a KCB BANK TANZANIA LIMITED EABC BREAKFAST MEETING 18 th JULY 2014 By Frank Nyabundege Director - Corporate Banking
Dec 18, 2015
a
KCB BANK TANZANIA LIMITED
EABC BREAKFAST MEETING18th JULY 2014
By Frank NyabundegeDirector - Corporate Banking
Overview• KCB Vision and Values• KCB History• KCB Group Network• Group Financials Overview• Regional Footprints• KCB Offering - Corporate, SME, Retail, Treasury, Islamic Banking• Asset Based Financing• Cash Management• Why KCB for your EA Business
KCB: VISION & VALUES
VISION
To be the preferred Financial Solutions provider in Africa with
Global Reach.
KCB Bank VALUES
• Putting the CUSTOMER first
• Working together as a TEAM
• Being PROFESSIONAL in everything we do
• A willingness to CHANGE
• Caring for the COMMUNITY
KCB Bank’s History• KCB is 117 years old;
• Began as National Bank of India in 1896, then National & Grindlays
Bank (1958) before becoming KCB(1970)
• KCB has presence in 6 countries with 230 branches and over 940
ATMs
• Top mortgage finance provider in Kenya and roll out progress
within EAC
• Rebranded in 2003 with a new logo and new colours; new
corporate values
• KCB has the largest B/sheet in the region at USD 4.6 billion ie Kes
390.85Bn
• KCB aims at being an employer of choice and currently employs
over 5,000 staff in the region
KCB Group Network
KCB currently operates in the following countries:
• Tanzania
• Kenya
• Uganda
• Rwanda
• South Sudan
• Burundi
Regional Footprint
• KCB Tanzania has 12 branches; which are Dar es Salaam (Oysterbay,
Samora, Uhuru, Buguruni, Mlimani City, Msimbazi, Lumumba branch
( DSM), Arusha, Mwanza, Moshi, Morogoro and Zanzibar
• KCB Kenya has 170 branches across the country.
• KCB South Sudan 20 branches
• KCB Uganda 14 branches
• KCB Rwanda 11 branches
• KCB Burundi 2 branches
TOTAL ASSETS (USD. Billion)
2008 2009 2010 2011 2012 20130
0.5
1
1.5
2
2.5
3
3.5
4
4.5
5
2.42.5
2.6
3.3
4.3
4.6
Series1
NET LOANS AND ADVANCES(USD. Billion)
2008 2009 2010 2011 2012 20130
0.5
1
1.5
2
2.5
3
1.2
1.5 1.6
2.1 2.2
2.7
Net Loans and Advances
Net Loans and Advances
CUSTOMER DEPOSITS(USD. Billions)
2008 2009 2010 2011 2012 20130
0.5
1
1.5
2
2.5
3
3.5
4
0.9
1.2
1.5
2.5 2.6
3.6
Customer Deposit
Customer Deposit
GROWTH In PROFITS(USD. Millions)
2008 2009 2010 2011 2012 20130
50
100
150
200
250
7781
126
192 202
235
PBT
PBT
KCB Bank Tanzania
• 12 Branches
• Innovative products
- Unique E-statements
- QuickPay Solution (Electronic
Salary Payments)
- Nyumba Yako Financing
- Internet and Mobile
Banking
- Well structured Corporate
Social
Responsibility (CSR)
Products Offered• Corporate Current Accounts
• Working Capital Facilities (Overdrafts and short term loans)
• Asset Based Finance
• Project Finance
• Construction Finance / Structured Finance
• Trade Finance – Letters of Credit, and Guarantees
• Competitive Foreign Exchange Rates – Vibrant Treasury
Division
• Corporate Relationship Management
• FDR and Call Accounts
• Domestic Revenue Collection for TRA
• Bancassurance and IPF products
Other products - Community Current Account (absolutely no charges)
- Cub Accounts
- Current Accounts
- Call Accounts
- Simba Savings Accounts (earn up to 7% interest)
- Students Accounts
- Western Union Money transfer (the fastest way of wiring
money)
Cash ManagementCollection
Services
Payment ServicesInformation
Services E-Statement
Mobile banking
Internet banking
Direct debit
services
QuickPay (Salary
processing, bulk
payments)
Payments in local or
foreign
currency ie TTs
On site Quick serve
ATMS
(Visa enabled)
Internet Banking
Mobile Banking
Sharia Banking - Amana Products & Services
Credit services• Short-term ie Murabaha -ABF, Product for sale, Building materials • Qardh Hassan- Finance short term working capital up to 3 months, ie
salaries for schools and clearing goods at the port• All banking products that we charge fees and commissions ie
Trade facilities ie LCs as they are all sharing compliant
Deposit products • KCB Amana Current Account• KCB Amana Savings Account- Qardh contract (safe custody)• KCB Amana Community Account• KCB Amana cub Account• KCB Amana Salary AccountSharia banking branch to be opened in Dar by July 2013 along
Lumumba str.
Nyumba Yako Finance (Mortgage)
• Direct purchase of ready made house or commercial
properties:
( Partnership with NHC)
• Nyumba yako plus
For home renovation
• Equity Release
Refinancing part of the existing equity investment in houses
Target Market : Personal ( employees/self employed) and
commercial
KCB DIASPORA BANKING
• Banking without Boundaries
Safe, convenient cash/money management everywhere in the world
• Products offeredKCB Diaspora Transactional savings account
KCB Diaspora Student account
KCB Diaspora Investment account
KCB Diaspora Junior account
Why KCB for your EA Business• All range of banking products - cross boarder credit facilities
across the region, with dedicated Relationship Management..
• Regional IT Platform- branchless banking
• Representation in all East African Countries and expanding
• Focus on service/product quality and innovation
• Strong/expanding local and regional branch network
• The biggest bank in the region- SBL USD 100m
• E-statements – ability to view transactions across East Africa
and soon to be able to transact through internet banking
• Strong Brand with a focus on people and the community we
operate in.
THANK YOU FOR LISTENING
COME AND OPEN AN ACCOUNT WITH
KCB BANK AT ANY OF OUR BRANCHES