2014 Advertising Rate Sheet · 2014 Advertising Rate Sheet Members of the National Pawnbrokers Association (NPA) have purchasing power. NPA Industry Partners receive exclusive access

NationalPawnbrokers.org

2014 Advertising Rate SheetMembers of the National Pawnbrokers Association (NPA) have purchasing power.

NPA Industry Partners receive exclusive access to advertising opportunities that will showcase their products and services.

NPA Advertising Opportunities

National Pawnbroker Magazine —NEW options available …………………………………………………………… 2 NPA Insider Newsletter ……………………………………………………………… 4 NPA Website ………………………………………………………………………………… 4Monthly Email Blasts NEW ………………………………………………………… 5Labor Law Posters ………………………………………………………………………… 5FBL or Gift Day Donations …………………………………………………………… 5

RESERVE YOUR AD SPACE TODAY!

National Pawnbrokers Association Attn: Chris Pearcey

[email protected]

NATIONALPAWNBROKERS.ORG | NPA 2014 RATE SHEET | 1

95% of respondents said that the magazine was important to them

86% said that their employees read the magazine

80% of respondents said that they had used products advertised in the magazine

RESERVE YOUR AD SPACE TODAY!

National Pawnbrokers Association

[email protected]

National Pawnbroker magazine is published quarterly and is the official publication of the National Pawnbrokers Association.

National Pawnbroker Magazine

Official Publication of the National Pawnbrokers Association WINTER 2013

page 13Congressional

Committees to Watch

Pawn Expo 2013 Legislative Conference

Go to page 15And donate to the NPA PAC today. We need your support!

page 30page 40

Official Publication of the National Pawnbrokers Association SPRING 2013

Servicemembers Civil Relief Act

Notice of NPA Membership Meeting

Pawn Talk Live Radio Program

page 10

page 30

page 47

Register Now and

Save! See page 34

July 16-18, 2013The Cosmopolitan of Las Vegas

COMMUNITY RELATIONS

NPA Members Give BackMUSICAL INSTRUMENT GIFT DAY A SUCCESS!

ON MARCH 26TH IN JACKSON, MISSISSIPPI, THE VRXQGV�RI�GUXPV��KRUQV��DQG�JXLWDUV�ßOOHG�WKH�KDOOZD\V�RI�5RZDQ�0LGGOH�6FKRRO�DV�QHZ�PXVLFDO�LQVWUXPHQWV�ZHUH�SDVVHG�DURXQG�DQG�SOD\HG�LQ�WKH�EDQG�URRP��0HPEHUV�RI�WKH�1DWLRQDO�3DZQEURNHUV�$VVRFLDWLRQ�

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FOUR YEARS OF MUSIC1RZ�LQ�LWV�IRXUWK�\HDU��13$ÖV�0XVLFDO�,QVWUXPHQW�*LIW�'D\�SURYLGHV�SDZQEURNHUV�IURP�DURXQG�WKH�FRXQWU\�WKH�RSSRUWXQLW\�WR�PDNH�JHQHURXV�GRQDWLRQV�RI�PXVLFDO�LQVWUXPHQWV�WR�VFKRROV�DQG�RUJDQL]DWLRQV�LQ�QHHG��7KLV�\HDU��13$�SDUWQHUHG�ZLWK�0+2)��ZKR�UHFRPPHQGHG�5RZDQ�0LGGOH�6FKRRO�DV�D�UHFLSLHQW�LQ�QHHG�RI�QHZ�LQVWUXPHQWV��0DQ\�RI�WKH�LQVWUXPHQWV�WKDW�WKH�PLGGOH�VFKRRO�RZQV�DUH�ROG�DQG�LQ�QHHG�RI�UHSDLU��7KH�JHQHURXV�GRQRUV�LQFOXGHG��.HYLQ�0DFGRQDOG�ZLWK�

-DFNVRQÖV�RZQ�0RPHQWXP�3DZQ��6WHSKHQ�:��0LOOHU�UHSUHVHQWLQJ�'LOORQ�*DJH�,QF��RI�'DOODV��WKH�0LVVLVVLSSL�

3DZQEURNHUV�$VVRFLDWLRQ��6WHYH�5RJHUV��&KULVWRSKHU�0F&DUWK\��*UDFHO\Q�6WUDQJH��%HQ�/HYLQVRQ��6WHYH�)RJOHVRQJ��'DQD�DQG�-XHUJHQ�0HLQHFNH��3KLO�:HEE��'DQLHO�:DJQHU��$GDP�%RZHUV��DQG�%ULDQ�7KRPSVRQ�:LWK�WKHVH�QHZ�DQG�UHIXUELVKHG�LQVWUXPHQWV��5RZDQÖV�

EDQG�WHDFKHU��/\QLVH�/LWWOH��ZLOO�EH�DEOH�WR�HQVXUH�WKDW�PRUH�VWXGHQWV�ZLOO�EH�DEOH�WR�OHDUQ�D�QHZ�LQVWUXPHQW��HYHQ�LI�WKH\�DUH�XQDEOH�WR�EX\�RQH��Ø,W�PHDQV�WKDW�WKH\�ZLOO�EH�DEOH�WR�WUDLQ�\RXQJ�SHRSOH�WR�JR�RQ�WR�GR�JUHDW�WKLQJV�LQ�WKHLU�OLYHV�Ù�VDLG�6WDWH�5HSUHVHQWDWLYH�&UHGHOO�&DOKRXQ�$IWHU�VXFK�D�VXFFHVVIXO�GD\�DW�5RZDQ�0LGGOH�6FKRRO��

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GIFTDAY.ORG

A future star is born with support from the National Pawnbrokers Association Musical Instrument Gift Day!

Kevin Macdonald, Momentum Pawn, (right) presents NPA’s Gift Day contributions to Rowan Middle School students. He is joined by Jackson City Councilwoman Margaret Barrett Simon, State Representative Credell Calhoun, and Nick Fulton, USA Pawn.

40 | NATIONAL PAWNBROKERS ASSOCIATION | SPRING 2013

THE NPA GENERATES REVENUE IN MANY WAYS, AND one includes your mouse clicks.

Online advertising dollars are important to the NPA. When you explore the various websites and email blasts, you are helping the NPA continue to provide for the future of the industry.

The nationalpawnbrokers.org website has a strong pace of WUDIßF��ZLWK�RYHU��������YLVLWRUV��

Yes, each one of your clicks is counted, and each one gives our sponsors statistical evidence there is an engaged online community interested in the products and services they offer to the pawn industry.

The NPA staff knows you are inundated with email, magazines and other forms of communications. We’re working to consolidate member communications to avoid information overload. We will FRQWLQXH�WR�ßQG�QHZ�DQG�LQQRYDWLYH�ZD\V�WR�EURDGFDVW�LQGXVWU\�news and updates across the varied platforms that our members prefer to use.

You don’t have to wait for information to come to you! As a member of NPA, you have exclusive access to information in the members’ only section of our website.

Visit nationalpawnbrokers.org, click the Members Only button (top right), log in and start exploring.

National Pawnbroker magazine helps you reach the leaders in the pawn industry. "e magazine

and our readership more than doubles.

NPA 2014 RATE SHEET

Check Out Our New Advertising Opportunities For 2014

All ad rates for National Pawnbroker magazine are per issue.

Magazine Advertisements 1 x Rate 4 x Rate

Back CoverInside Front CoverInside Back CoverFull PageHalf PageQuarter Page

All ads are four-color.

NEW: Inserts

the polybag. Insert dimensions: 8” x 5.5.” Advertiser is responsible for printing

and the advertiser will be responsible for the cost of the placement.

NEW: Tip-on

Advertiser is responsible for printing and delivering the inserts to NPA’s printer

the cost of the placement.

NEW: WrapOne wrap is available for each issue. Advertiser is responsible for printing

and the advertiser will be responsible for the cost of the placement.

National Pawnbroker Magazine Advertising Options

Rates

National PawnbrokerAdvertisingDeadlinesFALL 2013 ISSUE

WINTER 2014 ISSUE

SPRING 2014 ISSUE

SUMMER 2014 ISSUE

FALL 2014 ISSUE

Tip-ons, inserts, and wraps must be delivered to NPA’s printer at least two (2) weeks prior to the approximate mail date. If materials are not received in time, the magazine will not be held, and the advertisers will be charged for the contracted space.

NPA 2014 RATE SHEET

NATIONALPAWNBROKERS.ORG | NPA 2014 RATE SHEET | 2

TYPE OF PRESSNational Pawnbroker magazine is a 4-color publication printed using the Specifications for Web Offset Printing (SWOP) standards. Advertisers are required to submit advertising insertions digitally.

TYPE OF FILES ACCEPTED AND SPECSSubmit press-quality PDFs of at least 300 dpi. Do not use down-sampling or graphics or printer’s marks (cut lines, bleed lines, registration symbols, etc.) Use embedded fonts (or convert to paths) and graphics and document bleed settings, set to 0.125” on all sides.

If submitting an InDesign file, package the file and send the entire package file folder. Native file(s) fully linked to all native and support files, including fonts, should be included in package. Also, include a PDF for proofing. Graphics should be spec’d for a 133-line screen at a minimum size of 300 dpi. Images need to be converted to CMYK prior to inclusion in PDFs or submissions.

FONTS All screen and printer fonts must be included in the file that is submitted. All fonts must be OpenType (preferred), PostScript Type 1 or PostScript Type 3 fonts—avoid Truetype fonts. Type can also be converted to paths prior to submission.

IMAGESImages must be SWOP (CMYK), TIFF or EPS format, not RGB. All RGB images will have to be converted and conversion charges will be billed to the advertiser. Images should be no less than 300 dpi. Do not nest EPS files in EPS files.

COLORS Colors must be spec’d in CMYK color space directly, or with a known conversion schema (Example: PMS). Colors are utilized on all pages, black and white rates are not available.

TRAPPING All trapping is the responsibility of the advertiser and must be included in the file.

INSERTS Paper stocks used for inserts are subject to the publisher’s approval. Samples/paper mock-ups must be submitted at least two (2) weeks prior to the material due date.

GENERALAll ads furnished should require no further typesetting, artwork or photo service, and must be the correct size. Perfect alignment of type or design across the gutter of two (2) facing pages cannot be guaranteed.

National Pawnbroker Magazine Artwork RequirementsIF SUBMITTED ARTWORK DOES NOT MEET THE SPECIFICATIONS BELOW, THE ADVERTISEMENT MAY BE PULLED AND THE ADVERTISER WILL STILL BE CHARGED FOR THE RESERVATION. INCORRECT OR DATED MATERIAL WILL NOT BE RUN.

Rates

2013 RATE CARD

Sizing

FULL PAGETRIM SIZE 8”w x 10.5”hBLEED SIZE 8.5” w x 11”hLIVE AREA 7.5”w x 10”h(.25” margins on all sides)Only full page ads may bleed. "e bleed dimensions include a .25” bleed on all sides.

HALF PAGE VERTICAL3.625”w x 9.5”hHALF PAGE HORIZONTAL7.375 ”w x 4.625”hQUARTER PAGE 3.625”w x 4.625”h

FULL PAGE

1/2 V

1/4

1/4 1/2 H

1/2 H

Non NPA Members: Add $700 per ad to the rates below. All ads are four-color 1 x Rate 4 x Rate

Back Cover $2976 $2294 Contact for availabilityInside Front Cover $2431 $2181 Contact for availabilityInside Back Cover $2362 $2124 Contact for availabilityFull Page $1990 $1785Half Page $1243 $1125Quarter Page $812 $754

TYPE OF PRESSNational Pawnbroker magazine is a 4-color publication printed using the Specifications for Web Offset Printing (SWOP) standards. Advertisers are required to submit advertising insertions digitally.

TYPE OF FILES ACCEPTED AND SPECSSubmit press-quality PDFs of at least 300 dpi. Do not use down-sampling or graphics or printer’s marks (cut lines, bleed lines, registration symbols, etc.) Use embedded fonts (or convert to paths) and graphics and document bleed settings, set to 0.125” on all sides.

If submitting an InDesign file, package the file and send the entire package file folder. Native file(s) fully linked to all native and support files, including fonts, should be included in package. Also, include a PDF for proofing. Graphics should be spec’d for a 133-line screen at a minimum size of 300 dpi. Images need to be converted to CMYK prior to inclusion in PDFs or submissions.

FONTS All screen and printer fonts must be included in the file that is submitted. All fonts must be OpenType (preferred), PostScript Type 1 or PostScript Type 3 fonts—avoid Truetype fonts. Type can also be converted to paths prior to submission.

IMAGESImages must be SWOP (CMYK), TIFF or EPS format, not RGB. All RGB images will have to be converted and conversion charges will be billed to the advertiser. Images should be no less than 300 dpi. Do not nest EPS files in EPS files.

COLORS Colors must be spec’d in CMYK color space directly, or with a known conversion schema (Example: PMS). Colors are utilized on all pages, black and white rates are not available.

TRAPPING All trapping is the responsibility of the advertiser and must be included in the file.

INSERTS Paper stocks used for inserts are subject to the publisher’s approval. Samples/paper mock-ups must be submitted at least two (2) weeks prior to the material due date.

GENERALAll ads furnished should require no further typesetting, artwork or photo service, and must be the correct size. Perfect alignment of type or design across the gutter of two (2) facing pages cannot be guaranteed.

National Pawnbroker Magazine Artwork RequirementsIF SUBMITTED ARTWORK DOES NOT MEET THE SPECIFICATIONS BELOW, THE ADVERTISEMENT MAY BE PULLED AND THE ADVERTISER WILL STILL BE CHARGED FOR THE RESERVATION. INCORRECT OR DATED MATERIAL WILL NOT BE RUN.

Rates

2013 RATE CARD

Sizing

FULL PAGETRIM SIZE 8”w x 10.5”hBLEED SIZE 8.5” w x 11”hLIVE AREA 7.5”w x 10”h(.25” margins on all sides)Only full page ads may bleed. "e bleed dimensions include a .25” bleed on all sides.

HALF PAGE VERTICAL3.625”w x 9.5”hHALF PAGE HORIZONTAL7.375 ”w x 4.625”hQUARTER PAGE 3.625”w x 4.625”h

FULL PAGE

1/2 V

1/4

1/4 1/2 H

1/2 H

Non NPA Members: Add $700 per ad to the rates below. All ads are four-color 1 x Rate 4 x Rate

Back Cover $2976 $2294 Contact for availabilityInside Front Cover $2431 $2181 Contact for availabilityInside Back Cover $2362 $2124 Contact for availabilityFull Page $1990 $1785Half Page $1243 $1125Quarter Page $812 $754

Sizing

Multiview

FULL PAGE

HALF PAGE VERTICAL

HALF PAGE HORIZONTAL

QUARTER PAGE

INSERT ½ page insert (inside polybag) 8” x 5.5”

INSERT ½ page tip-on (interior) 8” x 5.5”

WRAPContact NPA for exact specifications

two advertising vehicles.

NPA NewsBrief

Pawn Industry Marketplace

email [email protected]. MultiView representatives will contact you directly regarding their advertising opportunities.

National Pawnbroker Magazine Artwork Requirements

TYPE OF PRESSNational Pawnbroker

Advertisers are required to submit advertising digitally.

TYPE OF FILES ACCEPTED AND SPECS

dpi. Do not use down-sampling or graphics or -

convert to paths) and graphics and document

file and send the entire package file folder. Native file(s) fully linked to all native and sup-

-

FONTSAll screen and printer fonts must be included in the file that is submitted. All fonts must

prior to submission.

IMAGES

converted and conversion charges will be billed to the advertiser. Images should be no less

COLORS

pages.

TRAPPINGAll trapping is the responsibility of the adver-tiser and must be included in the file.

INSERTS/WRAPSAdvertisers are responsible for printing and delivering the inserts or wraps to NPA’s

approximate mail date. If the inserts are not

the advertiser will be responsible for the cost of the placement. GENERALAll ads furnished should require no further

must be the correct size. Perfect alignment of type or design across the gutter of two

and the advertiser will still be charged for the reservation. Incorrect or dated material will not run. All ads must use the correct NPA logo. Contact [email protected] for a current logo spec sheet.

NPA 2014 RATE SHEET

TYPE OF PRESSNational Pawnbroker magazine is a 4-color publication printed using the Specifications for Web Offset Printing (SWOP) standards. Advertisers are required to submit advertising insertions digitally.

TYPE OF FILES ACCEPTED AND SPECSSubmit press-quality PDFs of at least 300 dpi. Do not use down-sampling or graphics or printer’s marks (cut lines, bleed lines, registration symbols, etc.) Use embedded fonts (or convert to paths) and graphics and document bleed settings, set to 0.125” on all sides.

If submitting an InDesign file, package the file and send the entire package file folder. Native file(s) fully linked to all native and support files, including fonts, should be included in package. Also, include a PDF for proofing. Graphics should be spec’d for a 133-line screen at a minimum size of 300 dpi. Images need to be converted to CMYK prior to inclusion in PDFs or submissions.

FONTS All screen and printer fonts must be included in the file that is submitted. All fonts must be OpenType (preferred), PostScript Type 1 or PostScript Type 3 fonts—avoid Truetype fonts. Type can also be converted to paths prior to submission.

IMAGESImages must be SWOP (CMYK), TIFF or EPS format, not RGB. All RGB images will have to be converted and conversion charges will be billed to the advertiser. Images should be no less than 300 dpi. Do not nest EPS files in EPS files.

COLORS Colors must be spec’d in CMYK color space directly, or with a known conversion schema (Example: PMS). Colors are utilized on all pages, black and white rates are not available.

TRAPPING All trapping is the responsibility of the advertiser and must be included in the file.

INSERTS Paper stocks used for inserts are subject to the publisher’s approval. Samples/paper mock-ups must be submitted at least two (2) weeks prior to the material due date.

GENERALAll ads furnished should require no further typesetting, artwork or photo service, and must be the correct size. Perfect alignment of type or design across the gutter of two (2) facing pages cannot be guaranteed.

National Pawnbroker Magazine Artwork RequirementsIF SUBMITTED ARTWORK DOES NOT MEET THE SPECIFICATIONS BELOW, THE ADVERTISEMENT MAY BE PULLED AND THE ADVERTISER WILL STILL BE CHARGED FOR THE RESERVATION. INCORRECT OR DATED MATERIAL WILL NOT BE RUN.

Rates

2013 RATE CARD

Sizing

FULL PAGETRIM SIZE 8”w x 10.5”hBLEED SIZE 8.5” w x 11”hLIVE AREA 7.5”w x 10”h(.25” margins on all sides)Only full page ads may bleed. "e bleed dimensions include a .25” bleed on all sides.

HALF PAGE VERTICAL3.625”w x 9.5”hHALF PAGE HORIZONTAL7.375 ”w x 4.625”hQUARTER PAGE 3.625”w x 4.625”h

FULL PAGE

1/2 V

1/4

1/4 1/2 H

1/2 H

Non NPA Members: Add $700 per ad to the rates below. All ads are four-color 1 x Rate 4 x Rate

Back Cover $2976 $2294 Contact for availabilityInside Front Cover $2431 $2181 Contact for availabilityInside Back Cover $2362 $2124 Contact for availabilityFull Page $1990 $1785Half Page $1243 $1125Quarter Page $812 $754

NATIONALPAWNBROKERS.ORG | NPA 2014 RATE SHEET | 3

2014 NPA Website Advertising

HOME PAGE

NEW

CALENDAR OF EVENTS

INSIDE PAGE OF CHOICENEW

NO FLASH!

for statistics and art specifications.

2014 NPA Insider Newsletter Advertising

"e NPA Insider newsletter is emailed monthly to all members. "ree ad positions are available on the right side of the newsletter.

NO FLASH!

ALL NPA INSIDER

NPA InsiderNational Pawnbrokers Association Newsletter

NPA 2014 RATE SHEET

NATIONALPAWNBROKERS.ORG | NPA 2014 RATE SHEET | 4

Educational Email Blasts NEW

"e information for the email blast should provide educational information that will help pawn store owners and their staff improve their skills and business acumen.

"e contracting company is responsible for creating a graphic of a fully formatted

Support NPA Community Service Projects-

nities. Individuals and companies who contribute to these campaigns are recognized in National Pawnbroker magazine and other collateral material.

Future Business Leader Scholarship Fundprogram was established to provide scholarships to individual applicants who are planning to enroll or are enrolled in an accred-

NPA members or an individual sponsored by an NPA member. More information is available at NationalPawnbrokers.org

Musical Instrument Gift Day

fledgling music programs in desperate need of equipment. "e NPA invites our members to support this very important cause.

Labor Law Postersevery member.

them. "e posters are placed in staff break rooms or other common areas. "ey are

"is space is excellent for creating brand awareness through information employees will refer everyday.

NPA 2014 RATE SHEET

Industry Tips from NPA

TOP 5 SECURITY MISTAKES BY PAWNBROKERS

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1234

5

NATIONALPAWNBROKERS.ORG | NPA 2014 RATE SHEET | 5

2+,2������� ��������������

Race and ColorOhio law prohibits discrimination on the basis of race or color in hiring, promotion, tenure, discharge, pay, fringe benefits, job training, classification, referral, terms, conditions and privileges of employment, or any other matter directly or indirectly related to employment.In addition, any facially neutral employment policy or practice that results in a discriminatory impact on the basis of race or color is a prohibited form of discrimination unless such policy or practice is job-related and based upon business necessity.

National Origin and AncestryOhio law prohibits discrimination on the basis of national origin or ancestry in hiring, promotion, tenure, discharge, pay, fringe benefits, job training, classification, referral, terms, conditions and privileges of employment, or any other matter directly or indirectly related to employment.In addition, any policy or practice limiting or prohibiting the use of any language in the workplace is a prohibited form of discrimination unless such limitation or prohibition is job-related and based upon business necessity.

Military StatusOhio law prohibits discrimination on the basis of military status in hiring, promotion, tenure, discharge, pay, fringe benefits, job training, classification, referral, terms, conditions and privileges of employment, or any other matter directly or indirectly related to employment.In addition, employees who leave employment to perform military service, which includes the performance of duty, on a voluntary or involuntary basis, in a uniformed service, under competent authority, must be reemployed upon conclusion of such service.

HarassmentOhio law prohibits harassment in the workplace on any basis set forth herein, which includes the creation of a racially or sexually hostile work environment, verbally or physically abusive treatment, and requiring submission to sexual advances as a condition of employment, continued employment or promotion.In addition, all reasonable steps should be taken to prevent and promptly correct harassment in the workplace, which includes the establishment of a policy against harassment and a procedure for receiving, investigating and remedying complaints of workplace harassment.

Sex and PregnancyOhio law prohibits discrimination on the basis of sex or pregnancy in hiring, promotion, tenure, discharge, pay, fringe benefits, job training, classification, referral, terms, conditions and privileges of employment, or any other matter directly or indirectly related to employment.In addition, women affected by pregnancy, childbirth or related medical condition must be afforded leave for a reasonable period of time and may not be discharged under a policy providing insufficient or no leave.

DisabilityOhio law prohibits discrimination on the basis of disability in hiring, promotion, tenure, discharge, pay, fringe benefits, job training, classification, referral, terms, conditions and privileges of employment, or any other matter directly or indirectly related to employment.In addition, applicants and employees must be provided with a reasonable accommodation for their disabilities, except when the accommodation imposes anundue hardship.

AgeOhio law prohibits discrimination against persons 40 years of age or older on the basis of age in hiring, promotion, tenure, discharge, pay, fringe benefits, job training, classification, referral, terms, conditions and privileges of employment, or any other matter directly or indirectly related to employment.

ReligionOhio law prohibits discrimination on the basis of religion in hiring, promotion, tenure, discharge, pay, fringe benefits, job training, classification, referral, terms, conditions and privileges of employment, or any other matter directly or indirectly relatedto employment.In addition, applicants and employees must be provided with a reasonable accommodation for religious beliefs and practices, except when the accommodation imposes an undue hardship.

The Ohio Civil Rights Commission (OCRC) investigates complaints of discrimination and harassment in employment.

Complaints must be filed with the OCRC within six months of the last act of discriminationor harassment.

For assistance in filing a complaint, or for any otherinformation on the Civil Rights Act, please call

1-888-278-7101 or (614) 752-2391 (TTY), or visit ourwebsite at: www.crc.ohio.gov

RetaliationOhio law prohibits retaliation against any person because that person has opposed any unlawful discriminatory practice, or because that person has made a charge, testified, assisted or participated in any manner in any investigation, proceeding or hearing.

Know Your RightsKnow Your Rights

The Ohio Civil Rights Act protects applicants and employees of private employers, state, county and local governments, educational institutions, labor organizations, employment agencies and personnel placement services from unlawful discriminatory employment practices.

ENFORCEMENT

Publication Date 01-2011 Cost: $0.1942

EQUAL EMPLOYMENT OPPORTUNITY IS THE LAW

Fair EmploymentTHIS EMPLOYER PROVIDES UNEMPLOYMENTCOMPENSATION COVERAGE FOR EMPLOYEES

Apply by phone at 1-877-644-6562 (OHIOJOB) or online athttp://unemployment.ohio.gov

John KasichGovernor

Michael B. ColbertDirectorJFS 55341 (Rev. 04/2011)

NOTICETO

EMPLOYEES

Unemployment Insurance

APPLY FOR WORK AT YOUR NEAREST ONE-STOPEMPLOYMENT AND TRAINING CENTER

Be prepared to provide the following information when applying:

dates of birth of all dependent children

me and address of all other employers for whom work was performe ng the past 18 months

Ohio Public Employment Risk Reduction Program

Safety and HealthProtection on the Job

s The Law!The Public Employment Risk Reduction Act ensures safe and healthy workingconditions for Ohio’s public employees.

.

For More Information Contact:

Ohio Public Employment Risk Reduction Program

Under provisions of Rule 4167-4-01 of the Ohio Administrative Code, public employers must post this notice (or facsimile) in a conspicuous place where they customarily post such notices to their employees. Minimum reproduction size of this poster is8 ½ x 14 inches. Alternatively, employers can give a copy of this notice to each employee at the time of hiring and at least annually thereafter.

Public employers shall provide a place of employment free from recognized hazards and be in compliance with the Public Employment Risk Reduction Program (PERRP) occupational safety and health standards, rules and regulations.

Public employees shall comply with the PERRP occupational safety and health standards, rules and regulations.

Complaints � Any public employee or employee representative has the right to file a complaint with PERRP via fax or letter that describes unsafe or unhealthy conditions in his/her workplace. Names of public employees filing complaints will be kept confidential.

Access to Records � Employees have the right to copies of their medical records, and records of their exposures to toxic and harmful substances or conditions.

Discrimination � Employers cannot discharge or otherwise discriminate against employees in any manner for filing a complaint or instituting any provision of the Act Employees or their representatives may file discrimination complaints with the State Personnel Board of Review within 60 days of the discriminatory act.

Citations � If the investigation verifies a violation, PERRP will issue a citation. The public employer must then prominently post this citation in a conspicuous place where they customarily post such notices to their employees.

Enforcement � PERRP investigates job sites for unsafe and unhealthy conditions and practices at the request of a public employee, public employee representative or public employer. � It issues citations requiring public employers to correct safety and health violations. � A PERRP investigator may privately question a representative sample of employees and management about safety and health conditions in the workplace.

Recordkeeping � Public employers are required to maintain a PERRP 300P Log of injuries and illnesses. � Public employers are required to submit a PERRP 300AP Summary of Work-Related Injuries and Illnesses to PERRP by Feb. 1 for the previous calendar year. � Public employers must keep separate records for each establishment. On Feb. 1 of each year, the employer must post the PERRP 300AP at each establishment through April 30.

Public Employment Risk Reduction Program (PERRP)13430 Yarmouth DrivePickerington, Ohio 43147Phone: 800-671-6858

Hearing Impaired: TTY/TDD 1-800-750-0750Fax: 614-644-3133Ohiobwc.com

Refusal to Work � A public employee acting in good faith has the right to refuse to work under conditions he or she reasonably believes present an imminent danger of death or serious harm. This applies if the condition does not normally exist or is not reasonably expected to occur during the course of the employee’s regular duties. A public employee who refuses to work under such conditions must follow these steps.

There is, however, no right under the PERRP Act for an employee to refuse to work, unless the danger is one that a reasonable person under the circumstances would conclude an imminent danger exists.

Reporting Fatalities/Multiple Hospitalizations � A public employer must contact PERRP within eight hours of:

No person 16 or 17 who is required to attend school shall be employed:1. Before 7 a.m. on any day that school is in session or 6 a.m. if the person was not employed after 8 p.m. the previous night

Minor Labor Laws

www.com.ohio.gov/

OHIO DEPARTMENT OF COMMERCEDIVISION OF INDUSTRIAL COMPLIANCE & LABOR

JOHN KASICHGovernor

STATE OF OHIO

MINOR LABOR LAWSDAVID GOODMAN

Director

OHIO REVISED CODE CHAPTER 4109*"MINOR" MEANS ANY PERSON LESS THAN 18 YEARS OF AGEWORKING PERMITS: Every minor 14 through 17 years of age must have a working permit unless otherwise stated in Chapter 4109. WAGE AGREEMENT: No employer shall give employment to a minor without agreeing with him/her as to the wages or compensation he/she shall receive for each day, week, month, year or per piece for work performed.REST PERIOD: No employer shall employ a minor more than 5 consecutive hours without a rest period of at least 30 minutes.LIST OF MINORS EMPLOYED: Employer shall keep a list of minors employed at each establishment and a list must be posted in a conspicuous place to which all minor employeeshave access.TIME RECORDS: Every employer shall keep a time book or other written record showing actual starting and stopping time of each work and rest period. These records must be kept for two (2) years.

*For Exceptions to Coverage See Chapter 4109.06This is a summary of ORC 4109. This summary does not include all of the

requirements for minor labor laws. Persons should refer to 4109 for specificrequirements applicable to them. This information can be accessed through

the Ohio Department of Commerce Web site at www.com.state.oh.us.

RESTRICTIONS ON WORKING HOURS FOR MINORS 14 and 15 YEARS OF AGENo person under 16 shall be employed:1. During school hours except where specifically permitted by Chapter 41092. Before 7 a.m. or after 9 p.m. from June 1 to September 1 or during any school holiday of 5

3. For more than 3 hours a day in any school day4. For more than 18 hours in any school week5. For more than 8 hours in any day when school is not in session 6. For more than 40 hours in any week that school is not in session nor during school hours, unless employment is incidental to bona fide programs of vocational cooperative training, work-study, or other work-oriented programs with the purpose of educating students, and the program meets standards established by the state board of education.

st

RESTRICTIONS ON WORKING HOURS FOR MINORS 16 and 17 YEARS OF AGE

RESTRICTIONS ON WORKING HOURS FOR MINORS 16 and 17 YEARS OF AGE (Continued).

PROHIBITED OCCUPATIONS FOR MINORS UNDER 16 YEARS OF AGE

2. Work in freezers and meat coolers and all preparation of meats for sale (except wrapping, sealing, labeling, weighing, pricing and stocking)

5. Outside window washing from window sills or scaffolding and/or ladders

grinders, food choppers, cutters, bakery type mixers7. Loading or unloading goods to and from trucks8. All warehouse work except office and clerical9. Work in connection with cars and trucks involving the use of pits, racks or lifting apparatus or involving the inflation of any tire mounted on a rim equipped with a removable retaining ring.

PROHIBITED OCCUPATIONS FOR MINORS 14 through 17 YEARS OF AGE1. Occupations involving slaughtering, meat-packing, processing or rendering2. Power-driven bakery machines3. Occupations involved in the manufacture of brick, tile and kindred products4. Occupations involved in the manufacture of chemicals5. Manufacturing or storage occupations involving explosives6. Occupations involving exposure to radioactive substances and to ionizing radiations7. Power-driven paper products machines8. Power-driven metal forming, punching and shearing machines9. Occupations involved in the operation of power-driven circular saws, band saws and guillotine shears

10. Power-driven woodworking machines11. Coal mines12. Occupations in connection with mining, other than coal13. Logging and sawmilling14. Motor vehicle occupations15. Maritime and longshoreman occupations16. Railroads17. Excavation operations18. Power-driven and hoisting apparatus19. Roofing operations20. Wrecking, demolition, and shipbreaking.

MINORS UNDER 16 YEARS OF AGE MAY NOT ENGAGE INDOOR-TO-DOOREMPLOYMENT UNLESSThe for-profit employer is REGISTERED with the Ohio Department of Commerce.DOOR-TO-DOOR SALES EMPLOYERS SHALL:1. Be in compliance with all applicable Ohio and Federal laws relating to the employment of minors2. Provide at least one supervisor who is over the age of eighteen, for each six minor employees3. Have been and be in compliance with Ohio's Motor Vehicle Financial Responsibility, Workers' Compensation, Unemployment Compensation, and all other applicable laws4. Require all minors to work at least in pairs5. Not employ any minor who does not have an appropriate Age and Schooling Certificate6. Provide each minor employee with a photo identification card7. Not employ any minor in any door-to-door sales activity during school hours except where specifically permitted8. Not employ minors under 16 in door-to-door sales activity before 7 a.m. or after 7 p.m.9. Not employ minors 16 and 17 years of age in door-to-door sales activity before 7 a.m. or after 8 p.m.

POST IN A CONSPICUOUS PLACEFor further information about Minor Labor issues, please contact: The Ohio

Department of Commerce, Division of Industrial Compliance & Labor, 6606 Tussing Road, Reynoldsburg, OH 43068 phone: (614) 644-2239. TTY/TDD: 1-800-750-0750. An Equal

Opportunity Employer and Service Provider (REV. 1/14/11)

2. After 11 p.m. on any night preceding a day that school is in session.

1-800-644-6292or online at

Attention Employer:

Poster for the State of Ohio is

To obtain an application for

Workers’ CompensationNo Smoking

NO SMOKING

in accordance with Chapter3794 of the Ohio Revised Code.

To report violations call

1-866-559-OHIO(6446)

To report fraud,visit ohiobwc.com

or call1-800-OHIOBWC

To help fight workers’ compensation fraud,BWC’s special investigations department asks you to report individuals you suspect are working while receiving benefits.

Workers’ Compensation Fraud

see it, report it, STOP IT!Workers’ compensation fraud

more than thirty dollars ($30.00) per month in tips from patrons or others

NON-TIPPED EMPLOYEES A Minimum Wage of $7.70 per hour

TIPPED EMPLOYEES A Minimum Wage of $7.70 per hour

Below is a partial summary of the requirements and exemptions for minimum and overtime wages. Persons should refer to Ohio Revised Code Chapter 4111 and the federal Fair Labor Standards Act of 1938, as amended, for specific requirements applicable to them. For further information about minimum wage issues, please contact: The Ohio Department of Commerce, Division of Industrial Compliance & Labor, 6606 Tussing Road, Reynoldsburg, Ohio 43068. Phone: (614) 644-2239. TTY/TDD: 1-800-750-0750.

INDIVIDUALS EXEMPT FROM MINIMUM WAGE

2. Any individual employed as a baby-sitter in the employer’s home, or a live-in companion to a sick, convalescing, or elderly person whose principal duties do not include

3. Any individual employed as an outside salesman compensated by commissions or in a bona fide executive, administrative, or professional capacity, or computer professionals.

4. Any individual who volunteers to perform services for a public agency which is a State, a political subdivision of a State, or an interstate government agency, if (i) the individual receives no compensation or is paid expenses, reasonable benefits, or a nominal fee to perform the services for which the individual

(ii) such services are not the same type of services which the individual is employed to perform for such public agency.

5. Any individual who works or provides personal services of a charitable nature in a hospital or health institution for which

6. Any individual in the employ of a camp or recreational area for children under eighteen years of age and owned and operated by a non-profit organization or group of organizations.

7. Employees of a solely family owned and operated business who are family members of an owner.

OVERTIME 1. An employer shall pay an employee for overtime at a wage rate of one and one-half times the employee’s wage rate for hours in excess of forty hours in one work week, except for employers grossing less than $150,000 per year.

2. Hospitals and Nursing Homes are permitted time and one-half in excess of eighty hours in a two week period and also in excess of eight hours a day.

PERMANENT RECORDS TO BE KEPT BY THE EMPLOYER 1. Each employer shall keep permanent records for at least three years, available for copying and inspection by the Director of the Ohio Department of Commerce, showing the following information concerning each employee:

A. Name B. Address C. Occupation D. Rate of Pay E. Amount paid each pay period F. Hours worked each day and each work week

2. The records may be opened for inspection or copying at any reasonable time and no employer shall hinder or delay the Director of the Ohio Department of Commerce in the performance of these duties.

HANDICAPPED RATETo prevent the curtailment of opportunities for employment and avoid undue hardship to individuals whose earning capacity is affected or impaired by physical or mental deficiencies or injuries, a sub-minimum wage may be paid, as provided in the rules and regulations set forth by the Director of the Ohio Departmentof Commerce.

month in tips from patrons or others. The tips are proven if indicated by the employee’s declaration for the purposes of the federal insurance contribution act. Including when tips are added to the employee’s wage, his/her hourly pay cannot be less than the regular minimum wage of $7.70 prescribed by law.

JOHN KASICHGovernor

DAVID GOODMANDirector

An Equal Opportunity Employer and Service Provider (Rev. 09/29/11)

POST IN A CONSPICUOUS PLACE

STATE OF OHIO

2012 MINIMUM WAGE

www.com.ohio.gov

Ohio Minimum Wage

OH-ST Rev. 10/07/11 Copyright © 2012 ELITE BUSINESS VENTURES, INC.

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NPA 2014 RATE SHEET

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All advertising is subject to NPA’s approval. NPA reserves the right to edit or refuse advertising that is determined unsuitable.NPA reserves the right to add the word ”Advertisement” to ad-vertising that resembles editorial matter.Publication of an advertisement does not constitute endorse-

guarantee the accuracy of information given.5.

without notice.NPA will not be bound by any conditions appearing on insertion orders submitted by or on behalf of the advertiser when such a condition conflicts with any provision contained in NPA’s rate sheet or with NPA policies.Verbal space reservations are not considered by NPA as orders binding upon it in any way until a signed insertion order is received at the NPA office.

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Orders will be accepted at rates prevailing at closing date of the issue in which advertisement will appear. Orders containing

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General Advertising Policies

NATIONALPAWNBROKERS.ORG | NPA 2014 RATE SHEET | 6

ADVERTISING POLICIES AND CONTRACT PROVISIONSNo part of this publication may be reproduced without the written

magazine is prohibited. All rights reserved.All advertisers must send a proof of their ad for approval before the

material due date. Advertisements appearing in National Pawnbroker must be truthful and forthright and must represent responsible firms

-tions contracted for and used in consecutive issues.

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injurious to the rights of any other person. "e advertiser is responsible for obtaining all necessary consents prior to submission to publisher.

expenses (including legal fees) and losses resulting from the publication

Advertising orders specifying pages or directing insertion of adver-tisements in position with the proviso “or omit” will not be accepted. Any provision in an ad order specifying or barring the use of any page

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the space occupied by the error. Advertiser must notify the publisher of the error in time to enable the publisher to make the correction

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be liable for consequential damages of any kind.

Advertiser’s signature on the Advertising Insertion Order shows rec-ognition and agreement with the aforementioned. A signed advertis-ing insertion order is a contract between the advertiser and publisher to be fulfilled barring any issues mentioned above.