ALTA COMMITMENT FOR TITLE INSURANCE (Adopted 08-01 … · alta commitment for title insurance (adopted 08-01-2016) (technical corrections 04-02-2018) notice important—read carefully:

This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by Investors Title Insurance Company. This Commitment isnot valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I—Requirements;Schedule B, Part II—Exceptions; and a counter-signature by the Company or its issuing agent that may be in electronic form.

Copyright 2006 - 2016 American Land Title Association. All rights reserved.

The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as ofthe date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

Form No. 201-16-J ALTA Commitment Form (08-01-2016) (TC 04-02-2018)Page 1

ALTA COMMITMENT FOR TITLE INSURANCE(Adopted 08-01-2016)

(Technical Corrections 04-02-2018)

NOTICE

IMPORTANT—READ CAREFULLY: THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLEINSURANCE POLICIES. ALL CLAIMS OR REMEDIES SOUGHT AGAINST THE COMPANY INVOLVING THECONTENT OF THIS COMMITMENT OR THE POLICY MUST BE BASED SOLELY IN CONTRACT.

THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGALOPINION, OPINION OF TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THEPROCEDURES USED BY THE COMPANY TO DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANYSEARCH AND EXAMINATION, ARE PROPRIETARY TO THE COMPANY, WERE PERFORMED SOLELY FORTHE BENEFIT OF THE COMPANY, AND CREATE NO EXTRACONTRACTUAL LIABILITY TO ANY PERSON,INCLUDING A PROPOSED INSURED.

THE COMPANY’S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSEDINSURED IDENTIFIED IN SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THISCOMMITMENT. THE COMPANY HAS NO LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THISCOMMITMENT TO ANY OTHER PERSON.

COMMITMENT TO ISSUE POLICY

Subject to the Notice; Schedule B, Part I—Requirements; Schedule B, Part II—Exceptions; and the CommitmentConditions, Investors Title Insurance Company, a North Carolina corporation (the “Company”), commits to issuethe Policy according to the terms and provisions of this Commitment. This Commitment is effective as of theCommitment Date shown in Schedule A for each Policy described in Schedule A, only when the Company hasentered in Schedule A both the specified dollar amount as the Proposed Policy Amount and the name of theProposed Insured.

If all of the Schedule B, Part I—Requirements have not been met within 180 days after the Commitment Date, thisCommitment terminates and the Company’s liability and obligation end.

COMMITMENT CONDITIONS

1. DEFINITIONS





(a) “Knowledge” or “Known”: Actual or imputed knowledge, but not constructive notice imparted by the PublicRecords.

(b) “Land”: The land described in Schedule A and affixed improvements that by law constitute real property.The term “Land” does not include any property beyond the lines of the area described in Schedule A, norany right, title, interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, orwaterways, but this does not modify or limit the extent that a right of access to and from the Land is to beinsured by the Policy.

(c) “Mortgage”: A mortgage, deed of trust, or other security instrument, including one evidenced by electronicmeans authorized by law.

(d) “Policy”: Each contract of title insurance, in a form adopted by the American Land Title Association,issued or to be issued by the Company pursuant to this Commitment.

(e) “Proposed Insured”: Each person identified in Schedule A as the Proposed Insured of each Policy to beissued pursuant to this Commitment.

(f) “Proposed Policy Amount”: Each dollar amount specified in Schedule A as the Proposed Policy Amountof each Policy to be issued pursuant to this Commitment.

(g) “Public Records”: Records established under state statutes at the Commitment Date for the purpose ofimparting constructive notice of matters relating to real property to purchasers for value and withoutKnowledge.

(h) “Title”: The estate or interest described in Schedule A.

2. If all of the Schedule B, Part I—Requirements have not been met within the time period specified in theCommitment to Issue Policy, this Commitment terminates and the Company’s liability and obligation end.

3. The Company’s liability and obligation is limited by and this Commitment is not valid without:(a) the Notice;(b) the Commitment to Issue Policy;(c) the Commitment Conditions;(d) Schedule A;(e) Schedule B, Part I—Requirements;(f) Schedule B, Part II—Exceptions; and(g) a counter-signature by the Company or its issuing agent that may be in electronic form.

4. COMPANY’S RIGHT TO AMENDThe Company may amend this Commitment at any time. If the Company amends this Commitment to add adefect, lien, encumbrance, adverse claim, or other matter recorded in the Public Records prior to theCommitment Date, any liability of the Company is limited by Commitment Condition 5. The Company shall notbe liable for any other amendment to this Commitment.

5. LIMITATIONS OF LIABILITY(a) The Company’s liability under Commitment Condition 4 is limited to the Proposed Insured’s actual

expense incurred in the interval between the Company’s delivery to the Proposed Insured of theCommitment and the delivery of the amended Commitment, resulting from the Proposed Insured’s goodfaith reliance to:(i) comply with the Schedule B, Part I—Requirements;(ii) eliminate, with the Company’s written consent, any Schedule B, Part II—Exceptions; or





(iii) acquire the Title or create the Mortgage covered by this Commitment.(b) The Company shall not be liable under Commitment Condition 5(a) if the Proposed Insured requested

the amendment or had Knowledge of the matter and did not notify the Company about it in writing.(c) The Company will only have liability under Commitment Condition 4 if the Proposed Insured would not

have incurred the expense had the Commitment included the added matter when the Commitment wasfirst delivered to the Proposed Insured.

(d) The Company’s liability shall not exceed the lesser of the Proposed Insured’s actual expense incurred ingood faith and described in Commitment Conditions 5(a)(i) through 5(a)(iii) or the Proposed PolicyAmount.

(e) The Company shall not be liable for the content of the Transaction Identification Data, if any.(f) In no event shall the Company be obligated to issue the Policy referred to in this Commitment unless all

of the Schedule B, Part I—Requirements have been met to the satisfaction of the Company.(g) In any event, the Company’s liability is limited by the terms and provisions of the Policy.

6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT(a) Only a Proposed Insured identified in Schedule A, and no other person, may make a claim under this

Commitment.(b) Any claim must be based in contract and must be restricted solely to the terms and provisions of this

Commitment.(c) Until the Policy is issued, this Commitment, as last revised, is the exclusive and entire agreement

between the parties with respect to the subject matter of this Commitment and supersedes all priorcommitment negotiations, representations, and proposals of any kind, whether written or oral, express orimplied, relating to the subject matter of this Commitment.

(d) The deletion or modification of any Schedule B, Part II—Exception does not constitute an agreement orobligation to provide coverage beyond the terms and provisions of this Commitment or the Policy.

(e) Any amendment or endorsement to this Commitment must be in writing and authenticated by a personauthorized by the Company.

(f) When the Policy is issued, all liability and obligation under this Commitment will end and the Company’sonly liability will be under the Policy.

7. IF THIS COMMITMENT HAS BEEN ISSUED BY AN ISSUING AGENTThe issuing agent is the Company’s agent only for the limited purpose of issuing title insurance commitmentsand policies. The issuing agent is not the Company’s agent for the purpose of providing closing or settlementservices.

8. PRO-FORMA POLICYThe Company may provide, at the request of a Proposed Insured, a pro-forma policy illustrating the coveragethat the Company may provide. A pro-forma policy neither reflects the status of Title at the time that thepro-forma policy is delivered to a Proposed Insured, nor is it a commitment to insure.

9. ARBITRATIONTHE POLICY CONTAINS AN ARBITRATION CLAUSE. ALL ARBITRABLE MATTERS WHEN THEPROPOSED POLICY AMOUNT IS $2,000,000 OR LESS SHALL BE ARBITRATED AT THE OPTION OFEITHER THE COMPANY OR THE PROPOSED INSURED AS THE EXCLUSIVE REMEDY OF THE





PARTIES. A PROPOSED INSURED MAY REVIEW A COPY OF THE ARBITRATION RULES AT<http://www.alta.org/arbitration>.

F-10 (Rev. 9/2011) 202021679IL

Illinois Real Estate Title Center, LLC2055 W. Iles Avenue, Suite B

Springfield, IL 62704Phone: (217) 787-3330

Fax: (217) 787-3331

INVESTORS TITLE COMPANY PRIVACY STATEMENT

FACTSWHAT DOES INVESTORS TITLE COMPANY DO WITH YOURPERSONAL INFORMATION?

Why?Financial companies choose how they share your personal information. Federal law givesconsumers the right to limit some but not all sharing. Federal law also requires us to tell youhow we collect, share, and protect your personal information. Please read this notice carefullyto understand what we do.

What?

The types of personal information we collect and share depend on the product or service youhave with us. This information can include: Social Security number and transaction history purchase history and mortgage rates and payments checking account information and wire transfer instructions

When you are no longer our customer, we continue to share your information as described inthis notice.

How?All financial companies need to share customer's personal information to run their everydaybusiness. In the section below, we list the reasons financial companies can share theircustomer's personal information; the reasons Investors Title Company chooses to share; andwhether you can limit this sharing.

Reasons we can share your personalinformation

Does Investors TitleCompany share? Can you limit this sharing?

For our everyday business purposes- such asto process your transactions, maintain youraccount(s), respond to court orders and legalinvestigations, or report to credit bureaus

Yes No

For our marketing purposes - to offer ourproducts and services to you Yes No

For joint marketing with other financialcompanies No We don't share

For our affiliates' everyday business purposes-information about your transactions andexperiences

Yes No

For our affiliates' everyday business purposes-information about your creditworthiness No No

For our affiliates to market to you No No

For nonaffiliates to market to you No We don't share

Questions? Call 800-326-4842 or go to www. invtitle.com

F-10 (Rev. 9/2011) 202021679IL

PAGE 2

Who we are

Who is providing this notice? Investors Title Company, Investors Title Insurance Company,National Investors Title Insurance Company, Investors TrustCompany*

What we do

How does Investors Title Companyprotect my personal information?

To protect your personal information from unauthorized accessand use, we use security measures that comply with federal law.These measures include computer safeguards and secured filesand buildings. We will continue to enhance our physical, electronicand procedural safeguards as new technologies become available.

How does Investors Title Companycollect my personal information?

We collect your personal information, for example, when you: open an account or apply for insurance file a claim or provide your mortgage information show your government issued ID

We also collect your personal information from others, such ascredit bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes

- information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rightsto limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can befinancial and nonfinancial companies. Our affiliates include companies with an Investors Title name;

financial companies such as Investors Title InsuranceCompany; and nonfinancial companies such as Investors TitleManagement Services, Inc.

Nonaffiliates Companies not related by common ownership or control. They canbe financial and nonfinancial companies. Investors Title Company does not share with nonaffiliates so

they can market to you.

Joint Marketing A formal agreement between nonaffiliated financial companies thattogether market financial products or services to you. Investors Title Company does not jointly market.

Other Important Information

*This notice also applies to Investors Title Exchange Corporation, Investors Title Accommodation Corporation,Investors Title Management Services, Inc., and Investors Title Capital Management Company. Investors TitleCompany may disclose information to Nonaffiliates as permitted by law.

GAP INDEMNITY AND HOLD HARMLESS AGREEMENT(Indemnitor to be Seller in a Purchase/Sale Transaction and Borrower in a Refinance

Transaction)

File/Commitment No.: 202021679ILDate of Closing: 09/21/2020Property Address: IL (the “Property”)

WHEREAS, the outbreak and continued spread of the Coronavirus known as COVID-19 has resulted instate governments and judicial systems declaring a state of emergency in which courthouses have beenclosed to the public; and

WHEREAS, such closures may delay the processing, recording, and indexing of deeds, mortgages, deedsof trust, deeds to secure debt, and other instruments for an indeterminate period of time; and

WHEREAS, Investors Title Insurance Company (hereinafter referred to as the "Company") has beenrequested by ___________________________ (Seller in a purchase and sale transaction and Borrower ina refinance transaction, hereinafter "Indemnitor"), to issue a final policy or policies of title insurance underthe above-referenced File/Commitment No. without exception for certain defects, liens, encumbrances,adverse claims or other matters caused, agreed to or allowed by Indemnitor, if any, first appearing in thepublic records or attaching subsequent to the effective date of the Commitment for Title Insurance issuedunder the above-referenced File/Commitment No., but prior to the date the documents creating theinterest or interests being insured have been properly filed of record (hereinafter referred to as the "GapException" or "Gap Exceptions").

NOW THEREFORE, in consideration of the Company's willingness to issue said policy or policies withoutcertain Gap Exceptions, Indemnitor, jointly and severally, for themselves, their heirs, personalrepresentatives and assigns, do hereby indemnify and hold the Company harmless from and against anyloss, damage, cost, charge, liability or expense, including attorneys’ fees and court costs, arising from, orin consequence of, the Company's insurance over the Gap Exceptions.

Indemnitor hereby warrants, represents, and certifies the following to the Company:

1. Indemnitor is a citizen of the United States, is under no legal disability, has not been divorcedsince purchasing the real estate.

2. That no proceedings in bankruptcy or receivership have been instituted by or against Indemnitor,nor has Indemnitor made any assignment for the benefit of creditors, which is in effect as to saidProperty.

3. That there are no actions or proceedings now pending in any State or Federal Court, nor anyState or Federal tax liens, or any other State or Federal lien or civil judgment of any kind or nature,including but not limited to support obligations, which could constitute a lien or charge against theProperty.

4. That there are no delinquent real estate taxes or unpaid current real estate, special assessmentsor pending assessments, or unpaid utility bills pertaining to or related to the Property.

5. That there are no unpaid bills or claims for labor, services, or material furnished for alteration,repair or construction of any improvement to said Property, and no such alteration, repair orconstruction has occurred within the last six (6) months.

6. That the real estate is occupied by Indemnitor, and there are no unrecorded liens, leases oroptions to purchase, or other unrecorded provisions, easements, rights of way, or agreementswhich encumber the Property.

7. That no dispute exists between Indemnitor and others concerning the title to said Property, theboundary lines of same, nor the location of the improvements upon this Property or the adjoiningreal estate.

8. Indemnitor knows of no other real estate mortgages, liens, or encumbrances on the property otherthan the mortgages, liens, or encumbrances disclosed on the title insurance commitment ANDIndemnitor has not made any draws against any open equity line loans secured by the abovereferenced Property that are to be paid off and closed as a condition of the loan.

9. That unless otherwise disclosed to the Company, the real estate has not been used as collateralfor a loan made to a person other than the Indemnitor or to a business in which the Indemnitorhas an interest.

As a material inducement to the Company agreeing to insure over the Gap Exceptions, Indemnitor furtherexpressly warrants and agrees to do the following:

1. To neither allow or take any action that may result in a Gap Exception being filed with respect totitle to the Property.

2. To promptly defend, remove, bond over, pay, discharge, satisfy, remove from title to the land orotherwise dispose of any Gap Exception upon the request of the Company.

3. Indemnitor agrees that if at any time the Company deems it necessary in order to satisfy itsobligations under said policy or policies, it may, in its sole discretion, without notice to Indemnitor,pay, satisfy, compromise or do any other act necessary in its judgment to obtain a release ordischarge of any Gap Exception and Indemnitor shall promptly reimburse the Company for anyamount so expended on behalf of Indemnitor, including reasonable attorneys’ fees. The Companyshall have the right to select counsel retained by the Company or Indemnitor as a result of effortsto obtain a release of any Gap Exceptions or to defend or prosecute any action pertaining to anyGap Exceptions.

Nothing herein contained shall be construed so as to obligate the Company to issue its Title InsurancePolicy in the form requested herein. However, should the Company issue any such Title Insurance Policy,it will do so in reliance upon the undertaking of the undersigned and the Insurance Policy shall be theconsideration for the above undertakings by the undersigned.

By signing below, Indemnitor hereby affirms under penalty of perjury that the representations andwarranties made by Indemnitor herein are true and accurate and the Company will rely on Indemnitor’srepresentations and warranties to issue its policy or policies of insurance pertaining to the Property.Date: _________________________

Indemnitor:

____________________________________

By:__________________________________

Name:_____________________________________

Title:_______________________________________

Indemnitor:

____________________________________

By:__________________________________

Name:_____________________________________

Title:_______________________________________

By signing below, Buyer(s)/Borrower(s) understand and agree that the Company cannot certify or provideany time period in which the deeds, mortgages, deeds of trust, deeds to secure debt or other instrumentswill be recorded in the applicable deed records. As a result, Buyers/Borrower(s) may not be able torefinance or sell the Property, obtain building permits for the Property, demonstrate recorded ownership ofand legal title to the Property, or provide recorded evidence of the status of liens against the Property untilthe time that the deed or other instrument is recorded in the applicable deed records. Buyer agrees tohold the Company harmless from any and all loss or damage arising from the inability to refinance or sellthe Property during this State of Emergency due to a failure to record or a delay in recording of any deed,deed of trust, mortgage or other instrument affecting legal title and record ownership of the Property,including but not limited to satisfactions or releases of prior liens and encumbrances.

(Borrower must sign as Indemnitor above and as Borrower below in a refinance transaction)

Date: ____________________________

Buyer(s)/Borrower(s):

____________________________________

By:__________________________________

Name:_____________________________________

Title:_______________________________________

Buyer(s)/Borrower(s):

____________________________________

By:__________________________________

Name:_____________________________________

Title:_______________________________________




Form No. 201-16-A ALTA Commitment Form - 2016(Adopted 08-01-16) (Technical Corrections 04-02-2018)

Schedule APage 1

This Commitment is not complete without appropriate Schedules and corresponding Jacket unlessotherwise agreed in writing.

Transaction Identification Data for reference only:Issuing Agent: Illinois Real Estate Title Center, LLCCommitment No.: 202021679ILIssuing Office File No.: 202021679ILProperty Address: IL

SCHEDULE A

1. Commitment Date: August 27, 2020 at 08:00 AM

2. Policy to be issued:

a. ALTA Owners Policy (06/17/06) Policy Amount: $10,000.00

Proposed Insured: AUCTION BUYER

3. The estate or interest in the Land described or referred to in this Commitment is Fee Simple.

4. The Title is, at the Commitment Date, vested in:

Lowell Bottorff and Loretta Ensminger

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Commitment No.: 202021679ILSCHEDULE A

(Continued)




Form No. 201-16-A ALTA Commitment Form - 2016(Adopted 08-01-16) (Technical Corrections 04-02-2018)

Schedule APage 2

5. The Land is described as follows:

Parcel I:The South Half of the Southeast Quarter of Section 29;And also 30 acres, more or less, of the Southwest Quarter of said Section 29 and being the South Half of theportion of said Quarter Section lying and being East of the Main South Fork of Bear Creek, all in Township 2North of the Base Line, Range 7 West of the Fourth Principal Meridian.

All except that portion thereof deed to Damon J. Whitaker and Joyce D. Whitaker by Warranty Deed recorded09/12/2012 as Document No. 2012R-09978, further described as:Being a part o the Southeast Quarter of Section 29, Township 2 North, Range 7 West of the Fourth PrincipalMeridian, Adams County, Illinois, and being more particularly described as follows:Beginning at the Southeast corner of the Southeast Quarter of said Section 29; thence North (assumedbearing for this description) 211.86 feet along the East line of said Southeast Quarter; thence South 89degrees 35 minutes 32 seconds West 144.32 feet; thence South 62 degrees 49 minutes 08 seconds West118.82 feet; thence South 01 degree 21 minutes 43 seconds East 154.81 feet to a point on the South line ofsaid Southeast Quarter; thence South 89 degrees 35 minutes 02 seconds East 246.33 feet to the point ofbeginning, said exception containing 1.13 acres, more or less.

Parcel II:The South Half of the Southwest Quarter of the Southwest Quarter of Section 28, Township 2 North, Range7West of the Fourth Principal Meridian.

All situated in Adams County, Illinois.

Issued through the Office of:Illinois Real Estate Title Center, LLC2055 W. Iles Avenue, Suite BSpringfield, IL 62704Tel. (217) 787-3330 Fax (217) 787-3331Email [email protected]

Authorized Countersignature

Commitment No.: 202021679IL




Form No. 201-16-B ALTA Commitment Form - 2016(Adopted 08-01-16) (Technical Corrections 04-02-2018)

Schedule BPage 3

SCHEDULE B, PART IRequirements

All of the following Requirements must be met:

1. The Proposed Insured must notify the Company in writing of the name of any party not referred to in thisCommitment who will obtain an interest in the Land or who will make a loan on the Land. The Companymay then make additional Requirements or Exceptions.

2. Pay the agreed amount for the estate or interest to be insured.

3. Pay the premiums, fees, and charges for the Policy to the Company.

4. Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, orboth, must be properly authorized, executed, delivered, and recorded in the Public Records.

5. Receipt of satisfactory, notarized Seller/Borrower Affidavit ([Form SB-1], copy attached).

6. Receipt of satisfactory executed Gap Indemnity and Hold Harmless Agreement (copy attached).

7. Duly authorized and executed deed from Lowell Bottorff and Loretta Ensminger, vesting fee simple title inAuction Buyer.

8. In order to issue final policy(ies) (a) Agency must obtain final title update; and (b) settlement agent mustprovide all required documentation as noted in Commitment.






Schedule BPage 4

SCHEDULE B, PART IIExceptions

THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, ORLIMITATION CONTAINED IN ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENTTHAT THE SPECIFIC COVENANT, CONDITION, RESTRICTION, OR LIMITATION VIOLATES STATE ORFEDERAL LAW BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY,HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN.

The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easementidentified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of theCompany:

1. Taxes for the year 2020, and subsequent years, not yet due and payable. Parcel I:Tax I.D. No. 06-0-0297-000-00. Taxes for the year 2019 paid in the amount of $316.84.Tax I.D. No. 06-0-0300-001-00. Taxes for the year 2019 paid in the amount of $1,451.36.

Parcel II:Tax I.D. No. 06-0-0289-000-00. Taxes for the year 2019 paid in the amount of $365.00.

2. Rights of the public, the State of Illinois, the County, the Township, and the Municipality in and to that partof the Land in question taken, used or dedicated for roads and highways.

3. Rights of way for drainage ditches, drainage tiles, feeders, laterals and underground pipes, if any.

4. Rights or claims of parties in possession not shown by the public records.

5. Rights of others thereto entitled in and to the continued uninterrupted flow of the Main South Fork of BearCreek, located on the Land.

6. Right of Way Easement to Adams Telephone Co-Operative recorded 05/29/1997 in Book 14 of Right ofWays at Page 1365, as Document No. 059028.

7. Right of Way Easement to ABS Water Co-Operative recorded 09/19/2006 in Book 706 at Page 9817.






Schedule BPage 5

8. Oil and Gas Lease in favor of Midland Minerals Corporation and recorded 10/21/1982 in Book 5 at Page376 as Document No. 11081, and any assignments thereto.

9. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title thatwould be disclosed by an accurate and complete land survey of the Land. The term "encroachment"includes encroachments of existing improvements located on the Land onto adjoining land, andencroachments onto the Land of existing improvements located on adjoining land. Paragraph 2 (c) of theCovered Risks is hereby deleted.

10. Any change in Title occurring subsequent to the effective date of this Commitment and prior to the date ofissuance of the title policy.

Note: This item will be deleted on the Final Loan Policy pursuant to Covered Risk 14 on the Loan Policy.

NOTE:The recording of deeds, deeds of trust and other instruments affecting legal title and record ownership ofthe land may be delayed during the State of Emergency thereby causing a delay or inability to refinance orsell the Land, obtain a building permit for the Land, or sell the insured mortgage on the secondary market.Loss or damage due to such delay during the State of Emergency does not fall within insured closingprotection coverage provided to the proposed insured.

Note: Title Insurance insured by Investors Title Insurance Company through Illinois Real Estate TitleCenter, LLC, 2055 W. Iles Avenue, Suite B, Springfield, IL 62704.




Form No. 201-16-C ALTA Commitment Form - 2016(Adopted 08-01-16) (Technical Corrections 04-02-2018)

Schedule CPage 1

SCHEDULE C

Parcel I:The South Half of the Southeast Quarter of Section 29;And also 30 acres, more or less, of the Southwest Quarter of said Section 29 and being the South Half of theportion of said Quarter Section lying and being East of the Main South Fork of Bear Creek, all in Township 2 Northof the Base Line, Range 7 West of the Fourth Principal Meridian.

All except that portion thereof deed to Damon J. Whitaker and Joyce D. Whitaker by Warranty Deed recorded09/12/2012 as Document No. 2012R-09978, further described as:Being a part o the Southeast Quarter of Section 29, Township 2 North, Range 7 West of the Fourth PrincipalMeridian, Adams County, Illinois, and being more particularly described as follows:Beginning at the Southeast corner of the Southeast Quarter of said Section 29; thence North (assumed bearing forthis description) 211.86 feet along the East line of said Southeast Quarter; thence South 89 degrees 35 minutes32 seconds West 144.32 feet; thence South 62 degrees 49 minutes 08 seconds West 118.82 feet; thence South01 degree 21 minutes 43 seconds East 154.81 feet to a point on the South line of said Southeast Quarter; thenceSouth 89 degrees 35 minutes 02 seconds East 246.33 feet to the point of beginning, said exception containing1.13 acres, more or less.

Parcel II:The South Half of the Southwest Quarter of the Southwest Quarter of Section 28, Township 2 North, Range7West of the Fourth Principal Meridian.

All situated in Adams County, Illinois.

Form No. SB-1 (Rev. 12/2016)

Seller/Borrower Affidavit 202021679IL

Illinois Real Estate Title Center, LLC2055 W. Iles Avenue, Suite B

Springfield, IL 62704(217) 787-3330

Fax: (217) 787-3331

State of Illinois, of

SELLER/BORROWER AFFIDAVIT(Seller to execute if sale; Borrower to execute if refinance or construction)


To induce the above-referenced agent to issue a policy in accordance with the above commitment, theundersigned Seller/Borrower being first duly sworn, depose and say as follows:

1. The deponent(s) is/are the owner of the real estate referred to in the above-referenced commitment.

2. The deponent(s) is/are a citizen of the United States, is under no legal disability, has not been divorced sincepurchasing the real estate, and had never been known by any other name (except as listed below), or theSeller/Borrower is not a non-resident alien, foreign corporation, foreign trust, foreign estate or other foreignentity (as defined in the Internal Revenue Code or Income Tax Regulations).

3. That no proceedings in bankruptcy or receivership have been instituted by or against the deponents(s), norhas deponent(s) made any assignment for the benefit of creditors, which is in effect as to said real estate.

4. That there are no actions or proceedings now pending in any State or Federal Court, nor any State or Federaltax liens, or any other State or Federal lien or civil judgment of any kind or nature, including but not limited tosupport obligations, which could constitute a lien or charge against the real estate.

5. That there are no delinquent real estate taxes or unpaid current real estate, special assessments or pendingassessments, or unpaid utility bills.

6. That there are no unpaid bills or claims for labor, services, or material furnished for alteration, repair orconstruction of any improvement to said real estate, and no such alteration, repair or construction hasoccurred within the last six (6) months. NOTE: If alterations, repairs or construction has occurred within thistime frame, an Affidavit Regarding Liens must be completed. Please contact the agent listed above for theappropriate form.

7. That unless otherwise indicated, the real estate is occupied by deponent(s), and there are no unrecordedliens, leases or options to purchase, or other unrecorded provisions, easements, rights of way, or agreementswhich encumber the real estate.

8. That no dispute exists between deponent(s) and others concerning the title to said real estate, the boundarylines of same, nor the location of the improvements upon this real estate or the adjoining real estate.

Form No. SB-1 (Rev. 12/2016)

Seller/Borrower Affidavit 202021679IL

9. The deponent(s) know(s) of no other real estate mortgages on the property other than the mortgage(s)disclosed on the title insurance commitment AND deponent(s) have not made any draws against any openequity line loans secured by the above referenced real estate that are to be paid down or closed as a conditionof the loan.

10. That unless otherwise indicated, the real estate has not been used as collateral for a loan made to a personother than the deponent(s) or to a business in which the deponent(s) has (have) an interest. If so, please listbelow.

11. There are no purchase money obligations being created in this transfer in favor of any seller.

12. There are no mobile or manufactured houses located on the real estate that have not been previouslydisclosed.

13. If you have evidence of prior title insurance on this property, you may be entitled to a reduced premium.Please contact the above agent for details.

Note any exceptions to the above statements here:

The undersigned agree(s) to indemnify Investors Title Insurance Company for any loss or expense, includingreasonable attorney fees, it may incur by reason of its reliance on the accuracy of the statements made herein.

FURTHER DEPONENT(S) SAYETH NOT.

SELLER/BORROWER:

___________________________________Lowell Bottorff

___________________________________Loretta Ensminger

Executed, subscribed and sworn to me this ______ day of _________________________, 20____.

My Commission Expires: Notary Public [NOTARY SEAL]