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Advantages to Pre-Tax Deferral of Income in an Uncertain Tax Environment by Chris Nyland & Steve Broadbent
Jun 20, 2015
Chris Nyland and Steve Broadbent of Fulcrum Partners LLC contributed to the April edition of The Exchange for People, a Human Resources eMagazine. In this article, they examine current thinking on income deferral and how that's being challenged by recent economic trends.
“Employees who once routinely deferred compensation are now rethinking those habits as they consider updates to their financial plans. Among the concerns is whether it might be better to take income today because of the uncertainty of tax increases in the future."
“Employees who once routinely deferred compensation are now rethinking those habits as they consider updates to their financial plans. Among the concerns is whether it might be better to take income today because of the uncertainty of tax increases in the future."
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Transcript
A Challenge to Current Thinking on Income Deferral
THEEXCHANGEFORPEOPLESTRATEGYAPRIL2 0 1 4
PSX: A
DV
AN
TA
GES
TO
PR
E-T
AX
DEF
FER
AL
Basic Truths Still Hold
PSXA
PRIL
2014
Deferral with Higher Tax Rates Ahead
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PSX: A
DV
AN
TA
GES
TO
PR
E-T
AX
DEF
FER
AL
PSXA
PRIL
2014
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PSX: A
DV
AN
TA
GES
TO
PR
E-T
AX
DEF
FER
AL Lower Rates Now Do Not Matter
PSXA
PRIL
2014
PS
X: A
VA
NT
AG
ES T
O P
RE-
TA
X D
EFFE
RA
L
Deferred Compensation Plan Provides Advantages Over
Personal Investment Account as Taxes Rise
Security Concerns and Investment Choices
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