2014.12.19 City National Overview Brochure

City National BankC O M P A N Y O V E R V I E W

About City National Los Angeles-based City National Corp. (NYSE: CYN) is the parent company of City National Bank. It offers a full complement of banking, trust and investment services through 75 offices, including 16 full-service regional centers, in Southern California, the San Francisco Bay Area, Nevada, New York City, Nashville and Atlanta. Its 3,600 colleagues deliver highly personal service and complete financial solutions to entrepreneurs, professionals, their businesses and their families. CONSOLIDATED FINANCIAL HIGHLIGHTS

At 9/30/14 At 9/30/13

Total assets: $32.0 bil. $29.1 bil. Total deposits: $28.0 bil. $25.2 bil. Total loans1: $19.3 bil. $16.6 bil. Assets under management: $49.1 bil. $42.8 bil. Assets under management or administration: $61.2 bil. $61.5 bil.

3Q2014 3Q2013

Net income: $68.7 mil. $63.6 mil. Earnings per share, diluted: $1.15 $1.10 Noninterest income: $107.9 mil. $88.9 mil.

1 Excludes $552.7 million and $780.1 million of FDIC-covered loans at September 30, 2014 and September 30, 2013, respectively. FAST FACTS

Founded by a small group of local entrepreneurs in 1954. Expanded to Northern California in 2000 with the

purchase of The Pacific Bank, followed by the acquisition of Oakland-based Civic BanCorp in 2002. Opened an office in New York City in 2002 to serve

clients who do business on both coasts and prospective clients in Manhattan; added a second office in 2011. Expanded to Nevada in 2007 with the acquisition of

Business Bank Corp., followed by Sun West Bank in 2010 and Nevada Commerce Bank in 2011. Opened offices in Nashville and Atlanta in 2011,

principally to better serve the music industry. Recognized by Barron’s as one of America’s top wealth

managers 14 years in a row (2001-2014). Recognized for nine consecutive years for excellence in

business banking by Greenwich Associates (2005-2013).

ACQUISITIONS

Rochdale Investment Management (2012) First American Equipment Finance (2012) Nevada Commerce Bank (2011) Sun West Bank (2010) 1st Pacific Bank of California (2010) Imperial Capital Bank (2009) Lee Munder Capital Group (2009) Convergent Wealth Advisors (2007) Business Bank Corporation (2007) Independence Investment LLC (2006) Convergent Capital Management (2003) Civic BanCorp (2002) Reed, Conner & Birdwell (2000) The Pacific Bank (2000) American Pacific State Bank (1999) North American Trust Company (1998) Harbor Bank (1998) Riverside National Bank (1997) Frontier Bank (1997) Ventura County National Bank (1997) First Los Angeles Bank (1995) PRODUCTS & SERVICES

Commercial Banking Private Client Services Preferred Banking Small Business Banking Wealth Management Services for Professional Firms International Banking Treasury Management Services Entertainment Industry Services Real Estate Services Online Services

Member FDIC

Safe, Sound, Strong and Well-Capitalized City National emerged from the global financial crisis bigger, better, safer and stronger than ever. With assets of $32 billion, our company has an exceptional deposit base, a premier clientele and a strong balance sheet. It is: Well-capitalized Consistently profitable FDIC-insured

As a result, City National is rated four stars (on a scale of zero to five, with five stars being the strongest) by BauerFinancial, an independent bank-scoring service (bauerfinancial.com).

Today, City National is better positioned than ever to meet the financial needs and objectives of its clients and to fulfill its value proposition as America’s Premier Private and Business BankSM.

STRONG CAPITAL POSITION

One key measure of a bank’s financial strength is its capital ratios. A strong capital position can enable a bank to withstand the kinds of economic challenges we continue to see today.

At September 30, 2014, City National Corporation had $2.9 billion in total equity and capital ratios that easily exceeded regulatory standards.

The company’s ratio of Tier 1 common shareholders’ equity to risk-based assets was 8.7% at September 30, 2014, compared to 8.8% at September 30, 2013.

CONSERVATIVE MANAGEMENT

City National maintains a conservative risk profile and, as a result, has avoided many of the highly publicized problems affecting other financial institutions. The company has: No significant lending or investment exposure to the

Eurozone. The bank has made no loans to any of Europe’s banks, nor does it hold any of their debt securities on its balance sheet.

Never been an active player in the credit default swap market.

No significant concerns about auto loans, consumer credit card debt, home equity lines or residential mortgage debt.

STRONG CREDIT RATINGS

Credit ratings are another indicator of financial strength, and City National’s credit ratings remain strong.

In fact, City National’s long-term deposit rating of A2 from Moody’s Investors Service is one full notch higher than the median rating for deposit-taking institutions and is among the highest in the universe of rated banks.

FULL FDIC PROTECTION

All types of deposit accounts held at City National Bank, including checking and savings accounts, money market accounts, retirement accounts and certificates of deposit, are covered by FDIC insurance. Non-deposit investment accounts are not insured by the FDIC.

The standard FDIC deposit insurance coverage is $250,000 per depositor and account ownership type.

City National Corp. Standard As of 10/23/14 Moody’s Fitch & Poor’s DBRS

Issuer / Senior Debt A3 A- BBB+ A

Short Term -- F1 A-2 R-1 (low)

City National Bank Standard & As of 10/23/14 Moody’s Fitch Poor’s DBRS

Long-Term Deposits A2 A -- A (high)

Issuer A2 A- A- A (high)

Subordinated Debt A3 BBB+ BBB+ A

Short-Term P-1 F1 A-2 R-1 (medium)

City National Corporation’s capital ratios easily exceed regulatory standards for well-capitalized institutions.

As of September 30, 2014

This document contains forward-looking statements about the company, for which the company claims the protection of the safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. Such statements involve risks and uncertainties, and future activities and results may differ materially from these expectations. For a more complete discussion of the risks and uncertainties that may cause actual results to differ materially from expected results, see the company’s Annual Report on Form 10-K for the year ended December 31, 2013.

CNB MEMBER FDIC 4270.08 REV 7/14 NMLSR ID#536994