All About Private Flood Insurance by Unity One Insurance

ALL ABOUT PRIVATE FLOOD INSURANCE

MANY ORANGE COUNTY INSURANCE PLANS

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PRIVATE FLOOD INSURANCE KEEPS YOU AFLOAT

• Private flood insurance is a must in Southern California.

• We are surrounded by bodies of water and at any time a storm could cause water levels to rise.

• Many homes in Orange County, California are in flood zones.

• This is why if your home is close to water, flood insurance is necessary, and having private flood insurance is even better.

PRIVATE FLOOD INSURANCE IS BETTER

• Most flood insurance is provided trough the National Flood Insurance Program (NFIP).

• The NFIP was created in 1978 to offer affordable flood insurance coverage to homeowners and businesses located in flood zones.

• However, in reality, NFIP policyholders are seeing disproportionate rate increases every year, rates are no longer reflecting the actual risk especially for homes in Southern CA.

• Private flood insurance policies are given based on the risk and you could save money on your insurance.

• It’s also important to mention that homeowners insurance policies do not cover floods, and thus if you don’t have flood insurance and your home washes away, you lose everything.

PRIVATE FLOOD

INSURANCE

NFIP

WHAT TO DO?• Shop around! Private Flood Insurance is available

offering better coverage and more options along with very competitive rates that vary depending on the area and risk, premiums can be up to 70% lower.

BUT WHAT EXACTLY IS PRIVATE FLOOD

INSURANCE?

• Private flood insurance is simply a flood insurance policy written through an insurance company.

• The rates are set by the insurance companies based on the risk.

WE SAVE YOU TIME & MONEY. OUR BROKER IS EXPERIENCED AND LOCAL

• a broker represents many companies

• a broker can produce the best combination of coverages and services

• a broker can save you money

BUSINESS HOURS

• Mon-Fri 8:00am - 6:00pm

• Sat 10:00am - 5:00pm

• Sun By appointment

• Phone: 949-450-1822

• e-mail: [email protected].

OUR LOCATION

• 629 Camino De Los Mares, Suite #202B San Clemente CA 92673

OUR SERVICE AREA INCLUDES:

• Aliso Viejo, Anaheim, Anaheim Hills,

• Balboa, Balboa Island, Brea, Buena Park,

• Capistrano Beach, Corona Del Mar, Cypress, Costa Mesa, Coto De Caza, Cypress,

• Dove Canyon, Foothill Ranch, Fountain Valley, Fullerton,

• Garden Grove, Huntington Beach, Irvine,

• Ladera Ranch, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, La Habra, Lake Forest, Las Flores, Los Alamitos, La Palma,

• Midway City, Mission Viejo,

• Newport Beach, Newport Coast,

• Orange, Placentia, Portola Hills,

• Rancho Santa Margarita,

• San Clemente, San Juan Capistrano, Santa Ana,Stanton, Seal Beach, Silverado Canyon, Sunset Beach,

• Tustin, Tustin Ranch, Villa Park, Westminster, Yorba Linda.

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