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www.BankExamsToday.com

GK Digest - JulyUseful for SBI Clerk, RBI grade B, RBI assistants and IBPS PO exam

Ramandeep Singh (B.com., MBA)

7/29/2014

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Policy Rates

Bank rate 9.0%

Repo rate 8.0%

Reverse repo rate 7.0%

CRR 4.0%

SLR 22.5%

Base rate 10% to 10.25%

Term deposit rate 8% to 9.05%

Union Budget 2014

Arun Jaitley, The Finance Minister of Narendra Modi's cabinet presented, Union Budget. I must say that

this budget is "Growth Oriented". Government planned to invest lots of funds on setting up of new

educational institutes and one of the most important step that government took - Increase in limit of 80C.

This would lead to higher investment rate and automatically this would help in job creation.

Highlights of Budget 2014

Tax exemption in 80(C) raised to Rs 1,50,000

Now people will invest more money in tax saving schemes which means saving and investment rate will

increase. This would have a direct impact on employment generation and growth rate

Cigarettes, Tobacco, Gutkha and Pan masala will be expensiveand LCD tv, copper wires, imported

consumer products and machinery will be cheaper

Tax exemption limit increased from 2 lacs to 2.5 lacs

Much awaited and expected decision from FM. Although it was expected that tax exemption limit will be

increased to 3 lacs but it is increased to 2.5 lacs only. Government tried to relief to inflation stricken

public.

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Individual resident below 60 years of age (i.e. born on or after 1st April 1953) or any NRI, HUF, AOP,

BOI or AJP*

Income Tax :Calculate Tax Liability for AY 2013-14

Income Slabs Tax Rates

i. Where the total income does not exceed Rs.

2,00,000/-.

NIL

ii. Where the total income exceeds Rs. 2,00,000/- but

does not exceed Rs. 5,00,000/-.

10% of amount by which the total income exceeds

Rs. 2,00,000/-

iii. Where the total income exceeds Rs. 5,00,000/- but

does not exceed Rs. 10,00,000/-.

Rs. 30,000/- + 20% of the amount by which the total

income exceeds Rs. 5,00,000/-.

iv. Where the total income exceeds Rs. 10,00,000/-. Rs. 130,000/- + 30% of the amount by which the total

income exceeds Rs. 10,00,000/-.

Surcharge :Nil

Education Cess :3% of the Income Tax.

* Abbreviations used :

NRI - Non Resident Individual; HUF - Hindu Undivided Family; AOP - Association of Persons; BOI -

Body of Individuals; AJP - Artificial Judicial Person

I.

Individual resident who is of the age of 60 years or more but below the age of 80 years at any

time during the previous year (i.e. born on or after 1st April 1933 but before 1st April 1953)

Income Tax :Calculate Tax Liability for AY 2013-14

Income Slabs Tax Rates

i. Where the total income does not exceed Rs.

2,50,000/-.

NIL

ii. Where the total income exceeds Rs. 2,50,000/-

but does not exceed Rs. 5,00,000/-

10% of the amount by which the total income

exceeds Rs. 2,50,000/-.

iii. Where the total income exceeds Rs. 5,00,000/-

but does not exceed Rs. 10,00,000/-

Rs. 25,000/- + 20% of the amount by which the

total income exceeds Rs. 5,00,000/-.

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Income Slabs Tax Rates

iv. Where the total income exceeds Rs. 10,00,000/- Rs. 125,000/- + 30% of the amount by which the

total income exceeds Rs. 10,00,000/-.

Surcharge :Nil

Education Cess :3% of the Income Tax.

II.

Individual resident who is of the age of 80 years or more at any time during the previous year (i.e.

born before 1st April 1933)

Income Tax :Calculate Tax Liability for AY 2013-14

Income Slabs Tax Rates

i. Where the total income does not exceed Rs.

5,00,000/-.

NIL

ii. Where the total income exceeds Rs. 5,00,000/-

but does not exceed Rs. 10,00,000/-

20% of the amount by which the total income

exceeds Rs. 5,00,000/-.

iii. Where the total income exceeds Rs. 10,00,000/- Rs. 100,000/- + 30% of the amount by which the

total income exceeds Rs. 10,00,000/-.

Surcharge :Nil

Education Cess :3% of the Income Tax.

III.

Co-operative Society

Income Tax :Calculate Tax Liability for AY 2013-14

Income Slabs Tax Rates

i. Where the total income does not exceed Rs.

10,000/-.

10% of the income.

ii. Where the total income exceeds Rs. 10,000/- but

does not exceed Rs. 20,000/-.

Rs. 1,000/- + 20% of income in excess of Rs.

10,000/-.

iii. Where the total income exceeds Rs. 20,000/- Rs. 3.000/- + 30% of the amount by which the

total income exceeds Rs. 20,000/-.

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Surcharge :Nil

Education Cess :3% of the Income-tax.

IV.

Firm

Income Tax :30% of total income.Calculate Tax Liability for AY 2013-14

Surcharge :Nil

Education Cess :3% of the Income Tax.

V.

Local Authority

Income Tax :30% of total income.Calculate Tax Liability for AY 2013-14

Surcharge :Nil

Education Cess :3% of the Income Tax.

VI.

Domestic Company

Income Tax :30% of total income.Calculate Tax Liability for AY 2013-14

Surcharge :The amount of income tax as computed in accordance with above rates, and after being

reduced by the amount of tax rebate shall be increased by a surcharge at the rate of 5% of such income

tax, provided that the total income exceeds Rs. 1 crore. (Marginal Relief in Surcharge, if applicable)

Education Cess :3% of the total of Income Tax and Surcharge.

VII.

Company other than a Domestic Company

Income Tax :Calculate Tax Liability for AY 2013-14

@ 50% of on so much of the total income as consist of (a) royalties received from

Government or an Indian concern in pursuance of an agreement made by it with the

Government or the Indian concern after the 31st day of March, 1961 but before the 1st

day of April, 1976; or (b) fees for rendering technical services received from Government

or an Indian concern in pursuance of an agreement made by it with the Government or

the Indian concern after the 29th day of February, 1964 but before the 1st day of April,

1976, and where such agreement has, in either case, been approved by the Central

Government.

@ 40% of the balance

Surcharge :The amount of income tax as computed in accordance with above rates, and after being

reduced by the amount of tax rebate shall be increased by a surcharge at the rate of 2% of such income

tax, provided that the total income exceeds Rs. 1 crore. (Marginal Relief in Surcharge, if applicable)

Education Cess :3% of the total of Income Tax and Surcharge.

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Marginal Relief in Surcharge

When the taxable income of a domestic or other company exceeds Rs. 1 crore, it is liable to pay

Surcharge at prescribed rates as mentioned above on Income Tax. However, the amount of Income Tax

and Surcharge shall not increase the amount of income tax payable on a taxable income of Rs. 1 crore by

more than the amount of increase in taxable income.

Example :

In case of a domestic firm having taxable income of Rs. 1,00,01,000/-

1. Income Tax Rs. 30,00,300

2. Surcharge @5% of Income Tax Rs. 1,50,015

3. Income Tax on income of Rs. 1 crore Rs. 30,00,000

4. Maximum Surcharge payable

(Income over Rs. 1 crore less income tax on income over Rs. 1

crore)

Rs. 700/- (1000 - 300)

5. Income Tax + Surcharge payable Rs. 30,01,000

6. Marginal Relief in Surcharge Rs. 1,49,315/- (1,50,030 -

700)

Four new IIT's and Five new IIM's

Government is trying to use big names in education but that doesn't ensure high quality education.

Nothing has been done to provide education loans at low rate of interest. Still procedures are very

complicated.

New Schemes Introduced in Budget 2014

Scheme Fund Allocation

Textile cluster 200 cr

Kisan television 100 cr

Four new AIIMS 500 cr

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Modernization of Madrassas 100 cr

Community radio centres 100 cr

Agricultural university 200 cr

Beti padhao Bti badhao Yojna 100 cr

Statue of Unity of Sardar Vallabh Patel 200 cr

National rural Internet and technology mission 500 cr

New and renewable energy 500 cr

Soil health card policy 100 cr

Soil testing lab 100 cr

Metro rails development project 100 cr

GDP growth

FY15 = Projected GDP for year 2015

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Goods and Services Tax to be introduced in December 2014

Jaitley promised to bring GST by December 2014. GST will be common tax system for goods and

services for all the states. Central government wants to centralize the indirect taxation system and abolish

VAT. GST would ensure same tax on same commodity in every state in India. This would directly impact

state government who would lose decision making authority.

I am listening about GST from last 5 years and many Finance Ministers promised to introduce it in

previous budget. Till now no FM met his promise.

Highlights

Taxes and Interests

Income tax exemption limit raised from Rs.2 Lakh to Rs.2.5 Lakh

Deduction limit under Section 80-C raised to Rs.1.5 Lakh

Annual PPF ceiling hiked to Rs.1.5 Lakh No tax for income upto Rs.3 Lakh for senior citizens

Housing loan interest deduction limit raised from Rs.1.5 Lakh to Rs.2 Lakh

Aim: Save taxpayers from burden

Womens Safety

Rs.50 Crore for safety for Women on public road transport

Rs.150 Crore security net in large cities

Crisis Management centres to come up in Delhi

Rs.100 Crore for Beti Padhao, Bet Bachao YojanaAim: 2013 saw a crime spike by 26.7% compared to the previous year. Nirbhaya like incidents drewworldwide condemnation

Power & Energy

Rs.500 Crore for solar power projects

24 7 power supply to all homes

Rs.100 Crore for Ultra Modern Super Critical Coal Based Thermal Power Technology Rs.200 Crore for power reforms in Delhi

Why: For meeting ever growing demand. Villages and rural areas to benefit most.

Education

5 new IITs and an equal number of IIMs, 4 new AIIMS

Rs.28,635 Crore for Sarva Shiksha Abhiyan

Rs.4,966 Crore for the Rashtriya Madhyamik Shiksha AbhiyanAim: To check high school dropouts and boos higher education

Defence

Gets Rs.2.29 Lakh Crore, One-RankOne- Pay adopted FDI limit raised from 26% to 49%

Rs.1000 Crore for border area rail network

Additional Rs.5000 Crore for the modernization of armed forces

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Pushing to the front: Indias strategic interests demand state-of-the-art weapons and capability to deploytroops swiftly

Agriculture

Rs.100 Crore for Agri-infrastructure fund

Rs.50 Crore for indigenous cattle breeding

Rs.8 Lakh Crore for agriculture credit

Government to formulate new urea policy

Rs.500 Crore for price stabilization fund

Rs.100 Crore for Kisan Television

Farmers to get loans at 7%

Two IARI like institutions of excellence in Assam and JharkhandAim: To encourage R & D and rationalize fertilizer prices to boost rural economy

Tourism

E-visas at nine airports, Rs.500 Crore for 5 new tourist circuits

National Heritage city Development and Augmentation Yojana Rs.100 Crore for the preservation of archaeological sites

Target: More revenue and foreign currency. Government looks forward to an average annual growth of8% per year

Infrastructure

Rs.37,850 Crore allocated for road building plan via NHAI, including Rs.3000 Crore forthe North East

Rs.11,635 Crore to develop existing ports & harbours

Schemes for development of airports in tier-I and II cities via AAI and PPP

Rs.7,060 Crore allocated for 100 smart cities

Rs.100 Crore for metro projects in Lucknow and Ahmedabad

The way ahead: To clear highways sector from the maze of clearances.

Markets & Banking

PSU Banks to raise Rs.2.40 Lakh Crore capital by 2018

Introduction of uniform KYC norms

One single operating DMAT Account

Two bank accounts in each household to be openedWhat it means: Banking facilities for all households

Customs & Excise

Colour picture tubes exempted from basic customs duty

Basic customs duty on LCD, LED panels below 19 inches reduced

More proposals to cut excise on food processing and footwear

Cigarattes, tobacco products, aerated water containing sugar to become expensiveAim: To curb use of tobacco products as smoking results in 1 million deaths every year and 20% of thetotal deaths in the country.

Sports

Rs.200 Crore for upgrading indoor and outdoor facilities in Jammu and Kashmir

Rs.100 Crore allocated for Sports University in Manipur

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Rs.100 Crore for training sportsmen and women for upcoming Commonwealth and AsianGames.

Aim: As sports have not been mainstreamed to date, was a need to set up national level academies formajor games in different parts of the country.

Information Technology

Tax benefits for IT industry restored FDI to be allowed in e-commerce sector to provide much needed boost to the online retail

industry

Rs.100 Crore set aside for development of Technology Development Fund

Biotech clusters to be set up in Bangalore and Faridabad

All government departments, ministries to be integrated through e-platform by 31 Dec.,2014

Aim: to promote the use of new technology and integration of technology across sectors.

Rural Development

Rs.500 Crore for Deen Dayal Upadhaya Gram Jyoti Yojana

Rs.14,389 Crore for Pradhan Mantri Gram Sadak Yojana

Initial sum of Rs.100 Crore for Village Entrepreneurship Programme

New programme Neeranchal to give impetus to watershed development with an initialoutlay of Rs.2,142 Crore

Swatch Bharat Abhiyaan targeting total sanitation by 2019

Low interest loan scheme for women self help groups

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Railway Budget 2014

Union minister Sadananda Gowda presented first Railway Budget by NDA government.Highlights of Budget

Indian railway spend only 94 paisa of revenues, remaining 6 paisa is saved.

Gross receipts in 2013-14 was Rs 12,35,558 crore; Railway to set food courts in major stations

Set up CCTV cameras in every station to monitoring services and cleanliness

5400+ unmanned railway crossing removed. Ultrasonic system will be installed to monitor problem in tracks. Bullet trains will be started on MumbaiAhmedabad route. IRCTC ortal to be modernized. Modern system will support 1,20,000 concurrent users

Diamond Quadrilateral project will be started which will connect metros with high speed trains

Wifi facility will be provided in A1 and A2 trains 850 new coaches for Mumbai local trains Direct trains on Chardham routs

Paperless offices to be set up within 5 years

27 express trains to be introduced 5 Jansadharan and 5 premium AC trains to be introduced In future major projects will be financed through PPP(Public Private Partnership) 17000 RPF including 4000 women constables to be recruited to ensure safety

To provide facility to transport milk in collaboration with Amul

Special tourist trains to be started to connect all major tourist spots

Set-up Railway University for skilled employees

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Brics BankBRICS Summit consisting of 5 countries (Brazil, Russia, India, China and South Africa) was held inFortaleza, Brazil. The BRICS bank is going to start where there will be shares of these countries formutual respect, economy and geopolitical issues.

Who got what ?Headquarters - Shanghai, ChinaFirst presidency - IndiaChairmanship - Russia and BrazilInvestmentNew Development Bank will have $10 billion paid up capital as of now. Each country would contribute$2 billion. Additional $40 billion will be paid in future.ProblemsBRICS is different from G-7 countries or summit as there are economic problems in BRICS, while in G-7all are wealthy countries G-7 countries does not have any disputes between them whether political,economy, geopolitical whereas in BRICS, India & China have border disputes, South Africa is a small

nation, whereas India & Russia shares only their import & export. So its a platform to work together forthe stake of countries to move ahead against the G-7 countries and for mutual economy and friendship.

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Fifa World Cup 2014

World's biggest sports event is over now. Germany defeated Argentina by 1-0 at Maracana, Rio DeJanario. Mario Goetze scored the only goal of the match on 113th minute. Magic-man Messi unable tobring World Cup to his country.

Once Argentina scored a goal but that was not counted due to off-side foul. Both teams unable to make aperfect shot until 90 minutes. Argentina got some golden opportunities in first but they failed to convertthem into goals. Messi lost two opportunities to score a goal. His shots were too wide.

Mario Gtze replaced Miroslav Klose on 88th minute and he scored winning goal on 113th minute. It wasan intelligent decision by the manager.

On 83 minute a fan disturbed the game and ran between the ground.

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Important Organizations and their Abbreviations

IOD- Indian Ocean Dipole

ICANN- Internet Corporation for Assigned Names and Numbers

CCI- Competition Commission of India

DGCA- The Directorate General of Civil Aviation UNESCO- United Nations Educational, Scientific and Cultural Organization IAEA- International Atomic Energy Agency (IAEA)

NFSA- National Food Security Act

UNEP- United Nations Environment Programme

NDMA- National Disaster Management Authority

MPA- Marine Protected Area OHCHR- Office of High Commissioner for Human Rights

DRSC- District-level Road Safety Committees AICTE :- All India Council of Technical Education

AIIMS :- All India Institute of Medical Sciences

ASSOCHAM :- Associated Chamber of Commerce and Industry

BIS :- Bureau of Indian Standards CSIR :- Council of Scientific and Industrial Research CVC :- Central Vigilance Commission

DGCA :- Director General of Civil Aviation

ECIL :- Electronic Corporation of India Limited

FCI :- Food Corporation of India

FICCI :- Federation of Indian Chamber of Commerce and Industry FIEO :- Federation of Indian Export Organization

IDFC Infrastructure Development Finance Co. Ltd.

GATT :- General Agreement on Tariff and Trade

AICI Agricultural Insurance Corporation of India

CCIC Central Cottage Industries Corporation

CCI Consumer Confidence Index EFTA European Free Trade Association ISROIndian Space Research Organisation ICICIIndustrial Credit and Investment Corporation of India HDFCHousing Development Finance Corporation NASA :-National aeronautics and space administration.

ESA :-Employment and support Allowance

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10 Shri Kalraj Mishra Micro, Small and Medium Enterprises

11 Smt. Maneka Sanjay

Gandhi

Women and Child Development

12 Shri Ananthkumar Chemicals and Fertilizers

13 Shri Ravi Shankar Prasad Communications and Information Technology

Law and Justice

14 Shri Ashok Gajapathi Raju

Pusapati

Civil Aviation

15 Shri Anant Geete Heavy Industries and Public Enterprises

16 Smt. Harsimrat Kaur Badal Food Processing Industries

17 Shri Narendra Singh Tomar Mines

Steel

Labour and Employment

18 Shri Jual Oram Tribal Affairs

19 Shri Radha Mohan Singh Agriculture

20 Shri Thaawar Chand

Gehlot

Social Justice and Empowerment

21 Smt. Smriti Zubin Irani Human Resource Development

22 Dr. Harsh Vardhan Health and Family Welfare

Ministers of State

1 General V.K. Singh Development of North Eastern Region (Independent

Charge)

External Affairs

Overseas Indian Affairs

2 Shri Inderjit Singh Rao Planning (Independent Charge)

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Statistics and Programme Implementation (Independent

Charge)

Defence

3 Shri Santosh Kumar

Gangwar

Textiles (Independent Charge)

Parliamentary Affairs

Water Resources, River Development and Ganga

Rejuvenation

4 Shri Shripad Yesso Naik Culture (Independent Charge)

Tourism (Independent Charge)

5 Shri Dharmendra Pradhan Petroleum and Natural Gas (Independent Charge)

6 Shri Sarbananda Sonowal Skill Development, Entrepreneurship, Youth Affairs and

Sports (Independent Charge)

7 Shri Prakash Javadekar Information and Broadcasting (Independent Charge)

Environment, Forest and Climate Change (Independent

Charge)

Parliamentary Affairs

8 Shri Piyush Goyal Power (Independent Charge)

Coal (Independent Charge)

New and Renewable Energy (Independent Charge)

9 Dr. Jitendra Singh Science and Technology (Independent Charge)

Earth Sciences (Independent Charge)

Prime Minister Office

Personnel, Public Grievances & Pensions

Department of Atomic Energy

Department of Space

10 Smt. Nirmala Sitharaman Commerce and Industry (Independent Charge)

Finance

Corporate Affairs

11 Shri G.M. Siddeshwara Civil Aviation

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12 Shri Manoj Sinha Railways

13 Shri Nihalchand Chemicals and Fertilizers

14 Shri Upendra Kushwaha Rural DevelopmentPanchayati Raj

Drinking Water and Sanitation

15 Shri Radhakrishnan P Heavy Industries and Public Enterprises

16 Shri Kiren Rijiju Home Affairs

17 Shri Krishan Pal Road Transport and Highways

Shipping

18 Dr. Sanjeev Kumar Balyan Agriculture

Food Processing Industries

19 Shri Mansukhbhai

Dhanjibhai Vasava

Tribal Affairs

20 Shri Raosaheb Dadarao

Danve

Consumer Affairs, Food and Public Distribution

21 Shri Vishnu Deo Sai Mines

Steel

Labour and Employment

22 Shri Sudarshan Bhagat Social Justice and Empowerment

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Important DaysJanuary 9 NRI DayJanuary 10 World Laughter DayJanuary 12 National Youth DayJanuary 15 Army Day

January 26 India's Republic Day, International Customs DayJanuary 30 Martyrs' Day; World Leprosy Eradication Day2nd Sunday of February World Marriage DayFebruary 24 Central Excise DayFebruary 28 National Science DaySecond Monday March Commonwealth DayMarch 8 International Women's Day Intl. literacy DayMarch 15 World Disabled Day World Consumer Rights DayMarch 18 Ordnance Factories Day (India)March 21 World Forestry Day International Day for the Elimination of Racial DiscriminationMarch 22 World Day for WaterMarch 23 World Meteorological Day

March 24 World TB DayApril 5 International Day for Mine Awareness; National Maritime DayApril 7 World Health DayApril 17 World Haemophilia DayApril 18 World Heritage DayApril 21 Secretaries' DayApril 22 Earth DayApril 23 World Book and Copyright DayMay 1 Workers' Day (International Labour Day)May 3 Press Freedom Day; World Asthma DayMay 2nd Sunday Mother's DayMay 4 Coal Miners' Day

May 8 World Red Cross DayMay 9 World Thalassaemia DayMay 11 National Technology DayMay 12 World Hypertension Day; International Nurses DayMay 15 International Day of the FamilyMay 17 World Telecommunication DayMay 24 Commonwealth DayMay 31 Anti-tobacco DayJune 4 International Day of Innocent Children Victims of AggressionJune 5 World Environment DayJune 3rd Sunday Father's DayJune 14 World Blood Donor Day

June 26 International Day against Drug Abuse and Illicit TraffickingJuly 1 Doctor's DayJuly 6 World Zoonoses DayJuly 11 World Population DayAugust 3 Internatioal Friendship DayAugust 6 Hiroshima DayAugust 8 World Senior Citizen's DayAugust 9 Quit India Day, Nagasaki DayAugust 15 Indian Independence Day

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August 18 IntI. Day of the World's Indigenous PeoplesAugust 19 Photography DayAugust 29 National Sports DaySeptember 2 Coconut DaySeptember 5 Teachers' Day; Sanskrit DaySeptember 8 World Literacy Day (UNESCO)

September 15 Engineers' DaySeptember 16 World Ozone DaySeptember 21 Alzheimer's Day; Day for Peace & Non-violence (UN)September 22 Rose Day (Welfare of cancer patients)September 26 Day of the DeafSeptember 27 World Tourism DayOctober 1 International Day for the ElderlyOctober 2 Gandhi JayanthiOctober 3 World Habitat DayOctober 4 World Animal Welfare DayOctober 8 Indian Air Force DayOctober 9 World Post Office Day

October 10 National Post DayOctober 2nd Thursday World Sight DayOctober 13 UN International Day for Natural Disaster ReductionOctober 14 World Standards DayOctober 15 World White Cane Day (guiding the blind)October 16 World Food DayOctober 24 UN Day; World Development Information DayOctober 30 World Thrift DayNovember 9 Legal Services DayNovember 14 Children's Day; Diabetes DayNovember 17 National Epilepsy DayNovember 20 Africa Industrialisation Day

November 29 International Day of Solidarity with Palestinian PeopleDecember 1 World AIDS DayDecember 3 World Day of the HandicappedDecember 4 Indian Navy DayDecember 7 Indian Armed Forces Flag DayDecember 10 Human Rights Day; IntI. Children's Day of BroadcastingDecember 18 Minorities Rights DayDecember 23 Kisan Divas (Farmer's Day)

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Flag Name Capital CurrencyOfficial

language

Algeria Algiers Dinar Arabic

Angola Luanda Angolar Portuguese

BeninPorto-Novo (official)Cotonou (seat of government)

CFA franc French

Botswana Gaborone PulaEnglishSetswana

Burkina Faso Ouagadougou CFA franc French

Burundi Bujumbura RupieKirundiFrench

Cameroon Yaound CFA franc

French

English

Cape Verde PraiaCape Verdeanescudo

Portuguese

Central African

RepublicBangui CFA franc

FrenchSango

Chad N'Djamena CFA francFrenchArabic

Comoros MoroniComorianfranc

ComorianArabicFrench

Congo(Congo-Brazzaville)

Brazzaville CFA franc French

Cte d'Ivoire(IvoryCoast)

Yamoussoukro (official)Abidjan (seat of government)

CFA franc French

DemocraticRepublic of theCongo(Congo-Kinshasa)

KinshasaCongolesefranc

French

Djibouti DjiboutiDjiboutianfranc

FrenchArabic

Egypt Cairo Egyptianpound Arabic

Equatorial Guinea MalaboEquatorialGuineanpeseta

SpanishFrenchPortuguese

Eritrea Asmara TalleroTigrinyaArabicEnglish

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Flag Name Capital CurrencyOfficial

language

Ethiopia Addis Ababa Birr Amharic

Gabon Libreville CFA franc French

Gambia BanjulGambiandalasi

English

Ghana Accra Ghana cedi English

Guinea Conakry Guinean franc French

Guinea-Bissau Bissau CFA franc Portuguese

Kenya NairobiKenyanshilling

SwahiliEnglish

Lesotho Maseru Lesotho lotiEnglishSesotho

Liberia MonroviaLiberiandollar

English

Libya Tripoli Dinar Arabic

Madagascar AntananarivoMalagasyariary

MalagasyFrench

Malawi Lilongwe KwachaEnglishChichewa

Mali Bamako CFA franc French

Mauritania Nouakchott Ouguiya Arabic

Mauritius Port LouisMauritianrupee

MauritianCreoleFrenchEnglish

MayotteMamoudzouOverseas department of France

Euro French

Morocco Rabat Moroccandirham

ArabicBerber

Mozambique MaputoMozambicanmetical

Portuguese

Namibia WindhoekNamibiandollar

English

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Flag Name Capital CurrencyOfficial

language

Niger Niamey CFA franc French

Nigeria Abuja Naira English

RunionSaint-DenisOverseas department of France

Euro French

Rwanda KigaliRwandanfranc

KinyarwandaEnglishFrench

Saint Helena,Ascension andTristan da Cunha

Jamestown (Saint Helena)Georgetown (Ascension Island)Edinburgh of the Seven Seas (Tristan daCunha)

Saint HelenapoundPound sterling

English

Sao Tome andPrincipe

So Tom Dobra Portuguese

Senegal Dakar CFA franc French

Seychelles VictoriaSeychelloisrupee

SeychelloisCreoleFrenchEnglish

Sierra Leone Freetown Leone English

Somalia MogadishuSomalishilling

SomaliArabic

Somaliland HargeisaSomalilandshilling

SomaliArabic

South Africa

Pretoria(administrative/executive)Cape Town (legislative)

Bloemfontein (judicial)

South Africanrand

AfrikaansEnglishSouthernNdebeleNorthernSothoSouthernSotho

SwaziTsongaTswanaVendaXhosaZulu

South Sudan JubaSouthSudanese

English

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Flag Name Capital CurrencyOfficial

language

pound

Sudan KhartoumSudanesepound

ArabicEnglish

SwazilandMbabane (administrative)Lobamba (royal and legislative)

LilangeniEnglishSwati

TanzaniaDodoma (official)Dar es Salaam (seat of government)

Tanzanianshilling

SwahiliEnglish

Togo Lom CFA franc French

Tunisia Tunis Tunisian dinar Arabic

Uganda KampalaUgandanshilling

SwahiliEnglish

Luganda

None Western SaharaNoneDisputed territory betweenMoroccoand the Sahrawi ArabDemocratic Republic

MoroccandirhamAlgerian dinarMauritanianouguiya

See respectiveclaimants

Zambia LusakaZambiankwacha

English

Zimbabwe Harare variousEnglishShonaSindebele

Flag Name Capital CurrencyOfficial

language

Abkhazia

SukhumiDe factosovereign state lackinggeneral international recognitionRecognized byUnited Nations aspart of Georgia.

Russian rubleGeorgianAbkhazRussian

Afghanistan Kabul AfghaniPashtoDari (Persian)

Akrotiri and Dhekelia Episkopi Cantonment EuroEnglishGreek

Armenia Yerevan Dram Armenian

Azerbaijan[Europe] Baku Manat Azerbaijani

Bahrain Manama Bahraini dinar Arabic

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Flag Name Capital CurrencyOfficial

language

Bangladesh Dhaka Taka Bengali

Bhutan ThimphuBhutanese

ngultrumDzongkha

British Indian OceanTerritory

Diego GarciaOverseas territory of the UnitedKingdom

US dollarUK pound

English

Brunei Bandar Seri Begawan Brunei dollar Bahasa Melayu

Cambodia Phnom Penh Riel Khmer

China Beijing Renminbi (yuan)StandardChinese

Christmas IslandFlying Fish CoveExternal territory of Australia Australian dollar English

Cocos (Keeling)Islands

West IslandExternal territory ofAustraliaExternal territory ofAustralia

Australian dollar English

Cyprus[Europe] Nicosia EuroGreekTurkish

East Timor(Timor-Leste)

Dili US DollarPortugueseTetum

Georgia[Europe] Tbilisi Lari Georgian

Hong KongSpecial administrative region ofChina

Hong Kong dollarEnglishCantonese

India New Delhi Indian Rupee

Official[edit]HindiEnglish

Permeablyofficial[edit]SanskritKannadaSindhi

PunjabiGujaratiTamilKonkaniTeluguMalayalamOriyaBanglaAssamese

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Flag Name Capital CurrencyOfficial

language

ManipuriKashmiriMarathi

UrduBodoDogriMaithiliNepaliSanthaliBhojpuriMarathiDevanagari

Indonesia Jakarta Rupiah Indonesian

Iran Tehran Rial Persian

Iraq Baghdad Iraqi dinarKurdishArabic

Israel Jerusalem New shekelHebrewArabic

Japan Tokyo Yen Japanese

Jordan Amman Jordanian dinar Arabic

Kazakhstan Astana TengeKazakh

Russian

Kurdistan Erbil Dinar Kurdish

Kuwait Kuwait City Kuwaiti dinar Arabic

Kyrgyzstan Bishkek SomKyrgyzRussian

Laos Vientiane Kip Lao

Lebanon Beirut Lebanese pound Arabic

MacauSpecial administrative region ofChina

Macanese patacaPortugueseCantonese

MalaysiaKuala Lumpur(official)Putrajaya (seat of government)

Ringgit Malaysian

Maldives Mal Maldivian rufiyaa Maldivian