5 Secrets To Save You Money On Your Mortgage

5 Secrets To Save You Money

On Your Mortgage

Keeping the Banks HonestBy Josh Higgelke

Axiom Mortgage Solutions1-888-786-1753

[email protected]

Josh Higgelke | 1-888-786-1753 | [email protected]

The 5 Secrets:Secret #1: Who Does A Mortgage Broker Work For?

A mortgage broker works on your behalf, not for the shareholders of the bank. They only get paid if a mortgage closes and they only close mortgages by earning the trust of their clients. A mortgage broker will provide you with an honest and unbiased opinion and will always provide you with the best option for you. Without happy clients they have no business.

Secret #2: How Does A Mortgage Broker Get Paid?

A mortgage broker does not charge you a fee nor do they add a percentage to the rate that they can get you. In fact, many times a mortgage broker

can actually can actually get you a better rate than you can get at your bank. We will not lose when it comes to rate.

Josh Higgelke | 1-888-786-1753 | [email protected]

Secret #3: Read The Fine PrintRead the fine print, make sure you clearly understand what it is you are signing. Unfortunately, we have seen where clients were not sure of the documents they had signed and they were locked into a mortgage that didn’t have the greatest prepayment privileges or the ability to port the mortgage if they moved to another property… be careful!

Secret #4: Did You Know About Hidden Fees?Many times clients will believe that the bank is paying for an appraisal or for the legal fees (if necessary) but most times that is not the case. The banks will add those cost to your total mortgage and the details will be hidden in the fine print.

Make sure that you watch for this.

Josh Higgelke | 1-888-786-1753 | [email protected]

Secret #5: When Is The Best Time To Get A Mortgage?This is currently the most advantageous time in history to get a mortgage! Interest rates are at historical lows and you can save a significant amount of money! Even if you already have a mortgage and you might face a penalty to break it, it might be worth it. Please make sure you weigh out all of your options! It is better to keep your money in your pocket instead of paying it to the bank.

Josh Higgelke | 1-888-786-1753 | [email protected]

To get a new mortgage or if you want to renegotiate your existing

mortgage, please contact me at:

Josh Higgelke1-888-786-1753

[email protected]

Josh Higgelke | 1-888-786-1753 | [email protected]