2022 Schedule of Benefits - Inter Valley Health Plan

2022 Schedule of Benefits

Service To Seniors (HMO) Desert preferred Choice (HMO) This booklet summarizes the Combined Evidence of Coverage and Disclosure for Inter Valley Health Plan Service To Seniors (HMO) (H0545-001) and Desert preferred Choice (HMO) (H0545-012). Please be sure to review them, as well as the Limitations and Exclusions included in this booklet.

SERVICE TO SENIORS (HMO)PLAN PRODUCTS AS OF JANUARY 1, 2022

Product Code Description

MCA15022 MAPD - Service to Seniors - 1/1/2022

MCALI122 MAPD Service to Seniors - Low Income Rx $0 Copay - 1/1/2022

MCALI222 MAPD Service to Seniors - Low Income Rx $1.35/4.00 Copay - 1/1/2022

MCALI322 MAPD Service to Senior - Low Income Rx $3.95/9.85 Copay - 1/1/2022

MCALI422 MAPD Service to Seniors - Low Income Rx 15% Copay - 1/1/2022

DESERT PREFERRED CHOICE (HMO)PLAN PRODUCTS AS OF JANUARY 1, 2022

Product Code Description

MPC15022 MAPD - Desert Preferred Choice - 1/1/2022

MPCLI122 MAPD Desert Preferred Choice - Low Income Rx $0 Copay - 1/1/2022

MPCLI222 MAPD Desert Preferred Choi - Low Income Rx $1.35/4.00 Copay - 1/1/2022

MPCLI322 MAPD Desert Preferred Choice-Low Income Rx $3.95/9.85 Copay - 1/1/2022

MPCLI422 MAPD Desert Preferred Choice - Low Income Rx 15% Copay - 1/1/2022

2022 Evidence of Coverage for Inter Valley Health Plan SERVICE TO SENIORS (HMO) OR DESERT PREFERRED CHOICE (HMO)Chapter 4. Medical Benefits Chart (what is covered and what you pay) 3

Chapter 4. Medical Benefits Chart (what is covered and what you pay)

SECTION 1 Understanding your out-of-pocket costs for covered services ................................................................ 4

Section 1.1 Types of out-of-pocket costs you may pay for your covered services ............................................................ 4

Section 1.2 What is the most you will pay for Medicare Part A and Part B covered medical services? .......................................................... 4

Section 1.3 Our plan does not allow providers to “balance bill” you ............ 5

SECTION 2 Use the Medical Benefits Chart to find out what is covered for you and how much you will pay ................... 5

Section 2.1 Your medical benefits and costs as a member of the plan .......... 5

Section 2.2 Extra “optional supplemental” benefits you can buy ................ 80

SECTION 3 What services are not covered by the plan?....................... 99

Section 3.1 Services we do not cover (exclusions) ....................................... 99


SECTION 1 Understanding your out-of-pocket costs for covered services

This chapter focuses on your covered services and what you pay for your medical benefits. It includes a Medical Benefits Chart that lists your covered services and shows how much you will pay for each covered service as a member of Inter Valley Health Plan Service To Seniors (HMO) or Desert Preferred Choice (HMO). Later in this chapter, you can find information about medical services that are not covered. It also explains limits on certain services.

Section 1.1 Types of out-of-pocket costs you may pay for your covered services

To understand the payment information we give you in this chapter, you need to know about the types of out-of-pocket costs you may pay for your covered services.

• A “copayment” is the fixed amount you pay each time you receive certain medical services. You pay a copayment at the time you get the medical service. (The Medical Benefits Chart in Section 2 tells you more about your copayments.)

• “Coinsurance” is the percentage you pay of the total cost of certain medical services. You pay a coinsurance at the time you get the medical service. (The Medical Benefits Chart in Section 2 tells you more about your coinsurance.)

Most people who qualify for Medicaid or for the Qualified Medicare Beneficiary (QMB) program should never pay deductibles, copayments or coinsurance. Be sure to show your proof of Medicaid or QMB eligibility to your provider, if applicable. If you think that you are being asked to pay improperly, contact our Member Care Team.

Section 1.2 What is the most you will pay for Medicare Part A and Part B covered medical services?

Because you are enrolled in a Medicare Advantage Plan, there is a limit to how much you have to pay out-of-pocket each year for in-network medical services that are covered under Medicare Part A and Part B (see the Medical Benefits Chart in Section 2, below). This limit is called the maximum out-of- pocket amount for medical services.

As a member of Inter Valley Health Plan Service To Seniors (HMO) or Desert Preferred Choice (HMO), the most you will have to pay out-of-pocket for in-network covered Part A and Part B services in 2022 is:

$1,000 for Inter Valley Health Plan Service To Seniors (HMO);

$1,500 for Inter Valley Health Plan Desert Preferred Choice (HMO).

The amounts you pay for copayments and coinsurance for in-network covered services count toward this maximum out-of-pocket amount. (The amounts you pay for your plan premiums and for your Part D prescription drugs do not count toward your maximum out-of-pocket amount.) In addition, amounts you pay for some services do not count toward your maximum out-of-pocket amount. These services are marked with an asterisk in the Medical Benefits Chart. If you reach the maximum out-of-pocket amount of:

$1,000 for Inter Valley Health Plan Service To Seniors (HMO);

$1,500 for Inter Valley Health Plan Desert Preferred Choice (HMO)


you will not have to pay any out-of-pocket costs for the rest of the year for in-network covered Part A and Part B services. However, you must continue to pay the Medicare Part B premium (unless your Part B premium is paid for you by Medicaid or another third party).

Section 1.3 Our plan does not allow providers to “balance bill” you

As a member of Inter Valley Health Plan Service To Seniors (HMO) or Desert Preferred Choice (HMO), an important protection for you is that you only have to pay your cost-sharing amount when you get services covered by our plan. We do not allow providers to add additional separate charges, called “balance billing.” This protection (that you never pay more than your cost-sharing amount) applies even if we pay the provider less than the provider charges for a service and even if there is a dispute and we don’t pay certain provider charges.

Here is how this protection works.

• If your cost-sharing is a copayment (a set amount of dollars, for example, $15.00), then you pay only that amount for any covered services from a network provider.

• If your cost-sharing is a coinsurance (a percentage of the total charges), then you never pay more than that percentage. However, your cost depends on which type of provider you see:

S If you receive the covered services from a network provider, you pay the coinsurance percentage multiplied by the plan’s reimbursement rate (as determined in the contract between the provider and the plan).

S If you receive the covered services from an out-of-network provider who participates with Medicare, you pay the coinsurance percentage multiplied by the Medicare payment rate for participating providers. (Remember, the plan covers services from out-of-network providers only in certain situations, such as when you get a referral.)

S If you receive the covered services from an out-of-network provider who does not participate with Medicare, you pay the coinsurance percentage multiplied by the Medicare payment rate for non-participating providers. (Remember, the plan covers services from out- of-network providers only in certain situations, such as when you get a referral.)

• If you believe a provider has “balance billed” you, call our Member Care Team (phone numbers are printed on the back cover of this booklet).

SECTION 2 Use the Medical Benefits Chart to find out what is covered for you and how much you will pay

Section 2.1 Your medical benefits and costs as a member of the plan

The Medical Benefits Chart on the following pages lists the services Inter Valley Health Plan Service To Seniors (HMO) or Desert Preferred Choice (HMO) covers and what you pay out-of-pocket for each service. The services listed in the Medical Benefits Chart are covered only when the following coverage requirements are met:

• Your Medicare covered services must be provided according to the coverage guidelines established by Medicare.


• Your services (including medical care, services, supplies, and equipment) must be medically necessary. “Medically necessary” means that the services, supplies, or drugs are needed for the prevention, diagnosis, or treatment of your medical condition and meet accepted standards of medical practice.

• You receive your care from a network provider. In most cases, care you receive from an out-of-network provider will not be covered. Chapter 3 provides more information about requirements for using network providers and the situations when we will cover services from an out-of-network provider.

• You have a primary care physician (a PCP) who is providing and overseeing your care. In most situations, your PCP must give you approval in advance before you can see other providers in the plan’s network. This is called giving you a “referral.” Chapter 3 provides more information about getting a referral and the situations when you do not need a referral.

• Some of the services listed in the Medical Benefits Chart are covered only if your doctor or other network provider gets approval in advance (sometimes called “prior authorization”) from us. Covered services that need approval in advance are marked in the Medical Benefits Chart next to the title of the covered service, in italics, i.e., Inpatient Hospital Care – requires prior authorization.

• We may also charge you “administrative fees” for missed appointments or for not paying your required cost-sharing at the time of service. Call our Member Care Team if you have questions regarding these administrative fees. (Phone numbers for our Member Care Team are printed on the back cover of this booklet.)

Other important things to know about our coverage:

• Like all Medicare health plans, we cover everything that Original Medicare covers. For some of these benefits, you pay more in our plan than you would in Original Medicare. For others, you pay less. (If you want to know more about the coverage and costs of Original Medicare, look in your Medicare & You 2022 handbook. View it online at www.medicare.gov or ask for a copy by calling 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048.)

• For all preventive services that are covered at no cost under Original Medicare, we also cover the service at no cost to you. However, if you also are treated or monitored for an existing medical condition during the visit when you receive the preventive service, a copayment will apply for the care received for the existing medical condition.

• Sometimes, Medicare adds coverage under Original Medicare for new services during the year. If Medicare adds coverage for any services during 2022, either Medicare or our plan will cover those services.

Inter Valley Health Plan Service To Seniors (HMO) members (only): Important Benefit Information for Enrollees with Certain Chronic Conditions

• If you are diagnosed by a plan provider with the following chronic condition(s) identified on the next page and meet certain medical criteria, you may be eligible for other targeted supplemental benefits upon discharge from an acute inpatient hospital or Skilled Nursing Facility (SNF) stay:


S Cerebrovascular Accident (also known as a stroke) with paralysis

S Exacerbation of Chronic Obstructive Pulmonary Disease (COPD)

S Exacerbation of Congestive Heart Failure (CHF)

• Please go to the “Help with Certain Chronic Conditions” row on page 48 of the Medical Conditions Chart for further detail.

You will see this apple next to the preventive services in the benefits chart.

* You will see this asterisk next to some services where amounts you pay do not count toward your maximum out-of-pocket amount.

Medical Benefits Chart

Services that are covered for you (Alphabetical order)

ABDOMINAL AORTIC ANEURYSM SCREENING – requires prior authorization.

A one-time screening ultrasound for people at risk. The plan only covers this screening if you have certain risk factors and if you get a referral for it from your physician, physician assistant, nurse practitioner, or clinical nurse specialist.

What you must pay when you get these services

Service To Seniors (HMO) Plan Desert Preferred Choice (HMO) Plan

There is no coinsurance, copayment, or deductible for members eligible for this preventive screening.


ACUPUNCTURE FOR CHRONIC LOW BACK PAIN (Non-Routine/Medicare Covered) - Requires Prior Authorization

Covered services include:

Up to 12 visits in 90 days are covered for Medicare beneficiaries under the following circumstances:

For the purpose of this benefit, chronic low back pain is defined as:• Lasting 12 weeks or longer;• nonspecific, in that it has no identifiable systemic cause (i.e., not associated with metastatic,

inflammatory, infectious, etc. disease);• not associated with surgery; and• not associated with pregnancy.

An additional eight sessions will be covered for those patients demonstrating an improvement. No more than 20 acupuncture treatments may be administered annually.

Treatment must be discontinued if the patient is not improving or is regressing.

Provider Requirements:

Physicians (as defined in 1861(r)(1) of the Social Security Act (the Act) may furnish acupuncture in accordance with applicable state requirements.

Physician Assistants (PAs), nurse practitioners (NPs)/clinical nurse specialists (CNSs) (as identified in 1861(aa)(5) of the Act), and auxiliary personnel may furnish acupuncture if they meet all applicable state requirements and have:

• a masters or doctoral level degree in acupuncture or Oriental Medicine from a school accredited by the Accreditation Commission on Acupuncture and Oriental Medicine (ACAOM); and,

• A current, full, active, and unrestricted license to practice acupuncture in a State, Territory, or Commonwealth (i.e. Puerto Rico) of the United States or District of Columbia.

Auxiliary personnel furnishing acupuncture must be under the appropriate level of supervision of a physician, PA, or NP/CNS required by our regulations at 42 CFR §§ 410.26 and 410.27.



$0 copayment for Medicare-covered acupuncture office visits

$0 copay for Medicare-covered acupuncture office visits


AMBULANCE SERVICES

• Covered ambulance services include fixed wing, rotary wing, and ground ambulance services, to the nearest appropriate facility that can provide care if they are furnished to a member whose medical condition is such that other means of transportation could endanger the person’s health or if authorized by the plan.

• Non-emergency transportation by ambulance is appropriate if it is documented that the member’s condition is such that other means of transportation could endanger the person’s health and that transportation by ambulance is medically required - requires prior authorization.

• 911 ambulance services (declining transportation) without transport is not covered. If multiple providers (example: fire department, paramedics, and ambulance) respond to a 911 call, Medicare only covers payment to the provider that furnishes the transportation.

• Copayment does not apply to scheduled, non-emergency inter-facility transfers. Examples of inter-facility transfers include transfers between two hospitals, a facility where you are receiving Medicare-covered skilled services and an acute hospital. Ambulance transport between facilities is covered only to receive Medicare-covered Part A services. Urgent care, Custodial Care transfers and doctors’ offices are not considered facilities for the purpose of this benefit.

Continued


AMBULANCE SERVICES (Continued)



$195 Copay for each Medicare-covered ground ambulance transport.

Copay applies for each one-way trip.

Prior authorization is required for Non-emergency transportation.

$1,000 copay for each Medicare-covered air ambulance service.

Medicare may pay for emergency air ambulance transportation if your health condition requires immediate and rapid ambulance transportation that ground transportation can’t provide and one of these applies:

• Your pickup location can’t easily be reached by ground transportation

• Long distances or other obstacles, like heavy traffic, could stop you from getting care quickly if you traveled by ground ambulance

Ambulance services, including air and ground ambulance services, are not covered outside the United States and its Territories.

$200 Copay for each Medicare-covered ground ambulance transport.

Copay applies for each one-way trip.

Prior authorization is required for Non-emergency transportation.

If you are admitted to the hospital as an inpatient, you pay $0 for the Medicare-covered ground ambulance transport.

$1,000 copay for each Medicare-covered air ambulance service.

Medicare may pay for emergency air ambulance transportation if your health condition requires immediate and rapid ambulance transportation that ground transportation can’t provide and one of these applies:

• Your pickup location can’t easily be reached by ground transportation

• Long distances or other obstacles, like heavy traffic, could stop you from getting care quickly if you traveled by ground ambulance

Ambulance services, including air and ground ambulance services, are not covered outside the United States and its Territories.

Continued


AMBULANCE SERVICES (Continued)

Medically necessary, non-emergency transportation by ambulance is covered only when given prior authorization and only when using a plan provider for Medicare-covered services.

Note: Although most providers collect the applicable copayment at the time of service, this may not occur for ambulance services.

You may receive a bill for the entire cost of the ambulance service. If this occurs, simply submit your bill to:

Inter Valley Health Plan Member Care Team P.O. Box 6002 Pomona, CA 91769-6002

Inter Valley Health Plan will pay for the cost of the covered services, less the applicable copayment. You will receive a separate bill from the provider for the applicable copayment.

ANNUAL WELLNESS VISIT

If you’ve had Part B for longer than 12 months, you can get an annual wellness visit to develop or update a personalized prevention plan based on your current health and risk factors. This is covered once every 12 months.

Note: Your first annual wellness visit can’t take place within 12 months of your “Welcome to Medicare” preventive visit. However, you don’t need to have had a “Welcome to Medicare” visit to be covered for annual wellness visits after you’ve had Part B for 12 months.



There is no coinsurance, copayment, or deductible for Medicare-covered Annual Wellness visit.

BONE MASS MEASUREMENT – requires prior authorization.

For qualified individuals (generally, this means people at risk of losing bone mass or at risk of osteoporosis), the following services are covered every 24 months or more frequently if medically necessary: procedures to identify bone mass, detect bone loss, or determine bone quality, including a physician’s interpretation of the results.



There is no coinsurance, copayment, or deductible for Medicare-covered bone mass measurement.


BREAST CANCER SCREENING (MAMMOGRAMS)

Covered services include:• One baseline mammogram between the ages of 35 and 39• One screening mammogram every 12 months for women age 40 and older• Clinical breast exams once every 24 months



There is no coinsurance, copayment, or deductible for covered screening mammograms.

Routine mammography screening does not include MRI.

CARDIAC REHABILITATION SERVICES – requires prior authorization.

Comprehensive programs of cardiac rehabilitation services that include exercise, education, and counseling are covered for members who meet certain conditions with a doctor’s referral. The plan also covers intensive cardiac rehabilitation programs that are typically more rigorous or more intense than cardiac rehabilitation programs.



$0 Copay for each Medicare-covered cardiac rehabilitation visit.

CARDIOVASCULAR DISEASE RISK REDUCTION VISIT (THERAPY FOR CARDIOVASCULAR DISEASE)

We cover one visit per year with your primary care doctor to help lower your risk for cardiovascular disease. During this visit, your doctor may discuss aspirin use (if appropriate), check your blood pressure, and give you tips to make sure you’re eating healthy.



There is no coinsurance, copayment, or deductible for the intensive behavioral therapy cardiovascular disease preventive benefit.


CARDIOVASCULAR DISEASE TESTING

Blood tests for the detection of cardiovascular disease (or abnormalities associated with an elevated risk of cardiovascular disease) once every 5 years (60 months).



There is no coinsurance, copayment, or deductible for cardiovascular disease testing that is covered once every 5 years.

CERVICAL AND VAGINAL CANCER SCREENING

Covered services include:• For all women: Pap tests and pelvic exams are covered once every 24 months• If you are at high risk of cervical or vaginal cancer or you are of childbearing age and have had

an abnormal Pap test within the past 3 years: one Pap test every 12 months



There is no coinsurance, copayment, or deductible for Medicare-covered preventive Pap and pelvic exams.

You may self-refer to an OB/GYN within your Medical Group for routine preventive care.

CHIROPRACTIC SERVICES – (Non-Routine/Medicare Covered) requires prior authorization.

Covered services include:• We cover only manual manipulation of the spine to correct subluxation demonstrated by an

X-ray



$0 Copay per visit for Medicare-covered chiropractic services.


CHIROPRACTIC SERVICES – (Routine/Non-Medicare Covered)* requires prior authorization.

Additional Chiropractic services (beyond that covered by Medicare)• Routine Chiropractic



$20 Copay per visit for up 15 routine chiropractic Visit (s) every year.

Routine chiropractic services cover necessary routine care. You are covered for up to 15 visits per year of routine chiropractic services. You must use American Specialty Health (ASH) contracted routine chiropractic providers. For information about participating ASH providers in your area, please contact ASH Customer Service at 1-800-678-9133 (TTY/TDD members should call 1-877-710-2746).

You can self-refer to a provider contracted with American Specialty Health (ASH) for an initial chiropractic visit. Any subsequent visits will require prior authorization through ASH.

$0 Copay for up 20 routine chiropractic Visit (s) every year.

Your PCP will refer you to a contracted Provider for all chiropractor care, including routine visits.


COLORECTAL CANCER SCREENING – requires prior authorization.

For people 50 and older, the following are covered:• Flexible sigmoidoscopy (or screening barium enema as an alternative) every 48 months

One of the following every 12 months:• Guaiac-based fecal occult blood test (gFOBT)• Fecal immunochemical test (FIT)

DNA based colorectal screening every 3 years For people at high risk of colorectal cancer, we cover:

• Screening colonoscopy (or screening barium enema as an alternative) every 24 months For people not at high risk of colorectal cancer, we cover:

• Screening colonoscopy every 10 years (120 months), but not within 48 months of a screening sigmoidoscopy



There is no coinsurance, copayment, or deductible for a Medicare-covered colorectal cancer screening exam.

If during a screening a diagnostic procedure is required, you will not be responsible for additional copayments.

Virtual colonoscopy is not a covered procedure.


DENTAL SERVICES – (NON-ROUTINE/Medicare Covered)

In general, preventive dental services (such as cleaning, routine dental exams, and dental x-rays) are not covered by Original Medicare. We cover:

• Medically necessary oral surgery that is unrelated to the teeth and supporting structures.

• Surgery of the jaw or related structures.

• Setting fractures of the jaw or facial bones.

• Extraction of teeth to prepare the jaw for radiation treatments of neoplastic cancer disease.

• Medicare-covered pre-transplant dental services.

• Treatment of congenital malformations, cysts, and malignancies.

• Dental services performed if you have an underlying medical condition which requires general anesthesia in a network hospital or surgery center setting.

• Non-routine dental care (covered services are limited to surgery of the jaw or related structures, setting fractures of the jaw or facial bones, extraction of teeth to prepare the jaw for radiation treatments of neoplastic cancer disease, or services that would be covered when provided by a physician) - requires prior authorization.



$0 Copay for each Medicare-covered dental specialist visit.

Prior authorization rules apply.

*DENTAL SERVICES – (ROUTINE / NON-MEDICARE COVERED)

How to use this Plan - Choice of Participating Provider

To receive Benefits under this Plan, you must select a Participating Provider from the directory of Participating Providers. If you fail to select a Participating Provider or the Participating Provider selected by you becomes unavailable, we will request you select another Participating Provider or we will assign you to a Participating Provider. You may change your assigned Participating Provider by directing a request to the Customer Service department at (855) 370-3801 Monday through Sunday from 8 a.m. to 8 p.m., 7 days a week (TTY users call 711). In order to ensure that your Participating Provider is notified and our eligibility lists are correct, changes in Participating Providers must be requested prior to the 21st of the month for changes to be effective the first day of the following month.

Shortly after enrollment you will receive a membership packet that tells you the effective date of your Plan and the address and telephone number of your Participating Provider. After the effective date in your membership packet, you may obtain dental services under the Plan. To make an appointment simply call your Participating Provider’s facility and identify yourself as a Member through INTER VALLEY HEALTH PLAN. Inquiries regarding availability of appointments and accessibility of Participating Providers should be directed to the Customer Service department at (855) 370-3801 (TTY users 711).


EACH MEMBER MUST GO TO HIS OR HER ASSIGNED PARTICIPATING PROVIDER TO OBTAIN COVERED SERVICES, EXCEPT EMERGENCY SERVICES OR SERVICES PROVIDED BY A SPECIALIST, WHICH MUST BE PREAUTHORIZED IN WRITING BY DELTA DENTAL. ANY OTHER TREATMENT IS NOT COVERED UNDER THIS PLAN.

If your assigned Participating Provider’s agreement with Delta Dental terminates, that Participating Provider will complete (a) a partial or full denture for which final impressions have been taken, and (b) all work on every tooth upon which work has started (such as completion of root canals in progress and delivery of crowns when teeth have been prepared).

Continuity of Care

Existing Members:

You may have the right to have completion of care with your terminated Participating Provider for certain specified dental conditions. Please call Customer Service at (855) 370-3801 Monday through Sunday from 8 a.m. to 8 p.m., 7 days a week (TTY users call 711) to see if you may be eligible for this benefit. You may request a copy of our Continuity of Care Policy. You must make a specific request to continue under the care of your terminated Participating Provider. We are not required to continue your care with that Participating Provider if you are not eligible for coverage under the Plan or if we cannot reach agreement with your terminated Participating Provider on the terms regarding your care.

New Members:

You may have the right to the qualified benefit of completion of care with a Non Participating Provider for certain specified dental conditions. Please call the Customer Service department at (855) 370-3801 Monday through Sunday from 8 a.m. to 8 p.m., 7 days a week (TTY users call 711) to see if you may be eligible for this benefit. You may request a copy of our Continuity of Care Policy. You must make a specific request to continue under the care of your current Non Participating Provider. We are not required to continue your care with that dentist if you are not eligible under the Plan or if we cannot reach agreement with your dentist on the terms regarding your care.

Facility Accessibility

Many facilities provide Delta Dental with information about special features of their offices, including accessibility information for patients with mobility impairments. To obtain information regarding facility accessibility, contact Delta Dental’s Customer Service department at (855) 370-3801 Monday through Sunday from 8 a.m. to 8 p.m., 7 days a week (TTY users call 711).

Benefits, Limitations and Exclusions

This Plan provides the Benefits described in Attachment A, Description of Benefits and Copayments subject to the limitations and exclusions described in Attachment B. The services are performed as deemed appropriate by your attending Participating Provider. A Participating Provider may provide services either personally or through associated dentists, technicians or hygienists who may lawfully perform the services.

Copayments and Other Charges

You are required to pay any Copayments listed in the Attachment A, Description of Benefits and Copayments directly to the Participating Provider or Specialist who provides treatment. Charges for


broken appointments (unless notice is received by the dentist at least 24 hours in advance or an emergency prevented such notice), and charges for visits after normal visiting hours are listed in the Description of Benefits and Copayments.

Emergency Services

If Emergency Services are needed, you should contact your Participating Provider whenever possible. If you are a new Member needing Emergency Services, but do not have an assigned Participating Provider yet, contact Delta Dental’s Customer Service department at (855) 370-3801 Monday through Sunday from 8 a.m. to 8 p.m., 7 days a week (TTY users call 711) for help in locating a Participating Provider. Benefits for Emergency Services by a Non Participating Provider are limited to necessary care to stabilize your condition and/or provide palliative relief when you:

1. have made a Reasonable attempt to contact the Participating Provider and the Participating Provider is unavailable or you cannot be seen within 24 hours of making contact; or

2. have made a Reasonable attempt to contact Delta Dental prior to receiving Emergency Services, or it is Reasonable for you to access Emergency Services without prior contact with Delta Dental; or

3. reasonably believe that your condition makes it dentally/medically inappropriate to travel to the Participating Provider to receive Emergency Services.

Benefits for Emergency Services not provided by the Participating Provider are limited to a maximum of $100.00 per emergency less the applicable Copayment. If the maximum is exceeded, or the above conditions are not met, you are responsible for any charges for services by a dentist other than your Participating Provider.

Specialist Services

Specialist Services must be referred by the assigned Participating Provider and preauthorized in writing by Delta Dental. All preauthorized Specialist Services will be paid by us less any applicable Copayments.

Second Opinion

You may request a second opinion if you disagree with or question the diagnosis and/or treatment plan determination made by your Participating Provider. Delta Dental may also request that you obtain a second opinion to verify the necessity and appropriateness of dental treatment or the application of Benefits.

Second opinions will be rendered by a licensed dentist in a timely manner, appropriate to the nature of your condition. Requests involving cases of imminent and serious health threat will be expedited (authorization approved or denied within 72 hours of receipt of the request, whenever possible). For assistance or additional information regarding the procedures and timeframes for second opinion authorizations, contact Delta Dental’s Customer Service department at (855) 370-3801 Monday through Sunday from 8 a.m. to 8 p.m., 7 days a week (TTY users call 711) or write to Delta Dental.

Second opinions will be provided at another Participating Provider’s facility, unless otherwise authorized by Delta Dental. Delta Dental will authorize a second opinion by a Non Participating Provider if an appropriately qualified Participating Provider is not available. Delta Dental will only pay for a second opinion which Delta Dental has approved or authorized. You will be sent a written notification should


Delta Dental decide not to authorize a second opinion. If you disagree with this determination, you may file an Appeal with INTER VALLEY HEALTH PLAN. Please refer to the section of this booklet titled “Grievance and Appeals Process” below for an explanation of how to file an Appeal.

Claims for Reimbursement

Claims for Emergency Services or preauthorized Specialist Services should be submitted to Delta Dental within 90 days of the end of treatment. Valid claims received after the 90-day period will be reviewed if you can show that it was not reasonably possible to submit the claim within that time. The address for claims submission is Claims Department, P. O. Box 1810, Alpharetta, GA 30023.

Provider Compensation

A Participating Provider is compensated by Delta Dental through monthly capitation (an amount based on the number of Members assigned to the Participating Provider), and by Members through required Cost Sharing for treatment received. A Specialist is compensated by Delta Dental through an agreed-upon amount for each covered procedure, less the applicable Copayment paid by the Member. In no event does Delta Dental pay a Participating Provider or a Specialist any incentive as an inducement to deny, reduce, limit or delay any appropriate treatment.

In the event we fail to pay a Participating Provider, you will not be liable to that Participating Provider for any sums owed by us. The Participating Provider’s contract with Delta Dental contains a provision prohibiting the Participating Provider from charging a Member for any sums owed by Delta Dental. Except for the provisions in Emergency Services, if you have not received Preauthorization for treatment from a Non Participating Provider or Specialist, and we fail to pay that dentist you may be liable to that dentist for the cost of services.

You may obtain further information concerning compensation by calling Delta Dental at the toll-free telephone number listed in this booklet.

Processing Policies

The dental care guidelines for the Plan explain to Participating Providers what services are covered under the dental Contract. Participating Providers will use their professional judgment to determine which services are appropriate for the Member. Services performed by the Participating Provider that fall under the scope of Benefits of the dental Plan are provided subject to any Copayments. If a Participating Provider believes that a Member should obtain treatment from a Specialist, the Participating Provider contacts Delta Dental for a determination of whether the proposed treatment is a covered benefit. Delta Dental will also determine whether the proposed treatment requires treatment by a Specialist. A Member may contact Delta Dental’s Customer Service department at (855) 370-3801 Monday through Sunday from 8 a.m. to 8 p.m., 7 days a week (TTY users call 711) for information regarding the dental care guidelines for the Plan.

Coordination of Benefits

This Plan provides Benefits without regard to coverage by any other group insurance policy or any other group health benefits Plan if the other policy or Plan covers services or expenses in addition to dental care. Otherwise, Benefits provided under this Plan by Specialists or Non Participating Providers are coordinated with such other group dental insurance policy or any group dental benefits Plan. The determination of which policy or Plan is primary shall be governed by the rules stated in the Contract.


If this plan is secondary, it will pay the lesser of:

- the amount that it would have paid in the absence of any other dental benefit coverage, or

- the enrollee’s total out-of-pocket cost payable under the primary dental benefit plan.

A Member must provide to Delta Dental and Delta Dental may release to or obtain from any insurance company or other organization, any information about the Member that is needed to administer coordination of benefits. Delta Dental shall, in its sole discretion, determine whether any reimbursement to an insurance company or other organization is warranted under these coordination of benefits provisions, and any such reimbursement paid shall be deemed to be Benefits under this Plan. Delta Dental will have the right to recover from a dentist, Member, insurance company or other organization, as Delta Dental chooses, the amount of any Benefits paid by Delta Dental which exceeds its obligations under these coordination of benefit provisions.

Grievance and Appeals Process

Our commitment to you is to ensure not only quality of care, but also quality in the treatment process. This quality of treatment extends from the professional services provided by Participating Providers to the courtesy extended you by our telephone representatives. If you have any question or complaint regarding eligibility, the denial of dental services or claims, the policies, procedures or operations of Delta Dental or the quality of dental services performed by a Participating Provider, you have the right to file a grievance or appeal with INTER VALLEY HEALTH PLAN.

Renewal and Termination of Benefits

This Plan renews on the anniversary of the contract term unless we provide notice of a change in premiums or Benefits and INTER VALLEY HEALTH PLAN does not accept the change. All Benefits terminate for any Member as of the date that this Plan is terminated, such person ceases to be eligible under the terms of this Plan, or such person’s enrollment is cancelled under the terms of this Plan. We are not obligated to continue to provide Benefits to any such person in such event, except for completion of Single Procedures commenced while this Plan was in effect.

Cancellation of Enrollment

To be eligible for Benefits under this Plan, you must be enrolled under one of the various Medicare Advantage health plans or products offered by INTER VALLEY HEALTH PLAN. If you lose your eligibility or you terminate your enrollment under your INTER VALLEY HEALTH PLAN you are not eligible to receive Benefits under this Plan. See your INTER VALLEY HEALTH PLAN Evidence of Coverage Booklet for enrollment terms and conditions.

SCHEDULE A

Description of Benefits and Copayments

DHMO Mandatory – CAC05

The Benefits shown below are performed as deemed appropriate by the attending Contract Dentist subject to the limitations and exclusions of the Program. Please refer to Schedule B for further


clarification of Benefits. Enrollees should discuss all treatment options with their Contract Dentist prior to services being rendered.

Text that appears in italics below is specifically intended to clarify the delivery of Benefits under the DeltaCare USA Program and is not to be interpreted as Current Dental Terminology (“CDT”), CDT-2021 procedure codes, descriptors or nomenclature that are under copyright by the American Dental Association (“ADA”). The ADA may periodically change CDT codes or definitions. Such updated codes, descriptors and nomenclature may be used to describe these covered procedures in compliance with federal legislation.

Code Description Copayment

D0100-D0999 I. DIAGNOSTICD0120 Periodic oral evaluation - established patient $0D0140 Limited oral evaluation - problem focused $0D0145 Oral evaluation for a patient under three years of age and counseling

with primary caregiver$0

D0150 Comprehensive oral evaluation - new or established patient $0D0160 Detailed and extensive oral evaluation - problem focused, by report $0D0170 Re-evaluation - limited, problem focused (established patient; not post-

operative visit)$0

D0171 Re-evaluation - post-operative office visit $0D0180 Comprehensive periodontal evaluation - new or established patient $0D0210 Intraoral - complete series of radiographic images $0D0220 Intraoral - periapical first radiographic image $0D0230 Intraoral - periapical each additional radiographic image $0D0240 Intraoral - occlusal radiographic image $0D0250 Extraoral - 2D projection radiographic image created using a stationary

radiation source, and detector$0

D0270 Bitewing - single radiographic image $0D0272 Bitewings - two radiographic images $0D0273 Bitewings three radiographic images $0D0274 Bitewings - four radiographic images $0D0277 Vertical bitewings - 7 to 8 radiographic images $0D0330 Panoramic radiographic image $0D0340 2D cephalometric radiographic image - acquisition, measurement and

analysis$0

D0350 2D oral/facial photographic image obtained intra-orally or extra-orally $0D0391 Interpretation of diagnostic image by a practitioner not associated with

capture of the image, including report$5

D0415 Collection of microorganisms for culture and sensitivity $10D0425 Caries susceptibility tests $7



D0431 Adjunctive pre-diagnostic test that aids in detection of mucosal abnormalities including premalignant and malignant lesions, not to include cytology or biopsy procedures

$7

D0460 Pulp vitality tests $0D0470 Diagnostic casts $5D0601 Caries risk assessment and documentation, with a finding of low risk $10D0602 Caries risk assessment and documentation, with a finding of moderate

risk$10

D0603 Caries risk assessment and documentation, with a finding of high risk $10D0999 Unspecified diagnostic procedure, by report $4D1000-D1999 II. PREVENTIVED1110 Prophylaxis - adult $5D1120 Prophylaxis - child $5D1206 Topical application of fluoride varnish $12D1208 Topical application of fluoride - excluding varnish $5D1310 Nutritional counseling for control of dental disease $0D1320 Tobacco counseling for the control and prevention of oral disease $0D1330 Oral hygiene instructions $0D1351 Sealant - per tooth $36D1352 Preventive resin restoration in a moderate to high caries risk patient -

permanent tooth$52

D1353 Sealant repair - per tooth $5D1354 Application of caries arresting medicament - per tooth $15D1510 Space maintainer - fixed - unilateral - per quadrant $40D1520 Space maintainer - removable - unilateral - per quadrant $30D1575 Distal shoe space maintainer - fixed, unilateral - per quadrant $40D2000-D2999 III. RESTORATIVE- Includes polishing, all adhesives and bonding agents, indirect pulp capping, bases, liners and acid etch procedures.- When there are more than six crowns in the same treatment plan, an Enrollee may be charged an additional $100 per crown, beyond the 6th unit.- Replacement of crowns, inlays and onlays requires the existing restoration to be 5+ years old.D2140 Amalgam - one surface, primary or permanent $60D2150 Amalgam - two surfaces, primary or permanent $74D2160 Amalgam - three surfaces, primary or permanent $87D2161 Amalgam - four or more surfaces, primary or permanent $101D2330 Resin-based composite - one surface, anterior $76D2331 Resin-based composite - two surfaces, anterior $89



D2332 Resin-based composite - three surfaces, anterior $103D2335 Resin-based composite - four or more surfaces or involving incisal angle

(anterior)$125

D2390 Resin-based composite crown, anterior $179D2391 Resin-based composite - one surface, posterior $102D2392 Resin-based composite - two surfaces, posterior $126D2393 Resin-based composite - three surfaces, posterior $150D2394 Resin-based composite - four or more surfaces, posterior $172D2510 Inlay - metallic - one surface $353D2520 Inlay - metallic - two surfaces $414D2530 Inlay - metallic - three or more surfaces $468D2542 Onlay - metallic - two surfaces $532D2543 Onlay - metallic - three surfaces $545D2544 Onlay - metallic - four or more surfaces $549D2610 Inlay - porcelain/ceramic - one surface $408D2620 Inlay - porcelain/ceramic - two surfaces $399D2630 Inlay - porcelain/ceramic - three or more surfaces $417D2642 Onlay - porcelain/ceramic - two surfaces $541D2643 Onlay - porcelain/ceramic - three surfaces $584D2644 Onlay - porcelain/ceramic - four or more surfaces $620D2650 Inlay - resin-based composite - one surface $334D2651 Inlay - resin-based composite - two surfaces $436D2652 Inlay - resin-based composite - three or more surfaces $474D2662 Onlay - resin-based composite - two surfaces $280D2663 Onlay - resin-based composite - three surfaces $384D2664 Onlay - resin-based composite - four or more surfaces $426D2710 Crown - resin-based composite (indirect) $304D2712 Crown - 3/4 resin-based composite (indirect) $520D2720 Crown - resin with high noble metal $503D2721 Crown - resin with predominantly base metal $700D2722 Crown - resin with noble metal $552D2740 Crown - porcelain/ceramic $500D2750 Crown - porcelain fused to high noble metal $454D2751 Crown - porcelain fused to predominantly base metal $414D2752 Crown - porcelain fused to noble metal $525D2780 Crown - 3/4 cast high noble metal $596D2781 Crown - 3/4 cast predominantly base metal $523D2782 Crown - 3/4 cast noble metal $520



D2783 Crown - 3/4 porcelain/ceramic $664D2790 Crown - full cast high noble metal $584D2791 Crown - full cast predominantly base metal $494D2792 Crown - full cast noble metal $556D2794 Crown - titanium and titanium alloys $612D2799 Interim crown - further treatment or completion of diagnosis necessary

prior to final impression$200

D2910 Re-cement or re-bond inlay, onlay, veneer or partial coverage restoration $63D2915 Re-cement or re-bond indirectly fabricated or prefabricated post and core $62D2920 Re-cement or re-bond crown $61D2921 Reattachment of tooth fragment, incisal edge or cusp $113D2929 Prefabricated porcelain/ceramic crown - primary tooth $204D2930 Prefabricated stainless steel crown - primary tooth $153D2931 Prefabricated stainless steel crown - permanent tooth $167D2932 Prefabricated resin crown $177D2933 Prefabricated stainless steel crown with resin window $229D2934 Prefabricated esthetic coated stainless steel crown - primary tooth $270D2940 Protective restoration $63D2941 Interim therapeutic restoration - primary dentition $74D2949 Restorative foundation for an indirect restoration $72D2950 Core buildup, including any pins when required $108D2951 Pin retention - per tooth, in addition to restoration $47D2952 Post and core in addition to crown, indirectly fabricated $149D2953 Each additional indirectly fabricated post - same tooth $106D2954 Prefabricated post and core in addition to crown $130D2955 Post removal $121D2957 Each additional prefabricated post - same tooth $97D2960 Labial veneer (resin laminate) - chairside $303D2961 Labial veneer (resin laminate) - laboratory $532D2962 Labial veneer (porcelain laminate) - laboratory $673D2971 Additional procedures to customize a crown to fit under an existing

partial denture framework$86

D2975 Coping $238D2990 Resin infiltration of incipient smooth surface lesions $75D3000-D3999 IV. ENDODONTICSD3110 Pulp cap - direct (excluding final restoration) $43D3120 Pulp cap - indirect (excluding final restoration) $48



D3220 Therapeutic pulpotomy (excluding final restoration) - removal of pulp coronal to the dentinocemental junction and application of medicament

$110

D3221 Pulpal debridement, primary and permanent teeth $113D3222 Partial pulpotomy for apexogenesis - permanent tooth with incomplete

root development$154

D3230 Pulpal therapy (resorbable filling) - anterior, primary tooth (excluding final restoration)

$117

D3240 Pulpal therapy (resorbable filling) - posterior, primary tooth (excluding final restoration)

$136

D3310 Root canal - endodontic therapy, anterior tooth (excluding final restoration)

$343

D3320 Root canal - endodontic therapy, premolar tooth (excluding final restoration)

$389

D3330 Root canal - endodontic therapy, molar tooth (excluding final restoration) $493D3331 Treatment of root canal obstruction; non-surgical access $170D3332 Incomplete endodontic therapy; inoperable, unrestorable or fractured

tooth$178

D3333 Internal root repair of perforation defects $193D3346 Retreatment of previous root canal therapy - anterior $439D3347 Retreatment of previous root canal therapy - premolar $487D3348 Retreatment of previous root canal therapy - molar $584D3351 Apexification/recalcification - initial visit (apical closure/calcific repair of

perforations, root resorption, etc.)$181

D3352 Apexification/recalcification - interim medication replacement (apical closure/ calcific repair of perforations, root resorption, pulp space disinfection, etc.)

$147

D3353 Apexification/recalcification - final visit (includes completed root canal therapy - apical closure/calcific repair of perforations, root resorption, etc.)

$352

D3355 Pulpal regeneration - initial visit $231D3356 Pulpal regeneration - interim medication replacement $231D3357 Pulpal regeneration - completion of treatment $224D3410 Apicoectomy - anterior $405D3421 Apicoectomy - premolar (first root) $443D3425 Apicoectomy - molar (first root) $495D3426 Apicoectomy (each additional root) $136D3427 Periradicular surgery without apicoectomy $260D3430 Retrograde filling - per root $143D3450 Root amputation - per root $327



D3920 Hemisection (including any root removal), not including root canal therapy

$225

D3921 Decoronation or submergence of an erupted tooth $96D3950 Canal preparation and fitting of preformed dowel or post $103D4000-D4999 V. PERIODONTICS- Includes preoperative and postoperative evaluations and treatment under a local anesthetic.D4210 Gingivectomy or gingivoplasty - four or more contiguous teeth or tooth

bounded spaces per quadrant$234

D4211 Gingivectomy or gingivoplasty - one to three contiguous teeth or tooth bounded spaces per quadrant

$146

D4212 Gingivectomy or gingivoplasty to allow access for restorative procedure, per tooth

$140

D4230 Anatomical crown exposure - four or more contiguous teeth or tooth bounded spaces per quadrant

$1,178

D4231 Anatomical crown exposure - one to three teeth or tooth bounded spaces per quadrant

$300

D4240 Gingival flap procedure, including root planing - four or more contiguous teeth or tooth bounded spaces per quadrant

$357

D4241 Gingival flap procedure, including root planing - one to three contiguous teeth or tooth bounded spaces per quadrant

$338

D4245 Apically positioned flap $283D4249 Clinical crown lengthening - hard tissue $330D4260 Osseous surgery (including elevation of a full thickness flap and closure) –

four or more contiguous teeth or tooth bounded spaces per quadrant$618

D4261 Osseous surgery (including elevation of a full thickness flap and closure) – one to three contiguous teeth or tooth bounded spaces per quadrant

$461

D4263 Bone replacement graft - retained natural tooth - first site in quadrant $299D4264 Bone replacement graft - retained natural tooth - each additional site in

quadrant$244

D4266 Guided tissue regeneration - resorbable barrier, per site $318D4267 Guided tissue regeneration - nonresorbable barrier, per site (includes

membrane removal)$292

D4268 Surgical revision procedure, per tooth $450D4270 Pedicle soft tissue graft procedure $489D4274 Mesial/distal wedge procedure, single tooth (when not performed in

conjunction with surgical procedures in the same anatomical area)$450

D4277 Free soft tissue graft procedure (including recipient and donor surgical sites) first tooth, implant, or edentulous tooth position in graft

$588



D4278 Free soft tissue graft procedure (including recipient and donor surgical sites) each additional contiguous tooth, implant, or edentulous tooth position in same graft site

$416

D4322 Splint – intra-coronal; natural teeth or prosthetic crowns $240D4323 Splint – extra-coronal; natural teeth or prosthetic crowns $240D4341 Periodontal scaling and root planing - four or more teeth per quadrant $105D4342 Periodontal scaling and root planing - one to three teeth per quadrant $78D4346 Scaling in presence of generalized moderate or severe gingival

inflammation – full mouth, after oral evaluation$88

D4355 Full mouth debridement to enable a comprehensive oral evaluation and diagnosis on a subsequent visit

$78

D4381 Localized delivery of antimicrobial agents via a controlled release vehicle into diseased crevicular tissue, per tooth

$50

D4910 Periodontal maintenance $66D4920 Unscheduled dressing change (by someone other than treating dentist or

their staff)$64

D4921 Gingival irrigation - per quadrant $35D5000-D5899 VI. PROSTHODONTICS (removable)- For all listed dentures and partial dentures, Copayment includes after delivery adjustments and tissue conditioning, if needed, for the first six months after placement. The Enrollee must continue to be eligible, and the service must be provided at the Contract Dentist’s facility where the denture was originally delivered.- Rebases, relines and tissue conditioning are limited to 1 per denture during any 12 consecutive months.- Replacement of a denture or a partial denture requires the existing denture to be 5+ years old.D5110 Complete denture - maxillary $690D5120 Complete denture - mandibular $684D5130 Immediate denture - maxillary $713D5140 Immediate denture - mandibular $715D5211 Maxillary partial denture - resin base (including retentive/clasping

materials, rests, and teeth)$622

D5212 Mandibular partial denture - resin base (including retentive/clasping materials, rests, and teeth)

$662

D5213 Maxillary partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth)

$721

D5214 Mandibular partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth)

$713

D5221 Immediate maxillary partial denture - resin base (including retentive/clasping materials, rests, and teeth)

$639



D5222 Immediate mandibular partial denture - resin base (including retentive/clasping materials, rests, and teeth)

$691

D5223 Immediate maxillary partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth)

$834

D5224 Immediate mandibular partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth)

$899

D5225 Maxillary partial denture - flexible base (including retentive/clasping materials, rests, and teeth)

$562

D5226 Mandibular partial denture - flexible base (including retentive/clasping materials, rests, and teeth)

$662

D5227 Immediate maxillary partial denture – flexible base (including any clasps, rests and teeth)

$639

D5228 Immediate mandibular partial denture – flexible base (including any clasps, rests and teeth)

$639

D5410 Adjust complete denture - maxillary $42D5411 Adjust complete denture - mandibular $42D5421 Adjust partial denture - maxillary $44D5422 Adjust partial denture - mandibular $44D5520 Replace missing or broken teeth - complete denture (each tooth) $74D5630 Repair or replace broken retentive/clasping materials - per tooth $125D5640 Replace broken teeth - per tooth $79D5650 Add tooth to existing partial denture $111D5660 Add clasp to existing partial denture - per tooth $126D5670 Replace all teeth and acrylic on cast metal framework (maxillary) $421D5671 Replace all teeth and acrylic on cast metal framework (mandibular) $396D5710 Rebase complete maxillary denture $288D5711 Rebase complete mandibular denture $357D5720 Rebase maxillary partial denture $279D5721 Rebase mandibular partial denture $264D5725 Rebase hybrid prosthesis $279D5730 Reline complete maxillary denture (chairside) $146D5731 Reline complete mandibular denture (chairside) $141D5740 Reline maxillary partial denture (chairside) $135D5741 Reline mandibular partial denture (chairside) $130D5750 Reline complete maxillary denture (laboratory) $239D5751 Reline complete mandibular denture (laboratory) $241D5760 Reline maxillary partial denture (laboratory) $226D5761 Reline mandibular partial denture (laboratory) $229D5765 Soft liner for complete or partial removable denture – indirect $226



D5810 Interim complete denture (maxillary) $500D5811 Interim complete denture (mandibular) $454D5820 Interim partial denture (including retentive/clasping materials, rests, and

teeth), maxillary$248

D5821 Interim partial denture (including retentive/clasping materials, rests, and teeth), mandibular

$252

D5850 Tissue conditioning, maxillary $93D5851 Tissue conditioning, mandibular $94D5863 Overdenture - complete maxillary $1,294D5864 Overdenture - partial maxillary $1,294D5865 Overdenture - complete mandibular $909D5866 Overdenture - partial mandibular $1,113D5900-D5999 VII. MAXILLOFACIAL PROSTHETICS - Not CoveredD6000-D6199 VIII. IMPLANT SERVICES- The following are limited to no more than two (2) each per calendar year: Implants, Implant supported prosthetics and Implant abutments.- Replacement of crowns, bridges and implant supported dentures requires the existing restoration to be 5+ years old.* Name brand, laboratory processed or in-office processed crowns/pontics produced through specialized technique or materials are material upgrades. The Contract Dentist may charge an additional fee not to exceed $150.00 in addition to the listed Copayment. Refer to Limitations and Exclusions of Benefits for additional information.D6010 Surgical placement of implant body: endosteal implant $1,500D6011 Surgical access to an implant body (second stage implant surgery) $208D6051 Interim implant abutment placement $200D6052 Semi-precision attachment abutment $444D6056 Prefabricated abutment - includes modification and placement $450D6057 Custom fabricated abutment - includes placement $450D6058 Abutment supported porcelain/ceramic crown $1,000D6059 Abutment supported porcelain fused to metal crown (high noble metal) $1,150D6060 Abutment supported porcelain fused to metal crown (predominantly

base metal)$1,000

D6061 Abutment supported porcelain fused to metal crown (noble metal) $1,125D6062 Abutment supported cast metal crown (high noble metal) $1,150D6063 Abutment supported cast metal crown (predominantly base metal) $1,000D6064 Abutment supported cast metal crown (noble metal) $1,125D6065 Implant supported porcelain/ceramic crown $1,000D6066 Implant supported crown - porcelain fused to high noble alloys $1,150D6067 Implant supported crown - high noble alloys $1,150



D6068 Abutment supported retainer for porcelain/ceramic FPD $1,000D6069 Abutment supported retainer for porcelain fused to metal FPD (high

noble metal)$1,150

D6070 Abutment supported retainer for porcelain fused to metal FPD (predominantly base metal)

$1,000

D6071 Abutment supported retainer for porcelain fused to metal FPD (noble metal)

$1,125

D6072 Abutment supported retainer for cast metal FPD (high noble metal) $1,150D6073 Abutment supported retainer for cast metal FPD (predominantly base

metal)$1,000

D6074 Abutment supported retainer for cast metal FPD (noble metal) $1,125D6075 Implant supported retainer for ceramic FPD $1,000D6076 Implant supported retainer for FPD - porcelain fused to high noble alloys $1,150D6077 Implant supported retainer for metal FPD - high noble alloys $1,150D6081 Scaling and debridement in the presence of inflammation or mucositis of

a Single implant, including cleaning of the implant surfaces, without flap entry and closure

$97

D6085 Interim implant crown $256D6092 Re-cement or re-bond implant/abutment supported crown $77D6093 Re-cement or re-bond implant/abutment supported fixed partial denture $95D6094 Abutment supported crown - titanium and titanium alloys $841D6104 Bone graft at time of implant placement $343D6110 Implant/abutment supported removable denture for edentulous arch -

maxillary$2,300

D6111 Implant/abutment supported removable denture for edentulous arch - mandibular

$2,300

D6112 Implant/abutment supported removable denture for partially edentulous arch – maxillary

$2,300

D6113 Implant/abutment supported removable denture for partially edentulous arch – mandibular

$2,300

D6194 Abutment supported retainer crown for FPD - titanium and titanium alloys

$776

D6198 Remove interim implant component $0D6200-D6999 IX. PROSTHODONTICS, Fixed- When a crown and/or pontic exceeds six units in the same treatment plan, an Enrollee may be charged an additional $100.00 per unit, beyond the 6th unit.- Replacement of a crown, pontic, inlay, onlay or stress breaker requires the existing bridge to be 5+ years old.



* Name brand, laboratory processed or in-office processed crowns/pontics produced through specialized technique or materials are material upgrades. The Contract Dentist may charge an additional fee not to exceed $150.00 in addition to the listed Copayment. Refer to Limitations and Exclusions of Benefits for additional information.D6205 Pontic - indirect resin based composite $471D6210 Pontic - cast high noble metal $531D6211 Pontic - cast predominantly base metal $436D6212 Pontic - cast noble metal $503D6214 Pontic - titanium and titanium alloys $529D6240 Pontic - porcelain fused to high noble metal $446D6241 Pontic - porcelain fused to predominantly base metal $397D6242 Pontic - porcelain fused to noble metal $517D6245 Pontic - porcelain/ceramic $492D6250 Pontic - resin with high noble metal $521D6251 Pontic - resin with predominantly base metal $492D6252 Pontic - resin with noble metal $449D6253 Interim pontic - further treatment or completion of diagnosis necessary


D6545 Retainer - cast metal for resin bonded fixed prosthesis $339D6548 Retainer - porcelain/ceramic for resin bonded fixed prosthesis $442D6549 Retainer - for resin bonded fixed prosthesis $315D6600 Retainer inlay - porcelain/ceramic, two surfaces $460D6601 Retainer inlay - porcelain/ceramic, three or more surfaces $639D6602 Retainer inlay - cast high noble metal, two surfaces $469D6603 Retainer inlay - cast high noble metal, three or more surfaces $416D6604 Retainer inlay - cast predominantly base metal, two surfaces $353D6605 Retainer inlay - cast predominantly base metal, three or more surfaces $359D6606 Retainer inlay - cast noble metal, two surfaces $650D6607 Retainer inlay - cast noble metal, three or more surfaces $650D6608 Retainer onlay - porcelain/ceramic, two surfaces $520D6609 Retainer onlay - porcelain/ceramic, three or more surfaces $596D6610 Retainer onlay - cast high noble metal, two surfaces $481D6611 Retainer onlay - cast high noble metal, three or more surfaces $572D6612 Retainer onlay - cast predominantly base metal, two surfaces $230D6613 Retainer onlay - cast predominantly base metal, three or more surfaces $540D6614 Retainer onlay - cast noble metal, two surfaces $412D6615 Retainer onlay - cast noble metal, three or more surfaces $454D6624 Retainer inlay - titanium $350



D6634 Retainer onlay - titanium $350D6710 Retainer crown - indirect resin based composite $378D6720 Retainer crown - resin with high noble metal $415D6721 Retainer crown - resin with predominantly base metal $439D6722 Retainer crown - resin with noble metal $592D6740 Retainer crown - porcelain/ceramic $504D6750 Retainer crown - porcelain fused to high noble metal $447D6751 Retainer crown - porcelain fused to predominantly base metal $406D6752 Retainer crown - porcelain fused to noble metal $533D6780 Retainer crown - 3/4 cast high noble metal $591D6781 Retainer crown - 3/4 cast predominantly base metal $421D6782 Retainer crown - 3/4 cast noble metal $511D6783 Retainer crown - 3/4 porcelain/ceramic $644D6790 Retainer crown - full cast high noble metal $562D6791 Retainer crown - full cast predominantly base metal $402D6792 Retainer crown - full cast noble metal $517D6793 Interim retainer crown - further treatment or completion of diagnosis

necessary prior to final impression$244

D6794 Retainer crown - titanium and titanium alloys $559D6930 Re-cement or re-bond fixed partial denture $86D7000-D7999 X. ORAL AND MAXILLOFACIAL SURGERY- Includes preoperative and postoperative evaluations and treatment under a local anesthetic.D7111 Extraction, coronal remnants - primary tooth $62D7140 Extraction, erupted tooth or exposed root (elevation and/or forceps

removal)$96

D7210 Extraction, erupted tooth requiring removal of bone and/or sectioning of tooth, and including elevation of mucoperiosteal flap if indicated

$129

D7220 Removal of impacted tooth - soft tissue $184D7230 Removal of impacted tooth - partially bony $183D7240 Removal of impacted tooth - completely bony $211D7241 Removal of impacted tooth - completely bony, with unusual surgical

complications$257

D7250 Removal of residual tooth roots (cutting procedure) $142D7251 Coronectomy - intentional partial tooth removal $283D7270 Tooth reimplantation and/or stabilization of accidentally evulsed or

displaced tooth$300

D7280 Exposure of an unerupted tooth $300D7282 Mobilization of erupted or malpositioned tooth to aid eruption $275



D7283 Placement of device to facilitate eruption of impacted tooth $162D7285 Incisional biopsy of oral tissue-hard (bone, tooth) $354D7286 Incisional biopsy of oral tissue-soft $209D7288 Brush biopsy - transepithelial sample collection $115D7310 Alveoloplasty in conjunction with extractions - four or more teeth or

tooth spaces, per quadrant$161

D7311 Alveoloplasty in conjunction with extractions - one to three teeth or tooth spaces, per quadrant

$114

D7320 Alveoloplasty not in conjunction with extractions - four or more teeth or tooth spaces, per quadrant

$206

D7321 Alveoloplasty not in conjunction with extractions - one to three teeth or tooth spaces, per quadrant

$153

D7510 Incision and drainage of abscess - intraoral soft tissue $110D7511 Incision and drainage of abscess - intraoral soft tissue - complicated

(includes drainage of multiple fascial spaces)$130

D7961 Buccal/labial frenectomy (frenulectomy) $272D7962 Lingual frenectomy (frenulectomy) $272D7963 Frenuloplasty $309D7970 Excision of hyperplastic tissue - per arch $294D7971 Excision of pericoronal gingiva $174D8000-D8999 XI. ORTHODONTICS - Not CoveredD9000-D9999 XII. ADJUNCTIVE GENERAL SERVICESD9110 Palliative (emergency) treatment of dental pain - minor procedure $68D9120 Fixed partial denture sectioning $78D9210 Local anesthesia not in conjunction with operative or surgical procedures $34D9211 Regional block anesthesia $26D9212 Trigeminal division block anesthesia $68D9215 Local anesthesia in conjunction with operative or surgical procedures $20D9310 Consultation - diagnostic service provided by dentist or physician other

than requesting dentist or physician$87

D9430 Office visit for observation (during regularly scheduled hours) - no other services performed

$0

D9440 Office visit - after regularly scheduled hours $50D9450 Case presentation, detailed and extensive treatment planning $0D9610 Therapeutic parenteral drug, single administration $27D9612 Therapeutic parenteral drugs, two or more administrations, different

medications$56

D9630 Drugs or medicaments dispensed in the office for home use $25D9910 Application of desensitizing medicament $20



D9932 Cleaning and inspection of removable complete denture, maxillary $41D9933 Cleaning and inspection of removable complete denture, mandibular $48D9934 Cleaning and inspection of removable partial denture, maxillary $31D9935 Cleaning and inspection of removable partial denture, mandibular $29D9941 Fabrication of athletic mouthguard $149D9942 Repair and/or reline of occlusal guard $125D9943 Occlusal guard adjustment $69D9951 Occlusal adjustment, limited $83D9952 Occlusal adjustment, complete $255D9970 Enamel microabrasion $59D9971 Odontoplasty - 1-2 teeth; includes removal of enamel projections $76D9972 External bleaching - per arch - performed in office $200D9973 External bleaching - per tooth $126D9974 Internal bleaching - per tooth $154D9975 External bleaching for home application, per arch; includes materials and

fabrication of custom trays$200

D9991 Dental case management - addressing appointment compliance barriers $0D9992 Dental case management - care coordination $0D9993 Dental case management - motivational interviewing $0D9994 Dental case management - patient education to improve oral health

literacy$0

NOTE: The procedures described and maximum allowances indicated on this table are subject to the terms of the contract and Delta Dental processing policies. Any procedure not listed on this schedule is not covered. This plan may be updated to be CDT compliant.

SCHEDULE B

Limitations and Exclusions below with age restrictions will be subject to exceptions based on medical necessity.

Limitations of Benefits

1. The frequency of certain Benefits is limited. All frequency limitations are listed in Schedule A, Description of Benefits and Copayments.

2. If the Enrollee accepts a treatment plan from the Contract Dentist that includes any combination of more than six crowns, bridge pontics and/or bridge retainers, the Enrollee may be charged an additional $100.00 above the listed Copayment for each of these services after the sixth unit has been provided.

3. General anesthesia and/or intravenous sedation/analgesia is limited to treatment by a contracted oral surgeon and in conjunction with an approved referral for the removal of one or more partial or full bony impactions, (Procedures D7230, D7240, and D7241).


4. Benefits provided by a pediatric Dentist are limited to children through age seven following an attempt by the assigned Contract Dentist to treat the child and upon prior authorization by Us, less applicable Copayments. Exceptions for medical conditions, regardless of age limitation, will be considered on an individual basis.

Exclusions of Benefits

1. Any procedure that is not specifically listed under Schedule A, Description of Benefits and Copayments.

2. Any procedure that in the professional opinion of the Contract Dentist:

a. has poor prognosis for a successful result and reasonable longevity based on the condition of the tooth or teeth and/or surrounding structures, or

b. is inconsistent with generally accepted standards for dentistry.

3. Services solely for cosmetic purposes, with the exception of procedure D9975 (External bleaching for home application, per arch), or for conditions that are a result of hereditary or developmental defects, such as cleft palate, upper and lower jaw malformations, congenitally missing teeth and teeth that are discolored or lacking enamel, except for the treatment of newborn children with congenital defects or birth abnormalities.

4. Porcelain crowns, porcelain fused to metal, cast metal or resin with metal type crowns and fixed partial dentures (bridges) for children under 16 years of age.

5. Lost or stolen appliances including, but not limited to, full or partial dentures, space maintainers, crowns and fixed partial dentures (bridges).

6. Procedures, appliances or restoration if the purpose is to change vertical dimension, or to diagnose or treat abnormal conditions of the temporomandibular joint (TMJ).

7. Precious metal for removable appliances, metallic or permanent soft bases for complete dentures, porcelain denture teeth, precision abutments for removable partials or fixed partial dentures (overlays, implants, and appliances associated therewith) and personalization and characterization of complete and partial dentures.

8. Implant-supported dental appliances and attachments, implant placement, maintenance, removal and all other services associated with a dental implant.

9. Consultations for non-covered benefits.

10. Dental services received from any dental facility other than the assigned Contract Dentist, a preauthorized dental specialist except for Emergency Services as described in the Contract and/or Evidence of Coverage.

11. All related fees for admission, use, or stays in a hospital, out-patient surgery center, extended care facility, or other similar care facility.

12. Prescription drugs.


13. Treatment or appliances that are provided by a Dentist whose practice specializes in prosthodontic services.

DEPRESSION SCREENING

We cover one screening for depression per year. The screening must be done in a primary care setting that can provide follow-up treatment and/or referrals.



There is no coinsurance, copayment, or deductible for an annual depression screening visit.

DIABETES SCREENING – requires prior authorization.

We cover this screening (includes fasting glucose tests) if you have any of the following risk factors: high blood pressure (hypertension), history of abnormal cholesterol and triglyceride levels (dyslipidemia), obesity, or a history of high blood sugar (glucose). Tests may also be covered if you meet other requirements, like being overweight and having a family history of diabetes.

Based on the results of these tests, you may be eligible for up to two diabetes screenings every 12 months.



There is no coinsurance, copayment, or deductible for the Medicare covered diabetes screening tests.


DIABETES SELF-MANAGEMENT TRAINING, DIABETIC SERVICES AND SUPPLIES – requires prior authorization.

For all people who have diabetes (insulin and non-insulin users). Covered services include:• Supplies to monitor your blood glucose: Blood glucose monitor, blood glucose test strips,

lancet devices and lancets, and glucose-control solutions for checking the accuracy of test strips and monitors.

• For people with diabetes who have severe diabetic foot disease: One pair per calendar year of therapeutic custom-molded shoes (including inserts provided with such shoes) and two additional pairs of inserts, or one pair of depth shoes and three pairs of inserts (not including the non-customized removable inserts provided with such shoes). Coverage includes fitting.

• Diabetes self-management training is covered under certain conditions.



$0 Copay for each Medicare-covered diabetes monitoring supplies.

Supplies necessary for the administration of Insulin such as syringes, needles, gauze and alcohol swabs are covered under your Part D prescription drug benefit. See page <?> for additional information about Prescription Drugs.

10% of the Medicare-approved amount for Medicare-covered therapeutic shoes or inserts.

$0 Copay for Medicare-covered diabetes self-management training.

$0 Copay for each Medicare-covered diabetes monitoring supplies.

Supplies necessary for the administration of Insulin such as syringes, needles, gauze and alcohol swabs are covered under your Part D prescription drug benefit. See page <?> for additional information about Prescription Drugs.

$0 Copay for Medicare-covered diabetic therapeutic shoes or inserts.

$0 Copay for Medicare-covered diabetes self-management training.


DURABLE MEDICAL EQUIPMENT (DME) AND RELATED SUPPLIES – requires prior authorization.

(For a definition of “durable medical equipment,” see Chapter 12 of this booklet.)

Covered items include, but are not limited to: wheelchairs, crutches, powered mattress systems, diabetic supplies, hospital beds ordered by a provider for use in the home, IV infusion pumps, speech generating devices, oxygen equipment, nebulizers, and walkers.

We cover all medically necessary DME covered by Original Medicare. If our supplier in your area does not carry a particular brand or manufacturer, you may ask them if they can special order it for you.

If you (or your provider) don’t agree with the plan’s coverage decision, you or your provider may file an appeal. You can also file an appeal if you don’t agree with your provider’s decision about what product or brand is appropriate for your medical condition. (For more information about appeals, see Chapter 9, What to do if you have a problem or complaint (coverage decisions, appeals, complaints)).

DME supplies are limited to equipment and devices which do not duplicate the function of another piece of equipment or device covered by Inter Valley Health Plan and are appropriate for use in the home. Coverage does not include items to be used outside of the home, such as travel oxygen, ramps, portable nebulizers, and other equipment.

Repairs and replacements of DME are covered due to breakage, wear or a significant change in your physical condition. Inter Valley Health Plan will decide whether to repair or replace non-functional DME when medically necessary.

Repairs and replacements of DME which are lost, stolen, broken (due to misuse/abuse or neglect) are not covered unless the item was otherwise due for replacement.

Previously authorized services to be provided in-network (such as, but not limited to, oxygen) are not covered outside of the service area.

DME copayments apply to each individual item and are based upon the cost of the item regardless of whether it is purchased or rented.

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DURABLE MEDICAL EQUIPMENT (DME) AND RELATED SUPPLIES – requires prior authorization. (Continued)



10% of the Medicare-approved amount for each item.

For rental items, your coinsurance will be 10% of the charge for the rental.

You pay 15% of the Medicare-approved amount for Medicare-covered Part B drugs administered by Durable Medical Equipment (DME) (such as nebulizers, insulin pumps, etc.).

0-10% of the Medicare-approved amount for each item.

No coinsurance for Durable Medical Equipment with a cost up to $250.

For purchase items with a cost over $250, you will pay 10% of the Medicare-approved amount for each item.

For rental items, your cost sharing will be based upon the rental charge.

In determining whether or not you will pay cost sharing, the cost refers to the Medicare- approved purchase amount for each item and not the rental cost. If you rent an item for which the Medicare-approved purchase amount is over $250, your coinsurance will be 10% of the charge for the rental.

You pay 20% of the Medicare-approved amount for Medicare-covered Part B drugs administered by Durable Medical Equipment (DME) (such as nebulizers, insulin pumps, etc.).


EMERGENCY CAREEmergency care refers to services that are:

• Furnished by a provider qualified to furnish emergency services, and• Needed to evaluate or stabilize an emergency medical condition.

A medical emergency is when you, or any other prudent layperson with an average knowledge of health and medicine, believe that you have medical symptoms that require immediate medical attention to prevent loss of life, loss of a limb, or loss of function of a limb. The medical symptoms may be an illness, injury, severe pain, or a medical condition that is quickly getting worse.

Cost sharing for necessary emergency services furnished out-of-network is the same as for such services furnished in-network.



$90 Copay for Medicare-covered emergency room visits.You do not pay this amount if you are admitted as an inpatient to the hospital within 24 hours. If you are held for observation, the $90 copayment still applies. Please refer to “Outpatient Hospital Observation” section on page <OV>.

If you receive care at an out-of-network hospital and need inpatient care after your emergency condition is stabilized, you must return to a network hospital in order for your care to continue to be covered or you must have your inpatient care at the out-of-network hospital authorized by the plan and your cost is the cost sharing you would pay at a network hospital.$120 Copay for Medicare-covered emergency room visits outside the United States or its territories.If you are admitted to a hospital in the United States or its territories within 24-hour(s) for the same condition, you pay $0 for the emergency room visit.If you are admitted to a hospital outside the United States or its Territories, your copay is not waived.

Continued

$120 Copay for Medicare-covered emergency room visits.You do not pay this amount if you are admitted as an inpatient to the hospital within 24 hours. If you are held for observation, the $120 copayment still applies. Please refer to “Outpatient Hospital Observation” section on page <OV>.If you receive care at an out-of-network hospital and need inpatient care after your emergency condition is stabilized, you must return to a network hospital in order for your care to continue to be covered or you must have your inpatient care at the out-of-network hospital authorized by the plan and your cost is the cost sharing you would pay at a network hospital.$120 Copay for Medicare-covered emergency room visits outside the United States or its Territories.If you are admitted to a hospital in the United States or its territories within 24-hour(s) for the same condition, you pay $0 for the emergency room visit.If you are admitted to a hospital worldwide within 24-hour(s) for the same condition, you pay$0 for the emergency room visit.

Continued


EMERGENCY CARE (Continued)

$20,000 limit for emergency services outside the United States or its Territories every year. You may wish to consider purchasing commercial travel insurance for coverage beyond this limit.For worldwide emergency services, Inter Valley Health Plan will pay the lesser of the provider’s billed charges or the national Medicare fee schedule.Ambulance services, including air and ground ambulance services, are not covered outside the United States and its Territories.

$20,000 limit for emergency services outside the United States or its Territories every year. You may wish to consider purchasing commercial travel insurance for coverage beyond this limit.For worldwide emergency services, Inter Valley Health Plan will pay the lesser of the provider’s billed charges or the national Medicare fee schedule.Ambulance services, including air and ground ambulance services, are not covered outside the United States and its Territories.

Services provided aboard a cruise ship are considered emergency services outside the United States or its Territories. Worldwide emergency copayments and limits apply.Outpatient prescription drugs provided by a cruise ship infirmary are not covered under the worldwide emergency care benefit and Part D drugs are not covered outside the United States or its Territories. You pay 100% for all outpatient prescription drugs provided outside the United States or its Territories.If you receive emergency care at an out-of-network hospital and need inpatient care after your emergency condition is stabilized, you must return to a network hospital in order for your care to continue to be covered.


HEALTH AND WELLNESS EDUCATION PROGRAMS

A fitness and healthy aging program designed to help you achieve better health through regular exercise.



Health Education$0 copay for health education.

Fitness Benefit

We cover an allowance of up to $25 each month toward gym/health club/fitness studio monthly dues.

You must pay out-of-pocket for gym/health club/ fitness studio dues, then send us the Fitness Reimbursement Form along with receipts or other documentation showing what you have paid.

The 2022 monthly membership dues reimbursement can be submitted monthly, quarterly or at the end of the calendar year. But, has to be submitted, no later than December 31, 2023 or your monthly membership dues will not be reimbursed.

If your monthly membership dues are less than $25, you will receive a reimbursement for the amount you have paid your gym/health club/ fitness studio. If your monthly membership dues are more than $25, you pay the difference.

-We will only reimburse your actual out-of-pocket costs

-We cover up to $25 a month

-You must have been a member of the plan during the month you were enrolled in the gym/ health club/fitness studio

-Your receipt/documentation must clearly indicate:

-How much you paid out-of-pocket AND

-The month you were a member of the gym/health club/fitness studio

Continued

Health Education$0 Copay for health education.

Fitness Benefit

$0 Copay each year for fitness center membership. Offered by the Silver&Fit® program.

Membership includes standard fitness facility services. Any services that typically require an additional fee are not included.

Your Silver&Fit Healthy Aging and Exercise Program includes:

-Membership at a local participating fitness center

-Access to a website designed specifically for Silver&Fit members

-Toll-free telephone assistance

-The Silver Slate®, a quarterly newsletter for Silver&Fit members

-Healthy Aging classes

The Silver&Fit program offers home fitness kits for our members who are unable to participate at a fitness center or prefer to work out at their own home. Please contact Silver&Fit Customer Service for more information about how to order a home fitness kit.

The Silver&Fit program includes membership at a local participating fitness center. A referral by a plan physician is not required, but it is recommended to consult with your physician before beginning any exercise program.

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HEALTH AND WELLNESS EDUCATION PROGRAMS (Continued)



Send the completed, signed Fitness Reimbursement Form and receipt/proof of payment to:

Inter Valley Health Plan Claims Department/Fitness PO Box 6002 Pomona, CA 91769-6002

The gym/health club/fitness studio benefit is a calendar year benefit and may be dropped or modified by Inter Valley Health Plan from year- to-year without maintaining obligations from the previous contract year.The fitness benefit covers gyms/health clubs/ fitness studios that meet the following criteria:

• The gym/health club/fitness studio must exist primarily to provide facilities, equipment, and resources for the purpose of maintaining, or improving physical activity and fitness

• Facility must be open to the public and non-discriminatory

• The facility must provide for the general safety of members.

The benefit does not include:• Reimbursement for single fitness classes or

series of classes• Initiation fees and/or annual renewal dues• Reimbursement for fitness classes and

recreational programs offered through community and educational institutions

• Social or recreational activities such as golf, tennis, dancing, nature or community walks or spa services.

• Fitness activity aids such as yoga mats, shoes, clothing, pedometers, computer software, smart phone apps, fitness monitors (e.g. Fitbit), fitness diaries or fitness/diet/cookbooks

Continued

For information about participating Silver&Fit fitness centers in your area, please contact Silver&Fit Customer Service at (877) 427-4788, (TTY users should call 711), Monday – Friday, 5:00 a.m. to 6:00p.m. You can also visit the Silver&Fit website at www.silverandfit.com. Once you register, you may use the website and all its features.The following services are not covered by the Silver&Fit Healthy Aging and Exercise Program:

• Prescription drugs, over-the-counter products, dietary supplements, herbal supplements, vitamins, minerals, weight control products, meal-replacement beverages or powders, or any other types of food or food product, whether or not it is recommended, prescribed, or supplied by a health care provider, fitness facility, or program.

• Personal Trainer services offered or recommended by employees at your selected Silver&Fit fitness center.

Changing Your Fitness Center:If for any reason you choose to switch from one participating Silver&Fit fitness center to another, you can do so by logging on to www.silverandfit.com or by calling Silver&Fit customer service at (877) 427-4788, Monday-Friday 5 a.m. to 6:00 p.m. TTY users should call 711. Once you have chosen a new facility, it will be necessary to sign a membership agreement with the facility.

Continued


HEALTH AND WELLNESS EDUCATION PROGRAMS (Continued)



• Prescription drugs, over-the counter products, dietary supplements, herbal supplements, vitamins, minerals, weight control products, meal replacement beverages or powers or any other type of food or food product, whether or not it is recommended, prescribed or supplied by a health care provider, fitness facility or program

• In-home fitness, health, or activity products, such as treadmills, cross-trainers, game consoles, magazine or online subscriptions, or videos

• Costs not part of basic membership dues such as locker fees, towel service, child care, late payment penalties, guest fees, visiting member fees or initiation fees/ annual contract renewal fees.

• Special program fees such as diet meal plans, personal training or private lessons.

Nurse Line$0 copay for Nurse Line.Telephonic coaching and nurse advise from trained clinicians available 24 hours a day, 7 days a week. Nurse Line provides real time health care assessments to help members determine the level of care needed at the moment. Nursesprovide consultation, answers to health questions and symptom management to help members make appropriate decisions about their care and treatment. Members can access the Nurse Line by calling (888) 463-9220. (TTY users should call 711).

Nurse Line$0 copay for Nurse Line.Telephonic coaching and nurse advise from trained clinicians available 24 hours a day, 7 days a week. Nurse Line provides real time health care assessments to help members determine the level of care needed at the moment. Nursesprovide consultation, answers to health questions and symptom management to help members make appropriate decisions about their care and treatment. Members can access the Nurse Line by calling (888) 463-9220. (TTY users should call 711).


HEARING SERVICES (NON-ROUTINE / MEDICARE-COVERED) – requires prior authorization.

Diagnostic hearing and balance evaluations performed by your PCP to determine if you need medical treatment are covered as outpatient care when furnished by a physician, audiologist, or other qualified provider.



$0 Copay for each Medicare-covered office visit.


HEARING SERVICES (ROUTINE / NON-MEDICARE COVERED)* – requires prior authorization.

Covered services include:• Routine hearing test/screening• Hearing aids



$0 Copay (1 routine hearing exam every year)

Hearing Aid$599 copay per aid for Advanced Aids* $899 copay per aid for Premium Aids. $50 additional cost per aid for optional premium hearing aid rechargeabilityUp to two TruHearing-branded hearing aids every year (one per ear per year). Benefit is limited to TruHearing’s Advanced and Premium hearing aids, which come in various styles and colors. Premium hearing aids are available in rechargeable style options for an additional $50 per aid. You must see a TruHearing provider to use this benefit. Call 1-866-201-9938 to schedule an appointment (for TTY, dial 711).

* Routine hearing exam and hearing aid copayments are not subject to the out-of-pocket maximum.Hearing Aid Purchase includes:

• First year of follow-up provider visits• 60-day trial period• 3-year extended warranty• 80 batteries per aid for non-rechargeable

models

Continued

$0 Copay for the following services:• Hearing test to determine the appropriate

hearing aid(s).• Visits to verify that the hearing aid(s)

conforms to the prescription.• Visits for fitting, counseling, adjustment,

cleaning, and inspection after the warranty is exhausted.

We cover the hearing aid services listed below when prescribed by a plan provider (clinical audiologist). We select the provider or vendor that will furnish the covered hearing aid. Coverage is limited to the types and models of hearing aids furnished by the provider or vendor.

* Routine hearing benefits do not apply to your maximum out-of-pocket amount.We cover the following:

• An allowance of up to $500 that you can use toward the purchase of hearing aids every 24 months. The $500 allowance may only be used once in any 24-month period. If you do not use all of the $500 at the initial point of sale, you cannot use it later.

• If the hearing aid you purchase costs more than $500, you pay the difference.

This benefit is provided over a period exceeding one year and is therefore considered a multi-year benefit and may be dropped or modified by Inter Valley Health Plan from year-to-year without maintaining obligations from the previous contract year.

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HEARING SERVICES – requires prior authorization. (Continued)



Benefit does not include or cover any of the following:

• Additional cost for optional hearing aid rechargeability

• Ear molds• Hearing aid accessories• Additional provider visits• Additional batteries; batteries when a

rechargeable hearing aid is purchased• Hearing aids that are not TruHearing-

branded hearing aids• Costs associated with loss & damage

warranty claims

Costs associated with excluded items are the responsibility of the member and not covered by the plan.

Services not covered under any condition:Hearing aids and provider visits to service hearing aids (except as specifically described in the Covered Benefits), ear molds, hearing aid accessories, warranty claim fees, and hearing aid batteries (beyond the 80 free batteries per non-rechargeable aid purchased).

Hearing aid exclusions:• Repair of hearing aids due to abuse or

misuse.• Replacement of lost or broken hearing

aids.• Internally implanted hearing aids.• Replacement parts and batteries.• Hearing aid(s) purchased on-line

(purchased through the Internet).


HELP WITH CERTAIN CHRONIC CONDITIONS – requires prior authorization.

If you are admitted to the hospital with a diagnosis of:• Cerebrovascular Accident (also known as a stroke) with paralysis• Exacerbation of Chronic Obstructive Pulmonary Disease (COPD)• Exacerbation of Chronic Heart Failure (CHF)

Upon discharge, you may qualify for the following benefits



- In-home Support Services - You pay $0 for up to 20 hours each calendar year and must be used in 4 hour increments

- Home-Delivered Meals - You pay $0 for up to 10 meals each calendar year (up to 5 days/ 2 meals each day)

In-Home Support Services consist of light housekeeping and grooming needs. Services provided morning, mid-day and early evening. Overnight Care is not covered.

Certain dietary restrictions and special requests may not be accommodated with home-delivered meals. Please discuss your restrictions and requests with your Physician/discharge Planner/ Care Manager when making arrangements for home-delivered meals.

In-Home Support Services and Home-Delivered Meals must be requested by your physician/ discharge planner/Care Manager within 72 hours of your discharge from an inpatient hospital or skilled nursing facility stay.

This benefit can be in addition to, but not a replacement of Medicare-covered home health services.

Not Covered


HIV SCREENING – requires prior authorization.

For people who ask for an HIV screening test or who are at increased risk for HIV infection, we cover:• One screening exam every 12 months

For women who are pregnant, we cover:• Up to three screening exams during a pregnancy



There is no coinsurance, copayment, or deductible for members eligible for Medicare-covered preventive HIV screening.

HOME HEALTH AGENCY CARE – requires prior authorization.

Prior to receiving home health services, a doctor must certify that you need home health services and will order home health services to be provided by a home health agency. You must be homebound, which means leaving home is a major effort.

Covered services include, but are not limited to:• Part-time or intermittent skilled nursing and home health aide services (To be covered under

the home health care benefit, your skilled nursing and home health aide services combined must total fewer than 8 hours per day and 35 hours per week)

• Physical therapy, occupational therapy, and speech therapy• Medical and social services• Medical equipment and supplies

Coinsurance payments will apply for Medicare-covered outpatient injectables and intravenous drugs administered in a home health setting. See “Medicare Part B Prescription Drugs” section in this chapter.



$0 Copay for Medicare-covered home health visits.

DME coinsurance may apply.


HOME INFUSION THERAPY

Home infusion therapy involves the intravenous or subcutaneous administration of drugs or biologicals to an individual at home. The components needed to perform home infusion include the drug (for example, antivirals, immune globulin), equipment (for example, a pump), and supplies (for example, tubing and catheters).

Covered services include, but are not limited to:• Professional services, including nursing services, furnished in accordance with the plan of care• Patient training and education not otherwise covered under the durable medical equipment

benefit• Remote monitoring• Monitoring services for the provision of home infusion therapy and home infusion drugs

furnished by a qualified home infusion therapy supplier



You pay 15% of the cost for Medicare-covered Home Infusion drugs.

There is no benefit limit on Home Infusion drugs covered under Original Medicare.

Authorization rules may apply.

Refer to Home Health Agency Care on page 49 for nursing services.

You pay 20% of the cost for Medicare-covered Home Infusion drugs.

There is no benefit limit on Home Infusion drugs covered under Original Medicare.

Authorization rules may apply.

Refer to Home Health Agency Care on page 49 for nursing services.


HOSPICE CARE

You may receive care from any Medicare-certified hospice program. You are eligible for the hospice benefit when your doctor and the hospice medical director have given you a terminal prognosis certifying that you’re terminally ill and have 6 months or less to live if your illness runs its normal course. Your hospice doctor can be a network provider or an out-of-network provider.

Covered services include:• Drugs for symptom control and pain relief • Short-term respite care • Home care

For hospice services and for services that are covered by Medicare Part A or B and are related to your terminal prognosis:

Original Medicare (rather than our plan) will pay for your hospice services and any Part A and Part B services related to your terminal prognosis. While you are in the hospice program, your hospice provider will bill Original Medicare for the services that Original Medicare pays for.

For services that are covered by Medicare Part A or B and are not related to your terminal prognosis:

If you need non-emergency, non-urgently needed services that are covered under Medicare Part A or B and that are not related to your terminal prognosis, your cost for these services depends on whether you use a provider in our plan’s network:

• If you obtain the covered services from a network provider, you only pay the plan cost-sharing amount for in-network services

• If you obtain the covered services from an out-of-network provider, you pay the cost-sharing under Fee-for-Service Medicare (Original Medicare)

For services that are covered by Inter Valley Health Plan Service To Seniors (HMO) or Desert Preferred Choice (HMO) but are not covered by Medicare Part A or B:

Inter Valley Health Plan Service To Seniors (HMO) or Desert Preferred Choice (HMO) will continue to cover plan-covered services that are not covered under Part A or B whether or not they are related to your terminal prognosis. You pay your plan cost-sharing amount for these services.

For drugs that may be covered by the plan’s Part D benefit:

Drugs are never covered by both hospice and our plan at the same time. For more information, please see Chapter 5, Section 9.4 (What if you’re in Medicare-certified hospice).

Note: If you need non-hospice care (care that is not related to your terminal prognosis), you should contact us to arrange the services.

Our plan covers hospice consultation services (one time only) for a terminally ill person who hasn’t elected the hospice benefit.



When you enroll in a Medicare-certified hospice program, your hospice services and your Part A and Part B services related to your terminal prognosis are paid for by Original Medicare, not Inter Valley Health Plan.


IMMUNIZATIONS

Covered Medicare Part B services include:• Pneumonia vaccine• Flu shots, once each flu season in the fall and winter, with additional flu shots if medically

necessary.• Hepatitis B vaccine if you are at high or intermediate risk of getting Hepatitis B• COVID-19 vaccine• Other vaccines if you are at risk and they meet Medicare Part B coverage rules

We also cover some vaccines under our Part D prescription drug benefit.



There is no coinsurance, copayment, or deductible for the pneumonia, influenza, Hepatitis B, and COVID-19 vaccines.

Services are covered only when you receive the service from your PCP or an in-plan provider.


INPATIENT HOSPITAL CARE – requires prior authorization.

Includes inpatient acute, inpatient rehabilitation, long-term care hospitals and other types of inpatient hospital services. Inpatient hospital care starts the day you are formally admitted to the hospital with a doctor’s order. The day before you are discharged is your last inpatient day.

There is no limit to the number of medically necessary days covered by the Plan. Covered services include but are not limited to:

• Semi-private room (or a private room if medically necessary)

• Meals including special diets

• Regular nursing services

• Costs of special care units (such as intensive care or coronary care units)

• Drugs and medications

• Lab tests

• X-rays and other radiology services

• Necessary surgical and medical supplies

• Use of appliances, such as wheelchairs

• Operating and recovery room costs

• Physical, occupational, and speech language therapy

• Inpatient substance abuse services

• Under certain conditions, the following types of transplants are covered: corneal, kidney, kidney-pancreatic, heart, liver, lung, heart/lung, bone marrow, stem cell, and intestinal/ multivisceral. If you need a transplant, we will arrange to have your case reviewed by a Medicare-approved transplant center that will decide whether you are a candidate for a transplant. Transplant providers maybe local or outside of the service area. If our in-network transplant services are outside the community pattern of care, you may choose to go locally as long as the local transplant providers are willing to accept the Original Medicare rate. If Inter Valley Health Plan Service To Seniors (HMO) or Desert Preferred Choice (HMO) provides transplant services at a location outside the pattern of care for transplants in your community and you choose to obtain transplants at this distant location, we will arrange or pay for appropriate lodging and transportation costs for you and a companion.

• Blood - including storage and administration. Coverage of whole blood and packed red cells begins with the first pint of blood that you need. All other components of blood are covered beginning with the first pint used.

• Physician services

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INPATIENT HOSPITAL CARE – requires prior authorization. (Continued)

Note: To be an inpatient, your provider must write an order to admit you formally as an inpatient of the hospital. Even if you stay in the hospital overnight, you might still be considered an “outpatient.” If you are not sure if you are an inpatient or an outpatient, you should ask the hospital staff.

You can also find more information in a Medicare fact sheet called “Are You a Hospital Inpatient or Outpatient? If You Have Medicare – Ask!” This fact sheet is available on the Web at www.medicare.gov/pubs/pdf/11435-Are-You-an-Inpatient-or-outpatient.pdf or by calling 1-800-MEDICARE (1-800-633-4227). TTY/TDD users call 1-877-486-2048. You can call these numbers for free, 24 hours a day, 7 days a week.



$0 Copay for each Medicare covered hospital stay.

Your inpatient benefits are based upon the date of admission.

If you get authorized inpatient care at an out-of- network hospital after your emergency condition is stabilized, your cost is the cost sharing you would pay at a network hospital.

$0 Copay for each Medicare-covered hospital stay.

Your inpatient benefits are based upon the date of admission.

If you get authorized inpatient care at an out-of- network hospital after your emergency condition is stabilized, your cost is the cost sharing you would pay at a network hospital.


INPATIENT MENTAL HEALTH CARE – requires prior authorization.• Covered services include mental health care services that require a hospital stay. You get up

to 190-days in a Psychiatric Hospital in a lifetime. The 190-day limit does not apply to Mental Health services provided in a psychiatric unit of a general hospital.



$75 Copay per day for day(s) 1-6.

$0 Copay per day for day(s) 7-90 for each Medicare-covered inpatient hospital stay.

You are covered up to 190-day lifetime limit in a psychiatric hospital.

There is a $450 maximum out-of-pocket limit every stay.

$912 Copay for each Medicare-covered hospital stay.

$912 out-of-pocket limit every stay.

You are covered up to 190-day lifetime limit in a psychiatric hospital.

Except in an emergency, your doctor must tell the Plan that you are going to be admitted to the hospital.

If you are admitted to the hospital in 2021 and are not discharged until sometime in 2022, the 2021 cost-sharing and annual maximum out-of-pocket copayments will apply to that admission until you are discharged from the hospital or transferred to a skilled nursing facility. Your copayments will not apply to your 2022 annual maximum out-of-pocket copayments.


INPATIENT STAY: COVERED SERVICES RECEIVED IN A HOSPITAL OR SNF DURING A NON-COVERED INPATIENT STAY – requires prior authorization.

If you have exhausted your inpatient benefits or if the inpatient stay is not reasonable and necessary, we will not cover your inpatient stay. However, in some cases, we will cover certain services you receive while you are in the hospital or the skilled nursing facility (SNF). Covered services include, but are not limited to:

• Physician services• Diagnostic tests (like lab tests) – requires prior authorization.• X-ray, radium, and isotope therapy including technician materials and services – requires

prior authorization.• Surgical dressings• Splints, casts and other devices used to reduce fractures and dislocations – requires prior

authorization.• Prosthetics and orthotics devices (other than dental) that replace all or part of an internal body

organ (including contiguous tissue), or all or part of the function of a permanently inoperative or malfunctioning internal body organ, including replacement or repairs of such devices – requires prior authorization.

• Leg, arm, back, and neck braces; trusses, and artificial legs, arms, and eyes including adjustments, repairs, and replacements required because of breakage, wear, loss, or a change in the patient’s physical condition – requires prior authorization.

• Physical therapy, speech therapy, and occupational therapy – requires prior authorization.



Physician services:

Please refer to “Physician/Practitioner Services, Including Doctor’s Office Visits” section in this chapter.

Diagnostic and radiological services, surgical dressings, and splints:

Please refer to “Outpatient Diagnostic Tests and Therapeutic Services and Supplies” section in this chapter.

Prosthetics, orthotics, and outpatient medical/therapeutic supplies:

Please refer to “Prosthetic Devices and Related Supplies” section in this chapter.

Physical, speech, and occupational therapy services:

Please refer to “Outpatient Rehabilitation Services” section in this chapter.

Prior authorization rules apply for the above services

KIDNEY DIALYSIS SERVICES

For applicable copayments, see “Services to treat Kidney diseases and conditions” Section of this chapter.


MEDICAL NUTRITION THERAPY – requires prior authorization.

This benefit is for people with diabetes, renal (kidney) disease (but not on dialysis), or after a kidney transplant when referred by your doctor.

We cover 3 hours of one-on-one counseling services during your first year that you receive medical nutrition therapy services under Medicare (this includes our plan, any other Medicare Advantage plan, or Original Medicare), and 2 hours each year after that. If your condition, treatment, or diagnosis changes, you may be able to receive more hours of treatment with a physician’s referral. A physician must prescribe these services and renew their referral yearly if your treatment is needed into the next calendar year.



There is no coinsurance, copayment, or deductible for members eligible for Medicare- covered medical nutrition therapy services.

There is no coinsurance, copayment, or deductible for members eligible for Medicare- covered medical nutrition therapy services.

$0 Copay for additional visits provided by a registered dietician or nutritional professional.

MEDICARE DIABETES PREVENTION PROGRAM (MDPP)

MDPP services will be covered for eligible Medicare beneficiaries under all Medicare health plans.

MDPP is a structured health behavior change intervention that provides practical training in long-term dietary change, increased physical activity, and problem-solving strategies for overcoming challenges to sustaining weight loss and a healthy lifestyle.



There is no coinsurance, copayment, or deductible for the MDPP benefit.


MEDICARE PART B PRESCRIPTION DRUGS

These drugs are covered under Part B of Original Medicare. Members of our plan receive coverage for these drugs through our plan. Covered drugs include:

• Drugs that usually aren’t self-administered by the patient and are injected or infused while you are getting physician, hospital outpatient, or ambulatory surgical center services

• Drugs you take using durable medical equipment (such as nebulizers) that were authorized by the plan

• Clotting factors you give yourself by injection if you have hemophilia

• Immunosuppressive Drugs, if you were enrolled in Medicare Part A at the time of the organ transplant

• Injectable osteoporosis drugs, if you are homebound, have a bone fracture that a doctor certifies was related to post-menopausal osteoporosis, and cannot self-administer the drug

• Antigens

• Certain oral anti-cancer drugs and anti-nausea drugs

• Certain drugs for home dialysis, including heparin, the antidote for heparin when medically necessary, topical anesthetics, and erythropoisis-stimulating agents (such as Epogen®, Procrit®, Epoetin Alfa, Aranesp®, or Darbepoetin Alfa)

• Intravenous Immune Globulin for the home treatment of primary immune deficiency diseases

We also cover some vaccines under our Part B and Part D prescription drug benefit.

Chapter 5 explains the Part D prescription drug benefit, including rules you must follow to have prescriptions covered. What you pay for your Part D prescription drugs through our plan is explained in Chapter 6.



There is no benefit limit on drugs covered under Original Medicare.

You pay 15% of the cost for Medicare-covered Part B-covered drugs, including Part B- covered chemotherapy drugs.

This includes both oral and injectable medication.

Injectable chemotherapy drugs administered as anti-cancer agents that are covered under Original Medicare are covered.

Authorization rules may apply.Continued

There is no benefit limit on drugs covered under Original Medicare.

You pay 20% of the cost for Medicare-covered Part B-covered drugs, including Part B- covered chemotherapy drugs.

This includes both oral and injectable medication.

Injectable chemotherapy drugs administered as anti-cancer agents that are covered under Original Medicare are covered.

Authorization rules may apply.Continued


MEDICARE PART B PRESCRIPTION DRUGS (Continued)



Copays for Part B drugs do not count towards your out-of-pocket costs for Part D drugs.

You pay 15% coinsurance for plan-covered drugs administered by Durable Medical Equipment (DME) (such as nebulizers, insulin pumps, etc.).

Copays for Part B drugs do not count towards your out-of-pocket costs for Part D drugs.

You pay 20% coinsurance for plan-covered drugs administered by Durable Medical Equipment (DME) (such as nebulizers, insulin pumps, etc.).

OBESITY SCREENING AND THERAPY TO PROMOTE SUSTAINED WEIGHT LOSS

If you have a body mass index of 30 or more, we cover intensive counseling to help you lose weight. This counseling is covered if you get it in a primary care setting, where it can be coordinated with your comprehensive prevention plan. Talk to your primary care doctor or practitioner to find out more.



There is no coinsurance, copayment, or deductible for preventive obesity screening and therapy.

OPIOID TREATMENT PROGRAM SERVICES

Members of our plan with opioid use disorder (OUD) can receive coverage of services to tread OUD through an Opioid Treatment Program (OTP) which includes the following services.

• U.S. Food and Drug Administration (FDA)-approved opioid agonist the antagonist medication-assisted treatment (MAT) medications

• Dispensing and administration of MAT medications (if applicable)• Substance use counseling• Individual and group therapy• Toxicology testing• Intake activities• Periodic assessments



$0 for each Medicare-covered therapy visit in a group or individual setting


OUTPATIENT DIAGNOSTIC TESTS AND THERAPEUTIC SERVICES AND SUPPLIES – requires prior authorization.

Covered services include, but are not limited to:• X-rays• Radiation (radium and isotope) therapy including technician materials and supplies• Surgical supplies, such as dressings• Splints, casts and other devices used to reduce fractures and dislocations• Laboratory tests• Blood. Coverage begins with the first pint of blood that you need. Coverage of storage and

administration begins with the first pint of blood that you need.• Other outpatient diagnostic tests



$0 Copay for Medicare-covered x-ray services.

$60 Copay for each Medicare-covered diagnostic radiological services. These procedures require specialized equipment beyond normal X-ray equipment. Examples include, but are not limited to, specialized scans such as CT, SPECT, PET, MRI, MRA, nuclear studies. Complex radiology services are performed by specially trained or certified personnel.

$15 Copay for each Medicare-covered outpatient radiation therapy visit.

$0 Copay for Medicare-covered laboratory tests, services or supplies.

$0 Copay for Medicare-covered blood use and storage.

$0 Copay for Medicare-covered other outpatient diagnostic tests.

$0 Copay for Medicare-covered x-ray services.

$40 Copay for each Medicare-covered diagnostic radiological services. These procedures require specialized equipment beyond normal X-ray equipment. Examples include, but are not limited to, specialized scans such as CT, SPECT, PET, MRI, MRA, nuclear studies. Complex radiology services are performed by specially trained or certified personnel.

10% of the Medicare-approved amount for outpatient radiation therapy visit.

$0 Copay for Medicare-covered laboratory tests, services or supplies.

$0 Copay for Medicare-covered blood use and storage.

$0 Copay for Medicare-covered other outpatient diagnostic tests.


OUTPATIENT HOSPITAL OBSERVATION

Observation services are hospital outpatient services given to determine if you need to be admitted as an inpatient or can be discharged.

For outpatient hospital observation services to be covered, they must meet the Medicare criteria and be considered reasonable and necessary. Observation services are covered only when provided by the order of a physician or another individual authorized by state licensure law and hospital staff bylaws to admit patients to the hospital or order outpatient tests.

Note: Unless the provider has written an order to admit you as an inpatient to the hospital, are an outpatient and pay the cost-sharing amounts for outpatient hospital services. Even if you stay in the hospital overnight, you might still be considered an “outpatient”. If you are not sure if you are an outpatient, you should ask the hospital staff.

You can also find more information in a Medicare fact sheet called “Are You a Hospital Inpatient or Outpatient” If You Have Medicare – Ask!” This fact sheet is available on the Web at www.medicare.gov/pubs/pdf/11435-Are-You-an-Inpatient-or-outpatient.pdf or by calling (1-800-633-4227). TTY users call 1-877-486-2048. You can call these numbers for free, 24 hours a day, 7 days an week.



You pay $0 for Medicare-covered outpatient hospital observation services.

If you are held for observation, the $90 copay for emergency services still applies

You pay $0 for Medicare-covered outpatient hospital observation services.

If you are held for observation, the $120 copay for emergency services still applies


OUTPATIENT HOSPITAL SERVICES – requires prior authorization.

We cover medically-necessary services you get in the outpatient department of a hospital for diagnosis or treatment of an illness or injury.

Covered services include, but are not limited to:• Services in an emergency department or outpatient clinic, such as observation services or

outpatient surgery• Laboratory and diagnostic tests billed by the hospital• Mental health care, including care in a partial-hospitalization program, if a doctor certifies that

inpatient treatment would be required without it• X-rays and other radiology services billed by the hospital• Medical supplies such as splints and casts• Certain drugs and biologicals that you can’t give yourself

Note: Unless the provider has written an order to admit you as an inpatient to the hospital, you are an outpatient and pay the cost-sharing amounts for outpatient hospital services. Even if you stay in the hospital overnight, you might still be considered an “outpatient.” If you are not sure if you are an outpatient, you should ask the hospital staff.

You can also find more information in a Medicare fact sheet called “Are You a Hospital Inpatient or Outpatient? If You Have Medicare – Ask!” This fact sheet is available on the Web www.medicare.gov/pubs/pdf/11435-Are-You-an-Inpatient-or-outpatient.pdf or by calling 1-800-MEDICARE (1-800-633-4227). TTY users call 1-877-486-2048. You can call these numbers for free, 24 hours a day, 7 days a week.



Emergency services:

Please refer to “Emergency Care” section in this chapter.

Outpatient services:

Please refer to “Outpatient Surgery, Including Services Provided at Hospital Outpatient Facilities and Ambulatory Surgical Centers” section in this chapter.

Laboratory and diagnostic tests, x-rays, radiological services, and medical supplies:

Please refer to “Outpatient Diagnostic Tests and Therapeutic Services and Supplies” section in this chapter.

Mental health care and partial hospitalization:

Please refer to “Outpatient Mental Health Care” and “Partial Hospitalization Services” sections in this chapter.

Chemical dependency care:

Please refer to “Outpatient Substance Abuse Services” section of this chapter.

Continued


OUTPATIENT HOSPITAL SERVICES – requires prior authorization. (Continued)



Drugs and biological that you can’t give yourself:

For applicable copayments see “Medicare Part B Prescription Drugs” section in this chapter.

Prior authorization rules apply for the above services

OUTPATIENT MENTAL HEALTH CARE – requires prior authorization.


Mental health services provided by a state-licensed psychiatrist or doctor, clinical psychologist, clinical social worker, clinical nurse specialist, nurse practitioner, physician assistant, or other Medicare- qualified mental health care professional as allowed under applicable state laws.



$0 Copay for each Medicare-covered visit in a group or individual setting.

OUTPATIENT REHABILITATION SERVICES – requires prior authorization.

Covered services include: physical therapy, occupational therapy, and speech language therapy.

Outpatient rehabilitation services are provided in various outpatient settings, such as hospital outpatient departments, independent therapist offices, and Comprehensive Outpatient Rehabilitation Facilities (CORFs).



$0 Copay for each Medicare-covered outpatient rehabilitation visit.

Some wound care services (debridement) are provided in an outpatient rehabilitation setting. $0 copay for each visit.

$10 Copay for each Medicare-covered outpatient rehabilitation visit.

Some wound care services (debridement) are provided in an outpatient rehabilitation setting. $10 copay for each visit will apply.

OUTPATIENT SUBSTANCE ABUSE SERVICES – requires prior authorization.

You are covered for services to treat chemical dependency in an outpatient setting (group or individual therapy).



$0 for each Medicare-covered therapy visit in a group or individual setting.


OUTPATIENT SURGERY, INCLUDING SERVICES PROVIDED AT HOSPITAL OUTPATIENT FACILITIES AND AMBULATORY SURGICAL CENTERS – requires prior authorization.

Note: If you are having surgery in a hospital facility, you should check with your provider about whether you will be an inpatient or outpatient. Unless the provider writes an order to admit you as an inpatient to the hospital, you are an outpatient and pay the cost-sharing amounts for outpatient surgery. Even if you stay in the hospital overnight, you might still be considered an “outpatient.”



$0 Copay for each Medicare-covered ambulatory surgical center visit.

$0 Copay for each Medicare-covered outpatient hospital facility visit.

This applies to surgical procedures including, but not limited to, cardiac catheterizations, endoscopy, epidural injections and non-screening colonoscopies.

OVER-THE-COUNTER (OTC) ITEMS

You receive a quarterly allowance to purchase over-the-counter (OTC) items.

Prior to obtaining any of the covered over-the-counter items, you should discuss them with your physician so that he/she approves their use.



$0 Copay for covered over-the-counter (OTC) items. You are covered for up to $50 per quarter for OTC items. This benefit becomes valid on the first day of each quarter: January, April, July and October. You can use this benefit to order non-prescription items such as asprin, vitamins and other eligible products included in the OTC mail-order catalog. Items will be shipped directly to your home.

Quantity limits apply towards the purchase of certain items. Members are limited to one (1) digital scale and one preferred thermometer each calendar year. Coverage of the one digital scale each year is limited to members with Congestive Heart Failure (CHF) or liver disease.

Covered for up to 1 shipment per quarter and any remaining balances does not carry over to the next quarter.

Items subject to availability. We encourage orders to be placed 10 days prior to the end of the quarter.

Contact the Pharmacy Care Team to request OTC order forms (Phone numbers are located on the back cover of this book)


PARTIAL HOSPITALIZATION SERVICES – requires prior authorization.

“Partial hospitalization” is a structured program of active psychiatric treatment provided as a hospital outpatient service or by a community mental health center, that is more intense than the care received in your doctor’s or therapist’s office and is an alternative to inpatient hospitalization.

Note: Because there are no community mental health centers in our network, we cover partial hospitalization only as a hospital outpatient service.



$10 Copay for Medicare-covered partial hospitalization visit.

$0 Copay for Medicare-covered partial hospitalization visit.

* PERSONAL EMERGENCY RESPONSE SYSTEM (PERS) – requires prior authorization.

A unit consists of a neck pendant available to members who meet specific criteria.

Coverage includes the monthly monitoring charge.



$0 copayment for a personal emergency response system. Limited to one system per lifetime.

Not covered


PHYSICIAN/PRACTITIONER SERVICES, INCLUDING DOCTOR’S OFFICE VISITS


• Medically-necessary medical care or surgery services furnished in a physician’s office, certified ambulatory surgical center, hospital outpatient department, or any other location - requires prior authorization.

• Consultation, diagnosis, and treatment by a specialist - requires prior authorization.

• Basic hearing and balance exams performed by your PCP, if your doctor orders it to see if you need medical treatment

• Telehealth services for monthly end-stage renal disease-related visits for home dialysis members in a hospital-based or critical access hospital-based renal dialysis center, renal dialysis facility, or the member’s home

• Telehealth services to diagnose, evaluate, or treat symptoms of a stroke, regardless of your location

• Telehealth services for members with a substance use disorder or co-occurring mental health disorder, regardless of their location

• Virtual check-ins (for example, by phone or video chat) with your doctor for 5-10 minutes if:S You’re not a new patient andS The check-in isn’t related to an office visit in the past 7 days andS The check-in doesn’t lead to an office visit within 24 hours or the soonest available

appointment

• Evaluation of video and/or images you send to your doctor, and interpretation and follow-up by your doctor within 24 hours if:

S You’re not a new patient andS The evaluation isn’t related to an office visit in the past 7 days andS The evaluation doesn’t lead to an office visit within 24 hours or the soonest available

appointment

• Consultation your doctor has with other doctors by phone, internet, or electronic health record

• Second opinion by another network provider prior to surgery - requires prior authorization.

• Non-routine dental care (covered services are limited to surgery of the jaw or related structures, setting fractures of the jaw or facial bones, extraction of teeth to prepare the jaw for radiation treatments of neoplastic cancer disease, or services that would be covered when provided by a physician) - requires prior authorization.



$0 Copay for each Medicare-covered Primary Care Physician visit.

$0 Copay for each Medicare–covered Specialty Care Physician visit.

See page 16 for additional information on routine dental care (beyond that covered by Medicare).


PODIATRY SERVICES – requires prior authorization.

Covered services include:• Diagnosis and the medical or surgical treatment of injuries and diseases of the feet (such as

hammer toe or heel spurs).• Routine foot care for members with certain medical conditions affecting the lower limbs



$0 Copay per visit for Medicare-covered services.

Medicare-covered podiatry benefits are for medically necessary foot care.

PROSTATE CANCER SCREENING EXAMS

For men age 50 and older, covered services include the following - once every 12 months:• Digital rectal exam• Prostate Specific Antigen (PSA) test



There is no coinsurance, copayment, or deductible for an annual PSA test.


PROSTHETIC DEVICES AND RELATED SUPPLIES – requires prior authorization.

Devices (other than dental) that replace all or part of a body part or function. These include, but are not limited to: colostomy bags and supplies directly related to colostomy care, pacemakers, braces, prosthetic shoes, artificial limbs, and breast prostheses (including a surgical brassiere after a mastectomy). Includes certain supplies related to prosthetic devices, and repair and/or replacement of prosthetic devices. Also includes some coverage following cataract removal or cataract surgery – see “Vision Care” later in this section for more detail.

Outpatient medical/therapeutic supplies, appliances and devices include: Surgical dressings, and splints, casts; leg, arm, back and neck braces and other devices used for reduction of fractures and dislocations.

Replacement or repair of products which are lost, stolen, broken (due to misuse/abuse or neglect) are not covered unless the item was otherwise due for replacement. Repairs and/or replacements will be made when determined to be necessary by Inter Valley Health Plan.

Prosthetic devices implanted in an inpatient/outpatient setting are covered under the inpatient hospital/outpatient surgery benefit and no additional copay will apply.

Medical Supplies

Medically necessary items or other materials that are used once, and thrown away, or somehow used up. Includes but not limited to: catheters, gauze, surgical dressing supplies, bandages, sterile water, and tracheostomy supplies. Medical supplies also includes nutritional supplements and supplies used for enteral feeding.



10% of the Medicare-approved amount for each item.

You pay $0 for Medicare-covered medical supplies.

You pay $0 for nutritional supplements and supplies used for enteral feeding.

0-20% of the Medicare-approved amount for each item.

No coinsurance for Prosthetic devices and related supplies with a Medicare-approved amount up to $250.

For items with a Medicare-approved amount over $250, you pay 20% of the Medicare-approved amount for each item.

For members with diabetes see Diabetes self-management training, diabetic services and supplies Section on page 37.


PULMONARY REHABILITATION SERVICES – requires prior authorization.

Comprehensive programs of pulmonary rehabilitation are covered for members who have moderate to very severe chronic obstructive pulmonary disease (COPD) and a referral for pulmonary rehabilitation from the doctor treating the chronic respiratory disease.



$0 Copay for each Medicare-covered pulmonary rehabilitation visit.

SCREENING AND COUNSELING TO REDUCE ALCOHOL MISUSE

We cover one alcohol misuse screening for adults with Medicare (including pregnant women) who misuse alcohol, but aren’t alcohol dependent.

If you screen positive for alcohol misuse, you can get up to 4 brief face-to-face counseling sessions per year (if you’re competent and alert during counseling) provided by a qualified primary care doctor or practitioner in a primary care setting.



There is no coinsurance, copayment, or deductible for the Medicare-covered screening and counseling to reduce alcohol misuse preventive benefit.

SCREENING FOR LUNG CANCER WITH LOW DOSE COMPUTED TOMOGRAPHY (LDCT)

For qualified individuals, a LDCT is covered every 12 months. No prior authorization.

Eligible members are: people aged 55 – 77 years who have no signs or symptoms of lung cancer, but who have a history of tobacco smoking of at least 30 pack-years or who currently smoke or have quit smoking within the last 15 years, who receive a written order for LDCT during a lung cancer screening counseling and shared decision making visit that meets the Medicare criteria for such visits and be furnished by a physician or qualified non-physician practitioner.

For LDCT lung cancer screenings after the initial LDCT screening: the members must receive a written order for LDCT lung cancer screening, which may be furnished during any appropriate visit with a physician or qualified non-physician practitioner. If a physician or qualified non-physician practitioner elects to provide a lung cancer screening counseling and shared decision making visit for subsequent lung cancer screenings with LDCT, the visit must meet the Medicare criteria for such visits.



There is no coinsurance, copayment, or deductible for the Medicare covered counseling and shared decision making visit or for the LDCT.


SCREENING FOR SEXUALLY TRANSMITTED INFECTIONS (STIS) AND COUNSELING TO PREVENT STIs

We cover sexually transmitted infection (STI) screenings for chlamydia, gonorrhea, syphilis, and Hepatitis B. These screenings are covered for pregnant women and for certain people who are at increased risk for an STI when the tests are ordered by a primary care provider. We cover these tests once every 12 months or at certain times during pregnancy.

We also cover up to 2 individual 20 to 30 minute, face-to-face high-intensity behavioral counseling sessions each year for sexually active adults at increased risk for STIs. We will only cover these counseling sessions as a preventive service if they are provided by a primary care provider and take place in a primary care setting, such as a doctor’s office.



There is no coinsurance, copayment, or deductible for the Medicare-covered screening for STIs and counseling for STIs preventive benefit.

SERVICES TO TREAT KIDNEY DISEASE AND CONDITIONS – requires prior authorization.

Covered services include:• Kidney disease education services to teach kidney care and help members make informed

decisions about their care. For members with stage IV chronic kidney disease when referred by their doctor, we cover up to six sessions of kidney disease education services per lifetime.

• Outpatient dialysis treatments (including dialysis treatments when temporarily out of the service area, as explained in Chapter 3, Section 2.2)

• Inpatient dialysis treatments (if you are admitted as an inpatient to a hospital for special care)• Self-dialysis training (includes training for you and anyone helping you with your home dialysis

treatments)• Home dialysis equipment and supplies• Certain home support services (such as, when necessary, visits by trained dialysis workers to

check on your home dialysis, to help in emergencies, and check your dialysis equipment and water supply)

Certain drugs for dialysis are covered under your Medicare Part B drug benefit. For information about coverage for Part B Drugs, please go to the section below, “Medicare Part B prescription drugs.”



You pay $15 for each Medicare-covered dialysis treatment. This includes both professional (nephrologist dialysis clinic visits) and dialysis facility visits.


SKILLED NURSING FACILITY (SNF) CARE - requires prior authorization.

(For a definition of “skilled nursing facility care,” see Chapter 12 of this booklet. Skilled nursing facilities are sometimes called “SNFs.”)

Covered services include but are not limited to:• Semiprivate room (or a private room if medically necessary)• Meals, including special diets• Skilled nursing services• Physical therapy, occupational therapy, and speech therapy• Drugs administered to you as part of your plan of care (This includes substances that are

naturally present in the body, such as blood clotting factors.)• Blood - including storage and administration. Coverage of whole blood and packed red cells

begins with the first pint of blood that you need. All other components of blood are covered beginning with the first pint used.

• Medical and surgical supplies ordinarily provided by SNFs• Laboratory tests ordinarily provided by SNFs• X-rays and other radiology services ordinarily provided by SNFs• Use of appliances such as wheelchairs ordinarily provided by SNFs• Physician/Practitioner services

Generally, you will get your SNF care from network facilities. However, under certain conditions listed below, you may be able to pay in-network cost sharing for a facility that isn’t a network provider, if the facility accepts our plan’s amounts for payment.

• A nursing home or continuing care retirement community where you were living right before you went to the hospital (as long as it provides skilled nursing facility care).

• A SNF where your spouse is living at the time you leave the hospital.



$0 Copay for day(s) 1-20.

$50 Copay per day for day(s) 21-100 for each Medicare benefit period.

Copay amounts are collected on a per-admission basis. You do not pay for the day you are discharged or transferred to an acute inpatient hospital.

Continued

$0 Copay for day(s) 1-20

$100 Copay per day for day(s) 21-35 for each Medicare benefit period.

$0 Copay for day (s) 36-100 for each Medicare benefit period

Copay amounts are collected on a per-admission basis. You do not pay for the day you are discharged or transferred to an acute inpatient hospital.

Continued


SKILLED NURSING FACILITY (SNF) CARE - requires prior authorization. (Continued)



If a benefit period begins in 2020 for you and does not end until sometime in 2021, the 2020 cost-sharing will continue until the benefit period ends. Your copays are based upon the date of admission.

If a benefit period begins in 2020 for you and does not end until sometime in 2021, the 2020 cost-sharing will continue until the benefit period ends. Your copays are based upon the date of admission.

The type of care you actually receive determines whether you are considered an inpatient for skilled nursing facility stays.

Plan pays all Medicare benefits for medically necessary services up to 100 days per Medicare benefit period.

Benefit Period - The way that both our plan and Original Medicare measures your use of hospital and skilled nursing facility (SNF) services. A benefit period begins the day you go into a skilled nursing facility. The benefit period ends when you haven’t received any inpatient hospital care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a skilled nursing facility after one benefit period has ended, a new benefit period begins. There is no limit to the number of benefit periods.


SMOKING AND TOBACCO USE CESSATION (COUNSELING TO STOP SMOKING OR TOBACCO USE) – requires prior authorization.

If you use tobacco, but do not have signs or symptoms of tobacco-related disease: We cover two counseling quit attempts within a 12-month period as a preventive service with no cost to you. Each counseling attempt includes up to four face-to-face visits.

If you use tobacco and have been diagnosed with a tobacco-related disease or are taking medicine that may be affected by tobacco: We cover cessation counseling services. We cover two counseling quit attempts within a 12-month period, however, you will pay the applicable cost-sharing. Each counseling attempt includes up to four face-to-face visits.



If you haven’t been diagnosed with an illness caused or complicated by tobacco use:

There is no coinsurance, copayment, or deductible for the Medicare-covered smoking and tobacco use cessation preventive benefits.

If you have been diagnosed with an illness caused or complicated by tobacco use, or you take a medicine that is affected by tobacco:


If you haven’t been diagnosed with an illness caused or complicated by tobacco use:


If you have been diagnosed with an illness caused or complicated by tobacco use, or you take a medicine that is affected by tobacco:


$0 Copay for two additional smoking and tobacco use cessation attempts within a 12-month period. Each attempt includes up to 4 additional visits.


SUPERVISED EXERCISE THERAPY (SET) – requires prior authorization.

SET is covered for members who have symptomatic peripheral artery disease (PAD) and a referral for PAD from the physician responsible for PAD treatment.

Up to 36 sessions over a 12-week period are covered if the SET program requirements are met. The SET program must:

• Consist of sessions lasting 30-60 minutes, comprising a therapeutic exercise-training program for PAD in patients with claudication

• Be conducted in a hospital outpatient setting or a physician’s office

• Be delivered by qualified auxiliary personnel necessary to ensure benefits exceed harms, and who are trained in exercise therapy for PAD

• Be under the direct supervision of a physician, physician assistant, or nurse practitioner/clinical nurse specialist who must be trained in both basic and advanced life support techniques

SET may be covered beyond 36 sessions over 12 weeks for an additional 36 sessions over an extended period of time if deemed medically necessary by a health care provider.



$0 copay for each Medicare-covered Supervised Exercise Therapy visit.


TRANSPORTATION – (ROUTINE / NON-MEDICARE COVERED)*What you must pay when you get these services


$0 Copay for each one-way-trip

There is no copay for up to 30 one-way trip(s) to plan-approved locations every calendar year.

Transportation should be scheduled 24 hours prior to scheduled appointment.

Transportation services must be requested by calling (833) 771-1030; calls to this number are free. TTY users should call 711.

The transportation benefit may only be used to travel to scheduled medical appointments or other medically necessary plan-approved activities at plan- approved locations and travel back to the original point of departure as soon as reasonably possible after the scheduled appointment or activity is completed. Transportation is limited to 30 miles from the original point of departure to scheduled destination.

Trips must be cancelled if you no longer need the transportation. If a ride is not cancelled 2 hours prior to the pick-up time, the ride will count and will be deducted from your annual ride limit.

Routine Transportation is not intended to be used for emergency services. If you feel that this is an emergency, please call 9-1-1 for ambulance transportation.

See “Important information about the Inter Valley Health Plan routine transportation benefit” at the end of this section for a more detailed description of the routine transportation benefit on page <OV>.

$0 Copay for each one-way-trip

There is no copay for up to 24 one-way trip(s) to plan-approved locations every calendar year when indicated as medically necessary by the PCP or medical director.

Transportation should be scheduled 24 hours prior to scheduled appointment.

Transportation services must be requested by calling (760) 969-6555; local calls to this number are free. TTY users should call 711.

The transportation benefit may only be used to travel to scheduled medical appointments or other medically necessary plan-approved activities at plan-approved locations and travel back to the original point of departure as soon as reasonably possible after the scheduled appointment or activity is completed.

Trips must be cancelled if you no longer need the transportation. If a ride is not cancelled 2 hours prior to the pick-up time, the ride will count and will be deducted from your annual ride limit.

Routine Transportation is not intended to be used for emergency services. If you feel that this is an emergency, please call 9-1-1 for ambulance transportation.

See “Important information about the Inter Valley Health Plan routine transportation benefit” at the end of this section for a more detailed description of the routine transportation benefit on page <OV>.


URGENTLY NEEDED SERVICES

Urgently needed services are provided to treat a non-emergency, unforeseen medical illness, injury, or condition that requires immediate medical care. Urgently needed services may be furnished

by network providers or by out-of-network providers when network providers are temporarily unavailable or inaccessible.

Cost sharing for necessary emergency services furnished out-of-network is the same as for such services furnished in-network.

Includes worldwide coverage for services needed to evaluate or stabilize an urgent medical condition. For more information, see Chapter 3, Section 3.

When you are in your plan’s service area, you must receive urgent care services from an in-network provider, when available.

Coinsurance payments will apply for Medicare-covered outpatient injectables and intravenous drugs administered in an urgent care setting. See “Medicare Part B Prescription Drugs” section in this chart.



$0 Copay for Medicare-covered urgent care visits within the United States or its Territories.

$120 Copay for Medicare-covered urgent care visits outside the United States or its territories. If you are admitted to a hospital outside the United States or its Territories, your copay is not waived.

$20,000 limit for emergency services outside the United States or its Territories every year. You may wish to consider purchasing commercial travel insurance for coverage beyond this limit.

$0 Copay for Medicare-covered urgent care visits within the United States or its Territories.

$120 Copay for Medicare-covered urgent care visits outside the United States or its territories. If you are admitted to a hospital outside the United States or its Territories, your copay is waived.

$20,000 limit for emergency services outside the United States or its Territories every year. You may wish to consider purchasing commercial travel insurance for coverage beyond this limit.


VISION CARE (NON-ROUTINE/MEDICARE-COVERED) – requires prior authorization.

Covered services include:• Outpatient physician services for the diagnosis and treatment of diseases and injuries of the

eye, including treatment for age-related macular degeneration. Original Medicare doesn’t cover routine eye exams (eye refractions) for eyeglasses/contacts.

• For people who are at high risk of glaucoma, we will cover one glaucoma screening each year. People at high risk of glaucoma include: people with a family history of glaucoma, people with diabetes, African-Americans who are age 50 and older, and Hispanic Americans who are 65 or older.

• For people with diabetes, screening for diabetic retinopathy is covered once per year.• One pair of eyeglasses or contact lenses after each cataract surgery that includes insertion

of an intraocular lens. (If you have two separate cataract operations, you cannot reserve the benefit after the first surgery and purchase two eyeglasses after the second surgery.) Corrective lenses/frames (and replacements) needed after a cataract removal without a lens implant.

• Inter Valley Health Plan will pay for the insertion of a standard Intra-Ocular Lens (IOL) with applicable copayments. However, for an additional fee, members may request the insertion of a presbyopia-correcting IOL, (e.g. Crystalens™, AcrySof RESTOR™, and ReZoom™) in place of a conventional IOL following cataract surgery. You will pay an additional fee for non- conventional IOL’s recommended or directed by your physician. The member is responsible for payment of that portion of the charge for the presbyopia-correcting IOL and associated services that exceed the charge for insertion of a conventional IOL following cataract surgery. Members are encouraged to discuss the extra cost with their ophthalmologist PRIOR to surgery so they clearly understand the extent of their financial responsibility.



$0 Copay for eyewear after cataract surgery, includes fitting and dispensing (Medicare-covered) - requires prior authorization.

Required for Medicare-covered vision exam and glasses after cataract surgery.

$0 Copay for each Medicare-covered eye exam (diagnosis and treatment for diseases and conditions of the eye).

$0 Copay for a glaucoma screening exam one time per 12-month period if you are at high risk for glaucoma.


VISION CARE (ROUTINE/NON-MEDICARE-COVERED) – requires prior authorization.• Routine eye exam, including glaucoma screening, cataract evaluation, refraction and

prescription for eyeglass lenses.• Frames and eyeglass lenses (including single, lined bifocal or lined trifocal lenses)



You pay $0 for 1 routine eye exam every 12 months.

If the provider recommends additional procedures not covered by Inter Valley Health Plan Service To Seniors (HMO) or VSP, you are responsible for paying the additional costs.

*Routine vision benefits do not apply to your maximum out-of-pocket amount.

You pay $0 for eyeglass lenses, standard frames or eyeglasses (both lenses and frames).$175 plan coverage limit for eye wear every two years.You pay any remaining costs beyond what Inter Valley Health Plan will cover.There are no benefits for professional services or materials connected with:

• Replacement of lenses and frames furnished under this Plan which are lost or broken, unless the item was otherwise due for replacement.

Routine vision care is provided by a participating provider of Vision Service Plans (VSP). Areferral by a plan physician is not required. For information about participating VSP providers in your area, please contact VSP Customer Service at 1-800-877-7195, TTY 1-800-428-4833.A WellVision Exam® focuses on your eyes and overall wellness. Your VSP doctor can see if you have vision problems and signs of other health conditions, like diabetes, high blood pressure, and high cholesterol.

Continued

You pay $0 for 1 routine eye exam every two years.

If the provider recommends additional procedures not covered by Inter Valley Health Plan Desert Preferred Choice (HMO) or VSP, you are responsible for paying the additional costs.

*Routine vision benefits do not apply to your maximum out-of-pocket amount.

You pay $0 for eyeglass lenses, standard frames or eyeglasses (both lenses and frames).$100 plan coverage limit for eye wear every two years.You pay any remaining costs beyond what Inter Valley Health Plan will cover.There are no benefits for professional services or materials connected with:

• Replacement of lenses and frames furnished under this Plan which are lost or broken, unless the item was otherwise due for replacement.

Routine vision care is provided by a participating provider of Vision Service Plans (VSP). Areferral by a plan physician is not required. For information about participating VSP providers in your area, please contact VSP Customer Service at 1-800-877-7195, TTY 1-800-428-4833.A WellVision Exam® focuses on your eyes and overall wellness. Your VSP doctor can see if you have vision problems and signs of other health conditions, like diabetes, high blood pressure, and high cholesterol.

Continued


VISION CARE (ROUTINE / NON-MEDICARE-COVERED) – requires prior authorization. (Continued)





“WELCOME TO MEDICARE” PREVENTIVE VISIT

The plan covers the one-time “Welcome to Medicare” preventive visit. The visit includes a review of your health, as well as education and counseling about the preventive services you need (including certain screenings and shots), and referrals for other care if needed.

Important: We cover the “Welcome to Medicare” preventive visit only within the first 12 months you have Medicare Part B. When you make your appointment, let your doctor’s office know you would like to schedule your “Welcome to Medicare” preventive visit.

If you’ve had Medicare Part B for longer than 12 months, you can get an Annual Wellness Visit. Please refer to the Annual Wellness Visit secton on page 11.



There is no coinsurance, copayment, or deductible for the “Welcome to Medicare” preventive visit.

Important Information about Inter Valley Health Plan’s Routine Transportation Benefit

Inter Valley Health Plan’s routine transportation benefit is a supplemental benefit and is not covered by Original Medicare. The primary purpose of routine transportation is to provide non-emergency transportation to medically-necessary services.

• There is no cost for routine transportation under this benefit.

• Service To Seniors (HMO) Plan Members ONLY – each one way trip may not exceed 30 miles.

• Reservations must be made at least 24 hours in advance (not including weekends) for a passenger vehicle. Please allow more time if a wheelchair accessible vehicle is needed.

• Curb-to-curb service: Driver will meet the passenger at the curb outside the home or other location for the ride. This service is normally provided unless a different type of service is requested and may be provided by an Uber or Lift service.


• Door-to-door service: Driver will come to the door of the home or other location to provide limited assistance to the vehicle.

• Wheelchair service: Driver will come to the door of the home or other location to provide assistance for Member’s who may require physical assistance and a wheelchair capable vehicle.

• Will-Call return trips must be requested when scheduling your initial reservation. Directions for arranging pick-up will be provided when the Will-Call return trip is activated. Will-Call service may take up to 60 minutes to arrive after activation.

• Shared rides-Drivers may have other passengers in the vehicle going to alternate destinations during your trip.

• An escort may accompany an Inter Valley Health Plan member during the ride, but arrangements must be made in advance. The escort must be 18 years of age or older.

• The trip must be to an Inter Valley Health Plan-covered destination and within the Inter Valley Health Plan service area.

• Drivers are only allowed to take passengers to the original destination requested when the reservation is made.

• Trips must be cancelled if you no longer need the transportation. If a ride is not cancelled 2 hours prior to the pick-up time, the ride will count and will be deducted from your annual ride limit.

Routine Transportation Benefit Exclusions:

• SERVICE TO SENIORS ONLY-Rides to destinations that are beyond the 30-mile one-way limit

• Rides that exceed your annual Inter Valley Health Plan ride limit

• Rides to non-medical destinations such as grocery stores, gyms and senior centers

• Rides to providers and medical facilities that are not contracted by Inter Valley Health Plan, such as Veteran’s Affairs (VA) facilities

• Specialized equipment or vehicles used to transport members beyond what Inter Valley Health Plan’s contracted providers can provide.

• Door-to-door service in buildings without an operational elevator

• Assistance “through” the door or inside a member’s home

• Other exclusions may apply. Please call the Member Care Team for more information.

Section 2.2 Extra “optional supplemental” benefits you can buy

Our plan offers some extra benefits that are not covered by Original Medicare and not included in your benefits package as a plan member. These extra benefits are called “Optional Supplemental Benefits.” If you want these optional supplemental benefits, you must sign up for them and you may


have to pay an additional premium for them. The optional supplemental benefits described in this section are subject to the same appeals process as any other benefits.

You may elect to enroll in an optional supplemental benefit package beginning October 15 through December 7 for an effective date of January 1, 2022. Enrollment in the optional supplemental benefits package ends as of March 31, 2022. Once you’ve enrolled and we have received your application, your optional supplemental benefits become effective on the first of the following month. To enroll, call Inter Valley Health Plan Member Care Team and ask for a “Dental Enrollment Form.” Return the completed form to the address given on the form. For new members, you have the option of enrolling in these benefits up to 60 days after your effective date. Once you’ve enrolled, your optional supplemental benefits would become effective on the first of the following month.

You can pay your premium monthly or annually. The grace period for your optional supplemental benefits is 60 days. Therefore, if you do not pay your premiums, your optional supplemental benefits will terminate after 60 days.

If you are disenrolled due to nonpayment of premiums, you will not be able to re-enroll in an optional supplemental benefits package until the next year.

If you decide you no longer want to be enrolled in an optional supplemental benefits package, send us a statement of your request. Please make sure to clarify that you do not want to disenroll from the Medicare Advantage plan, just the optional supplemental benefits portion. Your statement should include your name, Member ID number and signature. Any premium overpayments will be refunded to you. All cancellation requests received by the 15th of the month will take effect on the first of the following month. Once you have disenrolled from these benefits, you will not be able to re-enroll until next year.

OPTIONAL SUPPLEMENTAL BENEFITS WHAT YOU MUST PAY WHEN YOU GET THESE SERVICES

Optional Enhanced Dental Plan

Premium:$14.80 monthly premium

Dental Services: See chart below for a list of the covered routine dental and specialist procedures and copayments.



Extra benefits that are not covered by Original Medicare and not included in your benefits package as a plan member.

If you want these optional supplemental benefits, you must sign up for them and you will have to pay an additional premium for them.



See chart beginning on the next page for a list of the covered routine dental and specialist procedures and copayments.

Current Dental Terminology © 2021 American Dental Association. All rights reserved.

SCHEDULE A

Description of Benefits and Copayments


DHMO Buy-Up – CAC06

The Benefits shown below are performed as deemed appropriate by the attending Contract Dentist subject to the limitations and exclusions of the Program. Please refer to Schedule B for further clarification of Benefits. Enrollees should discuss all treatment options with their Contract Dentist prior to services being rendered.

Text that appears in italics below is specifically intended to clarify the delivery of Benefits under the DeltaCare USA Program and is not to be interpreted as Current Dental Terminology (“CDT”), CDT-2021 procedure codes, descriptors or nomenclature that are under copyright by the American Dental Association (“ADA”). The ADA may periodically change CDT codes or definitions. Such updated codes, descriptors and nomenclature may be used to describe these covered procedures in compliance with federal legislation.


D0100-D0999 I. DIAGNOSTICD0120 Periodic oral evaluation - established patient $0D0140 Limited oral evaluation - problem focused $0D0145 Oral evaluation for a patient under three years of age and counseling

with primary caregiver$0

D0150 Comprehensive oral evaluation - new or established patient $0D0160 Detailed and extensive oral evaluation - problem focused, by report $0D0170 Re-evaluation - limited, problem focused (established patient; not post-

operative visit)$0

D0171 Re-evaluation - post-operative office visit $0



D0180 Comprehensive periodontal evaluation - new or established patient $0D0210 Intraoral - complete series of radiographic images $0D0220 Intraoral - periapical first radiographic image $0D0230 Intraoral - periapical each additional radiographic image $0D0240 Intraoral - occlusal radiographic image $0D0250 Extraoral - 2D projection radiographic image created using a stationary

radiation source, and detector$0

D0270 Bitewing - single radiographic image $0D0272 Bitewings - two radiographic images $0D0273 Bitewings three radiographic images $0D0274 Bitewings - four radiographic images $0D0277 Vertical bitewings - 7 to 8 radiographic images $0D0330 Panoramic radiographic image $0D0340 2D cephalometric radiographic image - acquisition, measurement and

analysis$0

D0350 2D oral/facial photographic image obtained intra-orally or extra-orally $5D0391 Interpretation of diagnostic image by a practitioner not associated with

capture of the image, including report$5

D0415 Collection of microorganisms for culture and sensitivity $10D0425 Caries susceptibility tests $5D0431 Adjunctive pre-diagnostic test that aids in detection of mucosal

abnormalities including premalignant and malignant lesions, not to include cytology or biopsy procedures

$5

D0460 Pulp vitality tests $0D0470 Diagnostic casts $5D0601 Caries risk assessment and documentation, with a finding of low risk $8D0602 Caries risk assessment and documentation, with a finding of moderate

risk$8

D0603 Caries risk assessment and documentation, with a finding of high risk $8D0999 Unspecified diagnostic procedure, by report $4D1000-D1999 II. PREVENTIVED1110 Prophylaxis - adult $0D1120 Prophylaxis - child $0D1206 Topical application of fluoride varnish $5D1208 Topical application of fluoride - excluding varnish $0D1310 Nutritional counseling for control of dental disease $0D1320 Tobacco counseling for the control and prevention of oral disease $0D1330 Oral hygiene instructions $0



D1351 Sealant - per tooth $0D1352 Preventive resin restoration in a moderate to high caries risk patient -

permanent tooth$15

D1353 Sealant repair - per tooth $0D1354 Application of caries arresting medicament - per tooth $15D1510 Space maintainer - fixed - unilateral - per quadrant $20D1516 Space maintainer - fixed - bilateral, maxillary $30D1517 Space maintainer - fixed - bilateral, mandibular $30D1520 Space maintainer - removable - unilateral - per quadrant $15D1526 Space maintainer - removable - bilateral, maxillary $20D1527 Space maintainer - removable - bilateral, mandibular $20D1551 Re-cement or re-bond bilateral space maintainer - maxillary $0D1552 Re-cement or re-bond bilateral space maintainer - mandibular $0D1553 Re-cement or re-bond unilateral space maintainer - per quadrant $0D1556 Removal of fixed unilateral space maintainer - per quadrant $0D1557 Removal of fixed bilateral space maintainer - maxillary $0D1558 Removal of fixed bilateral space maintainer - mandibular $0D1575 Distal shoe space maintainer - fixed, unilateral - per quadrant $20D2000-D2999 III. RESTORATIVE- Includes polishing, all adhesives and bonding agents, indirect pulp capping, bases, liners and acid etch procedures.- When there are more than six crowns in the same treatment plan, an Enrollee may be charged an additional $100 per crown, beyond the 6th unit.- Replacement of crowns, inlays and onlays requires the existing restoration to be 5+ years old.D2140 Amalgam - one surface, primary or permanent $3D2150 Amalgam - two surfaces, primary or permanent $4D2160 Amalgam - three surfaces, primary or permanent $6D2161 Amalgam - four or more surfaces, primary or permanent $7D2330 Resin-based composite - one surface, anterior $5D2331 Resin-based composite - two surfaces, anterior $8D2332 Resin-based composite - three surfaces, anterior $11D2335 Resin-based composite - four or more surfaces or involving incisal angle

(anterior)$14

D2390 Resin-based composite crown, anterior $45D2391 Resin-based composite - one surface, posterior $50D2392 Resin-based composite - two surfaces, posterior $65D2393 Resin-based composite - three surfaces, posterior $85D2394 Resin-based composite - four or more surfaces, posterior $105



D2510 Inlay - metallic - one surface $160D2520 Inlay - metallic - two surfaces $160D2530 Inlay - metallic - three or more surfaces $160D2542 Onlay - metallic - two surfaces $160D2543 Onlay - metallic - three surfaces $160D2544 Onlay - metallic - four or more surfaces $160D2610 Inlay - porcelain/ceramic - one surface $310D2620 Inlay - porcelain/ceramic - two surfaces $330D2630 Inlay - porcelain/ceramic - three or more surfaces $330D2642 Onlay - porcelain/ceramic - two surfaces $330D2643 Onlay - porcelain/ceramic - three surfaces $330D2644 Onlay - porcelain/ceramic - four or more surfaces $330D2650 Inlay - resin-based composite - one surface $230D2651 Inlay - resin-based composite - two surfaces $250D2652 Inlay - resin-based composite - three or more surfaces $250D2662 Onlay - resin-based composite - two surfaces $250D2663 Onlay - resin-based composite - three surfaces $250D2664 Onlay - resin-based composite - four or more surfaces $250D2710 Crown - resin-based composite (indirect) $90D2712 Crown - 3/4 resin-based composite (indirect) $90D2720 Crown - resin with high noble metal $260D2721 Crown - resin with predominantly base metal $110D2722 Crown - resin with noble metal $235D2740 Crown - porcelain/ceramic $330D2750 Crown - porcelain fused to high noble metal $330D2751 Crown - porcelain fused to predominantly base metal $180D2752 Crown - porcelain fused to noble metal $305D2753 Crown - porcelain fused to titanium and titanium alloys $305D2780 Crown - 3/4 cast high noble metal $310D2781 Crown - 3/4 cast predominantly base metal $160D2782 Crown - 3/4 cast noble metal $285D2783 Crown - 3/4 porcelain/ceramic $210D2790 Crown - full cast high noble metal $310D2791 Crown - full cast predominantly base metal $160D2792 Crown - full cast noble metal $285D2794 Crown - titanium and titanium alloys $310D2799 Interim crown - further treatment or completion of diagnosis necessary




D2910 Re-cement or re-bond inlay, onlay, veneer or partial coverage restoration $10D2915 Re-cement or re-bond indirectly fabricated or prefabricated post and core $10D2920 Re-cement or re-bond crown $10D2921 Reattachment of tooth fragment, incisal edge or cusp $14D2929 Prefabricated porcelain/ceramic crown - primary tooth $40D2930 Prefabricated stainless steel crown - primary tooth $40D2931 Prefabricated stainless steel crown - permanent tooth $40D2932 Prefabricated resin crown $40D2933 Prefabricated stainless steel crown with resin window $60D2934 Prefabricated esthetic coated stainless steel crown - primary tooth $50D2940 Protective restoration $0D2941 Interim therapeutic restoration - primary dentition $0D2949 Restorative foundation for an indirect restoration $0D2950 Core buildup, including any pins when required $25D2951 Pin retention - per tooth, in addition to restoration $20D2952 Post and core in addition to crown, indirectly fabricated $60D2953 Each additional indirectly fabricated post - same tooth $0D2954 Prefabricated post and core in addition to crown $55D2955 Post removal $55D2957 Each additional prefabricated post - same tooth $0D2960 Labial veneer (resin laminate) - chairside $220D2961 Labial veneer (resin laminate) - laboratory $260D2962 Labial veneer (porcelain laminate) - laboratory $320D2971 Additional procedures to customize a crown to fit under an existing

partial denture framework$25

D2975 Coping $160D2990 Resin infiltration of incipient smooth surface lesions $0D3000-D3999 IV. ENDODONTICSD3110 Pulp cap - direct (excluding final restoration) $10D3120 Pulp cap - indirect (excluding final restoration) $4D3220 Therapeutic pulpotomy (excluding final restoration) - removal of pulp

coronal to the dentinocemental junction and application of medicament$15

D3221 Pulpal debridement, primary and permanent teeth $15D3222 Partial pulpotomy for apexogenesis - permanent tooth with incomplete

root development$15

D3230 Pulpal therapy (resorbable filling) - anterior, primary tooth (excluding final restoration)

$45



D3240 Pulpal therapy (resorbable filling) - posterior, primary tooth (excluding final restoration)

$55

D3310 Root canal - endodontic therapy, anterior tooth (excluding final restoration)

$60

D3320 Root canal - endodontic therapy, premolar tooth (excluding final restoration)

$90

D3330 Root canal - endodontic therapy, molar tooth (excluding final restoration) $160D3331 Treatment of root canal obstruction; non-surgical access $35D3332 Incomplete endodontic therapy; inoperable, unrestorable or fractured

tooth$50

D3333 Internal root repair of perforation defects $35D3346 Retreatment of previous root canal therapy - anterior $110D3347 Retreatment of previous root canal therapy - premolar $190D3348 Retreatment of previous root canal therapy - molar $300D3351 Apexification/recalcification - initial visit (apical closure/calcific repair of

perforations, root resorption, etc.)$15

D3352 Apexification/recalcification - interim medication replacement (apical closure/ calcific repair of perforations, root resorption, pulp space disinfection, etc.)

$15

D3353 Apexification/recalcification - final visit (includes completed root canal therapy - apical closure/calcific repair of perforations, root resorption, etc.)

$15

D3355 Pulpal regeneration - initial visit $231D3356 Pulpal regeneration - interim medication replacement $15D3357 Pulpal regeneration - completion of treatment $15D3410 Apicoectomy - anterior $60D3421 Apicoectomy - premolar (first root) $60D3425 Apicoectomy - molar (first root) $85D3426 Apicoectomy (each additional root) $50D3427 Periradicular surgery without apicoectomy $60D3430 Retrograde filling - per root $40D3450 Root amputation - per root $100D3920 Hemisection (including any root removal), not including root canal

therapy$115

D3921 Decoronation or submergence of an erupted tooth $5D3950 Canal preparation and fitting of preformed dowel or post $55



D4000-D4999 V. PERIODONTICS- Includes preoperative and postoperative evaluations and treatment under a local anesthetic.D4210 Gingivectomy or gingivoplasty - four or more contiguous teeth or tooth

bounded spaces per quadrant$110

D4211 Gingivectomy or gingivoplasty - one to three contiguous teeth or tooth bounded spaces per quadrant

$40

D4212 Gingivectomy or gingivoplasty to allow access for restorative procedure, per tooth

$40

D4230 Anatomical crown exposure - four or more contiguous teeth or tooth bounded spaces per quadrant

$200

D4231 Anatomical crown exposure - one to three teeth or tooth bounded spaces per quadrant

$150

D4240 Gingival flap procedure, including root planing - four or more contiguous teeth or tooth bounded spaces per quadrant

$250

D4241 Gingival flap procedure, including root planing - one to three contiguous teeth or tooth bounded spaces per quadrant

$200

D4245 Apically positioned flap $200D4249 Clinical crown lengthening - hard tissue $250D4260 Osseous surgery (including elevation of a full thickness flap and closure) -

four or more contiguous teeth or tooth bounded spaces per quadrant$380

D4261 Osseous surgery (including elevation of a full thickness flap and closure) - one to three contiguous teeth or tooth bounded spaces per quadrant

$310

D4263 Bone replacement graft - retained natural tooth - first site in quadrant $215D4264 Bone replacement graft - retained natural tooth - each additional site in

quadrant$120

D4266 Guided tissue regeneration - resorbable barrier, per site $230D4267 Guided tissue regeneration - nonresorbable barrier, per site (includes

membrane removal)$225

D4268 Surgical revision procedure, per tooth $450D4270 Pedicle soft tissue graft procedure $445D4274 Mesial/distal wedge procedure, single tooth (when not performed in

conjunction with surgical procedures in the same anatomical area)$300

D4277 Free soft tissue graft procedure (including recipient and donor surgical sites) first tooth, implant, or edentulous tooth position in graft

$445

D4278 Free soft tissue graft procedure (including recipient and donor surgical sites) each additional contiguous tooth, implant, or edentulous tooth position in same graft site

$100

D4322 Splint – intra-coronal; natural teeth or prosthetic crowns $200D4323 Splint – intra-coronal; natural teeth or prosthetic crowns $200D4341 Periodontal scaling and root planing - four or more teeth per quadrant $40



D4342 Periodontal scaling and root planing - one to three teeth per quadrant $25D4346 Scaling in presence of generalized moderate or severe gingival

inflammation - full mouth, after oral evaluation$40

D4355 Full mouth debridement to enable a comprehensive oral evaluation and diagnosis on a subsequent visit

$40

D4381 Localized delivery of antimicrobial agents via a controlled release vehicle into diseased crevicular tissue, per tooth

$50

D4910 Periodontal maintenance $40D4920 Unscheduled dressing change (by someone other than treating dentist or

their staff)$64

D4921 Gingival irrigation - per quadrant $42D5000-D5899 VI. PROSTHODONTICS (removable)- For all listed dentures and partial dentures, Copayment includes after delivery adjustments and tissue conditioning, if needed, for the first six months after placement. The Enrollee must continue to be eligible, and the service must be provided at the Contract Dentist’s facility where the denture was originally delivered.- Rebases, relines and tissue conditioning are limited to 1 per denture during any 12 consecutive months.- Replacement of a denture or a partial denture requires the existing denture to be 5+ years old.D5110 Complete denture - maxillary $220D5120 Complete denture - mandibular $220D5130 Immediate denture - maxillary $230D5140 Immediate denture - mandibular $230D5211 Maxillary partial denture - resin base (including retentive/clasping

materials, rests, and teeth)$150

D5212 Mandibular partial denture - resin base (including retentive/clasping materials, rests, and teeth)

$150

D5213 Maxillary partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth)

$240

D5214 Mandibular partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth)

$240

D5221 Immediate maxillary partial denture - resin base (including retentive/clasping materials, rests, and teeth)

$280

D5222 Immediate mandibular partial denture - resin base (including retentive/clasping materials, rests, and teeth)

$280

D5223 Immediate maxillary partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth)

$280

D5224 Immediate mandibular partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth)

$280



D5225 Maxillary partial denture - flexible base (including retentive/clasping materials, rests, and teeth)

$440

D5226 Mandibular partial denture - flexible base (including retentive/clasping materials, rests, and teeth)

$440

D5227 Immediate maxillary partial denture – flexible base (including any clasps, rests and teeth)

$280

D5228 Immediate mandibular partial denture – flexible base (including any clasps, rests and teeth)

$280

D5282 Removable unilateral partial denture - one piece cast metal (including retentive/ clasping materials, rests, and teeth), maxillary

$120

D5283 Removable unilateral partial denture - one piece cast metal (including retentive/clasping materials, rests, and teeth), mandibular

$120

D5284 Removable unilateral partial denture - one piece flexible base (including retentive/clasping materials, rests, and teeth) - per quadrant

$440

D5286 Removable unilateral partial denture - one piece resin (including retentive/ clasping materials, rests, and teeth) - per quadrant

$440

D5410 Adjust complete denture - maxillary $0D5411 Adjust complete denture - mandibular $0D5421 Adjust partial denture - maxillary $0D5422 Adjust partial denture - mandibular $0D5511 Repair broken complete denture base, mandibular $30D5512 Repair broken complete denture base, maxillary $30D5520 Replace missing or broken teeth - complete denture (each tooth) $20D5611 Repair resin partial denture base, mandibular $30D5612 Repair resin partial denture base, maxillary $30D5621 Repair cast partial framework, mandibular $50D5622 Repair cast partial framework, maxillary $50D5630 Repair or replace broken retentive/clasping materials - per tooth $40D5640 Replace broken teeth - per tooth $20D5650 Add tooth to existing partial denture $20D5660 Add clasp to existing partial denture - per tooth $30D5670 Replace all teeth and acrylic on cast metal framework (maxillary) $190D5671 Replace all teeth and acrylic on cast metal framework (mandibular) $190D5710 Rebase complete maxillary denture $110D5711 Rebase complete mandibular denture $110D5720 Rebase maxillary partial denture $110D5721 Rebase mandibular partial denture $110D5725 Rebase hybrid prosthesis $110D5730 Reline complete maxillary denture (chairside) $55



D5731 Reline complete mandibular denture (chairside) $55D5740 Reline maxillary partial denture (chairside) $55D5741 Reline mandibular partial denture (chairside) $55D5750 Reline complete maxillary denture (laboratory) $80D5751 Reline complete mandibular denture (laboratory) $80D5760 Reline maxillary partial denture (laboratory) $80D5761 Reline mandibular partial denture (laboratory) $80D5765 Soft liner for complete or partial removable denture – indirect $80D5810 Interim complete denture (maxillary) $90D5811 Interim complete denture (mandibular) $90D5820 Interim partial denture (including retentive/clasping materials, rests, and

teeth), maxillary$90

D5821 Interim partial denture (including retentive/clasping materials, rests, and teeth), mandibular

$90

D5850 Tissue conditioning, maxillary $25D5851 Tissue conditioning, mandibular $25D5863 Overdenture - complete maxillary $230D5864 Overdenture - partial maxillary $230D5865 Overdenture - complete mandibular $230D5866 Overdenture - partial mandibular $230D5900-D5999 VII. MAXILLOFACIAL PROSTHETICS - Not CoveredD6000-D6199 VIII. IMPLANT SERVICES- The following are limited to no more than two (2) each per calendar year: Implants, Implant supported prosthetics and Implant abutments.- Replacement of crowns, bridges and implant supported dentures requires the existing restoration to be 5+ years old.* Name brand, laboratory processed or in-office processed crowns/pontics produced through specialized technique or materials are material upgrades. The Contract Dentist may charge an additional fee not to exceed $150.00 in addition to the listed Copayment. Refer to Limitations and Exclusions of Benefits for additional information.D6010 Surgical placement of implant body: endosteal implant $1,500D6011 Surgical access to an implant body (second stage implant surgery) $200D6051 Interim implant abutment placement $200D6052 Semi-precision attachment abutment $200D6056 Prefabricated abutment - includes modification and placement $450D6057 Custom fabricated abutment - includes placement $450D6058 Abutment supported porcelain/ceramic crown $1,000D6059 Abutment supported porcelain fused to metal crown (high noble metal) $1,150



D6060 Abutment supported porcelain fused to metal crown (predominantly base metal)

$1,000

D6061 Abutment supported porcelain fused to metal crown (noble metal) $1,125D6062 Abutment supported cast metal crown (high noble metal) $1,150D6063 Abutment supported cast metal crown (predominantly base metal) $1,000D6064 Abutment supported cast metal crown (noble metal) $1,125D6065 Implant supported porcelain/ceramic crown $1,000D6066 Implant supported crown - porcelain fused to high noble alloys $1,150D6067 Implant supported crown - high noble alloys $1,150D6068 Abutment supported retainer for porcelain/ceramic FPD $1,000D6069 Abutment supported retainer for porcelain fused to metal FPD (high

noble metal)$1,150

D6070 Abutment supported retainer for porcelain fused to metal FPD (predominantly base metal)

$1,000

D6071 Abutment supported retainer for porcelain fused to metal FPD (noble metal)

$1,125

D6072 Abutment supported retainer for cast metal FPD (high noble metal) $1,150D6073 Abutment supported retainer for cast metal FPD (predominantly base

metal)$1,000

D6074 Abutment supported retainer for cast metal FPD (noble metal) $1,125D6075 Implant supported retainer for ceramic FPD $1,000D6076 Implant supported retainer for FPD - porcelain fused to high noble alloys $1,150D6077 Implant supported retainer for metal FPD - high noble alloys $1,150D6081 Scaling and debridement in the presence of inflammation or mucositis of

a single implant, including cleaning of the implant surfaces, without flap entry and closure

$40

D6082 Implant supported crown - porcelain fused to predominantly base alloys $1,000D6083 Implant supported crown - porcelain fused to noble alloys $1,150D6084 Implant supported crown - porcelain fused to titanium and titanium

alloys$1,150

D6085 Interim implant crown $200D6086 Implant supported crown - predominantly base alloys $1,150D6087 Implant supported crown - noble alloys $1,150D6088 Implant supported crown - titanium and titanium alloys $1,150D6092 Re-cement or re-bond implant/abutment supported crown $30D6093 Re-cement or re-bond implant/abutment supported fixed partial denture $40D6094 Abutment supported crown - titanium and titanium alloys $650D6097 Abutment supported crown - porcelain fused to titanium and titanium

alloys$1,150



D6098 Implant supported retainer - porcelain fused to predominantly base alloys $1,150D6099 Implant supported retainer for FPD - porcelain fused to noble alloys $1,150D6104 Bone graft at time of implant placement $215D6110 Implant/abutment supported removable denture for edentulous arch -

maxillary$2,300

D6111 Implant/abutment supported removable denture for edentulous arch - mandibular

$2,300

D6112 Implant/abutment supported removable denture for partially edentulous arch - maxillary

$2,300

D6113 Implant/abutment supported removable denture for partially edentulous arch - mandibular

$2,300

D6120 Implant supported retainer - porcelain fused to titanium and titanium alloys

$1,150

D6121 Implant supported retainer for metal FPD - predominantly base alloys $1,150D6122 Implant supported retainer for metal FPD - noble alloys $1,150D6123 Implant supported retainer for metal FPD - titanium and titanium alloys $1,150D6194 Abutment supported retainer crown for FPD - titanium and titanium

alloys$650

D6195 Abutment supported retainer - porcelain fused to titanium and titanium alloys

$1,150

D6198 Remove interim implant component $0D6200-D6999 IX. PROSTHODONTICS, Fixed(Each retainer and each pontic constitutes a unit in a fixed partial denture [bridge])- When a crown and/or pontic exceeds six units in the same treatment plan, an Enrollee may be charged an additional $100.00 per unit, beyond the 6th unit.- Replacement of a crown, pontic, inlay, onlay or stress breaker requires the existing bridge to be 5+ years old.* Name brand, laboratory processed or in-office processed crowns/pontics produced through specialized technique or materials are material upgrades. The Contract Dentist may charge an additional fee not to exceed $150.00 in addition to the listed Copayment. Refer to Limitations and Exclusions of Benefits for additional information.D6205 Pontic - indirect resin based composite $110D6210 Pontic - cast high noble metal $310D6211 Pontic - cast predominantly base metal $160D6212 Pontic - cast noble metal $285D6214 Pontic - titanium and titanium alloys $310D6240 Pontic - porcelain fused to high noble metal $330D6241 Pontic - porcelain fused to predominantly base metal $180D6242 Pontic - porcelain fused to noble metal $305D6243 Pontic - porcelain fused to titanium and titanium alloys $305



D6245 Pontic - porcelain/ceramic $180D6250 Pontic - resin with high noble metal $260D6251 Pontic - resin with predominantly base metal $110D6252 Pontic - resin with noble metal $235D6253 Interim pontic - further treatment or completion of diagnosis necessary


D6545 Retainer - cast metal for resin bonded fixed prosthesis $140D6548 Retainer - porcelain/ceramic for resin bonded fixed prosthesis $140D6549 Retainer - for resin bonded fixed prosthesis $140D6600 Retainer inlay - porcelain/ceramic, two surfaces $330D6601 Retainer inlay - porcelain/ceramic, three or more surfaces $330D6602 Retainer inlay - cast high noble metal, two surfaces $310D6603 Retainer inlay - cast high noble metal, three or more surfaces $310D6604 Retainer inlay - cast predominantly base metal, two surfaces $160D6605 Retainer inlay - cast predominantly base metal, three or more surfaces $160D6606 Retainer inlay - cast noble metal, two surfaces $285D6607 Retainer inlay - cast noble metal, three or more surfaces $285D6608 Retainer onlay - porcelain/ceramic, two surfaces $330D6609 Retainer onlay - porcelain/ceramic, three or more surfaces $330D6610 Retainer onlay - cast high noble metal, two surfaces $310D6611 Retainer onlay - cast high noble metal, three or more surfaces $310D6612 Retainer onlay - cast predominantly base metal, two surfaces $160D6613 Retainer onlay - cast predominantly base metal, three or more surfaces $160D6614 Retainer onlay - cast noble metal, two surfaces $285D6615 Retainer onlay - cast noble metal, three or more surfaces $285D6624 Retainer inlay - titanium $310D6634 Retainer onlay - titanium $310D6710 Retainer crown - indirect resin based composite $110D6720 Retainer crown - resin with high noble metal $285D6721 Retainer crown - resin with predominantly base metal $110D6722 Retainer crown - resin with noble metal $235D6740 Retainer crown - porcelain/ceramic $180D6750 Retainer crown - porcelain fused to high noble metal $330D6751 Retainer crown - porcelain fused to predominantly base metal $180D6752 Retainer crown - porcelain fused to noble metal $305D6753 Retainer crown - porcelain fused to titanium and titanium alloys $305D6780 Retainer crown - 3/4 cast high noble metal $310D6781 Retainer crown - 3/4 cast predominantly base metal $160



D6782 Retainer crown - 3/4 cast noble metal $285D6783 Retainer crown - 3/4 porcelain/ceramic $210D6784 Retainer crown ¾ - titanium and titanium alloys $285D6790 Retainer crown - full cast high noble metal $310D6791 Retainer crown - full cast predominantly base metal $160D6792 Retainer crown - full cast noble metal $285D6793 Interim retainer crown - further treatment or completion of diagnosis

necessary prior to final impression$200

D6794 Retainer crown - titanium and titanium alloys $310D6930 Re-cement or re-bond fixed partial denture $15D7000-D7999 X. ORAL AND MAXILLOFACIAL SURGERY- Includes preoperative and postoperative evaluations and treatment under a local anesthetic.D7111 Extraction, coronal remnants - primary tooth $5D7140 Extraction, erupted tooth or exposed root (elevation and/or forceps

removal)$5

D7210 Extraction, erupted tooth requiring removal of bone and/or sectioning of tooth, and including elevation of mucoperiosteal flap if indicated

$30

D7220 Removal of impacted tooth - soft tissue $40D7230 Removal of impacted tooth - partially bony $60D7240 Removal of impacted tooth - completely bony $90D7241 Removal of impacted tooth - completely bony, with unusual surgical

complications$105

D7250 Removal of residual tooth roots (cutting procedure) $40D7251 Coronectomy - intentional partial tooth removal $90D7270 Tooth reimplantation and/or stabilization of accidentally evulsed or

displaced tooth$150

D7280 Exposure of an unerupted tooth $90D7282 Mobilization of erupted or malpositioned tooth to aid eruption $225D7283 Placement of device to facilitate eruption of impacted tooth $90D7285 Incisional biopsy of oral tissue-hard (bone, tooth) $80D7286 Incisional biopsy of oral tissue-soft $80D7288 Brush biopsy - transepithelial sample collection $30D7310 Alveoloplasty in conjunction with extractions - four or more teeth or

tooth spaces, per quadrant$30

D7311 Alveoloplasty in conjunction with extractions - one to three teeth or tooth spaces, per quadrant

$30

D7320 Alveoloplasty not in conjunction with extractions - four or more teeth or tooth spaces, per quadrant

$30



D7321 Alveoloplasty not in conjunction with extractions - one to three teeth or tooth spaces, per quadrant

$30

D7510 Incision and drainage of abscess - intraoral soft tissue $0D7511 Incision and drainage of abscess - intraoral soft tissue - complicated

(includes drainage of multiple fascial spaces)$100

D7961 Buccal/labial frenectomy (frenulectomy) $124D7962 Lingual frenectomy (frenulectomy) $124D7963 Frenuloplasty $124D7970 Excision of hyperplastic tissue - per arch $146D7971 Excision of pericoronal gingiva $35D8000-D8999 XI. ORTHODONTICS - Not CoveredD9000-D9999 XII. ADJUNCTIVE GENERAL SERVICESD9110 Palliative (emergency) treatment of dental pain - minor procedure $10D9120 Fixed partial denture sectioning $35D9210 Local anesthesia not in conjunction with operative or surgical procedures $0D9211 Regional block anesthesia $0D9212 Trigeminal division block anesthesia $0D9215 Local anesthesia in conjunction with operative or surgical procedures $0D9310 Consultation - diagnostic service provided by dentist or physician other

than requesting dentist or physician$20

D9430 Office visit for observation (during regularly scheduled hours) - no other services performed

$0

D9440 Office visit - after regularly scheduled hours $50D9450 Case presentation, detailed and extensive treatment planning $0D9610 Therapeutic parenteral drug, single administration $15D9612 Therapeutic parenteral drugs, two or more administrations, different

medications$30

D9613 Infiltration of sustained release therapeutic drug, per quadrant $0D9630 Drugs or medicaments dispensed in the office for home use $25D9910 Application of desensitizing medicament $20D9911 Application of desensitizing resin for cervical and/or root surface, per

tooth$20

D9932 Cleaning and inspection of removable complete denture, maxillary $25D9933 Cleaning and inspection of removable complete denture, mandibular $25D9934 Cleaning and inspection of removable partial denture, maxillary $25D9935 Cleaning and inspection of removable partial denture, mandibular $25D9941 Fabrication of athletic mouthguard $100D9942 Repair and/or reline of occlusal guard $90



D9943 Occlusal guard adjustment $15D9944 Occlusal guard - hard appliance, full arch $180D9945 Occlusal guard - soft appliance, full arch $180D9951 Occlusal adjustment, limited $35D9952 Occlusal adjustment, complete $75D9961 Duplicate/copy patient's records $0D9970 Enamel microabrasion $20D9971 Odontoplasty - 1-2 teeth; includes removal of enamel projections $20D9972 External bleaching - per arch - performed in office $200D9973 External bleaching - per tooth $100D9974 Internal bleaching - per tooth $100D9975 External bleaching for home application, per arch; includes materials and

fabrication of custom trays$200

D9990 Certified translation or sign-language services - per visit $0D9991 Dental case management - addressing appointment compliance barriers $0D9992 Dental case management - care coordination $0D9993 Dental case management - motivational interviewing $0D9994 Dental case management - patient education to improve oral health

literacy$0

SCHEDULE B

Limitations and Exclusions below with age restrictions will be subject to exceptions based on medical necessity.

Limitations of Benefits

1. The frequency of certain Benefits is limited. All frequency limitations are listed in Schedule A, Description of Benefits and Copayments.

2. If the Enrollee accepts a treatment plan from the Contract Dentist that includes any combination of more than six crowns, bridge pontics and/or bridge retainers, the Enrollee may be charged an additional $100.00 above the listed Copayment for each of these services after the sixth unit has been provided.

3. General anesthesia and/or intravenous sedation/analgesia is limited to treatment by a contracted oral surgeon and in conjunction with an approved referral for the removal of one or more partial or full bony impactions, (Procedures D7230, D7240, and D7241).

4. Benefits provided by a pediatric Dentist are limited to children through age seven following an attempt by the assigned Contract Dentist to treat the child and upon prior authorization by Us, less applicable Copayments. Exceptions for medical conditions, regardless of age limitation, will be considered on an individual basis.


Exclusions of Benefits

1. Any procedure that is not specifically listed under Schedule A, Description of Benefits and Copayments.

2. Any procedure that in the professional opinion of the Contract Dentist:

a. has poor prognosis for a successful result and reasonable longevity based on the condition of the tooth or teeth and/or surrounding structures, or

b. is inconsistent with generally accepted standards for dentistry.

3. Services solely for cosmetic purposes, with the exception of procedure D9975 (External bleaching for home application, per arch), or for conditions that are a result of hereditary or developmental defects, such as cleft palate, upper and lower jaw malformations, congenitally missing teeth and teeth that are discolored or lacking enamel, except for the treatment of newborn children with congenital defects or birth abnormalities.

4. Porcelain crowns, porcelain fused to metal, cast metal or resin with metal type crowns and fixed partial dentures (bridges) for children under 16 years of age.

5. Lost or stolen appliances including, but not limited to, full or partial dentures, space maintainers, crowns and fixed partial dentures (bridges).

6. Procedures, appliances or restoration if the purpose is to change vertical dimension, or to diagnose or treat abnormal conditions of the temporomandibular joint (TMJ).

7. Precious metal for removable appliances, metallic or permanent soft bases for complete dentures, porcelain denture teeth, precision abutments for removable partials or fixed partial dentures (overlays, implants, and appliances associated therewith) and personalization and characterization of complete and partial dentures.

8. Implant-supported dental appliances and attachments, implant placement, maintenance, removal and all other services associated with a dental implant.

9. Consultations for non-covered benefits.

10. Dental services received from any dental facility other than the assigned Contract Dentist, a preauthorized dental specialist, or a Contract Orthodontist except for Emergency Services as described in the Contract and/or Evidence of Coverage.

11. All related fees for admission, use, or stays in a hospital, out-patient surgery center, extended care facility, or other similar care facility.

12. Prescription drugs.

13. Myofunctional and parafunctional appliances and/or therapies, with the exception of procedures D9944 and D9945 (occlusal guard).

14. Treatment or appliances that are provided by a Dentist whose practice specializes in prosthodontic services.


SECTION 3 What services are not covered by the plan?

Section 3.1 Services we do not cover (exclusions)

This section tells you what services are “excluded” from Medicare coverage and therefore, are not covered by this plan. If a service is “excluded,” it means that this plan doesn’t cover the service.

The chart below lists services and items that either are not covered under any condition or are covered only under specific conditions.

If you get services that are excluded (not covered), you must pay for them yourself. We won’t pay for the excluded medical services listed in the chart below except under the specific conditions listed. The only exception: we will pay if a service in the chart below is found upon appeal to be a medical service that we should have paid for or covered because of your specific situation. (For information about appealing a decision we have made to not cover a medical service, go to Chapter 9, Section 5.3 in this booklet.)

All exclusions or limitations on services are described in the Benefits Chart or in the chart below.

Even if you receive the excluded services at an emergency facility, the excluded services are still not covered and our plan will not pay for them.

Services not covered by Medicare Not covered under any condition

Covered only under specific conditions

Acupuncture √Cosmetic surgery or procedures √

• Covered in cases of an accidental injury or for improvement of the functioning of a malformed body member.

• Covered for all stages of reconstruction for a breast after a mastectomy, as well as for the unaffected breast to produce a symmetrical appearance.

*Custodial care is care provided in a nursing home, hospice, or other facility setting when you do not require skilled medical care or skilled nursing care.

√




Experimental medical and surgical procedures, equipment and medications.

Experimental procedures and items are those items and procedures determined by our plan and Original Medicare to not be generally accepted by the medical community.

√

May be covered by Original Medicare under a Medicare-approved clinical research study or by our plan.

(See Chapter 3, Section 5 for more information on clinical research studies.)

Fees charged for care by your immediate relatives or members of your household.

√

Full-time nursing care in your home. √Home-delivered meals √

Service To Seniors (HMO) only – refer to Help with Chronic Conditions, page 48.

Homemaker services include basic household assistance, including light housekeeping or light meal preparation.

√

Naturopath services (uses natural or alternative treatments).

√

Non-routine dental care √

Dental care required to treat illness or injury may be covered as inpatient or outpatient care.

Orthopedic shoes √

If shoes are part of a leg brace and are included in the cost of the brace, or the shoes are for a person with diabetic foot disease.

Personal items in your room at a hospital or a skilled nursing facility, such as a telephone or a television.

√

Private room in a hospital. √

Covered only when medically necessary.




Radial keratotomy, LASIK surgery, and other low vision aids.

√

Eye exam and one pair of eyeglasses (or contact lenses) are covered for people after cataract surgery

Reversal of sterilization procedures and or non-prescription contraceptive supplies.

√

Routine foot care √

Some limited coverage provided according to Medicare guidelines (e.g., if you have diabetes).

Services considered not reasonable and necessary, according to the standards of Original Medicare

√

Supportive devices for the feet √

Orthopedic or therapeutic shoes for people with diabetic foot disease.

2022 Schedule of Benefits - Inter Valley Health Plan

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