5 10 th BIPARTITE SETTLEMENT ANOTHER GLORIOUS CHAPTER ADDED IN THE JOURNEY OF AIBEA …….. to highlight the Highlights …….. ✦ Bilateralism and bipartism continued yet again. ✦ Given the policy of this present BJP-NDA Government in relation to wage increase, ours is the first major all India sector to secure wage revision. It is a positive breakthrough for the trade unions in general. ✦ Our Settlement would immediately benefit the employees in the entire financial sector like LIC, GIC, RBI, Nabard, etc. ✦ The benefit would also flow to our RRBs and Co-op. Banks. ✦ Improving growth and productivity through wage cost saving is one of the planks of the Government’s policy to help the employers to suppress and depress wage cost. Breaking this approach, by this Settlement, there will be wage increase of Rs. 4725 crores per year. ✦ Increase in working hours is one of the key labour reforms this NDA Government is proposing to do at the behest of the industrialists and investors. We have secured lesser working hours and two Saturdays as holidays. It is another important breakthrough. ✦ Khandelwal Committee recommended bankwise wage revision. We could continue with the industry-level wage settlement. ✦ Khandelwal Committee recommended wage related to efficiency and productivity. IBA proposed fixed pay and variable pay concept. 14 th Finance Commission has also recommended the same. But we could continue the old pattern of uniform pay scales and wages for all. ✦ A total of 43 Banks ( 25 Public Sector Banks, 11 Private Banks and 7 foreign banks) covered by this Settlement ✦ About 6 lacs workmen employees covered by this Settlement. ✦ It is a Settlement under the Industrial Disputes Act and hence legally binding on Government and Banks. AIBEA
59
Embed
10 BIPARTITE SETTLEMENT ANOTHER GLORIOUS CHAPTER ADDED … Bipartite.pdf · 10th BIPARTITE SETTLEMENT ANOTHER GLORIOUS CHAPTER ADDED ... ours is the first major all India sector to
This document is posted to help you gain knowledge. Please leave a comment to let me know what you think about it! Share it to your friends and learn new things together.
Transcript
5
10th BIPARTITE SETTLEMENT
ANOTHER GLORIOUS CHAPTER ADDED IN THE JOURNEY OF AIBEA
…….. to highlight the Highlights ……..
F Bilateralism and bipartism continued yet again.
F Given the policy of this present BJP-NDA Government in relation to wage
increase, ours is the first major all India sector to secure wage revision. It is a
positive breakthrough for the trade unions in general.
F Our Settlement would immediately benefit the employees in the entire financial
sector like LIC, GIC, RBI, Nabard, etc.
F The benefit would also flow to our RRBs and Co-op. Banks.
F Improving growth and productivity through wage cost saving is one of the
planks of the Government’s policy to help the employers to suppress and
depress wage cost. Breaking this approach, by this Settlement, there will be
wage increase of Rs. 4725 crores per year.
F Increase in working hours is one of the key labour reforms this NDA Government
is proposing to do at the behest of the industrialists and investors. We have
secured lesser working hours and two Saturdays as holidays. It is another
important breakthrough.
F Khandelwal Committee recommended bankwise wage revision. We could
continue with the industry-level wage settlement.
F Khandelwal Committee recommended wage related to efficiency and
productivity. IBA proposed fixed pay and variable pay concept. 14th Finance
Commission has also recommended the same. But we could continue the
old pattern of uniform pay scales and wages for all.
F A total of 43 Banks ( 25 Public Sector Banks, 11 Private Banks and 7 foreign
banks) covered by this Settlement
F About 6 lacs workmen employees covered by this Settlement.
F It is a Settlement under the Industrial Disputes Act and hence legally binding
on Government and Banks.
AIBEA
6
F New Pay Scales linked to Index Point 4440 is an important achievement. We
are the first sector in the entire country to achieve pay scales linked to this
higher index.
F Merger of DA upto 4440 points i.e. 401 slabs is the highest so far as compared
to all previous settlements. Increase in Basic pay is accordingly higher (
around 62% increase in Basic pay) .
F Retrospective effect from 1-11-2012 is another important achievement
F Rs. 4725 cr. Increase in Payslip cost is substantially higher compared to Rs.
2980 cr. of 9th BPS.
F Annual Average per capita increase is much higher compared to previous
settlements.
F Shifting to Payslip basis is a new and positive feature.
F Substaff Pay Scales enhanced to Rs. 9560 - Rs. 23,785.
F Clerical Pay Scales enhanced to Rs. 11,765 - Rs. 42,020.
F Starting salary of a Graduate Clerk in Metro centre is Rs. 20,570
F Starting salary of a Substaff in Metro centre is Rs. 15,150
F Gross Salary of a senior Special Assistant (Graduate/CAIIB) in the clerical
cadre for the month of May, 2015 in Metro centres would be Rs. 72,450.
F Gross Salary of a senior Daftary in Substaff cadre for the month of May, 2015
in Metro centres would be Rs. 38,700 and for a senior Driver, Rs. 42,000.
F Superannuation cost/pension cost will be outside the load of Rs. 4725 crores.
F Impressive improvement in Hospitalisation Reimbursement scheme with full
reimbursement for employee and family and even after retirement
F Special Feature: All existing retirees are covered by this scheme.
F This cost of hospitalisation expenses reimbursement is also over and above
the agreed increase of Rs. 4725 crores.
F 2nd and 4th Saturday holiday is an new improvement.
AIBEA
7
F To off-set the restriction on loading into Basic pay, a new Special Allowance
with DA has been introduced.
F One more stagnation increment has been achieved and periodicity for 5th to
6th stagnation increment (for clerks) reduced to 2 years.
F This benefits nearly 40,000 senior employees who would become eligible for
one more stagnation increment before their retirement during this Settlement
period i.e. before 31-10-2017.
F Quantum of HRA stands enhanced substantially. Further, HRA at rural and
semi urban places with less than 5 lacs population brought at par with places
upto 12 lacs. 1,50,000 employees working in these areas and branches would
be benefited by this.
F For Part time employees, their actual service would be reckoned for pension
calculation instead of pro-rata service.
F Special Pay, PQP, FPP revised at 4440 points
F Other Allowances improved.
F Improvement in Family Definition
F Encashment of LFC upto 100% has been obtained.
F Leave benefits improved.
F Various service conditions improvement to benefit the employees.
F Managements’ conditionalities not agreed upon.AIBEA
8
OUR THANKS TO:
ððððð We are thankful to the lakhs and lakhs of bank employees under the banner of
AIBEA for their unity, militancy, understanding, preparedness, patience, faith,
conviction, commitment, loyalty as well as their abiding confidence on the
leadership.
ððððð We are thankful to all our units – State Federations of AIBEA, All India Bankwise
Organisations, our base units in the Banks and all our District and local co-
ordination Committees for effectively implementing all our struggles during
the period whenever any call was given.
ððððð We are thankful to the leaders of all our units at all levels for spearheading and
leading the struggles at all centres and in every Bank.
ððððð We are thankful to the entire bank employees and officers for their exemplary
and admirable unity under UFBU.
ððððð We are thankful to all the Central Trade Unions who have supported our
struggles and extended their solidarity on all occasions when we went on
strike actions during this period.
ððððð We are thankful to Com. D. Raja, Member of Parliament, CPI for his
spontaneous help in arranging meetings with the Finance Minister at short
notice particularly on 19th February, 2015 which paved the way for conveying
our demands and viewpoints to the Government directly.
ððððð We are thankful to Com. Gurudas Dasgupta, General Secretary, All India
Trade Union Congress for his matured guidance and advices to us at crucial
moments during the course of negotiations and struggle.
AIBEA
9
Golden words are not repeated
but
nevertheless always remembered
“ Even though togetherness, united approach and unity
strengthened the bargaining capacity of the workmen,
the different perception of the organisations, pulls and
pressures, anger and intolerance, rigidity in approaches,
character assassination of AIBEA and its leaders,
walkouts and romanticism by some organisations, if
avoided, could have increased our bargaining capacity.
As initiators of United Forum, we exhibited patience,
tolerance and utmost caution in dealing with different
critical situations. These avoidable strains could be an
eye-opener in our onward journey.”
Com. Tarakeswar Chakraborti, General Secretary, AIBEA
in his Report to our 24th Conference held in Mumbai on
30-12-2000 after the 7th Bipartite Settlement.
He not only had a mission, but also a vision
AIBEA
10
TECHNICAL DETAILS
a) The Settlement was signed on 25th may, 2015 between Indian Banks’ Association
and AIBEA, NCBE, BEFI, NOBW, INBEF.
b) The Settlement has been signed under Section 2(p) and Section 18 (1) of the
Industrial Disputes Act.
c) 43 Banks ( 25 PSBs, 11 Private Banks and 7 Foreign Banks ) are covered by the
Settlement as under:
1. Allahabad Bank
2. Andhra Bank
3. Bank of Baroda
4. Bank of India
5. Bank of Maharashtra
6. Canara Bank
7. Central Bank of India
8. Corporation Bank
9. Dena Bank
10. Indian Bank
11. Indian Overseas Bank
12. Oriental Bank of Commerce
13. Punjab & Sind Bank
14. Punjab National Bank
15. Syndicate Bank
16. UCO Bank
17. Union Bank of India
18. United Bank of India
AIBEA
11
19. Vijaya Bank
20. State Bank of India
21. State Bank of Bikaner & Jaipur
22. State Bank of Hyderabad
23. State Bank of Mysore
24. State Bank of Patiala
25. State Bank of Travancore
26. The Catholic Syrian Bank Ltd.
27. The Dhanalakshmi Bank Ltd.
28. The Federal Bank Ltd.
29. ING Vysya Bank Ltd. (now Kotak Mahindra Bank Ltd.)
30. The Jammu & Kashmir Bank Ltd.
31. The Karnataka Bank Ltd.
32. The Karur Vysya Bank Ltd.
33. The Lakshmi Vilas Bank Ltd.
34. The Nainital Bank Ltd.
35. Ratnakar Bank Ltd.
36. The South Indian Bank Ltd.
37. The Bank of Tokyo-Mitsubishi UFJ, Ltd.
38. BNP Paribas
39. Citibank, N.A.
40. The Hongkong & Shanghai Banking Corporation Ltd.
41. The Royal Bank of Scotland, N.V.
42. Sonali Bank
43. Standard Chartered Bank
AIBEA
12
d) Employees covered by the Settlement : as on 1-11-2012 - PSBs
· Total Clerks 3,08,175
· Total Substaff 1,31,567
· Total part time employees 25,156
· Total workmen 4,64,898
Including Private Banks and Foreign Banks who are parties to the Settlement,
around 4,80,000 as on 1-11-2012.
As of now, the total workman covered by these Banks is around 6,50,000.
e) Period of Settlement: 5 years from 1-11-2012 upto 31-10-2017
f) Wage increase : Rs. 2,270 crores i.e. 15 % increase over the payslip cost as on
March, 2012.
TOTAL Wage Bill as on 31-3-2012 Rs. In crores
Heads of Expenses Officer Workmen Total
Payslip Components:
BP, DA, CCA, HRA, Spl.Pay,
FPP, PQP, Transport Allowance ,
Annual Medical Aid 16,365 15,138 31,503
Retirement Benefits 9,021 8,116 17,137
LFC/ Hosp/ Encashment of
leave on LFC, other allowances 1,344 1,233 2,577
TA/DA/ Petrol, Leased house,
others etc. 3,491 1,484 5,075
TOTAL 30,221 26,071 56,292
Payslip cost i.e. : 15,138 x 15 % = Rs. 2270 crores.
For officers : 16,365 x 15 % = Rs. 2455 crores
Total : 31,503 x 15 % = Rs. 4725 crores
AIBEA
13
g) Annual Average Per Capita Increase : Rs. 50,200 as compared to Rs. 34,500
under 9th BP Settlement on Pay slip increase.
3rd BPS Rs. 950 per year average per capita increase
4th BPS Rs. 2,200
5th BPS Rs. 4,150
6th BPS Rs. 7,390
7th BPS Rs. 12,550
8th BPS Rs. 23,330
9th BPS Rs. 34,500 (on pay slip basis)
10th BPS Rs. 50,200 (on pay slip basis)
AIBEA
14
WAGE REVISION - DISTRIBUTION
Workman Officers
BP + DA 386.72 2.55 469.67 2.87
PQP + DA 3.09 0.02 2.40 0.01
Spl. Pay + DA 9.42 0.06 - -
Addl. Stagn. + DA 14.54 0.10 8.48 0.05
FPP 125.32 0.83 36.74 0.22
Pay + DA items 539.09 3.56 517.29 3.15
Spl. Allowance + DA 1142.55 7.55 1430.72 8.74
DA bearing items 1681.64 11.11 1948.01 11.90
DA/HRA on FPP 31.71 0.21 8.10 0.05
HRA 440.04 2.91 350.91 2.14
Transport Allowance 106.82 0.70 - -
Medical Aid 9.04 0.06 87.74 0.54
HRA on Addl. 1.12 0.01 0.29 0.00
Stagn. Increment
CCA - - 59.55 0.36
TOTAL 2270.37 15.00 2454.60 15.00
AIBEA
15
JOURNEY TO THE SETTLEMENT
(936 Days from submission of Charter of Demands on
30-10-2012 to signing the Settlement on 25-5-2015)
rrrrr In Mangalore, office bearers meeting of AIBEA was held on 22-3-2012. In that
meeting, it was decided that in view of the impending expiry of the 9th BPS by
end of October, 2012, AIBEA should initiate the steps for formulating our basic
approach to the next wage revision settlement and also to work out the charter
of demands.
rrrrr In Bangalore, on 3rd and 4th May, 2012, Central Committee meeting of AIBEA
was held when the Sub-Committee to formulate the Charter of Demands was
set up with Com. D.D Rustagi, our Joint Secretary as the Convener.
rrrrr The Wages Sub-Committee invited suggestions from all our units and collected
the viewpoints of our State Federations, Bankwise Unions and other units.
rrrrr The Sub-Committee met on the following occasions to process the suggestions
received:
At Chennai on 12th June, 2012; At Hyderabad on 2nd July, 2012
At Chennai on 11th July, 2012 ; At Bangalore on 31st July/1st Aug., 2012
rrrrr The recommendations of this Sub-Committee were discussed by the Office
bearers and then the Charter of Demands were finalised along with the basic
approach to be taken and outlining our priorities.
rrrrr Thereafter, these recommendations were placed before the General Council
meeting of AIBEA held at Chennai on 16th and 17th August, 2012 wherein the
same was approved and endorsed.
rrrrr In view of the need to work out a common charter of demands on behalf of the
Workmen Unions, a meeting of the 5 Workmen Unions was held in Chennai
on 27-9-2012 when the common demands were finalised.
rrrrr After this, a meeting of the UFBU was held on 4-10-2015 in Chennai when a
broad common view was finalised on the united approach of UFBU to submit
the demands together to the IBA.
rrrrr On 30-10-2012, the Common Charter of Demands were submitted to
the IBA.
AIBEA
16
UFBU, the united frontline of bank employees:
During the entire period of last two and half years, UFBU met on 30 occasions and
discussed the developments and took decisions that were warranted.
1. 22-02-2013 16. 27-06-2014
2. 22-04-2013 17. 15-07-2014
3. 07-06-2013 18. 17-09-2014
4. 12-08-2013 19. 26-09-2014
5. 11-10-2013 20. 13-10-2014
6. 20-11-2013 21. 05-11-2014
7. 14-12-2013 22. 10-11-2014
8. 16-12-2013 23. 01-12-2014
9. 23-12-2013 24. 17-12-2014
10. 17-01-2014 25. 05-01-2015
11. 27-01-2014 26. 06-01-2015
12. 06-02-2014 27. 19-01-2015
13. 03-03-2014 28. 03-02-2015
14. 14-03-2014 29. 20-02-2015
15. 13-06-2014 30. 23-02-2015
AIBEA meetings:
AIBEA also held frequent meetings to take stock of the developments and take
appropriate decisions.
1. GENERAL COUNCIL 16TH & 17TH AUGUST, 2012 –
MEETING CHARTER OF DEMANDS
FINALISED
2. OFFICE BEARFERS MEETING 4TH JAN,. 2013 AT HYDERABAD
3. CC MEETING 4– 6TH JAN,. 2013 AT HYDERABAD
4. OFFICE BEARERS MEETING 8TH FEB, 2013 AT ERNAKULAM
AIBEA
17
5. CC MEETING 29TH MAY, 2013 AT DELHI
6. OFFICE BEARFERS MEETING 16TH AUG. 2013 AT CHENNAI
7. OFFICE BEARFERS MEETING 13TH NOV. 2013 AT ALLAHABAD
8. CC MEETING 12/ 13TH NOV. 2013 AT ALLAHABAD
9. OFFICE BEARERS MEETING 30TH DEC. 2013 AT KOLKATA
10. OFFICE BEARERS MEETING 13TH FEBRUARY, 2014 AT MUMBAI
11. OFFICE BEARERS MEETING 19TH APR. 2014 AT JALANDHAR
12. OFFICE BEARFERS MEETING 3RD AUG. 2014 AT KOLKATA
13. CC MEETING 3RD AUG. 2014 AT KOLKATA
14. GC MEETING 3RD /4TH AUG. 2014 AT KOLKATA
15. OFFICE BEARERS MEETING 20TH DEC. 2014 AT MUMBAI
16. CC MEETING 10TH JAN. 2015 AT MUMBAI
17. OFFICE BEARERS MEETING 31ST JAN. 2015 AT HYDERABAD
18. OFFICE BEARERS MEETING 12TH MARCH, 2015 AT KOLKATA
19. OFFICE BEARERS MEETING 11TH MAY, 2015 AT CHENNAI
20. OFFICE BEARERS MEETING 24TH MAY, 2015 AT MUMBAI
Thus, AIBEA’s Office bearers/Negotiating Committee met on 15 occasions and
AIBEA CC meeting was held on 5 occasions during this period to adopt our approach
and strategies on the wage revision process.
AIBEA
18
Negotiations on our Demands:
There were 20 round of negotiations with IBA before concluding the Settlement.
Round 1 22-02-2013
Round 2 22-04-2013
Round 3 07-06-2013
Round 4 12-08-2013
Round 5 11-10-2013
Round 6 14-12-2013
Round 7 17-01-2014
Round 8 27-01-2014
Round 9 03-03-2014
Round 10 14-03-2014
Round 11 13-06-2014
Round 12 17-09-2014
Round 13 26-09-2014
Round 14 10-11-2014
Round 15 06-01-2015
Round 16 07-01-2015
Round 17 03-02-2015
Round 18 23-02-2015
MINUTES OF DISCUSSIONS SIGNED
ROUND 19 16-02-2015
ROUND 20 19-05-2015
DISTRIBUTION CHART SIGNED
FINAL SETTLEMENT SIGNED 25-02-2015
AIBEA
19
STRIKE CALL BY UFBU
The negotiations were backed up by agitations, demonstrations, rallies,
processions, Dharnas and strike actions whenever there was any hic-up in the
discussions or when the IBA was not coming forward to our expectations.
18-12-2013 - 1DAY IMPLEMENTED
20/21-1-2014 DEFERRED
10/11-2-2014 - 2DAYS IMPLEMENTED
12-11-2014 - 1DAY IMPLEMENTED
2 TO 5-12-14 / ZONAL STRIKE - 1DAY IMPLEMENTED
7-1-2015 DEFERRED
21 TO 24-1-2015 - 4DAYS DEFERRED
25 TO 28-2-2015 - 4DAYS WITHDRAWN
INDEFINITE STRIKE FROM 16-3-2015 WITHDRAWN
CONCILIATION MEETINGS BY GOVT. OF INDIA
The Government’s labour machinery also intervened in our disputes whenever
there were strike calls and these occasions were utilised to pursue our views and
demands.
DATE PLACE
1. 16-12-13 DELHI
2. 13-01-14 DELHI
3. 06-02-14 DELHI
4. 05-11-14 DELHI
5. 10-11-14 DELHI
6. 01-12-14 MUMBAI
7. 08-12-14 MUMBAI
8. 17-12-14 MUMBAI
9. 05-01-15 DELHI
10. 20-02-15 DELHI
AIBEA
20
MEETING WITH FINANCE MINISTER
1. 27TH JUNE, 2014
2. 19TH FEB., 2015
On 27th June, 2014, we met the Finance minister Shri Arun Jaitley on behalf of
UFBU and presented our demands to him.
On 19th February, 2015, again we met the FM from AIBEA. AIBOA was also present
along with us.
Both these meetings were arranged by Com D Raja, MP from Communist Party
of India at short notice.
Especially our meeting with FM on 19-2-2015 was very fruitful since we could
explain the details of our demands directly to him and also explain the urgency to settle
the demands. Everyone knows that matters moved swiftly thereafter and within 4 days
MOU was signed on 23-2-2015.
AIBEA
21
Minutes of the discussions held on 23rd February 2015 between IBA representing
Management of banks which are parties to the Bipartite Settlement and
Workmen Unions and Officers’ Associations on wage revision
Discussions were held between the Indian Banks’ Association representing
Managements of banks and the authorized representatives of Workmen Unions and
Officers’ Associations on wage revision for officers in banks. After holding several rounds
of discussions, the parties have mutually agreed as under:
1. The wage revision will be effective from 1.11.2012.
2. The annual wage increase in salary and allowances @15% which works out to
Rs. 4725 crores on salary slip components.
3. The new scales will be constructed after merging dearness allowance
corresponding 4440 points as on November, 2011, which works out to 60.15%
and adding a load factor of 2% on Basic Pay plus Dearness Allowance as on
31st March 2012 amounting to around Rs. 597 crores.
4. Distribution of annual wage increase between Workmen Unions and Officers’
Associations will be worked separately based on breakup of establishment
expenses as on 31.3.2012.
5. Every second and fourth Saturday of the month will be holiday and the other
Saturdays will be full working days.
6. All other issues of the Managements and Unions/Associations discussed during
the process of negotiation will be settled to the mutual satisfaction.
7. The parties will meet on mutually convenient dates to draw out a detailed Bipartite
Settlement/Joint Note on the various issues on which consensus positions have
AIBEA
22
been reached. The parties will endeavour to finalise the Bipartite Settlement/Joint
Note within a period of ninety days from the date of this minutes.
Signed at Mumbai on 23rd February 2015
FOR MANAGEMENT FOR OFFICERS’ ASSOCIATION/
WORKMEN UNIONS
Sd/- T.M. Bhasin Sd/- All India Bank Officers’ Confederation
Sd/- V.B. Iyer Sd/- All India Bank Officers’ Association
Sd/- Arundhati Bhattacharya Sd/- Indian National Bank Officers’ Congress
Sd/- Rajeev Rishi Sd/- National Organisation of Bank Officers
Ashwani Kumar Sd/- All India Bank Employees’ Association
Arun Tiwari Sd/- National Confederation of Bank Employees
Sd/- Rakesh Sethi Sd/- Bank Employees’ Federation of India
Sd/- Shyam Srinivasan Sd/- Indian National Bank Emp Federation
Sd/- Animesh Chauhan Sd/- National Organisation of Bank Workers
Sd/- Ashwini Mehra
Sd/- M.V. Tanksale
Sd/- K. Unnikrishnan
Sd/- K.S. Chauhan
AIBEA
23
AIBEA
24
All
Ind
ia B
ank
Em
plo
yees
’ Ass
oci
atio
nA
S O
N N
OV
EM
BE
R ,
2012
Su
bst
aff
45 la
cs &
ab
ove
12 t
o45
lacs
5 to
12 la
csB
elo
w 5
Lac
s
Sta
ge
9th
BP
Bas
ic10
th B
P B
asic
Gro
ssG
ross
Gro
ssG
ross
Gro
ssG
ross
Gro
ssG
ross
Pay
Pay
Sal
ary
Incr
ease
Sal
ary
Incr
ease
Sal
ary
Incr
ease
Sal
ary
Incr
ease
15
85
09
56
01
28
04
.80
16
69
.55
12
70
9.2
01
63
2.4
51
25
65
.80
15
76
.80
12
56
5.8
01
60
6.0
5
26
05
09
88
51
32
25
.45
17
17
.20
13
12
6.6
01
67
8.8
51
29
78
.32
16
21
.32
12
97
8.3
21
65
1.5
7
36
25
01
02
10
13
64
6.1
01
76
4.8
51
35
44
.00
17
25
.25
13
39
0.8
51
66
5.8
51
33
90
.85
16
97
.10
46
45
01
05
35
14
06
6.7
51
81
2.5
01
39
61
.40
17
71
.65
13
80
3.3
71
71
0.3
71
38
03
.37
17
42
.62
56
65
01
08
60
14
48
8.5
11
86
1.2
61
43
79
.91
18
19
.16
14
21
7.0
11
75
6.0
11
42
17
.01
17
89
.26
66
90
011
27
01
50
18
.57
19
25
.07
14
90
5.8
71
88
1.3
71
47
36
.82
18
15
.82
14
73
6.8
21
85
0.3
2
77
15
011
68
01
55
49
.75
19
90
.00
15
43
2.9
51
94
4.7
01
52
57
.75
18
76
.75
15
25
7.7
51
91
2.5
0
87
40
01
20
90
16
08
0.9
32
05
4.9
31
59
60
.03
20
08
.03
15
77
8.6
81
93
7.6
81
57
78
.68
19
74
.68
97
65
01
25
00
16
61
2.1
12
11
9.8
61
64
87
.11
20
71
.36
16
29
9.6
11
99
8.6
11
62
99
.61
20
36
.86
10
79
00
12
91
01
71
43
.29
21
84
.79
17
01
4.1
92
13
4.6
91
68
20
.54
20
59
.54
16
82
0.5
42
09
9.0
4
11
82
00
13
40
01
77
77
.84
22
59
.84
17
64
3.8
42
20
7.8
41
74
42
.84
21
29
.84
17
44
2.8
42
17
0.8
4
12
85
00
13
89
01
84
11
.28
23
33
.78
18
27
2.3
82
27
9.8
81
80
64
.03
21
99
.03
18
06
4.0
32
24
1.5
3
13
88
00
14
38
01
90
45
.83
24
08
.83
18
90
2.0
32
35
3.0
31
86
86
.33
22
69
.33
18
68
6.3
32
31
3.3
3
14
91
00
14
87
01
96
80
.38
24
83
.88
19
53
1.6
82
42
6.1
81
93
08
.63
23
39
.63
19
30
8.6
32
38
5.1
3
15
94
50
15
44
02
04
19
.42
25
70
.17
20
26
5.0
22
51
0.2
72
00
33
.42
24
20
.42
20
03
3.4
22
46
7.6
7
16
98
00
16
01
02
12
02
.34
26
50
.34
21
04
2.2
42
58
8.2
42
08
02
.09
24
95
.09
20
80
2.0
92
54
4.0
9
17
10
15
01
65
80
21
94
0.2
72
73
5.5
22
17
74
.47
26
71
.22
21
52
5.7
72
57
4.7
72
15
25
.77
26
25
.52
18
10
55
01
72
35
22
78
8.7
22
83
7.9
72
26
16
.37
27
71
.12
22
35
7.8
52
67
0.8
52
23
57
.85
27
23
.60
19
10
95
01
78
90
23
63
6.0
62
93
9.3
12
34
57
.16
28
69
.91
23
18
8.8
12
76
5.8
12
31
88
.81
28
20
.56
20
11
35
01
85
45
24
48
4.5
23
04
1.7
72
42
99
.07
29
69
.82
24
02
0.8
92
86
1.8
92
40
20
.89
29
18
.64
21
11
75
01
92
00
25
33
2.9
73
14
4.2
22
51
40
.97
30
69
.72
24
85
2.9
72
95
7.9
72
48
52
.97
30
16
.72
22
12
15
01
98
55
26
18
1.4
23
24
6.6
72
59
82
.87
31
69
.62
25
68
5.0
53
05
4.0
52
56
85
.05
311
4.8
0
23
12
55
02
05
10
27
02
9.8
83
34
9.1
32
68
24
.78
32
69
.53
26
51
7.1
33
15
0.1
32
65
17
.13
32
12
.88
24
12
95
02
11
65
27
87
7.2
23
45
0.4
72
76
65
.57
33
68
.32
27
34
8.1
03
24
5.1
02
73
48
.10
33
09
.85
25
13
35
02
18
20
28
72
5.6
83
55
2.9
32
85
07
.48
34
68
.23
28
18
0.1
83
34
1.1
82
81
80
.18
34
07
.93
26
13
75
02
24
75
29
57
4.1
33
65
5.3
82
93
49
.38
35
68
.13
29
01
2.2
53
43
7.2
52
90
12
.25
35
06
.00
27
14
15
02
31
30
30
42
2.5
83
75
7.8
33
01
91
.28
36
68
.03
29
84
4.3
33
53
3.3
32
98
44
.33
36
04
.08
AIBEA
25
All
Ind
ia B
ank
Em
plo
yees
’ Ass
oci
atio
nA
S O
N N
OV
EM
BE
R ,
2012
Cle
rks
45 la
cs &
ab
ove
12 t
o 4
5 la
cs5
to12
lacs
Bel
ow
5 L
acs
Sta
ge
9th
BP
Bas
ic10
th B
P B
asic
Gro
ssG
ross
Gro
ssG
ross
Gro
ssG
ross
Gro
ssG
ross
Pay
Pay
Sal
ary
Incr
ease
Sal
ary
Incr
ease
Sal
ary
Incr
ease
Sal
ary
Incr
ease
17
20
011
76
51
56
60
.28
20
07
.28
15
54
2.6
31
96
1.6
31
53
66
.16
18
93
.16
15
36
6.1
61
92
9.1
6
27
60
01
24
20
16
50
8.7
32
10
9.7
31
63
84
.53
20
61
.53
16
19
8.2
31
98
9.2
31
61
98
.23
20
27
.23
38
00
01
30
75
17
35
6.0
82
211
.08
17
22
5.3
32
16
0.3
31
70
29
.20
20
84
.20
17
02
9.2
02
12
4.2
0
48
40
01
37
30
18
20
4.5
32
31
3.5
31
80
67
.23
22
60
.23
17
86
1.2
82
18
0.2
81
78
61
.28
22
22
.28
58
90
01
45
45
19
25
9.7
32
43
6.2
31
911
4.2
82
37
9.7
81
88
96
.11
22
95
.11
18
89
6.1
12
33
9.6
1
69
40
01
53
60
20
31
4.9
32
55
8.9
32
01
61
.33
24
99
.33
19
93
0.9
32
40
9.9
31
99
30
.93
24
56
.93
79
90
01
61
75
21
37
1.2
42
68
2.7
42
12
09
.49
26
19
.99
20
96
6.8
72
52
5.8
72
09
66
.87
25
75
.37
81
05
00
17
15
52
26
40
.35
28
32
.85
22
46
8.8
02
76
6.3
02
22
11
.47
26
66
.47
22
211
.47
27
18
.97
9111
00
18
13
52
39
08
.34
29
81
.84
23
72
6.9
92
911
.49
23
45
4.9
72
80
5.9
72
34
54
.97
28
61
.47
10
11
70
01
911
52
51
77
.44
31
31
.94
24
98
6.2
93
05
7.7
92
46
99
.57
29
46
.57
24
69
9.5
73
00
5.0
7
11
12
30
02
00
95
26
44
6.5
53
28
2.0
52
62
45
.60
32
04
.10
25
94
4.1
73
08
7.1
72
59
44
.17
31
48
.67
12
13
00
02
12
40
27
92
9.5
53
45
9.5
52
77
17
.15
33
77
.15
27
39
8.5
53
25
3.5
52
73
98
.55
33
18
.55
13
13
70
02
23
85
29
41
2.5
63
63
7.0
62
91
88
.71
35
50
.21
28
85
2.9
33
41
9.9
32
88
52
.93
34
88
.43
14
14
40
02
35
30
30
89
5.5
63
81
4.5
63
06
60
.26
37
23
.26
30
30
7.3
13
58
6.3
13
03
07
.31
36
58
.31
15
15
10
02
46
75
32
37
7.4
63
99
0.9
63
21
30
.71
38
95
.21
31
76
0.5
83
75
1.5
83
17
60
.58
38
27
.08
16
15
80
02
58
20
33
90
5.4
64
16
3.4
63
36
47
.26
40
63
.26
33
25
9.9
63
91
2.9
63
32
59
.96
39
91
.96
17
16
50
02
69
65
35
38
8.4
74
34
0.9
73
511
8.8
24
23
6.3
23
47
14
.34
40
79
.34
34
71
4.3
44
16
1.8
4
18
17
20
02
811
03
68
71
.47
45
18
.47
36
59
0.3
74
40
9.3
73
61
68
.72
42
45
.72
36
16
8.7
24
33
1.7
2
19
18
50
03
02
30
39
61
6.4
24
83
8.9
23
93
14
.12
47
21
.62
38
86
0.6
74
54
5.6
73
88
60
.67
46
38
.17
20
19
30
03
15
40
41
31
2.2
25
04
2.7
24
09
96
.82
49
20
.32
40
52
3.7
24
73
6.7
24
05
23
.72
48
33
.22
21
20
10
03
28
50
43
00
9.1
35
24
7.6
34
26
80
.63
51
20
.13
42
18
7.8
84
92
8.8
84
21
87
.88
50
29
.38
22
20
90
03
41
60
44
70
4.9
35
45
1.4
34
43
63
.33
53
18
.83
43
85
0.9
35
11
9.9
34
38
50
.93
52
24
.43
23
21
70
03
54
70
46
40
1.8
35
65
6.3
34
60
47
.13
55
18
.63
45
51
5.0
85
31
2.0
84
55
15
.08
54
20
.58
24
22
50
03
67
80
48
09
7.6
35
86
0.1
34
77
29
.83
57
17
.33
47
17
8.1
35
50
3.1
34
71
78
.13
56
15
.63
25
23
30
03
80
90
49
79
4.5
46
06
5.0
44
94
13
.64
59
17
.14
48
84
2.2
95
69
5.2
94
88
42
.29
58
11
.79
26
24
10
03
94
00
51
49
1.4
46
26
9.9
45
10
97
.44
611
6.9
45
05
06
.44
58
87
.44
50
50
6.4
46
00
7.9
4
27
24
90
04
07
10
53
18
7.2
46
47
3.7
45
27
80
.14
63
15
.64
52
16
9.4
96
07
8.4
95
21
69
.49
62
02
.99
AIBEA
26
All
Ind
ia B
ank
Em
plo
yees
’ Ass
oci
atio
nM
on
th :
May
, 201
5
Su
bst
aff
45 la
cs a
nd
ab
ove
12-4
5 la
cs+
Go
a5-
12 l
acs/
cap
ital
sO
ther
cen
tres
Sta
ge9t
h B
P B
asic
10th
BP
S B
P.G
ross
Sal
ary
Gro
ss In
crea
seG
ross
Sal
ary
Gro
ss In
crea
seG
ross
Sal
ary
Gro
ss In
crea
seG
ross
Sal
ary
Gro
ss In
crea
se
15
85
09
56
01
51
53
.44
20
17
.49
15
05
7.8
41
98
0.3
91
49
14
.44
19
24
.74
14
91
4.4
41
95
3.9
9
26
05
09
88
51
56
53
.89
20
76
.54
15
55
5.0
42
03
8.1
91
54
06
.76
19
80
.66
15
40
6.7
62
01
0.9
1
36
25
01
02
10
16
15
4.3
42
13
5.5
91
60
52
.24
20
95
.99
15
89
9.0
92
03
6.5
91
58
99
.09
20
67
.84
46
45
01
05
35
16
65
4.7
92
19
4.6
41
65
49
.44
21
53
.79
16
39
1.4
12
09
2.5
11
63
91
.41
21
24
.76
56
65
01
08
60
17
15
6.5
72
25
5.0
21
70
47
.97
22
12
.92
16
88
5.0
72
14
9.7
71
68
85
.07
21
83
.02
66
90
011
27
01
77
87
.19
23
33
.89
17
67
4.4
92
29
0.1
91
75
05
.44
22
24
.64
17
50
5.4
42
25
9.1
4
77
15
011
68
01
84
19
.15
24
14
.10
18
30
2.3
52
36
8.8
01
81
27
.15
23
00
.85
18
12
7.1
52
33
6.6
0
87
40
01
20
90
19
05
1.1
02
49
4.3
01
89
30
.20
24
47
.40
18
74
8.8
52
37
7.0
51
87
48
.85
24
14
.05
97
65
01
25
00
19
68
3.0
52
57
4.5
01
95
58
.05
25
26
.00
19
37
0.5
52
45
3.2
51
93
70
.55
24
91
.50
10
79
00
12
91
02
03
15
.01
26
54
.71
20
18
5.9
12
60
4.6
11
99
92
.26
25
29
.46
19
99
2.2
62
56
8.9
6
11
82
00
13
40
02
10
69
.94
27
47
.54
20
93
5.9
42
69
5.5
42
07
34
.94
26
17
.54
20
73
4.9
42
65
8.5
4
12
85
00
13
89
02
18
23
.54
28
39
.04
21
68
4.6
42
78
5.1
42
14
76
.29
27
04
.29
21
47
6.2
92
74
6.7
9
13
88
00
14
38
02
25
78
.48
29
31
.88
22
43
4.6
82
87
6.0
82
22
18
.98
27
92
.38
22
21
8.9
82
83
6.3
8
14
91
00
14
87
02
33
33
.41
30
24
.71
23
18
4.7
12
96
7.0
12
29
61
.66
28
80
.46
22
96
1.6
62
92
5.9
6
15
94
50
15
44
02
42
12
.67
31
31
.52
24
05
8.2
73
07
1.6
22
38
26
.67
29
81
.77
23
82
6.6
73
02
9.0
2
16
98
00
16
01
02
51
35
.59
32
31
.99
24
97
5.4
93
16
9.8
92
47
35
.34
30
76
.74
24
73
5.3
43
12
5.7
4
17
10
15
01
65
80
26
01
3.5
13
33
7.4
62
58
47
.71
32
73
.16
25
59
9.0
13
17
6.7
12
55
99
.01
32
27
.46
18
10
55
01
72
35
27
02
2.9
33
46
4.0
82
68
50
.58
33
97
.23
26
59
2.0
53
29
6.9
52
65
92
.05
33
49
.70
19
10
95
01
78
90
28
03
1.0
13
58
9.3
62
78
52
.11
35
19
.96
27
58
3.7
63
41
5.8
62
75
83
.76
34
70
.61
20
11
35
01
85
45
29
04
0.4
33
71
5.9
82
88
54
.98
36
44
.03
28
57
6.8
13
53
6.1
12
85
76
.81
35
92
.86
21
11
75
01
92
00
30
04
9.8
63
84
2.6
12
98
57
.86
37
68
.11
29
56
9.8
63
65
6.3
62
95
69
.86
37
15
.11
22
12
15
01
98
55
31
05
9.2
83
96
9.2
33
08
60
.73
38
92
.18
30
56
2.9
03
77
6.6
03
05
62
.90
38
37
.35
23
12
55
02
05
10
32
06
8.7
04
09
5.8
53
18
63
.60
40
16
.25
31
55
5.9
53
89
6.8
53
15
55
.95
39
59
.60
24
12
95
02
11
65
33
07
6.7
94
22
1.1
43
28
65
.14
41
38
.98
32
54
7.6
64
01
5.7
63
25
47
.66
40
80
.51
25
13
35
02
18
20
34
08
6.2
14
34
7.7
63
38
68
.01
42
63
.06
33
54
0.7
14
13
6.0
13
35
40
.71
42
02
.76
26
13
75
02
24
75
35
09
5.6
34
47
4.3
83
48
70
.88
43
87
.13
34
53
3.7
54
25
6.2
53
45
33
.75
43
25
.00
27
14
15
02
31
30
36
10
5.0
54
60
1.0
03
58
73
.75
45
11
.20
35
52
6.8
04
37
6.5
03
55
26
.80
44
47
.25
28
14
15
02
37
85
37
11
3.1
45
60
9.0
93
68
75
.29
55
12
.74
36
51
8.5
15
36
8.2
13
65
18
.51
54
38
.96
Cha
rt d
oes
not i
nclu
de S
pl. P
ay, P
QP,
FP
P
AIBEA
27
All
Ind
ia B
ank
Em
plo
yees
’ Ass
oci
atio
nM
on
th :
May
, 201
5
Cle
rks
45 la
cs a
nd
ab
ove
12-4
5 la
cs+
Go
a5-
12 l
acs/
cap
ital
sO
ther
cen
tres
Sta
ge9t
h B
P B
asic
10th
BP
S B
P.G
ross
Sal
ary
Gro
ss In
crea
seG
ross
Sal
ary
Gro
ss In
crea
seG
ross
Sal
ary
Gro
ss In
crea
seG
ross
Sal
ary
Gro
ss In
crea
se
17
20
011
76
51
85
50
.65
24
35
.25
18
43
3.0
02
38
9.6
01
82
56
.52
23
21
.12
18
25
6.5
22
35
7.1
2
27
60
01
24
20
19
56
0.0
72
56
1.8
71
94
35
.87
25
13
.67
19
24
9.5
72
44
1.3
71
92
49
.57
24
79
.37
38
00
01
30
75
20
56
8.1
62
68
7.1
62
04
37
.41
26
36
.41
20
24
1.2
82
56
0.2
82
02
41
.28
26
00
.28
48
40
01
37
30
21
57
7.5
82
81
3.7
82
14
40
.28
27
60
.48
21
23
4.3
32
68
0.5
32
12
34
.33
27
22
.53
58
90
01
45
45
22
83
2.9
62
96
5.6
62
26
87
.51
29
09
.21
22
46
9.3
42
82
4.5
42
24
69
.34
28
69
.04
69
40
01
53
60
24
08
8.3
53
11
7.5
52
39
34
.75
30
57
.95
23
70
4.3
52
96
8.5
52
37
04
.35
30
15
.55
79
90
01
61
75
25
34
5.0
73
27
0.7
72
51
83
.32
32
08
.02
24
94
0.7
03
11
3.9
02
49
40
.70
31
63
.40
81
05
00
17
15
52
68
54
.95
34
56
.45
26
68
3.4
03
38
9.9
02
64
26
.07
32
90
.07
26
42
6.0
73
34
2.5
7
9111
00
18
13
52
83
63
.48
36
40
.78
28
18
2.1
33
57
0.4
32
79
10
.11
34
64
.91
27
91
0.1
13
52
0.4
1
10
11
70
01
911
52
98
73
.35
38
26
.45
29
68
2.2
03
75
2.3
02
93
95
.48
36
41
.08
29
39
5.4
83
69
9.5
8
11
12
30
02
00
95
31
38
3.2
24
01
2.1
23
11
82
.27
39
34
.17
30
88
0.8
53
81
7.2
53
08
80
.85
38
78
.75
12
13
00
02
12
40
33
14
7.5
84
23
1.5
83
29
35
.18
41
49
.18
32
61
6.5
84
02
5.5
83
26
16
.58
40
90
.58
13
13
70
02
23
85
34
911
.94
44
51
.04
34
68
8.0
94
36
4.1
93
43
52
.32
42
33
.92
34
35
2.3
24
30
2.4
2
14
14
40
02
35
30
36
67
6.3
04
67
0.5
03
64
41
.00
45
79
.20
36
08
8.0
54
44
2.2
53
60
88
.05
45
14
.25
15
15
10
02
46
75
38
43
9.3
24
88
8.6
23
81
92
.57
47
92
.87
37
82
2.4
44
64
9.2
43
78
22
.44
47
24
.74
16
15
80
02
58
20
40
24
8.6
85
10
3.0
83
99
90
.48
50
02
.88
39
60
3.1
84
85
2.5
83
96
03
.18
49
31
.58
17
16
50
02
69
65
42
01
3.0
45
32
2.5
44
17
43
.39
52
17
.89
41
33
8.9
15
06
0.9
14
13
38
.91
51
43
.41
18
17
20
02
811
04
37
77
.39
55
41
.99
43
49
6.2
95
43
2.8
94
30
74
.64
52
69
.24
43
07
4.6
45
35
5.2
4
19
18
50
03
02
30
47
04
3.1
05
93
8.6
04
67
40
.80
58
21
.30
46
28
7.3
55
64
5.3
54
62
87
.35
57
37
.85
20
19
30
03
15
40
49
06
0.6
16
19
0.5
14
87
45
.21
60
68
.11
48
27
2.1
15
88
4.5
14
82
72
.11
59
81
.01
21
20
10
03
28
50
51
07
9.4
56
44
3.7
55
07
50
.95
63
16
.25
50
25
8.2
06
12
5.0
05
02
58
.20
62
25
.50
22
20
90
03
41
60
53
09
6.9
66
69
5.6
65
27
55
.36
65
63
.06
52
24
2.9
66
36
4.1
65
22
42
.96
64
68
.66
23
21
70
03
54
70
55
11
5.8
06
94
8.9
05
47
61
.10
68
11
.20
54
22
9.0
56
60
4.6
55
42
29
.05
67
13
.15
24
22
50
03
67
80
57
13
3.3
17
20
0.8
15
67
65
.51
70
58
.01
56
21
3.8
16
84
3.8
15
62
13
.81
69
56
.31
25
23
30
03
80
90
59
15
2.1
57
45
4.0
55
87
71
.25
73
06
.15
58
19
9.9
07
08
4.3
05
81
99
.90
72
00
.80
26
24
10
03
94
00
611
71
.00
77
07
.30
60
77
7.0
07
55
4.3
06
01
86
.00
73
24
.80
60
18
6.0
07
44
5.3
0
27
24
90
04
07
10
63
18
8.5
17
95
9.2
16
27
81
.41
78
01
.11
62
17
0.7
67
56
3.9
66
21
70
.76
76
88
.46
28
24
90
04
20
20
65
20
7.3
59
97
8.0
56
47
87
.15
98
06
.85
64
15
6.8
59
55
0.0
56
41
56
.85
96
74
.55
Cha
rt d
oes
not i
nclu
de S
pl. P
ay, P
QP,
FP
P
AIBEA
28
Su
bst
aff -
HR
A
Sta
ge
9th
BP
Bas
ic10
th B
P B
asic
HR
A @
HR
A @
HR
A @
HR
A @
HR
A @
HR
A @
HR
A @
HR
A @
Pay
Pay
10%
10%
9%9%
7.5%
7.5%
7%7.
5%
15
85
09
56
05
85
.00
95
6.0
05
26
.50
86
0.4
04
38
.75
71
7.0
04
09
.50
71
7.0
0
26
05
09
88
56
05
.00
98
8.5
05
44
.50
88
9.6
54
53
.75
74
1.3
84
23
.50
74
1.3
8
36
25
01
02
10
62
5.0
01
02
1.0
05
62
.50
91
8.9
04
68
.75
76
5.7
54
37
.50
76
5.7
5
46
45
01
05
35
64
5.0
01
05
3.5
05
80
.50
94
8.1
54
83
.75
79
0.1
34
51
.50
79
0.1
3
56
65
01
08
60
66
5.0
01
08
6.0
05
98
.50
97
7.4
04
98
.75
81
4.5
04
65
.50
81
4.5
0
66
90
011
27
06
90
.00
11
27
.00
62
1.0
01
01
4.3
05
17
.50
84
5.2
54
83
.00
84
5.2
5
77
15
011
68
07
15
.00
11
68
.00
64
3.5
01
05
1.2
05
36
.25
87
6.0
05
00
.50
87
6.0
0
87
40
01
20
90
74
0.0
01
20
9.0
06
66
.00
10
88
.10
55
5.0
09
06
.75
51
8.0
09
06
.75
97
65
01
25
00
76
5.0
01
25
0.0
06
88
.50
11
25
.00
57
3.7
59
37
.50
53
5.5
09
37
.50
10
79
00
12
91
07
90
.00
12
91
.00
711
.00
11
61
.90
59
2.5
09
68
.25
55
3.0
09
68
.25
11
82
00
13
40
08
20
.00
13
40
.00
73
8.0
01
20
6.0
06
15
.00
10
05
.00
57
4.0
01
00
5.0
0
12
85
00
13
89
08
50
.00
13
89
.00
76
5.0
01
25
0.1
06
37
.50
10
41
.75
59
5.0
01
04
1.7
5
13
88
00
14
38
08
80
.00
14
38
.00
79
2.0
01
29
4.2
06
60
.00
10
78
.50
61
6.0
01
07
8.5
0
14
91
00
14
87
09
10
.00
14
87
.00
81
9.0
01
33
8.3
06
82
.50
111
5.2
56
37
.00
111
5.2
5
15
94
50
15
44
09
45
.00
15
44
.00
85
0.5
01
38
9.6
07
08
.75
11
58
.00
66
1.5
011
58
.00
16
98
00
16
01
09
80
.00
16
01
.00
88
2.0
01
44
0.9
07
35
.00
12
00
.75
68
6.0
01
20
0.7
5
17
10
15
01
65
80
10
15
.00
16
58
.00
91
3.5
01
49
2.2
07
61
.25
12
43
.50
71
0.5
01
24
3.5
0
18
10
55
01
72
35
10
55
.00
17
23
.50
94
9.5
01
55
1.1
57
91
.25
12
92
.63
73
8.5
01
29
2.6
3
19
10
95
01
78
90
10
95
.00
17
89
.00
98
5.5
01
61
0.1
08
21
.25
13
41
.75
76
6.5
01
34
1.7
5
20
11
35
01
85
45
11
35
.00
18
54
.50
10
21
.50
16
69
.05
85
1.2
51
39
0.8
87
94
.50
13
90
.88
21
11
75
01
92
00
11
75
.00
19
20
.00
10
57
.50
17
28
.00
88
1.2
51
44
0.0
08
22
.50
14
40
.00
22
12
15
01
98
55
12
15
.00
19
85
.50
10
93
.50
17
86
.95
911
.25
14
89
.13
85
0.5
01
48
9.1
3
23
12
55
02
05
10
12
55
.00
20
51
.00
11
29
.50
18
45
.90
94
1.2
51
53
8.2
58
78
.50
15
38
.25
24
12
95
02
11
65
12
95
.00
211
6.5
011
65
.50
19
04
.85
97
1.2
51
58
7.3
89
06
.50
15
87
.38
25
13
35
02
18
20
13
35
.00
21
82
.00
12
01
.50
19
63
.80
10
01
.25
16
36
.50
93
4.5
01
63
6.5
0
26
13
75
02
24
75
13
75
.00
22
47
.50
12
37
.50
20
22
.75
10
31
.25
16
85
.63
96
2.5
01
68
5.6
3
27
14
15
02
31
30
14
15
.00
23
13
.00
12
73
.50
20
81
.70
10
61
.25
17
34
.75
99
0.5
01
73
4.7
5
28
14
15
02
37
85
14
15
.00
23
78
.50
12
73
.50
21
40
.65
10
61
.25
17
83
.88
99
0.5
01
78
3.8
8
AIBEA
29
Cle
rks
- H
RA
Sta
ge
9th
BP
Bas
ic10
th B
P B
asic
HR
A @
HR
A @
HR
A @
HR
A @
HR
A @
HR
A @
HR
A @
HR
A @
Pay
Pay
10%
10%
9%9%
7.5%
7.5%
7%7.
5%
17
20
011
76
57
20
.00
11
76
.50
64
8.0
01
05
8.8
55
40
.00
88
2.3
85
04
.00
88
2.3
8
27
60
01
24
20
76
0.0
01
24
2.0
06
84
.00
111
7.8
05
70
.00
93
1.5
05
32
.00
93
1.5
0
38
00
01
30
75
80
0.0
01
30
7.5
07
20
.00
11
76
.75
60
0.0
09
80
.63
56
0.0
09
80
.63
48
40
01
37
30
84
0.0
01
37
3.0
07
56
.00
12
35
.70
63
0.0
01
02
9.7
55
88
.00
10
29
.75
58
90
01
45
45
89
0.0
01
45
4.5
08
01
.00
13
09
.05
66
7.5
01
09
0.8
86
23
.00
10
90
.88
69
40
01
53
60
94
0.0
01
53
6.0
08
46
.00
13
82
.40
70
5.0
011
52
.00
65
8.0
011
52
.00
79
90
01
61
75
99
0.0
01
61
7.5
08
91
.00
14
55
.75
74
2.5
01
21
3.1
36
93
.00
12
13
.13
81
05
00
17
15
51
05
0.0
01
71
5.5
09
45
.00
15
43
.95
78
7.5
01
28
6.6
37
35
.00
12
86
.63
9111
00
18
13
5111
0.0
01
81
3.5
09
99
.00
16
32
.15
83
2.5
01
36
0.1
37
77
.00
13
60
.13
10
11
70
01
911
511
70
.00
19
11
.50
10
53
.00
17
20
.35
87
7.5
01
43
3.6
38
19
.00
14
33
.63
11
12
30
02
00
95
12
30
.00
20
09
.50
11
07
.00
18
08
.55
92
2.5
01
50
7.1
38
61
.00
15
07
.13
12
13
00
02
12
40
13
00
.00
21
24
.00
11
70
.00
19
11
.60
97
5.0
01
59
3.0
09
10
.00
15
93
.00
13
13
70
02
23
85
13
70
.00
22
38
.50
12
33
.00
20
14
.65
10
27
.50
16
78
.88
95
9.0
01
67
8.8
8
14
14
40
02
35
30
14
40
.00
23
53
.00
12
96
.00
211
7.7
01
08
0.0
01
76
4.7
51
00
8.0
01
76
4.7
5
15
15
10
02
46
75
15
10
.00
24
67
.50
13
59
.00
22
20
.75
11
32
.50
18
50
.63
10
57
.00
18
50
.63
16
15
80
02
58
20
15
80
.00
25
82
.00
14
22
.00
23
23
.80
11
85
.00
19
36
.50
11
06
.00
19
36
.50
17
16
50
02
69
65
16
50
.00
26
96
.50
14
85
.00
24
26
.85
12
37
.50
20
22
.38
11
55
.00
20
22
.38
18
17
20
02
811
01
72
0.0
02
811
.00
15
48
.00
25
29
.90
12
90
.00
21
08
.25
12
04
.00
21
08
.25
19
18
50
03
02
30
18
50
.00
30
23
.00
16
65
.00
27
20
.70
13
87
.50
22
67
.25
12
95
.00
22
67
.25
20
19
30
03
15
40
19
30
.00
31
54
.00
17
37
.00
28
38
.60
14
47
.50
23
65
.50
13
51
.00
23
65
.50
21
20
10
03
28
50
20
10
.00
32
85
.00
18
09
.00
29
56
.50
15
07
.50
24
63
.75
14
07
.00
24
63
.75
22
20
90
03
41
60
20
90
.00
34
16
.00
18
81
.00
30
74
.40
15
67
.50
25
62
.00
14
63
.00
25
62
.00
23
21
70
03
54
70
21
70
.00
35
47
.00
19
53
.00
31
92
.30
16
27
.50
26
60
.25
15
19
.00
26
60
.25
24
22
50
03
67
80
22
50
.00
36
78
.00
20
25
.00
33
10
.20
16
87
.50
27
58
.50
15
75
.00
27
58
.50
25
23
30
03
80
90
23
30
.00
38
09
.00
20
97
.00
34
28
.10
17
47
.50
28
56
.75
16
31
.00
28
56
.75
26
24
10
03
94
00
24
10
.00
39
40
.00
21
69
.00
35
46
.00
18
07
.50
29
55
.00
16
87
.00
29
55
.00
27
24
90
04
07
10
24
90
.00
40
71
.00
22
41
.00
36
63
.90
18
67
.50
30
53
.25
17
43
.00
30
53
.25
28
24
90
04
20
20
24
90
.00
42
02
.00
22
41
.00
37
81
.80
18
67
.50
31
51
.50
17
43
.00
31
51
.50
AIBEA
30
EMOLUMENTS AT A GLANCE:
EXAMPLE:
A NEW CLERK ( GRADUATE ) JOINING THE BANK IN JUNE, 2015
45 Lacs & 12-45 BELOW
MORE LACS 12 LACS
Basic Pay 13075 13075 13075
DA – 33.70% 4406 4406 4406
Special Allowance – 7.75 % : 1356 1356 1356
Rs. 1013 + DA
HRA – 10%, 9 % , 7.5% 1308 1177 981
Transport Allowance 425 425 425
Total Salary – May, 2015 20,570 20,439 20,243
EXAMPLE: A NEW SUBSTAFF JOINING THE BANK IN JUNE, 2015
45 Lacs & 12-45 BELOW
MORE LACS 12 LACS
Basic Pay 9560 9560 9560
DA – 33.70% 3222 3222 3222
Special Allowance – 7.75 % : 990 990 990
Rs. 741 + DA
HRA – 10%, 9 % , 7.5% 956 860 717
Transport Allowance 425 425 425
Total Salary – May, 2015 15,153 15,057 14,914
AIBEA
31
EXAMPLE:
A SENIOR SUBSTAFF / DAFTARY / WITH 8 STAGNATION INCREMENTS IN
JUNE, 2015 IN A METRO CENTRE:
9TH BPS 10TH BPS
BASIC PAY 14,150 23,785
SPL. PAY 340 560
SPECIAL ALLOWANCE - 1,843
DA 16,040 8,825
FPP 470 790
HRA 1,449 2,435
Transport Allowance 275 470
Total Salary 32,724 38,708
INCREASE 5,984
EXAMPLE: A SENIOR CLERK ( SPL. ASST.) GRADUATE/CAIIB WITH 8
STAGNATION INCREMENTS IN JUNE, 2015 IN A METRO CENTRE:
9TH BPS 10TH BPS
BASIC PAY 24,900 42,020
PQP 1,230 2,010
SPL. PAY 1,180 1,930
SPECIAL ALLOWANCE - 3,256
DA 30,232 16,586
FPP 940 1,585
HRA 2,731 4,596
Transport Allowance 275 470
Total Salary 61,488 72,453
INCREASE 10,965
AIBEA
32
EXAMPLES OF GROSS AND NET ARREARS:
(ARREARS FOR THE PERIOD
FROM NOV. 2012 TO JUNE, 2015)
Gross arrears Net arrears after
Rs. PF/NPS
Rs.
A new Substaff joined the Bank 61,000 59,700
in Nov. 2012 in a metro centre
A new Clerk(Graduate) joined the 82,500 80,800
Bank in Nov. 2012 in a metro centre
A Substaff(Daftary) at max. of pay 148,500 118,200
scales in a metro centre
A clerk(Spl. Asst.) at max of pay 267,000 210,000
scale in a metro centre
AIBEA
33
Salient Features of 10th Bipartite Settlement
1. Pay Scales ( w.e.f. 1-11-2012) :
Including stagnation increments
Clerical Staff
11765 655 13730 815 16175 980 20095 1145
3 3 4 7
28110 2120 30230 1310 31540 (20 years) 1310 42020
1 1 8
Subordinate Staff
9560 325 10860 410 12910 490 14870 570
4 5 4 3
16580 655 18545 (20 years) 655 23785
3 8
2. Fitment from 9th BPS Basic Pay to 10th BPS Basic Pay
Fitment will be given stage to stage
SUBSTAFF
Stage 9th BP Basic 10th BPS BP.
1 5850 9560
2 6050 9885
3 6250 10210
4 6450 10535
5 6650 10860
6 6900 11270
7 7150 11680
8 7400 12090
9 7650 12500
AIBEA
34
10 7900 12910
11 8200 13400
12 8500 13890
13 8800 14380
14 9100 14870
15 9450 15440
16 9800 16010
17 10150 16580
18 10550 17235
19 10950 17890
20 11350 18545
21 11750 19200
22 12150 19855
23 12550 20510
24 12950 21165
25 13350 21820
26 13750 22475
27 14150 23130
28 14150 23785
Stage 9th BP Basic 10th BPS BP.
1 7200 11765
2 7600 12420
3 8000 13075
4 8400 13730
5 8900 14545
6 9400 15360
AIBEA
35
7 9900 16175
8 10500 17155
9 11100 18135
10 11700 19115
11 12300 20095
12 13000 21240
13 13700 22385
14 14400 23530
15 15100 24675
16 15800 25820
17 16500 26965
18 17200 28110
19 18500 30230
20 19300 31540
21 20100 32850
22 20900 34160
23 21700 35470
24 22500 36780
25 23300 38090
26 24100 39400
27 24900 40710
28 24900 42020
3. Stagnation Increments:
Clerical:
8 stagnation Increments of Rs. 1310 each
5 increments once in 3 years and 3 increments once in 2 years
AIBEA
36
Substaff :
8 Stagnation Increments of Rs. 655 each
All stagnation increments once in 2 years
Additional 8th Stagnation Increment : Those already in receipt of 7 stagnation
increments shall be eligible for the 8th stagnation increment on 1-5-2015 or 2 years
after receiving the 7th stagnation increment, whichever is later.
5th to 6th Stagnation Increment –
(a) Period reduced to 2 years (3 years under 9th BPS)
(b) An employee who has completed 2 years or more after receiving 5th stagnation
increment as on 1st November 2012 shall receive the 6th stagnation increment
as on 1st November 2012. (financial benefit w.e.f. 1-5-2015)
NEW PROVISION: Important
In case where the non-subordinate employee as on the date of this Settlement,
has already acquired JAIIB (Part-I) or CAIIB (Part-II)/ Graduation after reaching maximum
of the scale of Pay (in case of JAIIB/ CAIIB/ Graduation) or after reaching 19th stage of
scale of Pay (in case of CAIIB/Graduation), and has not earned increment(s), otherwise
entitled on account of acquiring such qualification, when there were no increments to
provide in the scale of pay of those employees, the stagnation increment in such
cases may be advanced by one year or two years as the case may be.
4. Professional Qualification Pay/Graduation Pay (PQP) :
9th BPS 10th BPS
1 year after reaching 20th stage 250 410
2 years after reaching 20th stage 490 800
3 years after reaching 20th stage 740 1210
4 years after reaching 20th stage 990 1620
5 years after reaching 20th stage 1230 2010
AIBEA
37
5. Fixed Personal Pay (FPP)
9th BPS 10th BPS
CLERICAL – Increment portion 800 1310
SUBSTSAFF – Increment portion 400 655
FPP – where Quarters are provided 9th BPS 10th BPS
CLERICAL – Increment portion 860 1450
SUBSTSAFF – Increment portion 430 725
CLERK:
Total FPP as per area of posting 9th BPS 10th BPS
(i) Places with population of more than
45 lakhs 940 1585
(ii) Places with population of 12 lakhs
and above including State of Goa 930 1570
(iii) Places with population of 5 lakhs
and above, Capitals of States, UTs 9201550
(iv) Other places not covered in above 915
SUBSTSAFF:
(i) Places with population of more than
45 lakhs 470 790
(ii) Places with population of 12 lakhs and
above including State of Goa 465 790
(iii) Places with population of 5 lakhs and
above, Capitals of States, UTs 460
780(v) Other places not covered in above 460
AIBEA
38
6. SPECIAL PAY :
9th BPS 10th BPS
Single Window Operator 500 820
Head Cashier 780 1280
Special Assistant 1180 1930
Bill Collector/Armed Guard 240 390
Daftary 340 560
Head Peon 450 740
AC Plant Helper/Electrician 1250 2040
Driver 1450 2370
7. Dearness Allowance:
9th BPS 10th BPS
Clerical and Sub Staff Clerical and Sub Staff
0.15 % of ‘pay’ per slab over 2836 pts 0.10 % of ‘pay’ per slab over 4440 pts
Note: DA is payable on Special Allowance ( New Allowance) also.
Quarter 9th BPS 10th BPS
Nov 2012 - Jan 2013 76.50 % 10.90%
Feb 2013 - Apr 2013 80.25 % 13.40 %
May 2013 - Jul 2013 84.15 % 16.00 %
Aug 2013 - Oct 2013 88.95 % 19.20 %
Nov 2013 - Jan 2014 96.15 % 24.00 %
Feb 2014- Apr 2014 99.90 % 26.50 %
May 2014 – Jul 2014 97.50 % 24.90 %
Aug 2014 – Oct 2014 102.45 % 28.20 %
Nov 2014 - Jan 2015 109.80 % 33.10 %
Feb 2015 - Apr 2015 110.10 % 33.30 %
May 2015 – Jul 2015 110.70 % 33.70 %
AIBEA
39
DA per slab of 4 points
clerical Substaff
9th 10th 9th 10th
1st stage 10.80 11.76 8.77 9.56
20th stage 28.95 31.54 17.00 18.55
At Max. stage 37.35 42.02 21.22 23.78
8. Definition of Pay for DA : Basic Pay, Stagnation increments, PQP, Special Pay,
Offg. Pay, SPECIAL ALLOWANCE
Definition of Pay for DA and HRA : Basic Pay, Stagnation increments, PQP,
Special Pay, Offg. Pay
Definition of Pay for Superannuation benefits: Basic Pay, Stagnation
increments , PQP, Special Pay, Offg. Pay, Increment portion of FPP.
9. House Rent Allowance:
9th BPS 10th BPS
Places - 45 Lacs & above + Project
Area centres in Group A 10 % 10 %
Places – 12 to 45 lacs + Goa + Project
Area Centres in Group B 9 % 9 %
Places – 5 to 12 lacs + capitals of
States/UT 7.5 % 7.5 %
Other places * 7.0 % 7.5 %
* 1.52 lacs employees are working in these rural/semi urban areas/branches
10. Transport Allowance:
9th BPS 10th BPS
Clerks and substaff - Upto 15th stage 225 425
Clerks and substaff -16th stage and above 275 470
Part time employees – 1/3, 1/2 or 3/4 Pro rata of
Upto 15 years service 225 425
Above 15 years service 275 470
Note: Substaff drawing Rs. 470 on being promoted as clerk will continue to getRs. 470 even if fitted at below 16th stage.
AIBEA
40
11. Special Allowance ( New Allowance)
For clerks, substaff and part time employees
ggggg On Basic Pay including Stagnation Increment: 7.75 %
ggggg D.A. shall be paid on this Special Allowance
ggggg This Special allowance shall not count for superannuation benefits
12. Annual Medical Aid
9th BPS Rs. 2000 per year
10th BPS Rs. 2200 per year
13. Hill & Fuel Allowance:
a. At places situated at a height of 8% of pay (Max. Rs.1500/-p.m.)
3000 metres and above
b. At places situated at a height of and 4% of pay (Max. Rs.600/-p.m.)
over 1500 metres but below
3000 metres
c. At places situated at a height of over 3% of pay (Max. Rs.500/-p.m.)
1000 metres but less than 1500 metres
and Mercara Town
14. Washing Allowance : Rs. 150 per month
15. Cycle Allowance : Rs. 100 per month
16. Split Duty Allowance : Rs. 150 per month
17 Diem / Halting Allowance
Places with Places with
population of population
12 lakhs and of 5 lakhs and above,
above and State State Capitals/ Other Places
of Goa Capitals of Union
Territories
Clerical Rs.700/- per diem Rs.600/- per diem Rs.450/- per diem
Staff
Sub ordinate Rs.500/- per diem Rs.400/- per diem Rs.250/- per diem