10 years Old, Fast Growing, Debt Free, Technology Driven Company based in Atlanta, GA Mission: Personal Financial Success Personal Financial Success is.

THE PERSONAL FINANCIAL SUCCESS

COMPANY

• 10 years Old, Fast Growing, Debt Free, Technology Driven Company based in Atlanta, GA

• Mission: Personal Financial Success

• Personal Financial Success is simply having enough cash flow to support your lifestyle during your working years as well as your retirement years

Company and Mission

Personal Financial Success• Income from your working years comes from

your job or your business; Income from your retirement years comes from your assets and investments

• If you desire $50,000 annually during retirement…you will need at least $500,000 in your retirement fund

• That’s at least 10 times the amount of desired income Income producing asset ROI 8-10%

Four Major Obstacles

• Limited income and inflation

• Taxes

• High Debt

• Lack of financial strategies

Obstacle: Limited Income and Inflation

• Silent income killers• Battle of the buck

• $15,000 in 1974 has the

same buying power as

$70,000 does today

Sales Tax 7%

Property Tax 3%

State Income Tax 7%

Social security Tax 7%

Federal Income Tax 28%

Obstacle: High Taxes

Americans spend much of their adult lives paying taxes in various forms. We should end this practice of paying a tax that is triggered on by debt. (Jennifer Dunn)

Obstacle: Debt & Lack of Financial Strategies

Lack of financial strategies

Are you in the Rat Race?

Many People Lose Thousands of Dollars Annually Paying

Interest on Debt

Our Solution

Personal Financial Success System

3 Smart Cash Flow Strategies

• Minimize Taxes (Instant Pay Raise)• Generate Business Income

• Asset Accumulation

Minimize Taxes Strategy

• 80% of all employees have too much money withheld from their paycheck

• Americans lose about 1/3 of their income to taxes. Solution:

• Exemptions are claimed on your Form 1040 Tax Return. You are allowed one exemption for yourself, one for your spouse, and one for each qualifying dependent

• Allowances are claimed on your Form W4. The purpose of Form W-4 is to assist your employer with estimating the appropriate amount to withhold from your paycheck

Exemptions vs Withholding Allowances

Exemptions vs Withholding Allowances

For Educational and Illustrative Purposes only

For Educational and Illustrative Purposes only

Pumping Up Your Take-Home Pay

This table shows APPROXIMATELY, how much a family earning $70,000/year, filing MFJ, with 3 children claiming

ZERO allowances on their Form W-4 will give to the GOVERNMENT…interest free

For Educational and Illustrative Purposes only

W4 with 0 allowances

= $694/month

=$8,328 Per Year

Example based on a married couple filing jointly with three children

COUPLE # 1 COUPLE # 2 COUPLE # 3

Primary Job $70,000 Primary Job $70,000 Primary Job $70,000*1040 Deductions -$32,600 Part-Time Job $12,000 Part-Time Business $12,000

Total Income $82,000 Total Income $82,000 *Total 1040 Deductions -$32,600 *Total 1040 Deductions -$32,600

$49,400

Total Business Deductions -$25,000TAXABLE INCOME $37,400 TAXABLE INCOME $49,400 TAXABLE INCOME $24,400

*Total 1040 Deductions include a Standard Deduction of $12,600 + $20,000 ($4,000 x 5 exemption) $32,600. These numbers change annually.

ADDITIONAL DEDUCTIONS FROM HOME-BASED BUSINESS

Car/Truck $5,475 Wages $4,700 Business Gifts $25Communication $1,500 Medical Reimbursement $750 General Business Expenses $1,000

Meals $2,000 Travel $2,050 Auto Interest $500Entertainment $1,500 Depreciation $1,000 Tax Deductible Investments $4,500

Business Tax Deduction Advantage

W-2 Employees vs Home-Based Business Owners

For Educational and Illustrative Purposes only

Annual Mortgage $1,775($21,300) – (Interest ($14,000) / Taxes ($2,500) = $16,500 Tithes = $2,000

Business Income $12,000 Charity = $499 - Business Expenses $25,000 = $18,999 = ($13,000)

Pumping Up Your Take-Home Pay

This table shows APPROXIMATELY, how much a family earning $70,000/year, filing MFJ, with 3 children paychecks

will INCREASE with each extra allowance they claim on their Form W4.

For Educational and Illustrative Purposes only

Old W4 (0 allowances ) = $694New W4 (16 allowances) = $800

$50 x 16 allowance = $800/ Month

Pay Increase of $9,600 Per Year

$500 per month x 12 = $6,000 Savings per year

Instant Pay Raise From Employer

Minimize Taxes Strategy

• IRS urges employees to maximize their Take Home Pay and use it for Investment or Debt Elimination

Minimize Taxes Strategy

Minimize Taxes Strategy

• IRS requires business owners to maintain good records

• Work smarter NOT harder

• Our Online Record Keeping

Software

• Computer

• Tablet

• Smartphone

• Receipt Capture

• Enter Income and Expenses

Build Wealth via Cash Flow Manager!

Business CashFlow Manager: John Sample

Debt Elimination

Business Income Strategy

• Our Business Income Strategy is essential because millions of people want more income and simply cannot get a significant pay raise on their job.

• myEcon provides all Associates with a World Class Business System, which includes…

Personalized Website

OVER ONE MILLION PRODUCTS AVAILABLE

Start earning Income Online instantly?

World Class Compensation Plan

Unlimited Income

As an Marketing Director:

• Earn $25 each on the first 2 Marketing Director (MD) you personally enroll. Automatically promoted to Executive Vice President (EVP)

As an Executive Vice President:

• Earn $50 each on each Marketing Director (MD) you personally enroll in your base shop and $25 to infinity for those you don’t

Earn an additional $1,000 bonus each time you

enroll 7 new Marketing Directors enroll in your Base Shop (must meet $5.00 CV requirement)

$50 $50 $50 $50 $50 $50 $50

$350 + $1,000 = $1,350

= $350

Unlimited Base Shop Bonus

Get Started Today

• Passive Income Producing Assets (401K,

stocks, bonds, annuities, real estate etc)

• Financial Stability

• Greater Lifestyle Choices

• Financial Freedom

• Retirement Freedom

• Cash-Asset-Cash Concept

Asset Accumulation Strategy

What Makes Us Different?

SALES VS STRATEGY

Training & Support: Offline Marketing

Conference Calls

Training & Support: Offline Marketing

Strategy Session DVD’s

Webinars & Internet

Marketing Systems

www.bcttaxcenter.com

cntfinancial.com

Are You Ready to Get An Instant Pay Raise?

RECRUIT AND GROW RICH!