A82ES75MD RC(7/11) DENTAL INSURANCE DE E Peace of Mind and Real Cash Benefits aflac.com/social 1.800.99.AFLAC (1.800.992.3522) Underwritten by: American Family Life Assurance Company of Columbus Worldwide Headquarters | 1932 Wynnton Road | Columbus, Georgia 31999
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aflac 1.800.99.aFlac (1.800.992.3522) DEEivymount.ss11.sharpschool.com/UserFiles/Servers/Server... · Aflac Dental doesn’t have precertification requirements. If the treatment is
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Guaranteed-reneWaBle : The policy is Guaranteed-Renewableforyourlifetime,subjecttoAflac’srighttochangepremiumsbyclassuponanyrenewaldate.
Pol icy year MaX iMuM: ThePolicy Year Maximumisthetotal dollar amountofbenefitspayableperpolicy year, perCoveredPerson.
Wait inG Per iod : The Waiting Period is the period afterthe Effective Date of coverage for which benefits are notpayable. If thepolicy is reinstated,allCoveredPersonswillbesubjecttonewWaitingPeriodsbeginningwiththedateofreinstatement.Ifadependentisaddedbyendorsement,theWaitingPeriodforsuchdependentwillbeginontheEffectiveDateoftheaddition.TheWaitingPeriodwillvarybasedonthebenefitcategory.
w h aT i s n o T C ov E R E D
Aflac will not pay benefits for losses caused by or resultingfrom any procedure not shown on the Schedule of DentalProcedures;servicesthatarenotrecommendedbyadentistorthatarenotrequiredforthepreservationorrestorationoforalhealth; repairs todentalworkwithinsixmonthsof theinitial work; treatment received while outside the territoriallimitsoftheUnitedStatesor,ifoutsidetheUnitedStates,theterritoriallimitsoftheplacewhereyourpolicywasissued;ortreatmentreceivedpriortotheEffectiveDateofcoverageor
this B r ochure is For i llustrat ive PurPoses only. re F e r to the Pol icy For coMPlete deF in it ions, deta i ls, l iM itat ions, and eXclus ions.
For Mo re in F o r Mat ion aB ou t the B eneF its ava i laBle , Please see the schedule oF dental Procedures.aFlac her e in Means aMer ican FaMily l i Fe assurance coMPany oF coluMBus.
smile. we’ve got you under our wing.®Millionsofpeoplebelieveasmileisthemostimportantphysicalattribute—moresothanhair,eyes,orfigure.1Thebestwaytomaintainorimproveyoursmileistobrushandflossyourteethdaily,visityourdentist,andapplyforanAflacDentalinsurancepolicy.
AflacDentalprovidesbenefitsforperiodiccheckupsandcleanings,X-rays,fillings,crowns,andmuchmore.It’syoursmileandyourpolicy;AflacDentalgivesyoucontrol.•you choose your dentist.BecauseAflacdoesn’tuseanetworkofdentists,youcangotoanydentistyouchoose.• you and your dentist choose the best treatment for you. Aflac Dental doesn’t have precertification
AflacDentalisdifferentfrommanyotherdentalplansyoumayhaveseen.• you know what you’re getting with aflac Dental.Theplanspellsoutthebenefitsforbothwellnessand
otherdiagnostic/treatmentservices.Therearenograyareas.Eachcoveredprocedurehasaspecificbenefitamount.• aflac Dental doesn’t have an annual deductible.Otherdentalplansmayrequireyou tomeetanannual
deductiblebeforebenefitsarepayable.• aflac Dental pays benefits regardless of any other plan.Evenifyouhaveothercoverage,you’llreceive
yourfullAflacbenefitamount.3
WithAflacDental’sannual Maximum Building Benefit,youcanreceiveevenmorebenefits.AflacwillincreaseeachCoveredPerson’sPolicyYearMaximumby$100aftereach12consecutivemonthsthepolicyisinforceuptoamaximumof$500perCoveredPerson.