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PRACTICE SET
IBPS PO-CWETest-I: Reasoning Ability
Directions (Q. 1-6): Study the following informationcarefully
and answer the given questions.
There are eight friends S, T, U, V, W, X, Y and Z sittingaround
a circular table facing the centre and playing cardsbut not
necessarily in the same order. All of them have afavourite card
among these eight cards. Out of these eightcards, four are Kings
and four are Queens of spade, club,diamond and heart.
S likes the Queen of spade and is not an immediateneighbour of
the one who likes the King of club. The onewho likes the Queen of
diamond sits on the immediate leftof T, who likes the Queen of
club. U likes the King of cluband sits third to the left of W. The
one who likes the Kingof spade and the one who likes the Queen of
diamond areimmediate neighbours of each other but both of them
arethe neighbours neither of W nor of U. The one who likesthe King
of diamond and the one who likes the Queen ofspade are immediate
neighbours of each other. Neither Wnor V likes the King of diamond.
Only X sits between theone who likes the Queen of diamond and the
one who likesthe Queen of heart. Y sits third to the left of the
personwho likes the King of diamond.1. Who likes the King of
spade?
1) X 2) Y 3) Z4) Cant be determined 5) None of these
2. W likes which of the following cards?1) Queen of spade 2)
King of heart3) Queen of heart 4) Cant be determined5) None of
these
3. The liker of which of the following sits exactly betweenT and
Z?1) Queen of club 2) King of diamond3) King of club 4) King of
spade5) None of these
4. How many persons sit between V and the person wholikes the
King of club?1) None 2) One 3) Two4) Three 5) None of these
5. Which of the following pairs are the immediateneighbour of
that person who likes the King ofdiamond?1) T, U 2) S, T 3) W, S4)
V, Y 5) None of these
6. Which of the following statements is/are true withrespect to
Y?
1) Y is the immediate neighbour of that person wholikes the
Queen of spade.
2) Y sits between T and X.3) Y is opposite the person who likes
the King of
diamond.4) All are true5) None is trueDirections (Q. 7-11): In
each question below are
given three statements followed by two conclusionsnumbered I and
II. You have to take the given statementsto be true even if they
seem to be at variance withcommonly known facts and then decide
which of the givenconclusions logically follows from the given
statements,disregarding commonly known facts. Give answer
1) if only conclusion I follows.2) if only conclusion II
follows.3) if either conclusion I or II follows.4) if neither
conclusion I nor II follows.5) if both conclusions I and II
follow.
(7-8):Statements: Some papers are pencils.
No paper is a bottle.No pencil is a pen.
7. Conclusions: I. No pen is a bottle.II.No pen is a pencil.
8. Conclusions: I. Some pencils are not papers.II.Some pens are
not papers.
(9-10):Statements: All stickers are cups.
No cup is a wire.All wires are bulbs.
9. Conclusions: I. All bulbs being cups is apossibility.
II.No sticker is a wire.10. Conclusions: I. All stickers being
bulbs is a
possibility.II.No bulb is a sticker.
11. Statements: Some glasses are bowls.All bowls are spoons.No
spoon is a plate.
Conclusions: I. Some bowls are plates.II.Some glasses are not
spoons.
12. What should come in place of question mark (?) in thegiven
expression to make T < Q and L ? T definitelytrue?Q ? L = M ? R
= T1) ?, < 2) ?, > 3)
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13. Which of the following expressions will be false, if
theexpression R < E = A ? M > N is definitely true?1) A >
N 2) E ? N 3) R < A4) N < E 5) None of these
14. Which of the following symbols should be placed inblank
spaces respectively to make the expressionsB ? J, L > C and J
< A definitely true?H < A _ B _ C = J _ L1) >, ?, < 2)
3) =, F is definitely true?1) Z ? W 2) L = N 3) F < Z4) W = Y 5)
None of theseDirections (Q. 16-20): Study the following
information
carefully and answer the given questions.A @ B means A is father
of BA % B means A is husband of BA $ B means A is sister of BA B
means A is mother of BA B means A is brother of B
16. What should come in place of question mark to makethe
expression E is grandfather of T true?E @ V ? N % R T1) @ 2) 3) 4)
% 5) None of these
17. Which of the following statements is true if the
givenexpression is definitely true?A % L $ K B C1) K is
sister-in-law of A 2) C is daughter of K3) A is father of B 4) C is
son of L5) None of these
18. Which of the following expressions, if true, makes Nis
sister of R true?1) F U @ N $ K R 2) N $ F K R $ U3) R $ U K $ N 4)
N F $ K R $ U5) None of these
19. Which of the following statements is false if the
givenexpression is true?J K L @ M N $ O1) M is son of L 2) K is
grandmother of O3) M is grandson of J 4) N is sister of M5) None of
these
20. What is the relation between W and P if the givenexpression
is definitely true?G % H W V % R P1) P is son of W 2) W is uncle of
P3) P is sister-in-law of W 4) Cant be determined5) None of
theseDirections (Q. 21-26): Study the following information
carefully and answer the given questions:Eight candidates A, G,
L, N, P, Q, R and S have applied
for IBPS exam for different banks, viz BOB, BOI, Dena Bank,UBI,
OBC, Indian Bank, Corporation Bank and UCO Bank
but not necessarily in the same order. There are five maleand
three female candidates in this group. Each male andeach female has
applied from his/her city, viz Jaipur, Delhi,Noida, Kanpur, Patna,
Ranchi, Gurgaon and Ghaziabad.No male has applied from Ranchi and
Kanpur.
P has applied for Indian Bank from Ghaziabad. Theone who has
applied for Corporation Bank is neither fromNoida nor from Kanpur.
G has applied for OBC. His sister Lhas applied for Dena Bank from
Jaipur. The one who belongsto Delhi has applied for BOB. The one
who has appliedfrom Noida is not a female. N has applied for UBI
and herfriend has applied for BOB. Q is from Gurgaon and has
notapplied either for Corporation Bank or for UCO Bank. Theone who
has applied for UCO Bank has applied neitherfrom Patna nor from
Noida. S has applied from Kanpur. Adoes not apply from Patna.21.
Which of the following groups is a group of female
applicants?1) G, N, L 2) N, Q, S 3) L, N, S4) P, Q, R 5) None of
these
22. Who among the following has applied from Ranchi?1) P 2) N 3)
S4) L 5) None of these
23. Which of the following combinations is true?1) A UBI
Ranchi2) R Corporation Bank Noida3) L UCO Bank Jaipur4) G OBC
Noida5) None of these
24. Who among the following has applied for BOB?1) A 2) S 3) N4)
Q 5) None of these
25. G belongs to which of the following cities?1) Delhi 2)
Ranchi 3) Noida4) Gurgaon 5) None of these
26. Four of the five are alike in a certain way and henceform a
group. Which is the one that does not belongto that group?1) P 2) R
3) A 4) L 5) QDirections (Q. 27-31): Study the following
information
carefully and answer the given questions.A word and number
arrangement machine when given
an input line of words and numbers rearranges themfollowing a
particular rule in each step. The following is anillustration of an
input and its rearrangement.
Input: 51 rest 11 loan 21 club 10 art 41Step I: art rest 11 loan
21 club 10 41 51Step II: art club rest 11 loan 10 21 41 51Step III:
art club loan rest 10 11 21 41 51Step IV: art club loan rest 1 4 9
25 36Step IV is the last step of the above input. As per therules
followed in the above steps find the appropriatestep for the given
input.Input: water 13 ferry 15 place 16 boat 22 market 18
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verb 1227. What is the position of place in Step III?
1) Sixth from the left 2) Fifth from the right3) Fourth from the
left 4) Sixth from the right5) None of these
28. Which of the following would be at the 7th positionfrom the
right in Step V?1) water 2) verb 3) 13 4) 15 5) None of these
29. How many steps will be required to complete thearrangement
of the above input?1) Four 2) Five 3) Six4) Seven 5) None of
these
30. Which step number would be the following output?boat ferry
market place verb water 12 13 15 16 18 221) III 2) IV 3) VI4) V 5)
None of these
31. If Step III of an input is as given below, what will bethe
input?art cute junk 15 18 punch gun 23 28 351) art cute 15 18 cute
punch gun 35 28 232) 35 art cute 15 18 punch gun 23 28 junk3) cute
junk art 15 18 punch gun 23 28 354) Cant be determined5) None of
these
32. How many such pairs of letters are there in the wordSEASON
each of which has as many letters betweenthem in the word as in the
English alphabetical series?1) None 2) One 3) Two4) Three 5) None
of these
33. The position of the first and fifth letters of the
wordSUBSTANCE are interchanged. Similarly, the positionof second
and sixth letters, third and seventh letters,and fourth and eighth
letters are interchanged. Theninth letter remains as it is. In the
new arrangement,how many letters are there in the English
alphabeticalseries between the letters which is second from
theright end and the third from the left end?1) None 2) One 3)
Two4) Four 5) More than four
34. In a certain code language COURSE is written asDRQDPV. How
is PUZZLE written in that codelanguage?1) DKYQVA 2) QVADKY 3)
DKYAVQ4) QVAAMF 5) None of theseDirections (Q. 35-36): Study the
following information
carefully to answer the given questions:A man goes to the
market. He walks 2 km towards
north from his home and then he turns to his left and walks2 km.
Again he turns to his left and walks 1 km. Finally heturns to his
left and walks 4 km and reaches the market.35. In which direction
is mans home from the market?
1) West 2) South 3) Northeast4) Southwest 5) Cant be
determined
36. What is the distance between his home and the market?
1) 3 km 2) km5 3) km5.24) 4 km 5) None of theseDirections (Q.
37-40): Each of the questions below
consists of a question and two statements numbered I andII given
below it. You have to decide whether the dataprovided in the
statements are sufficient to answer thequestion. Read both the
statements and give answer
1) if the data in statement I alone are sufficient toanswer the
question, while the data in statement IIalone are not sufficient to
answer the question.
2) if the data in statement II alone are sufficient toanswer the
question, while the data in statement Ialone are not sufficient to
answer the question.
3) if the data either in statement I alone or in statementII
alone are sufficient to answer the question.
4) if the data in both the statements I and II togetherare not
sufficient to answer the question.
5) if the data in both the statements I and II togetherare
necessary to answer the question.
37. How is D related to A?I. D is married to E, who is brother
of B.II. As son B is married to C, who is sister of D.
38. Which direction was Manish facing?I. Manish and Mohit were
talking to each other face
to face.II. At 4 oclock Manishs shadow was exactly on the
left of Mohit.39. What is the rank of R from the bottom in a
class of 30
students?I. N is fourth from the top and there are five
students
between N and R.II. The rank of K is fourth from the bottom and
there
are 17 students between K and R.40. There are five students
Aarti, Babita, Chandan, Dhiraj
and Suman sitting arround a circular table. Who is onthe
immediate right of Aarti?I. Aarti is second to the left of Dhiraj,
who is not the
neighbour of Babita.II. Babita is second to the right of Dhiraj
and is an
immediate neighbour of Chandan and Suman.41. International
diplomatic practice and US immigration
law enable the abuse of domestic workers.Which of the following
is not in line with the abovestatement?1) The wages of domestic
workers required by US
law are impossibly high.2) The livelihood and visa status of the
workers
depend on the good will of an employer protectedfrom prosecution
by diplomatic immunity.
3) The William Wilberforce Act bolsters federal effortsto combat
both international and domestic trafficin human beings.
4) Some of the clauses of the law are simple while
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others are complex.5) None of these
42. High-end pawn stores are getting increasingly popular.Which
of the following may be a probable reason forthe above
phenomenon?1) For those who borrow a couple of thousand dollars
against, say, a Rolex watch, the rates range from12% to more
than 60% on an annualised basis.
2) That pawnshops exist to lend money to those whofall on hard
times is either a necessary orunfortunate facet of life, depending
on ones pointof view.
3) Conventional lenders over the past five to six yearshave
become increasingly reluctant to advancecredit on all fronts.
4) When a business needs liquidity to fund operationsor growth,
theyre able to go to the capital marketsand use business assets to
obtain loans.
5) None of these43. There are investors who are keen to invest
in equities
but are afraid of losing money in the stock markets.Which of the
following is a course of action suchinvestors should take?1) They
should offer 20% of their money in stocks.2) They should invest in
products with a tenure of
five years.3) They should invest in debt-oriented hybrid
funds.4) They should invest in schemes that are listed on
stock exchanges.5) None of these
44. Professor X raised serious charges of
mismanagement,incompetence and illegal behaviour against
theUniversity of Mumbais current administration.Which of the
following courses of action should betaken?(A) The professor should
be suspended.(B) As an insider and a well-respected academic,
his
criticism of the administration deserves to betaken
seriously.
(C) The truth should be verified by an independentcommittee or a
court of law.
1) Only A 2) Only B 3) Only C4) Only A and B 5) Only B and C
45. Google is buying out Nest and there are concernsamong
customers about Google having so much dataabout people. But it has
agreed that Nests privacypolicies are going to be well-respected.
Which of thefollowing statements would most weaken Nestsbeliefs?1)
History has shown that privacy policies change.2) Google products
can easily be integrated into Nest.3) The deal between the two
companies has not yet
closed.
4) Unlike many of Silicon Valleys most popularcompanies that
make software that costs very littleto build, Nest is
capital-intensive because it buildshardware.
5) None of theseDirections (Q. 4650): These questions are based
on
the information given below and the sentences labelled(A), (B),
(C), (D), (E) and (F) given after them:
The Aam Aadmi Party (AAP) claims that it consultsmany
stakeholders before it takes important decisions, likeforming its
first government in Delhi. Who did it consultbefore deciding that
Delhi would not allow foreign directinvestment (FDI) in
supermarkets? The government of Indiatook the decision to open up
supermarkets to overseasinvestments after protracted debate in
media, academia,civil society and Parliament, because in balance,
thebenefits of FDI in supermarkets outweighed the
costs.Supermarkets create jobs. There are many other benefitsas
well.
(A) If food retailers were allowed to buy direct fromfarmers,
instead of going through a complex chainof politically-connected
middlemen in states, itwould reduce waste, speed up time from farm
toplate, boost prices of farm produce for farmersand cut food
inflation by eliminating middlemensmargins.
(B) AAP should withdraw the ban on FDI insupermarkets.
(C) There should be consistency in the style
ofdecision-making.
(D) Debate in media is more meaningful than merereferendum.
(E) Foreign powers had manoeuvred the governmentof India in
saying yes to FDI.
(F) By banning FDI, the AAP looks like an AamShopkeeper
Party.
46. Which of the following has/have been assumed in
theinformation in the paragraph given above?1) Only C 2) Only E 3)
Only B4) Both B and C 5) Both B and E
47. Which of the following statements strengthen(s) theargument
given in the paragraph above?1) Only D 2) Only E 3) Only A4) Both A
and D 5) Both D and E
48. Which of the following is a benefit(s) of FDI
insupermarkets?1) Only A 2) Only D 3) Only F4) Both A and D 5) Both
A and F
49. Which of the following statements weaken(s) theargument
given in the paragraph above?1) Only A 2) Only B 3) Only C4) Only D
5) Only E
50. Which of the following can be a conclusion on thebasis of
the paragraph given above?
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1) Only F 2) Only D 3) Only C4) Only B 5) Both B and C
Test-II: English LanguageDirections (Q. 51-70): Read the passage
carefully
and answer the questions given below it. Certain words/phrases
are given in bold to help you locate them whileanswering some of
the questions.
The global financial crisis has heightened fears
aboutintegration with global financial markets. For a country
likeIndia, which should inexorably open up further to
globalmarkets, an important task of policymaking is to identifythe
path of this integration. It lies neither in shutting outforeign
capital, nor in recklessly opening up to dollar-denominated debt,
which has landed many a country introuble.
A recent Sebi study on foreign investment ingovernment bonds has
recommended the removal ofquantitative restrictions on foreign
holdings of rupee-denominated debt and moving towards a framework
similarto the one for foreign portfolio investment in equity. In
thisstudy may co-authors and I find that Indias capital
controlscontinue to be guided by concerns about debt and
itsmaturity, rather than its currency denomination. Forexample,
India has placed many restrictions on foreigninvestment in
rupee-denominated bonds, even though thisis one of the safest areas
to open up. This is because thecurrency risk is borne by the
foreigner and there is a foreignappetite for rupee-denominated
debt. Currently, therestrictions include caps on the total amount
of rupee-denominated bonds that a foreigner is permitted to hold
aswell as limits that vary by investor class, maturity and
issuer.These have been implemented through a complicatedmechanism
for allocation and reinvestment. The restrictionsfail to meet the
objectives of economic policy today andmust be removed.
In 1991, India embarked on its integration with theworld economy
through trade and capital accountliberalisation. A key idea behind
the early decontrolmeasures was that debt inflows were dangerous
and,therefore, strong restrictions need to be placed on
them.Restrictions were imposed to shift the composition of
capitalentering India towards non-debt-creating inflows and
toregulate external commercial borrowings (ECBs),
especiallyshort-term debt. As a consequence, while the frameworkfor
FDI and portfolio flows is relatively liberal, India has anumber of
restrictions on debt flows.
Over the past decade, the global thinking on debt flowshas
changed. The macroeconomic and financial instabilityin emerging
markets following the crises of the late 1990shas led to increased
efforts in these countries to developlocal currency denominated
bond markets as an alternativesource of debt financing for the
public and corporate
sectors.In the 2000s, emerging economies domestic bond
markets have grown substantially. The outstanding stockof
domestic bonds now exceeds $6 trillion, compared toonly $1 trillion
in the mid-1990s. Along with this, foreignparticipation has also
increased substantially over the lastdecade. In contrast, the
Indian policy framework on debtflows, characterised by quantitative
restrictions on foreignparticipation, has resulted in limited
foreign investment.There is a strong case for opening up the
local-currencygovernment and corporate debt market to foreign
investors.
The present arrangement governing foreign borrowingcomprises two
parts. First, dollar-denominated debt: Indiaraises capital through
foreign currency denominated debtvia government borrowing (both
bilateral and multilateral),ECBs by firms (including foreign
currency convertiblebonds and foreign currency exchangeable bonds)
and fullyrepatriable NRI deposits. Second, rupee-denominated
debt:Foreign investment in rupee-denominated debt takes theform of
foreign investors buying bonds in the Indian debtmarket, which is
denominated in rupees. This is subject toan array of quantitative
restrictions. There are differentlimits for foreign investment in
government and corporatebonds. This arrangement is further
complicated by sub-limits across assets and investor classes.
The share of outstanding government bonds that areowned by
foreign investors has risen through the years.As of March 2013, it
stands at 1.6 per cent. In absolutenumbers, foreign investors own
`700 billion orapproximately $11 billion of Indian government
bonds. Atpresent, the quantitative restriction on foreign
investmentin government bonds stands at $30 billion. The small
scaleof foreign ownership implies a substantial upside
potential.The internal debt of the government stands at ` 48.7
trillion.Government securities account for 90 per cent of
thisamount. Even if the ownership of foreign investors wentup by
ten times overnight, to $110 billion, it would onlyamount to 16 per
cent of the existing stock of bonds.
A comparison with other emerging economies showsthat India
greatly lags behind in the proportion ofgovernment bonds owned by
foreigners. This raisesquestions on the structure of capital
controls in the rupee-denominated bond market.
The Working Group on Foreign Investment pointedout that the
existing regulations create incentives for Indianfirms to favour
foreign-currency borrowings over issuingdebt denominated in rupees.
It recommended easing therestrictions on rupee-denominated debt as
a safer way tomanage globalisation. The Committee on Financial
SectorReforms, chaired by Raghuram Rajan, also recommendedthe
steady opening up of rupee-denominated governmentand corporate bond
markets to foreign investors.
The Sebi study recommends that the existingframework of
quantitative restrictions be dismantled. This
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currency denominated bond markets for the publicand corporate
sectors.
4) Such countries were forced to disallow foreigninvestment in
their emerging markets.
5) None of these56. Which of the following comprise(s)
foreign
borrowings? Give your answer in the context of thepassage.1)
External commercial borrowings by firms and fully
repatriable NRI deposits2) Foreign investment in
rupee-denominated debt3) Foreign currency denominated bilateral
and
multilateral government borrowing4) Only 1) and 2)5) All 1), 2)
and 3)
57. Which of the following statements is not trueaccording to
the facts mentioned in the givenpassage?1) The share of outstanding
govt bonds owned by
foreign investors has gone down significantlythrough the
years.
2) Foreign investors are the owners of approximately11 USD
billion of Indian government bonds.
3) The quantitative restrictions on foreign investmentin govt
bonds stands at USD 30 billion as of now.
4) Govt securities account for 90% of the internal debtof the
govt.
5) None of these58. What was/were the thoughts behinds
imposing
restrictions on foreign investment in India whileopening up its
economy in 1991?1) Allowing foreign investment in India means
dependence on foreign investors.2) It was thought foreigners
would take away major
chunk of profits from India and Indias economywould be in
trouble.
3) It was thought that debt inflows were dangerous.4) India
wanted to be on the safer side because it had
never before opened its economy for foreigninvestors and hence
had no experience of allowingforeign investment.
5) All the above59. Which of the following is true about Indias
capital
control?1) Indias capital control is guided by Indias
central
bank.2) As far as Indias capital control is concerned, India
is more concerned about currency denominationthan the amount of
debt and its maturity.
3) No control is exercised by Indias central bank onthe debt and
its denomination.
4) Indias capital control is guided by debt and itsmaturity.
5) None of these
will encourage greater engagement of foreigners in thegovernment
debt market.51. Why should India open up the local-currency
government and corporate debt market for foreigninvestors?1)
Because India is in dire need of money for
developing infrastructure of some of its sickindustries
2) Because India has lagged behind due to restrictionson foreign
debt flows
3) Because India is passing through a financial crisis4) Because
India is a developing economy5) None of these
52. What are the different types of restrictions imposedby India
on foreign investment in rupee denominatedbonds?1) Caps on the
total amount to be invested in rupee-
denominated bonds2) Class of the investors3) Maturity period4)
Issuer of bonds5) All the above
53. What has/have been recommended by Sebi aboutforeign
investment in government bonds?(A) A new framework for foreign
portfolio investment
in equity should be made.(B) Foreign investment in government
bonds should
be discouraged because not only India but alsomany other
countries have experienced a badeffect on their economy.
(C) Quantitative restrictions on foreign holdings
ofrupee-denominated debt should go away.
1) Only (A) 2) Only (B)3) Only (C) 4) Both (A) and (B)5) All
(A), (B) and (C)
54. Why does the author think that foreign investment
inrupee-denominated bonds is one of the safest areasto be opened
up? Give your answer in the context ofthe given passage.1) Because
foreign investors are forced to invest on
our terms2) Because the currency risk is borne by the
foreigner3) Because in such as a situation, India becomes the
custodian of their money4) Because India is not bound to pay the
invested
money before the date of maturity5) None of these
55. What was the effect of the late 1990s crises on theemerging
markets of different countries?1) The affected countries had to
open their emerging
markets for dollar-denominated bond markets.2) Such countries
had to open their emerging markets
for euro-denominated bond markets.3) Such countries were
compelled to develop local
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60. What should India do to integrate with financial
globalmarket?(A) It should identify the path of integration.(B) It
should not shut out foreign capital.(C) It should not carelessly
allow dollar-denominated
debt.1) Only (A) and (B) 2) Only (A) and (C)3) All (A), (B) and
(C) 4) Only (B) and (C)5) Only (B)
61. Find the incorrect statements on the basis of the
givenpassage.1) Compared to the mid-1990s, the outstanding
stock
of domestic bond markets has increasedapproximately six times in
the 2000s.
2) Foreign participation has not shown any remarkableincrease
over the last decade.
3) In the 2000s, emerging economies domestic bondmarkets have
grown substantially.
4) Strong restrictions on foreign participation haveresulted in
limited foreign investment in India.
5) None of these62. Who among the following do/does not favour
the
easing of restriction on rupee-denominated debt?(A) The Working
Group on Foreign Investment(B) The Committee on Financial Sector
Reforms(C) Securities and Exchange Board of India1) Only (A) and
(B) 2) Only (B) and (C)3) Only (A) and (C) 4) Only (C)5) None of
these
63. What is the central idea of the given passage?1) Domestic
bond markets play a crucial role in the
countrys economy.2) Dollar-denominated debt should not be
allowed in
India without any restriction.3) Foreign investors play a vital
role in Indias
economy.4) India must lift restrictions on foreign investment
in
rupee-denominated debt.5) Importance of financial stability in
emerging marketsDirections (Q. 64-67): Choose the word/group of
words which is MOST SIMILAR in meaning to the word/group of
words printed in bold as used in the passage.64. Inexorably
1) inevitably 2) inextricably 3) magnificently4) openly 5)
vigorously
65. Array1) apprehension 2) continuity 3) order4) area 5)
multitude
66. Dismantled1) imposed 2) exempted 3) legalised4) removed 5)
broken
67. Lags1) falls out 2) falls behind 3) advances
4) grows 5) lacksDirections (Q. 68-70): Choose the word/group
of
words which is MOST OPPOSITE in meaning of the word/group of
words printed in bold as used in the passage.68. Recklessly
1) carefully 2) hopefully 3) inadvertently4) unruly 5)
readily
69. Steady1) uniform 2) stable 3) turbulent4) regular 5)
stationary
70. Embarked1) launched 2) began 3) stopped4) proposed 5)
regularisedDirections (Q. 71-75): The following questions
consist of a single sentence with one blank only. You aregiven
six words denominated by A, B, C, D, E and F asanswer choices and
from the six choices you have to picktwo correct answers, either of
which will make thesentence meaningfully complete.71. It has come
to the notice of Sebi that some companies/
entities are illegally mobilising funds from the publicby making
false promise of ________ rates of return/interest under various
schemes/arrangement.(A) extreme (B) unreasonable (C) illegal(D)
high (E) exorbitant (F) little1) (A) and (B) 2) (B) and (C) 3) (C)
and (D)4) (C) and (E) 5) (B) and (E)
72. President Pranab Mukherjee will meet two groups ofpeople who
will give him the ________ on thedeteriorating law-and-order
situation in West Bengal.(A) lowdown (B) letter (C) dossier(D)
details (E) brochure (F) information1) (A) and (C) 2) (B) and (E)
3) (A) and (F)4) (C) and (D) 5) (C) and (F)
73. The space between Damascus and Baghdad isbecoming an area
for Jihadists to ________ into aglobal terrorist army.(A) convert
(B) unite (C) coalesce(D) develop (E) collapse (F) collect1) (A)
and (F) 2) (B) and (E) 3) (C) and (F)4) (D) and (F) 5) (B) and
(F)
74. Public sector banks are ________ to pick up a stakein Bharat
Heavy Electricals Ltd.(A) eager (B) motivated (C) adamant(D) keen
(E) coming (F) reluctant1) (A) and (B) 2) (B) and (E) 3) (C) and
(E)4) (D) and (F) 5) (A) and (E)
75. Reliance Industries Limited yet again ________ atthe upper
boundary and then moved back intoprevious consolidation band.(A)
touched (B) picked (C) continued(D) stopped (E) stayed (F)
faltered1) (B) and (D) 2) (E) and (F) 3) (A) and (B)4) (B) and (F)
5) (A) and (F)
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Directions (Q. 76-80): Rearrange the following sixsentences (A),
(B), (C), (D), (E) and (F) in the propersequence to form a
meaningful paragraph and then answerthe questions given below.
(A) The RBIs internal management is based onfunctional
specialisation and coordinationamongst about 20 departments with
headquartersat Mumbai, which is the financial capital of
thecountry.
(B) RBI is a state-owned institution under the ReserveBank of
India Act, 1948.
(C) The RBI is the oldest among the central banksoperating in
developing countries, though it ismuch younger than the Bank of
England and theFederal Reserve Board operating as the centralbanks
in the UK and the USA respectively.
(D) The control of the RBI vests in the Central Boardof
Directors that comprises the above mentionedGovernor, four Deputy
Governors and 15Directors nominated by the Union Government.
(E) This Act empowers the Union Government, inconsultation with
the Governor of the RBI, to issuesuch directions to RBI as
considered necessaryin public interest.
(F) The Governor and four Deputy Governors of RBIare appointed
by the Union Government.
76. Which of the following would be the FIRST sentenceafter
rearrangement?1) E 2) F 3) D 4) C 5) B
77. Which of the following would be the SECONDsentence after
rearrangement?1) C 2) B 3) E 4) F 5) A
78. Which of the following would be the THIRD sentenceafter
rearrangement?1) A 2) D 3) C 4) B 5) E
79. Which of the following would be the LAST (SIXTH)sentence
after rearrangement?1) E 2) B 3) A 4) D 5) C
80. Which of the following would be the FOURTHsentence after
rearrangement?1) F 2) C 3) B 4) A 5) DDirections (Q. 81-90): In the
following passage, some
of the words have been left out, each of which is indicatedby a
number. Find the suitable word from the options givenagainst each
number and fill up the blanks withappropriate words to make the
paragraph meaningful.
I have three Is for you. They are Inspiration, Integrityand
Insight. Leaders essentially (81) with somethinglarger than what
others are willing to grapple with, whichis what makes them
leaders. They need inspiration to beable to do that, (82) they will
get frustrated. The secondcomponent is integrity, which is a key
element in (83)trust, without which you are never (84) going to be
aleader. Integrity is about (85) between what you say, do
and think. It is in your actions, in the way you are, theway you
carry yourself. Its not (86) you do only whenothers are watching. I
ask people a simple question: ifthere is no policeman at a traffic
signal, will you stop?Only 10% say they will stop, 90% will not.
Life offers leadera perch higher than other people have. If leaders
cannotsee any (87) than others, they become objects of
ridicule.They must have (88) into situations, into problems
andpossible solutions.
There is a drought of leadership at all levels of life inour
country. But leaders dont fall from the (89). Somepeople become
leaders themselves or sometimes situations(90) them to become
leaders.81. 1) gratified 2) shielded 3) defended
4) grapple 5) contend82. 1) moreover 2) else 3) then
4) when 5) nonetheless83. 1) raising 2) creating 3) forming
4) making 5) building84. 1) always 2) been 3) ever
4) often 5) there85. 1) coherence 2) adherence 3) sticking
4) deciding 5) relation86. 1) everything 2) when 3)
important
4) something 5) anything87. 1) one 2) better 3) more
4) thing 5) clearly88. 1) insight 2) depth 3) control
4) belief 5) knowledge89. 1) above 2) god 3) sky
4) universe 5) haven90. 1) make 2) instigate 3) prepare
4) develop 5) compel
Test-III: Quantitative AptitudeDirections (Q. 91-95): What value
should come in
place of question mark (?) in the following equations?
91. ?012.02304.0 ??1) 3.84 2) 9.6 3) 19.24) 38.4 5) None of
these
92. 18 1.8 7.5 = (?)3 1001) 5 2) 7 3) 9 4) 11 5) 13
93. 20% of 40% of ? = 439.61) 5275 2) 5345 3) 5495 4) 5525 5)
5655
94. 578 ? 12 = 3259921) 41 2) 43 3) 45 4) 47 5) 49
95. ? = (42 56) 161) 22201 2) 21609 3) 21025 4) 20449 5)
19881Directions (Q. 96-100): What should come in place
of question mark (?) in the following number series?96. 1717
1744 1869 2212 2941 ?
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1) 3726 2) 3912 3) 4083 4) 4272 5) 432697. 1268 2051 2726 3301
3784 ?
1) 4183 2) 4296 3) 4312 4) 4443 5) 450898. 18 50 142 414 1226
?
1) 3248 2) 3306 3) 3424 4) 3572 5) 365899. 28 33 109 560 3940
?
1) 35125 2) 35235 3) 35485 4) 35705 5) 35915100. 16 65.5 264.5
1061.5 4250.5 ?
1) 14008.5 2) 15009.5 3) 16006.5 4) 17007.5 5) 18008.5101. What
is the compound interest on ` 48750 for 2.5 years
at 12% pa?1) ` 15228.42 2) ` 15864.24 3) ` 16071.124) ` 16474.62
5) ` 16846.84
102. A shopkeeper marks his goods 30% above the costprice and
allows 15% discount on it. If he sells hisgoods for `1038.70, what
is the cost price?1) ` 920 2) ` 940 3) ` 9604) ` 980 5) ` 1020
103. The simple interest in 16 months on a certain sum atthe
rate at 12% pa is ` 266 more than the interest on thesame sum at
the rate of 18% pa in 8 months. What isthe sum?1) ` 6450 2) ` 6650
3) ` 67504) ` 6850 5) ` 7050
104. A and B can finish a job in 30 days, while A, B and Ccan
finish it in 12 days. C alone can finish the job in1) 15 days 2) 18
days 3) 20 days4) 21 days 5) 24 days
105. If 8 men and 5 women can earn ` 3390 in 6 days, and 5men
and 7 women can earn `3600 in 8 days, then inhow many days will 7
men and 8 women earn ` 6435?1) 9 days 2) 11 days 3) 12 days4) 13
days 5) 15 days
106. In how many different ways can the letters of the
wordCOLLECTION be arranged?1) 453600 2) 113400 3) 56700 4) 5040 5)
1260
107. A box contains 3 black, 3 blue and 3 white balls. Twoballs
are drawn from the box at random. What is theprobability that both
the balls are of the same colour?
1) 41
2) 43
3) 2120
4) 211
5) 661
108. A man can row 28 km upstream and 70 km downstreamin 12
hours. Also, he can row 40 km upstream and 56km downstream in 14
hours. What is the speed of theman in still water?1) 7 kmph 2) 8
kmph 3) 9 kmph4) 12 kmph 5) 14 kmph
109. A person travelled 120 km by bus, 480 km by train and432 km
by bike. It took 15 hours. If the speed of the
train is 5 times that of the bus and 35
times that of the
bike, what is the speed of the bike?
1) 24 kmph 2) 60 kmph 3) 72 kmph4) 90 kmph 5) 120 kmph
110. The ratio of the age of son to that of father is 2 :
7.After 12 years, the ratio will become 4 : 9. What is thepresent
age of son?1) 18 years 2) 16 years 3) 14 years4) 12 years 5) 8
yearsDirections (Q. 111-115): In each of these questions,
two equations (I) and (II) are given. You have to solve boththe
equations and give answer
1) if x < y 2) if x > y3) if x ? y 4) if x ? y5) if x = y,
or relationship between x and y cant be
established.111. I. 6x2 49x + 99 = 0 II. 5y2 + 17y + 14 = 0112.
I. 5x2 = 19x 12 II. 5y2 + 11y = 12
113. I. x2 = 3 1331 II. 2y 2 21y + 55 = 0114. I. 5x = 7y + 21
II. 11x + 4y + 109 = 0115. I. 2x2 11x + 12 = 0 II. 2y2 17y + 36 =
0116. A park is 60m long and 48m broad. It has a 3m-wide
path all around it each on its inside and outside both.How much
will it take to carpet the path if the rate ofcarpeting is `7 per
sq metre?1) ` 8084 2) ` 9072 3) ` 101124) ` 10742 5) ` 10956
117. A room is 9m long and 7m wide. The floor of the roomis to
be tiled fully with 9 cm 8 cm rectangular tileswithout breaking
tiles to smaller sizes. How many tileswill be required?1) 8750 2)
9600 3) 10400 4) 12600 5) 14000
118. The dimensions of a room are 12m 8m 5m. Thereare two doors
(2.5m 1m) and two windows (1.5m 1m) in the room. What is the cost
of painting the wallsof the room if the rate of painting is `13.5
per squaremetre?1) ` 2416 2) ` 2592 3) ` 2684 4) ` 2748 5) `
2804
119. A cylindrical piece of metal of radius 4.5 cm and height11
cm is shaped into a cone of the same radius. Whatwill be the height
of the cone?1) 16.5 cm 2) 22 cm 3) 27.5 cm 4) 33 cm 5) 38.5 cm
120. How much will it cost to make a wall, which is 28mlong, 8m
high and 0.5m thick, from bricks whosedimensions are 20 cm 10 cm 7
cm? One brick costs`3.1) ` 1.8 lakh 2) ` 2.4 lakh 3) ` 2.8 lakh4) `
3.2 lakh 5) ` 3.6 lakhDirections (Q. 121-125): The following line
graph
shows the percentage increase in the population of twocities A
and B over the period 2009 to 2013.
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10
15
20
25
1010
5
1020
50
5
10
15
20
25
30
2009 2010 2011 2012 2013Year
Perc
enta
ge in
crea
seCity A City B
The table shows the population of these cities at thebeginning
of 2009.
City Population (in lakh)A 12B 10
121. What is the population of City A at the beginning ofthe
year 2011?1) 14.96 lakh 2) 15.18 lakh 3) 15.72 lakh4) 16.04 lakh 5)
16.24 lakh
122. What is the difference between the population of CityA and
City B at the end of the year 2011?1) 53400 2) 54600 3) 55300 4)
56100 5) 57500
123. What is the ratio of the population of City A to that
ofCity B at the end of 2009?1) 1 : 2 2) 6 : 5 3) 8 : 54) 11 : 10 5)
None of these
124. What will be the population of City B at the end of theyear
2013?1) 17.325 lakh 2) 18.464 lakh 3) 19.0575 lakh4) 20.040 lakh 5)
None of these
125. The population of City B at the end of the year 2011
isapproximately what per cent of the population of CityA at the
beginning of the year 2009?1) 72.7% 2) 87.5% 3) 112.5% 4) 125% 5)
137.5%Directions (Q. 126-130): The following pie-chart
shows the percentage distribution of the total itemsproduced by
six different companies in the year 2013, andthe table shows the
percentage sale of these companies.(Total items produced by all six
companies together is 5.5lakh)
F21%
E14%
D23%
C9%
B15%
A18%
Company % saleA 72%B 80%C 84%D 65%E 70%F 75%
126. What is the total number of items sold by CompanyA?1) 27720
2) 48400 3) 56980 4) 71280 5) 99000
127. What is the difference between the total items sold
byCompany B and the total items sold by Company C?1) 21420 2) 22720
3) 23210 4) 24080 5) 24420
128. What is the average number of items sold by all
sixcompanies?1) 66935 2) 65415 3) 64285 4) 63150 5) 62740
129. What is the ratio of the total unsold items of CompanyB to
that of Company E?1) 3 : 5 2) 3 : 7 3) 4 : 7 4) 4 : 5 5) 5 : 7
130. The total unsold items of Company F is what per centof the
total sold items of Company B?1) 41.25% 2) 42.5% 3) 43.75% 4) 45%
5) 47.5%Directions (Q. 131-135): The following bar chart
shows the total number of readers of newspaper A and Bover the
period of 2009 to 2013 and the table shows thepercentage of female
readers among them.
566564
5445
6048
4042 44
010203040506070
2009 2010 2011 2012 2013
Year
Num
ber
of r
eade
rs
(in th
ousa
nd)
A B
A B% female % female
2009 43% 51%2010 37% 45%2011 45% 48%2012 52% 54%2013 39% 56%
131. What is the total number of female readers ofnewspaper B in
the year 2012?1) 21480 2) 22320 3) 23760 4) 24850 5) 25200
132. What is the difference between the total male readersof
newspaper A and its total female readers in the year2009?1) 8620 2)
7840 3) 7450 4) 7280 5) 7060
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133. What is the ratio of the total male readers of newspaperA
in the year 2011 to the total female readers ofnewspaper B in the
year 2013?1) 22 : 21 2) 13 : 22 3) 24 : 234) 25 : 24 5) 16 : 15
134. What is the average number of male readers ofnewspaper B
over the years?1) 21320 2) 22640 3) 234504) 24780 5) 25160
135. The total number of female readers of newspaper A inthe
year 2010 is approximately what per cent of thetotal number of male
readers of newspaper B in theyear 2010?1) 65% 2) 63% 3) 61%4) 59%
5) 57%Directions (Q. 136-140): Study the following
information carefully and answer the questions givenbelow:
In a company there are total 2400 employees, in whichthe ratio
of males to females is 7 : 5. All the employees workin three
different departments, D1, D2 and D3 of thecompany. The number of
male employees working in D1 is27% of the total number of male
employees of the company,and it is 90% of the total number of
female employees in D1.
The total number of female employees in D2 is 76
of the
total number of female employees in D1 and the total numberof
male employees working in D2 is 140% of the total femaleemployees
working in D2. Answer the following questionsbased on these
information.136. How many male employees are working in
department
D3?1) 504 2) 512 3) 5184) 524 5) 532
137. The total number of female employees in departmentD3 is
approximately what per cent of the total numberof male employees
working in department D1?1) 51.7% 2) 53.4% 3) 55.6%4) 57.2% 5)
58.2%
138. What is the ratio of the total male employees indepartment
D1 to the total male employees indepartment D2?1) 2 : 3 2) 3 : 4 3)
4 : 54) 5 : 6 5) None of these
139. The total number of male employees in department D3is
approximately what per cent of the total number offemale employees
in department D2?1) 84% 2) 112% 3) 128% 4) 144% 5) 156%
140. The total number of male employees in department D2is
approximately what per cent of the total number ofemployees in the
company?1) 15% 2) 18% 3) 21% 4) 24% 5) 27%
Test-IV: General Awareness(with Special Reference to Banking
Industry)
141. Sahyog-Kaijin 2014, the 13th edition of joint
exercisesbetween the Indian Coast Guard and its counterpartfrom
which of the following countries, was held offKochi recently?1)
Russia 2) China 3) Japan4) Australia 5) US
142. South Korean steel maker Posco has receivedenvironment
clearance for its ` 52,000-cr steel plant afterremaining in the
pipeline for the past eight years. Theplant is to be set up in
which of the following states?1) West Bengal 2) Karnataka 3)
Odisha4) Jharkhand 5) Andhra Pradesh
143. The Reserve Bank of India released the FinancialStability
Report (FSR) Dec 2013 recently. Aiming tocreate awareness about the
vulnerabilities in thefinancial system, the FSR is published
every1) month 2) two months 3) three months4) four months 5) six
months
144. The Reserve Bank of India (RBI) and Bank of Japan(BOJ)
signed a pact to enhance the maximum amountof the Bilateral Swap
Arrangement (BSA) between thetwo countries recently. What is the
new limit of theBSA?1) USD 20 bn 2) USD 30 bn 3) USD 40 bn4) USD 50
bn 5) USD 60 bn
145. The RBI had announced to launch Inflation IndexedNational
Saving Securities-Cumulative (IINSS-C),which was later extended to
a later date 31 Mar, 2014.The minimum limit for investment in the
bond perapplicant per annum is ` 5,000. What is the maximumlimit?1)
` 1 lakh 2) ` 2.5 lakh 3) ` 5 lakh4) ` 7.5 lakh 5) ` 10 lakh
146. The Committee on Comprehensive Financial Servicesfor Small
Businesses and Low-Income Households,headed by Nachiket Mor,
proposed a plan to overhaulthe Indian banking landscape recently.
Which of thefollowing have been proposed in the report?(A) All
resident Indians above 18 years of age will
have full-service bank accounts by 1 Jan, 2016.(B) Every account
holder will have an electronic
payment access point within 15 minutes of walk.(C) Increasing
the priority-sector lending target from
40 per cent of net bank credit to 60 per cent anddoing away with
farm-loan subsidies
(D) Allowing banks to set up subsidiaries dedicatedto financial
inclusion, without prior approvals fromthe RBI
1) All the above 2) Only (A) and (C)
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3) Only (B) and (D) 4) Only (A), (B) and (D)5) Only (B), (C) and
(D)
147. What is Indias global ranking in the recently released2014
Index of Economic Freedom? The index ispublished annually by the
Heritage Foundation andthe Wall Street Journal.1) 48th 2) 52nd 3)
79th 4) 102nd 5) 120th
148. Who among the following has been appointed thenew CEO of
Indias commodity exchange MCX-SXrecently?1) GK Pillai 2) Jignesh
Shah3) Joseph Massey 4) Saurabh Sarkar5) None of these
149. Which of the following countries has enacted a newlaw, Same
Sex Marriage Prohibition Act, whichcriminalises homosexual clubs,
associations andorganisations with penalties up to 14 years in
jail?1) Chile 2) Uganda 3) Nigeria4) Malaysia 5) North Korea
150. The recently published book titled This Place has
beenauthored by who among the following?1) Vikram Chandra 2) Nighat
M Gandhi3) Juliet Reynolds 4) Amitabha Bagchi5) Fatima Bhutto
151. Who among the following has won the 2013 FIFAPlayer of the
Year award Ballon dOr recently?1) Lionel Messi 2) Cristiano
Ronaldo3) Wayne Rooney 4) Arjen Robben5) Franck Ribery
152. Which of the following software firms has announcedto set
up the worlds largest corporate learning anddevelopment centre in
India? It will have a totalcapacity to train 15,000 professionals
at one time and50,000 professionals annually.1) Tech Mahindra 2)
Wipro3) Infosys 4) TCS5) IBM
153. Name the Indian sportswoman whose silver medal atthe World
Athletics Final in 2005 was recently elevatedto gold by the
International Association of AthleticsFederations recently as gold
winner Tatyana Kotovawas disqualified for doping.1) Kunjarani Devi
2) Karnam Malleswari3) Tintu Luka 4) Anju B George5) None of
these
154. The Enforcement Directorate has signed an agreementwith the
Commerce Ministry for sharing of foreignexchange realisation data
ore eBRC which is expectedto increase transparency. The term BRC
stands for:1) Bank Redemption Certificate2) Bank Realisation
Certificate3) Bank Rationalisation Certificate4) Bank Reference
Certificate5) Bank Ratification Certificate
155. Consider the following with respect to the ReserveBank of
India (RBI)s decision to increase the loan-to-value (LTV) ratio of
gold loan companies:(A) The NBFCs have been allowed to lend up to
100
per cent of the value of gold.(B) The decision has been taken on
the
recommendations of the KUB Rao committee.(C) NBFCs will have to
certify purity of gold to
determine the maximum permissible loan.(D) Loans of `1 lakh and
above must be disbursed
through cheques.Which of the above statements are true?1) Only
(A) and (B) 2) Only (C) and (D)3) Only (A), (B) and (C) 4) Only
(B), (C) and (D)5) All (A), (B), (C) and (D)
156. The Delhi High Court recently held that theComptroller and
Auditor General of India (CAG) canaudit the accounts of which of
the following underthe relevant provisions of the law?1) Private
educational institutions2) Private telecom operators3) NGOs4)
MNCs5) All the above
157. The Sakala programme, which guarantees time-bounddelivery
of services to citizens by govt departments,has won National award
under outstandingperformance in citizen-centric service delivery
categoryrecently. The scheme is running in1) Madhya Pradesh 2)
Bihar3) Gujarat 4) Rajasthan5) Karnataka
158. The Finance Ministry has tasked a nine-member panelto
review the framework on external commercialborrowings (ECBs) and
foreign currency convertiblebonds (FCCBs). The panel is headed by1)
Bimal Jalan 2) MS Sahoo3) Y Venugopal Reddy 4) C Rangarajan5) None
of these
159. Insurance Regulatory and Development Authority(IRDA) has
set up a 10-member committee to look intohaving 100% Foreign Direct
Investment (FDI) ininsurance intermediaries and Third
PartyAdministrators (TPAs). The committee will be headedby1) TS
Vijayan 2) Usha Sangwan3) Sushobhan Sarker 4) SK Roy5) Suresh
Mathur
160. The Nachiket Mor Committee, in its recent report,
hasproposed to convert which of the followinginstitutions into a
commercial entity?1) NABARD 2) SIDBI3) National Housing Bank 4)
HUDCO5) None of these
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161. The govt of India will receive a special dividend
of`16,485.71 cr for its 90 per cent stake in which of thefollowing
Maharatna companies as approved by thecompanys board?1) CIL 2) ONGC
3) IOC4) GAIL 5) SAIL
162. Who among the following was the chief guest at the65th
Republic Day parade at Rajpath in Delhi?1) Shinzo Abe (Japan)2)
Akihito and Michiko (Japan)3) Jigme Khesar Namgyel Wangchuck
(Bhutan)4) Abdulla Yameen (Maldives)5) None of the above
163. According to the Justice MB Shah Commission reporton
illegal mining in Odisha, its good quality iron orereserves will
last for how many years at present rate ofextraction?1) 10 yrs 2)
20 yrs 3) 30 yrs 4) 40 yrs 5) 50 yrs
164. Michelle Bachelet was officially declared by theElectoral
Court to have won the presidential electionheld in Dec, 2013 and
will be sworn in on 11 Mar as thenew president of which of the
following countries?1) Chad 2) Spain 3) Chile4) Norway 5) New
Zealand
165. Banks are planning to ask the RBI to lift the cap
onborrowing under the daily Liquidity AdjustmentFacility (LAF).
Currently, banks can borrow what percent of net demand and time
liabilities (NDTL) fromthe LAF window?1) 0.5% 2) 1% 3) 1.5% 4) 2%
5) 2.5%
166. Which of the following banks has agreed to pay USD1.7 bn to
victims of the convicted fraudster, BernardMadoff, following a
settlement with US prosecutors?The bank is accused of not
maintaining an effectiveanti-money laundering programme.1) Standard
Chartered 2) Citibank3) JP Morgan 4) Bank of America5) HSBC
167. With the successful launch of GSLV-D5 recently, Indiahas
entered into a select group of nations which havedeveloped their
own cryogenic rocket enginetechnology. Which of the following is
NOT at presentin the group?1) US 2) Germany 3) Japan4) China 5)
Russia
168. Which of the following teams has lifted both the Mens(Barna
Ballack Cup) and Womens (Jayalakshmi Cup)Team titles of the 75th
Senior National Table TennisChampionships recently in Patna?1) West
Bengal2) Petroleum Sports Promotion Board (PSPB)3) Airport
Authority of India (AAI)4) Railways Sports Board (RSPB)5) None of
these
169. What does the letter S denote in the abbreviationSUUTI, a
term we often read in financial newspapers?1) Securities 2)
Specified 3) Series4) Serious 5) None of these
170. Which of the following countries formally joined theEuro
Zone as the 18th member of the group whichuses the Euro as its
currency? It has become theEuropean Union's fastest growing
economy.1) Albania 2) Serbia 3) Latvia4) Slovenia 5) None of
these
171. Pushpa Kapila Hingorani, who died recently, wasIndias
pioneer of1) Public Interest Litigation (PIL)2) Right to
Information (RTI)3) Right to Education (RTE)4) Womens education5)
None of these
172. Which of the following is/are correct with respect tothe
notification issued by the govt regarding NationalCompany Law
Appellate Tribunal (NCLAT) set upunder the new Companies Act?1) Its
chairperson will be entitled to a fixed monthly
pay of `90,000 besides other allowances.2) It would be the
appellate body for National
Company Law Tribunal.3) It will replace the Company Law Board.4)
All the above5) Only 1) and 2)
173. Multilateral funding agency World Bank hasannounced to
provide loan to construct disaster-resilient houses and roads in
cyclonic-disaster-hitUttarakhand. What is the amount of the loan?1)
USD 250 mn 2) USD 280 mn 3) USD 320 mn4) USD 350 mn 5) USD 380
mn
174. Centre has decided to provide an additional wageemployment
beyond the stipulated 100 days underMahatma Gandhi National Rural
EmploymentGuarantee Act (MGNREGA) for Scheduled Tribehouseholds in
forest areas. It will be for1) 20 days 2) 30 days 3) 40 days4) 50
days 5) None of these
175. Consider the following with respect to the RBIs moveto
introduce globally compatible unique identity codesto entities
which are parties to a financial transactionin India as part of the
G-20 mandate:(A) The unique identity code called Legal Entity
Identifier (LEI) is a 20-character code assignedby a local
operating unit (LOU).
(B) Clearing Corporation of India Ltd (CCIL) has beenselected to
act as LOU.
(C) The functioning of CCIL as a local operating unitwill not
fall under the regulation and oversight ofthe RBI.
Which of the above statements is NOT correct?
-
KKUNDAN
1) Only (A) 2) Only (B)3) Only (C) 4) Only (A) and (B)5) Only
(B) and (C)
176. In a move aimed at thwarting money launderingactivities,
the market regulator Sebi has made whichof the following compulsory
for all investments intoCollective Investment Scheme (CIS)? All
investmentsin CIS funds are to be made1) through banking channels2)
in cash3) through correspondents only4) through registered broking
agencies5) None of these
177. The nations first comprehensive adolescent healthprogramme
named Rashtriya Kishor SwasthyaKaryakram (RKSK) was launched
recently from Thane,Maharashtra. Based on a national analysis, RKSK
willfocus on six areas including:1) sexual and reproductive
health2) nutrition3) injuries and violence (including
gender-based
violence)4) non-communicable diseases5) All the above
178. As part of taking banking services to rural areas,
theCentre has revised its target for opening new bankbranches which
will also create an additional 55,000new jobs in the banking
sector. Now, how many newbank branches will be opened yearly from
next fiscal?1) 5,000 2) 7,000 3) 9,000 4) 10,000 5) 12,000
179. Which of the following industrial groups has becomethe
first corporate in the country to disburse salariesleveraging the
Aadhaar Payment Bridge (APB) to avoidfake data?1) RIL 2) Adani
group3) Trident group 4) Vedanta group5) Bharati group
180. National Bank for Agriculture and Rural Development(NABARD)
reduced the refinance rates for banks andother lending agencies by
0.20 per cent to promoterural credit and rural infrastructure. What
is the newrate for refinance effective from 7 Jan, 2014?1) 9.10 per
cent 2) 9.30 per cent3) 9.50 per cent 4) 9.70 per cent5) 9.90 per
cent
Test-V: Computer Knowledge181. The main job of a CPU is to
1) carry out program instructions.2) store data/information for
future use.3) process data and information.4) Both 1) and 3)5) None
of these
182. A repair for a known software bug, usually availableat no
charge on the Internet, is called a(n)1) Version 2) Patch 3)
Tutorial4) FAQ 5) None of these
183. The property that when classes are arranged in ahierarchy,
each class assumes the attributes andmethods of its ancestors is
called1) generalisation 2) inheritance3) encapsulation 4)
information hiding5) None of these
184. All of the following are examples of real security
andprivacy risks except1) Hackers 2) Spam3) Viruses 4) Identity
theft5) None of these
185. If you wish to extend the length of the network
withouthaving the signal degrade, you would use a1) repeater 2)
router 3) gateway4) switch 5) None of these
186. Which of the following is used to move down a pagein a
document?1) Jump 2) Fly 3) Wriggle4) Scroll 5) None of these
187. ________ is the process of carrying out commands.1)
Fetching 2) Storing 3) Decoding4) Coding 5) Executing
188. Which of the following types of viruses are
oftentransmitted by a floppy disk left in the floppy drive?1)
Trojan horse 2) Boot sector 3) Script4) Logic bomb 5) Worm
189. The binary language consists of________digit(s).1) 8 2) 2
3) 1,0004) 1 5) None of these
190. Which of the following is not the basic principle
ofnetworks?1) Each computer must have a network card.2) There must
be communication media connecting
the network and hardware devices.3) There must be at least one
connecting device.4) Each computer must have software that
supports
the movement of information.5) None of these
191. For deleting data permanently, we use1) Delete 2) Shift +
Alt + Delete3) Shift + Delete 4) Erase5) All the above
192. Integrated circuits are made up of1) Si 2) Al 3) Mn4) Mg 5)
All the above
193. Whas is the full form of XP in Windows XP?1) XTRA Power2)
XTREME Programming3) XTRA Process4) XTREME Power
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KKUNDAN
5) None of these194. Which key is used to send a digital
signature?
1) Public key 2) Private key 3) Digital key4) Keypad 5) None of
these
195. The first computer made available for commercial usewas1)
Mark-I 2) ENIAC 3) UNIVAC4) EDSAC 5) EDVAC
196. EPROM consists of1) bipolar transistors 2) Diodes3) ETL 4)
MOSFETs5) None of these
197. ________ is not an Internet connection.1) Broadband 2) WWAN
3) DSL4) WLAN 5) Dial-up
198. The output quality of a printer is measured by1) dots per
sq inch 2) dots per inch3) dots printed per unit 4) dots printed
per line5) Both 1) and 2)
199. IEEE ________ standard is used for wireless LAN.1) 802.12
2) 802.13 3) 802.154) 802.11 5) 802.10
200. DNS is extremely important for the correct functioningof
the Internet. To do so, it1) encrypts data2) maps symbolic names
for machines onto their IP
address3) translates message into machine language4) All the
above5) None of these
-
KKUNDAN
Answers(1-6):
1. 1 2. 2 3. 3 4. 45. 5; U and S6. 27. 2; Some papers are
pencils (I) + No pencilis a pen (E) = I + E = O = Some papers
arenot pens. Now, No paper is a bottle ?conversion ? No bottle is a
paper (E) +Some papers are not pens (O) = E + O = Noconclusion.
Hence, conclusion I does notfollow.Again, No pencil is a pen ?
conversion ?No pen is a pencil. Hence, conclusion IIfollows.8. 4;
Some papers are pencils ? conversion? Some pencils are papers.
Hence,conclusion I does not follow.Again, Some papers are pencils
(I) + Nopencil is a pen (E) = I + E = Some papers arenot pens.
Hence, conclusion II does notfollow.9. 2; No cup is a wire (E) +
All wires are bulbs(A) = E + A = O* = Some bulbs are not
cups.Hence, conclusion I does not follow.Again, All stickers are
cups (A) + No cup is awire (E) = A + E = E = No sticker is a
wire.Hence, conclusion II follows.10. 1; No sticker is a wire (E) +
All wires arebulbs (A) = E + A = O* = Some bulbs are notstickers.
Hence conclusion I follows, butconclusion II does not follow.11. 4;
All bowls are spoons (A) + No spoon isa plate (E) = A + E = E = No
bowl is a plate.Hence, conclusion I does not follow.Again, Some
glasses are bowls (I) + All bowlsare spoons (A) = I + A = I = Some
glasses arespoons. Hence, conclusion II does not follow.12. 5;
Check options one by one
Option 1)
Thus, we cant compare Q and T.But L < T is true. Hence, does
not follow.
Option 2)
Thus, Q > T or T < Q is true. But L > T istrue. Hence,
does not follow.
Option 3)
Thus, we cant compare Q and T. Hence,does not follow.
Option 4)
This leads us to Q < T is true and L ? T istrue. Hence, does
not follow.13. 2;Given expression: R < E = A ? M > NThus, A
> N is true, and R < A is true.Again, E > N or N < E is
true.Hence, options 1), 3) and 4) do not follow.But, option 2) is
false and hence follows.14. 1; Check options one by one:1) H < A
> B ? C = J < LThis leads us to B ? J being true. C < L or
L> C is true. And A > J or J < A is true. Hence,option 1)
follows.2) H < A < B ? C = J > LThis leads us to B ? J,
being true. But C > L orL < C is true. Also, we cant compare
A and J.Hence, 2) does not follow.3) H < A = B < C = J ?
LThis leads to B < J being true. But (B ? J)does not
follow.Again, C ? L is true. But (L > C) does notfollow. And A
< J. Hence (J < A) does notfollow.4) H < A < B ? C = J
< LThis leads us to A < J or J > A. But (J < A) doesnot
follow. Again, B ? J does not follow.15. 3;Given expression: Z ? Y
> L = W ? N > FThus, Z > W. Hence, (Z ? W) does not
follow.Again, L ? N is true. So, (L = N) may be true.Again, Z >
F or F < Z is definitely true.Hence, follows. But Y > W is
true but(Y = W) does not follow.16. 3;By putting in place of
question mark weget
E @ V N % R T
Hence, E is grandfather of T.
17. 1;
Hence, K is sister-in-law of A.
18. 1; Option 1)
Thus, N is sister of R. Hence option 1)follows.
Option 2)
Hence, option 2) does not follow.Option 3) Hence, option 3) does
not follow.Option 4)
Hence, option 4) does not follow.
19. 3;
20. 2;
Thus, W is uncle of P. Hence, option 2) istrue.
(21-25):
PersonBank City
BOB BOI DenaBank UBI OBCIndianBank
CorpBank UCO Delhi Patna Ranchi Kanpur Gur Gha Jaipur Noida
P(+) ? ? A(+) ? ? L() ? ? N() ? ? Q(+) ? ? G(+) ? ?R(+) ? ? S()
? ?
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KKUNDAN
Summar yPerson Bank Place
P(+) Indian Bank GhaziabadR(+) Corporation Bank PatnaG(+) OBC
NoidaL() Dena Bank JaipurA(+) BOB DelhiN() UBI RanchiQ(+) BOI
GurgaonS() UCO Kanpur
21. 3 22. 2 23. 4 24. 1 25. 326. 4(27-31):The machine arranges
the words and thenumbers in each step. As for words, the wordsare
arranged in alphabetical order from leftto right and the numbers
are arranged indescending order from right to left. However,after
arranging all the numbers the digit-sumsof numbers are squared in
the last step.Input: water 13 ferry 15 place 16 boat 22market 18
verb 12Step I: boat water 13 ferry 15 place 16market 18 verb 12
22Step II: boat ferry water 13 15 place 16market verb 12 18 22Step
III: boat ferry market water 13 15 placeverb 12 16 18 22Step IV:
boat ferry market place water 13verb 12 15 16 18 22Step V: boat
ferry market place verb water12 13 15 16 18 22Step VI: boat ferry
market place verb water9 16 36 49 81 16Step VI is the last step of
the above input27. 4 28. 1 29. 3 30. 4 31. 432. 4;
33. 4; Given Word: SUBSTANCEAfter rearrangeing the given word,
it becomesTANCSUBSENow, Second from the right is S.
Third from the left is N.There are four letter been N and S in
theEnglish alphabetical series, ie O, P, Q and R.
34. 1;
Similarly,
(35-36):Let A be the mans home and F the market.
35. 3; Northeast36. 2;EF = DE = 2 km AE = BE = CD = 1 km
Now, AF = 22 )EF()AE( ?
= 22 21 ? = 5 km37. 5; From I. D is a female
From II.
Hence, both the statements are sufficient toanswer the
question.38. 5; From I and II.
Then, Manish is facing north.
39. 3; From I.
Rs rank from the top is (4 + 6 =) 10th.From the bottom the rank
of R is (30 10 +1) = 21st.From II. The rank of R from the bottom
is4 + 17 + 1 = 22nd. Hence, either statementI or II alone is
sufficient to answer thequestion.
40. 2; From I.
From II.
Hence, statement II is sufficient to answerthe question.41. 3; A
law that combats traffic in humanbeings will rather prevent abuse
of domesticworkers.42. 3; Since conventional lenders have be-come
increasingly reluctant, borrowers haveto resort to pledging their
property in orderto borrow money.43. 3; Debt-oriented hybrid funds
offer a sortof compromise formula. You may enjoy thebenefits of
stock markets but at the sametime have some cushion as well.44. 3;
Although B is also correct, it is not acourse of action.45. 1; If
history repeats itself, privacy poli-cies may go for a six.
46. 1; Look at the way the author has com-pared to the
referendum sought by AAP whileforming government. The author
assumesthat it is wrong to seek referendum in onecrucial matter and
not do so in another cru-cial matter that affects one and all.47.
4; (A) takes the argument more in favourof FDI. Similarly, (D) also
helps clinchingthe argument in favour of the author andtaking it
away from AAP.48. 1; The benefits have been clearly enu-merated in
(A).49. 5; If the government of Indias decisionwas taken at the
behest of foreign powers,then clearly there is a need for
rethink.50. 4; We cant go for (C) because it losessight of the core
issue involved in the para-graph.51. 2 52. 5 53. 3 54. 2 55. 356. 5
57. 1 58. 3 59. 4 60. 361. 2 62. 5 63. 4 64. 5 65. 566. 4 67. 2 68.
1 69. 3 70. 371. 5 72. 3 73. 1 74. 4 75. 2(76-80): CBEFDA76. 4 77.
2 78. 5 79. 3 80. 181. 4 82. 2 83. 5 84. 3 85. 186. 4 87. 2 88. 1
89. 3 90. 5
91. 5; ? = 012.02304.0 ?= 0.48 0.012 = 40
92. 2; (?)3 100 = 18 1.8 7.5 = 243or, (?)3 = 243 + 100 = 343 =
(7)3? ? = 7
93. 3; ?10040
10020 ?? = 439.6
or, ? = 5495402010043960 ?
??
94. 4; ? = 12578325992
? = 47
95. 2; ? = 165642?
= 147
or, ? = (147)2 = 2160996. 4; The series is +33, +53, +73, +93,
...97. 1; The series is +282 1, +262 1,+242 1, ...98. 5; The series
is 3 4, 3 8, 3 12,3 16, ...99. 3; The series is 28 1 + 5 = 33,33 3
+ 10 = 109, 109 5 + 15 = 560,560 7 + 20 = 3940, 3940 9 + 25= 35485,
...100. 4; The series is 16 4 + 1.5 = 65.5,65.5 4 + 2.5 = 264.5,
264.5 4 + 3.5= 1061.5, 1061.5 4 + 4.5 = 4250.5, 4250.5 4 + 5.5 =
17007.5, ...101. 3; CI = (48750 1.12 1.12 1.06) 48750 = 64821.12
48750 = `16071.12102. 2; Let the cost price be `x.
? Marked price = 100130x ?
SP = 10085
100130x ??
Now, 10085
100130x ?? = 1038.70
? x = `940
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KKUNDAN
103. 2; Let the sum be `x.
10012818x
100
121612x ????
= 266
or, 16x 12x = 26600
? x = 426600
= `6650
104. 3; (A + B + C)s one days work = 121
And (A + B)s one days work = 301
Cs one days work
= 301
121
= 6025
= 201
? C alone can finish the work in 20 days.105. 2; Let the daily
earning of a man andthat of a woman be `x and `y respectively.
Then, 8x + 5y = 63390
= 565 ... (i)
Again, 5x + 7y = 83600
= 450 ... (ii)
Solving equation (i) and (ii), we haveeqn (i) 5 eqn (ii) 8
775y313600y56x402825y25x40
?????????
? y = `25, x = `55Now, daily earning of 7 men and 8
womentogether = 7x + 8y = 7 55 + 8 25= 385 + 200 = `585 `585 is
earned by 7 men and 8 women inone day.? ?` 6435 is earned by 7 men
and 8 women
in 64355851 ? = 11 days
? Hence, number of days = 11106. 1; Total number of letters in
the wordCOLLECTION is 10.So, the number of arrangements = 10!Here
L, C and O each occurs twice.
Number of ways = !2!2!2!10
2121109876543
??????????
= 453600
107. 1; Total number of balls in the box = 3+ 3 + 3 = 9
Number of sample space n(S) = 29C = 2
89?
= 36? n(E) = 2
32
32
3 CCC ?? = 3 + 3 + 3 = 9
? P(E) = )S(n)E(n
= 369
= 41
108. 3; Let the downstrem speed be x kmphand upstream speed be y
kmph.
Then, x70
y28 ? = 12 or, x
35y
14 ? = 6
Let uy1 ? and vx
1 ?
Now, 14u + 35v = 6 ... (i)
14x56
y40 ?? , 7x
28y20 ??
or, 20u + 28v = 7 ... (ii)Solving eqn (i) and (ii), we get
v = 141
and u = 41
? y = 4, x = 14
? Speed of man in still water = 2144 ?
= 9 kmph109. 3; Let the speed of the train be x kmph.
? Speed of the bus = 5x
kmph the and the
speed of the bike = 5x3
kmph
Then, 15
5x3
432x
480
5x
120 ?????
??
??????
??
or, 15x720
x480
x600 ???
or, 15x1800 ?
? x = 120
? Speed of bike = 5x3
= 51203?
= 72 kmph
110. 4; Let the present age of son and fatherbe x years and y
years respectively.
Then, 72
yx ?
or, 7x = 2y ... (i)
Again, after 12 years, 12y12x
??
= 94
or, 9x + 108 = 4y + 48or, 9x 4y = 60 ... (ii)Solving eqn (i) and
(ii), we getx = 12 years, y = 42 years111. 2; I. 6x2 49x + 99 =
0
or, 6x2 27x 22x + 99 = 0or, 3x(2x 9) 11(2x 9) = 0or, (3x 11) (2x
9) = 0
? x = 311
, 29
II. 5y2 + 17y + 14 = 0or, 5y2 + 10y + 7y + 14 = 0or, 5y(y + 2) +
7(y + 2) = 0or, (5y + 7) (y + 2) = 0
? y = 2, 57
Hence, x > y112. 4; I. 5x2 19x + 12 = 0
or, 5x2 15x 4x + 12 = 0or, 5x(x 3) 4(x 3) = 0or, (5x 4) (x 3) =
0
? x = 3, 54
II. 5y2 + 11y 12 = 0or, 5y2 + 15y 4y 12 = 0or, 5y(y + 3) 4(y +
3) = 0or, (5y 4) (y + 3) = 0
? y = 54
, 3
Hence, x ? y
113. 1; I. x2 = 3 1331 = 11
? x = 11? = 316.3?II. 2y2 21y + 55 = 0or, 2y2 10y 11y + 55 =
0or, 2y(y 5) 11(y 5) = 0or, (2y 11) (y 5) = 0
? y = 5, 211
? Hence, x < y
114. 2; I. 5x 7y = 21II. 11x + 4y = 109Solving eqn (i) 11 eqn
(ii) 5
776y97545y20x55
231y77x55
????
y = 8 and from this x = 7? Hence, x > y
115. 3; I. 2x2 8x 3x + 12 = 0or, 2x(x 4) 3(x 4) = 0or, (2x 3) (x
4) = 0
? x = 23
, 4II. 2y2 8y 9y + 36 = 0or, 2y(y 4) 9(y 4) = 0or, (2y 9) (y 4)
= 0
? y = 4, 29
Hence, x ? y116. 2;
Area of inside path RSPQ = 2{(60 3) + (42 3)} = 2(180 + 126) =
612 sq mArea of outside path LMNO= 2{(66 3) + (48 3)} = 2{198 +
144}= 2 342 = 684 sq m? Total area of the path = 612 + 684= 1296 sq
m? Cost of carpeting = 1296 7 = `9072
117. 1; Number of tiles = 89700900
??
= 8750118. 2; Area of four walls = 2 5 (12 + 8)= 200 sq mArea of
doors = 2 2.5 1 = 5 sq mArea of windows = 2 1.5 1 = 3 sq m?
Effective area = 200 8 = 192 sq m? Cost of painting = 192 13.5 =
`2592119. 4; Volume of cylinder = Volume of cone
Then, ? (4.5)2 11 = 31
?? (4.5)2 hor, h = 11 3 = 33 cm
120. 2; Volume of the wall = 28 8 21
= 112 m3? Volume of a brick
= 3m50007
1007
10010
10020 ???
? Reqd number of bricks
= 8000075000112
50007
112 ???
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KKUNDAN
? Cost of making the wall = 80000 3 =`240000= `2.4 lakh121. 2;
Population of City A at the beginning
of the year 2011 = 100115
10011012 ?? = 15.18 lakh
122. 4; Population of City A at the end of
2011 = 100105
100115
10011012 ??? = 15.939 lakh
Population of City B at the end of 2011
= 100105
100125
10012010 ??? = 16.5 lakh
? Difference = 16.5 15.939 = 0.561 lakh= 56100
123. 4; Ratio = 1011
12101112
10012010
10011012
????
?
?
= 11 : 10124. 3; Population of City B at the end of
2013 = 10 100110
100105
100110
100125
100120 ????
= 19.0575 lakh125. 5; Population of City B at the end ofthe year
= 10 1.20 1.25 1.1 = 16.5 lakhPopulation of City A at the beginning
of theyear 2009 = 12 lakh
? Reqd % = 100125.16 ? = 137.5%
126. 4; Total sold items of Company A
= 550000 10018
10072
= 71280
127. 5; Difference
= 550000( 10015
10080
1009
10084
)
= 55(1200 756) = 55 444 = 24420128. 1; Total sale = 55(18 72 +
15 80 +9 84 + 23 65 + 14 70 + 21 75)= 55(1296 + 1200 + 756 + 1495 +
980 +1575) = 55 7302 = 401610
? Average = 6401610
= 66935
129. 5; Total number of unsold items of
Company B = 550000 10020
10015 ? = 16500
Total number of unsold items of Company E
= 550000 10030
10014 ? = 23100
? Ratio = 231165
= 75
= 5 : 7
130. 3; Total number of unsold items ofCompany F = 55(21 25) =
28875Total number of sold items of Company B= 55(15 80) = 66000
? Reqd % = 6600028875
100 = 43.75%
131. 3; Total number of female readers ofnewspaper B in the year
2012
= 44000 10054
= 23760
132. 2; Difference = 56000 100)4357(
= 560 14 = 7840133. 1; Reqd ratio
= 56455548
1005645000
1005548000
???
?
?
= 66 : 63 = 22 : 21
134. 4; Average number of male readers of
newspaper B = 10051000? (42 49 + 64 55 +
54 52 + 44 46 + 45 44)= 2 (2058 + 3520 + 2808 + 2024 + 1980)= 2
12390 = 24780135. 2; Total number of male readers ofnewspaper A in
the year 2010
= 60000 10037
= 22200
Total number of male readers of newspaperB in the year 2010
= 64000 10055
= 35200
? Reqd % = 1003520022200 ? = 63.068 ? 63%
(136-140):Total = 2400M : F = 7 : 5Male = 1400, Female =
1000
136. 3137. 5; D3 (Female) = 220And D1 (Male) = 378
? Reqd % = 100378220 ? = 58.2%
138. 2; Ratio = 43
504378 ? = 3 : 4
139. 4; D3 (Male) = 518 D2 (Female) = 360
? Reqd % = 100360518 ? = 143.88 ? 144%
140. 3; Reqd % = %211002400504 ??
141. 3 142. 3 143. 5 144. 4 145. 3146. 4 147. 5 148. 4 149. 3
150. 4151. 2 152. 4 153. 4 154. 2 155. 4156. 2 157. 5 158. 2 159. 5
160. 1161. 1 162. 1 163. 3 164. 3 165. 1166. 3 167. 2 168. 2 169. 2
170. 3171. 1 172. 4 173. 1 174. 4 175. 3176. 1 177. 5 178. 4 179. 3
180. 4181. 4 182. 2 183. 2 184. 2 185. 1186. 4 187. 5 188. 2 189. 2
190. 2191. 3 192. 1193. 5; The letters XP stand foreXPerience,
meaning the operating systemwas meant to be a new type of
userexperience.194. 2; Private key is used, because it is knownto
user only.195. 3 196. 4 197. 2 198. 1 199. 4200. 2; DNS (Domain
Name System) acts asa resolutor which maps names onto IP ad-dress
and vice versa.