1 TÜRKİYE FİNANS KATILIM BANKASI A.Ş. Istanbul – Turkey
1
TÜRKİYE FİNANS KATILIM BANKASI A.Ş.
Istanbul – Turkey
2
Contents
Information About Turkiye Finans
Information About Shareholders
Financial Performance
Ranking
Awards
3
Brief Information About Turkiye Finans
4
Who we are Turkiye Finans emanated from the merger of Anadolu Finans and
Family Finans. Merger was approved by Banking Regulation and Supervision Agency (BRSA) on 28.12.2005 Anadolu Finans was established in 1991 and owned by Boydak
Holding. Family Finans was established in 1985 and owned by Ulker Group.
In July 2007, Ulker and Boydak Groups signed a protocol with the National Commercial Bank (NCB) of Saudi Arabia. According to the protocol, NCB acquired 60% stake in Türkiye Finans and Ulker and Boydak Groups retained 20% and remained strategic partners in the bank.
This acquisition was approved by Banking Regulation and Supervision Agency (BRSA) of Turkey on the 28th of February, 2008.
Subsequent to BRSA’s approval, General Assembly of TFKB took place on the 31st of March 2008 and new Board of Directors was formed.
In the post-acquisition picture new shareholder structure was as follows: % 60 National Commercial Bank % 20 Boydak Holding % 20 Ulker Group
5
Our Shareholders
6
21.56%
13.76%
64.68%
NCB BOYDAK HOLDING ULKER GROUP
The new shareholders structure after the capital increase on July 18, 2008 is as follows;
7
The National Commercial Bank is the most prominent of Saudi banks and was the first bank established in Saudi Arabia (1953).
The Bank operated 275 branches throughout the Kingdom, dedicated exclusively to Islamic Banking services. They have an OBU in Bahrain a branch in Beirut, a rep. office in each London, Singapore and Seoul. They are aiming to open a rep. office in China and to take over a bank in Egypt.
The credit rating of the bank has increased to A by Fitch Agency and A+ by Standard and Poors.
NCB is the largest Bank in terms of capital in the Arab world. The Bank’s paid-up capital at year-end of 2008 is US$ 4,000 million.
Total assets at year-end 2008 totaled US$59,097 million.
Net profit for fiscal year 2008 totaled US$ 561 million.
Shareholders’ equity at year-end 2008 totaled US$ 7,337 million
8
Founded in 1959 USD 3.4 billion turnover in 2008 USD 363 million export volume More than 11.000 employees 22 Companies Leader of Furniture, Home Textile,
Cable Sectors Factories are located in Turkey
(Kayseri and Bursa,)
Founded in 1944 USD 8.5 billion turnover in
2007 USD 500 million export volume More than 23.000 employees 65 Companies Leader of Food, Chocolate,
Biscuit, Packaging, Beverage Sectors
Factories are located in Turkey, Uzbekistan, Kazakhstan, Ukraine, Romania, Saudi Arabia
9
Title Name
Chairman Mustafa Boydak
Vice Chairman Abdulkareem Asaad A Abu Al Nasr
Member of The Board Varol Şenel
Member of The Board Mehmet Atila Kurama
Member of The Board Donald Paul Hill
Member of The Board Abdulrazzak Mohammed A Al Khraijy
Member of The Board & CEO Yunus Nacar
Board of Directors
10
Turkiye Finans by Numbers
176 Branches all over Turkey
More than 500.000 Deposit Customers
More than 40.000 Corporate Loan Customers
160.000 Credit Cards in Circulation
3.200 + Employees
11
Giresun
Kırklareli
Yozgat
Çanakkale
Mardin
Bingöl
Düzce
Kastamınu
Istanbul : 69 Branches Ankara : 14 Branches Bursa : 6 Branches İzmir : 5 Branches Konya : 5 Branches
Our Branch Network
12
Fields of Activities
Commercial Banking
SME Banking
Retail Banking
International Banking
Leasing
Alternative Distribution Channels
13
Alternative Distribution Channels
Mobile & SMS Banking
Internet Banking
Phone Banking
ATMs
Call Center
14
Financial Performance
15
0
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
TURKIYE FINANS 4,111 5,577 7,104
2006 2007 2008
Assets ( X 1.000.000 TL)
16
0
200
400
600
800
1000
1200
TURKIYE FINANS 438 591 1,001
2006 2007 2008
Shareholders’ Equity
( X 1.000.000 TL)
17
110
115
120
125
130
135
140
145
150
155
160
TURKIYE FINANS 144 147 160
2006 2007 2008
Net Profit ( X 1.000.000 TL)
18
0
1,000
2,000
3,000
4,000
5,000
6,000
TURKIYE FINANS 3,513 4,306 5,312
2006 2007 2008
Deposits ( X 1.000.000 TL)
1919
EUR 50 million Syndicated Murabaha Facility
January 10th, 2007
MLA Bank Deutsche Bank AG
Amount EUR 50 million
Pricing Euribor + 75bps p.a.
Tenor One year
11 participants
USD 100 million Syndicated Murabaha Facility
August 15th, 2007
MLA Bank HSBC Bank Plc
Amount USD 100 million
Pricing Libor + 70bps p.a.
Tenor Two years
16 participants
Syndications Concluded
20
0
2,000
4,000
6,000
8,000
10,000
NON-CASH (OFF BALANCE) 1,684 2,381 3,625
CASH (ON BALANCE) 3,289 4,435 5,498
2006 2007 2008
FUNDING (LOANS) ( X 1.000.000 TL)
21
0
2,500
5,000
7,500
TURKIYE FINANS 4,298 7,127 8,120
2006 2007 2008
Foreign Trade Volume( X 1.000.000 USD)
22
0
2
4
6
8
10
12
14
16
TURKIYE FINANS 16.07 14.58 16.84
2006 2007 2008
Capital Adequacy Ratio (%)
23
0
1
2
3
4
TURKIYE FINANS 1.53 2.25 3.3
2006 2007 2008
Non Performing Loans
24
Return on Equity
12.00%
13.00%
14.00%
15.00%
16.00%
CONVENTIONAL BANKS 14.30%
PARTICIPATION BANKS 13.40%
TURKIYE FINANS 15.70%
2008 / III (annualized)
25
Return on Assets
0.0%
0.5%
1.0%
1.5%
2.0%
2.5%
3.0%
CONVENTIONAL BANKS 1.6%
PARTICIPATION BANKS 1.8%
TURKIYE FINANS 1.7%
2008 / III (annualized)
26
Ranking
27
0
20,000
40,000
60,000
80,000
100,000
120,000
Türk
iye İş
Bankası
Gara
nti
Akbank
Yapı Kre
di
Fin
ans
Bank
Dexia
TEB
ING
HSBC
Fort
is
Şekerb
ank
Bank A
sya
TÜRKİY
E F
İNANS*
Kuveyt Türk
Alb
ara
ka
Anadolu
Bank
Tekst
ilbank
Euro
bank T
ekfe
n
Türkiye Finans ranks 13th
Ranking of Private Banks in terms of Assets (30.09.2008) (x1,000,000 TL)
28
0
5,000
10,000
15,000
20,000
25,000
30,000
35,000
40,000
45,000
50,000
Gara
nti
Akbank
Türk
iye İş
Bankası
Yapı Kre
di
Fin
ans
Bank
Dexia
ING
HSBC
TEB
Fort
is
Bank A
sya
TÜRKİY
E F
İNANS*
Şekerb
ank
Kuveyt Türk
K.B
.
Alb
ara
ka T
ürk
Anadolu
bank
Altern
atifb
ank
Tekst
il B
ank
Euro
bank T
ekfe
n
Türkiye Finans ranks 12th
Ranking of Private Banks in terms of Loans(30.09.2008) (x1,000,000 TL)
29
0
200
400
600
800
1,000
1,200
1,400
1,600
Akbank
Gara
nti
Türk
iye İş
Bankası
Yapı Kre
di
Dexia
Fin
ans
Bank
HSBC
Fort
is
TEB
Bank A
sya
TÜRKİY
E F
İNANS*
ING
Şekerb
ank
Alb
ara
ka T
ürk
Kuveyt Türk
Anadolu
bank
Altern
atifb
ank
Euro
bank T
ekfe
n
Türkiye Finans ranks 11th
Ranking of Private Banks in terms of Profitibality(30.09.2008) (x1,000,000 TL)
30
Awards
31
The World’s foremost publication in the field, Islamic Finance News magazine, has announcedTurkiye Finans in 2007 as the “ Best Islamic Bank and the service providing institution” in the sector known in Turkey as Participation Banking.
Global Finance
The editors of Global Finance magazine selected
Turkiye Finans as the “Best Islamic Bank in
Turkey” in 2008.
Islamic Finance News
32
TOTAL ASSETS USD 51.5 billion
SHAREHOLDERS’ EQUITY USD 7.3 billion
DEPOSITS COLLECTED USD 36.5 billion
TOTAL CASH LOANS USD 23.2 billion
NET PROFIT USD 1.3 billion
THANK YOU FOR VIEWING OUR PRESENTATION