gala on Saturday, February 9 at the Loews Annapolis Hotel. Funds raised from the gala will benefit area arts organizations and arts-in-education. For more information, go to www.annearundelartscouncil.org

3 Hospice of the Chesapeake will host its annual gala on Saturday, March 16 at the Hilton Baltimore BWI Hotel.

The event this year will honor the Baldwin Family. For ticket information, visit www.hospicechesapeake.org

4 The Annapolis Home and Remodeling Exposition Show takes place on two weekends, February 23-24

and March 2-3, at the National Guard Armory. For more information, including a list of celebrity speakers, go to www.midatlanticexpos.com

5 We invite all home industry professionals to learn more about the Annapolis Design District by attending a happy

hour networking event at the The Whiskey on Thursday, January 31, 5:30-7:30 p.m. For more information and to rsvp, write to [email protected]

6 If you are an architect, designer, landscaper or builder, we hope you will enter your best work in the Annapolis Home

Magazine Builder and Fine Design Awards. The 2011 event was a huge success and we are excited about hosting the awards again in 2013. An independent jury selects the award winners; the Awards Dinner is a great time for everyone in the home industry. Deadline for entries is July 15. For more information on this program, please go to www.annapolishomemag.com

Robert’s Picks

Robert Haywood, Ph.D., studied art and architectural history at the University of Michigan, Ann Arbor. He has taught at MIT, Johns Hopkins University and been a residential fellow at the Center for Advanced Study in the Visual Arts and the Getty Center in Los Angeles.

Curtain Call, Romeo and Juliet, Annapolis Opera, 2012photograph courtesy of Web Wright Photography

10 Annapolis Home

A French châteAu on the SevernjBy Robert Haywood

Photography by Alan Gilbert and Steve Hane

By Robert HaywoodPhotography by Alan Gilbert and Steve Hane

12 Annapolis Home

Vol. 4, No. 1 2013 13

A s president of the Technology Development Division for America Online (AOL) during its golden age in the

1990s, Martin Fisher built his career on the foundations of the modern technology economy. Yet when he and his wife Georgianna had the chance to build a waterfront home on the Severn River, they did not look so much to modern architecture but to the past. For their twenty-acre property with 900 feet of spectacular water views the Fishers enlisted architect David Riegel and builder Guy Pilli to build a French Country style 22,000 square foot home (plus 6,000 square feet for the pool house). Although the architecture and antiques in the Fisher residence evoke the past, the home is fully modern. In fact, when it was built roughly ten years ago, it was as fully automated as any home at the time.

Few properties of this magnitude and even fewer with this much waterfront exist on the East Coast. When Georgianna Fisher refers to the Severna Park estate, she says, “I love every inch of it.” And there are a lot of inches to love—336,000 square inches of architectural space.

The home has the enchanting character associated with Old World architecture and exhibits a romance with European

history. At its conception, Martin Fisher gave Riegel a simple set of directions: he wanted a French-style, brick home; Georgianna made it clear that she wanted a home and not a museum. From there, Riegel says the Fishers were ideal clients because they gave him much freedom in developing the plans. Given the house’s size, as well as the Fisher’s trust in the experts they hired, both Riegal and Pilli have a special fondness for the home and see it as

among their most ambitious work. Indeed, Pilli and his team devoted nearly three years to the construction, which includes the finest wood, stone, moldings, windows, plaster, and ironwork found anywhere.

Among the many features of the exterior, Riegel points to the carefully balanced, descending rooflines. The center facade is the highest

point, with each section diminishing in height. A sense of weight comes from the grey-slated roof, while the beige stone provides the massive exterior with a lighter feel. Windows and porches are accented by intricate forged ironwork. The exterior stone accents include large, natural, rubble stone quoins climbing up the corners of the house, adding to the home’s rustic, Old World character. Custom designed cast stone was used at all window and door surrounds.

14 Annapolis Home

 Throughout the interior and exterior are antique mantels, doors, planters, textiles, and statuary. Interior Concept’s founder Arlene Critzos, who scours the US and Europe for fine antiques, furnished the home, including the fireplace mantels. The front doors are from a mid-nineteenth-century French château. The living room contains an antique stone fireplace, also from France. The elaborate and ornate music room fireplace, made of walnut, was part of an entire built-in wood room from an early-twentieth-century Parisian home. The fireplace in the library is also made of walnut, its opening decorated with antique English tiles.

The kitchen, designed by Joni Zimmerman of Design Solutions, accentuates the French Country theme. Zimmerman created a kitchen that is both rustic and elegant with two basic areas split by the doorway

Vol. 4, No. 1 2013 15

from the back entry. One area is for preparation, and the other for serving. Zimmerman explains that in the serving area “we have a more elegant design of tall, glass fronted cabinets to house and showcase dishware. The appliances in that area are more ‘service’ oriented.’” Zimmerman adds that the prep side has a red Aga range, “a statement in design and cooking style.” In this section, the cabinets have a less formal look from the glass front units.  The ground floor spaces are only the beginning. The basement contains a full-blown man cave with a theatre, billiard area, bar, and beautiful gothic-like wine cellar. The wine cellar features reclaimed oak beams from an 1840s church. All of this building demanded exceptional craftsmanship, which Pilli and his team delivered.

Mark Childs of Exterior Image designed the landscape, conceived to evoke an English garden. The landscape design includes a formal front garden, colonnade, and a more relaxed area in the back, which contains a koi pond and

grotto. Georgianna, who has an earthy nature at heart, brought her own special touch to the landscape; she had added a chicken coop and vegetable garden, both with easy access to the kitchen. (And the days I visited the chickens seemed as if they couldn’t be happier!) After enjoying and “loving every inch” of this land and home for many years, the Fishers, whose children are grown, have decided to sell their estate. What they are selling is a property for which they hired experienced design and building professionals, allowing them to work at their highest level of achievement.

410.757.6100 www.dsikitchens.com

The Kitchen that Keeps on Giving, The Kitchen that

Keeps on Living.

For more information on this Severna Park estate, contact David DeSantis or Maria-Victoria Checa, TTR | Sotheby’s International, Chevy Chase MD, 301-967-3344.

16 Annapolis Home

Vol. 4, No. 1 2013 17

18 Annapolis Home

FUNCTION FIRST, BEAUTY WILL FOLLOW

For most of us, the kitchen is the beating heart of the home, the place were food is cooked and eaten, where kids do their homework, where family rushes in and out and guests linger to talk and drink and sample what you’re making. Given the chance to remodel our kitchens, we'd long for the pristine countertops and gleaming appliances, but we also want all the little things that make working in the kitchen easier. Mark White, of Kitchen Encounters in Annapolis, sums it up, “It doesn’t matter how

beautiful a kitchen is, it’s flawed if it doesn’t flow and function.”When Trina and Rick Mostyn approached Kitchen Encounters for help with their new kitchen, White applied his mantra: function first. Designers are often limited by construction elements but because the homeowners were remodeling their entire house, including changing walls and adding a new roof structure, White had an excellent opportunity. He worked closely with interior designer Pat Cundiff who selected finishes,

Vol. 4, No. 1 2013 19

countertops, tile floors, and other final touches. White focused on developing a truly functional layout that met the clients’ needs, working out the details of space planning and cabinetry, storage options, and integrating the appliances.

White’s first step is always to start with an idea of what a client likes in terms of style and environment. The homeowners wanted very contemporary styling and had fallen in love with

the horizontal grain bamboo cabinets on display in the Kitchen Encounters showroom, so that was one early and important decision made easily. Everything else came together during the design process.

White next explored a variety of footprints for the kitchen, creating different functional layouts for each workspace. Even at this early stage, he incorporates aesthetic elements such as

By Jerri Anne HopkinsPhotography By Mike Gullon

20 Annapolis Home

cabinetry and focal points, to create a balance of symmetry and asymmetry. As the designs progressed, White altered from the architect’s original plans some walls and entries, including the entry from the garage and mudroom area for better flow into the kitchen. White, Cundiff, and the homeowners looked at many options and pieced together elements from several concept sketches, what White calls an “interactive design process.”

The final kitchen design has a unique, contemporary style. Instead of a single large island, White devised two islands with independent work zones that nevertheless work together as a whole. A single large island in such a great amount of space would have created an obstacle, a barrier to an efficient flow through the kitchen. With two islands, much activity can take place in a small area. “An easy mistake with a large kitchen,” White notes, “is to spread everything out so much that you need roller skates to get around in it.” The kitchen’s tall ceiling prompted White to create a stacked effect with the cabinets. In the uppermost cabinets, which are hardest to reach, he used glass fronts to form a display case for special heirlooms and tableware. The lighting in the kitchen is a masterpiece in itself. Some of the cabinets have interior lighting. There is track lighting above one island, recessed ceiling accent lights, under-cabinet and task lights, and toe-kick lighting for a soft glow along the floor, all carefully planned for maximum effectiveness as well as beauty.

Vol. 4, No. 1 2013 21

22 Annapolis Home

Kitchen Encounters also contributed to the master bathroom design. Crediting Cundiff for the contemporary design desired by the homeowners, Kitchen Encounters made two cabinets for two vessel sinks with individual mirrors above each. The cabinets below the sinks have frosted glass doors and contain deep drawers for storage, modified to wrap around the plumbing. There are no drawer pulls; the top of each drawer is beveled for a finger grip. In addition, a wall-hung cabinet holds towels and items for display. The tile work was done under Cundiff’s guidance, as was the placement of the freestanding tub under the window. A large walk-in closet wraps around the bathroom and opens into the master bedroom. It has barn-style doors on tracks that either roll to close both the entry into the bathroom and the entry into the bedroom or overlap to leave both entries open, again displaying a neat application of flow and function without sacrificing aesthetics.

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Resources:

Designer: Mark T. White, CKD CBD, Kitchen Encounters, www.kitchenencounters.biz

Interior Design: Pat Cundiff, www.pacinteriors.com

Cabinets: Bentwood frameless horizontal bamboo in a Ventura door style and golden color

Architect: Heffner Architects, heffnerarchitects.com

Installers: Dan McPherson & Co.

WalterWorks Hardware is much like an Altoids mint—it is one of a kind, full of flavor and “curiously strong.” The store’s sales staff, led by its founder, hardware connoisseur and industry expert Walter Neese, bring to bear over a century of industry experience and know-how. The showroom, open to the public as well as to the trades, reveals an astonishing selection of decorative hardware and plumbing products for projects both big and small. Stroll the aisles and hold items in your hands. Judge for yourself weight, mass, texture and tone and make the best possible choice for your home. Try doing that on-line!

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24 Annapolis Home

THE SECRETS OF AN A+ KITCHENBy Kymberly TaylorPhotography By Anne Gummerson

Vol. 4, No. 1 2013 25

Imagine a seagull gliding high above the Bay. Next, picture a baby osprey crash landing on Spa Creek. Good and bad kitchen design has much in common with flying: success depends upon balance. When balance is achieved, there is harmony. When there are flaws, there is disruption, lack of ease, or even pain if you hit your head on a cabinet door while loading the dishwasher. By contrast, a good design promotes effortlessness and comfort. Every phenomenal kitchen has this balance, a special poise,

and a primary example can be found in the work of architect Leo Wilson of Hammond Wilson Architects in Annapolis and kitchen designer Brad Creer of Bradford Design in Bethesda. Recently, an Annapolis couple turned to Wilson and Creer for help transforming their newly purchased 1970s waterfront house into a home, but not just any home—one with seven working fireplaces, including one blazing away in the kitchen.

26 Annapolis Home

Wilson and his firm aggressively redesigned the house, built by Greg Younger of the Annapolis-based Younger Construction Company. Wilson added fireplaces, moved walls, and enlarged the kitchen, which needed thirteen appliances integrated seamlessly. The kitchen is, literally, in the home’s center, so creating some privacy, while including a fireplace, sitting areas, a suite of professional-grade appliances, and workstations were especially tricky, says Wilson.

Early in the design process, Wilson and Creer collaborated to create a balance not only between appliances and furnishings but also between space and matter, forming, among other things, invisible pathways so one can travel easily from island to island, from task to task, appliance to appliance. Wilson believes the kitchen’s success has much to do with deferring to a professional kitchen designer. “They know about options you may never have heard about. They’ve done this before. They know your story even better than you do,” he says.

Creer had many conversations with the homeowners and came to understand their romance with warm fires, and respect for beauty—they wanted both in a truly working kitchen. “To make a kitchen functional is fairly easy but to make one beautiful and efficient is harder,” he explains. For instance, what good is an attractive fireplace if you can’t experience it? With this in mind, Wilson and Creer positioned the fireplace higher than usual so the chef could see it while cooking. The mantel was designed by Creer to complement the kitchen cabinetry. A flat screen television overhead is hidden behind pocket doors.

Creer notes that the drama created by the fireplace and range hood is balanced by quieter elements. For example, the cabinets along the range walls vary in placement. “I like to pull some

cabinets out and push others back in so it doesn’t look so clinical with them all lined up,” says Creer. He anchored the inside row of cabinetry at both ends with tall cabinets, which creates symmetry. Creer also used color to provide symmetry. “There is lots of glaze, lots of sheen, calling attention to the island, which is a unique green,” he notes. Cabinet and wood floor finishes complement and accentuate each other. “That is very important to kitchen design, there are different grains, species, colors, and intensities. All these things play and can almost clash, so you must make sure the woods are compatible,” he says. Fine but seminal details such as these could get lost in the process of designing a kitchen.

Before embarking on your own project, Wilson suggests three things. The first is to take your time and educate yourself about the many options available and then build upon that knowledge. The second is to trust an expert. “Don’t be afraid to hire a qualified kitchen designer. The A+ kitchens all have them. It is invaluable if you want a good outcome,” he says. Finally, he cautions: “Be honest with yourself. People demand a lot from their kitchens today. They tend to be way over the top, with not just one workstation but two. Make sure you need what you build.”

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Jeff Devlin with special guests

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Resources:

Architect: Leo Wilson, Hammond Wilson Architects, www.hammondwilson.com

Kitchen Designer: Brad Creer, Bradford Design, LLC, www.bradforddesignllc.com

Builder: Greg Younger, Younger Construction Co. Inc., www.youngerconstruction.com

Interior Design Firm: Interior Concepts, www.interiorconceptsinc.com

Fireplace: Lennox, www.lennox.com

Vol. 4, No. 1 2013 27

Home Improvement & Enhancement • Tile • SolarGeothermal • Kitchen & Bath Renovation • Flooring • RoofingDesign & Build Experts • DesignDriveway • Countertops

Educational Seminars & Workshops

W W W . M I D AT L A N T I C E X P O S . C O M

Inspiration & Ideas start here.

Event Sponsor For ticket information, celebrity guest speaker schedules and to download a complimentary ticket from Angie’s List, log on to

S AT U R D AY FEB. 23rd | 10AM - 6PMMAR. 2nd | 11AM - 5PM

S U N D AYFEB. 24TH | 10AM - 6PMMAR. 3RD | 11AM - 5PM

Jeff Devlin with special guests

from DIY’sI HATE MY BATH

will answer your home improvement questions Saturday, February 23rd

with special guests

John Brunofrom PBS’s

MARKET WARRIORSBring your antiques for

approval on February 23rd and March 2nd

John BrunoJohn Bruno

For ticket information, celebrity guest speaker schedules and to

Roger Cookfrom

THIS OLD HOUSEMeet the Landscape

Contractor on March 2nd

Roger CookRoger Cook

LOCATED AT THE EXPO HALL IN THE NATIONAL GUARD ARMORY

18 Willow Street, Annapolis MD

28 Annapolis Home

A COUNTRY KITCHEN WITH A MODERN TWISTBy Jerri Anne HopkinsPhotography By Geoffrey Hodgdon

When Larry and Tammy Ray decided to begin an extensive remodel of the kitchen in their home in the historic community of Rugby Hall on the Severn River, they turned to someone they trusted, Dave Porter of Annapolis Kitchen and Bath. Porter designed the kitchen of their former home, a post-and-beam home with distressed cabinetry, custom built new in 2001. They were so happy with that kitchen that they knew they could put the Rugby Hall kitchen in no better hands.

30 Annapolis Home

In remodeling this older kitchen, the Rays wanted a nautical theme, combining elements of both Nantucket and Chesapeake styles. The biggest challenge was to enhance the splendid views of the Severn River, not hide them with cabinetry. Porter met the challenge with a color palette of soft gray-blues and whites. He took out an exterior wall in order to add a dining area lined with windows. A trimmed out wide beam marks where the old wall was; now the kitchen opens onto the dining area. The walls are light gray-blue and all the trim, woodwork and cabinetry are a clean white. At one end of the kitchen, the existing wood fireplace was refaced with a white mantle and pale gray marble to match the marble floor tiles. A painting of anchored sailboats hangs above the fireplace, which is flanked by glass-fronted cabinets. A backsplash of seeded glass tiles over countertops of rich blue granite, called Laborite Blue, runs through the entire kitchen.

Under the counter, on the right of the fireplace, is a bank of drawers; to the left a set of doors enclose a blue-and-white striped dog bed. Here the dog can be with the family in the kitchen, close to the action yet out from underfoot.

Farther to the right of the fireplace, on the long wall of the kitchen, is the doorway into the main hall of the house. The rest of the kitchen wall is hung with more glass-fronted cabinets. In the middle of the wall the stainless range and range hood are flanked ceiling to countertop by solid-door cabinets. Between the range and its hood, the backsplash expands to include a mosaic tile fish in the same muted grays and blues. The under

cabinets are banks of drawers and doors made to look like pieces of furniture. At the opposite end of the kitchen, the cabinets turn the corner in a combination of open shelves, drawers, and glass-fronted and solid doors, then meet the refrigerator, set in door panels made to look like a large closet with shelves above. A large island with a blue granite countertop takes up the middle of the kitchen and contains the main sink and a stainless dishwasher. The under cabinets are again made to look like furniture, and four rather modern-styled white and steel bar chairs line up along the outside edge. This arrangement of the kitchen allows the traffic to flow past the fireplace and around the outside of the island and into the dining and living areas, leaving the main work space protected and yet still very much a part of all the activities. Placement of the island sink directly across from the range makes food preparation and cooking convenient. There’s plenty of counter space and storage available, and the 42-inch refrigerator is just a few steps away. To the right of the refrigerator a door leads into a living area painted a darker shade of blue, with white trim and hardwood flooring, and lined with large windows looking out over the Severn River.

Next to the door is a large wet bar and entertainment center, created out of the same cabinets as the kitchen but stained a rich brown. The back of the wet bar has been cut out and left open to the living area to frame the view of the Severn. The wet bar has its own sink, along with a wine fridge, a dish drawer (a small dishwasher in a drawer), and a small refrigerator. The bar countertop is a light brown mottled granite that, along with the brown cabinetry, picks up the browns and yellows in the backsplash, fish mosaic, and floors. Duane Dwyer, owner of Annapolis Kitchen and Bath, notes, “When you’ve got an entertainment area set up like this, with a fully-functioning wet

Vol. 4, No. 1 2013 31

bar, plus the small fridge and the dish drawer, and that is still close to the main refrigerator, it makes it truly convenient to serve guests without disrupting the work in the kitchen.”

The wet bar, with its cut-out back framing the river view for the kitchen, is strategically placed where the kitchen, dining area, and two living areas meet. Traffic, conversation, and food and drink flow freely into all the areas and leave the kitchen work area free. The touch that completes the kitchen is the lighting. Recessed lights shine down from the ceiling and under cabinet lights brighten the task areas. Two stainless, nautically styled fixtures flank the fireplace and two opaque glass and stainless steel lights hang over the island. Plenty of natural light floods in from the dining area’s tall windows crowned with almost Palladian curves and through the wet bar, bringing cheer and warmth into the kitchen.

Porter’s selection of country-style cabinetry, stone counters, and floors combine with the modern appliances, lights, and furniture, and with the fresh blues and whites, to bring the Rays’ nautically themed kitchen to life.

Resources: Designer: Dave Porter, Annapolis Kitchen and Bath, www.annapoliskitchenandbath.com

Granite Countertops: Atlas Stone Fabricators, www.atlasstonefabricators.com,

Tile Backsplash and Marble Floor Tile: In Home Stone Tile, www.inhomestone.com,

Cabinetry: Mouser Custom Cabinetry, www.mousercc.com

32 Annapolis Home

A KITCHEN AND BATH WITH A SPA CREEK VIEWBy Jerri Anne HopkinsPhotography By Geoffrey Hodgdon

Vol. 4, No. 1 2013 33

Tucked away down at the waterfront end of one of Eastport’s narrow residential streets is a brand new house which, on the outside, looks like the late 19th- and early 20th-century family homes for which Eastport is known. Inside, however, you find things are different. Large glass windows and doors stretch floor to ceiling along the entire waterfront side of the house, framing an absolutely glorious view of Spa Creek from the drawbridge to Acton Cove.

34 Annapolis Home

Local builder Patrick Mona acquired the lot to build a vacation home for his mother, an acclaimed artist who lives in Connecticut. He chose local architect Scott Rand to design the house to take advantage of every square foot and maximize the spectacular view. Mona notes, “Scott had been involved with the lot for about 15 years and had basically already built the house in his head. He had the concept of the panoramic setting. Openness was very important to the overall design.” Mona’s mother also had considerable input in the design, and Rand’s open concept fit well with her desire to have the home be a backdrop for her own artwork and selected pieces from her extensive art collection. The panoramic concept for the house has been successfully carried into the cooking and dining area. Your first impression is of clean lines, white ceiling and walls and dark flooring, a modern, almost Spartan look that somehow doesn’t feel cold. On second look, you can see why. The only highly reflective surfaces are the glass windows. What could be stark and icy is instead softly glowing as if with the gentle patina of age. The ceiling is coffered, with each section filled with recessed lights. No chandeliers or hanging lights dangle from the coffers and no standing lights reach up from the floors to interfere with the view. Ceiling and walls are painted a soft white and the hardwood floors are stained a deep walnut, coated with old-fashioned paste wax rubbed to a soft polish that modern epoxys and poly coatings can’t match.

The kitchen runs along the western wall of the house, which is lined with open, thick wood shelving matching the deep walnut of the floors. Mona comments, “This open shelving is an unusual concept for the Annapolis area, where you generally have the traditional cabinets and doors.” A long counter, with sink, range, and oven in the middle, runs under the open shelves and over a bank of drawers and cabinets painted light gray with black hardware that lend an old-fashioned touch to the modern openness all around. In front of the long counter is a large island with more drawers and cabinets matching the wall cabinets and a stainless dishwasher facing the sink and stove. Along the outer edge are black stools with seats curved just enough to comfortably fit guests. All the countertops are constructed of thick concrete, tinted a pale gray with a subtle swirl pattern and polished to a silky sensuousness that makes you long to spill crumbs on it so you can brush them off. Mona’s mother has concrete countertops in her current house in Connecticut and insisted on them for her new kitchen. Mona notes, “Concrete countertops are another element unusual for this area, but they’re beginning to catch on. You can do all sorts of amazing things with concrete.” The kitchen’s position at the west end of the house allows it to look out over the entire open living space and take in the whole panoramic view of the waterfront. The dining area just beyond the island is defined by the long, plainly styled, dark wooden dining table, surrounded by chairs in a simple modern cube style, upholstered in pale gold fabric. The combination of openness, simplicity, and sensuousness repeats in the master bath upstairs. The walnut-stained hardwood floors continue throughout the house, instead of tile in the kitchen and bathrooms. The master bath opens off the bedroom in an angular S-shape. The room widens to accommodate a reproduction claw-foot tub under another large window looking out at Spa Creek. Opposite the tub is a commodious glass-

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walled shower, designed by Maryland Shower Enclosures, lined with narrow white, gray, and black tiles. Even bathing provides a fine water view. A huge walk-in closet lies just beyond and has its own window with a view.

Resources:

Architect: Scott Rand Architects, www.scottrandarchitects.net

Builder: Mona Design Build, Inc., www.monadesignbuild.com

Kitchen and Bath: Joe Wilde, Kitchen Concepts, www.kitchenconcepts.biz

Glass Shower Enclosure: Maryland Shower Enclosures, www.marylandshower.com

Bathtub and Hardware: Walterworks, www.walterworkshardware.com

36 Annapolis Home

Fine Design

The new Monogram 30” Refrigerator column (Model #ZIK30GNZII) built-in refrigerator offers many

new features that make it the “must have” refrigerator this year, especially in Annapolis, due to its size. Its fully

integrated application, convertible freezer and refrigerator drawer, and sleek interior lights make it a perfect pick for

anyone’s new kitchen.

The new Miele Futura Diamond dishwasher (Model #G5915SCI) screams quality and sophistication. With its gorgeous interior lighting, automatic opening and closing door and almost non-existent noise levels, and an industry leading 5 year warranty, there really isn’t much else to ask for!

One of my favorite new appliances for this year is the Thermador 48” Pro Grande Range (Model #PRD48JDSGU) that is a 6 burner range with griddle, steam oven, convection oven and warming drawer. With 7 cooking options, it is the only pro range that offers a steam oven and a warming drawer in the range itself.

Refrigerator

Dishwasher

Range

MyFavoriteThings...

We asked Linda Oliff Rohleder, owner of The Appliance Source in Annapolis, to share with us her favorite new kitchen appliances on the market today. Her favorites

combine innovation with convenienice and sophistication.

Resources: The Appliance Source;

www.theappliancesource.com

Vol. 4, No. 1 2013 37

A designer’s selection of kitchen faucets, from low-rise to high-rise to professional gourmet, these cover the spectrum from traditional to minimalist. The common thread is that each mounts in a single

hole and offers both a conventional aerated-stream fixed spout as well a penetrating needle spray handset on a flexible hose. In

most of them, the handset pulls out of the spout body for its spray function. The first four faucets: $1,200; the last one: $2,300.

(Pictured from left to right: KWC "Eve," Harrington Victorian Pull-out, KWC "Sin," Dornbracht: Elio, Dornbracht: Profi.)

KitchenFaucets

WalterWorks Hardware; www.walterworkshardware.com

Walter Neese follows hardware in the same way astronomers track the stars. He witnesses styles blaze, explode, and trail away while, at the same time, he notes the industry's steady evolution. We asked Walter to share some favorite "stars" in his own private universe, which happens to be his store, WalterWorks, in Annapolis. Take note of the following: they may change next week!

The “Bordeaux” is a barrel section hanging on the wall under the integrated sink and countertop of hammered,

heavy gauge copper; the barrel features staves from actual wine casks used at a California vintner. Native Trails $2,800.

CopperSink

CopperSink

To me, this is pure elegance. I like how the hand-chased brass detailing in highly polished nickel plate picks up the color of the milk-veined blue handles and bells of Blue Sodalite gemstone, which is said to have healing properties. Phylrich $1,200.

SodaliteFaucet

38 Annapolis Home

There is an alternative to ripping out those tired oak cabinets, countertops, and floors and suffering through weeks or months of living in a construction zone. For over 28 years, Kitchen Magic Refacers’, Inc. customers in Martingham, Prospect Bay, The Downs, and Belvedere Farms have discovered a beautiful and cost effective solution to gutting their kitchens.

Cabinet refacing is more than just new doors. Kitchen Magic’s in-house designers and cabinet makers/installers can offer customization to the existing cabinets, add new cabinets, and even rearrange kitchen spaces. In one evening, their designers can provide alternatives, designs, and quote the cost of the project.

Most kitchens take less the 4 days to install and cost a fraction of those with similar quality products. Besides, who needs the headache of waiting for “the cable guy” to show up!

If you think our professional Refacers use cheap wood or RTF (vinyl) clad doors with awful laminates glued to the exterior, you would be wrong. Kitchen Magic Refacers use only solid hardwood doors with superior finishes made by traditional Dutch craftsmen in Lancaster County, PA. The exteriors are covered or “refaced” in real wood. The choices in woods, stains, custom finishes, and door styles are almost endless! As a bonus, you have the added advantage of keeping your favorite granite countertop

Refacing – The Secret is Out!

A beautiful new kitchen in just 4 days or less.

Before

or we can replace it. And, you don’t have to replace the kitchen floor, as you must with all new cabinets. For more information check out www.kitchenmagic.net and review the comments by past customers.

Photos Courtesy of Kitchen Magic After

(800)-287-4016www.kitchenmagic.net

40 Annapolis Home

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Native Plants FlowersShrubs & Trees VegetablesPerennials Organic FertilizersMulch & Topsoil LightingRain Barrels Erosion MattingComposters Bio-logs

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42 Annapolis Home

The house at 124 Charles Street in Annapolis, formerly known as the Jonas Green House, is now the Anne Catharine and Jonas Green House. The name change has been made by the current occupants Dede Brown and Randall Brown, the fifth great grandson of Anne Catharine and Jonas Green. Anne Catharine and Jonas were married in the 1730s when Jonas was a printer’s apprentice to Benjamin Franklin in Philadelphia; they relocated to Annapolis in 1738, set up a print shop in their backyard, and published the Maryland Gazette newspaper. Jonas died in 1767 with marginal assets. Within several years Anne completed purchase of the house and expanded the printing business to include official governmental publications and the printing of paper money backed by the Maryland General Assembly. Anne Catharine Green was the first woman to publish and own an American newspaper.

When Anne and Jonas came to Annapolis the house was probably only three rooms. There was a detached kitchen building a few steps away. As the family grew the house grew; Anne bore fourteen children, six surviving to adulthood. By the 1770s the house had the form we see today: a central hall flanked on two sides by four rooms. “Center hall colonial” is a term frequently misattributed to boring suburban houses, but the Anne Catharine and Jonas Green House is an authentic center hall colonial.

The house is extraordinary for many reasons, but three stand out: the original eighteenth century floor plan is unaltered; the architectural design achieves enduring balance; and it has been occupied exclusively since the 1740s by the Green family. What allows this house to survive with the initial construction intact?

The “Greenest” House in America

The Anne Catharine and Jonas Green House in annapolis By Chip BohlPhotography by Geoffrey Hodgdon

Vol. 4, No. 1 2013 43

On theCorner

How is it that this floor plan has never received a major alteration? There have been slight changes: the installation of electricity, heating systems, and bathrooms, but the fitting in of these conveniences have not altered the home’s original design. It is the enduring quality of the architectural design with the superior efficiency of the floor plan that has blessed this house with longevity and made it a home loved and revered. People want to live in this home because the architectural design is so pleasant.

The first floor plan includes the central hall, which is 10 feet by 34 feet. This central hall is more than a hallway; it is large enough for a writing desk, bench, table, and chairs. It receives guests by its front door; it connects the family to the back porch, the rear yard, and the second floor. It is large enough to be a rainy day play space for children and is the most popular space during a cocktail party. It is a multipurpose room, but its most interesting function is the autonomy it provides for each of the four main rooms, which can be easily assigned to respond to the dynamic needs of the family: for living, dining, special projects, children’s play, or as office, kitchen, or infirmary for ailing elder. It is the doors that allow such great flexibility. Each room has at least two doors; two rooms have additional doors to the outside, and the center hall has a whopping six doors. Indeed the floor plan arrangement has only five rooms but includes ten doors! In addition, each room has windows on two walls that provide generous amounts of natural light and cross ventilation. The beauty and flexibility of the rooms has contributed significantly to this home’s longevity. A more efficient floor plan has yet to be devised, a classic enduring architectural design.

Today we strive to design and build “green” homes: buildings that are environmentally sustainable. These buildings offer low energy consumption for their construction and use. Green homes today are evaluated by their energy consumption as a ratio to their useful life. The US Green Building Council has ratings for this ratio: a building may be designated with Platinum, Gold, or Silver ratings. The Anne Catharine and Jonas Green House greatly exceeds the highest mark of the rating system. The home was built completely with locally sourced sustainable materials and labor. There is not one intensely consumptive carbon product and not one carcinogenic product used in the original construction. The highest green building evaluation is far surpassed by the fact that the house has lasted 275 years. Eleven generations of families could have been served by the single original superior construction effort. It is a model for us to build by today.

To clients thinking of building a new home today, I recommend two things to keep in mind: build the right size home and build it to last for the next 300 years. The Anne Catharine and Jonas Green House has about 3000 square feet in the two-story center hall part and another 1000 square feet in kitchen wing. Over the years this size has the balance of not being too big a burden to maintain and not too small to accommodate the dynamic needs of

The Center Hall is the “wheelhouse” of the home. More than a hallway, it is large enough for writing desk, table, and chairs. Its six doors provide flexible access to the four primary rooms, the public street, and the private backyard. The view is from inside the front door, looking toward the rear porch and backyard.

Below: The Anne Catharine and Jonas Green House at 124 Charles Street was photographed in 1936 by E. H. Pickering for the Historic American Buildings Survey. The gambrel roof form shown here, and still seen today, was completed in the 1770s. Notice the four tall slab chimneys; this is a signature feature of colonial Annapolis architecture. Courtesy Historic American Building Survey.

44 Annapolis Home

To see what we can do for your kitchen or bath call today!Margaret Blunt • 410.987.5084 • [email protected]

www.sewbeautifulwindows.com

Creating Beauty One Room at a TimeMARYLAND PAINT

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the family. The interior woodwork also achieves perfect balance, never too monumental to be overpowering and never too plain to be boring. Balance, flexibility, and enduring architectural design are some of the features that have sustained this building’s unaltered longevity. This is one of the “greenest” homes in America.

The floor plan illustrates the five original rooms of the 1770s house. The Center Hall and Rooms #2 and #3 were built by

the 1740s; Rooms #4 and #5, the second floor, and roof by the 1770s. The free standing Kitchen may have predated the 1740s

rooms. The Pantry connecting the two was built in 1890 when the carpenter and the owner wrote a note on the roofing shingles providing the date and good wishes to all in the future who would read it when “we both will lay in our graves." This

is just one of many indications that the owners and builders envisioned the house for use by many generations.

Drawing courtesy of Bohl Architects.

Chip Bohl is an architect, practicing in Annapolis for 33 years. Visit www.BohlArchitects.com

The sofa, table, and chairs are configured to create a sense of intimacy

within a much larger room.

The Dining Room is hung with giant charts of the Chesapeake Bay.

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48 Annapolis Home

A fter several years of gloom about the recession’s lingering effect on luxury real estate sales throughout Maryland,

brokers in Anne Arundel County are optimistic about the outlook for the coming months, particularly when it comes to waterfront properties over $1 million.

“We started to see things change for the better with the high-end market in 2011,” says George Turner, an associate broker with Coldwell Banker. Mr. Turner suggests that a combination of healthy supply and demand, coupled with overall economic recovery and low interest rates have conspired to produce “even better predictions” for waterfront sales in 2013. “There has been a growing confidence that it is now okay to make these kind of purchases. That the time may be right,” he notes.

David DeSantis, a partner at TTR | Sotheby's International Realty, couldn’t agree more when he says, “Prices are stabilizing. The important thing is that the market was at a virtual standstill for a number of years, and the fact that sales are picking up is great news overall.”

Consider the following statistics: According to MARIS (Mid America Regional Information Systems), in 2006 there were 135 sales of properties over $1 million in Anne Arundel County, versus 60 in 2009 and 63 in 2010. In 2011, they jumped to 94. “And 2012 has been even better,” Mr. Turner emphasizes. As of mid December, he says, “There were 97 homes settled in this price category, with another three due to close by the end of the year.”

Experts stress that the persistent downturn catalyzed a certain reticence among sellers, many of whom opted to wait for a rosier climate in order to receive their preferred asking prices. In saying so, they underscore the discretionary nature of this market. “These are largely, if not entirely discretionary purchases and sales,” Mr. DeSantis explains. “They are very valuable pieces of property that are not going to get unloaded or bought for the wrong price.”

“When the market went south, it’s not as if people had to sell,” Mr. Turner concurs. “That was not the case at all, so they just didn’t sell. If you take a house in, say, Hunt Meadow,” he proposes, “the asking price might have declined from $590,000 down to maybe $475,00, but you just don’t see that kind of pricing reaction with the waterfronts.”

“A lot of the waterfront sales represent those who are scaling down,” he furthers. “They may have a five bedroom house on the Severn River, but now the kids are all grown, and they don’t want to do maintenance and upkeep. They are ready to make a change. Maybe they want to go to Florida or California, and perhaps buy a little condo here. But, after the downturn, they just postponed all of that and put off selling until things turned around. There just wasn’t the urgency that you might see elsewhere.”

And, as for the buyers, Mr. Turner indicates, “These were people who may have had a net worth of $20 million at the height of the market, and then all of a sudden they woke up and that number had dropped to $12 million. They still have a lot of money, but they are not going to go out and buy a $3 million home, at least not right away.”

But today, he says, “Confidence levels are up. Investments are performing better. There is a sense that the worst is over.”

In addition to greater economic vibrancy, experts suggest several other key factors that could bode well for the area: For one thing,

Waterfront Saleson the rise

By Gay Jervey

This Gibson Island home on over an acre of land overlooks the beautiful Magothy River. Listing price: $3,200,000

Vol. 4, No. 1 2013 49

Anne Arundel County is accessible to not just Mid-Atlantic metropolitan hubs, but New York City and, to a lesser extent, Boston. And the area is relatively easy to get to, when compared to more remote locations.

For another, the Mid-Atlantic is far more affordable than other coveted spots on the East Coast, such as Nantucket, Martha’s Vineyard, the Connecticut Coast and both the North and South shores of Long Island. “There is just a huge difference in pricing,” says Barbara Ann Watson, a licensed agent with Gibson Island Corporation. “We are a bargain for what we have to offer.”

Mr. DeSantis observes: “There is a growing recognition that this part of the country has all of the same wonderful qualities that for years have driven wealthy buyers to places like the Hamptons or Nantucket, where pricing is now simply out of reach for even many very well-off individuals.”

“We are pretty bullish and believe that we can get the market for waterfront properties back to where it should be,” he stresses. “We think things are really looking up.”

Or as realtor Corey Burr, who works with Ms. Watson on Gibson Island, puts it, “We are hopeful that the good real estate news nationally is going to have its inevitable effect on waterfront properties in our area.” Indeed, with interest rates down and inventory for the most part up, this may be the best buying opportunity in years.

At HomeFinance

Gay Jervey is a journalist who has written articles on finance for publications including The New York Times, Money, Inc. and Fortune Small Business.

Resources:David DeSantis, TTR | Sotheby's International Realty, 202-438-1542George Turner, Coldwell Banker, 410-263-8686, x1883Barbara Watson and Corey Burr, Gibson Island Corporation, 410-255-1341

Designs Realized & Projects Fulfilled

314DesignStudio.com | 410.643.4040 | 314 Main Street | Stevensville | MD | 21666

50 Annapolis Home

In theGarage

Somewhere there is a highway leading back to the 1970s. If you brave its lonely curves, you'll notice your radio blasting "Stairway to Heaven" by Led Zeppelin all on its own. Rock on and you'll soon find yourself in the garage of an Annapolis collector and face to face with some of the era's most notorious muscle cars—a 1970 Hemi Plymouth Roadrunner Superbird, a limited production Ford GT Supercar, a 1970 Shelby Cobra GT 500, a 1987 Buick GNX, and 1972  455 H.O. Trans Am.

In case you didn't know, "muscle cars," a term coined in 1964 , were American-made sedans souped-up in home garages with powerful engines, suspension, and more. Their origins may be traced to moonshiners in North Carolina and throughout the South secretly brewing whiskey during Prohibition. Guys trying to make a buck during the Great Depression retrofitted their daily drivers with big engines and heavy-duty suspensions so they could outrun the law during nightly deliveries. In the meantime, they raced them down dirt tracks for fun. These wild, unsupervised races paved the way for NASCAR (National Association for Stock Car Auto Racing), which launched in 1948. Stock car racing became an organized, regulated sport where Richard Petty "the King," Benny Parsons, Dale Earnhardt, Jeff Gordon and others made history, a history still in the making. The vintage beauties shown here are owned by a soft-spoken Marylander who by day drives a plain truck. "Every day, I drive a white and tan truck, it's great, don't get me wrong, but it's a white truck," he says. This is difficult for a guy who has been into super cool cars since he was a child. His first and second cars were Porsche 914s he bought, fixed up, and sold, making a profit. Regarding collector cars he says, "I see them as much more than just cars; I look at them as artwork. I also look at them as appreciating assets: they go up and down, like the stock market. But they're much better as you can't drive your stocks and bonds." To him, the crown of his collection is a "lemon twist" yellow 1970 Hemi Plymouth Roadrunner Superbird. The stock racing car, built to outrace the Dodge Charger Daytona of 1969, unfortunately had a brief life. At the time, NASCAR rules stipulated that, before a car could compete, approximately 500 similar models must be sold to the public. Chrysler Corporation made 1,920 of the cars and

ROAD

RUNNER

SBy: Kymberly TaylorPhotography By: Geoffrey Hodgdon

52 Annapolis Home

This Plymouth Superbird has an ultra high performance 426 Cubic inch Hemi engine signed by NASCAR champion Richard Petty.

Pictured below is a 1972 Trans Am; a 1987 Buick GNX, 2006 Ford GT Heritage (a prototype of the 1966 Ford GT 40 sports car); the 1970 Hemi Plymouth Roadrunner Superbird; and the 1970 Shelby Cobra GT 500.

Vol. 4, No. 1 2013 53

tried to sell it as a regular road car. Though hard to believe, most Americans failed to appreciate its extreme charisma or oddness with huge wing and long nose. In the early 1970s, the car, today valued from $100,000 to $500,000 sat neglected on the back lots of most dealerships. As a note, they were banned for sale in Maryland as they didn't meet new stricter bumper laws.

Another jewel in his collection is the light blue and orange prototype of the famous GT 40, an endurance racing car born from a tempest between two industry greats: Henry Ford and

Enzo Ferrari. Ford, in 1963, in a brilliant merger, planned to buy the cash-strapped Ferrari. However, Enzo Ferrari pulled out at the last minute, refusing all contact with Ford. Obsessed with retribution, Ford spent millions developing a car to beat Ferrari on the track: The GT 40. To Ferrari's chagrin and Ford's satisfaction, Ford beat Ferrari in 1966, winning first, second and third place in the prestigious 24 Hours of Le Mans race. 

The Shelby Cobra GT 500 is a mustang-inspired masterpiece designed and styled with input and direction from racing legend Carroll Shelby. Production of the Shelby Mustang program officially stopped with the departure of Mr. Shelby from Ford in 1969. There were 600 cars left unsold at the Shelby factory at the end of the 69 model year... these cars were fitted with new VINs, hood stripes and front spoilers. There was never meant to be a 1970 Shelby!  

The 1987 Buick GNX was General Motor's fastest production sedan ever made, one of 547 produced by Buick and ASC/McClaren jointly. With only 5500 miles, it still smells like 1987 inside, the owner says. The Trans Am has been his for many years and recently restored to its former glory.  It barely survived the 1972 Union Auto Workers' strike, which brought business at General Motors to a standstill. It is one of just 828 automatics built that year. This car collection is well worth over seven figures. However, reflects this collector, the cars have another value. "They have served as  motivational tools, he says. Over the years, young people have gravitated to his exotic cars. He recalls parking his Viper at a car show near Marley Station Mall around thirteen years ago. He noticed a young couple examining his car with awe. “The girl said, 'My boyfriend loves your car,' so I let him sit in the car, chatted with him. When he said, 'I'll never have something like this,' I was quick to correct him, and make sure he understood that a good education and a lot of hard work will reap great rewards. Furthermore, I shared my humble beginnings with the boy as he was a Senior at Chesapeake High School, my alma mater. The young man said our chat changed his life. Not sure if that talk can take all the credit, but it is nice to think that hopefully he's driving around in his own cool car today,” he reflects.

54 Annapolis Home

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Landscape Design, Installation and Garden Maintenance

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[email protected]

Tile expert Brian Fleming has opened a new tile store, Compass Stone and Tile Studio. You can visit the grand Compass showroom at 302 Harry S. Truman Pkwy., Suite F, Annapolis, MD.

In Spring 2013, Johnson Automotive Group (Porsche of Annapolis) will open a new show room and center for pre-owned cars. This facility will be a division of Porsche of Annapolis.

The Annapolis Design District is expanding its membership and now includes both businesses within the design district off of Chinquapin Round Road and businesses outside the district involved in the home industry.

The most recent new members to the District include:

Kitchen Kollective • Fast Signs • Minuteman Press

The Whiskey • Pete Albert Photography

JAG, LLC • Blulo

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Lord Byron once quipped that he awoke one morning to find himself famous. It may not have happened quite that way for Jeff Devlin, host of DIY Network’s I Hate My Bath series, but it was close. Jeff started working as a contractor when he was about 16, beginning at the bottom, as what he calls a “grunt.” He was working on remodeling his own house, an old farmhouse in Pennsylvania, when a friend stopped by and suggested he try out for one of “those TV shows on redoing your house.” Jeff said no, he wasn’t cut out to be in front of a camera. The friend came back the next day with a camera and videotaped him working away. When Jeff asked for the tape, the friend said he’d already sent it in. Two weeks later, Jeff was doing a show on HGTV called Spice Up Your Kitchen. Jeff has since worked on A&E’s Drill Team and several specials, and now hosts DIY Network’s Good...Better...Best, helping homeowners through major decisions during their renovations, and I Hate My Bath, where he makes over some of the most challenging bathrooms in the country. “I just wanted to be a contractor,” Jeff said, “but the more I do the shows, the more I get out of it. Not only do I get to play with all the newest, coolest tools and products that come out, but I work with a great team and I get to meet

so many amazing homeowners. They’re a little scared at first, with all the cameras and equipment, but then they settle down and really get into the work and by the time we’re done they’ve become part of the wonderful dysfunctional family we call I Hate My Bath.” What’s the most important tip Jeff has for anyone who wants to renovate the bath?

“It’s twofold,” he replied. “Plan the design carefully and know what you want to spend.” Make a budget that you know you can afford and plan your bathroom around that. Then make sure you do your homework. “Planning is fun,” Jeff said. “I call it dreaming with your eyes open.” Decide what you like and don’t like. Cool ideas are all around you. And if you’re not going to tackle it yourself, choose a contractor and/or designer (bonded, licensed and insured!) with whom you feel comfortable.

You can meet and hear Jeff Devlin speak at the Annapolis Home Show on Saturday, Feburary 23rd, National Guard Armory, Annapolis. For more information go to www.midatlanticexpos.com. Look also for Jeff Devlin and I Hate My Bath on the DIY Network, Tuesdays at 10:00pm Eastern time.

Dreaming with your eyes open

Jeff Devlin to speak at the Annapolis Home Show

By Jerri Anne Hopkins

Wooden Tub by Alegna

Explore The neW And reenerGized AnnApoliS deSiGn diSTricT

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Prize winners will be featured in a special issue of Annapolis Home Magazine

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For guidelines and submission information, please go to www.annapolishomemag.comDeadline for submissions: July 15, 2013

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Decisions must be made. In the next couple of months, Congress will address several major tax matters. Here are the big questions looming.

The Bush-era income tax cuts. Will the current 10%-15%-25%-28%-33%-35% federal tax rate structure give way to 15%-28%-31%-36%-39.6% tax brackets in 2013? After the election, some analysts feel a compromise will be struck to maintain some of the Bush-era cuts for another year. In 2013, you may see the 10%, 15%, 25% and 28% brackets being retained while the wealthy face higher taxes.1

Tax rates on capital gains & dividends. Right now, dividends and most long-term capital gains are taxed at either 0% or 15% (depending on the income tax bracket you fall into). In 2013, dividends are scheduled to be taxed as regular income (cf. 15%-39.6% tax brackets above) and the capital gains tax rates are set to increase to 10% and 20%. So will dividend taxes and capital gains taxes only increase for the rich in 2013? That may very well turn out to be the case.2

Estate & gift taxes. President Obama’s proposal has the U.S. returning to a top estate tax rate of 45% with a $3.5 million exemption. In other words, estate taxes would return to 2009 levels as opposed to 2001 levels (55% top rate, $1 million exemption), which is what would happen if the Bush-era cuts simply expired. While Sen. Orrin Hatch (R-UT) and others in Congress have called for an end to estate taxes, many analysts think they will return to 2009 levels as a byproduct of Obama’s re-election. Will we see a unified gift and estate tax in 2013? That is a possibility, though not a given. It could be that the lifetime gift tax exemption becomes $3.5 million in 2013 (it is currently $5.12 million per individual with the unused portion of an individual exemption portable between spouses) with gifts past the exemption taxed at 35%. That would be better than the alternative: a scheduled $1 million exemption, along with a 55% maximum gift tax rate.2,3

The payroll tax holiday. Months ago, the consensus was that this would not survive into 2013. Yet last month, Rep. Christopher Van Hollen, the top Democrat on the House Budget Committee, told C-SPAN that it should be extended. Former Treasury Secretary and Obama administration economic advisor Larry Summers agrees. So it may live on for another year.4

The marriage penalty. Our federal tax code has a longstanding quirk: occasionally, married couples pay more in tax than they would if they were single filers. The Economic Growth and Tax Relief Reconciliation Act of 2001 attempted to lessen the penalty in two ways. It made the standard deduction for married joint-filing couples twice what it was for singles, and it made the bottom two tax brackets for those married and filing jointly twice as broad as for singles. In 2013, the marriage penalty could become more severe: the standard deduction for joint filers will be only about 167% of the standard deduction for singles and those

THE BIG TAX QUESTIONS OF 2013How will Congress resolve these issues?

widened joint-filer tax brackets are slated to narrow. As middle-income couples will probably face higher payroll taxes in 2013, retaining the current softer penalty seems likely.2

Child & childcare tax credits. Both of these credits are set to shrink next year. The child tax credit is supposed to be halved to $500, and the maximum childcare credits available to most parents ($600 for one child aged 12 or younger, $1,200 for more than one) are poised to drop to $480 and $960. Extending these credits into 2013 could amount to good PR for a disdained Congress.5

The American Opportunity Credit. In 2009, the up-to-$1,800 Hope tax credit was supercharged into the AOC: an up-to-$2,500 education credit which could be claimed for four tax years that include college education rather than two. In 2013, the AOC is scheduled to disappear with an $1,800 (or possibly $1,900) Hope credit slated to reappear. The AOC may be extended into 2013; again, it would be a popular move at a time when Congress is riding a wave of unpopularity.5,6

College expense deduction. Back in 2011, you could write off as much as $4,000 in tuition on your federal return. Some legislators would like to see this deduction made available again in 2013 and perhaps even made retroactively available for 2012. It would be a popular move and it could prove a nice “sweetener” on any bill addressing tax issues for the coming year.5

Charitable IRA gifts. Universities and retirees found the IRA charitable rollover quite useful, but it faded away at the end of 2011. Many in the education community (and some in Congress) would like to seeit return for 2013, and given that tax hikes seem to be imminent next year, a big tax break like this might be offered pursuant to a Congressional compromise.5

IDLs & PEPs. In 2010, itemized deduction limits and personal exemption phase-outs were repealed. In 2013, they may return as the federal government seeks much-needed tax revenues.2

Citations.1 - money.usnews.com/money/blogs/the-best-life/2012/08/29/get-ready- for-5-key-money-changes- in-2013 [8/29/12]2 - www.smartmoney.com/taxes/tax-policy/key-tax-issues-to-watch-post- election-1351019063876 [10/23/12]3 - www.deseretnews.com/article/765589424/Sen-Orrin-Hatch-calls-for- end-of-estate-tax-as-Jan-2013-taxmageddon-looms.html [7/12/12]4 - online.wsj.com/article/SB1000087239639044473480457806699122531152 4.html [10/18/12]5 - www.marketwatch.com/story/14-tax-issues-to-watch-after-the-elec- tion-2012-11-01 [11/1/12]6 - www.finaid.org/otheraid/hopescholarship.phtml [11/8/12]

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Executive Team: Mike Steranka, CEO and Insurance Advisor & Jane Sinclair*, President