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SPECIAL ADVERTISING SECTION 2014 F
ive S
tar Wealth
Man
agers
— w
ww.fivestarprofessional.com
FS•1
Finding a wealth manager who suits your needs can be a daunting task. In fact, many consumers have a hard time figuring out where to even begin.
Sometimes, a few simple questions can set one off on the right path. Asking a wealth manager what makes working with him or her a unique experience can help you understand how they work and if their style meshes with your own. Further, asking a financial advisor to talk about any specialties they might have can help uncover skills you might find useful.
Ultimately, how do you find an experienced wealth manager w h o y o u f e e l c o m f o r t a b l e working with? One who has
high retention rates? One who has undergone a thorough complaint and regulatory review? One who has tenure in the industry?
Seattle magazine and Five Star Professional partnered to find wealth managers who satisfy 10 objective eligibility and evaluation criteria. Among many distinguishing attributes, the average one-year client retention rate for this year’s award winners is more than 96 percent.
Five Star Wealth Managers
2014 Seattle
Don’t listen to other people. Investigate for yourself. Be wary of advisers who say they never had a down year.”
— Five Star Wealth Manager
Although this list is a useful tool for anyone looking for help in managing their financial world or implementing aspects of their financial
strategies, it should not be considered exhaustive. Undoubtedly, there are many excellent wealth managers who, for one reason or another, are not on this year’s list.
In order to consider a broad population of high-quality wealth managers, award candidates are identified by one of three sources: firm nomination, peer nomination or pre-qualification based on industry standing. Self-nominations are not accepted. Seattle award candidates were identified using internal and external research data.
Wishful thinking is not planning. If you plan for the worst, you will never be unpleasantly surprised.”
What matters most is how you recover from setbacks.”
Only invest in something that you understand.”
Insights from Five Star Wealth Managers
Clients don’t care how much you know until they know how much you care.”
• Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers.
• The Five Star award is not indicative of the wealth manager’s future performance. • Wealth managers may or may not use discretion in their practice and therefore may not
manage their clients’ assets. • The inclusion of a wealth manager on the Five Star Wealth Manager list should not be
construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine.
• Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future.
• Five Star Professional is not an advisory firm, and the content of this article should not be considered financial advice. For more information on the Five Star award and the research/selection methodology, go to www.fivestarprofessional.com.
• 2,649 award candidates in the Seattle area were considered for the Five Star Wealth Manager award. 424 (approximately 17 percent of the award candidates) were named 2014 Five Star Wealth Managers.
DISCLOSURESResearch
Award candidates who satisfied 10 objective eligibility and evaluation criteria were named 2014 Five Star Wealth Managers.
Eligibility Criteria – Required
1. Credentialed as an investment advisory representative or a registered investment advisor.
2. Actively employed as a credentialed professional in the financial services industry for a minimum of five years.
3. Favorable regulatory and complaint history review. 4. Fulfilled their firm review based on internal firm standards. 5. Accepting new clients.
Evaluation Criteria - Considered
6. One-year client retention rate. 7. Five-year client retention rate. 8. Non-institutional discretionary and/or non-discretionary client assets administered. 9. Number of client households served. 10. Education and professional designations.
OF AWARD WINNERSDetermination
Regulatory ReviewAs defined by Five Star Professional, the wealth manager has not:
• Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine. • Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint
process.• Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority. • Filed for personal bankruptcy.• Been convicted of a felony.
Five Star Professional conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website. Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists. Data submitted through these processes was applied per the above criteria:
• Each wealth manager who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history, based upon the criteria listed above.
• Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth manager.• Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use the services of wealth managers in order to provide
consumers the opportunity to submit complaints regarding a wealth manager.
For more information on the program, go to FiveStarProfessional.com/awards/cpa_epa_wm_program.php.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified finanCial Planner™ and the federally registered CFP (with flame logo) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. The Chartered Financial Consultant credential [ChFC®] is a financial planning designation awarded by The American College.
FS•7
Award winners listed by primary services and listed alphabetically by last name.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Left to right: Standing: Three-year winners Melissa Larson, ChFC®, CLU®, CFP®; Alexander Collins, ChFC®, CFP®; Lorelle Farber, CRPC®; and M. Colin Campbell; 2014 winner April Wilson, CFP®; two-year winner Josh Whelan, ChFC®, CLU®, CFP®; 2014 winner Zachary Meissner, ChFC®, CLU®, CFP®; Seated: Three-year winners Lance Peters; and Grant Monson, ChFC®, CLU®, CFP®; two-year winner Kyle Fukuchi, ChFC®, CLU®;three-year winner Ryan Fleming, ChFC®, CASL®, CLU®, AEP®, CFP®, MSFS
Pacific Capital Resource Group, Inc.
Guiding the Financial Lives of Thousands of Clients Throughout the Pacifi c Northwest
• Full-service, relationship-based fi nancial advising fi rm
• Quality advice, eff ective implementation strategies and superior service
• Experienced, high-caliber fi nancial professionals ready to address your unique goals and objectives
Pacific Capital Resource Group, Inc. is proud to announce that M. Colin Campbell; Alexander Collins, ChFC®, CFP®; Lorelle Farber, CRPC®; Ryan Fleming, ChFC®, CASL®, CLU®, AEP®, CFP®, MSFS; Kyle Fukuchi, ChFC®, CLU®; Melissa Larson, ChFC®, CLU®, CFP®; Zachary Meissner, ChFC®, CLU®, CFP®; Grant Monson, ChFC®, CLU®, CFP®; Lance Peters; Josh Whelan, ChFC®, CLU®, CFP®; and April Wilson, CFP®, have all received the Five Star Wealth Manager award for the Seattle region.
As a Northwest boutique planning firm, our quality, relationship-based service is a direct result of the high-caliber financial professionals who work to meet our clients’ financial needs every day. Each advisor has his or her own independent practice and areas of specialization; however, our strength remains in the firm’s holistic financial planning approach, which has allowed us to assist thousands of clients in achieving financial security and independence. Our objective is to help you, your family and your business prepare for a secure financial future.
Whether you are in need of advice specifically in the areas of business planning, estate planning, tax planning, wealth accumulation and asset protection or would simply like some financial guidance, we have all the experts you need and welcome the opportunity to work with you!
Pacific Capital Resource Group, Inc.10900 Northeast 8th Street, Suite 1550 • Bellevue, WA 98004
Registered Representative of, and Securities and Investment Advisory Services offered exclusively through Hornor, Townsend & Kent, Inc. a Registered Investment Advisor,member FINRA/SIPC. Pacific Capital Resource Group, Inc. is independent of Hornor, Townsend & Kent, Inc. and is a licensed insurance agency. A4CM-0212-09E2.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Left to right: Standing: Three-year winners Melissa Larson, ChFC®, CLU®, CFP®; Alexander Collins, ChFC®, CFP®; Lorelle Farber, CRPC®; and M. Colin Campbell; 2014 winner April Wilson, CFP®; two-year winner Josh Whelan, ChFC®, CLU®, CFP®; 2014 winner Zachary Meissner, ChFC®, CLU®, CFP®; Seated: Three-year winners Lance Peters; and Grant Monson, ChFC®, CLU®, CFP®; two-year winner Kyle Fukuchi, ChFC®, CLU®;three-year winner Ryan Fleming, ChFC®, CASL®, CLU®, AEP®, CFP®, MSFS
Pacific Capital Resource Group, Inc.
Guiding the Financial Lives of Thousands of Clients Throughout the Pacifi c Northwest
• Full-service, relationship-based fi nancial advising fi rm
• Quality advice, eff ective implementation strategies and superior service
• Experienced, high-caliber fi nancial professionals ready to address your unique goals and objectives
Pacific Capital Resource Group, Inc. is proud to announce that M. Colin Campbell; Alexander Collins, ChFC®, CFP®; Lorelle Farber, CRPC®; Ryan Fleming, ChFC®, CASL®, CLU®, AEP®, CFP®, MSFS; Kyle Fukuchi, ChFC®, CLU®; Melissa Larson, ChFC®, CLU®, CFP®; Zachary Meissner, ChFC®, CLU®, CFP®; Grant Monson, ChFC®, CLU®, CFP®; Lance Peters; Josh Whelan, ChFC®, CLU®, CFP®; and April Wilson, CFP®, have all received the Five Star Wealth Manager award for the Seattle region.
As a Northwest boutique planning firm, our quality, relationship-based service is a direct result of the high-caliber financial professionals who work to meet our clients’ financial needs every day. Each advisor has his or her own independent practice and areas of specialization; however, our strength remains in the firm’s holistic financial planning approach, which has allowed us to assist thousands of clients in achieving financial security and independence. Our objective is to help you, your family and your business prepare for a secure financial future.
Whether you are in need of advice specifically in the areas of business planning, estate planning, tax planning, wealth accumulation and asset protection or would simply like some financial guidance, we have all the experts you need and welcome the opportunity to work with you!
Pacific Capital Resource Group, Inc.10900 Northeast 8th Street, Suite 1550 • Bellevue, WA 98004
Registered Representative of, and Securities and Investment Advisory Services offered exclusively through Hornor, Townsend & Kent, Inc. a Registered Investment Advisor,member FINRA/SIPC. Pacific Capital Resource Group, Inc. is independent of Hornor, Townsend & Kent, Inc. and is a licensed insurance agency. A4CM-0212-09E2.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
We are proud of our Five Star Wealth Managers. They represent a larger team of wealth management professionals who help individuals and families build, manage, preserve and transfer their wealth. Whether you are in the early stages of a successful career or reaping the rewards of hard work, our financial experts work closely with you to help address your complex financial needs. The Private Client Group and U.S. Bancorp Investments provide you with sophisticated wealth management options, exceptional advice and personalized service.
Helping Enrich the Lives of Our Clients
• Comprehensive wealth management
• Personalized service and expert advice
• Our parent, U.S. Bancorp, has a long history of fi nancial strength and stability
1420 Fifth Avenue • Seattle, WA 98101Phone: 206-344-4300
Left to right: Standing: 2012, 2013 and 2014 winners Todd Nichols, Financial Advisor; Donna Nichols, Financial Advisor; and Leinelle Warren, Financial Advisor; 2014 winner Eric Warren, CFP®, Financial Advisor; Seated: Casey Sears; Financial Advisor; 2012, 2013 and 2014 winners Ira Armad, CFP®, Financial Advisor and Susan Grosshans, Financial Advisor; 2014 winner Mike Alaghemand, CFP®; Not pictured: 2012, 2013 and 2014 winners Jane Loeb, Financial Advisor and Anne Swetonic, Financial Advisor; 2014 winner Roberta Creim, Financial Advisor
Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.
Not a Deposit Not FDIC Insured Not Guaranteed by the Bank May Lose Value Not Insured by Any Federal Government Agency
To receive the 2012, 2013 and/or the 2014 Five Star Wealth Manager award, researched and managed by Five Star Professional, a wealth manager must be nominated by either a peer or by their firm. For U.S. Bancorp Investments, Inc., firm nominations are made by either the individual’s Region or Division Manager. All nominees are properly registered and licensed Financial Advisors of the firm at the time of the nomination, have met the firm’s standards for nominations, have been employed at minimum 5 years in the financial services industry, and are currently accepting new clients. Five Star Professionals permits a firm to nominate up to 10% of its wealth managers in a market for consideration. Firms with fewer than 10 wealth managers in a market may nominate one. Nominees are then evaluated using a list of 10 objective criteria. It is possible that award recipients received both favorable and unfavorable
ratings. Consumer feedback and surveys are promoted via local advertising, through the Five Star Professional website and by Five Star Professional researchers to augment the regulatory history review. Five Star Professionals defines a favorable regulatory and complaint history (as of March 2013) to mean that a wealth manager has not (1) been subject to regulatory action that resulted in a license being suspended or revoked, or payment of a fine (2)
had more than a total of three settled or pending customer complaints filed against them with any regulatory authority (3) individually contributed to a financial settlement of a customer complaint (4) filed for personal bankruptcy (5) been convicted of a felony. Nominees who do not have a favorable history are removed from consideration. Those wealth managers whom satisfy the criteria were named a Five Star Wealth Manager. Find full
measurement formulas and information on www.fivestarprofessional.com. The 2012, 2013 and/or the 2014 Five Star Wealth Managers do not pay a fee to be included in the research or the final list of Five Star Wealth Managers, but may pay for licensed use of the Five Star emblem and award. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth
managers will be awarded this accomplishment by Five Star Professional in the future. The Five Star Award is not indicative of the wealth managers’ future performance, and does not evaluate the quality of services provided to clients. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
We are proud of our Five Star Wealth Managers. They represent a larger team of wealth management professionals who help individuals and families build, manage, preserve and transfer their wealth. Whether you are in the early stages of a successful career or reaping the rewards of hard work, our financial experts work closely with you to help address your complex financial needs. The Private Client Group and U.S. Bancorp Investments provide you with sophisticated wealth management options, exceptional advice and personalized service.
Helping Enrich the Lives of Our Clients
• Comprehensive wealth management
• Personalized service and expert advice
• Our parent, U.S. Bancorp, has a long history of fi nancial strength and stability
1420 Fifth Avenue • Seattle, WA 98101Phone: 206-344-4300
Left to right: Standing: 2012, 2013 and 2014 winners Todd Nichols, Financial Advisor; Donna Nichols, Financial Advisor; and Leinelle Warren, Financial Advisor; 2014 winner Eric Warren, CFP®, Financial Advisor; Seated: Casey Sears; Financial Advisor; 2012, 2013 and 2014 winners Ira Armad, CFP®, Financial Advisor and Susan Grosshans, Financial Advisor; 2014 winner Mike Alaghemand, CFP®; Not pictured: 2012, 2013 and 2014 winners Jane Loeb, Financial Advisor and Anne Swetonic, Financial Advisor; 2014 winner Roberta Creim, Financial Advisor
Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.
Not a Deposit Not FDIC Insured Not Guaranteed by the Bank May Lose Value Not Insured by Any Federal Government Agency
To receive the 2012, 2013 and/or the 2014 Five Star Wealth Manager award, researched and managed by Five Star Professional, a wealth manager must be nominated by either a peer or by their firm. For U.S. Bancorp Investments, Inc., firm nominations are made by either the individual’s Region or Division Manager. All nominees are properly registered and licensed Financial Advisors of the firm at the time of the nomination, have met the firm’s standards for nominations, have been employed at minimum 5 years in the financial services industry, and are currently accepting new clients. Five Star Professionals permits a firm to nominate up to 10% of its wealth managers in a market for consideration. Firms with fewer than 10 wealth managers in a market may nominate one. Nominees are then evaluated using a list of 10 objective criteria. It is possible that award recipients received both favorable and unfavorable
ratings. Consumer feedback and surveys are promoted via local advertising, through the Five Star Professional website and by Five Star Professional researchers to augment the regulatory history review. Five Star Professionals defines a favorable regulatory and complaint history (as of March 2013) to mean that a wealth manager has not (1) been subject to regulatory action that resulted in a license being suspended or revoked, or payment of a fine (2)
had more than a total of three settled or pending customer complaints filed against them with any regulatory authority (3) individually contributed to a financial settlement of a customer complaint (4) filed for personal bankruptcy (5) been convicted of a felony. Nominees who do not have a favorable history are removed from consideration. Those wealth managers whom satisfy the criteria were named a Five Star Wealth Manager. Find full
measurement formulas and information on www.fivestarprofessional.com. The 2012, 2013 and/or the 2014 Five Star Wealth Managers do not pay a fee to be included in the research or the final list of Five Star Wealth Managers, but may pay for licensed use of the Five Star emblem and award. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth
managers will be awarded this accomplishment by Five Star Professional in the future. The Five Star Award is not indicative of the wealth managers’ future performance, and does not evaluate the quality of services provided to clients. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Appropriate Balance Financial ServicesHelping Physicians and Their Families Create Lasting Legacies
Charitable Planning, Special Needs Planning, Divorce Planning
Left to right: seated: Three-year winners Margaret Youch and MaryAnn FerreiraStanding: Doug Custer; Mark Jaeger; Bruce Yates; Bob Pennell; Brian Johnson; 2013 winner Edwin Woo
(Not pictured: 2013 winner Reg Tilley)
• Goals-based wealth management — allocated by goals and diversifi ed by risk• Comprehensive fi nancial and philanthropic planning for families and groups• Company retirement plan services for professional practices
Appropriate Balance has three decades of experience serving physicians and helping care for and protect their family legacies. We assist them in solving fi nancial challenges, navigating life’s transitions and building a lasting legacy for their children and charitable causes.
Our team-based approach combines broad perspective with deep understanding and expertise, leading to astute decisions, and freeing clients to spend more time on family, community and personal interests.
11245 Southeast Sixth Street, Suite 210 • Bellevue, WA 98004Direct: 425-451-0499 • Toll-free: 888-451-0499
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Badgley Phelps Investment ManagersOur Success Can Only Be Found in the Success of Our Clients
Client-Centric Financial and Investment Planning
Left to right: Three-year winners Mitzi Carletti, CDFA™ and Janet Welcher, CFP®; 2014 winner Mike Gerke; three-year winner Julie Parisio Roy, CFA®, CFP®; 2014 winner Kevin Callaghan
• Passionate team delivering personalized service• Independent and 100 percent employee owned• Advise on more than $1.8 billion for 375 individuals, families and institutions
For nearly half a century, Badgley Phelps has created compelling wealth preservation strategies and growth opportunities for affl uent individuals and families, as well as institutions. We work closely with each of our clients to develop a deep understanding of, and appreciation for, who they are as an
individual and as an investor. This ongoing collaboration helps to ensure that our strategies and tactics are properly aligned with our clients’ immediate fi nancial needs, aspirations and long-term objectives.
1420 Fifth Avenue, Suite 3200 • Seattle, WA 98101Office: 206-623-6172
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Conover Capital ManagementEnriching Our Clients’ Lives Through Objective Financial Expertise
Areas of Focus: Wealth Management, Corporate Retirement Plans
Left to right: Standing: Andy Cantrall, CSA; Je� Kau� man, Representative; three-year winner Gary Russell, Director of Wealth Management; Marika Eve, CFP®, Representative; two-year winner Jon Tribbel, Senior Vice President; Seated: Cathie Arthurs, Senior Advisor; two-year winner Howard Morin, CEO; Craig Watkins, Representative
• Financial planning and wealth preservation strategies• Independent retirement plan consultants, 3(21) and 3(38) fi duciaries• Executive services, nonqualifi ed deferred compensation
Conover Capital Management is a leading independent wealth management and investment advisory fi rm. At Conover Capital Management, our fi nancial advisors seek to build, manage and preserve a client’s wealth and off er best-in-class retirement plan consulting services. As your professional investment
advisors, we are committed to delivering performance and value in a manner that is consistent with your needs, goals and desires. Conover Capital Management serves select families, business owners and institutions in the Pacifi c Northwest and throughout the United States.
155 108th Avenue Northeast, Suite 725 • Bellevue, WA 98004Office: 425-455-1040 • Toll-free: 800-257-2560
Securities offered through Conover Securities Corporation MEMBER FINRA/SIPC Advisory services provided through Conover Capital Management LLC, a Registered Investment Advisor.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
George R. Pierce & Associates, LLC Helping Clients Pursue Financial Freedom Since 1988
Comprehensive Financial Planning and Wealth Management
Left to right: Thomas W. Owen; 2014 Orange County winner Ross B. Snyer, CFP®, CPA®; Joel P. Faircloth, MBA; Elaina K. Shemeta, CFP®; two-year winner George R. Pierce, CFP®
• Independent, unbiased advice• Concierge level of personalized service• Team approach with industry-seasoned advisors
George R. Pierce & Associates, LLC has specialized in providing personalized wealth management services since 1988. By utilizing the talents of our seasoned team with more than 100 years of combined industry experience, we focus on our mission of providing clients a lifetime of fi nancial security. We welcome the opportunity to meet with you.
Our advisors are affi liated with LPL Financial, the nation’s largest independent broker-dealer (based on total revenues,
as reported in Financial Planning magazine, June 1996-2013). We are not owned by a bank, brokerage fi rm or insurance company. We provide personalized, unbiased advice. This affi liation provides us with numerous research and fi nancial management tools. These tools, combined with the expertise of our team, commitment to quality and breadth of services off ered, provide a professional level of service.
George R. Pierce & Associates, LLC1200 Westlake Avenue North, Suite 900 • Seattle, WA 98109
Securities offered through LPL Financial, member FINRA/SIPC. Advisory services offered through George R. Pierce & Associates, LLC a Registered Investment Advisor.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Kathleen M. HobartProviding Comprehensive Wealth Management and Planning Services
We Work Closely With You, Your Family and Your Other Trusted Advisors
Left to right: Samson Ramirez, Client Service Associate; 2012, 2013 and 2014 winner Kathleen Hobart, CIMA®, Senior Vice President – Wealth Management, Financial Planning Specialist, Senior Investment Management Consultant, Financial
Advisor; Denise Leong, Registered Client Service Associate, Financial Planning Associate
• Holistic approach to wealth management during uncertain times and changing environments• Income replacement strategies: tactical pre- and post-retirement planning• Access to lending services; corporate, trust and endowment services
We strive to give our clients the comfort of knowing that they are receiving the best possible advice. Whether you are looking to preserve and grow your wealth; create income to maintain your lifestyle now and in retirement; manage personal or corporate cash fl ows; or effi ciently transfer your wealth by building a legacy for the ones you love and the causes you are passionate about, we specialize in tailoring recommendations to suit your unique needs.
We work with individuals, families, professionals and business owners who are interested in achieving their goals and objectives while simplifying their lives. Our deep discovery process is designed to help us understand you, and what and who are important in your life. With the fi rm’s suite of services, and our team’s experience, we leverage the advisory and investment capabilities of one of the world’s largest wealth management fi rms.
500 108th Avenue Northeast, Suite 1900 • Bellevue, WA 98004Office: 425-451-3318 • Fax: 425-453-5802
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
MassMutual Seattle Is Proud To Recognize These Five Star Wealth Manager Award Winners
Areas of Focus: Business, Estate, Retirement and Investment Planning
Left to right: Standing: Jim Sypher, General Agent; three-year winners Sid Stahl, Gus Zefkeles and Dave Davis; two-year winner Brandon Roberts; Seated: two-year winner Kevin Stokesbary, three-year winner James Bocinsky
• Experienced people, exceptional products and a needs-based approach• Financial professionals who seek long-term stable investments • Superior service personalized to understand your unique situation and goals
MassMutual Seattle is proud to have worked with more than 28,000* clients. We work with individuals, families and businesses to put action plans together that help turn dreams into realities.
Our talented team is led by General Agent Jim Sypher, along with Five Star Wealth Managers, 2012 – 2014 winner Sid Stahl, 2012 – 2014 winner Gus Zefkeles, 2012 – 2014 winner Dave Davis, 2013 – 2014 winner Brandon Roberts, 2013 – 2014 winner Kevin Stokesbary and 2012 – 2014 winner James Bocinsky. Each provides his own specialization, but often utilize each other’s strengths in delivering the overall strategy.
We help you make decisions by fi rst understanding your unique fi nancial situation. Armed with this understanding, we put our knowledge and experience to work. We lay out all the facts and put them in context. We take complex fi nancial concepts and explain them in a way that is relevant to you and your family. Our team is ready to help guide you through the process that impacts the people who are most important in your life.
MassMutual Seattle 701 Fifth Avenue, Suite 4300 • Seattle, WA 98104 • Phone: 206-628-8800
Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC Member SIPC (www.SIPC.org), 701 Fifth Ave. Ste. 4300, Seattle, WA 206-628-8800. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company
(MassMutual) or its affiliated companies. *An Insured, owner, or payer of a MassMutual policy or contract as of January 1, 2013.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Tim McFall
Successfully Navigating
Your Financial Future
Three-year winner Tim McFall, RFC, CEP®
• Proudly serving our clients since 1985
• Help you eliminate unnecessary taxation
• Strategies have changed; we can show you how
Areas of Focus: Tax Reduction, Retirement Income, Charitable and Estate Planning
Let’s face it: It seems like fi nancial planning has become a commodity these days. Free advice on investing is everywhere. Don’t be fooled. In today’s economic climate you deserve relevant advice from a qualifi ed investment professional.
At U.S. Capital Strategies, Inc., we know how to help you navigate your fi nancial future. Our knowledgeable professionals off er a broad range of personalized services delivered in a friendly, comfortable atmosphere.
Many of our clients come to us fully capable of making their
own investment decisions, but have gotten to a point where either their portfolio is too large, or they just don’t have the time needed to keep up with today’s rapidly changing conditions.
At U.S. Capital Strategies, Inc., we help our clients get their valuable time back so they can attend to other important matters in their lives. That is why our clients have placed their confi dence in us since 1985.
Contact us today for your own personal introduction.
100 State Street South • Kirkland, WA 98033Phone: 425-576-1040 • Toll-free: 800-287-7915
Representative registered with and securities and advisory services offered through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC. 6187 Carpinteria Ave., Carpinteria, CA 93013. (800) 874-6910. U.S. Capital Strategies, Inc. and PlanMember Securities Corporation are independently owned and operated. PlanMember is not responsible or liable
for ancillary products or services offered by U.S. Capital Strategies, Inc., or this representative.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Mark K. Oliver
Preparing Clients for the Future With
Good Decisions Today
Three-year winner Mark K. Oliver, Founder, President and Senior Wealth Manager
• Disciplined, structured and focused
• Professional, experienced and sincere
• Attention to detail and world-class service
Providing Comprehensive Wealth Management to Individuals and Businesses for More Than 20 Years
My fi rst commitment to you is to listen intently so that I fully understand your unique goals and objectives. I will then candidly communicate and execute a well-thought-out comprehensive plan underpinned by time-tested, unbiased and strategic advice, while also providing the necessary discipline, structure and accountability that is vital to your success over the long term.
“Good investing does not come from predicting the future. It comes from being prepared for it.”
As a fiduciary advisor, I will always act in your best interest. I do not sell products, so the advice you receive from me is not influenced by commissions, mark-ups or incentives, thus eliminating any potential conflicts of interest. More than ever before, I remain intensely focused on and committed to upholding and improving upon the time-tested investment principles underpinning my clients’ investments and financial plans.
Two Union Square – 601 Union Street, 42nd Floor • Seattle, WA 98101Main: 206-652-3500 • Direct: 206-652-3552
[email protected] • www.olivercapital.comRecognition by The Five Star Professional program is not to be construed as a guarantee that a client or prospective client will experience a certain level of results if Oliver Capital Management
(OCM) is engaged to provide Investment Advisory Services. The OCM full disclosure statement is available upon request.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Paracle AdvisorsIntegrating Financial Planning and Investment Management
Left to right: Paul Henderson; three-year winner Anne Marie Kessler, CFP®, CPA; Heather Detering, CFP®; EJ Brink, CFP®; Joshua Harris, CPA; Cherish Sutull, CFP®, CFA
• Highly personalized service with individual solutions• Success rooted in dedication to providing clear and uncompromised advice• Service-driven company that always puts the needs of the client fi rst
Paracle was founded in 2004 with a simple vision: to help people make sense of complex fi nancial decisions, and to provide straightforward, unbiased investment management and advice. Over the years, this approach has served us well. Today, Paracle manages more than $500 million in assets,
and has grown assets under management by an average of 29 percent per year. The name Paracle comes from a Greek word meaning “called alongside to help.” Our holistic approach enables us to identify the solutions and strategies to fulfi ll our commitment to helping our clients reach their goals.
7900 Southeast 28th Street, Suite 204 • Mercer Island, WA 98040Office: 206-466-6200
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Heather Hewson RockSpecializing in Making the Complex Easily Understood
• Independent research and investment management• Tax-conscious decision-making• Lifelong client relationships and a time-tested track record
With more than 25 years of investing experience, Heather thoroughly enjoys the two most important aspects of her business: interacting with clients to help them achieve their fi nancial goals and the intellectual challenge of the always-evolving U.S. and global fi nancial markets. Combining the historically sound principles of value, growth and fi xed-income
investing, Heather’s eff orts are intended to enable individuals, families and foundations with signifi cant portfolios to exceed their long-term fi nancial expectations. Heather encourages you to contact her for a second opinion on your current portfolio direction.
925 Fourth Avenue, Suite 3900 • Seattle, WA 98104Phone: 206-664-8886 • Phone: 800-933-6670
Five Star Professional, as a third party marketing research firm, identified pre-qualified award candidates based on industry data and contacted all identified broker dealers, Registered Investment Advisor firms and FINRA-registered representatives in the Seattle area (includes King, Snohomish, Pierce, Thurston, Island and Kitsap counties in the state of Washington) to gather wealth manager nominations. Self nominations were not accepted.
Award candidates who satisfied the 10 objective eligibility and evaluation criteria (below) that are associated with wealth managers were 2014 Five Star Wealth Managers.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Schilbach Capital Strategies an Independent Firm
We Don’t Judge the Value of Your Trust by Your Trust’s Value
Areas of Focus: Estate Planning and Trust Services
2013 – 2014 winner Ivo Schilbach, Branch Manager
Jon Muir, J.D., Trust Consultant
• Here to preserve your wealth and protect your estate for generations• Impartiality in making investment decisions and in serving benefi ciaries• A commitment to serving clients with integrity, innovation, quality and hard work
Many trust service providers employ a one-size-fi ts-all approach.
However, at Schilbach Capital Strategies and Raymond James Trust, our advisors believe your trust services should be individually tailored to fi t your personal needs and that all portfolios, regardless of size, should be managed in a tax- and fee-effi cient manner. Give us a call today to discuss your unmet trust or portfolio management needs.
800 Fifth Avenue, Suite 4100 • Seattle, WA 98104Office: 206-447-1367 • Fax: 206-447-1369
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Gilliat Schroeder
Working Together to Help Preserve
and Grow Wealth
2012, 2013 and 2014 winner Gilliat Schroeder, Vice President, Financial Advisor,Portfolio Manager, Certifi ed Investment Management AnalystSM
• Practical advice
• Extensive capabilities
• Personalized service
My Mission Is to Help Clients Develop Purpose for Their Money by Aligning Their Financial Assets With Their Personal Goals
Gilliat Schroeder is a Northwest-based fi nancial advisor and portfolio manager serving a select number of individuals, families and businesses. Mr. Schroeder has 15 years of investment experience, all of which are with Morgan Stanley.
Gilliat has extensive experience in advising families in aspects of private wealth advisory and portfolio management. His personal expertise and knowledge in asset allocation and portfolio construction is complemented and reinforced through research and industry-leading thinking from Morgan
Stanley’s Global Investment Committee. Gilliat completed the Certifi ed Investment Management AnalystSM program through the University of Pennsylvania’s Wharton School of Business and received his undergraduate degree at the University of Washington.
Gilliat and his wife, Lisa, have two boys Lucas (5) and Gavin (2). In his spare time, Gilliat competes in Ironman triathlons and most recently fi nished his fourth Subaru Ironman Canada.
601 Union Street, Suite 5200 • Seattle, WA 98101Office: 206-628-4855 • Toll-free: 800-426-7837
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Tallus Capital ManagementNo Two Clients Are the Same; Neither Are Our Strategies for Them
Financial Planning, Retirement Income, Alternative Strategies
Left to right: John Davis, 2014 winner Shawn Whatley, Mollie Zautke, Terrance O’Neil, John Easley III, 2014 winner Marshall Thomas, Benjamin Maleche and 2013 winner Andre Lister
• Wealth management with a focus on income and asset preservation• Tax-effi cient income management • Independent advice that aligns with our clients’ individual needs
We often hear from our clients: “Don’t lose my money and please grow it.” This statement is the fundamental driver when considering any strategy for our clients at Tallus Capital Management. We are an independent group of seasoned advisors with backgrounds ranging the full spectrum of
the investment community. This diversity helps us utilize a collaborative approach to wealth management to enhance our clients’ overall experience. No two of our clients are the same and neither are our strategies for them. Let us build a unique and customized plan just for you.
2101 Fourth Avenue, Suite 910 • Seattle, WA 98121Office: 206-805-6901
www.talluscapital.com
Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Financial Advocates Investment Management, a registered investment advisor, DBA Tallus Capital Management, which is a separate entity from LPL Financial.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Yvonne HallConnie Greenwood
Building EnduringRelationships and Portfolios
• Bringing structure and discipline to your investment process
• Coaching and educating successful investor behavior
• Dedicated to client service and success
Left to right: Three-year winner Yvonne Hall, CFP®, CIMA®, Senior Vice President – Investment Offi cer; Tari She� er, Senior Registered Client Associate;three-year winner Connie Greenwood, CFP®, MBA, Associate Vice President – Investments;Danette Van, Senior Client Associate
We are honored by this recognition. Our team would like to thank our clients and professional colleagues for their ongoing trust and confi dence.
The Hall Wealth Management Groupof Wells Fargo Advisors
1180 NW Maple Street, Suite 150 • Issaquah, WA 98027
Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information onthe scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0114-04653].
Laurel Hair andJeffrey Johnson
Our Advisors. Your Dreams. MORE WITHIN REACH®
• Client-focused approach to fi nancial planning
• Relationships built on integrity and sound advice
• Committed to exceptional service
Left to right: Lori Morris, Client Service Manager; three-year winner Je� rey P. Johnson, Financial Advisor; Rosemary A. Morton, Client Service Manager; three-year winner Laurel K. Hair, Financial Advisor
In these uncertain times, you want to feel confi dent that you can meet the challenges of a rapidly changing economy. Financial advisors Laurel Hair and Jeff Johnson will work closely with you to understand your unique needs and help you track your progress over time. Come in and let us help you learn about strategies and opportunities to get you back on track. It’s a conversation that could lead to practical solutions — and the peace of mind of having a plan in place.
10500 Northeast 8th Street, Suite 1900 Bellevue, WA 98004
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
G. Charter Harrison
We Build Long-Term, Trusted Family Relationships
• Value, contrarian and growth performance-oriented investing
• Delivering customized trusted investment advice and management.
2012 – 2014 winner G. Charter Harrison, CPM®, Senior Vice President
Charter has provided individuals, families, businesses, trusts and endowments solid investment advice and personal portfolio management since 1992. McAdams Wright Ragen’s equity research team and bond desk help to provide a solid foundation and services in supporting Charter’s portfolio management of clients’ assets. Charter holds a CPM® designation from the Academy of Certifi ed Portfolio Managers and Columbia University Fu Foundation School of Engineering and Applied Science in New York City. “Helping clients through disciplined analysis, research, planning and portfolio management, throughout the stages of their lives.” — G. Charter Harrison, CPM®
Five Star Professional, as a third party marketing research firm, identified pre-qualified award candidates based on industry data and contacted all identified broker dealers, Registered Investment Advisor firms and FINRA-registered representatives in the Seattle area (includes King, Snohomish, Pierce, Thurston, Island and Kitsap counties in the state of Washington) to gather wealth manager nominations. Self nominations were not accepted.
Award candidates who satisfied the 10 objective eligibility and evaluation criteria (below) that are associated with wealth managers were 2014 Five Star Wealth Managers.
Susan H. Lawrence
Helping Increase Your Probability of Investment Success
• Is your current advisor thrilling you with their level of experience and client service?
• Are you absolutely confi dent in the advice you have received?
• Would you like a second opinion?
Two-year winner Susan Lawrence, CIMA®, Financial Advisor
Are you absolutely confi dent that your existing wealth manager is providing you with the best advice and service during the current market cycle? Would you like a second opinion? We invite you to come in and talk over your current investment plan with us. Let’s review together how it is being managed and discuss what might help increase your probability of fi nancial success. Call us today and schedule an introductory meeting with us — and learn why our client retention rate is so high!
1180 Northwest Maple Street, Suite 170 Issaquah, WA 98027
Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0214-03742]
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Wain Miller, Rob Davis, Jason Ledesma
MORE WITHIN REACH®
• Wealth management
• Retirement income planning and retirement plan distribution
• Confi dent Retirement® approach
Left to right: 2013, 2014 winners Wain Miller, MBA, CRPC®, Financial Advisor and Rob Davis, CFP®, Financial Advisor; 2014 winner Jason Ledesma, CFP®, Financial Advisor
Today, it’s natural to have questions about your retirement, even if you have saved and planned for it. With our proprietary Confi dent Retirement® approach, we will fi nd answers and take the fi rst step toward creating a road map to the future you want. We will talk through the four basic principles of retirement: 1) covering essential expenses; 2) assuring your lifestyle; 3) preparing for the unexpected and 4) leaving a legacy. We will help you make needed adjustments.
2702 South 42nd Street, Suite 204 • Tacoma, WA 98409Offi ce: 253-472-8200
Con� dent retirement is not a guarantee of future � nancial results. Investors should conduct their own evaluation of a � nancial professional as working with a � nancial advisor is not a guarantee of future � nancial success. Brokerage, investment and � nancial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Wain Miller is associated with Wain Miller
And Associates A � nancial advisory practice of Ameriprise Financial Services, Inc. Rob Davis is associated with RGDavis & Associates A � nancial advisory practice of Ameriprise Financial Services, Inc.
Kevin W. O’Keefe
Service • Stewardship • Trust
• Financial planning
• Asset allocation and investment strategies
• Estate planning
2012, 2013 and 2014 winner Kevin W. O’Keefe, Senior Vice President, Financial Advisor
At Morgan Stanley, we strive to earn the confi dence and trust of our clients by demonstrating a commitment to performing at the highest level with no shortcuts, compromises or excuses. We are dedicated to making a positive contribution to society by giving back generously and improving the quality of life in the communities where our clients and employees live and work.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
U&T Capital Management, Inc.
Integrity • Objectivity • Knowledge
• Comprehensive wealth management
• Objective, unbiased advice
• Customized solutions and strategies
Left to right: Two-year winners Joshua Jung Lee, Financial Consultant and Yong S. Chang, Financial Consultant
At U & T Capital Management, Inc., we feel it is important that smart planning starts with asking the right questions and understanding your needs. Achieving your goal demands much more than fi nding a quick solution. It means creating an objective and customized plan that will help you reach your fi nancial goal. With vast experience and expertise, U & T Capital Management, Inc., provides unbiased comprehensive fi nancial tools and solutions to help protect and grow your assets.
155 Northeast 100th Street, Suite 403 Seattle, WA 98125
U&T Capital Management, Inc. and Independent Financial Group are not affiliated. Registered representative offering securities and advisory services through Independent Financial Group LLC, a registered broker-dealer and investment adviser. Member FINRA and SIPC. 12671 High Bluff Drive, Suite 200, San Diego, CA 92130.
Laird Norton Wealth Management
Helping Clients Thrive in Every Aspect of Their Lives
• Providing fi nancial expertise to northwest families for nearly 50 years
• Both a registered investment advisor and trust company
• Independently owned and fee only
Left to right: Three-year winners Kelly E. Sweet, Client Advisor, CPA, CFP®; Matt Englizian, Client Advisor and Team Manager, CFP®; and Barbara Potter, EVP, Managing Director of Fiduciary Services, CTFA, CFP®; Seated: two-year winner Brian Whitaker, Client Advisor, CFP®
Laird Norton Wealth Management is the premier wealth advisor for successful Northwest families seeking a partner to help them manage their fi nancial lives. We have decades of experience helping families navigate life’s complexities. As both a long-standing trust company and registered investment advisor, we provide wealth management services for today, tomorrow and the next generation. We operate with absolute integrity and the strength of our history to guide families and foundations toward their desired destinations.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
Securities o� ered through LPL Financial, Member FINRA/SIPC. Investment advice o� ered through Financial Advocates Investment Management,a registered investment advisor. Financial Advocates Investment Management and Best Wealth Strategies are separate
We offer the resources to coordinate all of your financial needs. Our role is to help you make smarter, well-informed decisions about your investments, and provide you with greater financial independence and stability along with the experienced regulatory expertise of LPL Financial.
Securities o� ered though LPL Financial. Member FINRA/SIPC.
C o m p r e h e n s i v e p l a n n i n g : p o r t f o l i o management, retirement/estate planning, distributions, wealth preservation and nontraditional relationships. Client/advisor partnership approach to planning.
Securities and Advisory Services o� ered through Commonwealth Financial Network, Member FINRA/SIPC,
a Registered Investment Advisor.
Financial Consultant
Ezra John Altaras
777 108th Ave. NE, Ste. 2400Bellevue, WA 98004Phone: [email protected]/ezra.altaras
• Investment advice• Retirement, income and legacy planning• Preservation and risk management services
Personal Financial Advice
With a decade of wealth management experience, Ezra is committed to helping his clients customize and maintain a comprehensive plan for achieving their retirement, income, growth and legacy goals. Ezra is dedicated to excellent service and care, and has the skill, passion and resources to help you succeed.
Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the Five Star selection process. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0114-04183].
Financial Advisor, CRPC®
Wayne Lew
Sagemark Consulting 11820 Northup Way, Ste. E200 Unit 245 Bellevue, WA 98005
• Techniques to build and preserve wealth across generations• Supporting other advisors and their clients• Strategic insight on economic impact of design strategies
Advanced Wealth Preservation Design
Wayne is part of a regional practice that focuses on maximizing shareholder value for the family by helping clients build and preserve wealth across generations. He and his colleagues around the country collaborate to serve executives, professionals, and business owners across a wide range of industries throughout the United States.
Wayne Lew is a registered representative of Lincoln Financial Advisors Corp. Securities o� ered through Lincoln Financial Advisors Corp., a broker/dealer (Member SIPC). Advisory services o� ered through
Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance o� ered through Lincoln a� liates and other � ne companies. CRN-812853-020514 .
Find a financial planner who will take the time to educate you, eliminate the mystery and put you on the correct path.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
10950 NE State Hwy. 104, Ste. 101 Kingston, WA 98346 2011 NW Myhre Rd., Ste. 301 Silverdale, WA 98383 [email protected]
Clint Boxman
The Latitude 48 Group at Morgan Stanley provides a wide array of products and services through innovative financial planning strategies to help make a difference in the financial lives of our clients and their families.Visit us at www.morganstanleyfa.com/latitude.
307 Bell St., Ste. 309 Edmonds, WA 98020 Direct : 206-915-9565 [email protected]
Bruce Edwards
Identifying your retirement needs is the first step to help you design a financial strategy that will make the assets you have worked hard to build keep working for you. I can work with you to evaluate your needs and develop a customized strategy to help you achieve your goals.
Bruce Edwards is a registered Financial Advisor with LPL Financial, member FINRA/SPIC.
MBA, Investment Advisor
10900 NE 8th St., Ste. 1550 Bellevue, WA 98004 Direct: 425-214-0432Office: 425-641-8788, Ext. 232 [email protected]
Lorelle Kaye Farber
I am grateful once again for your confidence in me as I receive this award. Registered Representative of, and Securities and Investment Advisory Services o� ered exclusively through, Hornor, Townsend & Kent, Inc. a Registered Investment Advisor, member FINRA/SIPC. Paci� c Capital Resource Group, Inc. is independent of Hornor, Townsend & Kent, Inc. and is a licensed insurance agency. The overall evaluation score of a wealth manager re� ects an average of all respondents and may not be representative of any one client’s evaluation. The award is not indicative of the wealth manager’s future performance. For more information on the Five Star award and the research/selection methodology, go to: www.� vestarprofessional.com/
WMSummaryandResearch.pdf . A4CM-0207-07E2.
CRPC®
601 Union St. Seattle, WA 98101 Office: 206-344-3589 [email protected]
John Jacobs
John is a 2012, 2014 Five Star Wealth Manager and also a Certified Private Wealth Advisor® and portfolio manager for the Elliott Bay Group at Morgan Stanley. The group is a financial planning and investment advisory team focused on the long-term goals of high-net-worth families and individuals.
Thank you to my clients for the opportunity to work with you these many years on your investments and financial planning needs. We pledge to continue to work hard to retain your trust and confidence and to provide you with the highest level of service, ethics and competence.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – Considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Seattle magazine. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,649 Seattle wealth managers were considered for the award; 424 (17 percent of candidates) were named Five Star Wealth Managers.
My goal is to assist you in achieving financial independence through accumulating, growing, preserving, protecting, disbursing and bequeathing your wealth. After a thorough review of your assets and lifestyle, working together, we will craft a flexible strategic plan that is unique to your needs.
Miller Advisors11 Tenth Ave.Kirkland, WA 98033Office: 425-822-8122www.MillerAdvisors.com
Kathleen Miller
We help clients create a financial road map so they can pursue their passions with security and peace of mind. We offer fee-based, independent and personalized wealth management services for people who are interested in creating, preserving and protecting their wealth.
10950 NE State Hwy. 104, Kingston, WA 98346 2011 NW Myhre Rd.,Ste. 301 Silverdale, WA 98383 Office: [email protected]
Roger “Bim” Prince
Roger “Bim” Prince is a 1978 graduate of Seattle University honored as the “Seattle University Scholar Athlete of the Year” for his academic and athletic efforts. After 21 years in education he joined the financial services industry in 1999 and now works from his offices in Kingston, Wash.
As a financial planner with MetLife, John uses a client-centric approach to build lasting relationships and position himself as a lifetime resource for each and every client.
Some health insurance products o� ered by una� liated insurers through Enterprise General Insurance Agency, Inc. (EGA), 300 Davidson Avenue, Somerset, NJ 08873.
Metropolitan Life Insurance Company (MLIC), 1095 Avenue of the Americas, NY, NY 10036. Securities and investment advisory services o� ered by MetLife Securities, Inc.
(MSI), a broker-dealer (Member FINRA/SIPC) and a registered investment adviser. EGA, MLIC, and MSI are MetLife, Inc. companies. L0214362920[exp0215][WA].
1501 Fourth Ave., Ste. 2880Seattle, WA 98101Office: [email protected]
William “Bill” F. Serres
We strive to create a better quality of life for our clients by managing their financial affairs. This allows them to concentrate on other areas of their lives. We provide wealth management and comprehensive financial plans. We are fee-based.
CFP®, CPA
Perry L. Smith Consulting, LLC 800 Bellevue Way NE, Ste. 400 Bellevue, WA 98004Office: 425-462-2072Cell: 206-369-7266 [email protected]
Perry L. Smith
We take the time to understand you. With 30 years of knowledge and experience, we match client values with wealth strategies and establish fiduciary relationships.
Registered Representative, Securities o� ered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/
SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.
Cambridge and Perry L. Smith Consulting are not a� liated.
Wes Niblack joined First Command Financial Services as a financial advisor in May 2008. He is a 2006 graduate of Pacific Lutheran University He serves his clients by applying sound financial knowledge and advice to a lasting relationship. He is currently a member of the Fidelity Investments Advisory Council.
Lee has 25 years of experience specializing in helping people retire and has been a CFP® since 1995. He has received awards for his service to his clients, including being a member of the Million Dollar Roundtable, a premier service organization. He also has been an adjunct professor for the College for Financial Planning.
Securities o� ered through LPL Financial, Member FINRA/SIPC. Investment advice o� ered through Financial Advocates Investment Management, dba TRUEretirement,
a registered investment advisor and a separate entity from LPL Financial.
Five Star Accounting and Estate Planning Professionals2014 Seattle
How do you find an accounting or estate planning professional with experience, who has a good base of cl ients with high retention rates, and who has undergone a regulatory and complaint review? And when you find them, are they accepting new clients?
Seattle magazine and Five Star Professional partnered to find accounting and estate
planning professionals who satisfy 10 objective eligibility and evaluation criteria. Among many distinguishing attributes, the average one-year client retention rate for this year ’s award-winning certified public accountants is more than 97 percent . Meanwhile, our winning estate planning attorneys clock an average of 83 percent of their hours as billable.
The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group, representing less than 1 percent of the certified public accountants and 5 percent of the estate planning attorneys in the Seattle area.
Although this list is a useful tool for anyone looking for help with accounting or managing their estate, it should not be considered exhaustive. Undoubtedly, there are many excellent accounting and estate planning professionals who, for one reason or another, are not on this year’s list. Self-nominations for this award are not accepted. Seattle award candidates were identified using internal and external research data.
AWARDA Select
Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning Attorneys.OF AWARD WINNERS
Determination
Regulatory ReviewAs defined by Five Star Professional, the accounting or estate planning professional has not:
• Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine. • Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint process.• Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority. • Filed for personal bankruptcy.• Been convicted of a felony.
Five Star Professional conducts a regulatory review of each candidate. Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists.
• Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history, based upon the criteria listed above.• Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winner.• Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the
opportunity to submit complaints regarding a potential winner.
Eligibility Criteria – Required1. Credentialed, licensed attorney. 2. Actively employed as a credentialed professional in
the estate planning services industry for a minimum of five years.
3. Favorable regulatory and complaint history review. 4. A minimum of 50 percent of practice focus on estate
planning services. 5. Accepting new clients.
Evaluation Criteria – Considered 6. Number of transactions in last 12 months. 7. Number of client households served. 8. Industry and board certifications. 9. Education and professional designations. 10. Pro bono activities.
Estate Planning AttorneysEligibility Criteria – Required 1. Credentialed Certified Public Accountant (CPA).2. Actively employed as a credentialed professional in
the accounting services industry for a minimum of five years.
3. Favorable regulatory and complaint history review.4. Accepting new clients.5. Spend more than 50 percent of their time on taxation
or other accounting services.
Evaluation Criteria – Considered6. One-year client retention rate.7. Five-year client retention rate.8. Number of clients served.9. One-year billing realization rate.10. Educat ion and profess ional des ignat ions/
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified finanCial Planner™ and the federally registered CFP (with flame logo) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. The Chartered Financial Consultant credential [ChFC®] is a financial planning designation awarded by The American College.
Award winners listed by primary services and listed alphabetically by last name.
AccountingHouston Barclay ∙ Houston Barclay, CPA
Harley Broe ∙ Harley F. Broe, CPA
Rodney K. Fujita ∙ Bader Martin
Jane Hren ∙ Jane H. Hren
David LauRae ∙ David B. LauRae, CPA
Richard L. Miller, Jr. ∙ Nordberg Hammack Kolp & Cash
Research Disclosures• Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public
Accountants or Estate Planning Attorneys. Once awarded, accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products. • The Five Star award is not indicative of an accounting or estate planning professional’s future performance. • The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Seattle magazine. • Five Star Professional is not an advisory firm, and the content of this article should not be considered financial advice. For more information on the Five Star award, go to www.fivestarprofessional.com. • 141 award candidates in the Seattle area were considered for the Five Star Certified Public Accountant award. 17 (approximately 13 percent of the award candidates) were named 2014 Five Star Certified Public Accountants. • 919 award candidates in the Seattle area were considered for the Five Star Estate Planning Attorney award. 26 (approximately 3 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys. • The award methodology does not evaluate the quality of services provided.
Lasher Holzapfel Sperry & Ebberson, PLLC Estate Planning, Probate and Trust Practice Group
Left to right: Seated: Ron Braley; Darin Jensen; Lori Rath, Chair; 2014 winner George Holzapfel; A. Kyle JohnsonStanding: Thomas Keller; Shannon Sperry; Karl Weiss; Andrew Goodrich; Eugene Wong
• Estate planning for individuals and families of all levels of net worth• Strategies for estate and gift tax matters• Succession planning for closely held businesses (we currently represent more than 1,000)
Ben had it right … and at Lasher Holzapfel Sperry & Ebberson our Estate Planning, Probate and Trust Practice Group provides experienced representation to individuals, families and family businesses who are planning for and facing these inevitable events. From crafting estate plans that maximize family and
business legacies while minimizing taxes to helping clients navigate the complexities of probate and trust administration, we are dedicated to helping Washington residents and businesses prosper.
601 Union Street, Suite 2600 • Seattle, WA 98101-4000Office: 206-624-1230 • Fax: 206-340-2563
www.lasher.com
“Nothing is certain but death and taxes.” — Benjamin Franklin
Research Disclosures• Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public
Accountants or Estate Planning Attorneys. Once awarded, accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products. • The Five Star award is not indicative of an accounting or estate planning professional’s future performance. • The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Seattle magazine. • Five Star Professional is not an advisory firm, and the content of this article should not be considered financial advice. For more information on the Five Star award, go to www.fivestarprofessional.com. • 141 award candidates in the Seattle area were considered for the Five Star Certified Public Accountant award. 17 (approximately 13 percent of the award candidates) were named 2014 Five Star Certified Public Accountants. • 919 award candidates in the Seattle area were considered for the Five Star Estate Planning Attorney award. 26 (approximately 3 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys. • The award methodology does not evaluate the quality of services provided.
• Estate planning, probate and trust matters• Personalized planning and counsel• Long-term client relationships
Compassion • Integrity • Creativity
I have worked with individuals and families for nearly 30 years. I take seriously my commitment to serve you well. Our fi rm of nine attorneys can handle a wide array of legal matters for you.
Attorney-at-lawChartered Advisor in Philanthropy
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“Clients don’t care how much you know until they know how much you care.”— Five Star award winner