2020 Q3 Corporate Fact Sheet...J.Randall Schultz, Managing Director, Specialized Industries. - CADENCE BAN CORPORATION ABOUT CADENCE // FACT SHEET Cadence Bancorporation (NYSE: CADE)

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- CADENCEBANCORPORATION

HELPING COMMUNITIES & BUSINESSES GROW

$96MM in community development

investments in 2019

INVESTMENT GRADE RATINGS

S&P Global Ratings

= CADENCE BANK

Long-term issuer credit BBB-

Kroll Bond Rating Agency

= CADENCE

Senior Long-Term Debt BBB

Subordinated Debt BBB­

Short-Term Debt K3

= CADENCE BANK

Senior Long-Term Debt BBB+

Subordinated Debt BBB

Short-Term Debt K2

·II•

c::::, $131.9MM in credit extended to small businesses

in LMI census tracts and/or

businesses with annual revenues<$ 1 MM in 2019

CAPITAL RATIOS

Well-capitalized, the highest designation by federal

regulators to measure a bank's financial strength.

Tier 1 Leverage 9. 9%

Tier 1 Risk-Based Capital 12.0%

Total Risk-Based Capital 14. 7%

EXECUTIVE MANAGEMENT

Paul B. Murphy, Jr., Chairman & CEO Cadence Bancorporation

Samuel M . Tortorici, CEO

Valerie C . Toalson, CFO

R .H . "Hank" Holmes, President

Sheila E. Ray, Chief Talent Officer

Billy Braddock, Chief Credit Officer

Tom Clark, CID

Aimee T . Hamilton, Chief Risk Officer

Jerry Powell, General Counsel and Secretary

J. Randall Schultz, Managing Director, Specialized Industries