1 October 20, 2015. This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of.

1April 20, 2023

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

2

Flexibility

Flexibility

Flexibility

ICICI Pru Pinnacle Super gives you…

Choice of Premium

payment term

Multiple Fund options

Innovative new fund offering Flexibilit

yFlexibilit

y

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

13

Choose Five Pay option and the premium amount

How does the plan work?

Choose Sum Assured as per your protection needs

Invest your premiums in the proportion of your choice in the multiple funds available

On maturity of your policy, receive the benefit amount to meet your financial goals

In the unfortunate event of death of the Life Assured during the term of the policy, the nominee will receive the Death Benefit to meet any financial liabilities

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

14

Selecting the funds

Choose your fund(s) depending on your investment objective

You can choose multiple funds to invest your premiums in

Highest NAV Fund B is available only at inception

Funds can be switched out of the Highest NAV Fund B but funds cannot be switched into it

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

15

Loyalty Additions

Additional allocation at maturity of 2% of the fund value recorded as on maturity date

Applicable only if all due premiums are paid

Prevailing NAV is used to calculate the Loyalty Addition and not the Guaranteed NAV

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

16

Death benefit

In the event of death of the Life Assured, the nominee shall receive, subject to Minimum Death Benefit:

• For One pay option

•Sum Assured or Fund Value, whichever is higher

• For Five pay option

•Sum Assured PLUS Fund Value

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

17

Minimum Death Benefit

Minimum Death Benefit is 105% of the total premiums (including top-up premiums) paid LESS:

The amount of partial withdrawals made during the two years immediately preceding the date of death of Life Assured where death occurs before or at age 60 last birthday

The amount of all partial withdrawals made after attaining age 58 last birthday where the death of Life Assured occurs after age 60 last birthday

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

18

Maturity benefit

The Guaranteed NAV will be as follows: RGF - Rs. XX.XX or the prevailing NAV of the RGF as on

that date, whichever is higher. Highest NAV Fund B - 110% of the highest NAV

recorded on a daily basis within the first seven years of the launch of the series

On Maturity of the policy, you get:

In case of RGF and Highest NAV Fund B – higher of applicable guaranteed value and fund value

In case of all other funds – the fund value

Where,

Guaranteed Fund Value = Guaranteed NAV X Units at maturity

Fund Value = Prevailing NAV X Units at maturity

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

19

Partial withdrawals

One partial withdrawal every year from the 6th policy year

Guaranteed NAV will not apply for partial withdrawals

Max partial withdrawal amount – 20% of the FV as on date of partial withdrawal

Min partial withdrawal amount – Rs.2,000

Liquidity through partial withdrawals

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

20

Switch / Premium redirection

Switch Four free switches every policy year Funds can be switched out of Highest NAV

Fund B but switches into the fund will not be allowed.

Premium redirection Specify the funds and the proportion in which

you want to invest your renewal premiums Premiums cannot be redirected to Highest

NAV Fund B Applicable only for the Five Pay option

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

21

Top Ups

You have the option to increase your investment by investing additional money over and above your regular premiums, at your convenience

The Top up premiums cannot be invested in Highest NAV Fund B

Minimum top-up amount is Rs. 2,000

Top-up premiums can only be paid during the first five years of the policy, subject to underwriting so long as all due premiums have been paid

In case you avail of a top up, you will have to increase your Sum Assured by either 125% or 500% of the top up premium amount

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

22

Increase/Decrease in Sum Assured

Subject to underwriting, allowed on policy anniversaries before the life assured attains age 60

Five Pay option: Increase subject to sustainability matrix

Increases would be allowed in multiples of Rs 1,000

Cost of any medical reports and charges will be borne by the policyholder

Allowed only on policy anniversaries subject to the minimum SA

Increase in SA

Decrease in SA

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

23

Surrender value

Surrenders are not allowed during the first five policy years

On surrender after completion of the fifth policy year, the policy shall terminate and Fund Value including Top up fund value, if any, will be paid to the policyholder

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

24

ICICI Pru Pinnacle Super at a glance

Premium payment term

1 year

5 years

Features ICICI Pru Pinnacle Super

Minimum PremiumOne Pay - Rs. 50,000 p.a.Five Pay – Rs.24,000 p.a

Maximum Premium No cap

Policy Term 10 years (fixed)

Mode of premium payment

Annual

Min age at entry 8 years

Max age at entry70 years for One Pay 65 years for Five Pay

Min age at maturity 18 years

Max age at maturity80 years for One Pay 75 years for Five Pay

Premium Payment Option

One Pay

Five Pay

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

25

Features ICICI Pru Pinnacle Super

Minimum Sum Assured

Maximum Sum Assured

One pay Five Pay

125% of premium 10 X annual premium

ICICI Pru Pinnacle Super at a glance

One pay Five Pay

125% of premium As per sustainability matrix

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

26

Charges

Premium Allocation Charges: One Pay option

Five Pay option

Top up allocation charge: 2% of top up premium

Mortality charges will be deducted on a monthly basis on the life cover

Year 1 Year 2 Year 3 - 5

6% 5% 3%

Single Premium (Rs.)

Charge (% of single premium)

< Rs. 500,000 5%

>= Rs. 500,000 4%

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

27

Charges

Policy Administration Charge: One pay option

Five Pay option

This charge will be deducted through redemption of Units and is subject to a max of Rs. 500 per month

Policy Administration Charge per month (% of annual premium

Year 1 to Year 5 0.25%

Year 6 to Year 10 0.10%

Policy Administration Charge per month (% of single premium)

Year 1 to Year 5 0.12%

Year 6 to Year 10 NIL

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

28

Fund management charges

*There will be an additional charge for the investment guarantee, made by adjustment to the NAV, for the funds below:• Highest NAV Fund B: 0.50% p.a.• Return Guarantee Fund: 0.25% p.a.

Fund name

Highest NAV Fund B (ULIF 132 15/03/11 LHighNavB 105)*, Opportunities Fund (ULIF 102 24/11/09 LOpport 105), Multi Cap Growth Fund (ULIF 101 24/11/09 LMCapGro 105), Bluechip Fund (ULIF 103 24/11/09 LBluChip 105), Multi Cap Balanced Fund (ULIF 104 24/11/09 LMCapBal 105), Income Fund (ULIF 105 24/11/09 LIncome 105), Dynamic P/E Fund (ULIF 113 11/01/10 LDynmicPE 105)

Return Guarantee Fund (RGF) (ULIF 070 18/12/08 LRGF1 105)*

Money market Fund (ULIF 106 24/11/09 LMoneyMkt 105)

Fund charges

1.35% 1.25% 0.75%

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large.

29Thank you!!