1 President’s Message Volume VI, ISSUE IX, 2014 IN THIS ISSUE 1. President’s Message 2. 2015 Annual Conference 3. Upcoming Events 4. Residents Corner 5. PracƟce Management from Medical ProtecƟve and Northwestern Mutual 6. This Month in OOOO The American College of Oral and Maxillofacial Surgeons Surgical Excellence Through Education REVIEW ACOMS As I write this missive to you, I am aƩending the AAOMS annual meeƟng in Honolulu, Hawaii. I know, I know, you are not exactly feeling sorry for me. I agree, not a bad gig, although as a Delegate from Virginia to the AAOMS House of Delegates, as a Residency Program Director, as a speaker at the meeƟng, and in my role represenƟng you as your President of ACOMS, I am actually quite busy with liƩle Ɵme for enjoying the lovely Hawaiian sun. Well, OK, maybe a liƩle Ɵme… At this meeƟng, the leadership of AAOMS and the leadership of ACOMS meet to discuss areas of mutual interest and to see how we can help each other. We understand that almost all of the members of ACOMS are also members of AAOMS and the we both have the same interests in mind — to beƩer our specialty. Although we leave legislaƟve policy to AAOMS, both organizaƟons are dedicated to providing conƟnuing educaƟon to our members so that we can be the best pracƟƟoners possible. AAOMS excels at large scale meeƟngs — their Annual Implant meeƟng in Chicago is a great example. It is a superb meeƟng by any measure. ACOMS tends to focus on the smaller, more inƟmate, and oŌen hands‐ on courses. Courses like the ACOMS hands‐on TMJ surgery course, the annual ACOMS Cadaver CosmeƟc Surgery course, the annual ACOMS Resident’s MeeƟng, the annual Ski MeeƟng in Aspen, and our Annual ScienƟfic Conference and ExhibiƟon have been hugely successful in part due to the more inƟmate style and focused approach we generally prefer. We are, aŌer all, a College, and collegiality is what we want at all of our meeƟngs. We want you to be able to talk to the speakers, meet and discuss cases with them and with your colleagues, and talk to a resident and find out what is the latest being taught at the teaching centers. Many of our meeƟngs include lunches. That is not a simple perk—it is by design. We want everyone, aƩendees, speakers, ACOMS officers, and residents to sit and share a meal, and have the opportunity to also share conversaƟon, ideas and experiences. Bringing clinicians, academicians, speakers and residents together for a greater purpose—that is what WE excel at. Why do I bring this up, and why am I touƟng another organizaƟon’s meeƟngs in addiƟon to ours? Because ACOMS is dedicated to surgical excellence through educaƟon. EducaƟon is not owned by any one group. We want our members to be the best surgical pracƟƟoners they can be and educaƟon is the way to accomplish that. ANY educaƟon. Whether it’s our meeƟng or somebody else’s, educaƟng our members benefits everyone. Some people, especially the newer generaƟon of OMS pracƟƟoners, feel that in‐person meeƟngs are going to go away in favor of online educaƟon. ACOMS recognizes that not everyone can make it to a distant meeƟng all of the Ɵme. One of my goals as President of ACOMS this year is to increase the access of our members to online educaƟonal opportuniƟes. Towards that end, our CommunicaƟons CommiƩee, (conƟnued on page 2)
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1
President’s Message Volume VI, ISSUE IX, 2014
IN THIS ISSUE
1. President’s Message
2. 2015 Annual Conference
3. Upcoming Events
4. Residents Corner
5. Prac ce Management from Medical
Protec ve and Northwestern Mutual
6. This Month in OOOO
The American College of Oral and Maxillofacial Surgeons Surgical Excellence Through Education REVIEW
ACOMS
As I write this missive to you, I am a ending the AAOMS annual mee ng in Honolulu, Hawaii. I know, I know, you are not exactly feeling sorry for me. I agree, not a bad gig, although as a Delegate from Virginia to the AAOMS House of Delegates, as a Residency Program Director, as a speaker at the mee ng, and in my role represen ng you as your President of ACOMS, I am actually quite busy with li le me for enjoying the lovely Hawaiian sun. Well, OK, maybe a li le me…
At this mee ng, the leadership of AAOMS and the leadership of ACOMS meet to discuss areas of mutual interest and to see how we can help each other. We understand that almost all of the members of ACOMS are also members of AAOMS and the we both have the same interests in mind — to be er our specialty. Although we leave legisla ve policy to AAOMS, both organiza ons are dedicated to providing con nuing educa on to our members so that we can be the best prac oners possible. AAOMS excels at large scale mee ngs — their Annual Implant mee ng in Chicago is a great example. It is a superb mee ng by any measure. ACOMS tends to focus on the smaller, more in mate, and o en hands‐on courses. Courses like the ACOMS hands‐on TMJ surgery course, the annual ACOMS Cadaver Cosme c Surgery course, the annual ACOMS Resident’s Mee ng, the annual Ski Mee ng in Aspen, and our Annual Scien fic Conference and Exhibi on have been hugely successful in part due to the more
in mate style and focused approach we generally prefer. We are, a er all, a College, and collegiality is what we want at all of our mee ngs. We want you to be able to talk to the speakers, meet and discuss cases with them and with your colleagues, and talk to a resident and find out what is the latest being taught at the teaching centers. Many of our mee ngs include lunches. That is not a simple perk—it is by design. We want everyone, a endees, speakers, ACOMS officers, and residents to sit and share a meal, and have the opportunity to also share conversa on, ideas and experiences. Bringing clinicians, academicians, speakers and residents together for a greater purpose—that is what WE excel at.
Why do I bring this up, and why am I tou ng another organiza on’s mee ngs in addi on to ours? Because ACOMS is dedicated to surgical excellence through educa on. Educa on is not owned by any one group. We want our members to be the best surgical prac oners they can be and educa on is the way to accomplish that. ANY educa on. Whether it’s our mee ng or somebody else’s, educa ng our members benefits everyone.
Some people, especially the newer genera on of OMS prac oners, feel that in‐person mee ngs are going to go away in favor of online educa on. ACOMS recognizes that not everyone can make it to a distant mee ng all of the me. One of my goals as President of ACOMS this year is to increase the access of our members to online educa onal opportuni es. Towards that end, our Communica ons Commi ee,
(con nued on page 2)
2
President’s Message (continued) chaired by Dr. Steven Gu enberg, is diligently working on providing educa onal content for our website and this very newsle er (we have already begun with the prac ce and risk management ar cles you see in this edi on). We will con nue to add more scien fic and clinical content over me as well as providing CE credit for this in the coming months. Of note, ACOMS is dedicated to providing this at no addi onal cost. We feel that this should be covered by your annual dues. This is all part of our commitment to you, our members.
Despite our inten on to increase online content, I feel strongly that in‐person mee ngs will, and should, con nue. These mee ngs provide a valuable opportunity to interact with the speakers and with your colleagues. It gives us the chance to see the exhibitors and look at new products available to us. It gives us the chance to meet your representa ves (such as your ACOMS Regent) and your leaders.
Hands‐on courses, so vital to the success of ACOMS are a par cular example of the advantage of in person mee ngs. You love to a end them, and we love to provide them!
So, in the end, I encourage you to a end an in‐person mee ng. Or several! Whether it’s our Annual Mee ng (to be held at the Ritz Carlton in Fort Lauderdale this spring), one of our smaller or hands‐on courses (did I men on the Ski Mee ng in Aspen this January??), or the AAOMS Implant mee ng, make it happen! You will be glad you did!!
Robert A. Strauss, DDS, MD ACOMS President
The ACOMS Hands‐on Surgical Educa on Series, in partnership with Nobel
Biocare, presents a two‐day hands‐on and didac c training opportunity:
Demys fying the Op ons for the Compromised Maxilla with a Fixed Prosthesis
You don’t want to miss Contemporary Concepts in Oral and Maxillofacial Surgery! Plan your trip, invite your family, colleagues, friends, and staff, and register today!
Each day will feature two lectures totaling three hours of educa on presented by a faculty of na onally and interna onally recognized experts, including:
R. Bryan Bell, MD, DDS, FACS
Marianela Gonzalez, DDS, MS, MD
Charles D. Hasse, DDS, MD, FICD
Deepak Krishnan, DDS
Kevin Rieck, DDS, MD
Joel Rosenlicht, DMD
Stephen A. Schendel, MD, DDS
Leonard Spector, DDS
Robert A. Strauss, DDS, MD
Timothy Turvey, DDS
The schedule has been set so as to provide up to six hours of skiing daily. Daily breakfast and après ski wine and cheese sessions are included. Space is limited. We encourage you to register early!
Aspen is one of the premier places in the world to ski and snowboard. With four unique mountains to choose from, there is something for everyone.
Aspen Mountain, Aspen Highlands, Bu ermilk and Snowmass have terrain for all levels of skiers and a endees may purchase a discounted li cket is valid for all four mountains! If you’ve
never skied or snowboarded before, Aspen/Snowmass is known for excellent instruc on.
Not a skier? Aspen has recrea on for the whole family, including arts and culture, shopping, din‐ing and nightlife, history, and more. Learn more about what to see and do in Aspen.
Product availability varies based upon business and regulatory approval and differs between companies. All products ad‐ministered and underwri en by Medical Protec ve or its affiliates. Visit medpro.com/affiliates for more informa on.
Occurrence and Claims‐Made Malprac ce Insurance: A quick primer for the prac cing OMS
by Joel Keirns, Opera ons Leader, Medical Protec ve
Many oral and maxillofacial surgeons may not know that there is a choice of policy types for their malprac ce insurance coverage.
Ask yourself this simple ques on: should my malprac ce coverage be based on when the incident actually occurred, or based on when the actual claim is made?
This might seem like an insurance technicality, but it’s one of the deciding factors when choosing between “occurrence” and “claims‐made” coverage—a decision that can equate to significant coverage differences over the course of your career.
A key issue is policy limits—the total amount of money that your insurance carrier will pay on your behalf. With claims‐made coverage, the limits you’ve chosen are available to pay all claims that are made during the current policy period (provided that you haven’t had any gaps in coverage).
Occurrence coverage provides a dis nct set of limits for each year you buy the policy – applicable to alleged errors that happened within each policy period – regardless of when a claim is made against you. A single incident will only affect the limits of the corresponding occurrence policy, leaving your other occurrence policies (and their limits) untouched.
Imagine that you’ve been prac cing since 2004, have maintained the same policy type and limits every year, and received no ce of a lawsuit today based on a surgery you performed in 2011:
With claims‐made coverage, your current claims‐made policy is triggered—even though the incident took place in 2011. And, if a new and different claim were to be made tomorrow (say, based on an extrac on in 2008), your current claims made policy would be triggered again.
With occurrence coverage, your 2011 policy would respond (a er all, that’s when the original incident occurred), and your other nine years of limits would be unaffected by this claim. If a new and different claim were to be made tomorrow (based on an extrac on in 2008), your 2008 occurrence policy would be triggered—again, without impac ng the other years’ limits.
Let’s put some solid numbers to it. Over the course of a 35‐year career, you could have as many as 129,000 pa ent interac ons. Assuming that you’ve maintained con nuous claims‐made coverage, your policy would offer limits of $1,000,000 per claim/$3,000,000 aggregate—to cover every one of those 129,000 interac ons that could turn into a new claim during the current policy year. In contrast, if you had purchased occurrence coverage each year for that same 35‐year period, you would have 35 different sets of limits to cover any claims that arise.
There are addi onal differences between claims‐made and occurrence policies that can impact your policy’s portability, your need to obtain an extended repor ng endorsement, and how your insurance carrier operates.
Next month, we will discuss “tail” coverage and how coverage can be con nued a er claims‐made policy termina on. Un l then, email ques ons, feedback, and future ar cle sugges ons to [email protected] or call 800‐4‐MEDPRO x3536.
Medical Protec ve is proud to partner with ACOMS as an affinity partner to provide
members with a solu on for their malprac ce insurance needs. Medical Protec ve’s 80,000
insureds, including several hundred oral surgeons, have benefited from their unmatched
financial strength, market commitment, and claims exper se for over a century.
Ar cle prepared by Northwestern Mutual with the coopera on of Tom Weilert and Karin Larrave. Northwestern Mutual is the
marke ng name for The Northwestern Mutual Life Insurance Company (NM), Milwaukee, WI, and its subsidiaries. Tom Weilert and
Karin Larrave are Wealth Management Advisors and insurance agents of Northwestern Mutual based in Irving, Texas. This infor‐
ma on is not intended as legal or tax advice.
A Need‐to‐Know Checklist on Long‐Term Care Provided By: Tom Weilert & Karin Larrave, Northwestern Mutual
Long‐term care planning is a par cularly relevant issue in this economic environment of market vola lity and rising financial concerns. When people experience difficult mes, we tend to take stock of our fundamental needs and re‐focus our a en on on the basics.
You might consider long‐term care planning for many reasons, but essen ally it helps to protect you and your loved ones from the financial and emo onal costs of a chronic illness or injury. This is important because Americans are living longer, which increases the likelihood of someday needing on‐going care. Once you have determined the necessity of protec ng you and your family against these poten al costs, the next step is to cri cally evaluate key components associated with long‐term care planning. The following ques ons can help you get started.
The Facts What are the chances that you will need some form of long‐term care either in an in‐pa ent facility, part‐ me during the day, or even at home? Most people have a false percep on of the facts around long‐term care. According to the Na onal Underwriter Company’s 2012 Field Guide: Seven in ten Americans age 65 or older will need some form of long‐term care at least once in their life me. An addi onal 43 percent will spend some me in a long‐term care facility, with 21 percent staying in that facility three
years or longer.
The Representa ve Because funding long‐term care can be a challenge, it’s important to work with a competent and trustworthy representa ve who understands your needs and can design a strategy to meet those needs. Has the representa ve conducted a thorough analysis of your situa on? Each person has a unique set of circumstances that determine the need for long‐term care. A representa ve with long‐term care experience can help you determine how much money you may need to fund long‐term care. He or she will also help you create a strategy to protect your personal and re rement assets so that they won’t be depleted by possible extended‐care costs. Has the representa ve earned any of the financial services industry designa ons? These designa ons demonstrate a financial representa ve’s commitment to professional development (e.g., CLU®, ChFC®, CLTC®) and to providing the highest level of planning exper se.
The Company The company suppor ng your financial representa ve and its reputa on and financial ra ngs are also crucial. The following ques ons are helpful when considering working with a company:
Is the company well‐established, with a history of strength and stability? A long‐term care event can happen at any me in your life. You want a company that is well‐posi oned to be there for you when you need it most.
What is the company’s reputa on among consumers? Have you, your friends, or family members done business with this
company? If so, have you been pleased with the company’s service? During mes of stress and difficulty, you want a company that will be responsive to your needs.
Long‐term care planning is a personal and important decision. Evalua ng your specific needs and circumstances, with the assistance of a trusted, knowledgeable financial representa ve and the backing of a solid company can help you determine your op ons and select a plan that makes sense for you.
This content was provided by Northwestern Mutual. Northwestern Mutual has
partnered with ACOMS as an affinity partner to provide discounted long term care