Account Opening Form

Trust Bank Limited

Customer's l.D. No.

To

The Chief Manager/Manager

Trust Bank Limited

........ Branch

Branch Code Account Number

ACCOUNT OPENING FORMFOR PERSONAL ACCOUNT

(n Single/!Joint)

Sir,l/We, hereby, apply to open the following account in your branch. l/We furnish detailed information below :

2. Type of account (Mark Tick) :

! Savings nCurrent [Sfo IFixed nfC nRFCD INFCD[Others(Mention)

3. Currency (Mark Tick) :

n tata n US Oottar I Euro n Pound n Others (Mention)

4. Mode of Account operation :

! Singly I Jointly ! Any one ! Others (Mention)

5. Other Bank Accounts of the customer (if any) :

Barnch Type of the account (Mark Tick)

! Depositaccount n Loan account !Others (Mention)

n Depositaccount n Loan account nOtners (Mention)

n Depositaccount n Loan account nOthers (Mention)

1. Name of the account :

Name of the Bank

Introducer's Information :

a.

b.

c.

6.

a.

b.

c.

d.

7.

8.

Name

Account Number

Name of the branch

Signature (with date)

Initial Deposit

Information related to

: Amount:

FDR : Amount:

Currency :

Tenor :

(Cheque/Cash)

(Cheque/Cash)

Interest Rate :

Date of Maturity , [-------l

In case of Renewal (Mark Tick) :

f Renew PrinciPal & Interest

n Renew PrincipalonlY

I Renew Principal only & credit the interest to account number

I To be renewed on maturitY

n Not applicable

9. Information related to special schemes :

Name of the Scheme :

Tenor of the Scheme :

One time DeposiUsize of the Installment :

Number of Installments (YearlY) :

Amount payable uPon maturitY : Amount payable (Monthly) :

l/We, hereby, nominate the following person (s) to receive the balance/money of this account to be paid by the

bank in case of my/our death/physical inability in the following manner. l/We do reserve the right to cancel or

change this nomination at any time. l/We are also giving consent to this effect that the bank shall not be held

liable for any transaction in accordance with my/our instructions/directives.

Name of the Nominee (s)

Date of Birth/Age

Father's Name

Mother's Name

Spouse Name

Permanent Address

Occupation

Relationship with the account holder

National lD Number

Share of the Nominee Specimen Signatures of the Nominees

lt.

* To be attested by the account holderPlease use separate sheet, if there are more nominees.

" (Being a nominee any non-resident person can be the recipient of money of the concerned account and in thatcase the provisions of Foreign Exchange Regulation Act, 1947 shall be applicable while remitting the money soreceived abroad.)

10. Information about Nominee (s) :

Terms & Conditions (For issuance of FDR) :

a. Original/Duplicate Receipt (duly discharged by the applicant) is required to receive the amount against FDR.

No cheques or drafts can be drawn on the account.

b. The deposit receipt is not transferable except to this bank.

c. The interest will cease at the end of the period for which the money was deposited unless otherwise instructedfor renewal.

d. The bank is not responsible for any loss or damage to funds deposited with them due to any governmentorder, law, levy, tax, embargo, restriction or any other cause beyond its control.

e. Funds covered by this deposit receipt are payable in accordance with the laws and regulations prevailing atthe time of maturity/withdrawal or repayment.

11. For Minor Accounts (one or more)

l, the undersigned, as legal guardian of the following account holder, hereby declare that the account holderis a minor. Necessary information about him have been furnished in this account opening form. Until the accountholder attains adulthood or I declare subsequently, the account shall continue to be operated by my signature aslegal guardian.

a. Name of the account holder (Minor)

Name of the guardian

Relationship with the Minor

. (The Form related to 'information of the person' has to be filled in by the minor as well as his/her guardian

separately and the guardian has to sign on both forms).

12. Source of Fund :

13. Declaration & Signature :

l/We, hereby assure you that l/We have gone through the rules/terms & conditions as mentioned in relation tomy/our account and declare solemnly to abide by the same. l/We, also declare that the information furnished by

meius as above are true. l/we would also furnish additional information/documents as per your demand and

request.

b.

c.

Name of the applicant Name of the appicant Name of the applicant

Signature with Date Signature with Date Signature with Date

For Bank's use only

Remarks

Signature of Account Opening Officer

With Name, Seal& Date

Signature of Approving Officer (Chief Manager/Manager)

With Name, Seal& Date

GeneralTerms & Gonditions :

1) Account Opening requirements :

Account Opening Form to be filled in and signed by each account holder. Latest passport size photograh- (2 copies) foreach account holder attested by the introducer, copy of passporVnational ldentity Card/Driving License & Transactionprofile have to be submitted by the account holder. Details of introduction of the account holder have to be furnished. 1

(one) copy of nominee's photograph attested by the account holder and signature of the nominee have to be in place.

2) Eligibility for opening of the Account :

An adult individual having sound mind can open an Account singly/jointly. Guardian can open mtnor account. But aminor of 12 years of age can open SB fuC in his/her name provided he/she can understand, read and writeindependently. An illiterate person can open SB A/C as per applicable laws of the bank by left hand thumb impressionand physical attendance.

3) Initial deposit and minimum balance :

The initial minimum deposit of Tk. 10001 is required to open the Savings Bank account and Tk.5000/- is required toopen the Current Deposit Account and the account holder shall have to maintain minimum balance of Tk. 10001 incase of SB A/C and CD A/C. Tk. 5000/- is required as the initial amount for opening the Short Term Deposit (STD)Account and the account holder shall have to maintain the minimum balance of Tk. 5000/- in the STD A,/C or asotherwise decided by the Management.

4) Deposits, withdrawals :

A depositor can withdraw from his Savings Bank account twice in a week, 25% of his balance or Tk. 25000/- whichever rslower. lf any depositor wants to withdraw more than 25% of the balance or more than Tk. 250OOl-,7 days notice isrequired to be served upon the bank for information, othenrvise the customer will not be entitled to get interest for thatmonth. lf any depositor repeatedly withdraws more than 25% ol the balance or more than Tk. 25000i-br more than twicein a week, service charge as applicable for Current Account will be applicable to that SB Account. A depositor candeposit and withdraw from the Current Account as many times as required and cheques, Drafts, pay orders are to becrossed at the time of deposit. The Bank acts only as the collecting agent and assumes no responsibility for therealization of any items deposited with the Bank for collection. Thus, proceeds of cheque (s) or oiher instrument(s)deposited are not available for withdrawal until collected by the Bank. Deposit in STD form will bear interest as applicablefrom time to time. For withdrawal of any amount from the STD account, 7 (seven)/30 (Thirty) days notice, as per optionwill be required. Othenruise, interest for the month will be forfeited. No interest will be given to Current account. Theinstructions regarding deposits, withdrawals and payment of interest thereof are subject to change as decided by theManagement from time to time.

5) ldentification of the Account :

Each account will be given one account number. This number is to be properly quoted for each deposit and for anycorrespondence to the Bank. The Bank will not be responsible for any loss or damage occurring as a result of wrongquotation of account number.

6) lssue and safety of cheques :

Cheque will only be issued to a customer when all documentation considered necessary by the Bank has beenobtained. lt is the responsibility of the account holder to ensure that cheques in their possession are kept safely. Thecustomer must all time exercise due care to prevent cheque, payment order and other order or instruments from berngaltered or forged in a manner which may facilitate fraud. In such events, the bank is not responsible for any tosssuffered by the customer or any other person.

7) Signing of cheque :

Cheque leaf is to be signed by the account holder/account operator as per specimen signature recorded with the bankand any alteration and cutting should be confirmed by full signature. No cheque will be honored if the same is post dated,anti-dated or mutilated' Bank reserves the right to impose fine for bounce of cheque for insufficient fund in the account.

8) Order to stop payment or amend instructions :A customer may place a stop payment order for a cheqe in writing. The Bank will not make the payment if it nasreasonable opportunity to act on such order. Any change/alieration of address/constitution of the clients must be intimatedto the bank forthwith. In the matters relating to mailing and remittances, Bank shall consider the post office and othercourier agencies as representatives and responsibility for any delay in the matter shall not be attributed to the Bank.

9) Record Keeping of Transactions and Bank's Statement :Bank shall take maximum care and remain alert.to record exacfly all the transactions of both credit & debit in theledger with no fault' However, in case of any mistake/lapse bank shlll reserve the right to rectify the same and recoverthe money from the client without any reference/notice to the client. Bank siall not be made liable for anyloss/inconvenience caused to the client due to such error/mistake/lapse. The statement of account as furnished by theBank to the client shall be presumed as correct, if no objection to the same is raised by the client within a week of thereceipt of the statement by him/her/them. After that Bank will not take any responsibility.

10) Money Laundering Prevention Ordinance,2008 :

l/we declare that l/we are fully aware of the Money Laundering Prevention Ordinance, 2008 and l/we shall not commitany acVtransaction in contravention of the provisions of the said ordinance. l/we also commit to provide necessaryinformation/documents under the provisions of the Ordinance, which may be required by the bank from time to time.

11) Foreign ExchangeTransactions :

Foreign Exchange Regulations Act, 1947, 'Guidelines for Foreign Exchange Transactions and the circulars/lettersissued by Bangladesh Bank shall have to be complied while opening FC accounts and doing FOREX transactions.

12) Bank's Right :

The Bank reserves the right to enquire the customer for source of fund as per Money Laundering PreventionOrdinance, 2008 and ask for nominee as per Bank Companies Act-1991. The Bank reserves the rightlo close anyaccount if found unsatisfactoy or decline to issue fresh cheque book without assigning any reason. The Bank willrealize a fixed charge for closing of any account, and is also authorized to realize excise dutyA/at etc. as pergovernment instructions. The bank reserves the right to debit the account that may have been inadvertently creditedwith an item subsequently unpaid on collection. The bank also reserves the right to freeze operations in the account ifthe court of law/regulatory authorities issue such orders to do so.

l/we have gone through the terms and conditions mentioned above and understood them entirely, and undertake toabide by those terms and conditions relating to the account. l/we also agree to be bound by such terms & conditionsas may be amended or supplemented from time to time.

Signature of the Joint Account Holder Signature of the Account Holder

Trust Bank Limited. Branch

Account Opening Form : Information related to persons(Having been filled this form has to be annexed

to personal and impersonal account opening forms)

Branch Code Account Number

Customer's l.D. No.

1.

2.

Name of the Customer :

Relationship with the account (Mark Tick where applicable) :

! 1st Applicant ! ZnO Applicant n erO Applicant

! Guardians n Attorney Holder n Signatory

! Director I Partners I Minor

n Otners (Mention) : ....................

?

4.

5.

6.

7.

8.

9.

10.

11.

12.

13.

14.

Father's Name

Mother's Name

Name of Spouse

Nationality

Date of Birth

Gender (Mark Tick)

Occu pation/P rofession

(with rank/designation)

National lD Card no.

Passport No. (lf any)

TIN No (lf any)

Driving License No.

Present Address (Residential)

I Mate n Female

15. Permanent Address

I

16. Occupational/ProfessionalAddress I t

,iI

I

about Credit Card : I '

institution & Card number (if the person is a card user) : a'

17.

18.

Contact:

Telephone :

Mobile :

lnformation

lssuing

E-mail :[ | Fax :

1g. Residence status (MarkTick) : I Resident n Non-Resident

(lf required please go through guidelines for Foreign Exchange Transactions)

N: B: This form has to be filled in separately for each individual in the event there are more than

one applicanVoperator/Director/Attorney holder/Signatory of the accou nt.

Signature with Date

Trust Bank Limited....... Branch

TRANSACTION PROFILE(To be filled in by the Account Holder)

1. Name of the Account :

| 2.Type ofAccount:

HighestTransactional

Amount (For eachtransaction

4. Source of Transacted Money/Fund :

l/ We, the undersigned do hereby give assurance to the effect that the estimated transaction profile as

above of my/our institution/account is real and normal. lAlVe, also assure yur that in case of necessity l/VVe will

amend/update the estimated transaction profile

3. Branch Code-Account Number:

Signature

Name

RanUdesignation

Date:

Signature

Name

RanUdesignation

Date:

Number ofTransactions (monthly)

Total EstimatedDeposit :

Payment th roug h Transferllnstrument

Payment of lmport liabilities

Others (specifically)

N: B: In case of necessity estimated transaction profile has to be amended/updated.