01 - victoriacapitalmanagement.org · 01 Introduction 07 Our team 08 Our services & audiences 12 B2B relationships with investment professionals 03 Our presence 04 Our values Content

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01 Introduction

07 Our team

08 Our services& audiences

12B2B relationshipswith investment professionals

03 Our presence

04 Our values

ContentAbout Victoria Capital Management (VCM)VCM is a leading international wealth-management firm, licensed and regulated by the Commision de Contrôle des Activités Financières (CCAF) and the Financial Services Commission (FSC) in Mauritius, with offices in Monaco, Mauritius, Luxembourg and Dubai.

What we do?We combine the attentiveness of a boutique firm with the extensive resources and stability of a major investment house, by providing discretionary and non-discretionary investment management services to private and institutional clients.

As part of our offering, we provide a wide range of products & services to meet all our clients’ needs:

Introduction

Financial and estate planning

Legal and tax advice

Investment management

Trusts and offshore companies

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Our presence

MAURITIUS

MONACO

Solid and reliable international financial centre with increasing popularity, Mauritius offers:

World-class international financial services hub, Monaco offers:• Political stability and attractive financial development opportunities;• An independent judicial system and streamlined regulatory frameworks;• Contact with some of the world’s major banks;• The availability of top-of-the-class legal, financial and accountancy expertise.

As a leading global jurisdiction for investment funds, Luxembourg offers:• Reputation of the Luxembourg brand in the investment fund industry;• An attractive range of investment fund solutions;• A regulatory environment, including accessibility, knowledge and responsiveness of

the regulator.

As a leading financial centre and representative office of VCM, Switzerland offers:• Political and economic stability;• A strong banking system.

As a representative office located in the DIFC, Dubai offers:• Comprehensive and robust regulatory frameworks;• 100% Foreign Ownership;• No limit on capital repatriation.

• Political and social stability;• An efficient banking system;• An attractive tax system (DTAs with many

jurisdictions);

• Offshore asset protection• OECD white listed jurisdiction;• No Exchange control;• Investment grade rating.

LUXEMBOURG

SWITZERLAND

DUBAI

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Our values

Diversification

As managers of our clients’ wealth, we diversify across many asset classes. This is the foundation of our investment approach, enabling us to deliver consistent and risk adjusted returns, based on our disciplined approach to both strategic and tactical

asset allocation.

Our extensive experience, deep knowledge and broad-based networks, are used to guide our clients

towards the best investments.

Flexibility

Each of our clients has a different financial objective, risk profile and tax situation.

Our aim?Working closely with them to create a bespoke solution

that is tailored to match their specific needs & requirements.

Active Management

We regularly communicate with our clients on the performance of their portfolio against pre-determined

benchmarks. We provide advice on investment selection and recommend adjustments when necessary.

This active management and structured communication is a critical component of our client-focused approach.

Independence

VCM is an independent, privately-held company, established by a group of senior wealth-management

professionals. It is an entrepreneurial structure, 100% owned by its founders and employees.

Our aim?To be a truly global firm, entirely dedicated to

our clients and their specific needs & requirements.

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With a team of industry-leading investment managers, a global network of analysts & advisors, and a history of positive returns over many years, VCM continues to extend its reputation for excellence in serving the interests of its growing international client base. Our entire ethos is based on a dedication to understanding their interests and financial requirements.

Our team

Investment Management TeamA team of investment professionals where each member is specialised in a specific asset class. Investment decisions and recommendations are taken collectively during our monthly investment committee.

Compliance and LegalWe have an experienced compliance and legal team in-house, ensuring our business adheres to external rules and internal controls.

Corporate AdvisorsWe combine the Group’s expertise with external partners to assist entrepreneurs in unlocking value in their business.

Relationship Management TeamOur Relationship Managers are our clients’ point of contact. With a thorough understanding of clients’ objectives, Relationship Managers are able to provide the best possible solutions. They aim to develop and improve business relationships with all stakeholders.

External Partners (banks, fiduciaries, tax and legal advisors)We strive to develop strategic partnerships with people who are experts in their field and offer complementary services to ours, in order to create synergies that benefit our clients.

Investment Management

Team

CLIENTS

Compliance and Legal

Corporate Advisors

Relationship Management

Team

External Partners (banks, fiduciaries,

tax and legal advisors…)

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About wealth management One of the most important aspects of the wealth management journey involves understanding clients’ overall situation. To do so, we spend time building an Investment Policy Statement (IPS) with them. This document dictates and serves the relationship between wealth manager and client, helping us connect with and understand the client’s reality.

We start by meeting face to face with the client, focusing on the following key factors:

• Life and Return Objectives, which involve considering the overall client’s estate, spending needs and desires;• Risk Objectives, i.e. the client’s ability and willingness to take risks; • Constraints, including Liquidity, Time Horizon, Tax, Legal/Regulatory, Unique Circumstances.

Once the document has been compiled, the investment team focuses on the portfolio’s strategic asset allocation. We go through a strong investment decision process that relies on an inhouse analysis of different asset classes, the sorting out of information received from the best research houses and an extensive quantitative & qualitative analysis of portfolios.

Additionally, VCM manages a range of Mutual Funds on different asset classes, including equities, bonds, structured products, fixed income, among others. These funds are regulated in 3 jurisdictions: Mauritius, Luxembourg and Caymans Islands. We also manage dedicated funds with specific strategies, such as dedicated funds for Family Offices, which can be white labelled and advised externally if necessary.

Establish short-, medium- and long-

term life goals

Work out what your assets and

liabilities are

Evaluate your current financial

position to find out how long it will take to achieve your goal

Develop your plan by creating

a route map for achieving

your goals

Implement your plan

Monitor and review your plan

yearly and make adjustments

when needed

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Private ClientsVCM aims to provide advisory and wealth-management solutions to Private Clients. Our presence in multiple jurisdictions allows us to provide more flexibility to our clients, who can choose between any one of the following options:

• Enlisting with one of our entities but have their wealth held in another country;

• Choosing to be geographically diversified and have different portfolios held in different countries, with only one consolidated report throughout the collaboration.

This diversity brings more expertise in wealth/financial planning. We are dealing with a wide network of international tax advisors and lawyers, allowing us to provide accurate advice to our clients regarding the best structure to put in place or jurisdiction to hold their wealth.

Our services & audiences

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Family Offices & FiduciariesSome Financial Intermediaries (FIs) like Family Offices or Fiduciaries do not necessarily have a dedicated portfolio management team. At VCM, we strive to develop partnerships with FIs, providing them with wealth management solutions wherever they are based in the world. Our presence in multiple jurisdictions allows us to provide a wider offering as well as more flexibility, since we are regulated in different countries and have long lasting relationships with trusted banking partners around the world.

Mauritius, as an International Financial Centre with a solid reputation worldwide, is becoming more and more attractive to African entrepreneurs and family businesses, with most banks being universal banks providing both corporate and banking solutions to individuals. VCM is already dealing with most of the banks, management companies and other professionals based on the island. With our vast experience and our extensive network of financial partners, we want to offer global solutions to all intermediaries, whether they are based in Mauritius or not.

Household Management

Business Structuring

FAMILY OFFICES

Strategic Philanthropy

Legacy Planning

Portfolio Management

VCM

Family Offices delegate Investment Management to VCM when they do not have the expertise to manage clients’ portfolios in-house.

Our services & audiences

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Today, with regulations getting increasingly strict for Independent Financial Advisors (IFAs), we understand that it is becoming more expensive, sometimes even unsustainable, for them to operate on their own – especially small- to medium-sized IFAs.

At VCM, we are fully equipped with multiple licences in Monaco and Mauritius, as well as a powerful portfolio management system and a full compliance team. We believe that creating synergies within a confidential and trustful framework is the key to success!

With the 2 regulated entities, wealth managers can manage their clients from anywhere in the world, with the flexibility of banking them in Monaco, Mauritius, Switzerland and Dubai. Our portfolio management system allows them to handle portfolios, generate reports and follow investments in total independence.

Additionally, we create white labelled and manage investment funds from multiple jurisdictions, including Luxembourg, thanks to our fund management licences.

B2B relationshipswith investment professionals

• Portfolio Management System• Compliance team• VCM Network • Research

• NAV calculation• Compliance team• Risk Management

INVESTMENT ADVISER LICENCE CIS LICENCE

FLEXIBILITY ON THE CHOICE OF JURISDICTION

FLEXIBILITY ON THE CHOICE OF BANKING PARTNER

ACCESS TO TWO LICENCES

VCM GROUP

VCMMAURITIUS

VCM MONACO

INDEPENDENT WEALTH

MANAGERS

FUND MANAGERS

BANKING PARTNERS IN MAURITIUS

BANKING PARTNERS IN MONACO

BANKING PARTNERS IN SWITZERLAND

Quartier les Terminalias - Domaine de LabourdonnaisMapou - Republic of Mauritius

T. +230 267 1946E. info@victoriacapitalmanagement.orgwww.victoriacapitalmanagement.org