“ When you give a poor man fish, his immediate problem of hunger will be satisfied; if you teach him fishing, he will become a micro-entrepreneur and.

“ When you give a poor man fish, his immediate problem of hunger will be satisfied; if you teach him fishing, he will become a micro-entrepreneur and permanently get out of poverty”

-A Chinese saying

He possess the ability to recognize opportunities for successful introduction of New commodities New methods New material New source of supply and New industrial organization. Any one performs this function is an entrepreneur, whether he is ‘ dependent’ or ‘ independent’

Entrepreneurship is essential for economic development, whatever be the economic and political set up of a country.

E.D is, therefore, an Endeavour to devise deliberate packages for stimulation, facilitation and acute support of entrepreneurial behaviour .

Inherent capacity to select correct answers. Energy , will and mind to overcome fixed thoughts and oppositions. Intuition Positive attitude Skills Knowledge Innovation .etc.,

Poor Esteem Un sympathetic bureaucracy Plethora of laws Copycatism Perceptions of Banks, Public, etc., Lack of proper infrastructure Various interruptions

In Business the product is procured, stored, displayed and sold to the customers directly.Benefits:- Easy to start

Direct contact with customers

Can decide investment

No investment in Plant & Machinery

No investment in EquipmentsTextile Shops, Grocery Shops, Stationery Stores, Medical Stores, Sanitary Wares Shops, etc

In Service enterprise the requirement of the customer is made with the help of equipments.Benefits:- low risk, (low income)

Direct contact with customers

Low Investments

No stock of raw materialsAutomobile Workshops, Service Stations, Tailoring Shops, Photostat, Photo studio, Colour labs etc

In an Industry the raw materials are turned to the finished goods by changing its properties or by assembling with the help of Plant & Machinery installed.Benefits:- Can decide what to produce

Indirect contact with customers

Can distribute the product to the area needed

Can change the product according to the need of customers

CLASSIFIED ACCORDING TO INVESTMENT IN EQUIPMENTS

MICRO : UP TO 10 LAKHS

SMALL : UP TO 2 CRORES

MEDIUM : UP TO 5 CRORES

LARGE : ABOVE 5 CRORES

CLASSIFIED ACCORDING TO INVESTMENT IN PLANT &

MACHINERY

MICRO : UP TO 25 LAKHS

SMALL : UP TO 5 CRORES

MEDIUM : UP TO 10 CRORES

LARGE : ABOVE 10 CRORES

PROJECT IDEAPROJECT IDEAEXPERIENCE,

FRIENDS,

BOOKS,

PERIODICALS,

TRAVEL,

EVENTS,

CIRCUMSTATNCES

THINKING ETC, ETC.

ANALISE THE IDEAANALISE THE IDEADETAILED MARKET SURVEY,

INFRASTRUCTURE NEEDED,

RAW MATERIALS,

TECHNICAL KNOW-HOW ,

PLANT & MACHINERY,

FUNDS, LABOUR, POWER

FUTURE DEMANDS ETC.

MSMED Part – I

www.dic.kerala.gov.inGet a copy filed format and contact the concerned District Industries Centre for acknowledgement

Panchayat / Municipal licence

Power Connection

Bank Loan

NOCs from other agencies (KSPCB, F&B, Fire Force, DMO(H), Forest, Labour, BIS etc)

LOCAL BODY LICENCELOCAL BODY LICENCE• Panchayat / MunicipalityPanchayat / Municipality• Green Channel CounterGreen Channel Counter• Single Window Clearance BoardSingle Window Clearance Board

Power ConnectionPower Connection• Agriculture• Residential• Industrial• Commercial

BANK LOANBANK LOAN• Project ReportProject Report• Building plan, estimateBuilding plan, estimate• Quotations for P & M, Equipments, Quotations for P & M, Equipments,

ElectrificationsElectrifications• MSMED Part MSMED Part ––II• Collateral SecurityCollateral Security• ID Proof etc.ID Proof etc.

PROJECT REPORTPROJECT REPORT• IntroductionIntroduction• LocationLocation• PromoterPromoter• Land & BuildingLand & Building• Plant & machineryPlant & machinery• Raw MaterialsRaw Materials• Other Expenses, PowerOther Expenses, Power• Manufacturing ProcessManufacturing Process• MarketingMarketing• Source of FundsSource of Funds• ViabilityViability

PROJECT REPORTPROJECT REPORT• Economics of the ProjectEconomics of the Project• ProfitabilityProfitability• Repayment Chart for 5/7 yearsRepayment Chart for 5/7 years• Projected Profitability Projected Profitability • Break Even PointBreak Even Point• Cash FlowCash Flow• Projected Balance SheetProjected Balance Sheet

MSMED Part - IIMSMED Part - II• After trial run, Commercial After trial run, Commercial

production is started.production is started.• MSMED Part MSMED Part –– II like Part II like Part ––II• www.dic.kerala.gov.inwww.dic.kerala.gov.in

SEMINARSSEMINARS

TECHNOLOGY CLINICSTECHNOLOGY CLINICS

EdpSEdpS

SKILL UPGRADATION PROGRAMMESSKILL UPGRADATION PROGRAMMES

Prime ministers employment generation Prime ministers employment generation programme programme (PMEGP)(PMEGP)

• Manufacturing enterprises up to Rs. Manufacturing enterprises up to Rs. 25 Lakhs25 Lakhs

• Service Enterprises up to Rs. 10 Service Enterprises up to Rs. 10 LakhsLakhs

• One Employment Generation per One Employment Generation per each Lakh fixed investment. each Lakh fixed investment.

• 15%, 25%, 35% Margin Money 15%, 25%, 35% Margin Money Subsidy up to Rs. 8.75 Lakhs.Subsidy up to Rs. 8.75 Lakhs.

• Training needed.Training needed.