Top Banner
ACI 2 D TEST FOR TWO SECTORS Four wall charts full of infographic information about the branding of two sectors, banking and airlines . The focus is in auditing one established brand and one challenger in the market. WALL CHART & INFOGRAPHICS
14
Welcome message from author
This document is posted to help you gain knowledge. Please leave a comment to let me know what you think about it! Share it to your friends and learn new things together.
Transcript
Page 1: Acid Test for two sectors

ACI2D TEST FOR TWO SECTORS

Four wall charts full of infographic information about the branding of two sectors, banking and airlines . The focus is in auditing one established brand and one challenger in the market.

WALL CHART & INFOGRAPHICS

Page 2: Acid Test for two sectors
Page 3: Acid Test for two sectors

AMERICAN AIRLINES

Positioning Statement

(WHAT) I am the only US airline company

(HOW) that makes flying a unique and memorable experience

(TO WHOM) for everyday airline travelers

(WHERE) in the United States

(WHY) that want(s) to enjoy a comfortable travel experience

(WHEN) in an era of of safety concerns

According to the company

Page 4: Acid Test for two sectors

Desired Brand IdentityHERITAGE

I am from America and I personify the heritage of

American aviation

OFFERING

I offer a wide range of flight options for business or

leisure travel

AUDIENCE

I help everyday air travelers around the U.S.

BENEFITS

I offer low fares, loyalty programs and multi-purpose

lounges

PERSONALITY

I am comfortable, safe, reliable and caring

VALUES+BELIEFS

I continuously strive to make a positive impact

on the life of employees, customers and the

environment

MISSION ON EARTH

I am to committed to providing every citizen of the world with the

highest quality air travel to the widest selection of

destination possible.

VISION

I will continue to bring you a new level of

comfort, connectivity and convenience.

According to the company

AMERICAN AIRLINES

Page 5: Acid Test for two sectors

Actual Identity

$3,500

$100

Price Comparison (left to right): SINGLE, COUPLE, FAMILY

PRICE COMPARISON (ECONOMY CLASS)

AMERICAN JET BLUE SOUTHWEST VIRGIN CREW PRICE BAGGAGE COMFORT IFE

HIGH

LOW

AMERICAN AIRLINES

JET BLUE

SOUTHWEST

VIRGIN AMERICA

ACTUAL COMPETITIVE SERVICE QUALITY

According to third-party experts

AMERICAN AIRLINES

Page 6: Acid Test for two sectors

Brand Encounters

Key: Touchpoint Categories

Human

Digital

Physical

In-Flight Entertainment

Interior seating

Flight Crew

Cancelled Flight line

Digital Boarding-pass

Online booking

Frequent Miles Program

Lost luggage report TRAVEL PLANS

AIRPORTARRIVAL

Over time, as observed

AMERICAN AIRLINES

Page 7: Acid Test for two sectors

Key: Branded Touchpoints

What it means

What is shown

Creative usage of flag

Sans Serif, modern type-

light

Unaligned tag line

The plane is going to

the center of “new”

We are modernizing

Trend-aware, modern

We are fresh and light

We are innovating

Tie; Red, white and blue, gold

decorations

Nicely coiffedMilitary-inspired uniforms

Corporate, American and

Formal

We are traditionalWe are made in

the image of our military

Brand Expression

AMERICAN AIRLINES

Page 8: Acid Test for two sectors

Brand Image

Users

Non-users

According to users and non-users

AMERICAN AIRLINES

Page 9: Acid Test for two sectors

CURRENT CAMPAIGN

FOCUS ON THEUS AIRWAYS MERGER IS

DOESN’T CONNECT WITH

CUSTOMERS

PITCHED AS A LEADING

AIRLINE BUT HAS REALLY

POOR REVIEWS ON

CABIN CREW SERVICE,

CLEANLINESS, AND IFE

EXPERIENCE IS VERY

DISCONNECTED

FROM THE CURRENT

GENERATION OF AIR

TRAVELERS

NEED TO RE-DISCOVER

THE AUDIENCE THAT

THEY ARE SLOWLY

LOSING

SPECIFICALLY

MENTIONSINNOVATION

BUT NOT ACTING

ON THEIR WORD

STILL UNDER THE

ASSUMPTION THAT PAST

ACHIEVEMENTS STILL

MAKE THEM A LEADING

BRAND

ACI2D Test

A Actual Identity A well known way to travel at a decent price for below average service.

C1 Communicated Identity

Paving the way for future air travel at a great price to virtually any destination.

C2 Conceived Identity An out-dated icon on the verge of change distant from the customer experience.

I Ideal Identity A experience focusing on a hassle free and comforting way for modern Americans to travel.

D Desired Identity A leader in innovation that is changing the way people view air travel

AMERICAN AIRLINES

Page 10: Acid Test for two sectors
Page 11: Acid Test for two sectors
Page 12: Acid Test for two sectors
Page 13: Acid Test for two sectors

LACKING CAMPAIGNS

TO PROMOTE BRAND

AWARENESS TO BECOME

A WELL KNOWN FLIGHT

OPTION

MIXED OPINIONS ON

HOW COMFORTABLE THE

SEATING IS PORTRAYED

VIA COMMUNICATED

IDENTITY

NOT EVERY FLIGHT

OPTION OFFERS THE

BEST “PRICE” FOR THE

BEST QUALITY

BRAND PERFORMANCE AUDIT III MONICA TISMINESKY FRIED + MICHAEL BUQUET | SERV 724 | WINTER ‘14 | PROFESSOR ROBERT BAUVIRGIN AMERICA1. Positioning Statement

(WHAT) I am the only US airline company(HOW) that offers style, relaxation and entertainment

(TO WHOM) for younger, more urban, tech savvy travelers(WHERE) in the United States

(WHY) that want(s) to have an upscale experience(WHEN) in an era of of airline blandness

According to the Company

Price Comparison (left to right): SINGLE, COUPLE, FAMILY

3. Actual Identity

CREW PRICE BAGGAGE COMFORT IFE

HIGH

LOW

AMERICAN AIRLINES

JET BLUE

SOUTHWEST

VIRGIN AMERICA

ACTUAL COMPETITIVE SERVICE QUALITY PRICE COMPARISON (ECONOMY CLASS)

AMERICAN JET BLUE SOUTHWEST VIRGIN

$3,500

$100

According to third-party experts

2. Desired Brand Identity

HERITAGE

I am an innovator rethinking what it means to fly

OFFERINGS

I offer consumers style, relaxation and entertainment

AUDIENCE

I help tech savvy and urban adventurers get from A to V

BENEFITS

I offer low fares with designer seating, excellent in flight entertainment, and

luxurious lounges

PERSONALITY

I am entertaining, convenient, and stylish

VALUES+BELIEFS

I believe in the importance of innovation, the best customer service, and

productivity

MISSION ON EARTH

I exist to offer a “breath of fresh airline” experience for

air travelers

VISION

I want to ensure air travelkeeps getting better

According to the company

5. Brand Image

Users Non-users

According to users and non-users

4. Brand Encounters

In-Flight Entertainment

Interior seating

Flight Crew

PlaneBoarding

Digital Check-In

Online bookingFrequent

Miles Program

VIPLounges

TRAVEL PLANS

AIRPORTARRIVAL

Over time, as observed

A Actual Identity A stylish airline with limited destinations but unlimited entertainment.

C1 Communicated Identity A modern flight experience for young tech savvy travelers.

C2 Conceived Identity A new luxury flight service with cool lighting and great in flight entertainment.

I Ideal Identity A customer driven experience that is redefining air travel style, comfort, and entertainment.

D Desired Identity A “breath of fresh air travel” experience focused on innovation and customer service.

Key: Branded Touchpoints

Plane icon rising

lower case, modern type-

light

symbolic imagery

call to actioninformal, modern offer in-flight

WiFi

flashy makeup open kimono collar

glamourous jewelry

a young party vibe stylish and

relaxedinformal and fun

What it means

What is shown

6. ACI2D Test

Key: Touchpoint Categories

Human

Digital

Physical

ASSUMED TO BE NON

USER FRIENDLY BUT

ACTUALLY INCLUDES A

GOOD MOBILE SERVICE

CAMPAIGNS NOT

ADDRESSING TRUST

ISSUES WITH CURRENT,

PAST, AND FUTURE

CUSTOMERS

ATTEMPTS TO BE

VIEWED AS A FRIENDLY

SERVICE BUT CONSIDERED TO BE

CORRUPT

SHOULD ATTEMPT TO

IMPROVE EXISTING

SERVICE TO RE-BUILD

BRAND LOYALTY

CLEARLY HAS

SERIOUS IMAGE

ISSUES DUE TO

RECENT ACTIVITY ON

WALL STREET

1. Positioning Statement

(WHAT) I am the only commercial bank(HOW) that offers innovative banking products and services with unmatched

accessibility and security(TO WHOM) for American people, companies, and institutional investors

(WHERE) in the United States(WHY) that want(s) to have banking be less complex more transparent and easier to do

business with(WHEN) in an era of a post-recession economy

According to the brand

2. Desired Brand Identity

HERITAGE

My heritage is woven intomy very name, I am a part of

American history for morethan 200 years

OFFERINGS

I offer innovative bankingproducts and services with

unmatched accessibility andsecurity

AUDIENCE

I serve the American peopleand companies

BENEFITS

I provide personalizedfinancial advice and

guidance on every aspect in customer’s lives

PERSONALITY

I am stout, serious and asAmerican as apple pie

VALUES+BELIEFS

I believe in banking thatis less complex, more

transparent and easier to dobusiness with

MISSION ON EARTH

I am here to make thefinancial lives of those who do business with us better

VISION

I am committed to buildmeaningful connections thathelp make your financial life

better

According to the company

5. Brand Image

Users Non-users

According to users and non-users

4. Brand Encounters

BankTeller

BankOffice

ATMWithdrawal

OnlineSign up

BillboardAd

BANKING NEEDS

ENTERS BANK OR ATMLEAVES

Over time, as observed6. ACI2D Test

A Actual Identity A well known American bank with many options to meets the basic needs of customers.

C1 Communicated Identity A plethora of ways to start managing your money or get advice from financial experts.

C2 Conceived Identity A corrupted service only concerned about money and not the well being of loyal customers.

I Ideal Identity A experience focusing on hassle free money management that is a pleasure to do business with.

D Desired Identity A trustworthy system for banking that offers you everything you need and more.

Key: Branded Touchpoints

woman dressed in a

leather jacket

ATMs all over LA Social Media Status layout

Addressing specific

demographic

Value propositionBank of America

is your friend

Privacy walls “We make it easier”

Laptop

Secure bankingValue

proposition

Don’t forget we are Online

What it means

What is shown

MONICA TISMINESKY FRIED + MICHAEL BUQUET | SERV 724 | WINTER ‘14 | PROFESSOR ROBERT BAU BANK OF AMERICABRAND PERFORMANCE AUDIT III

Fee Comparison (left to right): OVERDRAFT, ATM, STOP PAYMENT ITEM, RETURN DEPOSIT

3. Actual Identity According to third-party experts

ACCESS MOBILE TRUST RATES FEES

GREAT

POOR

BANK OF AMERICA

CAPITAL ONE

CITIBANK

SIMPLE

ACTUAL COMPETITIVE SERVICE QUALITY BANK PENALTY FEE COMPARISON

BANK OF AMERICA CAPITAL ONE CITIBANK SIMPLE

$40

$0

Key: Touchpoint Categories

Human

Digital

Physical

LACKING CAMPAIGNS TO

PROMOTE BRAND AWARENESS

TO BECOME A WELL KNOWN

BANKING OPTIONNEEDS TO ESTABLISH ACTUAL

BANK AND NOT REQUIRE

PARTNER BANK TO PROVIDE

SERVICE

NOT NECESSARILY

WITHOUT ANY

PENALTY FEES

What it means

1. Positioning Statement

(WHAT) I am the only commercial bank(HOW) that doesn’t profit from customer failures and

provides a simple and fun way to tackle your finances(TO WHOM) for people fed-up with the banking system

(WHERE) in the United States(WHY) that want(s) to simplify their lives

(WHEN) in an era of the 99% taking their lives back

6. ACI2D Test4. Brand Encounters

Key: Branded Touchpoints

What it means

What is shown

Simple heading

Quick suggestion Account balance

Clarifies purpose

We cover every detail Clear information

VISA logo Invite iconPastel colors

This is legitimate Exclusive and

trustworthyWe are laid back

Money monitoring

ReceiveCard

OnlineSign up

FacebookAd

BANKING NEEDS

SPENDSAVING

A Actual Identity A digital way to track your spending on your smartphone.

C1 Communicated Identity A digital banking service for young people that enjoy technology.

C2 Conceived Identity Virtually unknown mobile application to view your financial information.

I Ideal Identity An beautifully accessible way to be in control of your financial future at any place in the world.

D Desired Identity A simple way to mange your spending that helps you save money.

5. Brand Image

UsersNon-users

According to users and non-users

According to the company Over time, as observed

2. Desired Brand Identity

HERITAGE

I am new in the marketplace but I draw from simplicity seekers

throughout history

OFFERINGS

I offer every built in tool you need to manage your

money

AUDIENCE

I serve everyone in the US,for now. I aspire to grow

Worldwide

BENEFITS

I offer virtually no fees and an integration of all tools needed to manage money

PERSONALITY

I am a minimalistic, common sense, honest-to-

goodness partner

VALUES+BELIEFS

I believe that smart spending and saving choices should be

easy, fun and effortless

MISSION ON EARTH

I am on earth to makemanaging your money a

simple and even fun thing

VISION

I want to revolutionizebanking worldwide

According to the company

MONICA TISMINESKY FRIED + MICHAEL BUQUET | SERV 724 | WINTER ‘14 | PROFESSOR ROBERT BAUSIMPLE BRAND PERFORMANCE AUDIT III

Fee Comparison (left to right): OVERDRAFT, ATM, STOP PAYMENT ITEM, RETURN DEPOSIT

3. Actual Identity According to third-party experts

ACCESS MOBILE TRUST RATES FEES

GREAT

POOR

BANK OF AMERICA

CAPITAL ONE

CITIBANK

SIMPLE

ACTUAL COMPETITIVE SERVICE QUALITY BANK PENALTY FEE COMPARISON

BANK OF AMERICA CAPITAL ONE CITIBANK SIMPLE

$40

$0

Key: Touchpoint Categories

Human

Digital

Physical

Page 14: Acid Test for two sectors

CURRENT CAMPAIGN

FOCUS ON THEUS AIRWAYS MERGER IS

DOESN’T CONNECT WITH

CUSTOMERS

PITCHED AS A LEADING

AIRLINE BUT HAS REALLY

POOR REVIEWS ON

CABIN CREW SERVICE,

CLEANLINESS, AND IFE

EXPERIENCE IS VERY

DISCONNECTED

FROM THE CURRENT

GENERATION OF AIR

TRAVELERS

NEED TO RE-DISCOVER

THE AUDIENCE THAT

THEY ARE SLOWLY

LOSING

SPECIFICALLY

MENTIONSINNOVATION

BUT NOT ACTING

ON THEIR WORD

STILL UNDER THE

ASSUMPTION THAT PAST

ACHIEVEMENTS STILL

MAKE THEM A LEADING

BRAND

MONICA TISMINESKY FRIED + MICHAEL BUQUET | SERV 724 | WINTER ‘14 | PROFESSOR ROBERT BAUGO TEAM BLUE!

1. Positioning Statement

BRAND PERFORMANCE AUDIT III

(WHAT) I am the only US airline company(HOW) that makes flying a unique and memorable experience

(TO WHOM) for everyday airline travelers(WHERE) in the United States

(WHY) that want(s) to enjoy a comfortable travel experience(WHEN) in an era of of safety concerns

6. ACI2D Test 4. Brand Encounters

AMERICAN AIRLINES

Key: Touchpoint Categories

Human

Digital

Physical

In-Flight Entertainment

Interior seating

Flight Crew

Cancelled Flight line

Digital Boarding-pass

Online booking

Frequent Miles Program

Lost luggage report TRAVEL PLANS

AIRPORTARRIVAL

A Actual Identity A well known way to travel at a decent price for below average service.

C1 Communicated Identity Paving the way for future air travel at a great price to virtually any destination.

C2 Conceived Identity An out-dated icon on the verge of change distant from the customer experience.

I Ideal Identity A experience focusing on a hassle free and comforting way for modern Americans to travel.

D Desired Identity A leader in innovation that is changing the way people view air travel

5. Brand Image

Users Non-users

According to users and non-users

According to the companyOver time, as observed

3. Actual Identity

$3,500

$100

Price Comparison (left to right): SINGLE, COUPLE, FAMILY

PRICE COMPARISON (ECONOMY CLASS)

AMERICAN JET BLUE SOUTHWEST VIRGIN CREW PRICE BAGGAGE COMFORT IFE

HIGH

LOW

AMERICAN AIRLINES

JET BLUE

SOUTHWEST

VIRGIN AMERICA

ACTUAL COMPETITIVE SERVICE QUALITY

According to third-party experts

2. Desired Brand Identity

HERITAGE

I am from America and I personify the heritage of

American aviation

OFFERING

I offer a wide range of flight options for business or

leisure travel

AUDIENCE

I help everyday air travelers around the U.S.

BENEFITS

I offer low fares, loyalty programs and multi-purpose

lounges

PERSONALITY

I am comfortable, safe, reliable and caring

VALUES+BELIEFS

I continuously strive to make a positive impact

on the life of employees, customers and the

environment

MISSION ON EARTH

I am to committed to providing every citizen of the world with the

highest quality air travel to the widest selection of

destination possible.

VISION

I will continue to bring you a new level of

comfort, connectivity and convenience.

According to the company

Key: Branded Touchpoints

What it means

What is shown

Creative usage of flag

Sans Serif, modern type-

light

Unaligned tag line

The plane is going to

the center of “new”

We are modernizing

Trend-aware, modern

We are fresh and light

We are innovating

Tie; Red, white and blue, gold

decorations

Nicely coiffedMilitary-inspired uniforms

Corporate, American and

Formal

We are traditionalWe are made in

the image of our military

LACKING CAMPAIGNS

TO PROMOTE BRAND

AWARENESS TO BECOME

A WELL KNOWN FLIGHT

OPTION

MIXED OPINIONS ON

HOW COMFORTABLE THE

SEATING IS PORTRAYED

VIA COMMUNICATED

IDENTITY

NOT EVERY FLIGHT

OPTION OFFERS THE

BEST “PRICE” FOR THE

BEST QUALITY

BRAND PERFORMANCE AUDIT III MONICA TISMINESKY FRIED + MICHAEL BUQUET | SERV 724 | WINTER ‘14 | PROFESSOR ROBERT BAUVIRGIN AMERICA1. Positioning Statement

(WHAT) I am the only US airline company(HOW) that offers style, relaxation and entertainment

(TO WHOM) for younger, more urban, tech savvy travelers(WHERE) in the United States

(WHY) that want(s) to have an upscale experience(WHEN) in an era of of airline blandness

According to the Company

Price Comparison (left to right): SINGLE, COUPLE, FAMILY

3. Actual Identity

CREW PRICE BAGGAGE COMFORT IFE

HIGH

LOW

AMERICAN AIRLINES

JET BLUE

SOUTHWEST

VIRGIN AMERICA

ACTUAL COMPETITIVE SERVICE QUALITY PRICE COMPARISON (ECONOMY CLASS)

AMERICAN JET BLUE SOUTHWEST VIRGIN

$3,500

$100

According to third-party experts

2. Desired Brand Identity

HERITAGE

I am an innovator rethinking what it means to fly

OFFERINGS

I offer consumers style, relaxation and entertainment

AUDIENCE

I help tech savvy and urban adventurers get from A to V

BENEFITS

I offer low fares with designer seating, excellent in flight entertainment, and

luxurious lounges

PERSONALITY

I am entertaining, convenient, and stylish

VALUES+BELIEFS

I believe in the importance of innovation, the best customer service, and

productivity

MISSION ON EARTH

I exist to offer a “breath of fresh airline” experience for

air travelers

VISION

I want to ensure air travelkeeps getting better

According to the company

5. Brand Image

Users Non-users

According to users and non-users

4. Brand Encounters

In-Flight Entertainment

Interior seating

Flight Crew

PlaneBoarding

Digital Check-In

Online bookingFrequent

Miles Program

VIPLounges

TRAVEL PLANS

AIRPORTARRIVAL

Over time, as observed

A Actual Identity A stylish airline with limited destinations but unlimited entertainment.

C1 Communicated Identity A modern flight experience for young tech savvy travelers.

C2 Conceived Identity A new luxury flight service with cool lighting and great in flight entertainment.

I Ideal Identity A customer driven experience that is redefining air travel style, comfort, and entertainment.

D Desired Identity A “breath of fresh air travel” experience focused on innovation and customer service.

Key: Branded Touchpoints

Plane icon rising

lower case, modern type-

light

symbolic imagery

call to actioninformal, modern offer in-flight

WiFi

flashy makeup open kimono collar

glamourous jewelry

a young party vibe stylish and

relaxedinformal and fun

What it means

What is shown

6. ACI2D Test

Key: Touchpoint Categories

Human

Digital

Physical

ASSUMED TO BE NON

USER FRIENDLY BUT

ACTUALLY INCLUDES A

GOOD MOBILE SERVICE

CAMPAIGNS NOT

ADDRESSING TRUST

ISSUES WITH CURRENT,

PAST, AND FUTURE

CUSTOMERS

ATTEMPTS TO BE

VIEWED AS A FRIENDLY

SERVICE BUT CONSIDERED TO BE

CORRUPT

SHOULD ATTEMPT TO

IMPROVE EXISTING

SERVICE TO RE-BUILD

BRAND LOYALTY

CLEARLY HAS

SERIOUS IMAGE

ISSUES DUE TO

RECENT ACTIVITY ON

WALL STREET

1. Positioning Statement

(WHAT) I am the only commercial bank(HOW) that offers innovative banking products and services with unmatched

accessibility and security(TO WHOM) for American people, companies, and institutional investors

(WHERE) in the United States(WHY) that want(s) to have banking be less complex more transparent and easier to do

business with(WHEN) in an era of a post-recession economy

According to the brand

2. Desired Brand Identity

HERITAGE

My heritage is woven intomy very name, I am a part of

American history for morethan 200 years

OFFERINGS

I offer innovative bankingproducts and services with

unmatched accessibility andsecurity

AUDIENCE

I serve the American peopleand companies

BENEFITS

I provide personalizedfinancial advice and

guidance on every aspect in customer’s lives

PERSONALITY

I am stout, serious and asAmerican as apple pie

VALUES+BELIEFS

I believe in banking thatis less complex, more

transparent and easier to dobusiness with

MISSION ON EARTH

I am here to make thefinancial lives of those who do business with us better

VISION

I am committed to buildmeaningful connections thathelp make your financial life

better

According to the company

5. Brand Image

Users Non-users

According to users and non-users

4. Brand Encounters

BankTeller

BankOffice

ATMWithdrawal

OnlineSign up

BillboardAd

BANKING NEEDS

ENTERS BANK OR ATMLEAVES

Over time, as observed6. ACI2D Test

A Actual Identity A well known American bank with many options to meets the basic needs of customers.

C1 Communicated Identity A plethora of ways to start managing your money or get advice from financial experts.

C2 Conceived Identity A corrupted service only concerned about money and not the well being of loyal customers.

I Ideal Identity A experience focusing on hassle free money management that is a pleasure to do business with.

D Desired Identity A trustworthy system for banking that offers you everything you need and more.

Key: Branded Touchpoints

woman dressed in a

leather jacket

ATMs all over LA Social Media Status layout

Addressing specific

demographic

Value propositionBank of America

is your friend

Privacy walls “We make it easier”

Laptop

Secure bankingValue

proposition

Don’t forget we are Online

What it means

What is shown

MONICA TISMINESKY FRIED + MICHAEL BUQUET | SERV 724 | WINTER ‘14 | PROFESSOR ROBERT BAU BANK OF AMERICABRAND PERFORMANCE AUDIT III

Fee Comparison (left to right): OVERDRAFT, ATM, STOP PAYMENT ITEM, RETURN DEPOSIT

3. Actual Identity According to third-party experts

ACCESS MOBILE TRUST RATES FEES

GREAT

POOR

BANK OF AMERICA

CAPITAL ONE

CITIBANK

SIMPLE

ACTUAL COMPETITIVE SERVICE QUALITY BANK PENALTY FEE COMPARISON

BANK OF AMERICA CAPITAL ONE CITIBANK SIMPLE

$40

$0

Key: Touchpoint Categories

Human

Digital

Physical

LACKING CAMPAIGNS TO

PROMOTE BRAND AWARENESS

TO BECOME A WELL KNOWN

BANKING OPTIONNEEDS TO ESTABLISH ACTUAL

BANK AND NOT REQUIRE

PARTNER BANK TO PROVIDE

SERVICE

NOT NECESSARILY

WITHOUT ANY

PENALTY FEES

What it means

1. Positioning Statement

(WHAT) I am the only commercial bank(HOW) that doesn’t profit from customer failures and

provides a simple and fun way to tackle your finances(TO WHOM) for people fed-up with the banking system

(WHERE) in the United States(WHY) that want(s) to simplify their lives

(WHEN) in an era of the 99% taking their lives back

6. ACI2D Test4. Brand Encounters

Key: Branded Touchpoints

What it means

What is shown

Simple heading

Quick suggestion Account balance

Clarifies purpose

We cover every detail Clear information

VISA logo Invite iconPastel colors

This is legitimate Exclusive and

trustworthyWe are laid back

Money monitoring

ReceiveCard

OnlineSign up

FacebookAd

BANKING NEEDS

SPENDSAVING

A Actual Identity A digital way to track your spending on your smartphone.

C1 Communicated Identity A digital banking service for young people that enjoy technology.

C2 Conceived Identity Virtually unknown mobile application to view your financial information.

I Ideal Identity An beautifully accessible way to be in control of your financial future at any place in the world.

D Desired Identity A simple way to mange your spending that helps you save money.

5. Brand Image

UsersNon-users

According to users and non-users

According to the company Over time, as observed

2. Desired Brand Identity

HERITAGE

I am new in the marketplace but I draw from simplicity seekers

throughout history

OFFERINGS

I offer every built in tool you need to manage your

money

AUDIENCE

I serve everyone in the US,for now. I aspire to grow

Worldwide

BENEFITS

I offer virtually no fees and an integration of all tools needed to manage money

PERSONALITY

I am a minimalistic, common sense, honest-to-

goodness partner

VALUES+BELIEFS

I believe that smart spending and saving choices should be

easy, fun and effortless

MISSION ON EARTH

I am on earth to makemanaging your money a

simple and even fun thing

VISION

I want to revolutionizebanking worldwide

According to the company

MONICA TISMINESKY FRIED + MICHAEL BUQUET | SERV 724 | WINTER ‘14 | PROFESSOR ROBERT BAUSIMPLE BRAND PERFORMANCE AUDIT III

Fee Comparison (left to right): OVERDRAFT, ATM, STOP PAYMENT ITEM, RETURN DEPOSIT

3. Actual Identity According to third-party experts

ACCESS MOBILE TRUST RATES FEES

GREAT

POOR

BANK OF AMERICA

CAPITAL ONE

CITIBANK

SIMPLE

ACTUAL COMPETITIVE SERVICE QUALITY BANK PENALTY FEE COMPARISON

BANK OF AMERICA CAPITAL ONE CITIBANK SIMPLE

$40

$0

Key: Touchpoint Categories

Human

Digital

Physical