Adopt at Ion Requires

8/3/2019 Adopt at Ion Requires

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.Aviva Life Insurance Company India Pvt. Ltd.

Financial PlanningA Career Option


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A Career that gives you.

Opportunity

Respect

Wealth

Challenge

Satisfaction

Everything you desire

A Career with

Immense Opportunitiesand Unlimited Potential


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Persons from any background

Irrelevant of the work experience,can become

Financial Planning Advisor

Who can become a FPA ?


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What does a FPA do ?

Meets people and presents services. Helps customers understandthe benefits of Life Insurance.

Understand the financial needs and shape the future financialneeds of the clients.

Customize and recommend Avivas products to the customers as

per their need.

Provide consistent after- sales support

Expand the client base through referrals etc.


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In short

Ensures easy access to funds during customers difficult times

Helps customers realize their dreams

Protect their life-style

A Financial Planning Advisor


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To be an FPA you need

To be honest

To be hardworking

Good Networking skills

Good in communication

To be interested in learning new things

You should have a desire not only to succeed,

but to excel in whatever you do


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Why become a FPA ?

Helps you to fulfill your desires

Personal satisfaction

Better opportunity

Greater Challenge

Regular earnings

Respect


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Some Benefits of being an FPA

Personal and professional growth

Expanded social networking

Flexible working hours

No capital investment

Self decided income

Handsome earnings


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Who Are We?

Why Aviva ?


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2

Aviva Plc. - International Presence

Worlds 6th largest insurance company

No. 1 in the UK; Amongst top 5 players in UK, Ireland, Netherlands,

Poland, Spain, Turkey and Singapore

Europes leading life and pension provider

Overall premium income of US$ 41 billion (INR 200,000 crore)

Over US$ 300 billion assets under mgt (15,00,000 crore)

Operations in over 30 countries

Over 40 exclusive BA partnerships

Over 25 million customers and 70,000 employees


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Aviva India

A joint venture between Dabur & Aviva Dabur India is a 120 year old leading

FMCG company with turnover of

over INR 1400 crores

148 year old history pre-nationalization- The Group began writing life business in India in 1834

Largest private insurer pre-nationalisation

One of the first foreign insurance companies to open their

representative office in India (1995) Bancassurance partnerships include: ABN AMRO, American Express,

Lakshmi Vilas Bank, Centurion Bank of Punjab & Indusind Bank

Field force of over 30000 Financial Planning Advisers across the

country


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The Winning Model

DistributionMulti-channel platformRapid expansion of agency

Operations

State of ArtCustomer Oriented

BrandGlobal Presence

Product

Comprehensive portfolioInnovative and flexible

EntryJoint venture entry platformStrong and respected partners

PeopleTalent from diverse industries


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A Winning Strategy

Focus on sustainable long-term business

Balance customers and organizations needs

Develop & sell long-term products to meet

specific customer needs

Improved service levels

We have successfully built a sustainable andprofitable business globally and ensured consistentgrowth through sound vision and innovation


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Distribution Network

Corporate office in Gurgaon

Operations in all major towns and cities

Around 200 branches

30000 FPAs across India

Rapid expansion strategy in place


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Insurance : The Need & The Opportunity

Deregulation and privatisation has thrown up tremendousopportunities in the insurance industry

Vast untapped potentialbarely 6% of Indias insurablepopulation is insured

India, which accounts for 8% of Asias GDP only accounts for 1%of its life insurance premiums

Per capita premium in India is only Rs 500 as compared to 1.41lac in US, 1.78 lac in Japan, 55000 in Korea, 43000 in Spain

Indian insurance industry is slated to touch $ 25 bn by 2010assuming 7% GDP growth

Lack of a comprehensive social security system and escalatingcosts of administering pension system in the country


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Our Business Proposition


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Aviva FPA Benefits

Development of Business Skills through periodic training

Marketing Support Product Brochures, Flyers, Mailers

Full Time Manager Support

First Year Earnings Fat Percentage of Premium

Renewal Earnings Pension for the future

FPA Promotion Program - Employment with Aviva

Club memberships Jewel Club

Overseas Trips Blue Riband

Regular Contests Attractive gifts for performers


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Unlimited Earnings

Holidays Abroad

Career Progression

Lifelong Pension

Flexible Working Hours

World Class Training

Social Status

The Aviva Proposition


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The Great Value Deal

Every sale brings you one step closer to your dreams

Lifetime Commission Structure:*

1st Annual Premium 35%

2nd Annual Premium 6%

3rd Annual Premium 6%

4th Year Onwards 5% (Till the time policy continues)

* Commissions on highest selling whole life plan


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The Great Value Deal

MonthTotal

Policies

Per Mth

PremiumPer Policy Total Prem

1st YrComm @

30%

2nd YrComm @

6%

3rd YrComm @

6%

4th YrComm @

5%

5th YrComm

@ 5%

1st Yr

MONTHLY

INCOME

14400

2nd YrMONTHLY

INCOME

24630

3rd Yr

MONTHLY

INCOME

38730

4th Yr

MONTHLY

INCOME

63450

5th Yr

MONTHLY

INCOME100405

120960

Assuming 20% growth next year

75600Year 5 10 26000 3120000 43500 28800 1204860

28800 7614002016000 604800 75600 52200

936000

Average Earning Potential Demonstration For A Financial Planning Advisor

172800576000 172800

Total Earnings

464760

870000 261000 34560


295560

1260000 378000 52200 34560

Year 2 5 14500

17500


Year 4

Year 1 4 12000

8


21000

Year 3 6


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Lifelong Pension

Assuming you continue doingbusiness only for 10 years,

How much pension you would haveearned for yourself?

Rs 1 lac per month for Life

Can you earn that much pension in your current occupation?


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Your Work,

Your Time Anytime

Dream Tripsfor Star Performers


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Training - Investing In Your Future

Focus on ensuring an all round development of our advisors.

Various programs are designed to enhance

Knowledge

Skills

Attitude

Course content based on a legacy of our huge world wide experience

Weekly / monthly training sessions by SMs and professional trainers

World class infrastructure support in branches with equal access to advisors

Span of control restricted to 15 and 30 advisers per sales manager to ensure propergrooming and development

Exclusive Sales HR department to support development of front line sales


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Social Status

Blue Riband Foreign Trip

Jewel Club

Pearl

Emerald

Ruby Sapphire

Diamond

Club Rewards

Recognition letter from Director / MD

Business Allowance

Aviva Trophy

Gifts

Free Insurance Cover

Personalized Stationary

In addition there are monthly, quarterly, semi annual,

annual and milestones based contests


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Sensational Debut

3 policies with 50 K APE in 45 days of licensing

Policy Hitter (Monthly)

High Five Smashing 10 Super 15

NOP 5 APE 50 K NOP 10 APE 100K NOP 15 APE 150K

Jewel Club (Annual)

Diamond Tier 530 policies with 2200 / 1800 K APE

Sapphire Tier 430 policies with 1300 / 1500 K APE

Ruby Tier 3

25 policies with 1000K / 900 K APE

Emerald Tier 220 policies with 750 K APE

Pearl Tier 115 policies with 400 K APE

Blue Riband (Annual)

75 policies with 2000 K APE

FPARewards

and

RecognitionPlatform


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Employment with Aviva

Top Performing advisors are given an opportunity to haveemployment with Aviva


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Aviva - The Right Choice

An unlimited earning potential

Exciting growth opportunities

A professional work environment

Learning Opportunities

Personal and Professional Development

World class training in selling skills, financial assessment & advice

Career Progression

Thus giving you the power to take control of your future


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JoinAVIVA Life Insurance

as

Financial Planning Advisor

Avail an opportunity to realize your dreams !!


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Thank You

Adopt at Ion Requires

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