Akhuwat- Chief Minister’s Self Employment Scheme---- Taking Qarz-e-Hasan To Scale
Akhuwat- Chief Minister’s Self Employment Scheme---- Taking Qarz-e-Hasan To Scale
Salient Features of the Akhuwat- CHIEF MINISTER SELF EMPLOYMENT SCHEME:
• Massive scale Project.• Rs. 2.0 Billion Qarz-e-Hasan Fund• Loan size Range• Loans to be used for enterprise purposes
only.• Collaboration with PVTC/TEVTA.• Strengthen relationship with mosque
Salient Features of the Akhuwat- CHIEF MINISTER SELF EMPLOYMENT SCHEME:
• No mark-up on the Pool.• Covering 90 % of the province of Punjab.• Eligibility criteria for the disbursement of
loans.• 83000 loans disbursed in the last one
year.• Joint venture between public sector and
civil society
Progress Report – up till 23rd November, 2012PROGRESS INDICATOR 31 October -12 23-Nov-12 Total
Total Benefiting Families 73,809 9,252 83,061
Loans Utilized by Male Entrepreneurs
44,855 5,718 50,573
Loans Utilized by Female Entrepreneurs 28,954 3,534 32,488
Amount Disbursed Rs 1,305,997,500 149,556,000 1,455,553,500
Percentage Recovery 99.87 - 99.87
Active Loans 69,127 78,379 78,379
Number of Branches 142 - 142
Number of Districts 30 - 30
Types of Businesses under taken by Beneficiaries of this Joint Programme
October 31, 2012
Serial No. Categories of BusinessNo. of Borrowers
1 Agriculture inputs 3942 Artificial Jewelry 8493 Auto workshop 2,3524 Beauty salon & Cosmetics 2,6275 Butcher shop 3776 Clinics 8637 Construction & Material 1,3788 Crockery Business 5869 Cycle Works 411
10 Dairy Industry 571
Types of Businesses under taken by Beneficiaries of this Joint Programme
October 31, 2012
Serial No. Categories of BusinessNo. of Borrowers
11 Decoration & gift item 57112 Electronic & services 3,61013 Embroidery 10,23114 Foods Stuff 9,75415 Furniture 1,98116 Garments 6,52117 Handicrafts 33218 Home Appliances & services 33819 Home Industry 41620 Leather Industry 1,29121 Live stock 2,14022 Lubricant Business 265
Types of Businesses under taken by Beneficiaries of this Joint Programme
October 31, 2012
Serial No. Categories of BusinessNo. of Borrowers
23 Mechanical & Engineering works 2,13024 Music & Instruments 8625 Plastic Molding 28126 Poultry Business 41427 Scrap & Recycling Work 1,40928 Sports Industry 11729 Stamp paper & Composing 10030 Stationery & Printing 67031 Transportation 6,20932 Tuition Centre 44433 Vendor 14,041
Total 73,809
PICTURES OF AKHUWAT- Chief Minister Self Employment Scheme
Inauguration of CMSES Project - disbursement event presided over by Mian Muhammad Shahbaz Sharif, Chief Minister Punjab in Shah Jamal Mosque on 3rd
November 2011
LAHORE
Mian Mohammad Shahbaz Sharif, Chief Minister Punjab and Mr. Zulfiqar Ali Khosa presenting cheque to a borrower in D.G. Khan on December 11, 2011
DG Khan
Chaudhary Naseer Ahmad Bhutta, MNA addressing borrowers in a disbursement event in Township on December 18, 2011
Lahore
Muzaffargarh
Beneficiaries of the Muzafargarh Branch as on January 26,2012
Beneficiaries of the Farooqabad Branch as on March 13,2012
Farooqabad
Beneficiaries of the Township and Green Town Branch as on April18,2012
Lahore
Beneficiaries of the Mian Meer and Badar Colony Branch in the Mian Meer Darbar as on May 22,2012
Lahore
Lahore
Mega Disbursement event in the Lahore as on October 18, 2012 in Alharma Cultural Complex in the presence of the Chief Minister Mian Shahbaz Sharif
Lahore
Mega Disbursement event in the Lahore as on October 18, 2012 in Alharma Cultural Complex in the presence of the Chief Minister Mian Shahbaz Sharif